What is a main problem associated with getting a mortgage?
O A. The cost can be unstable and increase each year.
OB. The money invested is unlikely to increase in value.
C. The homeowner cannot modify the home in any way.
D. The initial required investment is very high.

Answers

Answer 1

Answer:

D.

Explanation:

I just took the test and got it correct


Related Questions

What shows the quantity of a product or service a supplier is willing to sell across a
range of prices?

Answers

Answer:

Supply curve or Supply schedule

Explanation:

A supply curve is a graphical presentation of the relationship between the price of a product, and the quantity suppliers are willing to sell in the market. It shows the different volume suppliers are happy to sell at different prices. A supply curve slopes from the bottom moving upwards showing how quantity supplied increases as price rises.

The supply schedule shows much quantity suppliers are willing to sell in the market at different prices. The supply presents this information in a table format. Both supply curves and supply schedule give the same information. While the supply curve is a graphical presentation, the supply schedule presents the same data in a table format.

The earliest hint of globalization can be traced to 325 BC. The government under Alexander created an environment conducive to trade and commerce. Trade expanded from Greece to as far as Asia, with
Asia is among the most popular goods traded. The establishment of trade with Africa and America in the seventeenth century also led to the expansion of trade.

Answers

Answer:

I agree

Explanation:

I don't really see that there's a question being asked.

Hamza tells the insurance company that his building is equipped with a sprinkler system and that a guard is on duty inside the premises when they are closed. Neither statement is true. The building is destroyed by a windstorm. Do you believe that an intentional misrepresentation by an applicant for insurance should permit the insurer to deny coverage for a loss even if the misrepresented fact had no relationship to the loss? Why?

Answers

Answer:

Yes, any intentional misrepresentations by the applicant should be enough to permit the insurer to deny coverage for a loss even if the misrepresented fact had no relationship to the loss

Explanation:

This is because in case of any intentional misrepresentations the insurer gets a right of recession that is based upon fraud.  

In this case the misrepresentation by Hamza voids the policy ab-initio (i.e. at its inception). This is because the misrepresentations by Hamza in this case were with regards to material facts related to the property and this misrepresentation may have induced the insurer to act and thus insure the property. Here the misrepresentations were that the property had a sprinkler system and always had a guard on duty. These two material misrepresentations led the insurer to make an incorrect risk assessment with regards to property and this incorrect and lower assessment of risk profile of the building led the insurer to provide insurance coverage.

Thus, we can conclude that even though the misrepresentations made by Hamza had no relationship to the loss but still the insurer can deny coverage in this case.

An investor wants to purchase an annuity that will pay her £80,000 per year for the next 10 years. If the constant, annual effective interest rate is 2%. How much should she be willing to pay today for the annuity? Answer to the nearest pound.

Answers

Answer:

£718,607

Explanation:

Annuities are investment opportunities that require an initial settlement  and gives  a series of returns of a fixed amount for a specific number of periods.

In simple terms, the question requires us to calculate the amount to be paid today (Present Value) of an annuity that pays £80,000 per year for the next 10 years.

To establish the [Present Value of the Annuity, the future Cash Flows must be discounted to the Present Value using the appropriate discount rate. In our case, we will use the annual effective interest rate of 2%.

Present Value = PMT × [ 1 - 1/(1+r)^n ÷ r ]

Where,

PMT = £80,000

n = 10

r = 2%

Therefore,

Present Value = £80,000 × [ 1 - 1 / (1.02) ^ 10 ÷ 0.02]

                         = £718,606.80 or £718,607

Conclusion :

She be willing to pay £718,607 today for the annuity.

In Business Communication texts, what is the recommendation of experts regarding the number of blank lines between the dateline of a business letter and its inside address

Answers

Answer: 1 to 10 blank lines

Explanation:

Business Communication texts are used by organizations to communicate with their staffs or customers.

In Business Communication texts, the recommendation of experts with regards to the number of blank lines that should be between the dateline of a business letter and the inside address is 1-10 blank lines.

Please help

4. In which type of economy is a business owner most likely to benefit from free enterprise?

Answers

Answer:

In which type of economy is a business owner most likely to benefit from free enterprise? (1 point) In a market economy because there is lots of competition and not much take back from the government. This economy is ideal for a free enterprise.

The difference in income between the richest and poorest citizens is called a command economy. unemployment. private property. the wealth gap.

Answers

Answer:

the wealth gap.

Explanation:

The difference in income between the richest and poorest citizens is called the wealth gap.

This ultimately implies that, the wealth gap is the difference between the richest and poorest citizens living in a geographical location based on the level of their assets and net worth i.e assets minus their debts.

Hence, the information generated by the government based on the wealth gap of its citizens is typically used for formulating economic policies, plan and financial budgets.

The difference in income between the richest and poorest citizens is called the wealth gap.

What is wealth gap?

Wealth gap can be defined as the difference in the income earned by the richest and the poorest citizen.

When a rich person earn more than a poor person this indicate a disparity in wealth distribution between the rich and the poor.

This tend to lead to what is called wealth gap based on the fact that their is no equality as the rich earn more than the poor.

Inconclusion the difference in income between the richest and poorest citizens is called the wealth gap.

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Her current campaign has a total investment of $25,500, generates 1,500 conversions, and has a CPA of $17. Which plan, built in the Performance Planner, will help Molly with her marketing goal to generate more sales

Answers

Answer: An investment of $40,000 to generate 2,000 conversions and a CPA of $20.

Explanation:

For molly to achieve her marketing goal, which is centered around making more sales and more profit. She would be needing and investment of around $40,000, as this amount would help generate a conversion of 2000 and a CPA in the region of $20.

A list of investments held by an individual is a
portfolio
mutual fund
stock market
stock table

Answers

Answer:

Holdings are the contents of an investment portfolio held by an individual or entity, such as a mutual fund or a pension fund. so its A

Explanation:

Digital photography replacing film photography would be an example of a(n) _____. Group of answer choices radical innovation regressive innovation disruptive innovation architectural innovation

Answers

Answer:

disruptive innovation.

Explanation:

A disruptive innovation can be defined as an innovation that typically creates a new market for a product by displacing or removing an existing product from the market.

Digital photography replacing film photography would be an example of a disruptive innovation.

If you know that the value of an asset is $100 today, what concept will tell you what it will be worth in 5 years given a certain interest rate

Answers

Answer:

future value

Explanation:

Future value is the value of a sum of money at some point in the future given a  certain interest rate.

Formula for future value = present value x ( 1 + r )^n

Assuming i = 10

the future value of $100 in 5 years = 100 x ( 1.1)^5 = $161.05

NEED HELP ASAP, WILL GIVE BRAINLIEST

1. A company can reduce a surplus of goods if they:

A. Decrease the price
B. Increase the price
C. Does not change the price

2. The automotive company, Ford, must lay off 1200 workers - what is the impact on supply?

A. Increase in Supply
B. Decrease in Quantity Supplied
C. Increase in Quantity Supplied
D. Decrease in Supply

Answers

It’s going to be the answer is going to be D

If an employee had the responsibility of both writing checks and making deposits to a bank, they would have

Answers

Answer:

2. Perceived opportunity

Explanation:

In the case when the employee had the responsibility with respect to the checks and deposit made in the bank so there is a capability to conceal regarding the fraud also he can easily escape from punsihment as he is bestowed

So this represents the opportunity as he can easily do the fraud in the organization

Therefore the option 2 is correct

And, the rest of the options are wrong

The dot plot shows the number of emails Aaron sent his cousin each week. Number of Emails Each Week A dot plot going from 0 to 5. 0 has 3 dots, 1 has 1 dot, 2 has 0 dots, 3 has 4 dots, 4 has 7 dots, 5 has 6 dots. Where is the gap in the data? 0 2 4 7

Answers

Answer:

2

Explanation:

Based on the information given the gap in the data is 2 reason been that if 0 has 3 dots, 1 has 1 dot, 3 has 4 dots, 4 has 7 dots and 5 has 6 dots while 2 has 0 dots which means that 0,1,3,4 and 5 all have dots excepts 2 which has 0 dots which simply indicate that the lack of dots that 2 has led to the gap or interval in the data which inturn means that the gap in the data can be found on 2 due to 0 dots or lack of dots.

Therefore the gap in the data is 2.

Answer:

2 of course

Explanation:

e. Describe the methods you would use to pay and motivate sales people to sell this product. Would you use sales quotas or a particular type of commission structure? Why or why not? (1-5 sentences. 2.0 points)

Answers

Answer:

I would use progressive commission sales, for example:

number of units sold                sales commission

0 - 200                                            2%

201 - 400                                        2.5%

401 - 600                                         3%

601 - 800                                        3.5%

801 - 1,000                                       4%

This way, salespeople will be motivated to sell more units, since they know that their income will increase dramatically as there sales volume increases.

As a job requirement, training involves which of the following?
A. Granting an individual the right to practice a profession
B. Verifying an individual's qualifications
C. Activities related to improving job performance
D. A formal program of study provided by an educational institution

Answers

Answer: C. Activities related to improving job performance

Explanation:

Training is the act by which a person is taught a particular skill or made to learn some certain things regarding a job which would be useful in improving job performance.

Training is vital as it improves performance and employee retention. Also, training helps in achieving organizational goals.

If you suspect your boss of unethical behavior, your first step should be to ______.
a.
Document everything that happens
b.
Begin to look for a new job
c.
Confront your boss immediately
d.
Go immediately to upper management

Answers

Answer: A

Explanation:

If you suspect your boss of unethical behavior, your first step should be to go immediately to upper management. Option (D) is correct.

What is Management?

Management is an art as well as the science of getting things done through and with people in formally organized groups.

As an employee, if you suspect an ethics breach at your employer, gather and confirm your facts and questions, check the issue policy, and then talk privately to your supervisor and the chief compliance officer.

If you observe unethical or illegal conduct, you have to report your concerns. If you report, in good faith, what you distrust to be illegal or unethical activities, you should not be concerned about retaliation from others.

Any employees involved in retaliation will be subject to serious disciplinary action by the Company. Failure to abide by the laws addressed in this Code will lead to disciplinary actions, including dismissal where appropriate.

Therefore, Option (D) is correct.

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What are the differences between flexibility and compromise

Answers

Answer:

Flexibility mean you're more flexible about doing something. For example you could have flexible working hours which would mean you can work alot of the time like you can bend easily around when you work and compromise means you're wiling to meet in the middle so an agreement made that makes everyone happy.

List one time the government should interfere in the decisions of individuals

Answers

Answer:

If the decisions are against them

Explanation:

They can stop it

The invisible hand is Select one: a. Government direction. b. The profit motive. c. Perfect competition. d. The mixed economy.

Answers

Answer: the profit motive

Explanation:

The invisible hand refers to the indirect benefit that s society gets from the free market economy.

A free market economy is an economy whereby the decisions in the market are taken by the individuals and the firms and the main motive here is the profit.

Why do you think newspapers did not increase prices, given their financial situation?

Answers

ii think its Explanation:

Answer:

Online competition

Explanation:

Online competition and many people not working

What is the business?

Annette started working as a repairperson in a local appliance store when she was in school. She loved the work and was promoted to service manager within a few years. Annette had always wanted to own her own business, and she started to research ways to achieve her goals. The next year, Annette opened her own store, Annette’s Appliance and Repair Shop. Her store is a distributor for Whirlpool washers and dryers.

Answers

Answer:

supplier

Explanation:

Answer: product trade-name franchise

Explanation:

franchising is the licensing of a franchisee or dealer to sell or distribute a specific product using the franchisor’s trademark, trade name, and logo. Standard forms of franchising include product franchising, traditional franchising, and business format franchising.

what does a formula do in a spreadsheet program

Answers

Answer:

Hwlo

Explanation:

Formulas – Adding, Subtracting, Multiplying and Dividing

With a spreadsheet you can insert a formula that will instantly add, subtract, multiply or divide numbers in columns or rows. To do this you select a cell in a new column or row and then type in a formula

basically jim walked to walk and walkin be walker yuhh

Which type of credit requires that the borrower pay a specific amount in a set number of payments of equal amounts?

A. Revolving credit

B. Installment credit

C. Noninstallment credit

D. Line of credit

Answers

Answer:

B. Installment credit

Explanation:

Installment credit refers to the type of loan where the borrower opts to repay in regular and fixed amounts. Installments are the small periodic payments that the borrower makes to the lender. Typically, installments are made monthly.

In installment credit, the repayment period may range from a few months to years. The installment amount has an interest and principal components.

Two or more buyers and two or more sellers acting independently in a particular product market with the freedom to enter and leave the market best describes ______.

Answers

Answer:

Competition

Explanation:

Competition occurs when there is two or more buyers or two or more sellers acted independently for a specific market having a freedom to enter or exit the market

So this represent the competition as the competition would arise only in the same industry or different industry who sells same kind of products

Therefore the given situation represent the competition

Richards Company manufactures a single product. All raw materials used are traceable to specific units of product. Current information for the company follows: Beginning raw materials inventory$10,000Ending raw materials inventory 12,000Raw material purchases 90,000Beginning work in process inventory 40,000Ending work in process inventory 25,000Direct labor 130,000Total factory overhead 60,000Beginning finished goods inventory 55,000Ending finished goods inventory 45,000 The company's cost of direct materials used, cost of goods manufactured and cost of goods sold is:

Answers

Answer:

1.Cost of Raw Materials= $88,000

2.Cost of Goods Manufactured = $293,000

3. Cost of Goods Sold= $321,000

Explanation:

1. Calculation for the Cost of Raw Materials Used using this formula

Cost of Raw Materials = Beginning Inventory + Purchases - Ending Inventory

Let plug in the formula

Cost of Raw Materials= $10,000 + $90,000 - $12,000

Cost of Raw Materials= $88,000

B) Calculation of Cost of Goods Manufactured

Using this formula

Cost of Goods Manufactured = Beginning Work in process Inventory + Direct Material + Direct Labor+ Factory Overhead - Ending Work in process

Let plug in the formula

Cost of Goods Manufactured = $ 40,000 + $88,000 + $130,000 + $60,000 - $25,000

Cost of Goods Manufactured = $293,000

3. Calculation for Cost of Goods Sold

Using this formula

Cost of Goods Sold=Beginning Inventory + Production During Period - Ending Inventory

Let plug in the formula

Cost of Goods Sold= $40,000 + $293,000 - $12,000

Cost of Goods Sold= $321,000

Therefore The company's cost of direct materials used, cost of goods manufactured and cost of goods sold is:

1.Cost of Raw Materials= $88,000

2.Cost of Goods Manufactured = $293,000

3. Cost of Goods Sold= 321,000

Answer:

Explanation:

The previous answer has incorrect numbers for cost of goods sold. It should be cost of goods manufactured (293000) + beginning finished goods inventory - ending finished goods inventory. They used the numbers for beginning and ending raw materials inventory. The correct answer is:

Cost of Materials Used: 88000

Cost of Goods Manufactured: 293000

Cost of Goods Sold: 303000

When a salesperson earns 10% of his or her total sales, which type of compensation has occurred?
a. time wage
b. straight salary
c. incentive pay
d. benefits
e. a and

Answers

D and e is the correct answer

Someone who takes charge and solves problems without being asked to is demonstrating ______.
a.
loyalty
b.
malleability
c.
cooperativeness
d.
initiative

Answers

Answer:

d.

initiative

Explanation:

The term initiative means beginning something on one's own accord. Taking the initiative implies starting an action out of one's judgment. In initiative, instructions come from within the person rather than from others.

Loyalty refers to commitments and dedications to an organization, brand, or any other item. Cooperativeness is exhibiting close cooperation with others.

Answer:

d is the answer

Explanation:

Which level of government are Planning workers most likely to work for?

A) state
B) federal
C) local
D) international

Answers

I’m pretty sure it’s local.

The level of government is Planning workers most likely to work for local. Thus, the correct option is (C).

A single sovereign state's lowest levels of public administration are collectively referred to as "local government" in the United States.

When the word "government" is used in this context, it explicitly alludes to a level of bureaucracy that is geographically confined and has a set of responsibilities.

A variety of essential services for residents and companies in certain areas are handled by the local government.

Therefore, the correct option is "C".

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Question 5
2 pts
Shanda wants to buy her grandmother's car to drive back and forth to college next year. Her
grandmother agrees to sell Shaunda the car for $1,200 in a year. This is an example of what
type of goal?
O long-term
O short-term
medium-term
O financial-term

Answers

Answer:

financial and medium term

Explanation:

financial term and medium term

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