The interest rate would fall and the quantity of money demanded would:
a. increase if there were a shortage in the money market
b. decrease if there were a shortage in the money market
c. increase if there were a surplus in the money market
d. decrease if there were a surplus in the money market
Answer:
c. increase if there were a surplus in the money market
Explanation:
The interest rate can be regarded as amount that lender charges s result of using his/her assets which is usually expressed as a percentage of principal amount. It could be typically annual basis which is annual percentage rate. These Asset could be building, cash and so on.
Demand for money can be regarded as
desired that involves holding of financial assets which is in money form .The quantity of money demanded can go up or down with respect to fluctuation of the interest rate.
It should be noted that The interest rate would fall and the quantity of money demanded would increase if there were a surplus in the money market
Jay recently was promoted to a management position in a firm that had been extremely bureaucratic. However, the environment changed dramatically and the new management team knew it needed to change the organization quickly if it was to survive. Jay suggested that the management team allow the employees to develop more confidence in their ability to do a good job by sharing power with them. The others on the team were skeptical, but they allowed Jay to experiment. In this situation Jay is suggesting using __________ to increase employee confidence in their ability to do the job.
Answer:
Empowerment
Explanation:
Employee management is done in different ways. Some managers prefer to take charge and instruct their reports on what to do. This approach puts a lot of pressure on the manager because his input is needed in every activity.
Another method of employee management is empowerment. This involves assigning responsibility over various aspects of the job to employees and holding them accountable for the outcome.
This way employees feel valued and their confidence grows.
Jay is trying to use empowerment to increase employee productivity by allowing the employees to develop more confidence in their ability to do a good job by sharing power with them.
Competitive advantage __________. Question 2 options: information collected from multiple sources, such as suppliers, customers, partners, and industries that analyzes patterns, trends and relationships for strategic decision making. Evaluates an organizations strengths, weaknesses, opportunities, and threats. Extraction of information from data and using it to predict future trends and identifying behavioral patterns. is a feature of a product (or service) on which customer
Answer:
is a feature of a product or service on which customer places a greater value than they do on similar offerings from competitors.
Explanation:
Competitive advantage can be defined as conditions, factors or circumstances that allow a business firm (organization) to manufacture finished goods or services better and perhaps cheaper than other (rival) firms in the same industry. Thus, it's responsible for putting a business firm in a superior or more favorable position than rival firms.
This ultimately implies that, a competitive advantage has a significant impact on a business because it increases its level of sales, revenue generation and profit margin when compared to rival firms in the same industry.
In conclusion, competitive advantage is a feature that makes a customer to place a greater value on the product or service of a particular company than they do on similar products or services from its competitors (rivals) in the same industry.
Angelo was all set to start his new business. Although he did not have as much cash as he would have liked, he figured that once the business got going, the cash generated from sales would keep the business running. He was surprised, however, that sales weren't as strong as he thought and now he is cash-strapped. Angelo is experiencing a common problem known as ______.
Answer:
The answer is undercapitalization
Explanation:
It is evident that the business is undercapitalized. Undercapitalization is a situation when a company/firm does not have enough or the needed funds to run the business operations or pay his creditors.
Angelo is undercapitalized because her sales are not generating the needed cash flows coupled with her inadequate capital. So she needs to raise enough capital or develop new strategy to increase her sales.
The Simpsons are buying the Martin's house for $415,000, and closing is set for March 15. The Martins have a loan balance of $230,000 at a rate of 4.7% and have prepaid property taxes ($2,506) and insurance ($1,400), and they also have mortgage interest to consider. Using a 365-day proration method, calculate the prorated amount the Simpsons will owe the Martins at closing. Assume February has 28 days this year. The sellers own the day of closing.
Answer:
$1,997.62
Explanation:
Calculation to determine the prorated amount the Simpsons will owe the Martins at closing.
