Fultz Chiropractic should add the promised shares to the diluted EPS calculation in the year 2020 because the organization guaranteed the shares to Colby Stockholders in August 2020, coinciding with the two-year anniversary of the acquisition.
What is diluted EPS?Diluted Earnings Per Share takes into account the possibility that an organization may issue additional shares of stock that could decrease the earnings per share of existing shareholders. Diluted EPS is calculated by including all potential additional shares in the EPS calculation.
For example, if an organization had convertible securities or stock options, the dilution effect on EPS would be determined by the quantity of shares that would be created if all of these securities were exercised.
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management desires an ending finished goods inventory each quarter of 20% of the next quarter's sales volume. each unit requires 3 kilograms of materials at a cost of $5 per kilogram. management desires an ending raw materials inventory each quarter of 10% of the next quarter's production needs. what is the budgeted production (in units) in q2?
A unit requires 3 kilograms of materials, which costs $5 per kilogram. Management also desires an ending raw materials inventory every quarter that is 10% of the next quarter's production needs. Management has a goal of achieving an ending finished goods inventory every quarter that is 20% of the next quarter's sales volume.
In Q2, what is the budgeted production in units?
Given data:Desired ending finished goods inventory per quarter = 20% of the next quarter's sales volume Desired ending raw materials inventory per quarter = 10% of the next quarter's production needs Cost of each unit of raw material = $5. Quantity of raw materials required per unit = 3 kilograms. Solution:Let the budgeted production in units be x. Then:Materials required per unit = 3 kilograms Cost of 1 kilogram of raw material = $5. So, the cost of raw materials required per unit = $5 × 3 = $15. Total cost of raw materials required for x units = $15x. Desired ending raw materials inventory per quarter = 10% of the next quarter's production needs Desired ending raw materials inventory in Q2 will be 10% of the production needs of Q3.In other words, desired ending raw materials inventory in Q2 = 10% of (production needs in Q3) = 0.1Q3. Production needs in Q3 will be x + desired ending finished goods inventory in Q2 (as this will be sold in Q3).Therefore, desired ending raw materials inventory in Q2 = 0.1 (x + 0.2Q3)But, Q3 is unknown.Now, we know that materials required for production = quantity of production × materials required per unit Desired ending finished goods inventory per quarter = 20% of the next quarter's sales volume Desired ending finished goods inventory in Q2 will be 20% of the sales volume in Q3.So, desired ending finished goods inventory in Q2 = 0.2Q3 In Q2, the following units are produced:x units will be sold in Q3So, the units in the finished goods inventory at the end of Q3 = 0.2Q3. The total units will be:x + 0.2Q3 = 0.2Q3 + xThe production needs for Q3 will be:x + 0.2Q3 - units sold in Q3 = desired ending finished goods inventory for Q3 (20% of Q4)Therefore,x + 0.2Q3 - x = 0.2Q30.2Q3 = x. Production needs in Q3 = 0.2Q3 + x.Therefore,desired ending raw materials inventory in Q2 = 0.1 (x + 0.2Q3) = 0.1 (0.2Q3 + x + 0.2Q3) = 0.04Q3 + 0.04x. Total cost of raw materials required for x units = $15x. Therefore, the total cost of raw materials required for Q2 will be $15x. Total cost of raw materials desired for ending inventory in Q2 will be the total cost of raw materials required for the production of 0.04Q3 units and 0.2Q3 units (which will be sold in Q3) = $15(0.04Q3 + 0.2Q3) = $3Q3. So, the total cost of raw materials required in Q2 will be:$15x + $3Q3. But, we know that production needs in Q3 = 0.2Q3 + x. Therefore, $15x + $3Q3 = $15x + $3(0.2Q3 + x) = $15x + $0.6Q3 + $3x = $18x + $0.6Q3. Now, budgeted production in units in Q2 = x = 0.6Q3/15 = Q3/25. Therefore, the budgeted production in Q2 is Q3/25 units.
