Answer:
RECD loan
Explanation:
RECD , an acronym for rural economic development loan is a type of loan, either guaranteed or direct, specifically meant for the funding of rural projects by utilizing organizations , with creation and retention of rural jobs as one of its benefit.
A city with a population of 100,000 people is apparently not mis-classified as a city. , and on that note , RECD is not applicable to it.
The other types of loans like the VA and the conventional loans can be utilized to finance the acquisition of properties in a city settlement.The FHA can also acts as an insurance .
Bank statements, business reports, and tax records are filed according to subject and then are subdivided _______.
Answer:
chronologically
Explanation:
The important documents for the business organization i.e. bank statements, reports of business, tax records should be filed as per the subject and then it subdivided in a chronological manner i.e. one by one
These documents should be kept with proper care and diligence also the information related to these documents should not be disclosed out to any third party i.e. only authorized persons should be involved
When the interaction of producers and consumers determine the prices of goods and services in an economy, it is:
Answer: Market economy
Explanation:
A market economy is a form of economic system whereby the economic decisions that are taken in the market and the prices of goods and services in the market are done through the interactions that takes place between the individuals and the firms. In this economy, there is little or no interventions from the government.
How does a Fire Prevention Plan benefit your workplace? Select the 2 answer options that apply. It’s less likely that a fire will occur. It’s less likely that injuries will occur during an emergency. It’s less likely that damage will occur during an emergency. It’s less likely that employees will encounter a large fire.
Answer:
It is less likely that injuries will occur during an emergency
Its less likely that damage will occur during an emergency
are the correct options.
Explanation:
A fire prevention program eliminates or reduces the occurrence of fires by training people in fire safety.
The fire prevention plan should include: The list of all major fire hazards, proper storage procedures and handling procedures for hazardous materials, the various types of fire protection equipment required to control major hazard, potential ignition sources and their control.
A fire needs fuel, heat and oxygen, without oxygen, fuel and heat a fire cannot start. So the strategy to prevent fire should try to remove one of more of these elements.
Considering the advantage of the Fire Prevention Plan, the benefit to reap a workplace includes "It’s less likely that injuries will occur during an emergency."
The other benefit to get from the Fire Prevention Plan in a workplace is that "It’s less likely that damage will occur during an emergency."
This is because Fire Prevention Plan doesn't necessarily stop the fire from happening. However, it ensures minimal damage or the fire is stopped quickly from damaging many properties and lives.
Hence, in this case, it is concluded that the correct answer is options B and C.
Learn more here: https://brainly.com/question/14251916
Irrelevant costs include ______. sunk costs future costs that do not differ between alternatives all fixed costs future costs that differ between alternatives
Answer:
sunk costs
future costs that do not differ between alternatives
Explanation:
Sunk costs are cost that have been incurred and cannot be recovered. It should not be considered when making future decisions. It is an irrelevant cost.
Future costs that do not differ among alternatives are an example of irrelevant costs.
The next dividend payment by Savitz, Inc., will be $2.35 per share. The dividends are anticipated to maintain a growth rate of 5 percent forever. If the stock currently sells for $44 per share, what is the required return
Answer:
10.34%
Explanation:
The next dividend payment by Savitz incorporation is $2.35 per share
The growth rate is 5%
= 5/100
= 0.05
The stock is currently being sold at $44 per share
Therefore, the required return can be calculated as follows
R= D1/Po + g
= $2.35/$44 + 0.05
= 0.0534+0.05
= 0.1034×100
= 10.34%
Hence the required return is 10.34%
In _____ innovation, innovations in products or services end up completely replacing existing products or service technologies.
Answer:
disruptive
Explanation:
The term that is being described is known as a disruptive innovation. In the context of business theory, this term refers to an innovation that creates an entirely new market and value network which ultimately disrupts the old market and value network, while at the same time taking over market-leading firms, products, and alliances. One example of this are Smartphones which disrupted laptops as the primary way consumers use the internet in today's world.
Brands that we closely link to our rituals are called ________ brands; once they become imbedded in our rituals we are unlikely to replace them.