First step is to Calculate daily rates for taxes to be prorated
Daily rates for taxes=$2,506 ÷ 365
Daily rates for taxes= $6.87
Second step is to calculate Martins pay for the first 74 days which is January 1 through March 15
Pay=74 x $6.87
Pay= $508.38
Now let determine the prorated amount
Prorated amount=$2,506 - $508.38
Prorated amount= $1,997.62
Therefore the prorated amount the Simpsons will owe the Martins at closing is $1,997.62
Executive headhunters have approached Charles about taking the position of senior vice president of marketing for a well-known company. Although this company has been highly successful since 1995, Charles has heard persistent rumors of overly aggressive marketing tactics, questionable reporting of sales data, and an atmosphere of intolerance of criticism. The CEO is a powerful and charismatic individual, who built the company from a small regional firm to an international powerhouse in only a decade. The other top managers have been hand-picked by the CEO, as have a number of the members of the board of directors. The salary for this position is very high and includes generous stock options. It would be a major step up in Charles's career and would position him to move to CEO of another company in the future. Charles has prided himself on his high moral values and is viewed as an exceptionally ethical person by his peers. What should Charles do?
Answer: d.Charles should not take the job because the culture of the organization is set by the CEO and other top managers. He would have little influence on the organizational culture as one of many top managers
Explanation:
Since Charles has prided himself on his high moral values and is viewed as an exceptionally ethical person by his colleagues, then this isn't the right job for him.
Since he has heard rumours of overly aggressive marketing tactics, questionable reporting of sales data, and an atmosphere of intolerance of criticism, this doesn't tally with his high moral values.
Also, since the CEO and other top managers sets up the organizational culture of the company, he would have little influence on the organizational culture as one of many top managers.
True or false: A reduction of the deferred revenue account can be interpreted as a leading indicator of lower future revenues. Explain False. Revenue is recognized when the deferred revenue liability increases. If the deferred revenue account has decreased, more cash came in from customers and more revenue will be recognized in the future. True. Revenue is recognized when the deferred revenue liability decreases. If the deferred revenue account has decreased, less cash came in from customers and less revenue will be recognized in the future. False. Revenue is recognized when the deferred revenue liability decreases. If the deferred revenue account has decreased, less cash came in from customers and more revenue will be recognized in the future. True. Revenue is rec
Answer: True
Explanation:
Revenue is recognized when the deferred revenue liability decreases. If the deferred revenue account has decreased, less cash came in from customers and less revenue will be recognized in the future. Which proves that a reduction of the deferred revenue account can be interpreted as a leading indicator of lower future revenues.
A city that uses encumbrance accounting places a purchase order for three fire trucks at a cost of $100,000 each, specifying that two are to be delivered in March and one in August. The vendor delivers the first two trucks and sends an invoice for $200,000. How should the city handle the encumbrance accounting when it prepares the $200,000 voucher to pay for the first two trucks
Answer:
c. It should reduce encumbrances by $200,000
Explanation:
Based on the information given the city should handle encumbrance accounting when it prepares the $200,000 voucher to pay for the first two trucks by REDUCING THE ENCUMBRANCES by the amount of $200,000 which represent the amount for the trucks received, calculated as ($100,000 * 2 trucks).
Therefore IT SHOULD REDUCE ENCUMBRANCES BY $200,000
Segmented income statements ______. Multiple choice question. may be prepared for activities at many levels in a company should only be used for profit centers are best used to determine which locations are profitable, rather than which product lines are profitable may be prepared for the various departments in the company, but not for specific product lines
Answer:
may be prepared for activities at many levels in a company
Explanation:
Income statement shows the revenues and expenses that a business unit has over a specific period.
Segmented income statement is used to show details of revenue and expenses of different units of an organ at the same time.
It could be arranged by location, product line, department, territory, or sales person.
When the revenues and expenses of different departments is displayed together it helps management make comparison to identify underperforming departments, which helps in planning intervention to boost profit in those departments.
Charles and Marcia are married, cash-basis taxpayers. In Year 2, they had interest income as follows: $500 interest on federal income tax refund $600 interest on state income tax refund $800 interest on federal government obligations $1,000 interest on state government obligations What amount of interest income is taxable on Charles and Marcia's Year 2 joint income tax return?