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to reduce product development time, caterpillar connected its engineering and manufacturing divisions with its active suppliers, distributors, overseas factories, and customers, through . a. an extranet b. an intranet c. a transportation business center d. a third-party, value-added network
To reduce product development time, Caterpillar connected its engineering and manufacturing divisions through an extranet. Thus, the correct option is A.
What is an Extranet?An extranet is a private network that uses Internet technology and protocols to provide a company's customers, suppliers, and/or business partners with safe and secure access to its intranet. An extranet is a network that is separate from a company's public website but can be accessed via the internet.
A firewall is often used to create a secure private network that can be accessed via the internet. In conclusion, Caterpillar connected its engineering and manufacturing divisions with its active suppliers, distributors, overseas factories, and customers, through an extranet to reduce product development time.
Therefore, the correct option will be A.
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tom is the inventor of a personal fitness tracking device, and he is in the process of hiring employees after receiving investment funding. when considering how to structure his company, he should group of answer choices first establish a strategy and let that be his guide. choose the structure that will give him the most control. ask employees what structure they are most comfortable with. emulate the structure of the leading firm in the industry.
In the following question on organizational structure, The strategy that Tom should establish when considering how to structure his company is to group of answer choices first establish a strategy and let that be his guide.
What is organizational structure? Organizational structure refers to the method in which a company is arranged, and it has a significant impact on how the company functions. The organizational structure is the foundation of an enterprise, and it establishes how roles, power, and duties are distributed and how data flows through the organization. The process of structuring a company involves organizing workloads and job responsibilities, as well as determining how the different parts of the company will interact.
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Import-substitution industrialization (ISI) is an economic model that generally favors __________.
protectionism
Import-substitution industrialization (ISI) is an economic model that generally favors protectionism.
What is protectionism?It is an economic policy that aims to promote local production and domestic industries while decreasing dependence on imported goods. The import-substitution industrialization process is commonly used in developing countries to reduce foreign dependency and build up domestic industries.
The countries would build up domestic industries by implementing high tariffs, quotas, and other trade barriers to restrict the import of foreign goods. This leads to an increase in the demand for locally made products, thus creating a more robust economy.
However, the policy could also result in the formation of inefficient industries that lack competitiveness in the international market. The country could also be isolated from the global market.
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__________ do not actually produce goods, but they do provide their customers with time, place, and possession utility by making goods available when and where consumers want them.
Retailers do not actually produce goods, but they do provide their customers with time, place, and possession utility by making goods available when and where consumers want them.
What is retailing?Retailing is the sale of goods or merchandise from a fixed location, such as a department store, boutique, or kiosk, or by mail or online sales.
It is a distribution mechanism that links the producer to the consumer, with the retailer playing a vital role in making sure goods are available at the right time and place, as well as providing other utilities such as possession and information.
Retailers can buy products from producers or wholesalers and sell them to consumers at a higher price in order to make a profit.
They play a critical role in the economy by assisting manufacturers in getting their products to market and providing consumers with access to the products they need.
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ed and two of his friends created a lawn service business. all the neighbors knew of the business and several of them had used the service in the past. ann, a neighbor of ed's, was aware of the service and knew how much ed charged for cutting the lawns of the various neighbors. one day, she was complaining to ed that she was tired of cutting the grass on her lawn. ed asked her if she would like him to cut the grass. ann did not say a word, but smiled at the suggestion. ed proceeded to cut ann's lawn and then asked ann for payment. ann refused, saying that she had not formed a contract with ed. the matter went to court and the court found that there was a contract and ann must pay ed. the court said that any reasonable person would have expected payment as ed had expected. such a contract is known as an
The court found that there was an implied contract between Ed and Ann because Ann was aware of the lawn service business, had used it in the past, and was smiling at the suggestion of Ed cutting her lawn.
The implied contract refers to the contract that comes into existence from the actions and conduct of the parties involved.
There is no written or oral contract. It is inferred by the actions and conduct of the parties involved in the transaction. A contract may be implied by fact or implied by law.
The contract implied by fact is that contract which has been formed from the conduct of the parties involved in the transaction. This is also known as implied in fact.
The contract is implied by law when the court will form a contract where the parties involved in the transaction did not intend to form a contract. This is also known as a quasi-contract. Thus, the correct answer is Implied Contract.
