Personal selling is the practise of selling goods and services in-person. Sales reps, who act as the direct point of contact between a customer and a business or its goods or services, conduct this kind of communication.
Salespeople utilise their persuasive skills to remind consumers of important details such as product features, service agreements, costs, promotions, and much more in addition to educating potential customers about a company's goods and services. This form of marketing communications tool may be a potent source of consumer feedback in addition to improving client connections. We'll go into more depth about marketing alignment with the sales process later. Personal selling is the main topic of this section as a potential advertising strategy. Effective personal selling takes into account the buyer's wants and preferences while avoiding pressure. Good salespeople may assist customers make decisions while saving money and time by providing recommendations, guidance, and information. Any queries from the buyer should be answered honestly by the vendor.
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If the Licensed Broker in a partnership is killed in an accident what happens to the Sales Associates working for that partnership?
If the primary broker passes away, another active broker must take over within 14 days. If this doesn't happen, the registration of the partnership is revoked, and all of the licensees connected to the partnership involuntarily become inactive.
Is working as a sales associate difficult?Retail sales people rarely receive the respect they deserve, despite the fact that their work is difficult but important. Instead, they deal with unhappy clients, grueling work, and irregular hours. To be sane, much alone productive, dealing with a difficult job in retail takes a certain set of skills.
What is a sales associate's primary responsibility?Working closely with clients to understand their needs, respond to their inquiries about your products, and make the appropriate recommendations are all part of the tasks and obligations of a sales associate. You ought to be able to quickly resolve customer issues and guarantee the highest level of client satisfaction.
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1.Limitations of the _______ budgeting method include not allowing firms to exploit the unique opportunities or problems they confront in a market. If all competitors use this method to set communication budgets, their market shares will stay approximately the same over time.
Companies are unable to take advantage of the unique opportunities or challenges they face in a market because of the competitive parity budgeting method's limitations.
In VRIO, what is competitive parity?If a lot of people in an industry have access to a certain valuable resource, they can all use it in the same way. Then, using that resource, none of the players gain a competitive advantage. Competitive parity or competitive equality refers to this circumstance.
In business, what does parity mean?The condition in which two things are equivalent to one another is referred to as parity. As a result, it can be used to refer to two securities of equal value, such as the value of a stock and a convertible bond (if the bondholder chooses to convert the bond into common stock).
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Machine X has an initial cost of $14,000. It is expected to last 10 years, to cost $255 per year to maintain and to have a salvage value of $6,000 at the end of its useful life. The equivalent uniform annual cost of the machine at 7% interest is approximately __
The total amount of labor and resources needed to make one unit of any product is what you call your variable costs.
What does "cost" mean?The value of money that is spent on producing an item or rendering a service and is now unavailable for use in business, research, retail, or accounting is known as the cost. In the case of an acquisition cost, the money spent on the acquisition is considered the cost.
What are company costs?Definition: Cost in financial management refers to the money that a firm has spent to provide a good or service. Cost in a business entails the amount of cash wasted on the creation or manufacturing of
Initial cost of Machine X = $14,000
Annual maintenance cost = $225
Salvage value = $6000
Interest rate = 7%
Useful life = 10 years
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The equivalent uniform annual cost of the machine at 7% interest is approximately $2,928.
How do you determine the equivalent uniform annual cost?The equivalent uniform annual cost (EUAC) of the machine can be calculated using the formula:
EUAC = (Initial cost - Salvage value + Total annual costs) / (1 - (1 / (1 + Interest rate)^Useful life)) where
Initial cost = $14,000
Salvage value = $6,000
Total annual costs = $255 per year for 10 years = $2,550
Interest rate = 7% (expressed as 0.07)
Useful life = 10 years
Plugging in the values, we get:
EUAC = ($14,000 - $6,000 + $2,550) / (1 - (1 / (1 + 0.07)^10))
EUAC = ($8,550) / (1 - 0.3429)
EUAC = $8,550 / 0.6571
EUAC ≈ $13,032.
Therefore, the equivalent uniform annual cost of the machine at 7% interest is approximately $13,032.
