Answer:
Online banking is a form of financial exchange that involves the use of credit and debit cards. Deposit money is a form of financial exchange that involves the use of checks.
Explanation:
PLATO user here
What does Mrs. Morningstar say that Sancho and Bolsa couldn't find in a porta-potty?
toilet paper
a polar bear
an elephant
Answer:
its polar bear
Explanation:
i did the test on edge
According to the fragment of scene 6 of Sancho and Bolsa, it can be inferred that Mrs. Morningstar told Sancho and Bolsa that they could find a polar bear in a porta-potty
This story tells the story of Sancho and Bolsa two detectives who are involved in multiple situations. In the scene 6 of the story they hold a conversation with Mrs. Morningtar who says:
- Mrs. Morningstar: I won't hold my breath. You couldn't find a polar bear in a porta-potty.
According to the above, the correct response is to polar bear (option B) because these are the words Mrs. Morningstar mentiones. On the other hand she never mentionen toilet paper (option A) or an elephant (option C)
The question is incomplete because the text is missing. Here is the excerpt of the text.
- Bolsa: You can't be serious.
- Mrs. Morningstar: No, I don't know the address, but it's at the corner of Ocean and Pine.
- Bolsa: Thank you, Mrs. Morningstar. We'll let you know as soon as we find out anything.
- Mrs. Morningstar: I won't hold my breath. You couldn't find a polar bear in a porta-potty.
- Bolsa: Goodbye, Mrs. Morningstar.
- Mrs. Morningstar: And next time use the phone, don't just come by whenever you feel like it.
- Bolsa: Lovely woman.
- Sancho: Maybe William isn't really missing, maybe he just decided he didn't want to live with his aunt anymore.
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If Sarah invests $1,000 today, what will it be worth in 40 years if she can earn 12% interest per year
Answer:
$93,050.97
Explanation:
P = $1,000
N = 40 years
I = 12% annually
Future value = P*(1+i)^n
Future value = $1,000*(1+0.12)^40
Future value = $1,000*(1.12)^40
Future value = $1,000*93.050970
Future value = $93,050.97
The American Opportunity tax credit:_____. A. is 50% of the first $1,200 of tuition and fees paid and 100% of the next $1,200. B. Is available for 2 years of post-secondary education. C. Is available for qualifying expenses paid on behalf of the taxpayer and his or her spouse, in addition to those paid for dependents. D. Is fully refundable even if the credit exceeds the tax liability.
Answer:
C. Is available for qualifying expenses paid on behalf of the taxpayer and his or her spouse, in addition to those paid for dependents
Explanation:
American Opportunity tax credit was called the HOPE credit. It is available for the first four years of an individual's post secondary school education.
It covers 100% of the first $2,000 cost for tuition, fees, books, and course material.
Items that do not qualify are room and board, transportation cost and personal expenses.
The tax credit is available for qualifying expenses paid on behalf of the taxpayer and his or her spouse, in addition to those paid for dependents.
4) On June 1, Addison Company purchased $9,000 of inventory on account from Garrison Company. Garrison offers a 5% discount if payment is received within 15 days. Addison records the purchase using the gross method and the perpetual inventory system. The journal entry on June 1 by Addison Company includes ________.
Answer: C. a debit to Inventory for $9,000
Explanation:
When recording this entry using the Gross method, inventory will be recorded at the cost not at the discounted figure. This means that in Addison's books, there will be a debit to the Inventory account of the cost price of $9,000.
There will be a corresponding credit to Accounts Payable of the same amount and if the discount is claimed, the discount will be credited to a Purchase discount account when it is being paid.
Click this link to learn about a career as a Multimedia Artist. What are some common tasks? Check all that apply.
constructing sets for theater productions
creating designs for the interiors of customers’ homes
creating graphics and animation, using computer programs and illustration
working with a team to create a movie, game, or visual effect
researching upcoming projects
supervising teams of workers
Answer:
3,4,5
Explanation:
Just did it on edge
Some common tasks of a Multimedia Artist include creating graphics and animations using computer programs and illustration, working with a team to create movies, games, or visual effects, and researching upcoming projects. Therefore, options C, D, and E are correct.
What are the tasks of Multimedia Artist?Multimedia artists are responsible for creating digital artwork and visual effects using a combination of technology, design, and creativity. They work in a variety of fields, including film, television, advertising, video game development, and more.
Some of the tasks that multimedia artists may perform include designing and creating 2D and 3D animations, developing interactive multimedia presentations, creating digital illustrations, designing and developing video games, developing visual effects for films and television shows, and producing advertising campaigns.
