Answer: Banks transfer money from savers to borrowers by holding deposits and lending excess reserves. Banks also create money by making loans of excess reserves.
Explanation: Those are two primary functions.
The banks function in three ways as transfer money from savers hold deposits, and make money by giving loans.
What is a banking system?A banking system is one that is a group or a network of institutions that provides financial services to people. The banking system includes the provision of loans, deposits, and helping investments.
The bank transfers the money from the savers to borrowers by holding the deposits and lending the excessive transfer of reserves.
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Which promotional tool can be more effective when you are selling a complex product?
A. advertising
B. sales promotion
C. personal selling
D. public relations
Answer:
Personal selling
Explanation:
Personal selling is more flexible than other promotional tools such as advertising and sales promotion.
How does fractional reserve banking increase the money supply in an economy?
A. It allows foreign currencies to be directly substituted for U.S. dollars.
B. It takes money deposited in banks and makes it available as loans.
C. It pressures depositors to withdraw money held in banks for long periods.
D. It requires the government to print money when deposit levels increase
Answer:
B. It takes money deposited in banks and makes it available as loans.
It takes money deposited in banks and makes it available as loans does fractional reserve banking increase the money supply in an economy. Hence, option B is correct.
What is reserve banking?The minimal amount of cash that financial institutions must keep on hand in order to comply with central bank standards is known as bank reserves. The bank must store this actual paper money in a vault on the property or in an account with the national bank.
A percentage of 100% indicates that the bank would have all of its customers' money available even if they all sought to withdraw it. Although this is undoubtedly a very secure method of banking, the way things have been put forth thus far, the bank would merely be serving as a safe. It would be incapable of lending any money.
A regional bank of the United States' central banking system, the Federal Reserve System, is known as a Federal Reserve Bank.
Thus, option B is correct.
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this is for ap-ex learning
_____ is important because it helps you create a plan to complete all tasks.
A. A long-term goal
B. Prioritization
C. A short-term goal
D. An instant goal
Answer:
B. Prioritization
Explanation:
if that helped plz give brainiest.
You have savings of $100. You plan to save another $100 at the beginning of each year for 5 years. The account pays annual interest of 8 percent, compounded quarterly. The ending balance (principal plus interest) will be $ at the end of 5 years.
Answer:
6.000 or 5.997.6
Explanation:
if you are in need of the total amount without interest is: 6,000, now counting 8% interest annually, in 5 years it will be 40% interest, then 40% of 6,000 will be 5,997.6
Answer:
786.70
Explanation:
Believe.
A person’s credit score can range from a low of 300 to a high of what number?
Answer:
yea i did this yesterday :) 850 ^^^^^^^
Explanation:
A person's credit score can range from a low of 300 to a high of 850 numbers.
A credit score is a number from 300 to 850 that rates a consumer’s creditworthiness. The higher the score, the better a borrower looks to potential lenders.
A credit score is based on credit history: number of open accounts, total levels of debt, repayment history, and other factors. Lenders use credit scores to evaluate the probability that an individual will repay loans in a timely manner. There are several different credit bureaus in the United States, but only three that are of major national significance: Equifax, Experian, and TransUnion. This trio dominates the market for collecting, analyzing, and disbursing information about consumers in the credit markets.
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Josh began his career as the front desk clerk of a large hotel. He enjoys working in the Lodging pathway of the Hospitality and Tourism career cluster. He wants to stay along this career path so Josh decides to get some further education. What types of classes would help Josh advance along his career pathway? After finishing his education, what positions might be available to Josh along his career path?
Answer: Classes that might help Josh advance along his career path would to be a sub/standby when important hospitalization acts are taken place. After Josh finishes his education a position that might be available to him along his career path would be a nurse or someone who is authorized to help people.
Answer: Classes that would be good for Josh would be a sub/standby education When Josh finishes his education a job that might be available to him with his career path would be a nurse or someone who is trained to help other people.
Explanation: I just hope this helps :)
All of the following is a capital resource EXCEPT
a pickup truck
a factory
lumber
employees
Answer:
employees
Explanation:
This is because employees are classified as labor not capital
Answer:
d. employees
Explanation:
En un proceso de producción el PC total ha sido de 254.265 €. Determina los márgenes unitarios sabiendo que el margen bruto es el 40 %, los gastos de comercialización ascienden a 29.500 € y las unidades producidas han sido 2.200.