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Compute the interest accrued on each of the following notes payable owed by Northland, Inc. on December 31:Use 360 days for calculations and round to the nearest dollar.Lender Date of Note Principal Interest Rate (%) TermMaple November 21 $23,000 10% 90daysWynam December 13 19,000 9% 60daysNahn December 19 21,000 12% 120days
In the following question, among the various parts to solve- Interest accrued on each of the following notes payable owed by Northland, Inc. on December 31 is Maple: $575, Wynam: $285 and Nahn: $840 respectively.
The given problem is of calculating the interest accrued on each of the following notes payable owed by Northland, Inc. on December 31. Let's calculate the interest on each note payable as follows:
1. Interest on Maple:Date of Note = November 21, 20XXTerm = 90 days Interest Rate = 10%Principal = $23,000
Calculation of Interest: Interest = (Principal × Interest Rate × Term) / (360)Interest = ($23,000 × 10% × 90) / (360)Interest = $5752.
2. Interest on Wynam: Date of Note = December 13, 20XXTerm = 60 days Interest Rate = 9%Principal = $19,000
Calculation of Interest: Interest = (Principal × Interest Rate × Term) / (360)Interest = ($19,000 × 9% × 60) / (360)Interest = $2853.
3. Interest on Nahn: Date of Note = December 19, 20XXTerm = 120 days Interest Rate = 12%Principal = $21,000Calculation of Interest: Interest = (Principal × Interest Rate × Term) / (360)Interest = ($21,000 × 12% × 120) / (360)Interest = $840
Therefore, Interest accrued on each of the following notes payable owed by Northland, Inc. on December 31 is Maple: $575, Wynam: $285 and Nahn: $840 respectively.
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You stay in a semi-urban setup and near your house, services for senior citizens are
extremely unreliable. How will you plan your service offering? What are the challenges you
will face while creating your service offering
To address the unreliable services for senior citizens in the semi-urban setup. A needs assessment can be conducted to identify the most pressing issues faced by the elderly community.
This information can then be used to develop a comprehensive service offering that caters to their needs. Challenges such as limited resources, lack of funding, cultural and language barriers, and inadequate support from the government or community may arise during the creation of the service offering. Overcoming these challenges will require collaboration with other organizations and stakeholders, leveraging resources, and using creative solutions such as technology to improve service delivery and outreach.
The goal should be to create a sustainable network of support for the elderly population in the community.
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at a price of $11, quantity demanded is 90; and at a price of $9, quantity demanded is 110. since total revenue by the price decrease, demand must be .
At a price of $11, quantity demanded is 90; and at a price of $9, quantity demanded is 110. Since total revenue remains the same by the price decrease, demand must be unit elastic.
The total revenue (TR) for a product is calculated by multiplying the price (P) by the quantity demanded (Q): TR = P x Q.
At a price of $11, quantity demanded is 90, so TR = $11 x 90 = $990.
At a price of $9, quantity demanded is 110, so TR = $9 x 110 = $990.
Since the total revenue remains the same after the price decrease, the demand must be unit elastic. This means that the percentage change in quantity demanded is equal to the percentage change in price. In other words, a 10% decrease in price led to a 10% increase in quantity demanded, resulting in no change in total revenue.
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assume that registers $s0 and $s1 hold the values 0x8000000000000000 and 0xd000000000000000, respectively. what is the value of $t0 for the following assembly code? add $t0, $s0, $s1
The value of $t0 for the given assembly code is 0x5000000000000000.
This is because the instruction "add $t0, $s0, $s1" adds the values held in the registers $s0 and $s1 and stores the result in $t0. Therefore, $t0 will have a value of 0x8000000000000000 + 0xd000000000000000 = 0x5000000000000000.
In more detail, the instruction "add $t0, $s0, $s1" adds the values held in the registers $s0 and $s1 and stores the result in $t0. In this case, $s0 holds the value 0x8000000000000000 and $s1 holds the value 0xd000000000000000.
