Answer:
margin amount
Explanation:
Adjustable rate loan has a defined interest rate associated with it for an initial period, further after that the interest is decided by adding an indexed rate + the margin rate depending upon certain other factors.
It is also called as the floating rate loan, and the margin is not fixed it keeps on changing with the change in period.
It might be six monthly, monthly, or quarterly or in any period of interval.
This provides for the calculation each time that is different. As margin is the additional added amount which differs each time.
Policymakers are discussing various proposals regarding how to deal with natural monopolies. Senator Huff wants to regulate natural monopolies by equating price with average total cost. Huff contends that such a policy will ensure that monopolies make every effort to reduce costs. Senator Puff wants the government to own natural monopolies. Puff argues that government-owned monopolies usually do a better job of holding down costs than privately owned monopolies. Which senator's argument is correct
Complete/Correct Question:
Policymakers are discussing various proposals regarding how to deal with natural monopolies. Senator Huff wants to regulate natural monopolies by equating price with average total cost. Huff contends that such a policy will ensure that monopolies make every effort to reduce costs. Senator Puff wants the government to own natural monopolies. Puff argues that government-owned monopolies usually do a better job of holding down costs than privately owned monopolies. Which senator's argument is correct?
a. Senator Huff
b. Senator Puff
c. both senators
d. neither senator
Answer:
D, neither senator
Explanation:
Neither senator Huff or Puff have correct arguments about dealing with natural monopolies.
Monopolies are meant to be regulated to protect consumers. This means that rather than the government owning monopolies or equating price and average cost as suggested by the two senators, the government can instead change the laws and/or lift any restrictions that will break the monopoly.
Cheers
is the obligation or the promise that a business, in this case the medical office, owes to its creditors for buying goods or services.
Answer:
Accounts payable.
Explanation:
Accounts payable is the obligation or the promise that a business, in this case the medical office, owes to its creditors for buying goods or services.
In Financial accounting, accounts payable can be defined as the total amount of money being owed by a firm or an individual to another such as a supplier or other services provider for its successful operations, at a specific period of time.
If you’re using paid advertisements on Twitter, and want more people to see your tweets, what’s the best campaign type to use:
Answer:
The best campaign to use is the Hash Tag
Explanation:
The hashtag is a situation whereby worlds, statement or information that someone would want a wider coverage for is passed across using the hash sign. This would cause the word to start trending thereby drawing more people's attention to it. Example is #U.SElection
A government's assets include inventory of $2 million, roads constructed for $25 million with accumulated depreciation of $10 million, and equipment acquired for $5 million with accumulated depreciation of $1 million. Its liabilities include an outstanding balance of $5 million for bonds payable issued to construct the roads and a $1 million short-term loan for inventory purchases. What amount should be reported as the net investment in capital assets in the government-wide statement of net position
Answer:
yes
Explanation:
Because a monopolistic competitor has some monopoly power, advertising to increase that monopoly power makes sense as long as
Answer: the marginal benefit of advertising exceeds the marginal cost of advertising
Explanation: Under a monopolistic competition, there are fewer sellers in the market, and due to the fact that a monopolistic competitor has some monopoly power, advertising to increase that monopoly power makes sense as long as the marginal benefit of advertising exceeds the marginal cost of advertising allowing the monopolist to turn a profit for the business while keeping it relevant for as long as is possible.
Skill development training centre are operating under the ............... department.
a.Labour b. Agricultural c. Irrigation
Answer:
A . Labour
Explanation:
labour department
Finding both parties to a trade who have something the other party wishes to trade for is called a
Answer:
Double coincidence of wants
Explanation:
In a barter system, there has to be double coincidence of wants. This means that both parties to a trade who have something the other party wishes.
For example, if I have fish and I want cereals which i don't have. you want fish but you don't have it but you have cereals. I could give you my fish and you can give me your cereals
It is less likely that workers, contractors, and facility owners would allow energized work if everyone involved in the decision-making process fully understood the laws, requirements, hazards, true costs, and consequences associated with energized work.
a. True
b. False
Answer: True
Explanation:
Once it's observed that everyone involved in the decision making of an energized work has an understanding of the work process it is less likely that they all will be permitted to carry out the task. This is considered this way because of safety being observed during the process of carrying out the task.