Answer:
not having answer
Explanation:
ok plz search on GOOglE
For each of the roles below, write a paragraph or two supporting or opposing a tariff that is being considered to tax imported fruit. Each response should contain the following:
-What your position is
-Why you support this position
-Why others would agree with your position
-How the consumers, producers, and government will be affected by this tariff.
1. You are a farmer, growing mangoes in California. Due to a recent drought, your crop has been particularly bad this year. The Chilean mango crop, on the other hand, is particularly good this year.
2. You are the proprietor of a restaurant that specializes in tropical cuisine. You use mangoes and other tropical fruits in many of your dishes. Since the competition in the restaurant industry is stiff, you’re always competing to stay in business.
Answer:
1. You are a farmer, growing mangoes in California. Due to a recent drought, your crop has been particularly bad this year. The Chilean mango crop, on the other hand, is particularly good this year.
As a farmer I would support high import tariffs in order to increase the price of imported mangoes. If the world price of mangoes is very high, then I will be able to charge a higher price for my own production.
Since this was a very bad year for domestic mangoes, a very high price would allow me to recover some of the losses and stay in business. Several families are directly and indirectly affected by whether my business continues or not. I have employees and suppliers that would be negatively affected if I have to close my farm.
By increasing import tariffs, the government will earn higher taxes for every mango imported. The government also has the duty to protect local businesses.
2. You are the proprietor of a restaurant that specializes in tropical cuisine. You use mangoes and other tropical fruits in many of your dishes. Since the competition in the restaurant industry is stiff, you’re always competing to stay in business.
I oppose import tariffs, and if possible they should be eliminated. Import tariffs increase the price of goods, both domestic and imported, increasing my production costs and reducing my income.
Even though import tariffs might help a small amount of local businesses, it hurts society as a whole. Customers have to pay higher prices for mangoes, or any type of product, that should be purchased at much lower prices. The economic loss resulting from import tariffs and negatively affecting consumers and other businesses offsets by far any economic benefit generated by them. If such actions are taken, the domestic mango industry will be unfairly treated just like the sugar industry and a few others that hurt the entire economy and benefit only a few.
The government has the duty to do what is best for its citizens and businesses, and it cannot help a handful of businesses by hurting a very large group of other businesses and consumers. Government revenue will also decrease since steep tariffs will prevent any mangoes from being imported, reducing government revenue to zero.
What will you call an employee who prioritizes her own goals rather than the team’s goal?
A (an) ____ employee will prioritize her own goals rather than the team’s goals.
Answer: A Selfish person
Answer:
Selfish.
Explanation:
A person that only thinks about themselves, and does not share.
I'm starting a baking business any one know how to photo shot for a better background so my picture can look nice
Answer:
yes do ctrl shift and the box with two lines
Explanation:
An effective marketing mix for the product industry is the _____.
seven P's
four P's
both
neither
Answer:4
Explanation:
Answer:
the 4 P's
Explanation:
plz post fun questions plz i need points plzzzzzzzzzzz
Answer:
Dun. Mark brainliest plz
Explanation:
1- Describe three different types of consumers 2- identify at least three ethical factors in.making consumption decisions 3- explain at least two factors that you will personally consider in future consumption choices and think how to prevent it
( if you joke around you will get reported no )
Answer:
1. Three different types of consumers : herbivores,omnivores and carnivores
2.Identify at least three ethical factors in:knowledge, values, personal goals,
3. It's a personal question:
but what it means is what are two words you would like to add to your life that will help you in the future and how you can prevent the bad things about you.
Jessica wants to get a credit card, but the bank is refusing to give her one. What could be the TWO possible reasons behind the bank’s refusal to comply with Jessica’s request?
she does not have an account with the bank
she has a bad credit history
she has a good credit history
she is 18 years old
she doesn’t have a job
Answer:
TWO POSSIBLE REASONS:
-she has a bad credit history
-she doesn't have a job
Explanation:
The bank should give her a credit card if:
-she is 18 years old
-has a good credit history
Also,
- having an account with the bank is not necessary and will not hinder the approval process of getting a credit card
The two possible reasons behind the bank’s refusal to comply with Jessica’s request should be she has a bad credit history and she doesn't have a job.
