Roger has found a home to be purchase for $120,372 and has agreed to pay 28% down. Find the amount of Roger's down payment. Find the amount of money that Roger would need to borrow through a mortgage in order to purchase the home.

If Roger found a 30 year mortgage with a 5.9% APR. Find Roger's monthly payment. Using the monthly payment how much did Roger pay over the life of the mortgage?

Round your answer to the nearest cent.

Answers

Answer 1

Answer:

He needs to borrow: 86667.84

His monthly payment would be: 514.06

He would pay a total of: 185061.6 over the life of the loan

Step-by-step explanation:

roger would need to borrow .72*120372= 86667.84

2.)

calculate the effective rate .059/12= .004916667

[tex]86667.84=x\frac{1-(1+.004916667)^{-30*12}}{.004916667}\\x=514.0585984[/tex]

which we round to 514.06

3.) he is going to pay a total of 514.06*30*12= 185061.6 over the life of the loan


Related Questions

1. Write 3.3.3.3.3 as a power.​

Answers

Answer:

3^5

Step-by-step explanation:

On the iPad it looks like that but the five is on the top right smaller

Answer:

3⁵

every 3 has it own power that is 1 however that .3 confused us

A student ran out of time on a multiple choice exam and randomly guessed the answers for two problems. Each problem had 5 answer choices - a, b, c, d, e- and only one correct answer. What is the probability that she answered neither of the problems correctly? Do not round your answer. (If necessary, consult a list of formulas.)​

Answers

Answer:

there is a 64% chance that the student got both problems wrong

a 32% chance that they got only 1 correct

and a 4% chance that they got both correct

Step-by-step explanation:

There are 25 total possible combinations of answers, with 8 possible combinations where the student would get 1 answer right, and 1 combination where the student would get both answers correct.

[tex]25-9=16[/tex]

[tex]\frac{16}{25} =\frac{x}{100}[/tex]

[tex]\frac{64}{100}[/tex]

[tex]64[/tex]%

[tex]\frac{8}{25} =\frac{y}{100}[/tex]

[tex]\frac{32}{100}[/tex]

[tex]32[/tex]%

[tex]\frac{1}{25} =\frac{z}{100}[/tex]

[tex]\frac{4}{100}[/tex]

[tex]4[/tex]%

I am Your Crush boy you have never seen a boy like me if you will see me you will fall in my love. come zom Id- 6622308635 pas- 6UC3yE​

Answers

Answer:

I don't know the answer to ur question. LOL

Answer:

stop being desperate

nobody is gonna fall in love with some desperate weirdo

The last dividend paid by Wilden Corporation was $1.55. The dividend growth rate is expected to be constant at 1.5% for 2 years, after which dividends are expected to grow at a rate of 6.0% forever. The firm's required return (rs) is 12.0%. What is the best estimate of the current stock price?

Answers

Answer:

Net present value= $25.17

Step-by-step explanation:

We are told that The last dividend paid was $1.55 and that the dividend growth rate is constant at 1.5% for 2 years.

Thus;

1) After 1st year;

1.55 × (1 + 0.015) = 1.57325 Div1

After 2nd year;

1.57325 × (1 + 0.015) = 1.59685 Div2

After that 2 years it grows at 6% Constant rate forever;

1.59685 × (1 + 0.06) = 1.69266 Div3

Let's now use the dividend formula which grows in perpetuity at a rate of "g" since required return is 12%:

Thus;

V = 1.69266/(0.12 - 0.06) = 28.211

Thus; Div2 = 28.211 + 1.59685 ≈ 29.80785

Now, using the financial calculator of the Cash Flow function, we have:

Div0 = 0

Div1 = 1.57325

Div2 = 29.80785

i% = 12

Net present value = (1.57325/(1 + 0.12)) + ((1.59685 + 28.211)/(1 + 0.12)²)

Net present value= $25.17

A researcher wishes to conduct a study of the color preferences of new car buyers. Suppose that 50% of this population prefers the color green. If 14 buyers are randomly selected, what is the probability that exactly 12 buyers would prefer green

Answers

Answer:

The probability that exactly 12 buyers would prefer green

=0.00555

Step-by-step explanation:

We are given that

p=50%=50/100=0.50

n=14

We have to find the probability that exactly 12 buyers would prefer green.

