Which of these can lessen the amount of a mortgage loan?
Down payment
Insurance
Property taxes
Collateral

Answers

Answer 1

Based on the various requirements of a mortgage loan, the factor that can lessen the amount of the mortgage loan is a down payment.

What is a down payment?

The down payment is the amount that is paid by the buyers of the house from their own savings and income which they will not have to pay back to the bank.

The larger this payment is, the less the amount that needs to be borrowed as a mortage loan.

In conclusion, option A is correct.

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Answer 2

Answer:

A. Down payment, is the answer



Related Questions

Mark is still not sure what to do with his inheritance money. He has tried researching online but is overwhelmed by the amount of information available.

Discuss the different sources of financial information and guidance that Mark could use.

(6)

Answers

Answer:

He could try searching up and booking a face-to-face meeting with an advisor, law firm, or lawyer. Government and federal agencies also help make tough decisions relating to inheritance money.

Provide 5 examples each of firms and the respective goods they produce in - Perfect competition -Oligopoly - Monopoly - Monopolistic competition - Effective competition

Answers

The examples of firms and the goods they produce in the following market systems are:

Perfect competition- Foreign exchange markets.

Currency

Oligopoly - Auto Industry.

Cars.

Monopoly - Providers of water.

Water

Monopolistic competition - Restaurants

Food

Effective competition- Supermarkets

Wide range of products

What is Monopoly?

This refers to the situation where one business has total control of a market share and has no competition in the market.

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What can be protected by a patent?

A. The right to have exclusive use of real property

B. The right to use a specific and unique creative production

C. The night to use unique and innovative ideas

D. The right to use any type of intellectual property

Answers

Answer:

C.

Explanation:

You can patent an Idea so that no one else can use it.

Hope this helps :)

2. The following table provides information about the production possibilities frontier of a Country.(4)

Computer Wheat
0 420
10 400
30 360
50 300
70 200
90 0

a. Plot and connect these points to create Country's production possibilities frontier.
b. If the Country currently produces 10 computers and 400 kg wheat, what is the opportunity cost of an additional 20 computers?
c. Suppose that a technological advancement allows the country to produce computers more efficiently. What would be the effect on the PPF? Draw it.

Answers

Based on the PPF of the country, if the country were to produce an additional 20 computers at that level, the opportunity cost would be 40 kg of wheat.

If a technological advancement allows for computers to be produced more efficiently, the PPF would expand outwards as shown in the attachment.

What would be the opportunity cost?

At the point where this country can produce 10 computers, the amount of wheat it can produce is 400 kg wheat.

If it produces 20 more computers, it will move to the point where it can produce 30 computers and 360 kg of wheat. Opportunity cost would be:

= 400 - 360

= 40 kg wheat.

What happens due to a technological advancement?

When there is an improvement in technology, the production capacity of a nation increases. This leads to the production possibilities frontier expanding outward.

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Commonwealth Delivery is the world's leading express-distribution company. In addition to the world's largest fleet of all cargo aircraft, the company has more than 670 aircraft and 57,000 vehicles and trailers that pick up and deliver packages. Assume that Commonwealth Delivery sold a delivery truck that had been used in the business for three years. The records of the company reflected the following:
Delivery truck cost $42,000
Accumulated depreciation 26,800
Required:
Prepare the journal entry for the disposal of the truck, assuming that the truck sold for: a. $15,200 cash
b. $16,500 cash
c. $14,000 cash

Answers

Answer:

the answer is Eva b e c Odyssey

How does KARLEE provide a vertically integrated range of services that support customers from initial component design to a finished, assembled product?

a. Advanced design engineering support
b. Lack of value-added assembly
c. No prototype production
d. No manufacturing

Answers

Karlee provided a vertically integrated range of services that support customers by using A. Advanced design engineering support.

What is vertical integration?

It should be noted that vertical integration simply means a process that involves acquiring business operations towards identical production.

