You need a 20-year, fixed-rate mortgage to buy a new home for $190,000. Your mortgage bank will lend you the money at a 8.1 percent APR for this 240-month loan. However, you can afford monthly payments of only $950, so you offer to pay off any remaining loan balance at the end of the loan in the form of a single balloon payment. How large will this balloon payment have to be for you to keep your monthly payments at $950

Answers

Answer 1

Answer:

$388,301, the loan's principal balance increases because the monthly payment doesn't even cover interest expense

Explanation:

In order for you to pay the debt completely in 20 years, you would need to pay $1,601.08 per month. But since you can only afford to pay $950 per month, the remaining balance will be $388,301.

I prepared an amortization schedule in an excel spreadsheet


Related Questions

Valve is a software company that makes video games. Officially, all the employees report to the CEO. There are no other official managers. This means the CEO’s ________ is larger than generally recommended.

Answers

Answer: B, Span of control

Explanation:

A manager's span of control refers to how many people report under them. If an employee can report directly to a manager then they are in that manager's span of control.

Spans of control should not be so large that they can lead to inefficiency. Modern organizational experts recommend a span of control between 5 - 15 subordinates.

Every organization should have managers so that information and decisions can be handled faster and to achieve diversification of labor which improves efficiency. In the scenario mentioned, the company will probably not be efficient because for instance, all information will have to flow to the CEO for decision making before being approved making the decision making process slower which could be costly when time is of the essence.

On January 1, a company issues bonds dated January 1 with a par value of $380,000. The bonds mature in 5 years. The contract rate is 7%, and interest is paid semiannually on June 30 and December 31. The market rate is 6% and the bonds are sold for $396,210. The journal entry to record the issuance of the bond is

Answers

Answer:

See explanation

Explanation:

Selling Price of Bonds =396,210

                                  Journal Entry

Date        Account Title and Explanation        Debit       Credit

1 Jan      Cash                                                $396,210  

                        Bond payable                                           $380,000

                        Premium on bond payable                       $ 16,210  

               (To record issuance of bond)

Working

Premium On Bonds Payable = Selling Price of Bonds - Value of Bonds

= $396,210 - $380,000 = $ 16,210  

Interest payment:

Semi-annual interest = 7%× 380,000× 1/2 =13,300

Date        Account Title and Explanation        Debit       Credit

June 30    Bond interest expense                  $13,300                              

                        Cash                                                           $13,300

               (To record semi annual interest paid on bond)

Consider the relative liquidity of the following assets: Assets 1. A share in a publicly traded company 2. A $10 bill| 3. The funds in a savings account 4. Your car Select the assets in order of their liquidity, from most liquid to least liquid. Asset Most Liquid Second-Most Liquid Third-Most Liquid Least Liquid

Answers

Answer:

A $10 bill|

The funds in a savings account

A share in a publicly traded company

Your car

Explanation:

Liquidity measures how fast an asset can be converted to cash.

A $10 bill is already cash so it is the most liquid.  

The funds in a savings account can be easily withdrawn from the account when needed. it is the second most liquid

The process of converting a share to cash is a little longer.

To sell a car, one has to find a ready buyer and negotiate the price. It is the least liquid

Franklin Corporation just paid taxes of $152,000 on taxable income of $512,000. The marginal tax rate is 35% for the company. What is the average tax rate for the Franklin Corporation?

Answers

Answer:

29.69%

Explanation:

Franklin corporation just paid taxes of $152,000

The taxable income is $512,000

Therefore, the average tax rate can be calculated as follows.

= Amount of taxes paid/amount of taxable income

= $152,000/$512,000

= 0.2969×100

= 29.69%

Hence the average tax rate for Franklin's corporation is 29.69%

Jim transfers money from his money market account to his savings account. This action:________.
a. reduced Ml and increases M2.
b. increases Ml and reduces M2.
c. has no effect on MI or M2.
d. increases Ml and M2.

Answers

Answer:

a.reduced MI and increases M2

Explanation:

Hope that help you!!

The one-year call on TLM stock with a strike price of $65 is priced at $2.20 while the one-year put with a strike price of $65 is priced at $11.18. The annual risk-free rate is 3.8 percent, compounded continuously. What is the current price of TLM stock?

