Answer:
A. When the research costs more than the potential savings
This is correct on Edg :)
A consumer should stop researching a product when the research costs more than the potential savings.
What is a consumer?
A consumer is the final user of a purchased product or service. Consumers can either be an individual or group of people who purchase or use goods and services solely for personal use, and not for the manufacturing or resale.
Consumers are the people or organizations that purchase products or services. They are humans or other economic entities that use a good or service. Furthermore they do not sell on that that they bought.
They are the end-users in the sales distribution chain. A company that buys a printer for company use. The customer is the company who purchased the printer, and the consumers are the employees using the printer . The company doesn't intend to resell the printer.
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Alexandra has two articles about social media consumption, one from 2007 and one from 2018, that she could include in her research about social media and addiction. Which one may be the more appropriate article, according to the CRAAP analysis?
Answer:
The 2018 article
Explanation:
CRAAP stands for Currency, Relevance, Authority, Accuracy, and Purpose. It is a test conducted by educationists and researchers to evaluate the credibility of a source of information. The use of Craap eliminates the possibility of using untrustworthy sources for research.
The C stands for currency, which is all about the timeliness of the information. Currency check whether the information obtained is most recent. Researchers want to know where it was published or posted and whether it has been revised. Most recent information will be acceptable in Craap compared to older data as it may be deemed outdated.
How important is structure/culture compared to the other primary internal considerations for a strategic plan?
Explanation:
The organizational structure and culture are essential for the design of a strategic plan aligned with the organization's purpose.
What happens is that the structure and culture of an organization constitute its identity, its way of organizing itself and creating an environment designed to obtain the objectives and goals stipulated by strategic planning. So it can be said that there is no way to develop a strategic plan without considering the structure or culture, because it is through these two variables that action plans are developed and modeled according to what the company is, and what it plans to be in the future. All organizational systems must be foreseen in the planning and be developed with the same degree of importance, because together they form the organizational whole that will lead a company to be well positioned in the market, achieve continuous improvement in its processes, achieve competitive advantage in the market, etc.
Structure and culture are the pillars upon which the business organizes its operational activities to get a smooth flow in these different activities.
What is the importance of structure/culture in a strategic plan?The structure defines communication and reporting relationships while culture defines business norms to be followed. It is essential for strategic planning as it helps to develop a competitive edge for the business that would measure its growth.
Therefore, it generates foundations for bringing change and flexibility in the business for achieving improvement in its processes.
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If you want to receive the recently declared dividend on ABG stock, you must purchase your shares _____ or more business day(s) prior to the date of record.a. four.b. one.
c. two.
d. three.
e. five.
Answer:
c. two.
Explanation:
Stocks and dividends are ways in which a company uses to raise finances from the public inorder to run their companies as well as rewards the people after a given business year in which profit is made. Generally, it is expected that, you should own a stock for two business days, to be entitled to dividend payout. For ABG stock, the same is expected.
Use the following information from separate companies a through d :
Net Income (Loss) Interest Expense Income Taxes
a. $119,000 $44,000 $35,000
b. 135,000 16,000 25,000
c. 138,000 12,000 30,000
d. 314,000 14,000 50,000
Required:
Compute times interest earned. Which company indicates the strongest ability to pay interest expense as it comes due?