Answer:
$1900
Explanation:
Calculation to determine What amount of interest income is taxable on Charles and Marcia's Year 2 joint income tax return
Using this formula
Taxable interest income=Interest on federal income tax refund+Interest on state income tax refund+Interest on federal government
Let plug in the formula
Taxable interest income=$500 +$600+$800
Taxable interest income=$1,900
Therefore the amount of interest income that is taxable on Charles and Marcia's Year 2 joint income tax return is $1,900
MY FINAL QUESTION 80 POINTS! TAKE your time :) Look at image below
Task3
Your Blog
Evaluate your blog using the data analytics provided in the blog-hosting service. Then, create a report that summarizes your blog activities.
Investigate and analyze your blog activities. You will understand how blogs can be effective and what are the challenges involved in creating effective blogs and social media platforms. Use graphics, charts, and other forms of visual data to analyze your blog activities.
Explanation:
Understand your audience. ..Create your blog domain. ...Customize your blog's theme. ...Identify your first blog post's topic. ...Come up with a working title. ...Write an intro (and make it captivating). ...Organize your content in an outline. ...Write your blog post!this is the guidence how to make blog
I hope u find this helpful
i have a few questions about finance. PLease answer correctly and completely! thx
Which product is an example of perfect competition?
A.
food grains where products are homogeneous
B.
computers, where there are many competitors with slightly differentiated products
C.
aerated cold drinks, where there are two competitors
D.
bicycles, where buyers and sellers have some control over the price
E.
gold where there is only one seller
The database of Aster Corp. was hacke.d and confidential data was leaked to its competitors. This resulted in a huge financial loss and a loss of goodwill for the company. What is this business risk known as?
A.
operational risk
B.
exchange risk
C.
political risk
D.
expansion risk
E.
survival risk
Answer 1:
B is the answer.
Computers where there are many competitors with slightly differentiated products.
Explanation:
A market is characterized as a Perfect Competition where there are many buyers, many sellers and the products are either homogenous or slightly differentiated. There is also perfect knowledge about all the products and the nonexistence of monopoly. That is, no player in the market has leverage over which they can manipulate prices in their favor.
Answer 2:
A is the correct answer.
Operational Risk.
Explanation:
When there is the possibility for a loss arising from a dysfunctional internal process(es), inefficient employee(s), or even from external events, with a link to the internal dynamics of a company, the business is said to be exposed to Operational Risks.
Answer 3:
When there is an increase in interest rate, the following takes place:
Businesses shy way from borrowing from the bank(due to the loss of leverage or increased cost of borrowing when they do) Production Cost increasesWhen production costs increase prices of finished goods increasesthe above leads to a decrease in demand for finished goodsand ultimately Consumer spending goes downCheers
Please help
1. What are the disadvantages of labour intensive?
Answer:
Labour intensive is when products are mainly produced by human workers.
...
Labour intensive.
Advantages Disadvantages
Less expensive machinery costs Skilled workers take time to train
Humans can use their own initiative and problem solve Skilled workers will be paid more than unskilled workers
Explanation:
HOPE IT HELPS!
When the Fed is acting as fiscal agent for the Treasury, it will
Select one:
a. buy securities from the Treasury, thereby providing the Treasury with money to pay the government's bills.
b. receive and process bids for Treasury securities in preparation for the Treasury's auction of securities.
c. serve as a lender of last resort.
d. supply the Treasury with paper money whenever the Treasury does not have enough funds to meet its bills.
e. supervise the Treasury by examining its books.
Answer:
b. receive and process bids for Treasury securities in preparation for the Treasury's auction of securities.
Explanation:
The Fed and their regional banks are authorized by the Federal Reserve Act of 1913 to act as fiscal agents if the Secretary of the Treasury requires them to do so. Theoretically, this shouldn't be a normal activity, it should only happen on demand of the Secretary of the Treasury.
Mary Delany, owner of Delany Salsas, is curious to know whether the new packaging for her line of salsas is being noticed by supermarket consumers. Accordingly, she ventures out to the local supermarket and passively watches the reactions of shoppers as they pass by one of the many Delany Salsas displays. Mary Delany is collecting ____ data through ____ methods.
Answer:
primary/observational
Explanation:
The primary data may be defined as the data or the information that is collected by the researcher or the experimenter directly from the subjects through any interviews or surveys. It is a first hand information or data collected directly from the source.