q=1-p

q=1-0.50=0.50

Using binomial distribution formula

[tex]P(X=x)=nC_r p^r q^{n-r}[/tex]

[tex]P(x=12)=14C_{12}(0.50)^{12}(0.50)^{14-12}[/tex]

[tex]P(x=12)=14C_{12}(0.50)^{12}(0.50)^2[/tex]

[tex]P(x=12)=14C_{12}(0.50)^{14}[/tex]

[tex]P(x=12)=\frac{14!}{12!2!}(0.50)^{14}[/tex]

[tex]P(x=12)=\frac{14\times 13\times 12!}{12!2\times 1}(0.50)^{14}[/tex]

[tex]P(x=12)=91\cdot (0.50)^{14}[/tex]

[tex]P(x=12)=0.00555[/tex]

Hence, the probability that exactly 12 buyers would prefer green

=0.00555

find the LCM of ;
(1+4x+4x2-16x) and (1+2x-8x3-16x4)​

Answers

Answer:

16x4−4x2+4x−116x4−4x2+4x−1

=16x4−(4x2−4x+1)=16x4−(4x2−4x+1)

=(4x2)2−(2x−1)2∵a2−2ab+b2=(a−b)2=(4x2)2−(2x−1)2∵a2−2ab+b2=(a−b)2

=(4x2−2x+1)(4x2+2x−1)∵a2−b2=(a−b)(a+b

Step-by-step explanation:

.Solve : 3 / 8 (x-5) = 11 -7x​

Answers

Answer:

1.74 or [tex]\frac{103}{59}[/tex]

Step-by-step explanation:

3(x-5) = 8 (11-7x)

3x-15=88-56x

59x=103

x = 1.74

The data set shows the number of players on each softball team in a tournament:


9

12

8

7

7

21

11

9

8

7

10

7

10

11



Which of the following statements is true based on the data set?
There is one outlier that indicates an unusually large number of players on that team.
There are two outliers that indicate an unusually large number of players on those two teams.
There is one outlier that indicates an unusually small number of players on that team.
There are two outliers that indicate an unusually small number of players on those two teams.

Answers

i think the answer is option a, there is one outlier that indicates an unusually large amount of players on that team. 21 is the only outlier and it represents 21 players, while the other teams only have 7-12 players.

Can I get the answer for those

Answers

Answer:

1) 5.64

2) 17.321

1) [tex]\frac{21}{28}[/tex]

2) [tex]\frac{16}{34}[/tex]

3) [tex]\frac{28}{35}[/tex]

4) [tex]\frac{32}{24}[/tex]

Step-by-step explanation:

SOH - CAH - TOA

Sin = [tex]\frac{O}{H}[/tex]   Cos = [tex]\frac{A}{H}[/tex]  Tan = [tex]\frac{O}{A}[/tex]      

O = opposite, A = adjacent, H = hypotenuse

First two,  use Pythagorean Theorem

If you want to calculate the angle on the last 4, use inverse of function and put in the ratio.

For example :

1) Tan Z = [tex]\frac{21}{28}[/tex]

   [tex]Tan^{-1}[/tex] ( [tex]\frac{21}{28}[/tex])

Z = 36.9°

Which is a stretch of an exponential decay function?
f(x) =4/5(5/4)
f(x) = 4/5(4/5)
f(x) =5/4(4/5)
fx) = 5/4(5/4)

Answers

Answer:

f(x) = 4/5(5/4)

Step-by-step explanation:

correct me if I am wrong

Is AFGH ~ AJKL? If so, identify the similarity postulate or theorem that
applies.
G
K
10
6
30°
30°
Н
A. Similar - SAS
B. Cannot be determined
C. Similar - SSS
D. Similar - AA

Answers

Answer: B. Cannot be determined

Explanation:

We can't use SAS since we don't have two pairs of proportional sides. We only know one pair of sides. This also rules out SSS as well since we'd need 3 pairs of proportional sides.

We can't use AA because we don't have two pairs of congruent angles.

Currently, we simply don't have enough information to determine if the triangles are similar or not.

2) There are 40 boys and 60 girls in a class of students. What is the ratio of girls to students

Answers

Answer:

60:100, 6/10, 3/5, 6 to 10, etc.

Step-by-step explanation:

You take the number of girls over total students which is boys + girls. Since there's 40 boys and 60 girls, it's 60 girls to 100 students which can be written in several ways.