When added together, these values are equal to 0x5000000000000000. Therefore, $t0 will have a value of 0x5000000000000000. This is because the instruction "add" adds the two values together and stores the result in the target register ($t0).
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Mr. Fiocchi filed his unextended 2017 Form 1040 on July 22, 2018 and had no reasonable cause for the delinquency. The return showed a $1,906 overpayment of tax (refund due). Compute Mr. Fiocchi's late-filing and late-payment penalty A, -0 B. S191 C. $286 D. $381
Criminal behavior, especially when committed by a minor, also known as delinquency. Mr. Fiocchi's late-recording and late-installment punishment D. $381 .
What is delinquency ?Misconduct suggests direct that doesn't adjust to the lawful or moral norms of society; It usually only applies to actions that would be considered illegal if carried out by an adult. As a result, it is distinct from a status offense, which is a term used in the legal systems of the United States and other nations to describe acts that are deemed wrong when committed by a minor but not by an adult. See juvenile court as well; justice for minors.Delinquent behavior is most common among 14- to 15-year-olds in Western countries. The majority of delinquent behavior at 14 involves minor theft. Assault and the use of a weapon are two examples of more violent and dangerous behaviors that become more common by 16 or 17 years old.
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disney facilitates skill transfer among its different business units. this is a function of what type of relatedness? a. operational b. corporate c. vertical d. multipoint
Disney facilitates skill transfer among its different business units. This is a function of the a) operational type of relatedness.
What's operational relatedness?The operational relatedness is the way in which the business units share their value chain's activities with each other. The business units can learn from each other and acquire the skills to perform better than the competition when the operations are related to one another.
For example, Disney Channel, Disney Store, and Disney World all provide information and feedback to each other, which helps them develop strategies that drive profits and increase sales. It also ensures that the management can enhance the efficiency and effectiveness of the value chain by leveraging the skills across the different businesses.
This also helps in leveraging the economies of scope to the fullest, which further improves the operational efficiency of the company.
Disney facilitates skill transfer among its different business units. This is a function of the operational type of relatedness. The operational relatedness is the way in which the business units share their value chain's activities with each other.
The business units can learn from each other and acquire the skills to perform better than the competition when the operations are related to one another. For example, Disney Channel, Disney Store, and Disney World all provide information and feedback to each other, which helps them develop strategies that drive profits and increase sales.
It also ensures that the management can enhance the efficiency and effectiveness of the value chain by leveraging the skills across the different businesses. This also helps in leveraging the economies of scope to the fullest, which further improves the operational efficiency of the company.
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why do most auditors use a substantive strategy instead of a reliance strategy for intangible assets
Most auditors use a substantive strategy instead of a reliance strategy for intangible assets because intangible assets lack physical existence and are not easily verifiable.
What are intangible assets?Assets with an intangible component lack a physical component. They can be classified as either identifiable or unidentifiable.
Identifiable intangible assets have identifiable and easily separable values, such as copyrights, patents, and trademarks. Unidentifiable intangible assets, on the other hand, have no specific monetary value, such as company reputation and goodwill.
Auditors and intangible assets auditors must keep a record of the intangible assets because they represent an essential component of an organization's value.
Most auditors use a substantive approach rather than a reliance strategy for intangible assets because of their unique nature.
A substantive approach involves performing various tests on an organization's financial statements to assess the completeness and accuracy of the recorded data.
Auditors may choose to use statistical sampling or other data analysis methods in a substantive approach. They may also use data extraction and interrogation tools to test the data for irregularities, inconsistencies, or inaccuracies.
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a company uses the dollar-value lifo inventory method. at the end of 2025 the cost index is 1.25 and the ending inventory at base year cost is $360,000. if 2025 beginning inventory at base year cost was $300,000, 2025 ending inventory at dollar-value lifo cost is:
The inventory made with the dollar info method has been calculated as $20400. The calculation has been attached in the image below:
Dollar-value LIFO is an accounting method used for inventory that follows the last-in-first-out model. Dollar-value LIFO uses this approach with all figures in dollar amounts, rather than in inventory units.
