The main reason Gillian Tett gives for the collapse of the financial services industry in the years before the 2008 crash is insular thinking.
This is the possibility that investors and other monetary experts were too centered around their thin advantages and not giving sufficient consideration to the more extensive results of their choices, both financial and social.
Tett contends that this prompted a culture of over-the-top gamble-taking, where choices were made with little thought for their drawn-out suggestions. She further contends that this separate reasoning was intensified by an absence of thoughtfulness regarding society and to the human impacts of monetary choices.
This absence of comprehension of the human component in finance implied that financiers didn't know about the likely outcomes of their activities, prompting the development of impractical obligations and eventually the accident.
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How do I reference Merck Vet Manual?
To reference the Merck Veterinary Manual, you can follow the guidelines of the citation style required by your institution or publisher. Here's an example of how to reference the Merck Veterinary Manual in APA style.
Author, A. A. (Year of publication). Title of article. In B. Merck (Ed.), Merck veterinary manual. Retrieved from merckvetmanual.
For example, if you are citing an article on "Canine Influenza" from the Merck Veterinary Manual, your reference list citation might look like this:
Merck & Co., Inc. (2018). Canine influenza. In B. Merck (Ed.), Merck veterinary manual. Retrieved from merckvetmanual.
In the in-text citation, you would cite the author as "Merck & Co., Inc." and the year of publication, for example: (Merck & Co., Inc., 2018).
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When was the Norton Introduction to Literature Shorter 13th edition published?
On 10/24/2018 the Norton Introduction to Literature Shorter 13th edition published .
There were a few things in the book that I didn't really care for. First, it felt like a long PR launch for the film. Second, it gives a good overview of the history, roles, and success of African Americans over the last sixty years, but the sections felt like paving stones, which this 112-page book did.
Overall, while Norton may not be as good as standalone VPNs, it is one of the best VPN antivirus programs out there because it offers encrypted online access to multiple servers around the world and a strict no-logging policy, easy to use interface, switch and unlimited browsing data.
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which part of the hop plant is of most interest to brewers?
The most important part of the hop plant to the brewer is the female cone, called the hop cone or hop flower.
Common hops (Hamulus lupulus L.) are dioecious perennial climbing plants best known for their use in the brewing industry for their female inflorescences (cones or simply "hops").
Hop cones contain resin glands called lupulins, which produce bitter compounds that are essential for balancing the malt sweetness of beer. is the main determining factor.
In addition to bitterness, hops also contribute to beer's aroma and taste. Hop cone essential oils offer a variety of flavors and aromas, including citrus, pine, floral, and herbal notes.
The type of hops used in a beer has a large impact on the overall flavor and aroma profile of the final product. can affect. Therefore, brewers carefully choose the type and amount of hops to use in each beer to achieve the desired balance of bitterness, flavor and aroma.
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what is meant by pathogen identity?
A pathogen is an organism that causes disease in its host, and the intensity of the clinical disease is referred to it as virulence.
What methods are there for identifying pathogens?In recent years, several culture-independent methods for detecting viable pathogens have been reported, including nucleic acid-based PCR combined with cell viability dyes or opposite PCR to detect messenger RNA and microbe plaque assay or phage amplitude and lysis plus PCR/qPCR.
Why is it necessary to identify pathogens?It is critical to determine which pests are basis for clinical as well as which pathogen is having caused a disease in order to determine the appropriate treatment.
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Which of the following is articulated in the War Powers Resolution?
(A) The President may declare war.
(B) The President must finance any war efforts from a special contingency fund.
(C) The President must bring troops home from hostilities within 60 to 90 days unless Congress extends the time.
(D) The President may not nationalize state militias without congressional consent.
(E)
The President may not send troops into hostilities without a declaration of war from Congress or a resolution
from the United Nations.
The statement that was articulated in the War Powers Resolution is (C) The President must bring troops home from hostilities within 60 to 90 days unless Congress extends the time.
What is War Powers Resolution?The War Powers Resolution is a law passed by the United States Congress in 1973, which provides the President with the power to deploy U.S. Armed Forces into combat situations only after obtaining congressional approval, or if the United States is under attack or in imminent danger. The law was enacted in response to the Vietnam War, where U.S. involvement escalated without explicit approval from Congress.
Under the War Powers Resolution, the President must report to Congress within 48 hours of introducing U.S. Armed Forces into hostilities or situations where hostilities are imminent. If Congress does not approve the use of military force within 60 days (or 90 days under certain circumstances), the President must withdraw U.S. forces from the conflict
Therefore, option C is correct.