Answer:
Company D
Explanation:
The computation is shown below:
As we know that
Times interest earned ratio = Net Income + interest expense + income tax ÷ Interest expense
For company a:
Times interest earned ratio = $119000+ $44000 + $35000 ÷ $44000
= $198000 / $44000
= 4.5 times
For company b:
Times interest earned ratio is
= $135000+ $16000 + $25000 ÷ $16000
= $176000 / $16000
= 11 times
For company c:
Times interest earned ratio = $138000+ $12000 + $30000 ÷ $12000
= $180000 ÷ $12000
= 15 times
For company d:
Times interest earned ratio = $314000+ $14000 + $50000 ÷ $14000
= $378000 / $14000
= 27 times
As it can be seen that the times interest ratio is higher in company d so it has the strongest ability to pay the interest expense
During the year, Hamlet Inc. paid $22,000 to have bond certificates printed and engraved, paid $170,000 in legal fees, paid $9,000 to a CPA for registration information, and paid $280,000 to an underwriter as a commission. What is the amount of bond issue costs
Answer:
$481,000
Explanation:
Bond issue costs are either direct or indirect costs:
direct costs include underwriting fees, listing fees, professional fees, compliance costs and other costs related to the IPO or APO (secondary issues), e.g printing costsindirect costs include underpricing costs (IPO pricing is too low) and loss of proprietary informationTotal bond issue costs = $22,000 + $170,000 + $9,000 + $280,000 = $481,000
On April 12, Hong Company agrees to accept a 60-day, 6%, $6,900 note from Indigo Company to extend the due date on an overdue account. What is the journal entry that Indigo Company would make, when it records payment of the note on the maturity date? (Use 360 days a year.)A) Debit Cash $7,625; credit Interest Revenue $125; credit Notes Payable $7,500.B) Debit Notes Payable $7,500; debit Interest Expense $188; credit Cash $7,688.C) Debit Notes Payable $7,500; credit Interest Expense $125, credit Cash $7,375.D) Debit Notes Payable $7,500; debit Interest Expense $125; credit Cash $7,625.E) Debit Cash $7,625; credit Interest Revenue $125; credit Notes Receivable $7,500.
Answer:
Notes payable is debited by $6,900, Interest expense is debited by $69 and cash is credited by $6,969
Explanation:
Interest = Principal Amount * Rate * Number of days / 360
Interest = $6,900 * 6% * 60/360
Interest = $69
Cash to be paid = Principal Amount + Interest
Cash to be paid = $6,900 + $69
Cash to be paid = $6,969
On the date of maturity, the journal entry to make the payment of note payable is:
Date Account Title and Explanation Debit Credit
June 11 Note payable $6,900
Interest expenses $69
Cash $6,969
(To record the payment of notes payable along with interest)
The following items may appear on a bank statement:
a. NSF check
b. EFT deposit
c. Service charge
d. Bank correction of an error from recording a $300 check as $30
Required:
Indicate whether the item would appear as debit or credit memo on the bank statement and whether the item would increase or decrease the balance of your account.
Answer:
a. NSF check ⇒ non-sufficient funds check: it is a debit memo that decreases the account balance. One or more of the checks from third parties that you deposited didn't have enough funds to be cashed.
b. EFT deposit ⇒ electronic funds transfer: credit memo that increases the account balance. Someone deposited money to your account through an electronic transfer, e.g. online transfer.
c. Service charge ⇒ debit memo that decreases the account balance. This is a fee charged to you by the bank for the banking services provided.
d. Bank correction of an error from recording a $300 check as $30 ⇒ debit memo that decreases account balance. A check that you wrote was erroneously recorded as $30 when its value was $300.
If the anticipated inflation rate is 2 percent and the nominal interest rate is 6 percent, the real interest rate will be:
Answer:
Real interest rate= 0.04 = 4%
Explanation:
Giving the following information:
Inflation rate= 2%
Nominal interest rate= 6%
To calculate the real interest rate, we need to use the following formula:
Real interest rate= nominal interest rate - inflation rate
Real interest rate= 0.06 - 0.02
Real interest rate= 0.04 = 4%
A treatment plant has three primary clarifiers at 60 ft in diameter with side water depths of 9 ft. The inboard weirs are set at 54 ft. The average daily flow is 4.6 MGD and the peak flow is 8.7 MGD. Calculate the overflow rates, detention times, and weir loading rates.
Answer:
idek rlly
Explanation:
Mr. Coffey bought a house for $195,000. He made a 20% percent down payment. The internet rate is 5.25% for 30 years. How much does he need to borrow and what is his monthly payment
Answer:
$39,000
20% OF THE COST OF HOUSE OUT HERE
= 20% OF $195,000
= 0.2 * 195,000
=$39,000--------
Good luck!
If the nominal interest rate is 7 percent and the real interest rate is -2.5 percent, then the inflation rate is Group of answer choices -9.5 percent. -4.5 percent. 4.5 percent. 9.5 percent.
Answer:
Inflation = 9.5%
Explanation:
Inflation can be defined as the persistent general rise in the price of goods and services in an economy at a specific period of time.
Given the following data;
Nominal interest rate = 7 percent.