In this case, Karlee provided a vertically integrated range of services that support customers by using advanced design engineering support.

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When is the advisable time to start building or adding to your own professional network?
Question 5 options:

a)

Upon graduation

b)

When you need a job

c)

Whenever you have time

d)

Right now

Answers

Answer:

A. Upon Graduation

QUESTION 2
The communication process is very important for achieving effective business communication.
State and elaborate the TWO (2) components of non-verbal communication and discuss THREE
(3) elements in the communication process from the sender's perspective with relevant examples.

Answers

Answer:

lagay mo QUESTION 4 po yan

HELP PLEASEEE 15 POINTS FOR THISSS

1. A career ______ lets you present documents that highlight your skills, interests and
abilities.

A. journal

B. examples

C. portfolio


2. Awards and certificates, report cards and transcripts and samples of work are all ___________ in a portfolio

A.fossils

B.artifacts

C.workbooks

3. An actual folder that holds printed documents is known as a hard copy portfolio

A. yes

B. no

4. An e-portfolio is something where you can store digital files

A. no

B. yes

5. There are ______ main types of portfolios

A. 4

B. 2

C. 3

Answers

Answer:

1. C

2. C

3. B

4. B

5. B

Explanation:

1. Portfolio relates to a career while "examples" and journal do not.

2. Workbooks because fossils and artifacts relate to something that is not a part of a portfolio.

3.There is no such thing as a hard copy portfolio.

4. An electronic portfolio, or an e-portfolio, stores online digital files.

5. There are only 2 main types of portfolios.

Showcase

Development

Blossom Diesel owns the Fredonia Barber Shop. He employs 7 barbers and pays each a base rate of $1,470 per month. One of the barbers serves as the manager and receives an extra $530 per month. In addition to the base rate, each barber also receives a commission of $5.50 per haircut.

Other costs are as follows.

Advertising $310 per month
Rent $930 per month
Barber supplies $0.30 per haircut
Utilities $175 per month plus $0.20 per haircut
Magazines $20 per month

Blossom currently charges $11.00 per haircut.
(a)

Determine the variable costs per haircut and the total monthly fixed costs. (Round variable costs to 2 decimal places, e.g. 2.25.)

Total variable cost per haircut
$enter the Total variable cost per haircut in dollars rounded to 2 decimal places
6
Total fixed $enter the total fixed costs in dollars rounded to 2 decimal places
12255

(b)
Compute the break-even point in units and dollars.

Break-even point
enter the break-even point in units 2,451 haircuts
Break even sales $enter the break-even point in dollars
26,961
(d)
Determine net income, assuming 2,880 haircuts are given in a month.

Net income / (Loss)
$enter net income in dollars

Answers

a) The determination of the variable costs per haircut and the total monthly fixed costs for Fredonia Barber Shop are as follows:

1) Variable Costs per haircut:

Commission per barber per haircut = $5.50

Barber supplies  per haircut =             $0.30

Utilities per haircut =                            $0.20

Total variable costs per haircut =     $6.00

2) Fixed costs per month:

Salaryiesof barbers (6 x $1,470) = $8,820

Supervisor's salary                      = $2,000

Advertising  per month =                   $310

Rent  per month =                             $930

Utilities per month =                          $175

Magazines  per month =                    $20

Total fixed costs per month =   $12,255

b) The computation of the break-even point in units and dollars for Fredonia Barber Shop is as follows:

1) Break-even point in units is 2,451 units ($12,255/$5)

= Fixed costs/Contribution margin per unit

Contribution margin per unit = $5 ($11 - $6)

2) Break-even point in dollars is $26,964 ($12,255/45.45%)

= Fixed costs/Contribution margin ratio

Contribution margin ratiio = 45.45% ($5/$11 x 100)

c) The net income when 2,880 haircuts are given in a month is $2,145.