The CEO of Logiworks asked the human resource manager, April, to propose an approach to incentive pay. April proposes that the company create a gainsharing plan. What action(s) by the company will best increase the likelihood that gainsharing will succeed
Answer: sharing data about costs and setting up time for employees to interact
Explanation:
From the question, we are informed that the CEO of Logiworks asked the human resource manager, April, to propose an approach to incentive pay and that April proposes that the company create a gainsharing plan.
Based on the above scenario, the action by the company that will best increase the likelihood that gainsharing will succeed is to share data about costs and setting up time for employees to interact.
"An investor has sold short stock worth $45,000 in a margin account, depositing the margin requirement. If the market value of the stock falls to $30,000, what is the Selling Power in the account?"
Answer:
$45,000
Explanation:
Credits = $45,000
Short Market Value = $45,000
Equity % = Credits - Short Market Value
=> $45,000 - $45,000 = 0℅
Margin = $22,500 = 50%
Therefore, Total Credits = $45,000 + $22,500 = $67,500
If the market value falls to $30,000, the account will show:
Credits - Short Market Value = Equity %
$67,500 - $30,000 = $37,500 = 125% of short market value
However, in order to support a $30,000 stock position at 50% margin,
We have $30,000 / 2= $15,000.
Hence, given that the account has $37,500 of equity, the excess is:
$37,500 - $15,000 = $22,500 which may be borrowed and is the SMA amount.
Therefore, with $22,500 of SMA, double of the amount may be purchased or sold short in other marginable securities.
$22,500 * 2= $45,000.
The final answer is $45,000
What happened to the real estate market in the years between 2000 and 2008? What was the result of changes in the real estate market for people who bought houses with the intent of selling them for a profit?
Answer: The economy during that time period was quite bad. Properties were not selling for a lot of money, due to a bad economy, where a lot of peoplecould not afford pricey land
Explanation:
Kimberli manages employees at Mountaintop Ski Resorts. She has noticed that one of her employees submits via the computer system the same suggestions for continuous improvement multiple times, knowing that performance is evaluated on the number of suggestions only. This problem is typical of _____ control.
Answer: bureaucratic
Explanation:
From the question, we are informed that Kimberli manages employees at Mountaintop Ski Resorts and that she has noticed that one of her employees submits via the computer system the same suggestions for continuous improvement multiple times, knowing that performance is evaluated on the number of suggestions only.
This is typically an issue that a bureaucratic setting faces due to its many layers and complexity.
"The type of retirement plan that gives the employer flexibility as to the amount contributed annually is a(n):"
Answer:
SEP-IRA
Explanation:
It's a retirement savings plan made by employers including people that are self-employed for the benefit of their employees and themselves. The employer may make tax-deducible contributions for certain employees towards their SEP-IRA
A typical Keynesian aggregate supply (AS) curve _______________ and a typical Keynesian Phillips curve _____________.
Answer:
1. Slopes upward
2. Slopes downward
Explanation:
Keynesian aggregate supply is an economic model that depicts a curve is upward sloping as a result of low elasticity of wages and prices in the short-run.
On the other hand, the Keynesian Phillips curve is a graphical representation of an economy, whereby there is downward sloping of the curve, which indicates the tradeoff between unemployment and inflation.
Hence, the right answer is a typical Keynesian aggregate supply (AS) curve SLOPES UPWARD and a typical Keynesian Phillips curve SLOPES DOWNWARD
Investment clubs can take advantage of:________
a. breakpoints on mutual fund purchases.
b. cannot take advantage of breakpoints on mutual fund purchases.
c. are permitted to purchase new equity issues at the public offering price (POP).
d. are not permitted to purchase new equity issues at the POP.
Answer:
B & C
Explanation:
Investment club are groups of people that come together in partnership to pool resources to purchase shares , stocks , mutual funds for investment purpose.
They can buy new issues at as they are not considered restricted person under the rules guiding the sales of new shares ,unless a registered representative was a member of an investment club.
However , they are not permitted to take advantage of breakpoints on mutual fund purchases.