Real interest rate = -2.5 percent
Real interest rate = Nominal interest rate - Inflation
Inflation = Nominal interest - Real interest rate
Inflation = 7 - (-2.5)
Inflation = 9.5%
Raven applies overhead based on direct labor hours. The variable overhead standard is 16 hours at $25 per hour. During July, Raven spent $217,700 for variable overhead. 8,190 labor hours were used to produce 300 units. What is the variable overhead rate variance
Answer:
Raven
The variable overhead rate variance is:
$12,940.20
Explanation:
Standard variable overhead rate = $25 per hour
Variable overhead cost = $217,700
Direct labor hours = 8,190
Units produced = 300
Actual variable overhead rate = $217,700/8,190 = $26.58 per hour
Variable overhead rate variance = ($26.58 - $25) * 8,190
= $12,940.20
b) The variable overhead rate variance is the difference between the actual variable manufacturing overhead incurred by Raven and the standard variable overhead that was expected, based on the actual number of hours worked.
Countess Corp. is expected to pay an annual dividend of $4.45 on its common stock in one year. The current stock price is $72.55 per share. The company announced that it will increase its dividend by 3.60 percent annually. What is the company's cost of equity
Answer:
9.73%
Explanation:
The cost of equity formula is stated thus:
cost of equity=D1/P0+g
D1=future expected dividend payment=$4.45
P0=current stock price=$72.55
g=dividend constant growth rate=3.60%
cost of equity=($4.45/$72.55)+3.60%
cost of equity=6.13% +3.60%
cost of equity=9.73%
Which of the following is the main purpose of a visual aid?
A. To display attention grabbing graphics
B. To improve audience understanding and memory
C. To inform the audience
D. To persuade the audience
I'll mark Brainliest
Answer:
B
Explanation:
visual aids help your audience understand and remember information that you talk about
If offered employment by Amazon, would you be legally eligible to begin employment immediately?
Answer:
Explanation:
offered employment by Amazon, would you be legally eligible to begin employment immediately?
Legally eligible for employment could be explained as having the right to take up a job in a particular country, which means one should posses a work permit or visa which will allow one to work for an employer in US since AMAZON is in US.
.it should be noted that The applicant is considered eligible, if the applicant is available bin US when submitting it as a citizen or with work permit
Therefore, I'm eligible to begin work immediately, if I'm offered employment by Amazon, if I meet the above criteria, and we know Amazon is in US.
Yes, a U.S. natives will be legally eligible to begin employment immediately after been offered employment by Amazon,
Eligibility in this context refers to the right to take up a job in the country.
The United State natives are eligible by birth, whereas, non-citizen would be required to possess a work permit or visa to allow him/her to work for the Amazon in US.
Therefore, in conclusion, a U.S. natives will be legally eligible to begin employment immediately after been offered employment by Amazon whereas a non-citizen will be required to possess a visa or work permit
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The cost of speeding relates crashed in 2008 accounted for per second
Answer:
Thanks for the fact
Explanation:
Can I have brainliest pls?
A product has an average demand of 40 units per week and a standard deviation of 10 units per week (normally distributed). The lead time is 5 weeks. What is the safety stock inventory if the organization wants to achieve a 90% cycle-service level
Answer:
37 units
Explanation:
lead time = 5 weeks
service level = 90%, z score = 1.645
average demand = 40 units per week
standard deviation = 10 units per week
safety stock = z-score · √lead time · standard deviation of demand = 1.645 · √5 weeks · 10 units per week = 1.645 · 2.236 · 10 = 36.78 ≈ 37 units
the reorder point = (5 weeks x 40 units per week) + safety stock = 200 + 37 = 237 units
Tom Skinner has $45,000 invested in a stock with a beta of 0.8 and another $55,000 invested in a stock with a beta of 1.4. These are the only two investments in his portfolio. What is his portfolio's beta?
Answer:
The porfolio beta is 1.13
Explanation:
The computation of the portfolio beta is shown below:
= Weight × beta + weight × beta
= ($45,000 ÷ ($45,000 + $55,000) × 0.8 + ($55,000 ÷ ($45,000 + $55,000) × 1.4
= 0.45 × 0.8 + 0.55 × 1.4
= 1.13
Hence, the porfolio beta is 1.13
We simply applied the above formula so that the correct value could come
And, the same is to be considered
Bigelow has a levered cost of equity of 14.29% and a pretax cost of debt of 7.23%. The required return on the assets is 11%. What is the firm's debt-equity ratio based on MM Proposition II with no taxes?
