The balance sheet of the central bank is
Assets Liabilities
Gov't bonds $5000 Currency $2100
Gold $500 Reserves of commercial banks $3400
The consolidated balance sheet of commercial banks is
Assets Liabilities
Reserves at the central bank $3400 Deposits $14400
Loans $12000 Commercial bonds issued by banks $1000
If the required reserve-deposit ratio is 15%, can commercial banks increase the amount of loans by at least $1000?
A. Yes, by buying back the bonds and depositing the proceeds into the reserve account at the central bank.
B. Yes, by lowering reserves by $1000.
C. No, because the amount of deposits exceeds the amount of loans.
D. Yes, but only if some of the newly issued loans are redeposited to the banks.
E. No, because then the reserve-deposit ratio will fall below 15%.

Answers

Answer 1

Answer:

Option (B) is correct.

Explanation:

Given that,

Reserves of commercial banks = $3,400

Required reserve-deposit ratio = 15%

Deposits = $14,400

Required reserve = 15% of Deposits

                              = 0.15 × $14,400

                              = $2,160

Excess reserves is the difference between total reserves and required reserves.

Excess reserves = Total reserves - Required reserves

                            = $3,400 - $2,160

                            = $1,240

Therefore, the commercial banks can increase the amount of loans by $1,240. So, they can increase the loan amount by at least $1,000 by reducing its reserves by $1,000.


Related Questions

For each of the following characteristics, indicate whether it describes a perfectly competitive firm, a monopolistically competitive firm, both, or neither. (Note: If the characteristic describes neither, leave the entire row unchecked.) Check all that apply.

Characteristic Perfectly Competitive Monopolistically Competitive

Sells a product identical to that of its competitors
Can earn economic profit in the short run
Produces above the minimum of average total cost in the long run
Charges a price that is the same as marginal cost
Produces welfare-maximizing level of output
Has marginal revenue less than price

Answers

Answer:

Monopolistically competitive Monopolistically competitive Perfectly competitive Monopolistically competitive Perfectly competitive Monopolistically competitive

Explanation:

Monopolistic competition is the representative of a company in which the multiple companies is providing the identical but not ideal replacements for the goods or the services. All such companies that have no capacity to decide the supply reductions or to raise the profits are comes under the Monopolistic competitive  for example In the short to mid term obtain economic profit, Has lower marginal profit than cost etc.

Perfect competition is a standard with which the real-life family firms could be the measured, to the optimal form. Perfect competition is the opposite of  monopolistic competition.In the Perfect competition there are several buyers and sellers, and costs represent market forces. Industries only gain sufficient income to keep in  the business environment  such as Brings in welfare-maximizing efficiency rates.

Exercise 21-15 Direct materials and direct labor variances LO P2 The following information describes production activities of Mercer Manufacturing for the year.

Actual direct materials used 16,000 lbs. at $4.05 per lb.
Actual direct labor used 5,545 hours for a total of $105,355
Actual units produced 30,000
Budgeted standards for each unit produced are 0.50 pounds of direct material at $4.00 per pound and 10 minutes of direct labor at $20 per hour.

Compute the direct materials price and quantity variances

Answers

Answer:

Instructions are below.

Explanation:

Giving the following information:

Actual direct materials used 16,000 lbs. at $4.05 per lb.

Actual units produced 30,000

Budgeted standards for each unit produced are 0.50 pounds of direct material at $4.00 per pound.

To calculate the direct material price and quantity variance, we need to use the following formulas:

Direct material price variance= (standard price - actual price)*actual quantity

Direct material price variance= (4 - 4.05)*16,000

Direct material price variance= $800 unfavorable

Direct material quantity variance= (standard quantity - actual quantity)*standard price

Standard quantity= 30,000*0.5= 15,000

Direct material quantity variance= (15,000 - 16,000)*4

Direct material quantity variance= $4,000 unfavorable

Answer:

Direct materials price variance = $800 Unfavorable

Direct materials quantity variance = $4,000 Unfavorable

Explanation:

Direct materials price variance = Aq×Ap-Aq×Sp

                                                   = (16,000×$4.05) - (16,000×$4.00)

                                                   = $800 Unfavorable

Direct materials quantity variance = Aq×Sp - Sq×Sp

                                               = (16,000×$4.00) - (30,000×0.50 pounds×$4.00 )

                                               = $4,000 Unfavorable

RATIO CALCULATIONS Assume the following relationships for the Caulder Corp.: Sales/Total assets 1.4x Return on assets (ROA) 6% Return on equity (ROE) 9% Calculate Caulder's profit margin assuming the firm uses only debt and common equity, so total assets equal total invested capital. Round your answer to two decimal places. 4.29 % Calculate Caulder's debt-to-capital ratio assuming the firm uses only debt and common equity, so total assets equal total invested capital. Round your answer to two decimal places. %

Answers

Answer:

33.33%

Explanation:

The solution of debt-to-capital ratio is provided below:-

Here, to find out the debt to capital ratio we need to follow some steps which is following below:-

Step 1

Return on equity = Return on assets × (Assets ÷ Equity)

9% = 6% × (Assets ÷ Equity)

(Assets ÷ Equity) = 9% ÷ 6%

= 1.5%

Step 2

Debt ÷ Equity = (Assets ÷ Equity) - 1

= 1.5% - 1

= 0.5%

and finally

Debt-to-capital = 0.5% ÷ (1 + (Debt ÷ Equity)

= 0.5% ÷ (1 + 0.5%)

= 0.5% ÷ 1.5%

= 33.33%

So, we have calculated the debt to capital by using the above formula.

At the beginning of the year, Custom Mfg. established its predetermined overhead rate by using the following cost predictions: overhead costs, $840,000, and direct materials costs, $400,000. At year-end, the company’s records show that actual overhead costs for the year are $1,151,500. Actual direct materials cost had been assigned to jobs as follows.