Answer:
Fortress
Explanation:
A fortress brand as seen in the statement above can be defined as a brand that is a part of an individual's ritual and are unlikely to be replaced.
This means that the love or affinity fro a certain brand in day to day lives if individuals, makes the brand the go-to brand at any time because it has become a part of the individual's life.
Cheers.
Taylor's Hardware is acquiring The Corner Store for $50,000 in cash. Taylor's has 2,200 shares of stock outstanding at a market value of $18 a share. The Corner Store has 1,300 shares of stock outstanding at a market price of $27 a share. Neither firm has any debt. The incremental value of the acquisition is $2,300. What is the value of Taylor's Hardware after the acquisition?
Answer:
$27,000
Explanation:
Taylor share $39,600
(2,200 * 18)
Add: Corner share Acquired $35,100
(1,300 * 27)
Add: incremental value $2,300
Less: Cash paid $50,000
Value of Taylor's Hardware $27,000
after the acquisition
Before seeking financial backing for his new business, Tyler puts together a concise document explaining the nature, mission, and goals of his new business and its expected costs and potential. Tyler has constructed a
Answer:
Business plan
Explanation:
A business plan is an outline that shows the objective of a business, the methods by which these objectives can be achieved, and the time frame within which the the goals need to be attained.
It serves as a roadmap that shows strategies a business intends to use to attain it's financial projections.
Before seeking financial backing for his new business, Tyler puts together a concise document explaining the nature, mission, and goals of his new business and its expected costs and potential. This is a business plan that needs to be in place before Tyler seeks financial backing
The Two Dollar Store has a cost of equity of 11.9 percent, the YTM on the company's bonds is 6.2 percent, and the tax rate is 40 percent. If the company's debt–equity ratio is .54, what is the weighted average cost of capital?
Answer: 9.03%.
Explanation:
Given: The Two Dollar Store has a cost of equity of 11.9 percent, the YTM on the company's bonds is 6.2 percent, and the tax rate is 40 percent.
Debt to equity ratio is .54
i.e. [tex]\dfrac{debt}{equity}=\dfrac{0.54}{1}\ ...(i)[/tex]
Adding denominator to numerator on both the sides, we get,
[tex]\dfrac{debt+equity}{equity}=\dfrac{1.54}{1}\\\\\Rightarrow\ \dfrac{equity}{debt+equity}=\dfrac{1}{1.54}[/tex]
i.e. Weighted equity = [tex]\dfrac{1}{1.54}\ ....(ii)[/tex]
From (i)
[tex]\dfrac{equity}{debt}=\dfrac1{0.54}\[/tex]
Adding denominator to numerator on both the sides we get,
[tex]\dfrac{equity+debt}{debt}=\dfrac{1+0.54}{0.54}[/tex]
[tex]\dfrac{equity+debt}{debt}=\dfrac{1.54}{0.54}[/tex]
Thus, weight of debt=[tex]\dfrac{1.54}{0.54}[/tex]
Now,
Weighted average cost of capital=(Weight of equity) × (cost of equity)+(Weight of debt)×(Cost of debt)×(1-tax rate)
[tex]\dfrac{1}{1.54}\times (0.119)+\dfrac{0.54}{1.54}\times(0.062)\times(1-0.40)\\\\=0.07727+0.02174(0.60)\\\\=0.07727+0.02174(0.60)\\\\=0.07727+0.013044\\\\=0.090314\approx9.03\%[/tex]
Hence, the weighted average cost of capital is 9.03%.
Microsoft and Intel are two companies that illustrate the concept of "bargaining power of suppliers" in Porter's five forces model of industry competition. Group of answer choices
Answer:
True
Explanation:
Intel is a major computer hardware supplier in the world, and its friend Microsoft buys hardware parts from them which it uses in manufacturing computers such as processor chips.
In respect to the bargaining power of suppliers in Porter's five forces model of industry competition, Intel acts as a supplier to Microsoft. And because of Intel's bargaining power like its market dominance and limited competitors, it can set prices which the–Microsoft has no choice but to purchase.