Answers

Answer:

The answer is "53.60"

Explanation:

Given value:

Exercise price(E) = 65

risk-free rate= 3.8 %= 0.038

calling price (C)= 2.20

one-year put price (P)= 11.18

The value of dividend-yield =0

time = 1 year

stock price =?

calculated value:

[tex]e^{-0.038 \times 1} = 0.962713[/tex]

Formula:

[tex]\bold{S \times e^{-dt} +P = E \times e^{-rt} +c}\\[/tex]  

[tex]\to S \times e^{-0.00\times 1}+11.18 =65 \times e^{-0.038 \times 1}+2.2\\\\\to S \times e^{0}+11.18 =65 \times0.962713+ 2.2\\\\\to S \times 1+11.18 =65 \times0.962713+ 2.2\\\\\to S +11.18 =65 \times0.962713+ 2.2\\\\\to S+11.18 = 62.576345+2.2\\\\\to S+11.18 = 64.776345\\\\\to S= 64.776345-11.18\\\\\to S= 53.596345 \ \ or \ \ 53.60[/tex]

The shift from mass marketing to targeted marketing, and the corresponding use of a larger, richer mix of communication channels and promotion tools ________.

Answers

Answer:

Poses a problem for marketers

Explanation:

When there is a shift from mass marketing to a more targeted approach, there will be a need for different promotional tools to reach each target audience.

For example use of social media to get to youths, use of magazines and newspapers to get to the more mature customers.

If the promotional tools become many with different messages, customers tend to get confused about what the product can offer them.

They will tend to move to other companies that communicate clearly the benefits of their products.

In 2014 Randall suffered bodily injury while at work. In 2016, Randall won a workers' compensation claim and prevailed in an injury lawsuit, both in connection with the 2014 injury. Randall received the following in 2016 as settlement:
Punitive damages $150,000
Workers' compensation 50,000
Reimbursement for medical expenses 25,000
Compensation for emotional distress 15,000
What amount of the settlement should be excluded from Randall's 2017 gross income?
a. $165,000.
b. $90,000.
c. $60,000.
d. $75,000.

Answers

Answer:

d. $75,000.

Explanation:

Calculation for the amount of the settlement that should be excluded from Randall's 2017 gross income.

The amount of the settlement excluded from Randall's 2017 gross income will be the addition of the following:

Workers' compensation $50,000

Compensation for emotional distress $15,000

Medical expenses of $10,000

=$75,000

Therefore the amount of $75,000 will be the amount of the settlement that should be excluded from Randall's 2017 gross income.

The appropriate discount rate for the following cash flows is 9 percent compounded quarterly. Year Cash Flow 1 $700 2 700 3 0 4 1,100 What is the present value of the cash flows

Answers

Answer:

Total present value= $2,010.65

Explanation:

Giving the following information:

Cf1= 700

Cf2= 700

Cf3= 0

Cf4= 1,100

Discount rate= 9%

To calculate the present value, we need to use the following formula on each cash flow:

PV= FV/(1+i)^n

Cf1= 700/1.09= 642.20

Cf2= 700/1.09^2= 589.18

Cf3= 0

Cf4= 1,100/1.09^4= 779.27

Total present value= $2,010.65

Ms. Jackson borrowed $42,000 at 8.75% annual simple interest. If exactly 1 year later she was able to repay the loan without penalty, how much interest would she owe

Answers

Answer:

$3675

Explanation:

Interest = principal x interest rate x year

= $42,000 x 0.0875 x 1 = $3675

Your investment bank has an investment of $100 million in the stock of the Swiss Roll Corporation and a short position in the stock of the Frankfurter Sausage Company. Here is the recent price history of the two stocks:

Answers

Answer:

hello  your question is incomplete below is the complete question and the missing table

Your investment bank has an investment of $100 million in the stock of the Swiss Roll Corporation and a short position in the stock of the Frankfurter Sausage Company. Here is the recent price history of the two stocks: on the evidence of these six months how large would your short position in Frankfurter sausage needed to be to hedge you as far as possible against movements in the price of swiss Roll

answer : $42003667

Explanation:

$100 million in stocks

According to the data provided in the table attached below, to short the Frankfurt in order to hedge investment in Rolls is calculated below

we have to calculate the total return on both Roll corporation and Frankfurter sausage

for f-sausage

∑ (1 + monthly returns ) / 100

= ( 1 - 0.1 + 1 - 0.1 .... + 1 + 0.1 ) = -0.0297 =  -2.97%

for Roll corporation

∑ (1 + monthly returns ) / 100

= ( 1 - 0.1 + 1 - 0.05 .... + 1 + 0.1 ) = -0.012475 =  - 1.24%

next we will calculate the total loss inquired when investing in Roll corporation

Total loss = percentage loss * total investment

                 = 0.012475 * $100 million  =  - $ 1247500

we will have to offset the loss by shorting investments in F sausage

hence : $1247500 = investment in sausage * total return

             1247500 = investment in sausage * 0.0297 ( The total return of F sausage is positive because it was a short position )

hence short investment in F sausage to offset loss incurred in ROLLS INVESTMENT

= 1247500 / 0.0297 = $42003667

Alistar Inc. recently issued $90 par value preferred stock that pays a 8.25% dividend rate per year. If the stock is currently selling for $85, what is the expected return of this preferred stock?

Answers

Answer: 8.735%

Explanation:

From the question, we are informed that Alistar Inc. recently issued $90 par value preferred stock that pays a 8.25% dividend rate per year and that the stock is currently selling for $85.

The expected return of this preferred stock will be calculated this:

The annual dividend will be:

= $90 × 8.25%

= $90 × 0.0825

= $7.425

The expected return on the preferred stock will be:

= Annual dividend ÷ Current price

=$7.425 ÷ $85

=0.08735

=8.735%

Each month, an airline sells 1,500 business-class tickets from London to Paris at $200 a ticket, and 6,000 economy-class tickets at $80 a ticket. Use this information to construct the demand curves of business travelers and tourists respectively, if it is given that the demand curves for both groups are linear and that the marginal cost of a ticket is constant at $50.

Answers

Answer:

For business travellers Qb = 3,500 - 10pb

P = 350 - .1Q

And ,for tourists it is Qt = 22,000 - 200 pt

P = 110-Q ÷ 200

Explanation:

Let us assume the demand curve be [tex]Q_i = a_i - b_i p_i[/tex]

Also at the equilibrium point, MR = MC

So

[tex]\frac{a_i - 2Q_i}{b_i } = 50[/tex]

Now solving these equations

[tex]a_i = \frac{Q_i (2p_i - 50)}{p_i - 50} \\\\ b _i = \frac{Q_i }{p_i - 50}[/tex]

Now putting these values

So,

For business travellers Qb = 3,500 - 10pb

P = 350 - .1Q

And ,for tourists it is Qt = 22,000 - 200 pt

P = 110-Q ÷ 200

Hence, these are the answers that are shown above

Sox Corporation purchased a 30% interest in Hack Corporation for $1,525,000 on January 1, 2021. On November 1, 2021, Hack declared and paid $1.1 million in dividends. On December 31, Hack reported a net loss of $4.0 million for the year. What amount of loss should Sox report on its income statement for 2021 relative to its investment in Hack

Answers

Answer:

$1,200,000

Explanation:

SOX Corporation purchased a 30% interest for $1,525,000

On November 1, 2021, Hack declared and paid $1,100,000 million in dividends

Hence, Carrying value = $1,525,000 - 30%($1,100,000)

Carrying value = $1,525,000 - $330,000

Carrying value = $1,195,000

Net loss given during the year reported by Hack is $4,000,000

Hence, Net Loss of SOX is $4,000,000 * 30%

Net Loss = $1,200,000

Therefore, the net loss to be recognized in the Income statement is $1,200,000

For each of the following items, indicate to which major group of the CPI the item belongs: a. Tuition payments to your university: (Click to select) b. A new desk for your dorm room or apartment: (Click to select) c. An airline ticket to Florida to be used during spring break: (Click to select) d. A 12-pack of beer to be used during spring break: (Click to select) e. Tickets to a local concert: (Click to select) f. A late night visit to the emergency room: (Click to select)

Answers

Answer:

Consumer Price Index is used as an indicator of inflation and is calculated by averaging price changes in a basket of household items including services provided to households overtime.  