In the context, Mary Delany is collecting or gathering the data which is considered as a primary data through an observational methods. The data collected by Mary is primary because she collected the data first hand directly by visiting the local supermarkets from the customers.
And the method of gathering data is observational as she collected data by observing the people or the customers coming to the supermarkets and not by interviewing them.
So, the answer is primary/observational.
The owner of Leonardo's Pizza recently decided that Gainesville was too small for his business; he needed to expand. He has decided to open a new pizza parlor in Trenton so new people will be exposed to his famous pizzas, which until recently had only been enjoyed by the lucky people who live in Gainesville. Leonardo is trying to extend the life cycle of his brand so he can be in business for a very long time. Which strategy is Leonardo using to do this
Answer:
Market Development
Explanation:
From the question we are informed about The owner of Leonardo's Pizza who recently decided that Gainesville was too small for his business; he needed to expand. He has decided to open a new pizza parlor in Trenton so new people will be exposed to his famous pizzas, which until recently had only been enjoyed by the lucky people who live in Gainesville. Leonardo is trying to extend the life cycle of his brand so he can be in business for a very long time. In this case, Leonardo using Market Development strategy
Market development can be regarded as growth strategy which involves identification as well as development of new market segments for current products. market development strategy base it's targets on non-buying customers as regards the currently targeted segments. There is also a plan for new customers in new segments. It is another way of expanding sales.
Zeus is considering running a business. He likes the idea of taking on a partner to share in the upstart costs. What are the risks of a partnership?
The biggest risk of a partner is that they share ____ (choices: profits, political ideals, office space) and ____ (choices: stockholders, losses, administrative assistants)
Answer:
profits; losses.
Explanation:
A partnership can be defined as a type of business ownership in which two or more individuals come together to start up a business and share the profits made together.
Basically, there must be mutual understanding and assent between the parties involved in the establishment or creation of a partnership form of organization (business).
Additionally, a partnership form of business is considered to be one of the easiest type of business to start up or form once there is an agreement between two or more individuals to establish a lawful and legal business.
However, the biggest risk of a partnership is that they share profit and losses. Also, partners in a partnership form of business are liable to lawsuits, debts owed to creditors and lawsuits with respect to the business.
Which of the following is true about business purchases? Business purchases are usually quicker and more informal than are consumer purchases. Business purchases involve fewer participants in decision making compared to consumer purchases. Purchasing agents are absent in business purchases. Business purchases involve more professional purchasing effort than consumer purchases. Business purchases involve less technical and economic considerations compared to consumer purchases.
Answer:
Business purchases involve more professional purchasing effort than consumer purchases.
Explanation:
A form of business purchase where the purchaser received the assets of the business without presuming the liabilities. Here the purchase price should be distributed to the business assets and the same should become the part of the business purchase agreement. Also as the name suggest it means the purchase done for the business purpose that become professional not for the personal purchase or consumer purchase
The citizens of the United Sates live and work in a...
A.) Closed economy
B.) Command economy
C.) Mixed market economy
D.) Pure market economy
Answer:
Mixed market economy
Explanation:
the citizens of America is very diverse
Think of an advertisement that you found particularly effective. Describe the product and the advertisement. Explain why you believe it was effective.
Answer:
I find that the advertisment towards the south korean pop Band BTS directed towards a variety of ages is very effective. They promote their music on all social media plataforms which is obviously directed towards teens and People in their 20s. They make an annual 50 million dollars
Explanation:
My hips dont lie
During January, the production department of a process operations system completed and transferred to finished goods a total of 50,000 units. At the end of January, 10,000 additional units were in process in the production department and were 70% complete with respect to labor. The beginning inventory included labor cost of $41,000 and the production department incurred direct labor cost of $325,500 during January. Compute the direct labor cost per equivalent unit for the department using the weighted-average method.