They may also work with sound designers and composers to create multimedia projects with soundtracks and voice-overs.
To accomplish these tasks, multimedia artists may use a variety of software and tools, including graphic design software, 3D modeling software, video editing software, and animation software. They must also possess a keen eye for design and an understanding of the latest trends and technologies in multimedia production.
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Beginning inventory cost $2,000. The factory put $10,000 worth of direct materials into production and spent $5,000 on direct labor and another $4,000 on overhead. At the end of the year, you counted $3,000 worth of ending inventory. What is the cost of goods manufactured?
Answer:
$18,000
Explanation:
Beginning inventory is $2000
Purchased during inventory is $10,000+$5,000+$4,000= $19,000
Ending inventory is $3000
Therefore the cost of goods manufactured can be calculated as follows.
= $2,000+$19,000-$3,000
= $21,000-$3,000
= $18,000
Hence the cost of goods manufactured is $18,000
How would empowering employees help deliver quality service?
Answer:
as empowering employees gives freedom and motivates them it would increase productivity and more output would be delivered
Which is “harder” on a car, highway miles or city miles? Why?
What should every potential investor secure first before starting an investment plan?
Before you make any decision, consider these areas of importance:
Draw a personal financial roadmap. ...
Evaluate your comfort zone in taking on risk. ...
Consider an appropriate mix of investments. ...
Be careful if investing heavily in shares of employer's stock or any individual stock. ...
Create and maintain an emergency fund etc.
What is the effect of the write-off of uncollectible accounts (using the Allowance Method) on:
a. Net Income
b. Net Accounts Receivable
Answer:
a. Decreases the net income
b. Decreases the Net account receivable balance
Explanation:
To write off the uncollectible account we pass the following journal entry
Dr. Allowance for doubtful accounts $x,xxx
Cr. Accounts receivables $x,xxx
The above entry has the following impacts.
a.
It decreases the net income value as the Allowance for uncollectible account balance reduces as a result. At the end of the period the adjustment of Allowance uncollectible accounts of increases which is recorded as below
Dr. Bad Debt Expense $x,xxx
Cr. Allowance for uncollectible accounts $x,xxx
b.
It decreases the accounts receivable balance as we credit the account receivable balance to remove the outstanding balance of uncollectible accounts.
Rachel is going to the mall to purchase a wedding gift for a coworker. Based on research, which type of product is she likely to buy
Answer:
utilitarian
Explanation:
Utilitarian Motivation is the zeal, drive to acquire products that can be used to get, acquire or accomplish another thing/something.Usually, Utility items are bought/purchased frequently more out of need and are a regular part of the consumer's life, and buyers are price sensitive.
Consumer behavior is the search for value of goods or services and its is the transformation into something of value.
Utilitarian: seeks to helps the consumer solve problems and accomplish tasks.utilitarian value is a means to and end.
Utilitarian products
Utilitarian products usually gives benefits like practicality and functionality as they are compatible with our rational system of thinking.
Altug's Coffee Shop decides to install an automatic coffee vending machine outside one of its stores to reduce the number of people standing in line inside. Mehmet Altug charges $3.50 per cup. However, it takes too long for people to make change. The service time is a constant 1.50 minutes, and the arrival rate is 30 per hour (Poisson distributed).
a. The average wait time in the line _____minutes (round your response to two decimal places).
b. The average number of customers waiting in the line _____ customers (round your response to three decimal places)
c. Mehmet raises the price to? $5 per cup and takes 30 seconds off the service time?
However, because the coffee is now so expensive, the arrival rate drops to 24 per hour. The average wait time in the line _____minutes (round your response to two decimal places). The average number of customers waiting in the line _____ customers ?(round your response to three decimal places.
Answer:
a. Mean arrival rate = λ = 30
Service rate = μ= 60/1.50 = 40
Average wait time = λ / 2μ(μ - λ)
Average wait time = 30 / 2*40*(40-30)
Average wait time = 0.0375
The average wait time in minutes = 0.0375 hrs * 60 minutes = 2.25 minutes
b. The average number of customers = Lq = λ² / 2μ(μ - λ)
= 30² / 2*40*(40-30)
= 1.125
= 1.13
c. μ = 60 / (1.50−0.5) = 60
Average wait time = λ / 2μ(μ - λ)
Average wait time = 24 / 2*60*(60-24)
Average wait time = 0.0069
The average wait time in minutes = 0.0069 hrs * 60 minutes = 0.414 minutes
The average number of customers = Lq = λ² / 2μ(μ - λ)
= 24² / 2×60×(60−24)
= 0.1333
= 0.133
Loyalty programs that are most likely to provide a sustainable advantage and to survive in the grocery industry are those that
Complete Question:
Loyalty programs that are most likely to provide a sustainable advantage and to survive in the grocery industry are those that
Group of answer choices
a) leverage data obtained from customers into more effective marketing decisions
b) save companies money by replacing other communication tools
c) result in true value creation
d) all of the above
Answer:
d) all of the above
Explanation:
Loyalty programs can be defined as a collection of activities that add rewards, discount, as well as other enticing incentives given to customers for their loyalty to a business firm or company.