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2. Suppose the CPI for 1980 was 82.3 and for 1981 was 90.9. Based on this information, we can calculate that the inflation rate in 1981 was _____________. *
This data allows us to determine that the rate of inflation in 1981 was 10.4%.
What exactly does inflation mean?The pace of price growth over a specific time period is referred to as inflation. Inflation is frequently measured broadly, such as the general increase in costs or perhaps the rise in cost of residing in a particular country.
What is the current rate of inflation?As according U.S. Labor Board data released on December 13, the annual rate of inflation again for United States decreased from 7.7% to 7.1% for the year that ended in November 2022. On January 12, 2023, around 8:30 a.m. ET, the next inflation report is slated for publication.
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the taking of electronic records and data can form the basis of a conversion claim. true or false
A conversion claim may be based on the taking of electronic records and data is true.
How does conversion work?The deprivation of another person's right to use or possess personal property is known as conversion. Keep in mind that the property in question is not "real property," which is typically defined as land and any improvements that are attached to it. In general, all other property is referred to as "personal property" or "chattels." Rights to creative property and artistic creations, also known as "intellectual property," are the subject of our copyright articles. Conversion is another form of interference with a person's right to property without the owner's consent and without legal justification.
Economy Bank of Ambridge v. Stevenson, 413 Pa. 442 (Pa. 1964). A conversion occurs when a person intentionally takes another person's personal property without permission or authority or deprives another person of possession of personal property. It's a tort that gives the person who was hurt the right to sue for compensation.
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What are zones of tolerance?
The zone of tolerance is the difference between customers' expectations regarding their desired service and the minimum level of acceptable service.
What are zones of tolerance?A zone of tolerance is the range between the minimum acceptable standards and the desirable standard as viewed by the customer or consumer of a product or service given by an organisation.
Zone of tolerance, put simply, is the difference between the standard of service that is sufficient and the degree of service that customers desire.
Therefore, the service dimensions with the shortest zones of tolerance—i.e., a service that has a minimal gap between the level of service desired and the level of service deemed adequate—are the most crucial for a firm to supply.
The desired service is the greater level of their expectations, whilst the acceptable service can be thought of as the lower level.
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Lanning to finance higher education helps people prepare for their financial future because it teaches them about loans and interest. savings accounts. filing taxes. short-term goals.
Planning to finance higher education helps people prepare for their financial future because it teaches them about funds management and loans and interest.
The oversight and management of an economic institution's cash flow is known as funds management. The fund manager will ensure that the deposit maturity schedules correspond to the loan demand. To do so, the manager examines the both obligations and the investments that affect the bank's capacity to provide credit.
Loan means the time period over which the borrower must repay the loan. The rate that the quantity owed grows, usually expressed as an annual percent rate (APR) is known as Interest Rate. Loan Payments are defined as amount of cash that must be paid each month or week to gratify the loan terms.
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As finance emerged as a new field, much emphasis was placed on mergers and acquisitions. True or False True False
Answer:
true true true
Explanation:
true true true
What are some trends impacting human resource management?
Trends impacting human resource management are: Automation, Big Data, Workplace Culture, Employee Engagement, Globalization.
What is human resource?
Human Resources (HR) is the department within a company responsible for the management of people and their relationships. HR is responsible for recruitment, employee orientation and training, labor relations, payroll and benefits, employee performance management, and compliance with applicable laws and regulations. HR is also responsible for creating and implementing effective strategies to attract, retain, and motivate employees. The ultimate goal of HR is to ensure that the organization's human capital is used effectively and efficiently to meet the organization's goals and objectives.
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A man divided $9,000 among his wife, son, and daughter. The wife received twice as much as the daughter, and the son received $1,000 more than the daughter. How much did each receive
The wife received $4000, the daughter received $2000 and the son received $3000
A man gave his wife, son, and daughter a total of $9,000.
Now that we know, we can see that the son received $1,000 more than the daughter, and the wife received twice as much as the daughter.