Which set of items appears on a loan estimate? 1.Inspection contingency, legal property description, interest rate 2. Interest rate, estimated monthly payment, estimated cash to close 3.Credit score, inspection contingency, prepayment penalty 4. Recommended repairs, estimated cash to close, private sewer and well disclosure
Answer:
2. Interest rate, estimated monthly payment, estimated cash to close
Explanation:
Loan Estimate is simply just a document containing all the relevant details you have requested about a mortgage. The lender wishes to clear all terms and conditions associated with the loan by providing a Loan prediction. Many of its contents are Interest Rate, estimated monthly bill, expected cash to close.
Therefore the correct answer is 2.
Susan is thinking of putting her home up for sale but doesn't want to use a real estate agent. What are her options?
(A) Susan must obtain her real estate license or use a licensed real estate agent to sell her property. She cannot be compensated for the sale of her property unless she is representing another person.
(B) Susan may sell her property herself without obtaining a real estate license. Although she will be compensated for the sale of her home, she is not representing another person.
(C) Susan will be negotiating the purchase price of her home and must be licensed to do so.
(D) Both A and C
Answer:
(B) Susan may sell her property herself without obtaining a real estate license. Although she will be compensated for the sale of her home, she is not representing another person.
Explanation:
Since in the question it is mentioned that the susan is thinking for putting up her home on sale but dont want to use a real estate agent as she wants to represents herself not other person plus she also not providing the service for the another person as she is exempt from the license
So in this given case, the option B is correct
A firm sells a product in a purely competitive market. The marginal cost of the product at the current output of 1,000 units is $2.50. The minimum possible average variable cost is $2.00. The market price of the product is $2.50. To maximize profits or minimize losses, the firm should
Available Options Are:
A. Continue producing 1,000 units
B. Produce less than 1,000 units
C. Produce more than 1,000 units
D. Shut down
Answer:
Option A. Continue producing 1,000 units
Explanation:
The reason is that the maximum number of units that the company can produce is at the level where Marginal Cost becomes equal to the Marginal Revenue. Which means that the number of units the company is producing is at maximum level. Hence it must continue producing 1000 units.
God will remain faithful only as long as man believes.
True False
Answer:
true
Explanation:
//
An investor is analyzing a three-unit property by looking at its ability to produce future income. What would most likely be used to determine this value?
Complete/Correct Question:
An investor is analyzing a three-unit property by looking at its ability to produce future income. Which of the following would most likely be used to determine this value?
a. Effective gross income
b. Gross income multiplier
c. Gross rent multiplier
d. Potential gross income
Answer:
c, gross rent multiplier
Explanation:
Gross rent multiplier can be defined as the ratio of the price of a real estate investment to the annual income before the calculation of expenses.
It can simply be said to be the number of years it would take a property for pay for itself through rent collection.
Gross rent multiplier is very useful when deciding or trying to select properties to invest in to ensure that factors such as depreciation, periodical cost, etc affects the property/investment drastically.
in the case of the investor in the question above, gross rent multiplier will be used to determine what the future holds for the property.
Cheers
There are different aspects to income. A gross income multiplier would be the most likely be used to determine this value.
A gross income multiplier (GIM) is simply known to be a rough estimate of the value of a specific investment property.
It is often calculated by dividing the property's sale price using its gross annual rental income. GRM is known to be very important in real estate due to the fact that has its usability and speed.
An investor analyzing a three-unit property by looking at its ability to produce future income can therefore use gross income multiplier.
Learn more about gross income multiplier from
https://brainly.com/question/9637029
"If a foreign government wishes to stabilize its currency because it has been falling against the U.S. Dollar, the government would:"
what's the question? is it the quote?
Hem and Nem are partners in a firm sharing profits in the ratio of 3:2. Their capitals were 80,000 and 60,000 respectively. They admitted Sam on Jan 1, 2019 as a new partner for 1/5th share in the future profits. Sam brought 60,000 as his capital.Calculate the value of goodwill of the firm and record necessary journal entries when Sam brings his share of goodwill in cash.