Answer:

60:100 / 3:5

Step-by-step explanation:

You first add the total number of students which is (40boys + 60girls) which gives us 100 students.

Then arrange the ratio of girls to students as per the question that is 60:100, reduce it to its lowest term that is dividing the ratio by 20, and finally got 3:5

if i need 90 square feet of tile and each piece of tile covers 0.34 square feet, how much do i need in pieces

Answers

Answer:

265

Step-by-step explanation:

9514 1404 393

Answer:

  265

Step-by-step explanation:

Let t represent the number of tiles needed. Then the area covered by those t tiles will be ...

  area = t·0.34 ft²

We want that area to be 90 ft², so we can solve this equation for t:

  90 ft² = t·(0.34 ft²)

  90 ft²/(0.34 ft²) = t ≈ 264.71

About 265 tiles are needed to cover 90 ft².

What is the volume of the triangular prism shown below?
10
A. 100 cu. units
B. 200 cu. units
C. 400 cu. units
D. 300 cu. units

Answers

Answer:

B. 200 cu. units

Step-by-step explanation:

Volume of the triangular prism = ½*b*h*l

Where,

b = 8 units

h = 5 units

l = 10 units

Plug in the values

Volume of the prism = ½*8*5*10

= 4*5*10

= 200 cu. units

What is 5.071 in words?

Answers

Answer:

Step-by-step explanation:

The number 5.071 written in english words is "five and seventy-one thousandths

Five point zero seventy one

what is the correct answer to my question ?

Answers

Answer:

13/17

Step-by-step explanation:

please answer me as soon as posible​

Answers

Answer:

yes your answer is right

Answer:

Yes it's Perfectly correct

Martina made$391for17hours of work. At the same rate, how many hours would she have to work to make$253? a 11 hours b 9 hours c 22 hours d 33 hours

Answers

Answer:

11 hours is right answer i hope it will help you

Write a polynomial f(x) that satisfies the given conditions. Polynomial of lowest degree with zeros of -2 (multiplicity 3), 3 (multiplicity 1), and with f(0) = 120.​

Answers

Answer:

Step-by-step explanation:

Polynomial f(x) has the following conditions: zeros of -2 (multiplicity 3), 3 (multiplicity 1), and with f(0) = 120.

The first part zeros of -2 means (x+2) and multiplicity 3 means (x+2)^3.

The second part zeros of 3 means (x-3) and multiplicity 1 means (x-3).

The third part f(0) = 120 means substituting x=0 into (x+2)^3*(x-3)*k =120

(0+2)^3*(0-3)*k = 120

-24k = 120

k = -5

Combining all three conditions, f(x)

= -5(x+2)^3*(x-3)

= -5(x^3 + 3*2*x^2 + 3*2*2*x + 2^3)(x-3)

= -5(x^4 + 6x^3 + 12x^2 + 8x - 3x^3 - 18x^2 - 36x - 24)

= -5(x^4 + 3x^3 - 6x^2 - 28x -24)

= -5x^4 - 15x^3 + 30x^2 + 140x + 120

(3a+2b-4c)+(3a+2b-4c)​

Answers

6

+

4

8

Step-by-step explanation:

Please mark me as brain list and please like my answer and rate also

Answer:

hope this will help you more

30 POINTS
Help on Part B pleaseeee

Answers

In verse of B.g(x)=[tex]\frac{x+5}{4}[/tex] is:

4x-5

Answer:

Solution given:

B.g(x)=[tex]\frac{x+5}{4}[/tex]

let

g(x)=y

y=[tex]\frac{x+5}{4}[/tex]

Interchanging role of x and y

we get:

x=[tex]\frac{y+5}{4}[/tex]

doing crisscrossed multiplication

4x=y+5

y=4x-5

So

g-¹(x)=4x-5

Given that,

→ g(x) = x+5/4

Then g(x)=y,

→ y = x+5/4

Now we can interchange role of x and y,

→ x = y+5/4

Then use the cross multiplication,

→ 4x = y+5

→ y = 4x-5

Hence, g-¹(x) = 4x-5 is the solution.

match the description in column a to its corresponding word in column b.
help me plsssss​

Answers

Answer:

1-a

2-h

3-g

4-d

5-c

6-j

7-f

8-k

9-b

10-i

numbers are column A and alphabets are column B!