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intelligent behavior is presumed to be goal oriented and
Intelligent behavior is characterized by the ability to adapt to new situations and solve problems effectively. It involves using knowledge and skills to achieve a specific goal, whether that goal is academic, professional, or personal. Here option A is the correct answer.
Adaptive intelligence also involves the ability to learn from experience and apply that learning to future situations. This means that intelligent individuals are often able to think creatively and generate innovative solutions to complex problems.
While emotions and social skills can certainly contribute to overall intelligence, they are not necessarily the defining features of intelligent behavior. Instead, intelligence is typically measured by factors such as problem-solving ability, memory, reasoning, and linguistic skills.
By developing and enhancing these key components of intelligence, individuals can improve their ability to achieve their goals and succeed in a wide range of contexts.
Complete question:
Intelligent behavior is presumed to be goal-oriented and:
a) adaptive
b) creative
c) emotional
d) social
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What are the 4 main themes of Romeo and Juliet?
"Romeo and Juliet" is a timeless tragedy that explores the themes of love, fate and destiny, conflict, and life and death.
The four main themes of William Shakespeare's "Romeo and Juliet" are:
Love: "Romeo and Juliet" is a tragic love story between two young lovers who are prevented from being together by their feuding families. The play explores the nature of romantic love, its power and intensity, and the obstacles that lovers may face.
Fate and destiny: The play suggests that the destinies of Romeo and Juliet are predetermined, and that they are fated to fall in love and die tragically. The characters often speak about the power of fate, and the play raises questions about whether human beings have control over their own lives.
Conflict: The play is set against the backdrop of a bitter feud between two powerful families, the Capulets and the Montagues. The conflict between the families is a central theme of the play, and it drives much of the action and tension.
Life and death: "Romeo and Juliet" is a play about the nature of life and death, and the way that death can transform and transcend life. The characters are forced to confront the reality of death throughout the play, and the final tragic ending underscores the play's themes of mortality and impermanence.
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What mythic character is very much like the real-life wonder-workers that wandered through greece?
The mythical figure of Melampus resembles the wandering Greek wonder workers quite a bit.
The Greek mythological seer Melampus was renowned for his aptitude for animal communication. According to the Bibliothek, which is falsely credited to Apollodorus of Athens, Melampus acquired his supernatural skills from two snakes that he nurtured after his servants killed their parents. There is some misunderstanding across generations regarding the events in Melampus' life because a well-known legend claims that he cured the Proetides, the maddened daughters of King Proetus, of their condition. Heroes in Greek mythology were people with exceptional fortitude, bravery, or talent. They were frequently of divine descent and known for heroic feats of superhuman strength.
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What is symbolic Interactionist perspective in sociology?
Symbolic Interactionist perspective in sociology relies on symbols to find meaning in life.
The symbolic interaction theory, also known as the symbolic interaction perspective, is a sociology theory that focuses on the symbols that enable us to give meaning to the experiences in our lives in order to better understand how people interact with their society.
The framework provided by symbolic interaction theory is one that social scientists use to develop theories that view society as the result of routine human interactions.
This theory focuses on how social interactions and how people interpret their interactions with others to assign meanings to things in their environment.
The symbolic interactionist viewpoint is founded on the idea that communication and social interaction, or the interchange of meaning through symbols and language, is how people make sense of their social environments.
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Is APA format double spacing?
Double spacing should be used throughout the paper, including the title page, abstract, body text, headings, block quotations, reference list, table and figure notes, and appendices, according to APA (2020).
APA stands for American Psychological Association. The social sciences frequently employ this as the norm. It's a reliable method for authors to cite their sources and prevent plagiarism. Academic documents, including books and scholarly journal articles, should be written and formatted according to this style.
It is frequently used in the behavioral and social sciences, such as sociology, education, health sciences, criminal justice, and anthropology, in addition to psychology. Title page, abstract, introduction, method, results, discussion, and references are all sections of an APA-style paper. Additionally, the paper may have one or more tables and/or figures.
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How to Create an APA Style Appendix Format & Examples
To create an APA style appendix: Label it "Appendix" followed by a letter/number, format with same font/margins as rest of paper, include a descriptive title, add in-text citations, label each item, and examples of items are raw data, sample calculations, figures and tables.