Jobs completed and sold $390,000
Jobs in finished goods inventory 83,000
Jobs in work in process inventory 55,000
Total actual direct materials cost $528,000

Required:
a. Determine the predetermined overhead rate.
b. Enter the overhead costs incurred and the amounts applied to jobs during the year using the predetermined overhead rate and determine whether overhead is overapplied or underapplied.
c. Prepare the adjusting entry to allocate any over- or underapplied overhead to Cost of Goods Sold.

Answers

Answer:

a)  Predetermined overhead rate is 210%

b. Overhead is under-applied by $42,700  

c.  Particulars             Debit          credit

cost of goods sold           $42,700        $42,700

factory overhead

Explanation:

Beginning of the year

Overhead costs = $840,000

Direct materials costs = $400,000

End of the year actual overhead cost = $1,151,500

Jobs completed and sold = $390,000

Jobs in finished goods inventory  = $83,000

Jobs in work in process inventory = $55,000

Total actual direct materials cost = $528,000

a. Calculating the predetermined overhead rate= (Overhead ÷direct labor) × 100

Predetermined overhead rate= ($840,000 ÷ $400,000) × 100

= 210%

b. Factory overhead

Actual overhead = $1,151,500

Applied overhead  = $528000 × 210% = $1,108,800

Difference = actual overhead- applied overhead

= $1,151,500 - $1,108,800

= $42,700  Under-applied overhead

c. Adjusting entry to allocate the above under-applied overhead cost of goods sold

      Particulars             Debit          credit

cost of goods sold           $42,700        $42,700

factory overhead

Using the following information, compute the direct materials used. Raw materials inventory, January 1 $ 20000 Raw materials inventory, December 31 40000 Work in process, January 1 18000 Work in process, December 31 12000 Finished goods, January 1 40000 Finished goods, December 31 32000 Raw materials purchases 1800000 Direct labor 760000 Factory utilities 150000 Indirect labor 50000 Factory depreciation 400000 Operating expenses 420000

Answers

Answer:

$1,320,000

Explanation:

According to the scenario, computation of the given data are as follow:-

Purchase of raw material = $1,800,000

Opening stock of raw material = $20,000

Closing stock of raw material = -$3,140,000

Direct Material Used = Purchase of Raw Material + Opening Stock of Raw Material - Closing Stock of Raw Material

= $1,800,000 + $20,000 - $3,140,000

= $1,320,000

A gourmet coffee shop in downtown San Francisco is open 200 days a year and sells an average of 76 pounds of Kona coffee beans a day.​ (Demand can be assumed to be distributed normally with a standard deviation of 13 pounds per​ day). After ordering​ (fixed cost​ = ​$19 per​ order), beans are always delivered from Hawaii in exactly 4 days.​ Per-pound annual holding costs for the beans are ​$2. Refer to the standard normal tableLOADING... for​ z-values.

Answers

Answer:

Explanation:

Base on the scenario been described in the question, we use the following method to solve the question

d = 75 lbs/day 200 days per year

D= 15,000 lb/year H= $3/lb/year S= $16/order

Crystal Glasses recently paid a dividend of​ $2.70 per​ share, is currently expected to grow at a constant rate of​ 5%, and has a required return of​ 11%. Crystal Glasses has been approached to buy a new company. Crystal estimates if it buys the​ company, its constant growth rate would increase to​ 6.5%, but the firm would also be​ riskier, therefore increasing the required return of the company to​ 12%. Should Crystal go ahead with the purchase of the new​ company?

Answers

Answer:

The purchase of the new company increases the price per share of Crystal from $47.25 to $52.28.As the price of the share will increase from purchase of the new company, Crystal should go ahead with the project.

Explanation:

To determine whether to purchase the company or not, we first need to calculate the current share price or fair value of share. We will use the constant growth model of DDM to estimate the current fair value as the dividends are expected to grow at a constant rate. It bases the value of a share on the present value of the expected future dividends.

The share price today can be calculated as,

P0 = D1 / r - g

Where,

D1 is the dividend expected for the next periodr is the required rate of returng is the growth rate in dividends

P0 = 2.7 * (1+0.05)  /  (0.11 - 0.05)

P0 = $47.25

If the purchase of the new company increases the fair value of the share more than its current level, then Crystal Glasses should go ahead with the purchase. We estimate the price per share if the new company is purchased as,

P0 = 2.7 * (1+0.065)  /  (0.12 - 0.065)

P0 = $52.28

As  the price of the share will increase from purchase of the new company, Crystal should go ahead with the project.

A refinery blends three petroleum components into three grades of gasoline –regular, premium, and diesel. The maximum quantities available of each component and the cost per barrel are as follows: Component Cost/Barrel Maximum Barrels Available/Day A 9 6,000 B 7 3,000 C 10 4,500 To ensure that each gasoline grade retains certain essential characteristics, the refinery has put limits on the percentages of the components in each blend. The limits, as well as the selling prices for the various grades, are as follows:
Grade Selling Price/Barrel Component Specifications
R (regular) 18 Not less than 30% of A
Not more than 30% of B
Not less than 30% of C
P (premium) 25 Not less than 60% of C
A (diesel) 15 Not more than 50% of B
less than 10% of A
The refinery wants to produce at least 5,000 barrels of each grade of gasoline. The management wishes to determine the optimal mix of the three components that will maximize profit.
a. Define the decision variables.
b. Build an objective function.
c. Build all the constraints.

Answers

Answer:

bnbkjok

Explanation:

bhjbhbhbbk

1. For each of the following payment schemes, choose which is better at an interest rate of 5%
a. Receiving $7,000 right now, or $750 per year for 12 years, starting next year.
b. Receiving $10,000 in 10 years, or receiving $1,000 per year for 5 years, starting now.
2. For each of the following pairs of options, find the interest rate which would make you indifferent between them.
a. Receiving $1,000 now, or $1,402.55 in five years.
b. Receiving $166,666.67 now, or $15,000 per year in perpetuity starting next year.