We might therefore presume that,
The amount wife received = x
The amount daughter received = x / 2
The amount son received = 1000 + (x / 2)
The equation which can be formulated from the above situation is:
x + (x / 2) + (x / 2) + 1000 = 9000
2x + 1000 = 9000
2x = 9000 - 1000
2x = 8000
∴ x = 4000
On solving the equation now we know that:
Wife = x = $4000
Daughter = x / 2 = 4000 / 2 = $2000
Son = 1000 + (x / 2) = 1000 + 2000 = $3000
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The process of object-oriented analysis can be viewed as the following steps: A)identify objects, then define each object's attributes, behaviors, and relationships B)define data members and member functions, then assign the class name C)declare public and private variables, prototype functions, and then write code D)write the main() function, then determine which classes are needed
Object-oriented analysis is a process of analyzing the problem and identifying the objects which will be used to solve the problem. The process involves the following steps:
1. Identify the objects: First, the objects in the system are identified. This is done by looking at the problem to be solved, and analyzing what the system should do to solve it. Once the objects have been identified, each object's attributes, behaviors, and relationships should be defined.
2. Create the classes: After the objects have been identified and defined, classes are created for each object. Data members and member functions are declared for each class, and the class name is assigned.
3. Declare variables and functions: Public and private variables, as well as prototype functions, are declared.
4. Write the code: Once the variables and functions have been declared, the code is written.
5. Write the main() function: The main() function is written, which is the starting point of the program. This function determines which classes are needed and calls the appropriate functions.
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For a firm paying 5% for new debt, the higher the firm's tax rate
A. the higher the after-tax cost of debt.
B. the lower the after-tax cost of debt.
C. after-tax cost is unchanged.
D. Not enough information to judge.
For a firm paying 5% for new debt, the higher the firm's tax rate the lower the after-tax cost of debt. Thus, option 'B' is the correct option.
What do you mean by tax rate?The tax rate in a tax system is the proportion at which a company or individual is taxed. Statutory, average, marginal, and effective tax rates are just a few of the ways that can be displayed. These rates can also be displayed using the inclusive and exclusive definitions of a tax base.
Simply dividing the income tax expenditure by the profits (or money generated) before taxes yields the effective tax rate. On an income statement, tax cost is often the last line item before the bottom line or net income.
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a ____ operation searches data in a table and retrieves records based on certain criteria.
In a relational database model, a select operation searches data in a table and retrieves records based on specific criteria. The correct option is (d).
What are database used for?
Businesses utilize the information contained in database help make smart business choices.
Observe your consumers. Information on people, such that of clients or users, is frequently stored in databases. Social media networks, for instance, employ warehouses to keep user data including names, email addresses, and usage patterns. The information is put to use to optimize the user experience and propose content to consumers.Protected personal health data. Datasets are used by healthcare practitioners to safely preserve patient information that will help them deliver better treatment.CQ
In a relational database model, a(n) ____ operation searches data in a table and retrieves records based on specific criteria.
(a) join (b) relation (c) find (d) select
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The relationship among the board of directors, top management, and (5 shareholders is referred to as A) corporate synergy. B) corporate management. C) corporate governance. D) corporate strategy. E) corporate responsibility.
Corporate governance is the arrangement of the board of directors, senior management, and five shareholders.
What does the term Shareholder mean?A shareholder is a person who has shares in a corporation. They may also be called stockholders. Depending on how many shares they possess, shareholders are eligible to receive a portion of the company's profits. They are also permitted to receive dividends and to cast votes on some issues. Shareholders play a crucial part in a company's success since their financial commitment enables the business to expand and advance.
Why is corporate governance important?A company's guiding principles, procedures, and policies are known as its corporate governance. Corporate governance requires weighing the interests of a company's many stakeholders, including shareholders, management, clients, vendors, financiers, the government, and the community. Corporate governance procedures make ensuring that a company's operations are in line with its stated aims and objectives as well as with any relevant legal requirements.
Therefore, choice C, corporate governance, is the proper response.
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Which of the following is the most inclusive term for the individuals, groups, and organizations that have a claim in the success of an organization?
shareholders
stockholders
strategists
stakeholders
The most inclusive term for the individuals, groups, and organizations that have a claim in the success of an organization is a stakeholder. Option D is correct.