To create an APA Style Appendix, you should follow these steps:
1. Format your appendix by starting a new page and labeling it with the title "Appendix" at the top center of the page.
2. Include any tables, figures, or other supplementary materials in the appendix.
3. If you have more than one appendix, label them "Appendix A," "Appendix B," etc.
4. Use APA Style formatting for any citations or references included in the appendix.
5. Include a reference list at the end of the appendix if necessary.
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Why college should not be free ?
Free college should not be offered because it will raise tuition costs for all students, discourage effort and personal responsibility, result in overcrowded classrooms, and increase student debt.
1. Free college would increase the cost of college for everyone. In order to make up for the costs of providing free college, tuition fees would have to be raised for those who are not eligible for free college. This could create an unfair burden on those who are not eligible for free college, and could lead to resentment among those who must pay full tuition.
2. Free college could discourage personal responsibility and initiative. By providing free college, students may become less motivated to take responsibility for their college education and may become less likely to pursue their own initiative to find scholarships and other forms of financial aid.
3. Free college could lead to overcrowding in college classrooms. If college were free, the number of students would likely increase, leading to overcrowding and a decrease in the quality of education.
4. Free college could lead to an increase in student debt. With free college, students may be more likely to take out loans for living expenses or other expenses and may be more likely to take out larger loans than necessary, leading to an increase in student debt.
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if you are parked parallel to the curb you may get out of the car on the traffic side only _____
If you are parked parallel to the curb, you should follow specific safety protocols to protect yourself and other road users.
Avoiding opening the door on the side facing traffic: Opening the door on the side of the road can be dangerous, as passing vehicles may strike the door or cause you to step into traffic.Using the opposite door to exit the vehicle: To avoid stepping into traffic, it is generally recommended that you exit the vehicle on the opposite side of the car, away from the road.Checking for traffic: Before opening the door, take a moment to check for traffic and ensure that it is safe to exit the vehicle.Using caution when getting out of the car: When getting out of the car, be sure to do so slowly and carefully to avoid tripping or falling.Watching for bicycles and pedestrians: In addition to cars, be mindful of bicycles and pedestrians who may be passing by.Teaching passengers to exit on the opposite side: If you are driving with passengers, be sure to instruct them to exit on the opposite side of the car as well.Parked in a designated spot: When possible, park in a designated parking spot that allows you to exit the car safely.
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An earthquakes moment magnitude is a measure of the ___.
it is possible to commit no mistakes and still lose. that is not a weakness. that is life. true or false?
Answer:
Yes, that is correct and valid.
Explanation:
In video games, if you are slow but you are doing/playing with no mistakes, and the game is timed, you can lose.
neo freudian theories of psychoanlysis such as those of Karen Horney and Erik Erikson differ from Freud's conceptualization in that they are LESS likely to
Neo-Freudian theories of psychoanalysis, such as those of Karen Horney and Erik Erikson, differ from Freud's conceptualization in that they are less likely to be deterministic and emphasize cultural and social influences on personality development.
Neo-Freudian speculations of therapy offer an option in contrast to the exemplary hypotheses of Sigmund Freud. Spearheaded by scholars, for example, Karen Horney and Erik Erikson, these speculations vary from Freud's in that they are less deterministic, considering social and social impacts in the arrangement of character.
This accentuation on the climate considers more noteworthy subtlety in analyzing the job of relational peculiarities, youth encounters, and other social variables in the improvement of character.
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What is considered CUI information?
The full form of CUI is Controlled Unclassified Information. It is information that is sensitive but not classified under the U.S. government's national security classification system.
Some examples of CUI information include:
1. Export-controlled information, such as information related to the export of weapons, defense articles, or technologies.
2. Financial information, such as tax return information, bank account information, or financial statements.
3. Health information, such as medical records or personal health information.
The rule touch Federal executive branch agencies that handle CUI and all organizations (sources) that handle, possess, use, share, or receive CUI or which operate, use, or have ingress to Federal information and information systems on behalf of an agency.
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which principles did jefferson include in the declaration of independence?
All men are created equal and are granted certain unalienable rights by their Creator, among those, are Life, Liberty, and the pursuit of joy. Humans believe such truths to be self-evident.
Which values did Thomas Jefferson uphold?
Jefferson, who held this belief throughout his life, was certain that each American should be given the ability to stop the government from restricting their freedoms. All people should be entitled to certain freedoms, such as the right to freedom of speech, assembly, and petition.