Answer:
Sam's capital account = $60,000 (for 1/5 of the firm)
the firm's total value = $60,000 x 5 = $300,000
goodwill = $300,000 - ($60,000 + $80,000 + $60,000) = $100,000
Hem's share of goodwill = ($80,000 / $140,000) x $100,000 = $57,143
Nem's share of goodwill = $100,000 - $57,143 = $42,857
the journal entry used to record goodwill:
Dr Goodwill 100,000
Cr Hem, capital, 57,143
Cr Nem, capital, 42,857
A task performed by an organization or organizational subunit in support of the organization's overall mission is referred to as a mission or Answer .
Answer:
business process
Explanation:
Business process are plans, task that are carried out by an organization or its subunits whose end result is to attain the goals of the organization. Business process are often times a repetition of certain work processes, which is subject to continuous update for effective result.
Some aspects of business process includes business support; which provides support to the business arm of a firm in terms of processing while operational process is the major business part of the business process.
A stock has a correlation with the market of 0.46. The standard deviation of the market is 29%, and the standard deviation of the stock is 37%. What is the stock's beta?
Answer:
Beta = 0.586896 rounded off to 0.59
Explanation:
A beta is a measure of the systematic risk of the stock. The systematic risk is the risk associated with the stock which cannot be diversified and is due to the market factors. This is why it is also known as the market risk. The beta of a stock can be calculated using the correlation of a stock with the market and the standard deviation of the stock and the market. The formula for beta is,
Beta = Correlation of stock with market * (SD Stock / SD market)
Where,
SD refers to the standard deviationBeta = 0.46 * (0.37 / 0.29)
Beta = 0.586896 rounded off to 0.59
Tom elects the Life Income with 10-year Period Certain settlement option. Tom dies in year 6. The beneficiary receives payments for _______.
A. Life
B. 4 years
C. 10 years
D. 6 years
Answer:
B. 4 years
Explanation:
Based on the information given about Tom in which we were been told that he elects the Life Income with a 10 year settlement option in which Tom dies in year 6, this means that
the beneficiary receives payments for 4 years calculater as:
Life Income 10 year Period- The year it took Tom to die which is year 6 which will eventually give us 4 years.
Therefore beneficiary receives payments for 4 years.
An organization focusing on the law firm segment purchases personal computers from a company, bundles together special software designed for client management and law firm accounting, and then sells the package as a turnkey system to customers. This organization is an example of:
Answer:
Value-added Reseller
Explanation:
A value-added reseller can be defined as a company that specialises in adding features or services to an already existing product before selling to consumers.
The value-added reseller company usually sells the feature-added products as either an integrated product or a total turn-key solution.
N.B: A turn-key solution is an end-to-end solution built for consumers to be able to infuse in their businesses straight up.
Cheers.
Muggsy Bogues Company purchased equipment for $212,000 on October 1, 2020. It is estimated that the equipment will have a useful life of 8 years and a salvage value of $12,000. Estimated production is 40,000 units and estimated working hours are 20,000. During 2020, Bogues uses the equipment for 525 hours and the equipment produces 1,000 units.
Compute depreciation expense under each of the following methods. Bogues is on a calendar-year basis ending December 31. (Round rate per hour and rate per unit to 2 decimal places, e.g. 5.35 and final answers to 0 decimal places, e.g. 45,892.)