Fredonia Barber Shop

Income Statement

For the month

Sales Revenue (2,880 x $11) $31,680

Variable costs (2,880 x $6)    17,280

Contribution margin =          $14,400

Fixed costs                             12,255

Net income =                         $2,145

Data and Calculations:

Number of barbers employed = 7

Base rate per barber per month = $1,470

Mnager's salary per month = $2,000 ($1,470 + $530)

Commission per barber per haircut = $5.50

Other costs:

Advertising  per month = $310

Rent  per month = $930

Barber supplies  per haircut = $0.30

Utilities per month = $175 plus $0.20 per haircut

Magazines  per month = $20

Price charged per haircut = $11.00

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On December 1, a company accepted a $5,000, 4%, 90-day note. How much accrued interest will be recorded as an adjusting entry on December 31, the end of the accounting period?

a. $166.67
b. $16.67
c. $1.67
d. $0.00; interest is not accrued at year-end

Answers

The accrued interest amount at the end of the accounting period is $16.67

How does a perfectly competitive firm decide what price to charge?
A. The same way as firms in a monopolistically competitive firm
B. the market price
C. the total cost of doing business
D. It adds up costs and profit requirments

Answers

Answer:

How does a perfectly competitive firm decide what price to charge?

A. The same way as firms in a monopolistically competitive firm

B. the market price

C. the total cost of doing business

D. It adds up costs and profit requirments

Agricultural managers need to possess which of the following skills?

A: The ability to start a business from scratch.
B: Understanding of the different kinds of economies in the world.
C: Vast knowledge of equipment, shipping, and storage of products.
D: A master's degree in business administration

Answers

vast knowledge of equipment, shipping,and storage of products.


Which of the following statements about the government is correct?

Government employs people and spends money to provide many services.

Government supplies many services that businesses cannot, or will not provide because they cannot make a profit.

Government helps consumers and businesses by directing the way the economy grows.

All of these choices are correct.

Answers

Answer:

All of these choices are correct.

Explanation:

Government manages the dispensation and control of power (politics).Marketplace manages the dispensation and control of wealth (economics).Community manage the dispensation and control of status (membership).

Discuss the view that a public limited company should prioritise the
aims of its shareholders rather than those of other stakeholder groups [12]

Answers

Public limited company should prioritise the

aims of its shareholders because stakeholders have a good share of a business.

What is public limited company (PLC)?

PLC is a public company, that sells shares to individual who are interested. The buyers of the shares have limited liability.

Stakeholders have a good share of a business, they are key partners that cannot avoided in the success of any business or organization.

Therefore, Public limited company should prioritise stakeholders because they have a good share of a business.

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What is the definition of Institute of corporate Directors (ICD)

Answers

Institute of Corporate Directors is primarily an institute of, for and by corporate directors established in the Philippines. It is made up mainly of individuals and reputational agents committed to the professional practice of corporate directorship in line with global principles of modern corporate governance.
Institute of Corporate Directors (ICD) is primarily an institute of, for and by corporate directors established in the Philippines. It is made up mainly of individuals and reputational agents committed to the professional practice of corporate directorship in line with global principles of modern corporate governance.

On January 1 of Year 1, Pierce Company borrowed $200,000 on a 10-year, 7% installment note payable. The terms of the note require Pierce to pay 10 equal payments of $25,000 each December 31 for 10 years. The required general journal entry to record the first payment on the note on December 31 of Year 1 is

a. debit Interest Expense, $14,000; debit Notes Payable, $11,000; credit Cash, $25,000.
b. debit Notes Payable, $14,000; debit Interest Expense, $11,000; credit Cash, $25,000.
c. debit Notes Payable, $25,000; credit Cash, $25,000.
d. debit Notes Payable, 14,000; credit Interest Expense $14,000.

Answers

A. Debit interest expense, $14,000; debit notes payable, $11,000; credit cash, $25,000

For a closed economy, gdp is $12 trillion, consumption is $7 trillion, taxes net of transfers are $3 trillion and the government runs a deficit of $1 trillion. What are private saving and national saving?.