Life, Liberty, and the pursuit of happiness are among the unalienable rights that all men are entitled to by virtue of their equality with God and the Creator.
Therefore, The Declaration's primary goal, to clarify the colonists' rights to revolution, is stated in the opening sentence.
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How does a double-elimination tournament work with 8 teams?
In a double-elimination tournament with eight competitors, for example, the four losers of the first round, the W bracket quarter finals, face off in the first stage of the L bracket, the L bracket minor semifinals.
The two losers are eliminated, while the two victors advance to the major semifinals in the L bracket. In a double-elimination tournament, the number of games is either two fewer than twice the number of teams playing, or one less than twice the number of teams participating (e.g. 8 teams would see 14 or 15 games).
The 4-2-1 tournament format is another term for an eight-team bracket. Seeding is also not difficult with an eight-team bracket. In the opening match, the top (#1) seed will face the lowest seed (#8).
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A major criticism of the DSM is the lack of clarity regarding differential categorization to reflect the distinction between major and less severe symptom states. What has been proposed to change this?a. a dimensional modelb. a classification systemc. a categorization modeld. cross-cutting measures
(b) Dimensional model One of the main criticisms of the DSM is the lack of clarity regarding the differential categorization to reflect the distinction between major and less severe symptom states.
In the 1950s, the DSM-I contained about 60 disorders,and even then people criticized its reliability and validity, questioning its scientific basis and the blurred line between normal and abnormal behavior.#A major problem with earlier editions of the DSM was the reliability of the diagnostic categories.This refers to the ability of different physicians in different fields to give the same person the same psychiatric diagnosis as a result of using the DSM. One of the most controversial proposals for the DSM-5 concerned the removal of the grief exclusion for major depressive episodes.According to the DSM-IV,people presenting with symptoms of major depressive disorder were excluded from diagnosis if they had also suffered bereavement in the past 2 months.
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what is the name for the perceptual error in which we interpret vague stimuli as something that is known to the observer, like a face made from windows of a building?
Pareidolia is the tendency to identify recognisable patterns or shapes in ambiguous or random stimuli.
What is pareidolia?The phenomenon known as pareidolia occurs when our brain detects recognisable patterns or shapes in unrelated or ambiguous stimuli. This can cause us to perceive faces in various objects, such as the well-known case of recognising a face in a building's windows. Due to the fact that it involves misinterpreting sensory data, pareidolia is a type of perceptual error. This phenomenon can also happen with auditory and other sensory input, so it is not just limited to visual stimuli. The natural propensity of the brain to identify meaningful patterns in the environment, which occasionally yields false positives, is thought to be the cause of pareidolia. It is a widespread experience that has been the focus of research in disciplines like psychology and neuroscience.
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How do bilingual children learning two languages at the same time distinguish the languages from each other?
Children are able to distinguish between the two languages and will adjust their behavior according to the language being spoken by the person they are interacting with.
Infants who are bilingual spend less time in each language on average because of this. However, research repeatedly demonstrates that when both languages are taken into account, multilingual children do not fall behind. There is no evidence to suggest that young infants who learn two languages concurrently become confused between them. Without a question, being bilingual helps a person both personally and professionally. A bilingual brain can hear the sounds of two languages, whereas a monolingual brain can only hear the sounds of one language.
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any physical object that has social meaning can be considered a part of material culture.
true/false
True. A physical object with social significance might be categorized as a component of material culture. Any physical thing to which we assign social meaning is referred to as material culture.
Art, instruments, machinery, weapons, clothing, furniture, and the list goes on, are all examples of material culture. Basically, material culture refers to anything tangible that humans make, use, or value. A physical object with social significance might be categorized as a component of material culture.
Since the majority of big-box stores like Target, H&M, and Old Navy provide comparable clothing designs, there is not a great deal of variance in what most Americans dress in. The term "material culture" describes the tangible items, materials, and environments that people utilize to identify their culture.
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Using the two maps determine the order of events from oldest to most current.
It is important to determine correct dates for events before ordering them from
oldest to newest.
•The british bring the kashmir region into their colonial empire
•British India ends and new nations of Pakistan and India are formed
•Madras and the South East Coast become pet of the British colony
•Bengal become part of the British colony
•East Pakistan becomes Bangladesh
1. Bengal becomes part of the British colony (1757)
2. The British bring the Kashmir region into their colonial empire (1846)
3. Madras and the South East Coast become part of the British colony (1858)
4. British India ends and new nations of Pakistan and India are formed (1947)
5. East Pakistan becomes Bangladesh (1971)
What is a colonial empire?Generally, A colonial empire is a type of empire in which a certain state maintains and expands its rule over other territories outside of its own borders. This is done by establishing colonies in these foreign territories, which are then governed by the state in question and its laws.