If the angles (4x + 4)° and (6x – 4)° are the supplementary angles, find the value of x.

Answers

Answer:

18

Step-by-step explanation:

Supplementary angles means sum of angles is 180.

4x + 4 + 6x - 4 = 180

4x + 6x + 4 - 4 = 180

10x = 180

x = 180 / 10

x = 18

Answer:

x=18 degree

Step-by-step explanation:

If they are supplementary angles, then their sum = 180 degree

4x+4 + 6x-4 =180

4x+6x + 4-4 = 180

10x = 180

x=180/10

x=18

Find the values of the sine, cosine, and tangent for ZA C A 36ft B
24ft

Answers

Question:

Find the values of the sine, cosine, and tangent for ∠A

a. sin A = [tex]\frac{\sqrt{13} }{2}[/tex],  cos A = [tex]\frac{\sqrt{13} }{3}[/tex],  tan A = [tex]\frac{2 }{3}[/tex]

b. sin A = [tex]3\frac{\sqrt{13} }{13}[/tex],  cos A = [tex]2\frac{\sqrt{13} }{13}[/tex],  tan A = [tex]\frac{3}{2}[/tex]

c. sin A = [tex]\frac{\sqrt{13} }{3}[/tex],  cos A = [tex]\frac{\sqrt{13} }{2}[/tex],  tan A = [tex]\frac{3}{2}[/tex]

d. sin A = [tex]2\frac{\sqrt{13} }{13}[/tex],  cos A = [tex]3\frac{\sqrt{13} }{13}[/tex],  tan A = [tex]\frac{2 }{3}[/tex]

Answer:

d. sin A = [tex]2\frac{\sqrt{13} }{13}[/tex],  cos A = [tex]3\frac{\sqrt{13} }{13}[/tex],  tan A = [tex]\frac{2 }{3}[/tex]

Step-by-step explanation:

The triangle for the question has been attached to this response.

As shown in the triangle;

AC = 36ft

BC = 24ft

ACB = 90°

To calculate the values of the sine, cosine, and tangent of ∠A;

i. First calculate the value of the missing side AB.

Using Pythagoras' theorem;

⇒ (AB)² = (AC)² + (BC)²

Substitute the values of AC and BC

⇒ (AB)² = (36)² + (24)²

Solve for AB

⇒ (AB)² = 1296 + 576

⇒ (AB)² = 1872

⇒ AB = [tex]\sqrt{1872}[/tex]

⇒ AB = [tex]12\sqrt{13}[/tex] ft

From the values of the sides, it can be noted that the side AB is the hypotenuse of the triangle since that is the longest side with a value of [tex]12\sqrt{13}[/tex] ft (43.27ft).

ii. Calculate the sine of ∠A (i.e sin A)

The sine of an angle (Ф) in a triangle is given by the ratio of the opposite side to that angle to the hypotenuse side of the triangle. i.e

sin Ф = [tex]\frac{opposite}{hypotenuse}[/tex]             -------------(i)

In this case,

Ф = A

opposite = 24ft (This is the opposite side to angle A)

hypotenuse = [tex]12\sqrt{13}[/tex] ft (This is the longest side of the triangle)

Substitute these values into equation (i) as follows;

sin A = [tex]\frac{24}{12\sqrt{13} }[/tex]

sin A = [tex]\frac{2}{\sqrt{13}}[/tex]

Rationalize the result by multiplying both the numerator and denominator by [tex]\sqrt{13}[/tex]

sin A = [tex]\frac{2}{\sqrt{13}} * \frac{\sqrt{13} }{\sqrt{13} }[/tex]

sin A = [tex]\frac{2\sqrt{13} }{13}[/tex]

iii. Calculate the cosine of ∠A (i.e cos A)

The cosine of an angle (Ф) in a triangle is given by the ratio of the adjacent side to that angle to the hypotenuse side of the triangle. i.e

cos Ф = [tex]\frac{adjacent}{hypotenuse}[/tex]             -------------(ii)

In this case,

Ф = A

adjacent = 36ft (This is the adjecent side to angle A)

hypotenuse = [tex]12\sqrt{13}[/tex] ft (This is the longest side of the triangle)

Substitute these values into equation (ii) as follows;

cos A = [tex]\frac{36}{12\sqrt{13} }[/tex]

cos A = [tex]\frac{3}{\sqrt{13}}[/tex]