It provides a different view of the balance sheet than other accounting methods such as first-in-first-out (FIFO). In an inflationary environment, it can more closely track the dollar value effect of the cost of goods sold (COGS) and the resulting effect on net income than counting the inventory items in terms of units.
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Superior Micro Products uses the weighted-average method in its process costing system. Data for the Assembly Department for May appear below:
Materials Labor Overhead
Work in process, May 1 $ 27,100 $ 44,154 $ 215,019
Cost added during May $ 164,605 $ 29,436 $ 143,346
Equivalent units of production 2,300 2,200 2,100
Required:
1. Compute the cost per equivalent unit for materials, for labor, and for overhead. (Round your answers to 2 decimal places.)
2. Compute the total cost per equivalent whole unit. (Round your intermediate calculations to 2 decimal places. Round your final answer to 2 decimal places.)
The cost per equivalent unit for materials ($74.43), for labor ($41.98), and for overhead ($107.20). the total cost per equivalent whole unit is $223.61
1. Compute the cost per equivalent unit for materials, for labor, and for overhead. (Round your answers to 2 decimal places.)
Materials:
Cost per equivalent unit = (Work in process, May 1 + Cost added during May) / Equivalent units of production
= ($27,100 + $164,605) / 2,300 = $74.43
Labor:
Cost per equivalent unit = (Work in process, May 1 + Cost added during May) / Equivalent units of production
= ($44,154 + $29,436) / 2,200 = $41.98
Overhead:
Cost per equivalent unit = (Work in process, May 1 + Cost added during May) / Equivalent units of production
= ($215,019 + $143,346) / 2,100 = $107.20
2. Compute the total cost per equivalent whole unit. (Round your intermediate calculations to 2 decimal places. Round your final answer to 2 decimal places.)
Total Cost per equivalent unit = Cost per equivalent unit for Materials + Cost per equivalent unit for Labor + Cost per equivalent unit for Overhead
= $74.43 + $41.98 + $107.20 = $223.61
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If you expect interest rates to increase significantly within the next two years, which one of these bonds would you prefer to own?a. Short-term, high coupon
b. PV= -(Current bond price)
c. - Credit quality of the bond
- Tax status of the bond.
d. - Credit quality of the bond
- Tax status of the bond
The bond that should be preferred if interest rates are expected to rise significantly within the next two years is a Short-term, high coupon. Option A is the correct answer.
Short-term, high-coupon bonds are ideal for investors who expect interest rates to rise shortly. When interest rates increase, bond prices fall, and bondholders suffer losses. As a result, bonds with a shorter maturity are more immune to fluctuations in interest rates than longer-term bonds.
Short-term, high-coupon bonds are typically issued by firms and municipalities that require a quick infusion of funds but do not want to borrow for an extended period. As a result, short-term bonds have lower interest rates than long-term bonds, which makes them a better choice when interest rates are expected to rise soon.
PV = - (Current bond price) indicates that the bond price is a function of its expected future cash flows discounted at the current yield. This formula is used to calculate the current value of a bond. The bond's credit quality and tax status are important considerations when deciding which bond to invest in.
Option A is the correct answer.
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nikita enterprises has bonds on the market making annual payments, with seven years to maturity, a par value of $1,000, and selling for $950. at this price, the bonds yield 6 percent. what must the coupon rate be on the bonds? (do not round intermediate calculations and enter your answer as a percent rounded to 2 decimal places, e.g., 32.16.)
Nikita Enterprises has bonds on the market with annual payments, seven years to maturity, a par value of $1,000, and are selling for $950. If the bonds are yielding 6%, the coupon rate must be 6.95%.
The coupon rate on a bond refers to the annual interest paid to the bondholder in percentage form. It is calculated by dividing the annual interest payment by the par value of the bond.
To determine the coupon rate for the Nikita Enterprise bond, the formula for calculating bond yields must be used: $950 = $1000 / (1 + r)7.
Using algebra to solve for r, we can rewrite this equation as $950 * (1 + r)7 = $1000. Expanding the left side of this equation, we get $950 + $950 * r * 7 = $1000. Simplifying this, we have $950 * r * 7 = $50, so r = 0.0695 or 6.95%.Therefore, the coupon rate on the bonds is 6.95%.