Loyalty programs that are most likely to provide a sustainable advantage and to survive in the grocery industry are those that are;
a). Average data obtained from customers into more effective marketing decisions
b. Save companies money by replacing other communication tools.
c. Result in true value creation.
The quality tool which shows that most quality problems are the result of only a few causes (aka 80-20 rule) is:____________
Answer:
Pareto principle or pareto analysis
Explanation:
This is the Pareto principle. This principle is named after an economist called vilfredo pareto. The specifications of the principle is that 80% of consequences are as a result of 20% of the causes. Giving us an unequal relationship existing between input and also outputs.
One good principle of this 80% to 20% rule is the identification of the best assets of an entity and the efficient usage in the creation of maximum value.
Firms are more likely to accept a special order for one of their products at a reduced price if: ________
a. Excess capacity exists
b. The order is small
c. The buyer plans to compete in the markets of the firm's regular customers
d. All costs are variable
Answer:
a. Excess capacity exists
Explanation:
The law of supply states that, all things being equal (ceteris paribus), an increase in the price of product or service causes an increase in the quantity of the product that will be supplied. An increase in price causes the supply curve to slope upward, therefore, giving producers of goods and service providers, an incentive to supply more quantity of their products and vice-versa.
Also, the demand for goods and services has an effect on the quantity of goods and services provided by the producers or suppliers, all things being equal. Hence, an increase in the demand for a product would result in an increase in price, thereby causing the producers to supply more quantity in order to maximize profits.
For instance, an electronic gadget company will manufacture more television sets if the price of those television increase.
Hence, firms are more likely to accept a special order for one of their products at a reduced price if excess capacity exists.
This ultimately implies that, when a company has more goods in its inventory or its stocks are in excess, the company will be willing to accept special orders from its customers.
You know that the return of Cullumber Cyclicals common shares is 1.0 times as sensitive to macroeconomic information as the return of the market. If the risk-free rate of return is 2.40 percent and market risk premium is 5.71 percent, what is Cullumber Cyclicals’ cost of common equity capital?
Answer:
8.11%
Explanation:
Cullumber Cyclicals beta = 1 since its sensitive to macroeconomic information (the whole market) is 1.
cost of equity (Re) = risk free + (beta x market premium)
Re = 2.4% + (1 x 5.71%) = 2.4% + 5.71% = 8.11%
Since the beta is 1, this specific stock should perform exactly like the market.
The owner of a bicycle repair shop forecasts revenues of $160,000 a year. Variable costs will be $50,000, and rental costs for the shop are $30,000 a year. Depreciation on the repair tools will be $10,000. Prepare an income statement for the shop based on these estimates. The tax rate is 35%.
Answer and Explanation:
The preparation of the income statement is presented below:
Particulars Amount
Revenue $160,000
Less:
Rental Costs $30,000
Variable Costs $50,000
Depreciation $10,000
Profit before tax $70,000
Tax at 35% -$24,500
Net Income $45,500
Hence, the net income is $45,500
The risk-free rate is 2.2 percent and the market expected return is 11.9 percent. What is the expected return of a stock that has a beta of .86?
Answer:
the expected return of a stock is 10.542%
Explanation:
The computation of the expected return on a stock is shown below:
Expected return on stock is
= Risk free rate + beta × (market rate of return - risk free rate)
= 2.2% + 0.86 × (11.9% - 2.2%)
= 2.2% + 0.86 × 9.7%
= 2.2% + 8.342
= 10.542%
hence, the expected return of a stock is 10.542%
We simply applied the above formula so that the correct value could come
And, the same is to be considered
Anderson Co. issued a $40,216, 60-day, discounted note to National Bank. The discount rate is 10%. At maturity, assuming a 360-day year, the borrower will pay:_____.a. $40,216.b. $39,546.c. $40,886.d. $49,500.
Answer:
a. $40,216
Explanation:
Discounted Loan note does not have any periodic interest payment obligation. It is issued at a discounted value that gradually accumulates the face value of the loan note at the time of maturity.