A party with an interest in a company and the capacity to influence or be impacted by it is referred to as a stakeholder. A typical corporation's investors, employees, clients, and suppliers make up its main stakeholders.
Stakeholders are any individuals or groups who have an interest in how successfully a business works. Building strong and balanced connections with stakeholders is crucial for organizations since doing so will influence how authentically they are able to address their needs.
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Cindy would like to lease a car worth $56,000 for a three-year period. the leasing company told cindy that after three years, the car would have a residual value of $40,320. how much of the car’s original value will cindy have to pay off during her three-year lease?
a. $1,389
b. $7,200
c. $15,680
d. $40,320
please select the best answer from the choices provided a b c d
(c.)$15,680, During her three-year lease, Cindy will be required to pay off the car's initial $15,680 worth. Defining the conditions under which one party consents to rent property owned by another party.
The conditions under which one party agrees to rent an asset—in this example, property—owned by another party are outlined in a lease. It ensures that the tenant, also known as the lessee, will have access to the property and, in return, will make monthly payments to the lessor (the landlord or owner of the property). If either party violates the contract's conditions, there will be repercussions for both the lessee and the lessor. A type of incorporeal right is a lease. It assures the landlord or property owner of regular payments for a certain duration in exchange for the tenant's or lessee's usage of the property.
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George tallies up the transactions in his check register and comes up with a total balance of $221.57, but his bank statement says that his balance is $203.73. Which of the following are still outstanding?
I. A $20.25 check to the florist
II. A $14.29 check to the dry cleaners
III. A $38.09 check deposit
IV. A $19.05 money order deposit
a.I and III
b.I and IV
c.II and III
d.II and IV
The correct response is a. I and III. George totals up his cheque book transactions and finds a balance of $221.57, yet his bank account indicates a balance of $203.73. Still outstanding are I and III.
A transaction is a fulfilled contract between a buyer and a seller to exchange goods, services, or financial assets in exchange for money. The expression is also commonly used in corporate accounting. Typically, a business will do four different types of financial transactions. The four basic types of financial transactions that have an impact on a company are sales, purchases, receipts, and payments. Any money movement into or out of your bank account is referred to as a bank transaction. Bank transactions come in many different forms, such as cash withdrawals or deposits, cheques, internet payments, debit card charges, wire transfers, and loan payments. The Basic Transaction is the agreement for goods and services that underlies the current framework contract and is developed, reached, and/or processed.
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The area found __________ the market price and _____________ the demand curve is best known as consumer surplus.
A horizontal line is drawn between it y-axis and the demand curve to represent the area between the down demand curve and the market price of such commodity as the region of consumer surplus.
Is the selling price the market price?Is the retail price equal to the market price? Simply put, the response is no. The selling price represents the price at which your house is actually purchased. It's crucial to realize that you won't likely sell your business quickly or easily if your market estimate is off.
Is a value a market price?Market capitalization is frequently associated with to market value, which is price an asset commands on the market. Because variables depend on a variety of variables, including the physical working environment, the overall state of the economy, and the dynamics of supply and demand, valuation are dynamic in nature.
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Who has the power in a command economy?
In a command economy, often referred to as a planned frugality, the central government organizes, plans, and manages all profitable conditioning to maximize societal well-being.
The central authority in a command economy determines the location of the product of goods and their distribution and prices. Command husbandry proponents contend that public control, not a private enterprise, can guarantee an equitable distribution of goods and services.
For the benefit of society, the government formulates lucrative viewpoints. The government controls all coffers in a pure command economy, allowing it to drive them to manufacture goods that are fashionable for society rather than those that may be in the best interests of certain individuals.
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Many services are provided by your local municipality. Which of the following workers is employed by the federal government
A postal worker who delivers mail to a school is employed by the federal government.
What is a Federal Government?A federal system of government is one in which a central national government connects local state governments to one another and shares authority among them. While local governments are responsible for some parts of public life, the national government has some control over others. Because of this, drama is frequently added to cop movies by disagreements between the local and federal governments over who should investigate the present occurrence. Constitutions for federal governments often specify which areas of public life will be under federal jurisdiction and which will be under state control.