The following information should be considered:
The bank should give her a credit card in the case when she should be 18 years old and also have the good credit history. Moreover, it is not necessary to have a bank account but also not hinder the approval process with regard to the credit card.Learn more: brainly.com/question/16911495
Question 10 of 10
How can human resource managers avoid cultural misunderstandings when
interviewing and hiring an employee in another country?
A. They can require all applicants to speak in English.
B. They can require all interviewens to answer the same list of crucial
questions.
O C. They can partner with managers from each country as they
implement the hiring process.
O D. They can ask applicants to become familiar with the culture where
the company is based.
Answer:
They can partner with managers from each country as they implement the hiring process
Explanation:
A p e x
what are the two general areas of specialization in accounting?
Answer:
Financial Accounting. Financial accounting is an area of accounting that deals with the recording, classifying, reporting and interpreting of a business financial performance and economic conditions to interested users ...
Managerial Accounting. Managerial Accounting is an area of accounting that deals with accumulation of financial information and preparation of reports for internal users only, like the company’s management or ...
Cost Accounting. Cost Accounting is an area of accounting that captures and accumulates manufacturing or production costs for internal use of an entity’s management, used in decision making purpose.
Explanation:
Select all that apply and then click DONE. OSHA's role is to:
Develop and enforce job safety and health standards.
Provide a retirement program to help employers and workers.
Maintain an injury and illness reporting and record keeping system.
Encourage continual improvement in workplace safety and health.
Done
Answer:
Develop and enforce job safety and health standards.
Maintain an injury and illness reporting and record keeping system.
Encourage continual improvement in workplace safety and health.
Explanation:
OSHA is the short form for the Occupational Safety and Health Administration. OSHA is under the united states department of labor. Its core mandate is to promote a safe and healthy workplace for all workers through training, education, outreach, and setting and enforcing standards.
OSHA's concern is about a safe work environment for employees. It does not deal with retirement benefits or any other employee's compensation.
During the proofreading task of the completion stage of a business message, be sure to
O add hyperlinks to change the style of the message.
Oplan the printing and distribution of the message.
O rewrite to clarify any confusing content.
O review for errors in writing, design, and layout.
Select the type of job best demonstrated in each example. Mimi works at least forty hours every week as a Petroleum Engineer. Fabian is paid the same amount each week for his work as a Solar Energy Installation Manager, even though the number of hours he works is a little different every week. Hiram is hired as a Meter Reader, even though he doesn't have any experience with that kind of job. Lynette works for a company that sets up a retirement plan for her.
Answer:
full time job
salaried job
entry-level job
job with benefits
Explanation:
got them all right. hope this helps :D
Answer:
full time job
salaried job
entry-level job
job with benefits
Explanation:
I just answered this
what is a sender receiver model?
Answer:
the sendor receivor model is an expansion of the shannon-weaver model of communication
Units sold 1,200 Price $ 10 Sales $ 12,000 Variable manufacturing costs 4,800 Fixed manufacturing costs 2,400 Variable selling costs 1,200 Fixed administrative costs 1,200 Required: Using the data provided, compute the margin of safety and margin of safety ratio.
Answer:
Margin of safety is 480 units
Margin of safety ratio is 40%
Explanation:
The Margin of Safety is the difference between sales and Breakeven sales in terms of Dollar or Volume.
First, we need to calculate the following values
Fixed cost = Fixed manufacturing costs + Fixed administrative costs = $2,400 + 12,00 = $3,600
Variable cost = ( Variable manufacturing costs + Variable selling costs ) / Units sold = ( $4,800 + $1,200 ) / 1,200 units = $5
Contribution per unit = Selling price - Variable cost = ) = $10 - $5 = $5
Breakeven sales = Fixed cost / Constribution = $3,600 / $5 = 720 units
To calculate the Margin of Safety, use the following formula
Margin of Safety = Sale - Breakeven sale = 1,200 units - 720 units = 480 units
Margin of safety ratio = Margin of safety / Sales = 480 units / 1,200 units = 0.40 = 40%
Samantha has a student loan. The loan amount is $15,000 for 10 years. Her interest rate is 8.25%. Use the Loan Calculator (Links to an external site.) to answer the following question. (Do not use commas or dollar signs in your answers.) How much will Samantha pay in interest?