Colonial empires have existed throughout history, with some of the most famous being the British Empire, the Spanish Empire, and the French Empire.
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What are the criteria of conduct disorder?
Aggression, stealing, vandalism, rules violations are the main characteristics used to diagnose conduct disorder.
Adolescence sees a rise in the prevalence of conduct disorder, a common youth mental health issue. The primary traits used to diagnose conduct disorder are aggression, stealing, vandalism, rules violations. These habits must be present for at least six months before a diagnosis can be made. An array of biological, psychological, and family factors contribute to the multifactorial etiology of conduct disorder. Oppositional defiant disorder, ADHD, mood disorder, and intermittent explosive disorder are among the conditions on the differential diagnosis of conduct disorder. Family doctors may recommend more intensive family and individual psychotherapy, prescribe medication, and offer brief, behaviorally oriented parent counselling.
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What are all outgoing messages included in all incoming messages are decoded through?
Every message sent and received is encoded, and every message received is decoded using a filter based on lifetime experiences. This filter is the result of the collection of information, beliefs, standards.
Decoding is the process of giving messages in interpersonal communication meaning?Decoding involves transforming meaning from messages made up of words and nonverbal cues. True. Communicators encrypt and send communications while simultaneously receiving and decoding messages during interpersonal contact.
In the course of conversation, who will decipher the message?The communication process moves on to the decoding phase once the right channel or channels have been chosen. The receiver is responsible for decoding. after receiving and reviewing the communication.
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What question best describes the principle of utility?
The most crucial query for hedonists is, "Whose happiness counts the most?" The criteria of right or wrong, according to traditional utilitarians, is not the agent's personal greatest happiness but rather the greatest amount of enjoyment for the largest number of others.
The idea behind the "principle of utility" is that decisions should be made based on how useful they are in producing benefits, advantages, pleasure, pleasant, or happiness.
According to utilitarianism, improving one's life by maximising the good things in the world and limiting the unpleasant things is a virtue. In other words, avoidance of suffering or sadness while pursuing pleasure and happiness.
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What are the 10 types of special occasion speeches?
There are many types of special occasion speeches, but here are 10 common types:
Commencement speech: Given at graduation ceremonies, usually by a notable guest speaker.Tribute speech: Given to honor or pay tribute to a person or group, often after their death or retirement.Acceptance speech: Given after receiving an award or recognition.Keynote speech: Given at the beginning of a conference or event to set the tone and theme.Roast speech: Given in a humorous and lighthearted manner to poke fun at a person, often at a retirement or celebration event.Farewell speech: Given by someone who is leaving a job or position, thanking colleagues and reflecting on their experiences.Wedding toast: Given by a member of the wedding party to congratulate and toast the newlyweds.Anniversary speech: Given to celebrate a milestone anniversary of a company, organization, or couple.Eulogy: Given at a funeral or memorial service to pay tribute to a deceased person.After-dinner speech: Given at a formal dinner or banquet, often by a keynote speaker or guest of honor, and can be humorous or serious in nature.These are just some of the many types of special occasion speeches, and each one can be tailored to the specific event and audience.
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What does Ecclesiastes 3 say about time?
Ecclesiastes 3 say that verse serves as a reminder that situations will change, something we can learn to anticipate in life.
God has a reason for everything He allows to happen to us, whether it is to strengthen our faith or help us make a breakthrough in a particular area of our lives. We'll move past our sorrows.
There is a season for everything and a time for everything under the heavens: a time to be born and a time to die, a time to plant and a time to uproot. Every activity and every event have their proper times in the universe. There is a time to plant a seed and a time to remove a plant.
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what is inferences ?
Inference is a type of logical conclusion drawn from evidence and reasoning. It is a process of making logical conclusions based on factual information.
A logical conclusion that is inferred from facts and reasoning is known as an inference. It is the process of drawing logical inferences from information that is factual. Inference is often used to draw conclusions from data or observations that cannot be directly proven.
For example, if a person sees a bird fly by, they may infer that it is a sparrow. Inference can be used to draw conclusions from data or observations that cannot be directly proven.
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