(a) Straight-line method for 2020 $enter a dollar amount
(b) Activity method (units of output) for 2020 $enter a dollar amount
(c) Activity method (working hours) for 2020 $enter a dollar amount
(d) Sum-of-the-years'-digits method for 2022 $enter a dollar amount
(e) Double-declining-balance method for 2021 $enter a dollar amount
Answer:
A. $6,250
B. $5000
C. $5250
D. $37,500
E. $49,688
Explanation:
(a)Computation of depreciation expense using the Straight-line method for 2020
Depreciation expense= ($212,000-$12,000/8×3/12)
Depreciation expense=($200,000/8×3/12)
Depreciation expense=$25,000×3/12
Depreciation expense=$6,250
(b) Computation depreciation expense using Activity method (units of output) for 2020
Depreciation expense=($212,000-$12,000/$40,000)×$1000
Depreciation expense=($200,000/$40,000)×$1,0000
Depreciation expense=5×$1,000
Depreciation expense=$5000
(c) Computation for depreciation expense using Activity method (working hours) for 2020
Depreciation expense=($212,000-$12,000/$20,000)×525 hours Depreciation expense=($200,000/$20,000)×525 hours
Depreciation expense=$10× 525 hours
Depreciation expense=$5250
(d) Computation for depreciation expense using the Sum of the years digits method for 2022
Depreciation expense=($212,000-$20,000×7/36×9/1)2+($212,000-$12,000×6/36×3/12)
Depreciation expense=($200,000×7/36×9/12)+($200,000×6/36×3/12)
Depreciation expense=$29,166 +$8,333
Depreciation expense=$37,500
(e) Computation for depreciation expense using the Double balance method for 2021
Depreciation expense=($200,000+$12000×25%×9/12)+($200,000 +$12,000×75% ×25% ×3/12)
Depreciation expense=($212,000×25%×9/12)+($212,000×75% ×25% ×3/12)
Depreciation expense=$39,750+$9,938
Depreciation expense=$49,688
As the owner of a small business, Zebadiah is deciding what materials he should use to make the softest teddy bears on the market. Zebadiah is solving which key question of economics?
Explanation:
Based on oligopoly market forms, Zebadiah is using the idea of interdependence to take the right decision for his teddy products.
In 2013, Jack and Shirley Wright moved from Riverside, in Southern California, up to Santa Clara, in Northern California, when Jack's company opened a new branch office there. They decided to rent for a while so they could get to know the area before buying a home. Three weeks ago, they finally found and put a contract on a lovely 3-bedroom ranch, and the sellers accepted the first offer. They took that as a good sign, but now it's only 5 days until the close of escrow and they still haven't signed the escrow papers yet. In fact, they aren't due to sign the escrow papers until the day before the actual close of escrow. The Wrights are under the impression that something is wrong, because when they sold their last home, the escrow instructions had to be signed by both parties to the transaction immediately after they all signed the purchase agreement--about 60 days ahead of the actual close of escrow date. Which of the following is true of this situation?
a. Their current agent has violated his fiduciary duties to them because he is mishandling their finances, and putting off handling the escrow until the last minute, thereby risking their new home and monies.
b. Their agent in Riverside was simply being cautious by handling the escrow so early in the game, because in California, escrow signing generally takes place in the last 2 weeks prior to the actual close of escrow.
c. The escrow practices in Southern California differ from those in Northern California. In Southern California, the escrow instructions are signed by the buyer and seller shortly after they’ve signed the purchase agreement, just after the start of escrow, which is about 60 days prior to the actual close of escrow. In Northern California, the escrow instructions are usually not signed until one or two days just before the close of escrow.
d. As of December 2014, the escrow practices have been changed from what they were in 2013 (when the Wrights sold their previous home), to stipulate that the escrow signing date and location are to be determined by both the buyer and the seller, as well as to the broker who is in charge of handling the escrow proceedings. Therefore, there is no specific regulation that sets forth the date or time for such proceedings. However, their agent was negligent in not explaining this to them, as well as not asking for their input into the signing date.
Answer:
C
Explanation:
Escrow service is a form of risk mitigation medium in the course of a transaction , where a third party receives and disburses money for the main transacting parties as can be seen in the scenario given .
Nothing is really wrong in the transaction as suspected by the Wrights but a difference in the rules guiding escrow in North and South Carolina.
Escrow instruction are due for signing in South Carolina by both parties immediately after they have all signed the purchase agreement , about 60 days ahead of the actual close of the escrow date , while in North Carolina , escrow are not signed until the day before the actual close of escrow.
A policy of insurance which indemnifies the holder for any loss sustained by reason defects in the title is known as what...? Fire Insurance Flood Insurance Liability Insurance Title Insurance
Answer:
The answer is D. Title Insurance
Explanation:
Title insurance is a form of indemnity insurance that protects the holder of the policy from a financial loss arising from title defects.
Home owners or real estate owners can purchase title insurance to prevent them from facing litigations from previous owners.
For example, the owner of a newly rented house can purchase this insurance if he is not sure of the action of the last occupant. Let's say the last occupant is owing an electricity bill which the supplier is entitled to. A new owner will not be liable to pay if it has purchased title insurance.