Issuance price can be calculated as follow
Discounted value = Face value / ( 1 + periodic interest rate )^ numbers of periods
Placing values in the formula
Discounted values = $40,216 / ( 1 + 10%/360 )^60
Discounted values = $39,551.38
After 60 days accreud interest will be
Interest = $39,551.38 x ( ( 1 + 10%/360 )^60 - 1 ) = $664.62
Borrower will pay = $39,551.38 + $664.42 = $40,216
If the price level increases by 0.2 percent for every $100 billion increase in the money supply, by how much might prices rise if the Fed increases total reserves by $150 billion and the reserve requirement is 0.1?
Answer:
3%
Explanation:
Increase in money supply ($ billion) = Increase in reserves / Reserve ratio
Increase in money supply ($ billion) = 150 / 0.1
Increase in money supply ($ billion) = 1,500
Increase in price level = (Increase in money supply / 100) * 0.2
Increase in price level = (1,500/100) * 0.2
Increase in price level = 3%
How is owner’s equity affected when cash is received from sales?
Answer:
Owner's Equity goes up
Explanation:
In the case when there is a cash received from sales, so the journal entry would be
Cash Dr
To Sales revenue
(Being cash received is recorded)
Here cash is debited as it increased the assets, and the sales revenue is credited as it increased the revenue
since the revenue is increased so the equity is also increased as the expense and revenue is the part of an equity
Therefore the owner equity is increased
A manufacturer of acrylic and latex gloves sells to medical laboratories, to factories where employees handle chemicals, to companies that manufacture micro-tech equipment, and to cleaning services. Because it is organized to better satisfy the needs of each of its four target markets, the manufacturer uses ____ departmentalization.
Answer:
customer
Explanation:
These are the options;
matrix
product
customer
geographic
functional
From the question, we are informed about A manufacturer of acrylic and latex gloves who sells to medical laboratories, to factories where employees handle chemicals, to companies that manufacture micro-tech equipment, and to cleaning services.
In this case, Because it is organized to better satisfy the needs of each of its four target markets, the manufacturer uses customer departmentalization. Customer departmentalization is essential in an organization, it can be explained as a situation whereby the activities if a firm is always available to respond as well as interact with customers or particular customer. Customer departmentalization is nessecary in a case whereby effectively serving of groups of customer is a priority.
You are the CFO of Rock Inc, a young start-up. The company has not generated positive cash flows for the past three years and you estimate that it will take at least another 2 years for the company to become cash flow positive. To fund the next phase of growth, what should be a better source of capital, debt or equity? Why?
Answer:
Equity
Explanation:
The choice should be very straight forward, the company doesn't generate enough cash, and if it takes debt, it will not be able to pay it back. The only choice for raising capital is through issuing equity.
This is something normal for many startups, e.g. FB, Amazon, Google, etc., all got financed through equity for several years before being able to issue debt. Of course debt is cheaper than equity, but it also poses a risk for the company.
Which of the following statements regarding the differences between management and leadership is not true
Incomplete question. The options read;
a. A manager always has the ability to influence others; a leader may not.
b. A manager has a formal title and authority.
c. A leader may either be a manager or a nonmanager.
d. All managers perform four major functions: planning, organizing, leading, and controlling.
Answer:
c. A leader may either be a manager or a nonmanager.
Explanation:
it is not true that a leader may be either be a manager or a nonmanager as the very essence of leading involves managing/motivating others into action.
Hence, a leader should have the ability to manage people, although having the ability to manage does not mean that a leader would always have the ability to influence others, because others may easily refuse to be influenced by a leader than when dealing with a manager.
Question 4 of 10
Phillip wanted to open a high end Italian restaurant. Based on the law of
supply and demand, which is the best place for him to open such a
restaurant?
O
A. In an area where there are no high end Italian restaurants
B. As close to his hometown as possible
O
C. Wherever the cost of leasing space is lowest
D. In an area where there are lots of Italian restaurants
SUBMIT
Answer: A. in an area where there are no high end italian restaurants.
Explanation: just took the quiz!
The correct option is A. Based on the law of supply and demand, the best place for him to open such a restaurant is an area where there are no high-end Italian restaurants.
What are demand and supply in business?Demand is the quantity of a product that consumers are willing to purchase at various price points. The quantity of a product that firms are willing to sell at various prices is known as the supply. Markets come in a wide variety of forms.
The link between supply and demand is crucial because it helps to establish the costs and availability of the majority of goods and services in a given market. The interplay between supply and demand eventually balances out in accordance with the tenets of a market economy.
Thus, the ideal selection is A.