These items fall under groups and the major ones are;

MedicareRecreationTransportationHousing Food and BeveragesEducation and Communication

a. Tuition payments to your university: Education and Communication

b. A new desk for your dorm room or apartment: Housing

c. An airline ticket to Florida to be used during spring break: Transportation

d. A 12-pack of beer to be used during spring break: Food and Beverages

e. Tickets to a local concert: Recreation

f. A late night visit to the emergency room: Medicare

At her death Siena owned real estate worth $200,000 that was titled with her sister in joint tenancy with the right of survivorship. Siena contributed $50,000 to the total cost of the property and her sister contributed the remaining $75,000. What amount, if any, is included in Siena's gross estate?
A. $80,000.
B. $125,000.
C. $50,000.
D. $100,000.
E. None of the choices are correct.

Answers

Answer:

$80,000

Explanation:

Sienna owned $200,000 worth of real estate at her death

This real estate was titled with her sister in joint tenancy with the right of ownership

Sienna contributed $50,000 to the total cost of the property

Her sister contributed the remaining $75,000

The first step is to determine the portion contributed by Sienna

= $50,000/$50,000+$75,000

= $50,000/$125,000

= 0.4×100

= 40%

Therefore, the amount that should be included in Sienna's gross estate can be calculated as follows

= 40/100 × $200,000

= 0.4 × $200,000

= $80,000

Hence the amount that should be included in Sienna's gross estate is $80,000

Flagstaff, Inc. uses standard costing for its one product, baseball bats. The standards call for 3 board-feet of wood at $1.40 per board-foot, and 45 minutes of work at $12 per hour per bat. Total manufacturing overhead costs were estimated at $9,450, of which the variable portion was $0.50 per bat and the fixed portion was $1.00 per bat with an estimate of 6,300 bats to be produced. Flagstaff identifies price variances at the earliest possible point in time.During March, the company had the following results:Direct labor used = 4,800 hours at a cost of $56,400Actual manufacturing overhead fixed costs = $6,000Actual manufacturing overhead variable costs = $3,100Bats produced = 6,000Instructions
Compute the following variances for March.
1. Labor quantity variance
2. Total labor variance
3. Overhead controllable variance
4. Overhead volume variance

Answers

Answer:

1. $3,600 (Favorable)

2.$2,400 (Favorable)

3. $200 (Favorable)

4. $299 (Unfavorable)

Explanation:

1. Labor quantity variance = (Actual hours * Standard rate) - ( Standard hours * Standard rate)

= (4,800* $12) - {(3/4 * 6,000) * $12)

= $57,600 - $54,000

= $3,600 (Favorable)

2. Total labor variance = (Actual hours * Actual rate) - (Standard hours * Standard rate)

= (4,800 * $11.75) - {(3/4 * 6,000) * $12}

= $56,400 -  $54,000

= $2,400 (Favorable)

3. Overhead controllable variance = Actual overhead - Overhead budgeted

= ($3,100 + $6,000) - {($0.50 * 6,000) +  $6,300}

=$9,100 - $9,300

= $200 (Favorable)

4. Overhead volume variance = (Normal hours - Standard hours) * Fixed overhead rate

= {(6,300 * 3/4) - 4,500} * ($1.00 + 3/4)

= 225 * $1.33

= $299.25 (Unfavorable)

Exotech Computers manufactures computer components such as chips, circuit boards, motherboards, keyboards, LCD panels, and the like and sells them around the world. It wants to construct a new warehouse/distribution center in Asia to serve emerging Asian markets. It has identified sites in Shanghai, Hong Kong, and Singapore and has rated the important location factors for each site as follows:Location Factors Weight Scores (0 to 100) Shanghai Hong Kong SingaporePolitical Stability 0.25 50 80 90Economic Growth 0.18 90 80 75Port Facilities 0.15 60 95 90Container Support 0.10 50 80 90Land & Constr. Cost 0.08 90 50 30Transp/Distribution 0.08 50 80 70Duties & Tariffs 0.07 70 90 90Trade Regulations 0.05 70 95 95Airline Service 0.02 60 80 70Area Roads 0.02 60 70 80Recommend a site based on these location factors and ratings.

Answers

Answer:

Hong-Kong has the maximum weighted score. Hence, it will be selected for the best site for the construction of warehousing/distribution center.