A vision statement describes… Group of answer choices selected aspects of company operations intended for dissemination to customers and competitors how a company wishes to view itself in the future as an extension of what it is doing now an organization’s customers, product, and chosen manner of bringing the product to the customer the organization’s idealized view of how it wishes to see its employee behave toward customers
Answer:
how a company wishes to view itself in the future as an extension of what it is doing now.
Explanation:
A vision statement describes how a company wishes to view itself in the future as an extension of what it is doing now. Generally, it is an ideal future conditions that aligns with the purpose for which an organization or business is in operation.
Simply stated, a vision statement answers the question of what an organization would want to be, by combining its current and future objectives.
For instance, XYZ company might state that its vision statement is to create a better everyday life for everyone living in the world.
Fontaine and Monroe are forming a partnership. Fontaine invests a building that has a market value of $366,000; the partnership assumes responsibility for a $133,000 note secured by a mortgage on the property. Monroe invests $108,000 in cash and equipment that has a market value of $83,000. For the partnership, the amounts recorded for Fontaine's Capital account and for Monroe's Capital account are:
Answer:
FONTAINE'S CAPITAL ACCOUNT-
Particulars Amount$
Market value of the building 366,000
Less: Mortgage responsibility (133,000)
on building
Capital Investment 233,000
MONROE'S CAPITAL ACCOUNT-
Particulars Amount$
Cash Investment 108,000
Add: Market value of 83,000
equipment investment
Capital Investment 191,000
The sign on the shoe store door said: "Ninety-nine percent of our clients are satisfied customers!" They based this on the comment cards left by customers. What could have happened to make this sample biased?
a. The store clerks only gave comment cards to customers who were smiling when they left the store.
b. Not enough comment cards were returned.
c. The cards were only given to people who bought two pairs of shoes.
d. Not enough comment cards were given out.
Answer:
Option A
Explanation:
A biased sample is the one in which only that part of a lot is chosen as sample which works with the decision desired. As for in the given case, the store chooses to receive a review from the customers who are happy.
A smiling face confirms that the person is happy with the store service.
Thus, when we provide them the comment card maximum feasibility is that they shall write back a positive comment about the store service.
In this manner if comment card is not provided to unhappy customers, the opinion formed is a biased opinion.
Final Answer
Only customers with happy faces are given an option to fill the comment card.
Imagine you work as a server in a busy restaurant. One of your customers complains that she had to wait over 30 minutes for her food to arrive, and now that the food is here, it's cold. What could you do to ensure your customer still feels like she has received quality customer service?
Explanation:
In this case, the ideal would first be to be cordial with the customer, apologize for what happened and look for solutions that make the customer feel that the establishment is concerned with offering quality service.
Therefore, the attendant must readily be willing to exchange the cold food received and offer some courtesy to compensate for the problem, such as offering a free drink or a discount for the next trip to the restaurant.
That way, the customer will be able to understand what failures can happen, but how the restaurant deals with them is what makes the difference, and then feel satisfied with the solution to their problem and return to the restaurant to get a better experience.
In the _____ form of e-commerce, firms want to develop buyer loyalty and repeat business but seldom develop a close working relationship with individual buyers.
Answer: business to consumer
Explanation:
E-commerce simply means buying of goods and services online through the internet. Since it's a digitalized world now, this is common.
In the business to consumer form of e-commerce, firms want to develop buyer loyalty and repeat business but seldom develop a close working relationship with individual buyers.
Jill buys a refrigerator and pays the company to have it delivered. While the contract covers both a good and a service, this transaction is likely governed by:
Answer:
Article 2 of the UCC(Uniform Commercial Code).
Explanation:
UCC is said to be an acronym which stands for the Uniform Commercial Code; this is seen also to govern many different forms of contract interactions. Article 2 in most cases are seen to cover common issues ranging from
i). Goods definition of i.e any tangible item that can be moved.
ii). Situations involving missing terms in a contract, such as a missing quantity, price etc.
iii) Contract modifications and lastly
iv). Exchanges of consideration for items of value.
Alot of research has shown in most cases that article 2 is a popularly cited provision in this body of statutes, since it governs contracts for the sale of goods between merchants or between a merchant and a non-merchant.