Answers

Answer:

i don't know

Explanation:

ask you teacher

TRUE OR FALSE - ACCOUNTING (100 POINTS)
IF FALSE EXPLAIN WHY

1. The Dividends account is an expense.
2. A credit to the cash account will increase the account.
3. Liabilities are debts owed by the business entity.
4. Revenue is the Income Statement account credited when selling services or products to customers.
5. When an account receivable is collected in cash, the total assets of the business increase.
6. When a business receives a bill from the utility company, no entry should be made until the invoice is paid.
7. The revenue recognition principle states that revenue should be recorded when the cash is received from the customer.
8. An example of deferred revenue is Unearned Car Insurance Premium Revenue on an insurance company’s balance sheet.
9. A company’s accounts receivable represents an amount that the company will collect in the future from customers.
10. An adjusting entry would adjust revenue so it is reported when earned and not when the cash was received.

Answers

1. False - Dividends reduce retained earnings, retained earnings is an equity account
2. False - Cash is an asset and the normal sign is a debit
3. True
4. True
5. False - Cash increases, receivable decreases, total assets stays the same
6. False - GAAP requires the company be on “accrual basis” and the “matching principle” requires the expense to be recognized
7. False - Revenue recognized when earned
8. True
9. True
10. True

Answer:

1. False

2. False

3. True

4. True

5. False

6. False

7. False

8. True

9. True

10. True

Explanation:

Bob goes to the store to buy food.

Answers

Answer:

We always go to the store to buy food.

Explanation:

Yet somehow come out with a hole new wardrobe, new furniture, and a pet snake. This is because of the store's market. They make prices look phenomenal even if they really aren't great. They make the items look like things that you absolutely cannot live with out. Making you basically buy the whole store!

Hope this helped <3! Brainliest? :)

Explain how we derive the supply curve for an individual firm

Answers

The market supply curve is calculated by adding the quantity of goods sold at a particular price across all market participants (suppliers). It illustrates the price-quantity relationships available to consumers of the commodity or service.

I hope this helps you :)

Toryn, Inc., a major player in semiconductors, makes small investments of 5-10 percent of a firm's equity in many emerging technology companies. Toryn buys the company outright once that company's technological uncertainty resolves. The option that Toryn, Inc. uses is called a ________ option.

Answers

Toryn, Inc uses Strategic company decisions option in making decision of making of small investments and buying of the company.

What is a Strategic company decision?

A strategic decisions refers to vital decisions made on the environment where the firm operates, the resources and the people who form the company.

In essence, these decisions are important because they deal with harmonizing organizational resource capabilities with the threats and opportunities.

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What was Joy’s first invention? What did she wish her parents had done with it originally to make it successful?

Answers

The first invention that Joy had to her name was a dog collar.

Her wish was that her parents had patented the collar and gotten a lawyer to make it successful.

Who is Joy Mangano?

Joy Mangano is an inventor that has many patents to her name. Her first invention was a type of dog collar which had a quick release.

For it to have been successful, she wishes that her parents her got a lawyer and patented her design so that they would have produced the collar and profited from it.

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Part 1: Effective Communication
Write a 150- to 200-word response to the following scenario and questions:
Your class requires you to use a program you must download on your computer. You have waited until day 5 of the week to download the program, and you need it for an assignment that is due in 2 days. Now you are having issues with the program.
• How do you approach solving this problem?
• Whom would you contact first, and why?
• What are the resources available to support you when obstacles arise?
• Why is effective communication important in linking you to these resources?


Part 2: College Writing Process
Write a 150- to 200-word response to the following questions:
• When you have an essay due in an upcoming course, how will you manage your time to ensure you are able to complete all 5 steps of the writing process (prewriting, organization, drafting, revising, and editing)?
• How can you apply what you have learned about the college writing process to enhance the effectiveness of your written communication in the workplace?