Explanation:

                                              SHANGHAI

                                     Weight      Shanghai    Weighted Score(W*S)

Political Stability              0.25            50                     12.5

Economic Growth           0.18              90                     16.2

Port Facilities                   0.15             60                     9

Container support           0.1               50                      5

Land & Construction      0.08            90                      7.2

Trans/Distribution           0.08            50                      4

Duties & Tariffs                0.07            70                      4.9

Trade Regulations           0.05            70                      3.5

Airline Service                  0.02           60                      1.2

Area Roads                       0.02           60                      1.2

TOTAL                                                                            64.7

                                        HONG-KONG

                                   Weight      Hong-Kong    Weighted Score(W*S)

Political Stability             0.25            80                      20

Economic Growth           0.18             80                     14.4

Port Facilities                  0.15             95                      14.25

Container support           0.1               80                      8

Land & Construction       0.08            50                      4

Trans/Distribution            0.08            80                      6.4

Duties & Tariffs                0.07            90                      6.3

Trade Regulations           0.05            95                     4.75

Airline Service                  0.02            80                      1.6

Area Roads                       0.02           70                       1.4

TOTAL                                                                             81.1

                                        SINGAPORE

                                   Weight      Singapore    Weighted Score(W*S)

Political Stability             0.25            90                      22.5

Economic Growth           0.18             75                      13.5

Port Facilities                  0.15             90                      13.5

Container support           0.1               90                       9

Land & Construction       0.08            30                      2.4

Trans/Distribution            0.08            70                      5.6

Duties & Tariffs                0.07            90                      6.3

Trade Regulations           0.05            95                     4.75

Airline Service                  0.02           70                      1.4

Area Roads                       0.02           80                      1.6

TOTAL                                                                            80.55

A fully amortized loan has a 360 month payment schedule with principal and interest payments of $2588 each month. The amortization of this loan will pay off the loan in:

Answers

Answer:

30 years.

Explanation:

You bought a stock one year ago for $48.28 per share and sold it today for $55.92 per share. It paid a $1.38 per share dividend today. What was your realized​ return?

Answers

Answer: 17.9%

Explanation:

From the question, a stock was bought one year ago for $48.28 per share and sold today for $55.92 per share and also paid a $1.38 per share dividend today.

The realized​ return will be calculated as:

Po = (P1 + D1) ÷ (1+Re)

48.28 = (55.92 + 1)/(1 + Re)

48.28 = 56.92/(1 + Re)

Cross multiply

48.28 + 48.28Re = 56.92

48.28Re = 56.92 - 48.28

48.28Re = 8.64

Re = 8.64/48.28

Re = 0.179 = 17.9%

You own a portfolio that is invested 35 percent in Stock X, 20 percent in Stock Y, and 45 percent in Stock Z. The expected returns on these three stocks are 9 percent, 15 percent, and 12 percent, respectively. What is the expected return on the portfolio? (Do not round intermediate calculations and enter your answer as a percent rounded to 2 decimal places, e.g., 32.16.)

Answers

Answer:

Expected return - Portfolio = 0.1155 or 11.55%

Explanation:

The expected return on the portfolio is the weighted average of the expected returns of the individual stocks that form up the portfolio. Thus, the formula for the expected return of the portfolio is,

Expected return - Portfolio = rA * wA  +  rB * wB + ... + rN * wN

Where,

rA, rB, ... represents the expected return on stock A, return on stock B and so onw represents the weight of each stock in the portfolio

Expected return - Portfolio = 0.09 * 0.35  +  0.15 * 0.2  +  0.12 * 0.45

Expected return - Portfolio = 0.1155 or 11.55%

I sell shoes for $250 per pair. They cost me $25 to produce. My markup on cost is:______
A. $2
B. 9096
C. 900%
D. None of the above.

Answers

Answer:

Markup percentage= 900%

Explanation:

Giving the following information:

I sell shoes for $250 per pair. They cost me $25 to produce.

To calculate the markup percentage, we need to use the following formula:

Markup percentage= [(selling price - unitary cost)/unitary cost]*100

Markup percentage= [(250 - 25)/25]*100

Markup percentage= 900%

Prepare journal entries to record each of the following sales transactions of a merchandising company. The company uses a perpetual inventory system and the gross method
Apr. 1 Sold merchandise for $5,400, with credit terms n/30; invoice dated April 1. The cost of the merchandise is $3,240
Apr 4 The customer in the April 1 sale returned $620 of merchandise for full credit. The merchandise, which had cost $372, is returned to inventory.
Apr 8 Sold merchandise for $2,200, with credit terms of 1/10, n/30; invoice dated April 8. Cost of the merchandise is $1,540.
Apr. 11 Received payment for the amount due from the April 1 sale less the return on April 4.