Answer:
The amount paid each month would be 125$
The amount will Samantha pay in interest is $12,375
Step-by-step explanation:
In order to calculate How much will Samantha pay each month we would have to make the following calculation:
loan amount is $15,000 for 10 years
Therefore, amount paid each year would be=$15,000/10=$1,500
Hence, amount paid each month would be=$1,500/12=125$
In order to calculate How much will Samantha pay in interest we would have to make the following calculation:
I=P*r*n
I=$15,000*8.25%*10
I=$12,375
The amount will Samantha pay in interest is $12,375
3. Most employers will pay their employees by directly depositing their paycheck into their checking account. According to his check account statement, John was a paid Every .
A. $200.00, 3 weeks
B. $694.81, 2 weeks
C. $300.00, 1 month
D. $100.00, 2 weeks
Answer: B. $694.81, 2 weeks
Explanation:
John's payment will be an amount that is deposited into his account and therefore increases it. It will also have a detail that references it to being a salary such as wages, payroll, salary etc.
Looking at the statement, you will notice that there was a payroll payment of $694.81 on October 14,2018 which would make this John's salary. Two weeks later on October 28,2018, he got another payment which means that he gets paid twice a month and the salary is $694.81.
The payment made to John and its duration would be as follows:
B). $694.81, 2 weeks
Account StatementAs per the account details, the payroll payment dated 14th October 2018 displays an amount of $694.81.
This amount exemplifies his salary as the other transactions demonstrate withdrawals.
On 28th October 2018, he receives another payroll deposit of the same amount i.e. $694.81.
Therefore, it can be concluded that he is paid a sum of $694.81 every two weeks.
Thus, option B is the correct answer.
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Is there anyway to make money as a teen (Online), I am 14.
Commingling is mixing the money of the agent and the principal together.
A. True
B. False
True.
Commingling is the unlawful use of a client's funds by a licensee, often mixing their own funds with the client's.
9. If $1.00 at 5.5%interest compounded daily
has a value of $1.00513 after 34 days, how
much interest would June Akin's account
have earned on $5,000.00 after 34 days?
(Step by step) please
Answer:
After 34 days, Akin's bank account would have $5,034.11
Explanation:
Given that 5.5% annual interest, if compounded daily, represents a daily interest of 0.015%, to determine the total amount that Akin's account will have if its initial amount were $ 5,000 after 34 days of investment, the following must be done calculation:
X = 5,000 x (1 + 0.015) 34
X = 5,034.11
Therefore, after 34 days, Akin's bank account would have $5,034.11.
Jordan loves creating short films using his phone camera and small posable figures. He has learned how to edit the videos so that it looks as if the figures are alive and moving! What possible career paths might Jordan want to consider for his future? What type of education should Jordan get? Explain.
Answer:
A possible career pathway is Digital Filmmaking and Video Production. This career involves teaching students video development, post production, and live video production. For this career pathway Jordan should get a master’s degree in digital media studies because this education gives him a chance to learn more about how to improve the quality of his flims and what types of materials make the flims and the objects that are moving look more professional.
Explanation:
A set of procedures used to make modern video products is referred to as digital filmmaking, sometimes known as digital cinematography. These use a variety of equipment and techniques to create various types of material for a variety of media channels.
What's the difference between filmmaking and digital filmmaking?Film cameras are typically cheaper than high-end digital cameras. The film captures the exact image captured by the lens. Digital cameras must convert that light into a digital signature, which may contain visual artifacts. The dynamic range of the film is greater, particularly in darker situations.
The term "digital filmmaking" can refer to a variety of procedures and techniques utilized in current films, such as the usage of digital cameras or more comprehensive digital features such as characters and locations produced entirely within a computer.
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Robert's credit card has a balance of $645.42, but the amount that he needs to pay to bring the card to a $0 balance is $1235.18 because he missed a payment. What is Robert's interest rate?
Answer:
Robert's interest rate is 91.46%.
Explanation:
Given that Robert has $ 645.42 on his credit card balance, but the payment he needs to make to bring his balance to $ 0 is $ 1235.18, the interest rate for non-payment that he has in his account is as follows:
645.42 = 100
1235.18 = X
((1235.18 x 100) / 645.42) = X
191.46 = X
Therefore, since 191.46 - 100 is equal to 91.46, the interest rate that this account has is 91.46%.
HELP ME PLEASE************
Answer:
The 1st one because I would want the product to be okay for me to use and not under pay for something that will harm me.
Explanation:
It is just plain facts!!!