Answer:
0.873
Explanation:
Given that
Cost of equity, RS = 14.29% = 0.1429
Required return on assets = 11% = 0.11
Cost of debt = 7.23% = 0.0723
Then we can calculate the firm's debt equity ratio by using the relation
0.1429 = 0.11 + B/S(0.11 - 0.0723)
0.1429 = 0.11 + B/S(0.0377)
B/S(0.0377) = 0.1429 - 0.11
B/S(0.0377) = 0.0329
B/S = 0.0329 / 0.0377
B/S = 0.873
Therefore, the debt equity ratio is 0.873
Companies that have preferred stock outstanding promise to pay a stated dividend for an infinite period. Preferred stock is treated like a perpetuity if the payments last forever. Preferred stocks are considered to be a hybrid of a common stock and a bond. For example, one of the major differences between preferred shares and bonds is that the issuing companies can suspend the payment of their preferred dividends without throwing the company into bankruptcy.
However, similar to bonds, preferred stockholders receive a fixed payment-their dividend-before the company's residual earnings are paid out to its common stockholders and, as with common stock, preferred stockholders can benefit from an appreciation in the value of the firm's stock securities.
Lancashire Railway Company (LRC) pays an annual dividend rate of 11.80% on its preferred stock that currently returns 15.81% and has a par value of $100.00 per share. What is the value of LRC’s preferred stock?
a. $74.64 per share
b. $89.57 per share
c. $100.00 per share
d. $111.95 per share
Suppose that due to high inflation, interest rates rise and pull the preferred stock's yield to 20.55%. The value of the preferred stock will:_____
Answer:
$74.64$57.42Explanation:
1. Value of LRC's preferred stock
= Preference Dividend / Return on Preference share
= (11.8% * 100) / 15.81%
= 74.6363
= $74.64
2. Value of preference share when yield goes to 20.55%;
= Preference Dividend / Return on Preference share
= (11.8% * 100) / 20.55%
= $57.42
Your real estate agent mentions that homes in your price range require a payment of $1,200 per month for 30 years at 0.75% interest per month. What is the size of the mortgage with these terms?
Answer:
the size of the mortgage with these terms is $149,138.24
Explanation:
The computation of the size of the mortgage is shown below:
Present value of annuity is
= Monthly payment × {[1 - (1 + rate of interest)^-number of months] ÷ rate of interest}
= $1,200 × {[1 - (1 + 0.0075)^-360] ÷ 0.0075}
= $1,200 × 124.2819
= $149,138.24
The 360 is come from
= 30 years × 12 months
= 360 months
hence, the size of the mortgage with these terms is $149,138.24
Kohl's Corporation decided to discontinue its Kohl's credit card operations. What factors would this department store company have considered prior to making this decision?
Answer:
The most likely factor that this department store company would have considered in discontinuing its credit card operations is the issue of bad debt.
Bad debt may likely have prevented them from making the required profit to cater for the needs of the company such as payment of salaries and purchase of goods which if not treated may lead to the collapse of the company.
Awanda buys a $1000 par value 11-year bond with 8% semiannual coupons. The redemption value is equal to the par value. Awanda bought the bond at a premium to yield 4% convertible semiannually. Determine the interest portion of the 17th coupon
Answer:
interest portion (17th payment) = $22.24 ≈ $22
premium amortization portion (17th payment) = $17.76 ≈ $18
Explanation:
the market price of the bond:
PV of face value = $1,000 / (1 + 2%)²² = $646.84
PV of coupon payments = $40 x 17.658 (PV annuity factor, 2%, 22 periods) = $706.32
market price = $1,353.16
the journal entry to record the investment in bonds:
Dr Bonds receivable 1,000
Dr Premium on bonds receivable 353.16
Cr Cash 1,353.16
I prepared an amortization schedule using excel to determine the interest portion of the 17th payment and the premium amortization portion.