Answers

Answer: please find the explanation column for answers

Explanation:

journal entry to record the sales transaction of a merchandising company:

Date        Account                           Debit           Credit

Apr 1      Account receivables        $5,400

                   Sales                                                   $5,400

To record cost of goods sold

 Apr 1           Cost of merchandise sold       $3,240

          Merchandise inventory                                   $3,240

2. To record sales  return of goods.

Date        Account                           Debit           Credit

 Apr 4             Sales Return       $620.00  

  Account Receivable                                $620.00

Cost of merchandised returned

Apr 4  Merchandise Inventory        $372.00  

 Cost of Goods Sold                                     $372.00

3.To Record Sales made from merchandise

Date        Account                           Debit           Credit

Apr 8      Account Receivable $2,200.00  

                     Sales                                             $2,200.00

To Record cost of merchandise Sold

Apr 8    Cost of Goods Sold             $1,540.00  

Merchandise Inventory                                        $1,540.00

 

4.Journal to record payment received from sales of merchandise

Date        Account                           Debit                Credit

Apr 11     Cash                   $4,780.00  

Account receivable                                            $4,780.00

Calculation

Amount due from Apr 1 st sale less than return on April 4 =Account receivables - Sales Return=   $5,400- $620=$4,780.00

Assume that you manage a risky portfolio with an expected rate of return of 14% and a standard deviation of 38%. The T-bill rate is 5%. Your client chooses to invest 85% of a portfolio in your fund and 15% in a T-bill money market fund.
a. What is the expected return and standard deviation of your client's portfolio? (Round your answers to 2 decimal places.)
Expected return % per year
Standard deviation % per year
b. Suppose your risky portfolio includes the following investments in the given proportions:
Stock A 22%
Stock B 31%
Stock C 47%
What are the investment proportions of your clientâs overall portfolio, including the position in T-bills? (Round your answers to 2 decimal places.)
Security Investment
Proportions
T-Bills %
Stock A %
Stock B %
Stock C %
c. What is the reward-to-volatility ratio (S) of your risky portfolio and your client's overall portfolio? (Round your answers to 4 decimal places.)
Reward-to-Volatility Ratio
Risky portfolio
Clientâs overall portfolio

Answers

Answer and Explanation:

The computation is shown below:

a. The expected return and standard deviation is as follow

Expected Return is

= 85% × 14% + 15% × 5%

= 12.65% per year

Now  

Standard Deviation is

= 85% × 38%

= 32.3% per year

b.

The investment proportions are as follows

T bills = 15%

Amount invested Stock A is

= 85% × 22%

= 18.70%

Amount invested Stock B is

= 85% × 31%

= 26.35%

Amount invested Stock C is

= 85% × 47%

= 39.95%

c.

As we know that

Reward-to-variability Ratio = (Return of Risky Portfolio - Return of T-Bills) ÷ Standard Deviation of Risky Portfolio

= (14% - 5%) ÷ 38%

= 0.2368

Client’s Reward-to-variability Ratio = (Client Portfolio return - Return of T-Bills) ÷  Client Portfolio  Standard Deviation

= (12.65% - 5%) ÷ 32.3%

= 0.2368

Gerritt wants to buy a car that costs $30,750. The interest rate on his loan is 5.65 percent compounded monthly and the loan is for 7 years. What are his monthly payments

Answers

Answer:

$444.07

Explanation:

EMI = [P * I * (1+I)^N]/[(1+I)^N-1]

P =loan amount or Principal = 30750

I = Interest rate per month = .0565/12

N = the number of installments = 7*12 = 84

EMI = [30750*.0565/12* (1+(.0565/12))^84]/[(.0565/12))^84-1]

EMI = [30,750 * 0.0565  / 12 * 1.48374877204] / [1.48374877204 - 1]

EMI = 214.819001902 / 0.48374877204

EMI = $444.07

Define perceptual selection and describe the types of filters that prevent clear perception and the reception of marketing stimuli

Answers

Answer: The answer is given below.