Paula is 24 years of age and owns a $20,000 whole life policy with a guaranteed insurability rider. At age 25, Paula exercised her first option without proving insurability and purchased another $20,000 policy. At age 27 Paula contacted the insurer and asked if she could exercise her next option a year early. How will the insurer respond
Answer:
The insurer shall inform Paula that she cannot move towards the next option date but she can buy some more insurance, by proving her insurability.
Explanation:
Insurability rider is a kind of option that is available only in some health insurance policies. Where it is guaranteed it provides for the extra benefit where the person can get to buy another insurances to following the minimums and maximums, but at a specific defined future dates.
This shall ensure for the benefit of the user buying the insurance as they do not have to go through any further examination for buying the insurance.
Here, also the insurer can ask her to buy another insurance as with the explained reasons stated above.
Hewlett and Martin are partners. Hewlett's capital balance in the partnership is $60,500, and Martin's capital balance $57,500. Hewlett and Martin have agreed to share equally in income or loss. Hewlett and Martin agree to accept Black with a 30% interest. Black will invest $31,500 in the partnership. The bonus that is granted to Black equals:
Answer:
????
Explanation:
Downloading music tracks owned by record companies without paying for them is an example of a violation of: Question 3 options: A) copyright law. B) patent law. C) privacy law. D) trademark law.
Answer:
A) copyright law
Explanation:
The copyright law is one which protects the original author's work, e.g movies, music etc, from unlawful distribution or redistribution. The law guides against the inappropriate redistribution of the work. In each country, there is always a government organization that regulates and protects an author's right by copyright.
It is an offence to disobey the copyright law, as the author has the right to charge the offender to a law court for required prosecution.
On January 1, 20X1, Brecon Co. installed cabinets to display its merchandise in customers' stores. Brecon expects to use these cabinets for five years. Brecon's 20X1 multi-step income statement should include
Answer:
One fifth of the cabinet costs in selling expenses.
Explanation:
Here brecon will account for a fraction of the cost of the cabinet in its selling expenses each year for the period used, five years. This is because the cabinet is seen as a selling expense here. The apportioned cabinet expense for the year will therefore appear under operating expenses in the multi step income statement
"A review of major newspapers across the United States reveals that "help wanted" advertisement lineage has been decreasing. This is a:"
Answer: leading indicator showing that economic activity is going to increase
Explanation:
From the question, we are informed that a review of major newspapers across the United States showed that "help wanted" advertisement lineage has been decreasing.
This simply means that there's going to be an increase in the economic activity. This is due to the reduction in "help wanted" as it seems many individuals can now meet their needs. This will have a positive effect on the economy.
W.C. Cycling had $55,000 in cash at year-end 2007 and $25,000 in cash at year-end 2008. Cash flow from long-term investing activities totaled _$250,000, and cash flow from financing activities totaled $170,000. Required: a) What was the cash flow from operating activities? b) If accruals increased by $25,000, receivables and inventories increased by $100,000, and depreciation and amortization totaled $10,000, what was the firm's net income?
Answer:
a) 50,000
b) 115,000
Explanation:
Cash flow from operating activities and Net Income can be calculated as follows
DATA
Opening cash balance = $55,000
Closing cash balance = $25,000
Long term investing activities = $250,000
Cashflow from financing activities = $170,000
Requirement A: Cash flow from operating activities
$
Investment 250,000
Less:
Cash flow from financing activities (170,000)
Opening Cash balance (55,000)
Add:
Closing cash balance 25,000
Operating cash flows 50,000
Requirement B: Net Income
Operating cash flows 50,000
Add:
Increase in receivables and inventory 100,000
Less:
Increase in accruals 25,000
Depreciation 10,000
Net Income 115,000
Jason Thomas has invested $200,000 in a privately held family corporation. The corporation does not do well and must declare bankruptcy. What amount does Thomas stand to lose?
Answer: $200,000
Explanation:
As this is a privately held corporation, the shareholders are not personally liable in the case of bankruptcy as they are separated from the business.
However, they will incur some liability which will be up to the extent of the money that they invested. In this case Jason invested $200,000 so should the company declare bankruptcy, Jason is liable up to only the amount that Thomas invested which would be $200,000.