Answers

Answer:

Explanation:

The pictures attached shows the solution, and its explanatory i hope it helps you. Thank you

A mercury manometer (\rhorho= 13,600 kg/m^3) is connected to an air duct to measure the pressure inside. The difference in the manometer levels is 30 mm, and the atmospheric pressure is 100 kPa.
(a) Determine if the pressure in the duct is above or below the atmospheric pressure.
(b) Determine the absolute pressure in the duct.

Answers

Answer:

A) The pressure is below atm pressure

B) Pabs = 96 kPa

Explanation:

Pressure exerted by mercury = pgh

Where: p = density (13600 kg/m^3)

g = acceleration due to gravity 9.81 m/s^2

h = level difference within manometer = 30 mm = 30x10^-3 m

Pressure = 13600 x 9.81 x 30x10^-3

= 4002.43 Pa = 4.00243 kPa

This is below atmospheric pressure

Absolute pressure is calculated as:

Pabs = Pg + Patm

Pabs = -4 + 100 = 96 kPa

MA-4 (Static) Recording a Bond Investment Held as Trading Securities LO A-1

On January 1, 2018, Brian Company purchased at par $800,000, 6 percent bonds issued by Laura Company to be actively traded. At December 31, 2018, the bonds had a fair value of $775,000. The bond investment was sold on July 1, 2019, for $802,000. Brian Company’s fiscal year ends on December 31.

Record (1) the adjustment of the bond investment on December 31, 2018, and (2) the sale of the bonds on July 1, 2019. Ignore interest. (If no entry is required for a transaction/event, select "No journal entry required" in the first account field.)

1. Recognize the fair value of investments $775,000 on December 31, 2018.

2. Recognize the fair value of investments on July 01, 2019.

3. Recognize the cash received from sale of investments on July 01, 2019.

Date/General Journal/Debit/Credit/

Answers

Answer:

MA-4 Bond Investment Held as Trading Securities

1) Journal Entries:

December 31, 2018:

Debit  Loss on Bond Investment $25,000

Credit Bond Investment (Held as Trading Securities) $25,000

To recognize the fair value of bonds.

July 1, 2019:

Debit Bond Investment (Held as Trading Securities) $27,000

Credit Gain on Bond Investment 27,000

To recognize the fair value of investments.

July 1, 2019:

Debit Cash Account $802,000

Credit Bond Investment 802,000

To recognize the cash from sale of investments.

Explanation:

a) Investments in Debt Securities, e.g. Bonds are classified into i) For Trading, ii) Available for Sale, and iii) Held to Maturity.  They have different account treatments.

b) Debt Securities for Trading are held for short-term profits in the price movements of the investment.  They are accounted for using the Fair Value method.  With this method, the fair value of the investment is recognized and the Gains and Losses at each accounting period are taken to operating income.

The appropriate journal entries to record the adjustment of the bond investment on December 31, 2018, and the sale of the bonds on July 1, 2019 are:

1. December 31, 2018

Debit Unrealized holding loss $25,000

Credit Fair value adjustment- Trading Securities $25,000

($800,000-$775,000)

(To record unrealized loss on trading investment)

2. July 1, 2019

Debit Fair value adjustment-Trading Securities $27,000

Credit Unrealized holding gain $27,000

($802,000-$775,000)

(To record unrealized gain on trading investment)

July 1, 2019

Debit Cash $802,000

Credit  Fair value adjustment-Trading Securities $802,000

(To record sale of trading securities)

Learn more here:https://brainly.com/question/15840948

Martinez Corp. provides security services. Selected transactions for Martinez Corp. are presented below.
Oct. 1 Issued common stock in exchange for $59,400 cash from investors.
2 Hired part-time security consultant. Salary will be $1,800 per month. First day of work will be October 15.
4 Paid 1 month of rent for building for $1,800.
7 Purchased equipment for $16,200, paying $3,600 cash and the balance on account.
8 Paid $1,200 for advertising.
10 Received bill for equipment repair cost of $370.
12 Provided security services for event for $2,900 on account.
16 Purchased supplies for $370 on account.
21 Paid balance due from October 7 purchase of equipment.
24 Received and paid utility bill for $133.
27 Received payment from customer for October 12 services performed.
31 Paid employee salaries and wages of $4,600.
Required:
A) Journalize the transactions.

Answers

Answer and Explanation:

The Journal entry is shown below:-

On Oct 1

Cash Dr, $59,400

          To Common stock $59,400

(Being the issuance of the common stock is recorded)

On Oct 2

No Journal entry is required

On Oct 4

Rent expenses Dr, $1,800

           To Cash $1,800

(Being the rent expense is recorded

On Oct 7

Equipment Dr, $16,200

           To Cash $3,600

           To Accounts payable $12,600

(Being equipment is recorded)

On Oct 8

Advertisement Dr, $1,200

            To Cash $1,200

(Being cash paid is recorded)

On Oct 10

Repair expenses Dr, $370

              To Accounts payable $370

(Being repair expenses is recorded)

On Oct 12

Accounts receivable Dr, $2,900

         To service revenue $2,900

(Being service provided is recorded)

On Oct 16

Supplies Dr, 4370

            To Accounts payable $370

(Being supplies purchased on account is recorded)

On Oct 21

Accounts payable Dr, $12,600

($16,200 - $3,600)

               To Cash $12,600

(Being cash paid is recorded)

On Oct 24

Utility expenses Dr, $133

             To Cash $133

(Being utility expense is recorded)

On Oct 27

Cash Dr, $2,900

        To Accounts receivable $2,900

(Being cash received is recorded)

On Oct 31

Salaries and wages expenses Dr, $4,600

             To Cash $4,600

(Being cash paid is recorded)

the two mean sets of accounting standards followed by business are Gaapand IFRS. breifly explain how the balance sheet is formatted under each set??​

Answers

Answer:GAAP arranged balance sheet in their order of liquidity. From current asset to non current asset then to current liabilities to non current liabilities and finally to owners Equity. Under IFRS they start with non current asset, then to current asset, then to owners Equity and from owners Equity to non current asset and finally to current liabilities.