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When a price floor is above the equilibrium price ______________.A quantity demanded will exceed quantity suppliedB quantity supplied will exceed quantity demandedC the market will be in equilibriumD this is a trick question because price floors generally exist below the equilibrium price
A price floor is a government-imposed price control that sets a legal minimum on the price of a good or service. When a price floor is set above the equilibrium price, it causes a surplus in the market.
A) quantity supplied will exceed quantity demanded, resulting in a gap between the market price and the price floor. This surplus can cause inefficiencies in the market as suppliers will be unable to sell their entire inventory of goods or services.
A price floor above the equilibrium price can also lead to an increase in the cost of production for producers, as they may need to increase their prices to make a profit. In the long-term, this could lead to an increase in prices and a decrease in economic growth. In conclusion, when a price floor is set above the equilibrium price, it causes a surplus in the market and can lead to inefficiencies and an increase in the cost of production.
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Why are food trucks' costs typically lower than those of a traditional brick-and-mortar
restaurant?
Answer:
Being mobile, food trucks can simply drive to a more profitable site if a location is not cutting it. Food trucks don't bear the larger overhead of brick-and-mortar restaurants. The costs of wide-ranging staff, utilities and property taxes of typical brick-and-mortar restaurants can really stack up.
Hypothesis testing is a method of using data relevant to a claim to test the likelihood that the claim is accurate. Which of the following is an ethical use of hypothesis testing in a business situation?
As an ethical business owner, you want to find out if the claims you are making about the product you market are accurate. You conduct one or more hypothesis tests to check.
You did not do something to evaluate product condition
The ethical use of hypothesis testing in a business situation is to find out if the claims being made about the product are accurate. Hypothesis testing is a way of determining whether or not a hypothesis is accurate.
Hypothesis testing is an important tool for businesses, as it allows them to test their ideas and theories about the market and the products they sell. This can help businesses to make better decisions about how to market and sell their products, as well as identify potential areas for improvement. It involves a set of statistical methods used to determine whether or not an effect or relationship is real, based on data.
In conclusion, an ethical use of hypothesis testing in a business situation is to test the accuracy of claims made about the product.
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Katlyn needs to invest $5,318 today in order for her savings account to be worth $8,000 stx years from now. Which one of the following terms refers to the $5,3187 O Future vaiuae? O compound veluse O complex velue O Presint value O Factor value
The term that refers to the $5,3187 is Present value (PV). Option D is the correct answer.
Present value (PV) is the value on a given date of a future payment or series of future payments discounted to reflect the time value of money and other factors such as investment risk. Present value calculations are commonly used in finance and economics to determine the value of investments, such as bonds or stocks, or to determine the present value of an investment's future cash flows.
Basically, present value is used to calculate how much money needs to be invested today in order to achieve a desired future amount. In the given question, Katlyn needs to invest $5,318 today to be worth $8,000 six years from now. Thus, $5,318 is the present value (PV) in this scenario. So, the option D is the correct answer.
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What is the relationship between decision-making and the basic functions of management?
The relationship between decision-making and the basic functions of management is that decision-making is a crucial part of all basic functions of management. A decision-making process is an important aspect of management.
Decisions must be made for planning, organizing, staffing, leading, and controlling functions, which are the fundamental functions of management. Decision-making is an essential component of management. In fact, one of the essential functions of management is decision-making.
A successful manager must be able to analyze and evaluate data, determine the objectives, consider alternatives, and then choose the best option to achieve the set goals. Decision-making is a critical component of management. It is included in all of the basic functions of management, including planning, organizing, staffing, leading, and controlling.
Effective decision-making contributes to the overall success of an organization in achieving its goals and objectives. In addition, decision-making helps managers in establishing a sense of direction and strategy, understanding the current market, identifying opportunities and risks, identifying needs and problems, and determining objectives and priorities, among other things.
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after focusing on its vision statement, gm began strategic planning efforts. who at the company strategically plans and what is the timeline?
The people at GM who come up with strategic plans are the Top managers and the timeline is 1 - 5 years.