Explanation:

Perceptual selection simply implies that individuals attend to a little portion of stimuli where they're exposed. Perceptual filters, influences the decisions individuals make.

Perceptual vigilance is a filter that occurs due to the fact that consumers are likely to know the stimuli that will relate to their needs currently.

Perceptual defense simply means individuals only see whatever they feel like seeing and won't see what they aren't interested in seeing.

Adaptation has to do with noticing of a particular stimulus by consumers and the factors influencing this are. duration, intensity, exposure,, and relevance.

"Preliminary or architectural design is the activity that begins the transition from the analysis, or business domain, to the _______ domain"

Answers

Answer:

Data

Explanation:

Architectural Domain is a business term that describes the whole enterprise architecture in order to enhance business efficiency. It is divided into four, in which the process of architectural design moves from one domain to another. These domains are:

1. Business Domain

2. Data Domain

3. Application Domain

4. Technology Domain

Therefore, Preliminary or architectural design is the activity that begins the transition from the analysis, or business domain, to the Data Domain.

A advertising agency provides a complete range of services, including marketing research, media selection, copy development, artwork, and production.

a. True
b. False

Answers

Answer:

a. True

Explanation:

The advertising agency that provides a complete range of services with respect to research of market, selection of media, copy development, artwork, production, etc

This agency we called as a full service agency in which all the services are provided at one place

Therefore the given statement is true

hence, the correct option is A. True

You are considering 2 investment alternatives. The first is a stock that pays quarterly dividends of $0.25 per share and is trading at $30 per share; you expect to sell the stock in 6 months for $34. The second is a stock that pays quarterly dividends of $0.50 per share and is trading at $27 per share; you expect to sell the stock in 1 year for $30. Which stock will provide the better annualized holding period return?

Answers

Answer:

Option 1

Explanation:

The computation is shown below:

For option 1

Dividend received in 6 month is

= $0.25 × 2

= $0.50

Now  

Profit from the sale of stock is

= sale price - purchase price

= $24 - $20 i

= $4

So,

Net proceed received from stock is

= dividend + profit from the sale

= $0.50 + $4

= $4.50

Now

Holding period return for 6 months is

= (Net proceed received ÷ purchase price) ×100

= ($4.50 ÷ $20) × 100

= 22.5 %

So,  

Annualized holding period return is

= 22.5% × 2

= 45%

For  Option 2

Dividend received in 1 year is

= $0.50 × 4

= $2

Profit from sale of stock is

= $30 - $27

= $3

Net proceeds from stock is

= $2 + $3

= $5

So,

Annualized holding period return is

= ($5 ÷ $27) × 100

= 18.52%.

As we can see that option 1 contains higher return so it would be selected

Capital Budgeting Criteria: Mutually exclusive Projects
A firm with a WACC of 10% is considering the following mutually exclusive projects:
Project A Project B
1 - $400 - $600
2 $55 $300
3 $55 $300
4 $55 $50
5 $225 $50
6 $225 $49
Which project would you recommend? Explain.

Answers

Answer:

Project A would be chosen because the NPV is higher. It means that project A would be more profitable than project B.

Explanation:

To determine which project would be recommended, we have to determine the NPV of each project.

Net present value is the present value of after tax cash flows from an investment less the amount invested.  

NPV can be calculated using a financial calculator  

For project A

Cash flow in year 1 =  $-400

Cash flow each year from year 2 to 4 = $55

Cash flow each year from year 5 to 6 =  $225

I = 10%

NPV = $27.42

For project B

Cash flow in year 1 =  $-600

Cash flow each year from year 2 to 3 = $300

Cash flow each year from year 4 to 5 = $50

Cash flow in year 6 = $49

I = 10%

NPV = $20.73

Project A would be chosen because the NPV is higher

To find the NPV using a financial calculator:

1. Input the cash flow values by pressing the CF button. After inputting the value, press enter and the arrow facing a downward direction.

2. after inputting all the cash flows, press the NPV button, input the value for I, press enter and the arrow facing a downward direction.  