Explanation:

A balance sheet is a classified list of the debit and credit balances remaining on the books after the preparation of the trading profit and loss account. The purpose of a balance sheet is to present a true and fair view of the financial position of the business at a given date. Under the GAAP, balance sheet are arranged in their order of liquidity. In other words asset are arranged in the reverse order of their realisability or in their ease of conversion into cash. Under GAAP, current asset comes first followed by non current asset, then followed by current liabilities, then by non current liabilities, and lastly by owners Equity.

Under IFRS, the order accepted by them is that balance sheet should be arranged in reverse order to that of GAAP. They start with non current asset, followed by current asset, then followed by owners equity, then followed by non current liabilities and lastly by current liabilities.

Box Elder Power Company expects to operate at 85% of productive capacity during May. The total manufacturing costs for May for the production of 40,000 batteries are budgeted as follows:
Direct materials $240,000
Direct labor 100,000
Variable factory overhead 32,000
Fixed factory overhead 150,000
Total manufacturing costs $522,000
The company has an opportunity to submit a bid for 5,000 batteries to be delivered by May 31 to a government agency. If the contract is obtained, it is anticipated that the additional activity will not interfere with normal operation during May or increase the selling or administrative expenses.
Required:
1. What is the unit cost below which Box Elder Power Company should not go in bidding on the government contract?

Answers

Answer:

The company should not go below $9.30 in bidding on the government contract.

Explanation:

Given:

Direct materials = $240,000

Direct labor = 100,000

Variable factory overhead = 32,000

Fixed factory overhead = 150,000

Total manufacturing costs = $522,000

Direct Material p.u = $240,000 ÷ 40,000 = $6

Direct Labor p.u = $100,000 ÷ 40,000 = $2.5

Variable Factory overhead p.u = $32,000 ÷ 40,000 = $0.8

Total overhead = Direct Material p.u +  Direct Labor p.u +  Variable Factory overhead p.u

= $6 + $2.5 + $0.8

Thus total overhead = $9.3

Scenario: Your best friend works for an In-Home Health Provider Company (IHHPC) in Palm Beach County, Florida. Your friend comes to you and explains that the In-Home Health Provider Co. wants to expand the next year to Broward County and Dade County. Your friend explains the company is dealing with a cash flow problem and if it is not figured out over the next six months the IHHPC will not meet the asset requirement for the expansion loan. IHHPC Revenue:

80% private pay patients.

10% Health insurance.

10% Long Term Care Insurance Policy.

Process at IHHPC: Your friend explains this is how the IHHPC works. A patient would call in and request a nurse for eight hours, seven days a week, starting the next day. The company would send the nurse the next day, then bill the patient on a weekly cycle. The IHHPC would mail a statement to the patient at the end of the first week of service. By the time the patient would get around to writing a check, and mailing it back in to the IHHPC, sometimes the company would not receive payment for six to eight weeks. The company would be paying the nurse weekly although not receiving payment for services yet.

What would you advise him or her and explain why?

Answers

Answer: Please refer to Explanation

Explanation:

Advise I would give.

1. The process for the collection of cash should be changed to bring in revenue faster. This can be done in a variety of ways,.

- By including in the terms of the contract that the service has to be paid for within a certain period such as a maximum of 4 weeks and then follow up each week on the customer so that they remember that they have a due bill.

- Giving payment based discounts such as a 5% discount if the service is paid for within a fortnight.

- Telling the customer to pay first, if not the full amount, at least a down payment with the total being settled at a later date.

These are but just some ways of getting the money faster but the bottomline is that payment needs to be received faster because the nurses are paid on a weekly basis.

2. Focus more on Patients with Insurance.

The company has a very low clientele base that use insurance and they should aim to increase that figure. This is because Insurance pays out timely and IHHPC will be sure that their payment will come because an Insurance company is bound by certain rules and regulations. For security of payments therefore, they should increase their insurance based clientele.

Heather cracked the screen of her old mobile phone a few months ago. She could still read the screen and conduct calls and read emails, but as the months have gone by the touch capability is becoming erratic. One weekend she decides it's time to go visit the local big box electronics store to be able to see the variety of new phones available. She hasn’t looked for a new phone for four or five years, so she wants to get a good feel for the options, sizes, and prices available now. When Heather is in the electronics store Karina, the salesperson, asks Heather if she can help her. Noticing that Heather is looking at the mobile phone aisle, what should Karina’s next step be?

a. Work at closing a sale with the consumer with the top end mobile phones
b. Build a relationship with the consumer and discover what the consumers' needs are
c. Provide the consumer with solutions and resolve the consumers needs

Answers

Answer:

Letter b is correct. Build a relationship with the consumer and discover what the consumers' needs are.

Explanation:

Analyzing the steps of a sales process, it can be said that Karina's next step in serving Heather would be to create a relationship with the client and discover her needs.

In order to achieve success in a sale, it is necessary for the salesperson to know the stages of the sales process well and to execute them in such a way that it is possible to understand the consumer's profile and find out what his needs and desires are, in order to offer the ideal product or service.

The creation of a relationship is important so that the seller can analyze specific characteristics of the consumer's profile, his wants and needs, it is important to be friendly, attentive and know how to argue, in order to make a good impression on the consumer and close the sale.

The following direct materials and direct labor data pertain to the operations of Laurel Company for the month of August.
Costs:
Actual labor rate $12 per hour
Actual materials price $190 per ton
Standard labor rate $11.50 per hour
Standard materials price $193 per ton
Quantities:
Actual hours incurred and used 4,100 hours
Actual quantity of materials purchased and used 1,500 tons
Standard hours used 4,140 hours
Standard quantity of materials used 1,490 tons
Required:
(a) Compute the total, price, and quantity variances for materials and labor.