Rationalize the result by multiplying both the numerator and denominator by [tex]\sqrt{13}[/tex]

cos A = [tex]\frac{3}{\sqrt{13}} * \frac{\sqrt{13} }{\sqrt{13} }[/tex]

cos A = [tex]\frac{3\sqrt{13} }{13}[/tex]

iii. Calculate the tangent of ∠A (i.e tan A)

The cosine of an angle (Ф) in a triangle is given by the ratio of the opposite side to that angle to the adjacent side of the triangle. i.e

tan Ф = [tex]\frac{opposite}{adjacent}[/tex]             -------------(iii)

In this case,

Ф = A

opposite = 24 ft (This is the opposite side to angle A)

adjacent = 36 ft (This is the adjacent side to angle A)

Substitute these values into equation (iii) as follows;

tan A = [tex]\frac{24}{36}[/tex]

tan A = [tex]\frac{2}{3}[/tex]

What is the domain of D(t) as it applies in this situation?

Answers

Answer:

t could be all real numbers.

Step-by-step explanation:

The function D(t) is given by:

[tex]D(t)=-1.5t+12[/tex]

The domain is all the posible x-values for which the function is defined.

In our case, t could be all real numbers.

The answer is the first option.

I hope it helps you!

HELP
BELP

Identify the range of the function shown in the graph

Answers

Answer:

Range = -1 ≤ y ≤ 2

Step-by-step explanation:

The function's range is the y-values the function can have as its output. -1 is the minimum y-value and 2 is the maximum y-value.

A person is standing close to the edge on a 56 foot building and throws the ball vertically upward. The quadratic function h(t)=-16^2+104t+56 models the balls height above the ground,h(t),in feet, T seconds after it was thrown
what is the maximum height of ball.=
How many seconds did it take to hit the ground=
Please help!

Answers

Answer:

Part 1)

225 feet.

Part 2)

7 seconds.

Step-by-step explanation:

The height h(t) of the ball above the ground after t seconds is modeled by the function:

[tex]h(t)=-16t^2+104t+56[/tex]

Part 1)

We want to determine the maximum height of the ball.

Notice that the function is a quadratic with a negative leading coefficient, so its maximum will be at its vertex point.

The vertex of a parabola is given by:

[tex]\displaystyle \text{Vertex} = \left(-\frac{b}{2a}, f\left(-\frac{b}{2a}\right)\right)[/tex]

In this case, a = -16, b = 104, and c = 56.

Find the x- (or rather t-) coordinate of the vertex. So:

[tex]\displaystyle t=-\frac{(104)}{2(-16)}=\frac{104}{32}=\frac{13}{4}=3.25\text{ seconds}[/tex]

In other words, the ball reaches its maximum height after 3.25 seconds.

To find the maximum height, substitute this value back into the function. Hence:

[tex]\displaystyle h(3.25)=-16(3.25)^2+104(3.25)+56=225\text{ feet}[/tex]

The maximum height of the ball is 225 feet in the air.

Part 2)

We want to find the amount of time it took for the ball to hit the ground.

When the ball hit the ground, its height above the ground is zero. Therefore, we can set h(t) to 0 and solve for t:

[tex]0=-16t^2+104t+56[/tex]

We can simplify a bit. Divide both sides by -8:

[tex]0=2t^2-13t-7[/tex]

We can factor. Find two numbers that multiply to 2(-7) = -14 and add to -13.

-14 and 1 works! Therefore, split the second term into -14 and 1:

[tex]\displaystyle 0=2t^2-14t+t-7[/tex]

Factor out a 2t from the first two terms and group the last two terms:

[tex]0=2t(t-7)+(t-7)[/tex]

Factor by grouping:

[tex]0=(2t+1)(t-7)[/tex]

Zero Product Property:

[tex]2t+1=0\text{ or } t-7=0[/tex]

Solve for each case:

[tex]\displaystyle t=-0.5\text{ or } t=7[/tex]

Since time cannot be negative, we can ignore the first case.

Therefore, it takes seven seconds for the ball to hit the ground.

which is the correct answer?

Answers

Answer:

11/12

Step-by-step explanation:

1/4 + 2/3

= 3/12 + 8/12

= 11/12

One number is 2/3 of another number. The sum of the two numbers is 40. Find
the two numbers.