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A state law that conflicts with the U.S. Constitution will be deemed unconstitutional under the Supremacy Clause
True False
The Supremacy Clause declares unlawful state laws that contradict the US Constitution. True
The United States of America, also referred to as the US or America, is a nation that is largely located in the continent of America. There are 326 Indian Reservations, 5 Significant Unincorporated Territories, 9 Minor Outlying Islands, and 50 States in the union. It is the third-largest country on earth in terms of total area and land. Its marine borders are shared by a number of countries, including Russia, Cuba, and the Bahamas. It is the most populated nation in the Americas and the third most populous nation worldwide with a population of more than 333 million. Washington, D.C., is the country's capital city and financial hub.
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Papyrus Inc. provided the following information for its manufacturing division: Revenues $650,000 Operating expenses $400,000 Service department charges $ 95,000 Invested assets $600,000 Assume that Papyrus Inc. has established 20% as the minimum acceptable return on divisional assets. Determine the residual income for the manufacturing division.
$35000 is the residual income for the manufacturing division.
Residual Income= Net Income-(Invested Assests*minimum R Return)
= (650000-400000-95000)-(600000*20)
= $155000-$120000
Residual Income= $35000
What does the term "residual income" mean?
The money you have left over after paying your regular expenses like your mortgage, credit card bills, utilities, groceries, and auto payments is referred to as residual income. This additional cash can be used for investments, debt repayment, savings, or even a vacation fund.
How is residual income calculated?
Net income less a deduction for the cost of equity capital yields residual income. Equity capital multiplied by the statutory rate of return on equity yields the deduction, known as the equity charge (the cost of equity capital in percent).
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A customer buys $10,000 worth of new issue municipal bonds at a price of 104, and the bonds have 10 years to maturity. Four years after purchasing the bonds, she sells them at 99. What is the tax loss on these bonds
The tax loss on these bonds is D) 340.
The tax loss is a a situation in which a company or investment loses money in a particular period, so there is no tax to pay on it, and in some cases tax paid on profits in previous periods can be got back: If you make an investment that creates a tax loss, you can then use this loss to reclaim income tax paid previously.
To calculate the tax loss:
-40/10yrs = $-4 every year
-4*4 = +16
-1040-16 = -1024 + 990 = 340
A customer buys $10,000 worth of new issue municipal bonds at a price of 104 and the bonds have 10 years to maturity. Four years after purchasing the bonds, she sells them at 99. What is the tax loss on these bonds?
A) 400.
B) 500.
C) 160.
D) 340
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Which programs or projects are most likely funded by taxes paid by the citizens of the United States
To prevent domestic industries that are new or emerging from being absorbed into or exploited by more developed foreign businesses, the U.S. gov imposes taxes or import tariffs on goods from other nations.
Test your knowledge of the two programs that payroll taxes support.Payroll taxes are levied against earned income. In accordance with the Federal Contributions Act, this deductible from your income supports both the Medicare and Social Security programs systems (FICA)
Quiz about how the government uses taxes to pay for programs.The state gets taxes to fund the services and goods it offers, such as roads, schools, police protection, libraries, parks, and law enforcement. The largest source of funding for the federal government is the individual income tax.
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the cooperative organization of work into specialized tasks and roles is the_________ A) planning B) organizing C) outsourcing D) leading
D) leading, the cooperative organization of work into specialized tasks and roles is the leading. An organization type is a framework that describes how actions take place inside an organization to meet its objectives.
An organization is a collection of individuals who cooperate, such as a firm, neighborhood association, charity, or union. The term "organization" may be used to describe a person, a group, a business, as well as the process of creating or developing anything. A firm, institution, or group that consists of one or more individuals and has a specific goal is known as an organization (Commonwealth English; see spelling variations). A group of two or more people who pool their resources in support of a single aim or purpose is called an organization.