Answers

Answer:

Total Materials Variance = $2,570 Favorable

Materials Price Variance = $ 4,500 Favorable

Materials Quantity Variance = $ 1,930 Unfavorable

Total Labor Variance = $ 1,590 Unfavorable

Labor Price Variance = $ 2,050 Unfavorable

Labor Quantity Variance = $ 460 Favorable

Explanation:

Find the given attachments

Four key markets and the circular flow of income
The circular-flow diagram is a visual model of the economy. The circular
flow of income is coordinated by four key markets.
1. The resource market coordinates businesses demanding resources and
households supplying them in exchange for income capital into balance with
the borrowing by businesses and governments. with sales (exports plus net
inflow of capital) to them government purchases, and net exports) with the
supply of domestically produced goods and.
2. The loanable funds market brings the net saving of households plus the net
inflow of foreign.
3. The foreign exchange market brings the purchases (imports) from foreigners into
balance.
4. The goods and services market coordinates the demand (consumption,
investment, services (real GDP). For each transaction in the following table,
identify which of the four key markets the transaction
Transaction Goods and Foreign Loanable Resource
Services Exchange Funds Market
Marke Market Market
A domestic car company purchases
a new welding machine from a local manufacturer.
The government spends more than it has in tax
revenue, running a budget deficit that is financed
with government bonds.
A local business borrows $100,000 from a bank.
A local business hires a consultant to retrain its employees.

Answers

Answer and Explanation:

As per the data given in the question,

1)

A domestic car company buys a new welding machine from a local manufacturer = Goods and service market

Goods and service market is that place where households purchase items and business person sell their products.This market includes stores, Internet, and other places where customer can exchange goods and services.

2)

Government pays more amount than it has it its tax revenue which indicates it's running budget deficit that is financed with government bonds = Foreign exchange market

Foreign exchange market is a platform where global decentralized trading of currencies takes place. This market defines foreign exchange rates for every currency.

3)

A local business takes $100,000 for temporary use form bank = Loanable fund market

loanable fund market determines the market interest rate. According to this, the interest rate is determined by demand and supply of loanable funds.

4)

A local business hires consultant to counsel its employee = Resource market

Resource market is a market in which the business person can go in the market to buy the resources in order to purchased the goods and services

What is the difference between a horizontal merger and a vertical merger? A horizontal merger is a merger A. between firms of different sizes, while a vertical merger is a merger between firms of the same size. B. that would increase efficiency, while a vertical merger is a merger that would decrease efficiency. C. between firms in the same industry, while a vertical merger is a merger between firms at different stages of the production of a good. D. between firms that have market power, while a vertical merger is a merger between firms that are price takers. E. between firms in different industries, while a vertical merger is a merger between firms in the same industry. Which type of merger is more likely to increase the market power of a newly merged firm? __________ mergers are more likely to increase market power.

Answers

Answer:

A) A horizontal merger is a merger between firms in the same industry while a vertical merger is a merger between firms at different stages of production of a good.

B) Horizontal mergers are more likely to increase the market power of the newly merged firm.

Explanation:

A) A horizontal merger is a type of merger which takes place between businesses that sell the same type of product. It can also be described as the coming together of two or more companies that manufacture similar products, this is done to reduce the amount of competition in the market, share different types of skills that can boost the amount of profit incurred, increase the rate of expansion.

A vertical merger is a merger that exists between two of more organisations that manufacture products which are not alike in any way. The main objective of this merger is to lower the cost of production.

B) Horizontal mergers have the tendency to increase the market power by causing a decline in the amount of companies that are competing for the same product in the market.

Genesis Scents has two divisions: the Cologne Division and the Bottle Division. The Bottle Division produces containers that can be used by the Cologne Division. The Bottle Division's variable manufacturing cost is $4.00, the shipping cost is $0.30, and the external sales price is $5.00. No shipping costs are incurred on sales to the Cologne Division, and the Cologne Division can purchase similar containers in the external market for $4.60. The Bottle Division has sufficient capacity to meet all external market demands in addition to meeting the demands of the Cologne Division. Using the general rule, the transfer price from the Bottle Division to the Cologne Division would be:

Answers

Answer: $4

Explanation:

The Bottle division is said to be able to meet all excess demand outside as well as that of the Cologne Division.

When this is the case in a company, individual divisions are allowed to transfer to each other at a rate equal to their Variable Costs. This is the general rule.

The Variable Costs for the containers is $4 so that is the transfer price as well.

Fredrick Paulson Tie Co. manufactures neckties and scarves. Two overhead application bases are used; some overhead is applied on the basis of raw material cost at a rate of 150% of material cost, and the balance of the overhead is applied at the rate of $7.25 per direct labor hour. Required: Calculate the cost per unit of a production run of 540 neckties that required raw materials costing $2,110 and 69 direct labor hours at a total cost of $865. (Round your answer to 2 decimal places.)

Answers

Answer:

Unitary cost= $12.30

Explanation:

Giving the following information:

Overhead rate:

Rate 1= 150% of material costs

Rate 2= $7.25 per direct labor hour.

Production:

540 neckties

raw materials= $2,110

Direct labor hours= 69 direct labor hours at a total cost of $865.

First, we need to calculate the total cost:

Total cost= 2,110 + 865 + (1.5*2,110 + 7.25*69)

Total cost= $6,640.25

Unitary cost= 6,640.25/540= $12.30

Consider the following premerger information about Firm X and Firm Y: Firm X Firm Y Total earnings $ 86,000 $ 17,500 Shares outstanding 43,000 18,000 Per-share values: Market $ 58 $ 14 Book $ 18 $ 9 Assume that Firm X acquires Firm Y by issuing long-term debt for all the shares outstanding at a merger premium of $7 per share, and that neither firm has any debt before the merger. List the assets of the combined firm assuming the purchase accounting method is used.