interest portion (17th payment) = $22.24 ≈ $22
premium amortization portion (17th payment) = $17.76 ≈ $18
You have recently purchased an annual interest-paying bond with a time to maturity of ten years, a yield to maturity of 5%, and coupon rate of 3.8%. If you reinvest the remaining interest payments and principle repayment at an annual rate of 4%, how much money will you have in ten years
Answer:
$1,456.23
Explanation:
Calculation for how much money will you have in ten years
First step is to calculate FV
Using this formula
FV= C*(((1 + i/100)^n -1)/(i/100))
Where,
C represent Cash flow per period
i representinterest rate
n represent number of payments
Let plug in the formula
FV= 38*(((1+ 4/100)^10-1)/(4/100))
FV = 456.23
(Note 3.8%*1000 will give us 38)
Now let calculate how much money you will have in ten years
Using this formula
Amount in 10 years = FV of interest+ Par value
Let plug in the formula
Amount in 10 years= 456.23+1000
Amount in 10 years = $1,456.23
Therefore the amount of money you will have in ten years is $1,456.23
When the market is more optimistic about a firm, its share price will ______; as a result, it will need to issue _______ shares to raise funds that are needed. a) rise; fewer b) fall; fewer c) rise; more d) fall; more
Answer:
a) rise; fewer
Explanation:
In the case when the market is more optimistic so the price of the share would be increased that results in the issuance of the few shares to raise the funds that are required keeping all other constant.
Therefore in the given situation, the option a is correct
Hence, the same is to be considered
Thus, all the other options are incorrect
The risk-free rate is 4.5 percent and the market expected return is 10.8 percent. What is the expected return of a stock that has a beta of 1.30? a) 1269% b) 20 09% c) 11 28% d) 15.62% e) 18.54%
For this question you can use the CAPM formula:
E(rs) = risk free + (market return - risk free rate)*(beta)
=4.5% + (10.8% - 4.5%) * 1.3
= 4.5% + 8.19%
= 12.69%
----------------
Marion, the new supervisor, has requested the management to install survaillance cameras and voice recorders to monitor the productive hours of the employees and supervise their work closely. This shows that marion has a:______
Answer:
Explanation:
Marion, the new supervisor, has requested the management to install survaillance cameras and voice recorders to monitor the productive hours of the employees and supervise their work closely. This shows that marion has a managerial skills
To avoid the legal perils of electronic communications, employees must be taught to:
a. organize relevant messages.
b. use technical jargon.
c. delete all old messages.
d. write loose messages.
Answer:
a. organize relevant messages.
Explanation:
Electronics communications may be defined as the use of transfer of signals, images, signs, writings, sounds, intelligence or data of any nature that is transmitted in a whole or in a part with the help of wire, electromagnetic, radio, photo-electronic or some photo-optical system.
With the help of electronic communication, instant or immediate feedback or messages can be conveyed. In order to avoid legal risk, the employees should organize the relevant messages when communicating some kind of electronic communications.
There are vast differences in local market needs in the consumer soft drink business around the world. TwinFold Media, a Canadian multinational advertising agency, specializes in the soft drink industry and uses a geocentric staffing approach. What advantage would the company gain by using this approach?
a. It allows all key management positions of a firm and its subsidiaries to be filled by parent country nationals.
b. It requires minimal documentation for hiring foreign nationals.
c. it tends to reduce cultural myopia and enhance local responsiveness.
d. It reduces the costs of value creation.
Answer: c. it tends to reduce cultural myopia and enhance local responsiveness.
Explanation:
A Geocentric staffing approach means that a company picks those that it views as the most suitable for a job regardless of the country they are from. This means that although the company is in Canada, they can hire a person from Sudan if they feel the person is suitable for the job in question.
The main advantage of this is that it reduces cultural myopia which is the tendency to belief that a person's culture i.e western culture, works across the globe. For instance, going back to the earlier example, a person from Sudan would most likely know more about norms in Sudan than a person from Canada.
This would ensure that the people hired, can respond effectively due to this reduction in cultural myopia.
2. (8 points) You purchased a T-bill on April 4, 2018. a. Find the price of a one-year $7000 bond with discount rate of .14%,
Answer:
$ 6,990.21
Explanation:
The price of the one-year bond is its face value discounted using the present value formula below:
PV=FV/(1+r)^n
PV is the price of the bond which is unknown
FV=face value=$7000
r=0.14%
n=1 year
PV=$7000/(1+0.14%)^1
PV=$7000/1.0014
PV=$6,990.21