Part 3: Academic Integrity
Access the Center for Writing Excellence.
Review the following resources under the Academic Integrity heading:
• Plagiarism Tutorial
• Student Code of Academic Integrity
• APA Style: Plagiarism Guide

Write a 150- to 200-word response to the following questions:
• What are 2 examples of violations of the Student Code of Academic Integrity?
• What resources on plagiarism available to you as a student would be most useful in preventing each of these 2 examples of violations?
• Why is integrity important in your professional life?
• How do you put integrity into practice in your professional life?

Answers

When you have a prompt asking you to write about "How" you are being asked to write an Explanatory Essay.

What are the Steps to Writing an Explanatory Essay?

To write an effective explanatory essay, you must ensure that you first research the topic you have been given from credible sources. Remember that your objective is to educate the reader. The key idea here is to demonstrate effective communication.

A. Part 1 is a 150 to 200-word response. Because you are to write about your experience, there is no use going into theories.

All your essays must contain an introduction, body, and conclusion. Use one paragraph for the introduction, one or two more for the body, and the last for the conclusion.

Your introduction is crucial. It should be very interesting that the reader would like to read to the end.

B. In the body of your essay (which should follow after your introduction) you must demonstrate adequate provision of related and relevant evidence to buttress your points.

3. Ensure that your thoughts are organized, that is following one another logically. Do check to ensure that you have no grammatical errors.

Finally, always recap your main points and summarize your findings in the conclusion.

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Answer: This is not the answer! Not helpful at all!!!!

Explanation:

What did one expert advise employers about online video resumés? O A They are a must-have recruiting tool today. OB Make sure they are professionally recorded. O C. Specify time and cost limits. OD Never require them. O E Be prepared for poor production quality.​

Answers

Answer:

D) Never require them

Explanation:

An expert advice that the employers gave about the online video resumes was they never require them.

Option D is correct.

Who is an employer?

An employer is an individual who hires the employee in his/her company or organization. He/she hired the candidate as per his/her skills and competencies in reference to the job profile required.

The resume is the document that specifies the details relating to the candidate. The details can be personal information, educational qualifications, work experiences, etc.The resume can be in a printed form or an electronic form, that is, in the form of a file or folder in an electronic device. The employer should always prefer a printed resume while taking an interview. The resume helped the employer to know about the interviewed candidate in complete manner. It will helping him to keep or reject the candidate on the job.

Therefore, the explanation written in options A to C are incorrect and only option D is correct.

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#SPJ2

An employee earned $1,000 in the first pay period of the current year. How much is the total employer and employee social security taxes on these earnings? (Use the simplified rate shown in illustrations.)

a. $120
b. $60
c. $0; the earnings are not subject to social security tax
d. $76

Answers

The total amount the employer and employee Social Security taxes on these earnings is $120

based on your experience discuss a real-life example where organization behaviour was very useful for you. then imagine and discuss what was to happen if organizational behaviour was not utilized in this situation

Answers

Answer: Okay don't copy this word for word, anything in Brakets change them.

Explanation:

I've experiened originizational behaivor when looking at my [Your choice].

It was useful because I didnt get confused when looking for [Object]!

If I couldnt find [object] I wouldnt be able to, [action]. If organization wasnt used in this [describing term] I wouldnt be able to find [object] and I would be very upset. I feel as if this behaivor should be used everywhere.

Now for the people who get indecisive!

I've experiened originizational behaivor when looking at my My desktop of my computer. It was useful because I didnt get confused when looking for My assignments! If I couldnt find my assignments I wouldnt be able to, brush up on some topics. If organization wasnt used in this case I wouldnt be able to find my work and I would be very upset. I feel as if this behaivor should be used everywhere.

In a market system, public goods would: have no costs. lack demand. be underproduced. be overproduced.

Answers

In a market system, public goods would be underproduced.

What is public goods?

public goods, can be regarded as the commodity that is available for all the members of the society.

This usually contain Government spending and taxes .

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According to Daniel Kahneman and Amon Tversky, a $1 loss pains us ________ times more than a $1 gain helps us.

Answers

Daniel Kahneman and Amon Tversky believe that when we suffer a $1 loss, compared to a $1 gain, we suffer 2.25 pain.

What did Daniel Kahneman and Amon Tversky believe?

Based on some models that the two ran, they came up with a conclusion that we suffer more from losses than we get help from gain.

Their prediction was that a loss of $1 can hurt us about 2.25 more times than a gain of $1 can help us.

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Hill Corporation Ltd., an Internet service provider, has been providing networking solutions to Riverdale High School for over a year. However, recently the administration at Riverdale high School has been complaining of an unstable connection. You are employed by Hill Corporation for the purpose of inspecting the issue at hand. Required:
What would be your first check point to ensure that there are no network issues from the service provider's end?

Answers

In order to ensure that there are no network issues from the Internet service provider's (ISPs) end, your first check point should be the main distribution frame (MDF).

What is main distribution frame (MDF)?

Main distribution frame (MDF) can be defined as a cable rack or signal distribution frame that serves as the primary hub for connecting network equipment between Internet service provider (ISP) and the subscriber carrier equipment.

As a network administrator, you should ensure that there are no network issues from the Internet service provider's (ISPs) end, by first checking the main distribution frame (MDF).

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Other Questions
Choose one image that you think best illustrates life in the ghettos. Describe the image. Why do you think it best shows what life was like in the ghettos? Select the correct answer from each drop-down menu. Complete the following paragraph about changes to the American landscape that occurred during the 1870s. After the passage of the Homestead Act, settlers flooded to the , where lumber was scarce. Barbed wire enabled these settlers to fence in their lands. As a result, the movements of Native Americans and were severely restricted, and the era of came to an end. 23 Safia says,3, 13 and 23 are all prime numbers soall numbers that end in 3 must be prime.Explain why she is wrong. What is the largest of the cranial nerves and the most important sensory nerve of the face?. Which of the following is NOT an integer? A. 8/2 B. 1/4 C. 0 D. -5 Gabrielle's age is two times Mikhail's age. The sum of their ages is 81. What is Mikhail's age? 3. What is the area of the triangle below? (1 point) O 6.0 ft2 O 8.6 ft2 O 15.0 ft? O 17.2 ft2 Complete the statement using the correct term.Realism was a response to Consider the structure shown.A central S atom is bonded to three O atoms, two through a single line and one through two lines. There are six dots around two of the O atoms and 4 dots around the third O atom.Determine the number of shared and unshared electrons in the structure.shared (bonding) electrons:unshared (lone, nonbonding) electrons:Determine the number of shared and unshared pairs of electrons in the structure.shared (bonding) pairs of electrons:unshared (lone, nonbonding) pairs of electrons:Determine the total number of valence electrons in the structure.total valence electrons: 10% of a number is 15what is that number? Write an equation for the reaction that takes place in a luminous flame assuming the laboratory gas is Butane what happen to the native american population from 1805 to 1900 Which of the following is a primary function of a ladder company?prevent the spread of the firelaying hose linesattack a fireprovide venting and entrance In WW2 the Axis powers consisted of the Germans, the Italians, and who? A television set is plugged into a 120 V outlet. The television circuit carries a current equal to 0.75 A. What is the overall resistance of the television set? what could have caused the change in the rock layers. Which of the following measures would produce TWO possible triangles?two sides of 4 cm and 7 cm with an angle of 54 not between those two sidestwo sides of 4 cm and 7 cm with an angle of 54 between those two sidesthree angles: 62, 34, and 84three sides: 4 cm, 7 cm, and 9 cm The cheerleaders jumped.Select the sentence that uses an adjective and an adverb to add details.O The cheerleaders and dance team jumped.The cheerleaders jumped in the competition.The cheerleaders jumped and led the crowd.The energetic cheerleaders jumped quite excitedly. It is important to increase your flexibility. Question 4 options:TrueFalse Who was the queen of england when shakespeare was born.