Answers

Answer:

Total assets X Y   1,152,000  

Explanation:

Since both the firms do not have any liability -Book value of equity  = Carrying value of assets  

Goodwill = Net consideration - Market Value of Assets of Y

Assets from X 18 x 43000              774000  

Assets From y 14 x 18000              252000  

Goodwill (18000 x (14+7)) - 252000 =      126000  

Total assets X Y                               1152000  

Brick Co. has 170,000 shares of common stock outstanding at January 1, year 8. On May 1, year 8, it issued 30,000 additional shares of common stock. Outstanding all year were 12,000 shares of convertible cumulative preferred stock. Each share of the convertible preferred stock, which was dilutive in year 8, is convertible into one share of Bricks common stock. What is the number of shares that Brick should use to calculate year 8 diluted earnings per share

Answers

Answer:

202,000 shares

Explanation:

170,000 common stocks outstanding, January 1

30,000 additional common stock issued, May 1 ⇒ 30,000 x 8/12 = 20,000

diluted shares = 12,000 (since each preferred stock is convertible to common stock, then all of them must be included as diluted stocks)

total number of shares = 170,000 +20,000 + 12,000 = 202,000 shares

Consider the following statement.
"When unemployment is present, an increase in government spending will tend to increase aggregate demand and real output by a larger amount than the initial increase in government spending."
Complete the following statement.
This statement is __________ because an expansionary fiscal policy will cause the total increase in aggregate demand to be___________ the initial increase in aggregate demand due to the multiplier process.

Answers

Answer:

True;greater than.

Explanation:

The statement that "when unemployment is present, an increase in government spending will tend to increase aggregate demand and real output by a larger amount than the initial increase in government spending." is true because an expansionary fiscal policy will cause the total increase in aggregate demand to be greater than the initial increase in aggregate demand due to the multiplier process.

The above is in accordance with the theory of John M. Keynes, he was a notable British economist.

According to the Keynesian theory, government spending or expenditures should be increased and taxes should be lowered when faced with a recession, in order to create employment and boost the buying power of consumers.

Dawson Toys, Ltd., produces a toy called the Maze. The company has recently established a standard cost system to help control costs and has established the following standards for the Maze toy:
Direct materials: 6 microns per toy at $0.34 per micron
Direct labor: 1.2 hours per toy at $6.90 per hour
During July, the company produced 5,100 Maze toys. The toy's production data for the month are as follows:
Direct materials: 76,000 microns were purchased at a cost of $0.33 per micron. 37,750 of these microns were still in inventory at the end of the month.
Direct labor: 6,620 direct labor-hours were worked at a cost of $48,326.
Required:
1. Compute the following variances for July:a. Direct materials price and quantity variances.b. Direct labor rate and efficiency variances.2. Prepare a brief explanation of the possible causes of each variance.

Answers

Answer:

Instructions are below.

Explanation:

Giving the following information:

Direct materials: 6 microns per toy at $0.34 per micron

Direct labor: 1.2 hours per toy at $6.90 per hour

During July, the company produced 5,100 Maze toys.

Direct materials: 76,000 microns were purchased at a cost of $0.33 per micron. 37,750 of these microns were still in inventory at the end of the month.

Direct labor: 6,620 direct labor-hours were worked at a cost of $48,326.

1) To calculate the direct material price and quantity variance, we need to use the following formula:

Direct material price variance= (standard price - actual price)*actual quantity

Direct material price variance= (0.34 - 0.33)*76,000

Direct material price variance= $760 favorable

This variance can be explained by negotiation with the supplier, finding a new supplier, or a market decrease in the price of the part.

Direct material quantity variance= (standard quantity - actual quantity)*standard price

Direct material quantity variance= (5,100*6 - 38,250)*0.34

Direct material quantity variance= $2,601 unfavorable

This variance can be explained by a decrease in the quality of the part, mishandlings, and breakage of parts, or an inexperienced worker.

2) To calculate the direct labor efficiency and rate variance, we need to use the following formulas:

Direct labor time (efficiency) variance= (Standard Quantity - Actual Quantity)*standard rate

Direct labor time (efficiency) variance= (5,100*1.2 - 6,620)*6.9

Direct labor time (efficiency) variance= $3,450 unfavorable

This variance can be explained by an inexperienced worker or a trainee, a break down of a machine, a new part, etcetera.

Direct labor rate variance= (Standard Rate - Actual Rate)*Actual Quantity

Actual rate= 48,326/6,620= $7.3

Direct labor rate variance= (6.9 - 7.3)*6,620

Direct labor rate variance= $2,648 unfavorable

Kelly Pitney began her consulting business, Kelly Consulting, on April 1, 2016. The accounting cycle for Kelly Consulting for April, including financial statements, was illustrated in this chapter. During May, Kelly Consulting entered into the following transactions:
May
3. Received cash from clients as an advance payment for services to be provided and recorded it as unearned fees, $4,500.
5. Received cash from clients on account, $2,450.
9. Paid cash for a newspaper advertisement, $225.
13. Paid Office Station Co. for part of the debt incurred on April 5, $640.
15. Recorded services provided on account for the period May 1â15, $9,180.
16. Paid part-time receptionist for two weeks' salary including the amount owed on April 30, $750.
17. Recorded cash from cash clients for fees earned during the period May 1â16, $8,360.
Record the following transactions on Page 6 of the journal:
20. Purchased supplies on account, $735.
21. Recorded services provided on account for the period May 16â20, $4,820.
25. Recorded cash from cash clients for fees earned for the period May 17â23, $7,900.
27. Received cash from clients on account, $9,520.
28. Paid part-time receptionist for two weeks' salary, $750.
30. Paid telephone bill for May, $260.
31. Paid electricity bill for May, $810.
31. Recorded cash from cash clients for fees earned for the period May 26â31, $3,300.
31. Recorded services provided on account for the remainder of May, $2,650.
31. Kelly withdrew $10,500 for personal use.
Instructions:
Enter the unadjusted trial balance on an end-of-period spreadsheet (work sheet) and complete the spreadsheet using the following adjustment data.
Insurance expired during May is $275.
Supplies on hand on May 31 are $715.
Depreciation of office equipment for May is $330.
Accrued receptionist salary on May 31 is $325.
Rent expired during May is $1,600.
Unearned fees on May 31 are $3,210.
If an amount box does not require an entry, leave it blank or enter "0".