An international cooperative venture involving the voluntary participation of three or more countries in an economic or political association is known as ___
Answer:
Supranational.
Explanation:
This organisation is explained to be a multinational association where member of the countries that are involved are seen to posses authority and sovereignty on at least some internal matters to the group, whose decisions are binding on its members. Sharing of ideas in certain decision making comes to play especially on those matters that will directly affect each country's citizens. Organisation of this kind is seen to offer ways which aids the setting of international rules governing the affairs of nations, with an eye to preventing conflicts. Also , supranational organizations in cases of this kind often allow member states greater collective influence in global affairs.
ABC reports sales of $100 million. Accounts receivable at the beginning and end of the year are $6 million and $9 million, respectively. What is the amount of cash received from customers? (in millions)
Answer:
the amount of cash received from customers is $97 million.
Explanation:
The cash received from customers can be determined by opening a Total Receivables T-Account.
Total Receivables T-Account
Debit :
Beginning Balance $6 million
Sales $100 million
Totals $106 million
Credit :
Ending Balance $9 million
Cash Received from Customers (Balancing figure) $97 million
Totals $106 million
Looking forward to next year, if Baldwin’s current cash balance is $17,334 (000) and cash flows from operations next period are unchanged from this period and Baldwin takes ONLY the following actions relating to cash flows from investing and financing activities: Issues 100 (000) shares of stock at the current stock price Issues $200 (000) of long-term debt Pays $40 (000) in dividends Which of the following activities will expose Baldwin to the most risk of needing an emergency loan? Select: 1Save Answer Sells $5,000 (000) of their Long-term assets Purchases assets at a cost of $15,000 (000) Retires $20,000 (000) in long-term debt Liquidates the entire inventory
Answer:
The activity that will expose Baldwin to the most risk of needing an emergency loan is:
Retires $20,000 (000) in long-term debt
Explanation:
If Baldwin wants to retire the long-term debt of $20 million, it requires an emergency loan because the available cash is not enough to settle the long-term debt. Emergency loans charge higher interest rates. Given the risk of debt default, putting itself in the position of having to retiring $20 million at a time is not so palatable. Such long-term debts are better retired with long-term finance sources, like issuing shares.
Assume that laws have been passed that require the federal government to run a balanced budget. During a recession, the government will want to implement _____________________ but may be unable to do so because such a policy would ____________________________.
Answer:
Expansionary fiscal policy; lead to a budget deficit
Explanation:
A balanced budget is when the income of the government equals government's spending
A recession is when the GDP of a country for two consecutive quarters is negative. It is a period of slowdown in economic activities.
If there is a recession, the government would want to increase money supply by conducting an expansionary fiscal policy but would be prevented from doing so because of the balanced budget rule as an expansionary fiscal policy would lead to a budget deficit.
A budget deficit is when government spending exceeds income
A business borrowed $51,873 on March 1 of the current year by signing a 30 day, 6% interest bearing note. Assuming a 360-day year, when the note is paid on March 31, the entry to record the payment should include a
Answer:
Debit to interest expenses for $259
Explanation:
Entry of Payment
Date Account Title and Explanation Debit Credit
Mar 31. Note Payable $51,873
Interest expenses $259
($51,873 * 6% * 30/360)
Cash $52,132
(TO record payment)
Taylor is a procurement specialist for Hillside Corporation. He is reviewing contracts, and notices a pattern between three particular contractors. Contractor A bid the lowest on the first job, Contractor B bid the lowest on the second job, and Contractor C bid the lowest on the third job. All three contractors bid on all three jobs. Which of the following is a potential scheme perpetrated by these contractors?
a. Bid tailoring
b. Bid rotation
c. Complementary bids
d. Phantom bids
Answer:
B
Explanation:
Bid rotation is when contractors collude and take turns in winning a bid. Colluding contractors submit bids but take turns being the low bidder.
Bid-tailoring is when an employee in collusion with a contractor tailors bid specifications to give an unfair advantage to a certain contractor.
Complementary bids are bids intended only to give the appearance of a genuine bid. Colluding bidders submit higher priced or deliberately defective bids to in order to ensure the selection of the designated winner at inflated prices.
Phantom bids are fake bids