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If a consumer goes to the store and purchases a DVD player, the shopper is buying both a _____. A. durable and intermediate good B. durable and final good C. nondurable and intermediate good D. nondurable and final good
When a customer goes to the store and buys a DVD player, the customer is also purchasing a durable and final good.
Which of the following items would be considered to be consumer durable goods?Durable things typically cost more money. Both cars and furniture have a lengthy history. These are durable items since they last a long time and buyers don't frequently buy them.
What are a few illustrations of both durable and nondurable goods?Consumer goods that are utilized regularly throughout time and have a life cycle of more than three years are considered durable. Durable products include things like refrigerators and bicycles. Packaged food and drinks, laundry detergent, and other nondurable commodities are typically used only once and consumed in less than three years.
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when a customer is interested in puchasing penny stocks, the broker dealer must generally disclose either prior to the transactions or with monthly accoutn statements which of the following
When a customer is interested in purchasing penny stocks, the broker-dealer must generally disclose the current market quotation, compensation received, number of shares, risks, financial condition of an issuer, the fact that they may be acting as a market maker or liquidity provider, they may be a shareholder, and that the penny stock is a low-priced stock with greater risks.
When a customer is interested in purchasing penny stocks, the broker-dealer must generally disclose the following information either prior to the transactions or with monthly account statements:
The current market quotation for the penny stock, if any.The compensation received by the broker-dealer and any affiliated persons for selling the penny stock, including any compensation received in cash or securities.The number of shares to which such compensation relates.Any other facts that may be necessary to make the statements made, in light of the circumstances under which they are made, are not misleading.The risk of investing in penny stocks, which are typically highly speculative and volatile, and are subject to greater risks than investments in more established companies.The fact that broker-dealer is not required to disclose the financial condition of the issuer or the risks involved in the penny stock.The fact that the broker-dealer may be acting as a market maker or liquidity provider for the penny stock.The fact that the broker-dealer may be a shareholder of the penny stock.The fact is that penny stock is a low-priced stock and is subject to greater risks than investments in more established companies.To learn more about stocks at
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if r represents the reserve ratio for all banks in the economy, then the money multiplier is
a. (1+R) /R
b. 1/(1-R)
c. 1/(1+R)
d. 1/R
The money multiplier is calculated as follows: 1/R, where R is the reserve ratio of all banks in the economy.(option d)
What does "reserve ratio" mean?The minimum ratio necessary by law for the commercial banks of the economy to hold the deposit with themselves is denoted by the symbol r, which stands for required reserve ratio or cash reserve ratio. This same holds true for the RBI, which serves as India's central bank. The amount of reservable liabilities that commercial banks must keep onto rather than lend out or invest is known as the reserve ratio.
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Gemma wants to promote her online handbag business to a wide audience. But she's busy creating handbags for her clients, and has little time to manage the specifics of an advertising campaign. How can Smart Shopping campaigns help her achieve this
Smart shopping campaigns help her achieve this by showing ads to multiple audiences and networks.
Smart Shopping campaigns combine standard shopping and display remarketing campaigns to automatically promote Gemma's handbag business across all networks and a wide audience. Ads are shown to multiple audiences and networks.
Skill shop Shopping Ads Certification
Reach more customers with Shopping campaigns
Simplify campaign management with Smart Shopping campaigns
Smart Shopping campaigns make it easier to manage and reduce the time it takes to advertise your business by automatically uploading product details from the manufacturer's website.
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how can you get back to your track/shedule once you break your consistently?
Answer:
To get back into the habit of something takes a little bit. First you must start to remember to do that thing at the correct time, so I reccomend setting an alarm or timer for it. Once you remember it, make sure not to break the habit unless absolutely necessary. If you break it again and need to get back to it, repeat the above steps.
I hope this helps.
Answer:here are seven strategies that you can use to get back on track and bounce back right now…
Explanation:
1. Schedule your habits into your life.
2. Stick to your schedule, even in small ways.
3. Have someone who expects something of you.
4. Focus on what you can work with.
5. Just because it’s not optimal, doesn’t mean it’s not beneficial.
6. Design your environment for success.
7. Care.