Kelly Consulting End-of-Period Spreadsheet (Work Sheet) For the Month Ended May 31, 20Y8:

Unadjusted Adjustments Adjusted Income Balance
Trial Balance Trial Balance Statement Sheet
Account Title Debit Credit Debit Credit Debit Credit Debit Credit Debit Credit
Cash
Accounts Receivable
Supplies
Prepaid Rent
Prepaid Insurance
Office Equipment
Accum. Depreciation
Accounts Payable
Salaries Payable
Unearned Fees
Common Stock
Retained Earnings
Dividends
Fees Earned
Salary Expense
Rent Expense
Supplies Expense
Depreciation Expense
Insurance Expense
Miscellaneous Expense
Net income

Answers

Missing information:

Kelly Consulting POST-CLOSING TRIAL BALANCE April 30, 2016

ACCOUNT TITLE DEBIT CREDIT

1 Cash 22,100.00  

2 Accounts Receivable 3,400.00  

3 Supplies 1,350.00  

4 Prepaid Rent 3,200.00  

5 Prepaid Insurance 1,500.00  

6 Office Equipment 14,500.00  

7 Accumulated Depreciation  330.00

8 Accounts Payable  800.00

9 Salaries Payable  120.00

10 Unearned Fees  2,500.00

11 Common Stock  30,000.00

12 Retained Earnings  12,300.00

13 Totals 46,050.00 46,050.00

Answer:

           Kelly Consulting

         Income statement

             May 31st, 2016

Fees earned                          $40,000

Salary expense                       ($1,705)

Rent expense                         ($1,600)

Supplies expense                   ($1,370)

Depreciation expense             ($330)

Insurance expense                  ($275)

Miscellaneous expense        ($1,295)

Net income                            $33,425

            Kelly Consulting

             Balance Sheet

             May 31st, 2016  

Assets:

Cash $44,195

Accounts receivable $8,080

Supplies $715

Prepaid rent $1,600

Prepaid Insurance $1,225

Equipment $14,500

Accumulated depreciation office equipment ($660)

Total assets = $69,655

Liabilities:

Unearned fees $3,210

Accounts payable $895

Wages payable $325

Equity:

Capital, Kelly Pitney $30,000

Drawings, Kelly Pitney ($10,500)

Retained Earnings $45,725

Total liabilities and equity = $69,655

Explanation:

cash $4,500 + $2,450 - $225 - $640 - $750 + $8,360 + $7,900 + $9,520 - $750 - $1,070 + $3,300 - $10,500

unearned fees $4,500 - $1,290

accounts receivable -$2,450 + $9,180 + $4,820 - $9,520 + $2,650

advertising expense $225

accounts payable -$640 + $735

service revenue $9,180 + $8,360 + $4,820 + $7,900 + $3,300 + $2,650 + $3,790

wages expense $750 + $750 + $325 - $120

wages payable $325

supplies $735 - $20

utilities expense $260 + $810

drawings Kelly $10,500

insurance expense $275

supplies expense $1,370

depreciation $330

rent expense $1,600

Answer 1:

                                        Kelly Consulting

                    POST-CLOSING TRIAL BALANCE April 30, 2016

Account - Debit and  Credit

1 Cash 22,100.00  

2 Accounts Receivable 3,400.00  

3 Supplies 1,350.00  

4 Prepaid Rent 3,200.00  

5 Prepaid Insurance 1,500.00  

6 Office Equipment 14,500.00  

7 Accumulated Depreciation  330.00

8 Accounts Payable  800.00

9 Salaries Payable  120.00

10 Unearned Fees  2,500.00

11 Common Stock  30,000.00

12 Retained Earnings  12,300.00

13 Totals 46,050.00 46,050.00

Answer 2:

                                         Kelly Consulting

                                        Income statement

                                           May 31st, 2016

Fees earned                          $40,000

Salary expense                       ($1,705)

Rent expense                         ($1,600)

Supplies expense                   ($1,370)

Depreciation expense             ($330)

Insurance expense                  ($275)

Miscellaneous expense        ($1,295)

Net income                            $33,425

Answer 3 :

                                               Kelly Consulting

                                                Balance Sheet

                                                May 31st, 2016  

Assets:

Cash $44,195Accounts receivable $8,080Supplies $715Prepaid rent $1,600Prepaid Insurance $1,225Equipment $14,500Accumulated depreciation office equipment ($660)Total assets = $69,655

Liabilities:

Unearned fees $3,210Accounts payable $895Wages payable $325Equity:Capital, Kelly Pitney $30,000Drawings, Kelly Pitney ($10,500)Retained Earnings $45,725Total liabilities and equity = $69,655

Working notes:

Cash =$4,500 + $2,450 - $225 - $640 - $750 + $8,360 + $7,900 + $9,520 - $750 - $1,070 + $3,300 - $10,500

Unearned fees $4,500 - $1,290

Accounts receivable -$2,450 + $9,180 + $4,820 - $9,520 + $2,650

Advertising expense $225

Accounts payable -$640 + $735

Service revenue $9,180 + $8,360 + $4,820 + $7,900 + $3,300 + $2,650 + $3,790

Wages expense $750 + $750 + $325 - $120

Wages payable $325

Supplies $735 - $20

Utilities expense $260 + $810

Drawings Kelly $10,500

Insurance expense $275

Supplies expense $1,370

Depreciation $330

Rent expense $1,600

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Given the following information for Watson Power Co., find the WACC. Assume the companyâs tax rate is 21 percent.
Debt: 15,000 bonds with a 5.8 percent coupon outstanding, $1,000 par value, 25 years to maturity, selling for 108 percent of par; the bonds make semiannual payments.
Common stock: 575,000 shares outstanding, selling for $64 per share; the beta is 1.09.
Preferred stock: 35,000 shares of 2.8 percent preferred stock outstanding, currently selling for $65 per share.
Market: 7 percent market risk premium and 3.2 percent risk-free rate.
Required:
What is the company's WACC? (Do not round intermediate calculations and enter your answer as a percent rounded to 2 decimal places, e.g., 32.16)