3. Press compute  

Other Questions
George's Hamburgers issued 5%, 10-year bonds payable at 85 on December 31, 2016. At December 31, 2018, George reported the bonds payable as follows:Long-term Liabilities: Bonds Payable $300,000 Less: Discount on Bonds Payable 36,000 $264,000George's pays semiannual interest each June 30 and December 31.(Assume bonds payable are amortized using the straight-line amortization method.)Requirement 1. Answer the following questions aboutGeorge's bonds payable:a. What is the maturity value of thebonds?____b. What is the carrying amount of the bonds at December 31, 2018?____c. What is the semiannual cash interest payment on the bonds?_____d. How much interest expense should the company record each year?_____Requirement 2. Record the June 30, 2018, semiannual interest payment and amortization of the discount.(Record debits first, then credits. Select the explanation on the last line of the journal entry table.) Throughout history, which term--nation, state, or country--has had the most emotional meaning? Alice has 2 dogs, ollie and taffy, ollie eats 2/3 of a tin of dog food every day and taffy eats 2/5 of a tin everyday, Alice buys a crate of 24 tins. How many whole days should the crate last? A jogger leaves his house runs 15 km on a straight track in a North westerly direction to a lake. The lake is 2.9 km north of the joggers house. find the bearing of the lake from the joggers house correct to the nearest degree Which of the following molecules has a characteristic broad stretch at 3300 cm-1? A) (CH3)2CHCH2OH B) (CH3)3CH C) (CH3)2CHCCCH3 D) (CH3)2CHCH=CH2 E) (CH3)2CHCO2CH3 The temperature at the point (x, y, z) in a substance with conductivity K = 4.5 is u(x, y, z) = 5y2 + 5z2. Find the rate of heat flow inward across the cylindrical surface y2 + z2 = 7, 0 x 2. In Niagara-on-the-Lake, you can ride a horse-drawn carriage for a fixed price plus a variable amount that depends on the length of the trip. The variable cost is $10/km and a 2.5-km trip costs $40. a) Determine the equation relating cost, C, in dollars, and distance, d, in kilometres. b) Use your equation to find the cost of a 6.5-km ride. c) Graph this relation. d) Use the graph to find the cost of a 6.5-km ride. What is the decision regarding the differences between the observed and expected frequencies if the critical value of the chi-square is 9.488 and the computed chi-square value is 6.079 g Select the correct navigational path to freeze the top row of your worksheet. Select the panes you wish to freeze. Click the tab on the ribbon to enter the gallery. Then, select the drop-down menu to freeze the panes. Describe three amendments that extended suffrage to new groups of people. Briefly explain the historical context/events that likely led to the passage of these events. The income inequality ratios in England and in Guatemala are roughly the same. What can explain this finding which property is represented by 5+8(-8)=-8+5?indentity, associative, commutative, distributive Mr. Schneider frequently tells his children that it is important to wash their hands before meals, but he rarely does so himself. Experiments suggest that his children will learn to Group of answer choices Determine the measure of the central angle for a regular7-sided polygon, round answers to one decimal place.Select one:a. 25.7b. 51.4c. 61.4d. 62.2 Please Help. I really dont get this concept, if you could explain it in detail it would be very appreciated The coupon rate on an issue of debt is 8%. The yield to maturity on this issue is 10%. The corporate tax rate is 31%. What would be the approximate after-tax cost of debt for a new issue of bonds Supn que se ha descubierto una nueva especie de organismo. Los cientficos observan sus clulas en un microscopio y determinan que carecen de mitocondrias. Qu tipo de respiracin celular crees que cumple la nueva especie? Explica tu respuesta . Un cuerpo humano trabaja en armona. Desde la clula hasta los sistemas, cada parte cumple una tarea que hace posible el funcionamiento del cuerpo. Qu otro ejemplo puedes encontrar de trabajo en armona en el funcionamiento de tu cuerpo? Which of the following would cause a decrease in the number of species in an ecosystem?a decreasing the number of predatorsb increasing the food supplyc increasing the produce populationd introducing a competing species Multiply.(y- 4z) (4y - 7)Simplify your answer Reflect on what was discussed in the video. How would you complete these general sentence stems regarding the nature of science? Note: Its important to remember that this video only mentions some components of the nature of science! The below sentence stems can contain more characteristics, which we encourage you to discuss and consider. Science can lead to the development of: . Its important to know that science is: