Answer:
The Mortgage Assistance Relief Services (MARS) rule.
Explanation:
The rule that bans providers of mortgage foreclosure rescue and loan modification services from collecting fees until homeowners have a written offer from their lender or servicer that they decide is acceptable is the The Mortgage Assistance Relief Services (MARS) rule.
create a bulleted list of four descriptive terms describing possible backgrounds a person may have
Answer with Explanation:
The possible descriptive terms which describes the background a person may have are listed below:
He might be happy, sad or crazy.Honesty values that the person have.Quick Learner, innovator or creative personHe might be introvert or extrovert.He might be welcoming diversity.There are number of descriptive terms that can shed light on the behaviour and background of the person.
"If the Federal Reserve Open Market Committee authorizes its trading desk to enter into system wide repurchase agreements, the effect will be to:"
Answer:
increase yields and lower debt prices
Explanation:
In a given situation like this, it implies that the Federal Reserve trading desk is temporarily selling government securities to the dealers, for the purpose of sapping them of cash. This reduces free reserves which can be given out as loans by the banks. In return, it results in a raise market interest, given that the funds are not readily available. Hence, when the interest rates rise, debt prices will fall. This type of action is taken if the government believes the economy is growing too faster than desired.
Therefore, the correct answer is "increase yields and lower debt prices"
Calvin is buying his first home. He has been saving and saving for years. The home he is buying has a price of $300,000 and Calvin has a down payment of $75,000. Calvin's loan is considered:
Answer: low risk
Explanation:
Low risk loans are the loans that are collected by economic agents such as individuals, firms and the government which has a low risk or low interest rate.
Since the home Calvin is buying has a price of $300,000 and Calvin has a down payment of $75,000. It so considered a low risk loan.
When one nation can produce a product at lower cost relative to another nation, it is said to have a(n)____________________in producing that product
Answer: Absolute advantage
Explanation:
Absolute advantage is defined as when a producer can produce the same amount of goods with it's competitors at lower cost or in greater quantity for the same cost. This is obvious when the manufacturer at advantage has infrastructure or huge capital(human capital too) to compete with the competitors.
Portfolio AB has half of its funds invested in Stock A and half in Stock B. Portfolio ABC has one third of its funds invested in each of the three stocks. The risk-free rate is 5%, and the market is in equilibrium, so required returns equal expected returns. Which of the following statements is CORRECT?
a) Portfolio ABC's expected return is 10.66667%.
b) Portfolio AB has a standard deviation of 20%.
c) Portfolio ABC has a standard deviation of 20%.
d) Portfolio AB's required return is greater than the required return on Stock A.
e) Portfolio AB's coefficient of variation is greater than 2.0.
Answer:
a) Portfolio ABC's expected return is 10.66667%.
Explanation:
Some information is missing:
Stock Expected Standard Beta
return deviation
A 10% 20% 1.0
B 10% 10% 1.0
C 12% 12% 1.4
The expected return or portfolio AB = (1/2 x 10%) + (1/2 x 10%) = 10% (it is the same as the required rate for stock A or B)
The expected return or portfolio ABC = (weight of stock A x expected return of stock A) + (weight of stock B x expected return of stock B) + (weight of stock C x expected return of stock C) = (1/3 x 10%) + (1/3 x 10%) + (1/3 x 12%) = 3.333% + 3.333% + 4% = 10.667% THIS IS CORRECT
Options B, C, D and E are wrong.
Integrated logistics management refers to the practices used to control the ______ of products (and the associated costs) so that there is a continuous and uninterrupted flow of ______ from suppliers to manufacturers to the final consumers.
Answer:
Integrated logistics management refers to the practices used to control the movement of these products (and the associated costs) so that there is a continuous and uninterrupted flow of materials and products from suppliers to manufacturers to the final consumers.
Explanation:
True or false? A benefit of organic content promotion is that it allows you to show your content to a highly specific audience.
Answer:
True
Explanation:
Organic content promotion which is the increase of the visibility of your content and the effectiveness of your marketing campaigns without actually spending money on advertisement space, boosted content, or promoted content. For example, building influencers and spending time on your blog is an organic content promotion approach.
Answer:
True
Explanation:
just finished my work and got it right
Record the following transactions of Sumanto, Kochi in Two-column Cash Book and balance the book on 31st January, 2018: 2018 Jan1. Cash balance Rs.1,000, Jan1. Bank balance Rs.14,500 Jan1. Cash received from sale of shares* Rs.60,000 Jan2. Paid into bank Rs.50,000 Jan3. Purchased goods from M/s.Agarwal and Co. Rs.13,000 Jan4. Paid wages Rs. 2,500. Jan5. Received from Mohan a cheque for Rs.9,800 against due of Rs.10,000 in full settlement of his account. Jan8. Mohan’s cheque deposited into bank Jan14. Paid for stationery Rs. 500. Jan18. Bought goods Rs.6,720 Jan19. Paid Shyam by cheque Rs.3,700. Discount received from him Rs.300. Jan20. Drew from Bank Rs.3,000 Jan22. Cash drawn from Bank for personal use Rs.2,000. Jan24. Cash Sales,Rs. 1,900. Jan27. Received from Sharma Rs.18,000. Discount allowed Rs.500. Jan28. Deposited cash into Bank Rs.15,000. Jan28. Gave cheque for cash purchases Rs.2,240 Jan30. Paid rent by cheque each Rs.2,000
Answer:
Sumanto, Kochi
Two-Column Cash Book
Date Description Cash Bank Dis. Date Description Cash Bank Dis.
All'd Rec'd
Jan. 1 Balance 1,000 14,500 Jan. 2 Bank 50,000
Jan. 1 Shares 60,000 Jan.14 Stationery 500
Jan. 2 Cash 50,000 Jan.18 Purchase 6,720
Jan. 8 Mohan 9,800 200 Jan.19 Shyam 3,700 300
Jan.20 Bank 3,000 Jan.20 Cash 3,000
Jan.24 Sales 1,900 Jan.22 Drawings 2,000
Jan.27 Sharma 18,000 500 Jan.28 Bank 15,000
Jan.28 Cash 15,000 Jan.28 Purchases 2,240
Jan.30 Rent 2,000
Jan.30 Balance 11,680 76,360
83,900 89,300 700 83,900 89,300 300
Feb. 1 Balance 11,680 76,360
Explanation:
Sumanto, Kochi's two-column Cash Bank shows two columns for cash and bank on the debit and credit sides and also the discount allowed and discount received on the debit and credit sides respectively.
"The legislation that requires a broker-dealer's research analysts to be completely separated from that firm's investment banking department is the:"
Answer:
Sarbanes-Oxley Act of 2002.
Explanation:
Sarbanes-Oxley Act of 2002 is a legal framework which was passed by the 107th U.S Congress on the 30th of July, 2002. The law required that investment banking be completely made rid of research analysts who works at a broker-dealer firms, so that the analysts are not influenced to write favorable reports to enhance their potential investment banking businesses.
Hence, the legislation that requires a broker-dealer's research analysts to be completely separated from that firm's investment banking department is the Sarbanes-Oxley Act of 2002.
It is a law that imposes a stiffer penalty for any securities related law break offence by the accountants, auditors etc by mandating strict reforms to the existing securities regulations.
In the language of global marketing, ________ is the phrase used to describe advertising that represents a middle ground between 100% standardization and 100% localization.
Complete Question:
In the language of global marketing, ________ is the phrase used to describe advertising that represents a middle ground between 100% standardization and 100% localization:
Group of answer choices
A) "stereotype advertising"
B) "template advertising"
C) "cookie-cutter advertising"
D) "compromise advertising"
E) "pattern advertising"
Answer:
E) "pattern advertising"
Explanation:
In the language of global marketing, pattern advertising is the phrase used to describe advertising that represents a middle ground between 100% standardization and 100% localization (adaptation).
Companies that have their businesses across the world are poised with the question of how to advertise; whether to use a single (standard) advert in all of their business locations (countries) or to diversify their adverts. A pattern advertising is an effective marketing strategy to help them answer this question. It is a combination of 100% standardization and 100% localization.
Chung manages his employees by carefully monitoring their production, comparing what they do to predicted schedules and desired budgets. Chung can best be described as a ________ leader.
Answer:
"Task-oriented" is the correct answer.
Explanation:
Task-oriented has been used in educational but instead working environment contexts, particularly in conversations concerning attempting to achieve goals and objectives. Management teams have been using the expression in task-oriented leadership expression, that allows specific objectives to be set about how and whenever the assignments need to be accomplished.The question of when revenue should be recognized on the income statement according to GAAP is addressed by the:
Answer:
a. Revenue recognition principle
Explanation:
The revenue recognition principle refers to the principle in which the revenues are recorded when it is realized or earned. It follows the accrual basis of accounting
It is not recorded when the cash is actually received.
When the sale is made, the same is to be shown in the books of accounts
Therefore as per the GAAP, the revenue should be addressed by revenue recognition
hence, the correct option is a.
The fair value of the plant and equipment was $60,000 more than its recorded carrying amount. The fair values and carrying amounts were equal for all other assets and liabilities. What amount of goodwill, related to Star's acquisition, should Penn report in its consolidated balance sheet
Answer:
$20,000
Explanation:
The question is missing some parts:
Penn Corp. paid $300,000 for the outstanding common stock of Star Co. At that time, Star had the following condensed balance sheet:
Carrying amounts
Current assets $40,000 Plant and equipment, net $380,000 Liabilities $200,000 Stockholders' equity $220,000
After a company is acquired, the parent company (the buyer) must record all the assets and liabilities at fair market value. In this case, the fair market value was higher than the carrying value by $60,000, therefore, the value of Penn's P,P&E must increase from $380,000 to $440,000. So total assets = $480,000, liabilities = $200,000, so equity = $480,000 - $200,000 = $280,000.
Since Goodwill represents the amount of money paid in excess of equity value, then Goodwill = $300,000 - $280,000 = $20,000
Consumption depends ______ on disposable income, and investment depends ______ on the real interest rate.
Answer: positively; negatively
Explanation:
Consumption depends positively on disposable income, and investment depends negatively on the real interest rate.
It should be noted that the disposable income is the income that remains when tax gas been deducted and consumption depends positively on it as a higher disposable income means an higher consumption
Disutility has to do with having product offered at the right time of day, week or year.
Answer:
Time
Explanation:
Records show that Banker Fred has increased the interest rate on all loans to Native Americans by an additional 3%. Has Banker Fred violated any laws?
Answer:
Yes, this would be viewed as discriminatory
Explanation:
Based on this scenario it can be said that Yes, this would be viewed as discriminatory. Since Fred increased the interest rate ONLY on those individuals whose race is that of Native American then that is disrimination of the basis of race. Which they can be sued for doing this since the Equal Credit Opportunity Act (ECOA) prohibits credit discrimination on the basis of race, color, religion, national origin, sex, marital status, age, or because you get public assistance.
Basic activities in every accounting department, including sales order processing, accounts receivable, inventory and purchasing, accounts payable, and payroll, are recorded in the _______.
Answer:
General ledger
Explanation:
A general ledger in accounting is a book pf account that is meant to record the business' transaction entries towards the preparation of the income statement and the statement of financial position.
It records activities like sales order processing , accounts receivable , inventory and purchasing , accounts payable and payroll
We have two types of general ledger which are private ledger that records transaction on salaries , wages and capitals , and nominal ledger that records transaction on expense , income , depreciation etc.
Quincy listed information from his credit report. Which list could Quincy have written? previous address, current address, bankruptcy, car loan payment history current address, monthly income, car loan payment history, date of birth previous address, current address, schools attended, bankruptcy current address, monthly income, car loan payment history, schools attended
Answer:
The correct options are;
Previous address, current address, bankruptcy, car loan payment history
Explanation:
The credit bureau prepares the credit report contains a detailed listing of a persons credit credit history. An individuals financial information is collected by the credit bureau from which credit reports are made and a potential lender can access such credit report to assess a loan applicant worthiness for a loan
Information in the credit relate to credit related information such as credit accounts, auto loan, and payment history on credit accounts.
Answer:
a
Explanation:
Warren and Erika paid $9,300 in qualified expenses for their son, Cash, to attend the University of Washington. Cash is in his first year of college and attended full-time. How much is Warren and Erika's American opportunity tax credit, without regard to any AGI limitation?
Answer:
$2,500
Explanation:
American tax credit can be by either the parents or students to reduce qualified education expenses , within the first four years of education after completing secondary education.
The maximum allowed credit per child without regard to AGI limitation and provided other set conditions are met is $2,500.
The guiding rules are
Student must be pursuing a degree or other recognized tertiary education certificateHave not been convicted of any drug related offence at the end of the tax yearMust be enrolled for at least half of at least one academic session at the beginning of the yearBe enrolled in a recognized post secondary educationHave not claimed America tax in the previous tax yearMost organizations with strong cultures and a sound system of rewards and incentives can eventually internalize boundaries rather than use explicit rules and regulations. What is the technique for moving in that direction?
Answer: minimize training and indoctrination.
Explanation:
From the question, we are informed that most organizations with strong cultures and a sound system of rewards and incentives can eventually internalize boundaries rather than use explicit rules and regulations.
The technique for moving in that direction is to minimize training and also indoctrination. It should be noted that organizations should employ people who already possesses the culture of the organization. This will help to reduce training and also makes the goals of the said organization to be achieved quickly.
According to Census Bureau and Federal Reserve surveys, about 50 percent of all new businesses begin with less than ____ in total capital
Answer: $30,000
Explanation:
Many businesses take a careful capital when starting up their firms. Many do so due to their capability while others do so to monitor the growth of the already invested, then invest much more when when they've witnessed growth with the business. Census Bureau and Federal Reserve surveys, about 50 percent of all new businesses begin with less than $30,000 in total capital.
9. You decide to run a landing page experiment to test a new carousel which highlights your top performing products. Which two reports could you use to determine which products to highlight? (select two)
Answer:
Product Performance and Ecommerce Overview
Explanation:
These are the options to the question;
Shopping Behavior Analysis
✓Product Performance
✓Ecommerce Overview
✓Sales Performance
Whenever you decide to run a landing page experiment, to test a new carousel which highlights your top performing products, the two reports that could be use to determine which
Products to highlight are Product Performance and Ecommerce Overview.
Product performance is essential to test a new carousel which highlights your top performing products so that the functionality part of the product can be known.
E-commerce overview is crucial to test a new carousel which highlights your top performing product because e-commerce gives the insight to buying and selling of the products.
assume that your roommate is very messy. According to campus policy, you have a right to live in an uncluttered apartment. Suppose she gets an $80 benefit from being messy but imposes a $60 cost on you. The Coase theorem would suggest that an efficient solution would be for your roommate to
Answer:
her to pay you at least $60 but less than $80 to live with the clutter
Explanation:
The Coase theorem states that when transaction cost is low, all parties involved will be able to bargain and reach an efficient outcome that benefits both parties. Based on this the efficient solution would be for her to pay you at least $60 but less than $80 to live with the clutter. Making it higher than the cost imposed on you but less than her benefit, thus ultimately benefiting both parties.
Gary is the founder of an animal shelter; he shares a special bond with animals. Hence, he prefers to employ people who care for animals. The caretakers at his shelter are hardworking, trustworthy, and sensitive to the needs of the rescued animals. This is an example of _____.
Answer:
normative control
Explanation:
Normative control refers to using the values that the employees share as standards instead of using policies to influence the desired behaviors. According to this, the answer is that this is an example of normative control because Gary employs people that share certain values and behaviors and these become the standard to perform their jobs.
An attribute is a characteristic or property of an entity. if person is an entity, would the same attributes be used to describe a person in different databases that store medical, student, and fitness club data? why or why
The attribute is a character or the property of the entity and can be related to the person and is an entity. Thus the answer is members' data.
What does the attribute that tells about ?The attribute can be used for understanding the different people and can be used to analyze their personalities on the basis of the data gathered.
The attribute tells us about the quality or the nature and relates to the ideas and the philosophies. The attributes of the club members can be told from watching their data.
Hence it's based on the data stored in the medical database.
Find out more information about the characteristic.
brainly.com/question/3661510.
The US economy is a command economy.
A. True
B. False
Answer:
hmmmm i'd say true if not then false
can i have friendsssssssssssssssssssssssssssssssssssss
Answer:
Sure lol
Explanation:
I'll send ya a friend request then lol
*ultimate lonely call received and returned*
If employees are to be empowered to truly make a difference, they must have the power to make _____ decisions.
Answer:
substantive.
Explanation:
Substantive decisions in a company are those that will directly influence organizational results.
In centralized organizations, decision-making processes are essentially taken at the top of the hierarchy, it is only the leader who makes important company decisions.
In a decentralized organization, however, there is greater flexibility, which consists of integrating the decision-making process at all hierarchical levels, as it is believed that there is a reduction in the response time of the decision, greater understanding of the problem by employees who are experiencing it and motivate them and increase their job satisfaction.
A wholesaling firm has a computerized billing system. Because of a clerical error while entering information from the sales order, one of its customers was billed for only three of the four items ordered and received. What controls could have prevented, or resulted in prompt detection and correction, of this situation?
Answer:
Explanation:
The best prevention method for such a scenario would have been matching line control counts produced by the computer with predetermined line control counts. This is because line control counts, work by identifying undesirable events as they occur by comparing the counted line items on a document with the predetermined line control counts for each document in order to detect missing lines and prevent errors in billing such as the one in this scenario.
Who is required to pay for the subdivision information under the TREC Addendum for Property Subject to Mandatory Membership in a Property Owners Association?
Answer:
The buyer
Explanation:
TREC is Texas real estate commission, a state agency under Texas staye government. Established in 1949, the agency governs real estate practices and protects consumers of real estate .
Some homeowners and homeowners association require buyers who wish to buy property to cover certain costs in transfer of ownership of the property. The costs and who covers them is covered under TREC Paragraph C, Fees of the Addendum for Property Subject to Mandatory Membership in a Property Owners Association (TAR 1922, TREC 36-8). According to the law the buyer will pay for all costs and fees in transfer except for fees covered in Paragraphs A, D, and E.