Who comes up with strategic plans in a company ?Strategic planning is typically led by top-level executives at GM, including the CEO, CFO, and other members of the senior leadership team. These individuals are responsible for setting the company's overall strategic direction and ensuring that it is aligned with the company's vision and long-term goals.
In the case of GM, the timeline for strategic planning efforts will likely depend on a variety of factors, including the company's current market position, competitive landscape, and long-term growth goals.
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Bill and Hillary each buy a house and take out a $100,000 loan. His house is in New York and her house is in Washington D.C. Bill takes out a conventional 30 year fixed rate mortgage, and Hillary opts for a conventional 15 year fixed rate mortgage. Which of the following correctly summarizes how Bill's mortgage is different from Hillary's (all other things being equal)?
- Bill's 30 year mortgage has a higher interest rate, lower
monthly payments and higher overall interest payments.
It builds equity more slowly than Hillary's mortgage.
- Hillary's 15 year mortgage has a higher interest rate, higher
monthly payments and higher overall interest payments.
It builds equity more slowly than Bill's mortgage.
- Bill's 30 year mortgage has a lower interest rate, lower
payments and lower overall interest payments. It builds
equity more quickly than Hillary's mortgage.
- None of the answers are correct
The difference between Bill's mortgage and Hillary's mortgage (assuming all other things being equal) is that Bill's 30-year mortgage has a lower interest rate, lower payments, and lower overall interest payments. It builds equity more slowly than Hillary's mortgage.
A fixed-rate mortgage is a type of mortgage in which the interest rate stays the same for the life of the loan. It is one of the most traditional types of mortgage loans. They are usually the most common types of loans given to homebuyers. Fixed-rate mortgages usually come in 15-year or 30-year terms. In addition, they are available in other lengths as well. A conventional mortgage is a type of mortgage loan that is not backed by a government agency such as the Federal Housing Administration (FHA) or the Department of Veterans Affairs (VA).
A conventional loan is a home loan that is not backed by the government, which means that the lender takes on the risk of the borrower defaulting on the loan. Equity is the value of your house minus the amount you still owe on the loan. It is essentially the amount of the house that you "own" outright. Over time, as you pay off your mortgage, your equity in the property will grow. Equity can be built in several ways, including making regular mortgage payments, making extra payments on the principal, and taking advantage of home price appreciation.
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Annuity A has a present value of $100,000 and makes 20 payments. Annuity B has a present value of $100,000 and makes 18 payments. All else equal, which one has the higher payment?A. AB. BC. Not enough information to determine.
Annuity B has the higher payment of them all. This can be calculated through the present value. The correct option is B.
Annuity A has the higher payment. An annuity is an agreement in which an individual pays a specific amount of money to an insurance company or a financial institution in exchange for future payments at regular intervals.
For a given present value, an annuity with a higher number of payments will always have a smaller payment than one with a smaller number of payments.
All other things being equal, an annuity with a smaller number of payments would have a greater payment than one with a greater number of payments.
In this scenario, both annuities have a present value of $100,000, and the only difference is the number of payments. Since annuity A has 20 payments and annuity B has 18 payments, annuity A has a lower payment than annuity B.
Therefore, the correct option is B.
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Your question is incomplete, most probably the complete question is:
Annuity A has a present value of $100,000 and makes 20 payments. Annuity B has a present value of $100,000 and makes 18 payments. All else equal, which one has the higher payment?
A. A
B. B
C. Not enough information to determine.
David works at Klambunk Motors, an automobile manufacturing company. Once a new automobile has been designed by the design team, David determines and finalizes all the activities required to manufacture and deliver the new automobiles to showrooms. In this scenario, David determines the _____ needed to transform the company's inputs into outputs
Option D. In this scenario, David determines the processes necessary to transform the company's inputs into outputs. A process is a set of related activities that transform inputs into outputs and thereby create value.
Automobiles, a are four-wheeled vehicles primarily intended for transportation of people, usually powered by internal combustion engines that use volatile fuels.