Answers

Answer:

8.60%        

Explanation:

For computing the WACC first we need to find the following items

Debt:

Value of Debt  is

= Number of bonds × Par value  × Given percentage

= 15,000 × $1,000 × 108%

=  $16,200,000

Now

Par Value = $1,000

So,

Current Price is

= 108% × $1,000

= $1,080

Given that

Annual Coupon Rate = 5.8%

So, Semiannual Coupon Rate = 2.90%

Now its Semiannual Coupon amount is  = 2.90% × $1,000 = $29

Time period = 25 years

Semiannual time period = 50  years

Let  we assume the semiannual yield to maturity be x%

Current Price = Coupon amount × PVIFA (x%, time period) + Par value × PVIF(x%, time period)

$1,080 = $29 * PVIFA(x%, 50) + $1,000 × PVIF(x%, 50)

Using financial calculator:

N = 50

PV = -$1,080

PMT = 29

FV = $1,000

We got the X i.e interest rate is 2.612%

Semiannual YTM = 2.612%

Annual YTM = 2 × 2.612%   = 5.224%

Now this is a before tax cost of debt

So, after cost of debts is

= Before tax cost of debt × (1 - tax rate)

= 5.224% × (1 - 0.21)

= 4.127%

For  Common Stock:

As we know that

Expected Rate of Return = Risk Free Rate + Beta × Market Risk Premium

= 0.032 + 1.09 × 0.07

= 0.032 + 0.0763

= 0.1083 or 10.83%

Now

Value of Equity is

= Number of outstanding shares × selling price per share

= 575,000  × $64

= $36,800,000

For Preferred Stock:

Cost of Preferred Stock = Expected Dividend ÷ Current Price

where,

Expected Dividend = $100 × 2.8% = $2.80

So,

Cost of Preferred Stock = 2.80 ÷ $65

= 4.308%

Now

Value of Preferred Stock = 35,000 × $65

= $2,275,000

So,  

Value of Firm = Debt value + Common Stock value + Preferred Stock  value

= $16,200,000 + $36,800,000 + $2,275,000

= $55,275,000

Weight of Debt  is

= Debt value ÷ Total value of firm

= $16,200,000 ÷ $55,275,000

= 0.2930  

Weight of Common Stock

= Common stock value ÷ Total firms value

= $36,800,000 ÷ $55,275,000

= 0.6658

Weight of Preferred Stock

= Preferred stock value ÷ Total firms value

= $2,275,000 ÷ $55,275,000

= 0.0412

Now

WACC = (Weight of Debt × After-tax Cost of Debt) + (Weight of Common Stock × Cost of Common Stock)+ (Weight of Preferred Stock × Cost of Preferred Stock )

= (0.2930  × 0.04127) + (0.6658 ×  0.1083) + (0.0412 × 0.04308)

= 1.209211 + 7.210614 + 0.17749

= 8.60%        

Tamar Co. manufactures a single product in one department. All direct materials are added at the beginning of the manufacturing process. Conversion costs are added evenly throughout the process. During May, the company completed and transferred 22,200 units of product to finished goods inventory. Its 3,000 units of beginning work in process consisted of $19,800 of direct materials and $221,940 of conversion costs. It has 2,400 units (100% complete with respect to direct materials and 80% complete with respect to conversion) in process at month-end. During the month, $496,800 of direct material costs and $2,165,940 of conversion costs were charged to production.

Prepare the company's process cost summary for May using the weighted-average method.

Answers

Answer:

Valuation of output                

                                   $

Completed units =  2,544,000.  

Closing WIP =          240,480

Explanation:

Equivalent unit for conversion cost

Item            units                                                      equivalent unit

Completed     22,200            100%× 22,200            22,200

Closing WIP    2,2400            80%×  2,400             1,920

Total equivalent unit                                                24,120

Cost per equivalent unit  for conversion cost =

(221,940 + 2,165,940)/=24,120= $99

Equivalent unit for material cost

Equivalent unit for Material = 22,200 + 2,400 =24,600

Cost per equivalent unit  for material  cost

= 19800+496800/24,600= $21

Valuation of output                                                     $

Completed units = (21+99)× 21,200 =                   2,544,000.  

Closing WIP = 99× 1920   + (21 × 2,400) =              240,480

What is a challenge to reporting to more than one manager in a matrix organization? What might be a benefit?What is a challenge to reporting to more than one manager in a matrix organization? What might be a benefit?​

Answers

Answer:

Matrixed organisations can be more efficient than conventional hierarchical organisations in maximising resource use and delivering job development at a faster rate. They could also be slightly frustrating, noisy and more effective if performed incorrectly.

Potential drawbacks in answering to several executives:

Specific Management goals

Diverse modes of service

Varying political strategies

Related Space Access

Specific timescales of their intentions

Potential benefits of answering to several executives:

Connection to a broader network

Chances to switch to other areas of the company improved

Project  development opportunities to develop organisational skills

Expanded capabilities for the company to see the larger picture

Schmidt Electronics offered an incentive stock plan to its employees. On January​ 1, Year​ 1, 90 comma 000 options were granted for 90 comma 000 ​$1 par common shares. The exercise price equals the​ $6 market price of the common stock on the grant date. The vesting period is 3 years. The options cannot be exercised before January​ 1, Year​ 4, and expire on December​ 31, Year 5. Each option has a value of $ 6 based upon an option pricing model. At the end of the first​ year, it is expected that​ 100% of employees will exercise the options. By the end of Year​ 2, it is expected that only​ 80% of the options will be exercised. Schmidt chooses to adjust the fair value of the options for the estimated forfeitures. What is the journal entry to record compensation expense for year​ 2? ​ (Do not round intermediate calculations. Only round your final answer to the nearest​ dollar.)

Answers

Answer:

China

Explanation:

China

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