Answer:
$6.43
Explanation:
Total equivalent unit = Completed and transferred to finished goods + Work in process inventory (70%) complete in labor
Total equivalent unit = 50,000 + 10,000*70%
Total equivalent unit = 50,000 + 7,000
Total equivalent unit = 57,000
Total direct labor cost = WIP labor expenses + Direct labor cost incurred during January
Total direct labor cost = $41,000 + $325,500
Total direct labor cost = $366,500
Direct labor cost per equivalent unit =Total direct labor cost / Total equivalent units
Direct labor cost per equivalent unit = $366,500 / 57,000 units
Direct labor cost per equivalent unit = $6.4298246
Direct labor cost per equivalent unit = $6.43
A person performs a cost-benefit analysis in order to:
A. calculate the expenses of multiple businesses competing in the
same market.
B. evaluate the possible positive and negative effects of different
economic decisions.
C. analyze economic data to reach general conclusions about a
country's economy.
D. determine the tax rates a business will pay depending on its
profits in a year.
o
Answer:
B. evaluate the possible positive and negative effects of different economic decisions.
Explanation:
Cost-benefit analysis (CBA) is used to examine and compare the cost associated with a project or task and the benefits derived from it.
Simply stated, cost-benefit analysis is a form of utilitarianism commonly used by individuals, business firms and government in the decision-making process, as all the cost incurred are determined and analyzed.
This ultimately implies that, it may be used to determine how changes in differing levels of activities such as costs and volume affect a company's operating income and net income.
Cost-benefit analysis (CBA) sums the total cost associated with a project (activity) and compares this cost against the total benefits that would be generated. Thus, it helps in the decision-making process by comparing the net present value (NPV) of the cost of a particular project with the net present value (NPV) of its benefits.
Hence, a person performs a cost-benefit analysis in order to help him or her evaluate the possible positive and negative effects of different economic decisions with respect to an investment, project, activity, or programme.
QUESTION 10 of 10: You've been meaning to fix those rotted boards on your porch for years. Finally, last week the deck gave way. The
replacement will cost you $3,000. Will you be able to recover the cost of replacement (less your deductible) from your homeowner's
insurance?
O a) Yes
b) No
Answer:
B no
Explanation:
Because they don't cover such matters.
As per the question, you are fixing the rotten boards on the porch for years and finally, the deck gave way. Replacement of the entire set will cost about 3000 dollars.
As in order to recover the replacement from the homeowner's insurance with the amount of 3000 is not possible and replacing the damaged item will not be helpful as the company will not be paying for it.Hence the option is No.
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Lorenzo just received a prestigious fellowship to study abroad for a year! However, he still has six months left on his one-year apartment lease. His landlord has given him permission to draw up a new agreement with his sister Maggie, whereby Maggie will live in the apartment, pay rent to Lorenzo, and then Lorenzo will pay the landlord. This is an example of ______.
Answer:
Assignment
Explanation:
Since in the given situation it is mentioned that Lorenzo has received the fellowship for studying abroad for a year but he needs to stay 6 months in the apartment also at the same time the landlord gives the permission for the new agreement with his sister where his sister pay the rent to him and then he pay the rent to landlord so this represent the assignment which needs to be followed for the 6 months anyhow
elect a product or service to sell.
Now determine the target market for your product or service by answering the following questions in a table:
Are your target customers male or female?
How old are they?
Where do they live? Is geography a limiting factor for any reason?
What do they do for a living?
How much money do they make? This is important if you are selling expensive or luxury items.
What other aspects of their lives matter? For example, do they need to be homeowners?
Now, identify your product or service and explain what your target market is and why.
Answer:
what is your main question
A big mining company wants to open a mine . The social costs are greater than the social benefits. Should the company carry on with this project or not?
Answer: They should not
Explanation:
The Social cost of a project refers to the total cost that society incurs as a result of the project. This includes the actual costs to the investors as well as the cost to society such as pollution. Likewise the social benefit is the entire benefit that accrues from the project.
When using the Social Cost Benefit Analysis, one should not pick a project that has a higher social cost than social benefit because it would lead to a social loss. In order words, the project would cost society more than society would benefit from it so there is no need to embark on such a project.
Which of the following is an example of a specific purpose? A. I want my employees to understand and follow the new dress code policy. B. I want to persuade my team. C. I would like ABC Company to select us as the bank to serve their employees' banking needs. D. a and c
Answer:
D. a and c
Explanation:
I hope it helps.