A modern automobile is a complex technical system that uses/utilizes subsystems with specific design functions. Some of these include thousands of components derived from existing and new technological breakthroughs, such as electronic computers, high-strength plastics, and new alloys of steel and non-ferrous metals. Factors such as air pollution, safety regulations, and competition among manufacturers worldwide have led to the emergence of multiple subsystems.
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Complete question:
David works at Klambunk Motors, an automobile manufacturing company. Once a new automobile has been designed by the design team, David determines and finalizes all the activities required to manufacture and deliver the new automobiles to showrooms. In this scenario, David determines the _____ needed to transform the company's inputs into outputs.
a. divestiture
b. servicescapes
c. marketing plan
d. processes
david is trying to provide a visible means of support to develop an ethical culture in his company. he can do so by creating
David can create a visible means of support to develop an ethical culture in his company by implementing a code of conduct and making it available to all employees.
This code should include expectations for ethical behavior, guidelines for decision-making, and consequences for not adhering to the code. By reinforcing these values and expectations, it will create a culture where ethical behavior is not only accepted, but encouraged.
A code of conduct provides the framework for the values and expectations within an organization. It should clearly state the expectations of ethical behavior and decision-making, as well as outline any potential consequences for not adhering to the code.
By making this code available to all employees, it provides a visible means of support for ethical behavior and decision-making. This also shows employees that their actions and decisions have consequences, encouraging them to make ethical choices.
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Ben recommends that Julia implement culture change by utilizing which of the following? Multiple Choice
- role modeling, training, and coaching - physical design - rites and rituals - stories, legends, and myths
- formal statements
Ben recommends that Julia implement culture change by utilizing role modeling, training, and coaching.
What is Culture Change?Culture change refers to an organization's effort to change its fundamental values, practices, attitudes, and organizational behaviors. The different ways to implement culture changes are: Role modeling, training, and coaching.
Ben recommends that Julia implement culture change by utilizing role modeling, training, and coaching. This is because these three methods are effective at getting everyone on the same page and fostering a common culture that is more in line with the company's objectives.
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which of the following statements is most likely to be true? responses the chick and the goose have the same number of thoracic vertebrae. the chick and the goose have the same number of thoracic vertebrae. the most anterior expression of hoxc6 is the eighth vertebra in mammals. the most anterior expression of hoxc6 is the eighth vertebra in mammals. hoxc6 is expressed in the same embryonic segments in birds and mammals. hoxc6 is expressed in the same embryonic segments in birds and mammals. hoxc6 is expressed in the same vertebra at the anterior end of all bird embryos.
The most likely statement to be true is that "the most anterior expression of Hoxc6 is the eighth vertebra in mammals".
Hoxc6 is a part of the Hox gene family which is involved in specifying the positional identity of vertebrae in the developing spinal cord. The Hox genes play an essential role in determining the identity of vertebrate embryonic segments by specifying the developmental fates of the cells within these segments. They are expressed in a characteristic pattern along the anterior-posterior axis of the embryo.
In mammals, the most anterior expression of Hoxc6 is the eighth vertebra. This means that Hoxc6 is expressed in the eighth vertebra and all vertebrae posterior to it. It is also expressed in the spinal cord segments that innervate these vertebrae.
On the other hand, birds have a different number of vertebrae than mammals, and Hoxc6 is not expressed in the same vertebra at the anterior end of all bird embryos.
Therefore, the most likely statement to be true is that "the most anterior expression of Hoxc6 is the eighth vertebra in mammals".
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what is the effect of a stock dividend on stockholders' equity? what is the effect of a stock dividend on stockholders' equity? total stockholders' equity stays the same. stockholders' equity is decreased. additional paid-in capital is decreased. retained earnings is increased.
The effect of a stock dividend on stockholders' equity is that the total stockholders' equity remains the same.
The effect of a stock dividend is to redistribute a part of a company's retained earnings to stockholders. It is also used to reduce the price per share of stock to make it more appealing to potential buyers.
The company increases the number of shares outstanding by issuing a stock dividend to shareholders.
As a result, each stockholder will get additional shares of the stock, but the value of each share decreases. Retained earnings is decreased, while additional paid-in capital and common stock are increased.
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