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A single bond with a face value of $1,000 has a stated annual interest rate of 7.6%. The last bond traded on this day was 98.45%. Determine the cost of bond at closing.
Answer:
$984.50
Explanation:
Cost of bond at closing = Par value * % Bond traded last
Cost of bond at closing = 1000 * 98.45%
Cost of bond at closing = $984.50
Thus, the cost of bond at closing is $984.50
Windsor Inc. purchased land at a price of $34,900. Closing costs were $2,070. An old building was removed at a cost of $14,020. What amount should be recorded as the cost of the land
Answer:
the amount that recorded as the cost of the land is $50,990
Explanation:
The computation of the amount that recorded as the cost of the land is shown below
= Purchase price of the land + closing cost + removing cost of an old building
= $34,900 + $2,070 + $14,020
= $50,990
Hence, the amount that recorded as the cost of the land is $50,990
We simply applied the above formula so that the correct value could come
And, the same is to be considered
Pension funds pay lifetime annuities to recipients. If a firm will remain in business indefinitely, the pension obligation will resemble a perpetuity. Suppose, therefore, that you are managing a pension fund with obligations to make perpetual payments of $3.5 million per year to beneficiaries. The yield to maturity on all bonds is 17.5%.
Required:
a. If the duration of 5-year maturity bonds with coupon rates of 16% (paid annually) is 4 years and the duration of 25-year maturity bonds with coupon rates of 9% (paid annually) is 16 years, how much of each of these coupon bonds (in market value) will you want to hold to both fully fund and immunize your obligation?
b. What will be the par value of your holdings in the 25-year coupon bond?
Answer:
Duration of liability (perpetual) = (1 + y) / y
= (1 + 17.5%) / 17.5%
= 6.71
Value of liability = Cash Flow / yield
= $3.5 million / 17.5%
= $20 million
a. Assume you invest w in 5-year bond and 1-w in 25-year bond such that the duration of the portfolio is 6.71
6.71 = w x 4 + (1 - w) x 16
w = (16 - 6.71) / (16 - 4)
w = 77% in 5-year bond
1 - w = 28% in 25 year bond
Market Value of 5 year bond = 77% * $20 million = $15.4 million
Market Value of 20 year bond = 23% * $20 million = $4.6 million
b. Market Price of 20 year bond can be calculated using PV function on a calculator
N = 25, I/Y = 17.5%, PMT = 9, FV = 100
Price = Present Value (25,17.5%, 9 ,100)
Price = 52.29042644
Price = $52.30
Par Value of 25 year bond = Market Value /% Price
Par Value of 25 year bond = $4.6 million / 50.83%
Par Value of 25 year bond = $9,049,774
MC TOOLS makes hammers.
The requirements to make 1 hammer are:
Materials .5 pounds at a cost of $9 per pound
Labor 15 minutes per hammer at a cost of $10 per hours
Variable Overhead is assigned at 25% of labor and fixed overhead is $140,000 monthly
MC TOOLS sales in March were 500,000 units
Projected Sales are:
An increase of 1% in April (from march sales)
May sales projection are 510,000 units
MC TOOLS finished goods inventory policy is to keep in inventory 40% of next month sales. Actual inventory is 190,000 units. MC TOOLS raw materials inventory policy is to keep in inventory 50% of next month production. Actual inventory is 260,000 pounds. May production is expected to be 510,000 units
REQUIRED:
CALCULATE DIRECT MATERIALS COST IN APRIL
Answer:
$1,143,000
Explanation:
materials per hammer = $9 x 0.5 pounds = $4.50
units sold during March = 500,000
units sold during April = 500,000 x 101% = 505,000
May's sales = 510,000
beginning inventory of finished goods in April = 190,000
beginning inventory of raw materials in April = 260,000
production schedule for April:
budgeted sales = 505,000
- beginning inventory = -190,000
+ desired ending inventory = 510,000 x 40% = 204,000
units to be produced during April = 519,000
materials required during April:
scheduled production = 519,000 hammers
raw materials required = 259,500 pounds
- beginning inventory = -260,000 pounds
+ desired ending inventory = 510,000 x 0.5 x 50% = 127,500 pounds
raw materials purchases 127,000 pounds
price per pound $9
raw materials expenditures during April = $1,143,000
Suppose that a country's inflation rate increases sharply. Which of the following statements are true?
a. Wealth in savings accounts is not subject to a change in the inflation tax because the real interest rate will increase with the rise in inflation.
b. The inflation tax on holders of money increases.
c. Holders of savings accounts are hurt by the increase in the inflation rate because they are taxed on their nominal interest income.