In December of Year 4, John (a cash-basis taxpayer) received a $2,000 payment from Tom who signed a year's lease to rent John's house. The $2,000 payment consisted of the following:
1st Month's Rent (for the month of December, Year 4) $800Last Month's Rent (for the month of December, Year 5) 800Security Deposit (to be returned at end of lease) 400
How much should John include as rental income on his Year 4 tax return as a result of the $2,000 payment?
Answer:
John should include $1,600 as rental income on his Year 4 tax return as a result of the $2,000 payment.
Explanation:
As a cash-basis taxpayer, John's taxable income is based on the actual cash receipts and payments made in the accounting period. The refundable part of the rent should not be included as rental income since it is a security deposit that would be returned at the end of the lease period. If John were an accrual-basis taxpayer, the rental income to be included would have been only $800 representing income for Year 4.
Monetary policy refers to Question 23 options: actions taken by banks and other financial institutions regarding their approaches to lending, account management, etc. changes in the money supply to achieve particular economic goals. changes in government expenditures and taxation to achieve particular economic goals. the change in private expenditures that occurs as a consequence of changes in the money supply.
Answer:
changes in the money supply to achieve particular economic goals.
Explanation:
Monetary policy can be defined as the actions (macroeconomic policies) adopted and undertaken by the central bank of a particular country (Federal Reserve System in the United States of America) to control the money supply and interest rates so as to boost or enhance economic growth.
Basically, monetary policies are used by the central bank to manage inflation, economic growth through long-term interest rates and level of unemployment in a country. In order to boost economic growth, the national government through its central bank introduces monetary policy to increase money supply (liquidity). Also, a monetary policy can be used to prevent inflation through the reduction of money supply at a given period of time.
Furthermore, money supply comprises of checks, cash, money market mutual funds (MMF) and credit (mortgage, bonds and loans).
In conclusion, monetary policy refers to changes in the money supply adopted by the central bank to achieve particular economic goals.
Directions
Use the Internet to find an article that deals with the financial records of a business. Once you have found and read your article, record your summary and the link location using the following format in the box below. Be sure to include the URL links you used as resources in the space below. Submit your work below.
Paragraph #1 - Summary of article and link
Paragraph #2 - How it relates to entrepreneurship
Paragraph #3 - Your opinion of how the business will do in the next few months based on its financial records.
Answer:
Business Financial Record
The financial records of a business is a representation of where the money the business earns comes from and where the money is being directed as well as the current status of the money earned, (source, U.S. Securities and Exchange Commission website) Financial records includes; General accounting books, Banking records, debtor's records, creditor's records, expenses records, tax records, grant details, contract records, list of assets, employee payments, cashbook records, and stock records (Source Australian Charities and Not-for profits commission website)
How it relates to entrepreneurship
An entrepreneur, venturing into a business, where capital investments are and resources are put, revenue is collected, stocks are sold, and factors of production such as equipment are purchased, can best maintain the financial health of the business by keeping an accurate and up to date financial record, such that the cash flows are efficiently manage to obtain the right prices and interest rates from suppliers and lenders respectively (Gateway to Commercial Finance website)
Your opinion of how the business will do in the next few months based on its financial records
A business that consistently makes profits and incurs a fixed expenses is expected to grow, while a business that has limited revenue is expected to embark on novel approaches
Explanation:
A company's financial records show where the money it makes originates from, where it is going, and how much money it is making at any one time. (Source: website of the U.S. Securities and Exchange Commission).
Thus, According to the Australian Charities and Not-for-Profits Commission website, financial records include general accounting books, banking records, debtor's records.
The creditor's records, expenses records, tax records, grant details, contract records, a list of assets, employee payments, cashbook records, and stock records.
When starting a firm where resources and capital are invested, money is gathered, stocks are sold, and production factors like equipment are bought, an entrepreneur can best manage the financial health of the business.
Thus, A company's financial records show where the money it makes originates from, where it is going, and how much money it is making at any one time. (Source: website of the U.S. Securities and Exchange Commission).
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