Answers

Answer:

5353454

Step-by-step explanation:

Answer: 16 and 24

Step-by-step explanation:

2x+3x= 40

5x = 40

x=8

that means 2x8 equal 16 and 3x8 equals 24 which leads us to the answer

We have 9 pens, of which 5 are green ink, 3 are red ink, and 1 is black. If we put the pens in a line, how many arrangements are possible

Answers

Answer:

504 arrangements are possible

Step-by-step explanation:

Arrangements of n elements:

The number of arrangements of n elements is given by:

[tex]A_{n} = n![/tex]

Arrangements of n elements, divided into groups:

The number of arrangements of n elements, divided into groups of [tex]n_1, n_2,...,n_n[/tex] elements is given by:

[tex]A_{n}^{n_1,n_2,...,n_n} = \frac{n!}{n_1!n_2!...n_n!}[/tex]

In this case:

9 pens, into groups of 5, 3 and 1. So

[tex]A_{9}^{5,3,1} = \frac{9!}{5!3!1!} = 504[/tex]

504 arrangements are possible

Other Questions
Write in simplest form Are mass and weight the same thing?YesNo Describe some of the controversies and advertisements of the renaissance era Suppose triangle ABC is reflected over the x-axis. If the distance between point A and A is 14, what is the distance between the x-axis and A.1. 72. -73. 3.54. There is not enough information given. write the volume formula beside the solid figure The mean weight of the packages Joan shipped was 2.5 pounds. If Joan mailed four packages and three of them had weights of 1.8, 3.2 and 2.7 pounds, then what did the other package weigh? PLZ I NEED ANSWER I GIVE BRAINLIEST TO FIRST ANSWER RIGHT Which function has least rate of change?O y = 4x + 5O 3x - y = 9O x + y = 80 4x + 2y = 8 PLEASE HELP!!! Urgent. Will mark as brainliest Which is the most difficult subject? It takes about [?] hours for food to beingested, digested, and leave the smallintestine.A. 8B. 1-2C. 24D. 5. Using the figure below, find the value of x. 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A couple of times . . . a couple of times I'd come out on the porch and I'd see Mr. Goodman here in the wee hours of the morning standing out in front of his house . . . looking up at the sky.(she looks around the circle of faces)Based on the dialogue and stage directions, what should the reader imagine in this scene?a woman talking to herself about something she sawa woman talking to a group of eager listenersa crowd of people discussing a womans storya man listening to a woman tell a story Select the correct answer.Read the excerpt from Mobyby Herman Melville about a giant white whale known as Moby For some time past, though at intervals only, the unaccompanied, secluded White Whale had haunted those uncivilized seas mostly frequented by the Sperm Whale fishermen. But not all of them knew of his existence; only a few of them, comparatively, had knowingly seen him; while the number who as yet had actually and knowingly given battle to him, was small indeed. For, owing to the large number of whale-cruisers; the disorderly way they were sprinkled over the entire watery circumference, many of them adventurously pushing their quest along solitary latitudes, so as seldom or never for a whole twelvemonth or more on a stretch, to encounter a single news-telling sail of any sort; the inordinate length of each separate voyage; the irregularity of the times of sailing from home; all these, with other circumstances, direct and indirect, long obstructed the spread through the whole world-wide whaling-fleet of the special individualizing tidings concerning Moby .Which choice provides the best objective summary of the passage?A. The White Whale has been around for a while. But due to the long, solitary voyages of fishermen and little contact among them, the whales behavior has not been widely known, let alone witnessed.B. There are very few fishermen who have encountered the White Whale. It requires sailing whale-cruisers long distances to reach the area where the whale lives. Due to being so far from civilization, the whales reputation has not spread.C. There are many large whale-cruisers but only a few that have ventured to distant, solitary latitudes. So, only a few have ever encountered the White Whale; but as they rarely make it back, the whales reputation seems unrealistic and false.D. The White Whale has been haunting the region for many years. But most who encounter it do not survive. Therefore, most fisherman do not know how dangerous it is. WILL GIVE MOST BRAINIESTWhich of the following functions best describes this graph?A. y (x + 4) (x + 5) The viewpoint that business should be privately controlled and not controlled by the government is a perspective of a ________ economy. ????????????????????????? ???????????????