An employer will do a 50% match on your investment to a 401k retirement plan. If you decide to contribute a monthly amount of $220, how much should be in the account after 15 years

Answers

Answer 1

Answer:

There will be $92,635.42 in the account after 15 years.

Explanation:

Missing question "The interest rate is fixed at 2.05%"

As the employer does a 50% match on the employee’s investment, the monthly contribution to the retirement plan will be = 2 * $220 = $ 440.

The future value (F) of an annuity is given by F = (P/r)[(1+r)n-1]

P is the periodic payment

r is the rate per period

n is the number of periods.

P = 440, r = 2.05/1200 and n = 15*12 = 180.

F = (440*1200/2.05)[ (1+2.05/1200)180 -1]

F = (528000/2.05)*0.359664042

F = 92635.4215493

F = $92635.42

Thus, there will be $92,635.42 in the account after 15 years.


Related Questions

Swifty Corporation sells one product and uses a perpetual inventory system. The beginning inventory consisted of 76 units that cost $22 per unit. During the current month, the company purchased 478 units at $19 each. Sales during the month totaled 360 units for $42 each. What is the number of units in the ending inventory

Answers

Answer:

Ending inventory in units= 194

Explanation:

Giving the following information:

The beginning inventory consisted of 76 units.

During the current month, the company purchased 478 units.

Sales during the month totaled 360 units.

To calculate the number of units in ending inventory, we need to use the following formula:

Ending inventory in units= total inventory - sales in units

Ending inventory in units= 554 - 360

Ending inventory in units= 194

The expected return of a portfolio is computed as ___________ and the standard deviation of a portfolio is ___________.

Answers

Answer:

The expected return of a portfolio is computed as PROBABILITY DISTRIBUTION OF THE PORTFOLIO'S POSSIBLE RETURNS and the standard deviation of a portfolio is BASED ON THE STANDARD DEVIATION OF EACH WEIGHTED ASSET'S RETURN.

Explanation:

The expected return of a portfolio is basically the sum of the expected returns of each individual asset, e.g. a portfolio is made up of two assets with equal weights.

Asset A's expected returns = 15%, with a probability of 0.4, 10%, with a probability of 0.2, and 1% with a probability of 0.4. This assets expected return = (15% x 0.4) + (10% x 0.2) + (1% x 0.4) = 8.4%

Asset B's expected return = 10%, with a probability of 0.3, 8%, with a probability of 0.4, and 6% with a probability of 0.3. This assets expected return = (10% x 0.3) + (8% x 0.4) + (6% x 0.3) = 8%

Portfolio's expected return = (8.4% x 1/2) + (8% x 1/2) = 8.2%

standard deviation = √variance

variance = [(weight stock A)² · (σ of stock A)²] + [(weight stock B)² · (σ of stock B)²] + (2 · weight of stock A · weight of stock B · covariance between stocks A and B)

Based on the constant demand assumption in the economic order quantity (EOQ) model, the average cycle inventory is:____________
A) the order quantity divided by the number of inventory cycles per year.
B) the annual demand divided by the number of inventory cycles per year.
C) half of the order quantity.
D) half of the annual usage.

Answers

Answer:

C) half of the order quantity

Explanation:

The constant demand assumption in the economic order quantity (EOQ) model permits that there should be a minimum number of goods any company should purchase in order to help minimize different types of costs accrued through this system.

Based on the constant demand assumption in the economic order quantity (EOQ) model, the average cycle inventory is half of the order quantity.

g A corporation had 70,000 shares of $7 par value common stock outstanding. The board of directors declared and issued a 50% stock dividend. The market value of the stock was $27 per share. What is the journal entry to record this stock dividend

Answers

Answer:

Journal Entry

Dr. Retained earnings ___________________ $945,000

Cr. Common Stock _____________________ $245,000

Cr. Paid in capital excess of par common stock $700,000

Explanation:

Stock dividend is the distribution of earnings for the period among the equity stockholders in the form of common stocks.

The Numbers of stocks issued can be calculated as follow

Numbers of stocks = Common stock outstanding x Stock dividend rate

Placing values in the formula

Numbers of stocks = 70,000 x 50% = 35,000

Now calculate the stock dividend value

Stock divdned = Numbers of stocks issued under stock dividend x Market value of stock = 35,000 x $27 = $945,000

The value upto the par is recorded in the common stock account and excess will be recorded in paid in capital excess of par common stock account.

Common Stock = 35,000 x $7 = $245,000

Paid in capital excess of par common stock = 35,000 x ( $27 - $7 ) = $700,000

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1.6.2 Test (CST): Goals and Career Planning
Question 3 of 25
If Lucinda's top priority is being able to express her creative side, her most
likely long-term goal is to become a(n)
O
A. lawyer
B. interior designer
C. teacher
0
D. police officer

Answers

B- interior designer !!! Being able to design is an import part in showing off your creative side :) hope this helps

The operating cycle of a company: Multiple Choice Is the time it takes to acquire a loan, pay the interest, and retire the loan by paying the creditor in full. Must be less than one year. Is the time it takes to purchase inventory, sell inventory, and collect cash from the sale. Is usually greater than one year.

Answers

Answer:

c. Is the time it takes to purchase inventory, sell inventory, and collect cash from the sale.

Explanation:

The operating cycle of a company in this context is the average period of time that is required for the company to make an initial outlay of cash to produce product and services, sell and receive cash from consumers in exchange of goods or services.

A firm has a machine it can sell for $50,000. The book value of the machine is $20,000 at the moment. If the firm sells the machine today, what is the tax implication from the sale? Assume that the tax rate is 40%. Round to the nearest penny. If tax liabilities, type a negative sign in front. Do not include a dollar sign in your answer.

Answers

Answer:

-12,000.00

Explanation:

Tax implication from the sale = ($50000 - $20000)*40%  

Tax implication from the sale = $30,000 * 40%

Tax implication from the sale = 12,000

Now, as there is capital gain, so that means the company will have to pay taxes of 12,000. So, this is a liability of 12,000 which means the answer is = -12,000.00

Top Flight Stock currently sells for $53. A one-year call option with strike price of $58 sells for $10, and the risk-free interest rate is 5.5%. What is the price of a one-year put with strike price of $58

Answers

Answer:

$11.97

Explanation:

Calculation for the price of a one-year put

Using this formula

Price=Call option-Stock+Strike price(1+Risk-free interest rate)

Let plug in the formula

Price = $10 - $53 + $58/(1+.055)

Price = $10 - $53 + $58/(1.055)

Price= $11.97

Therefore the price of a one-year put with strike price of $58 will be $11.97

The put price for one year for a stock would be $14.21. The calculations are done on the basis of call option prices and risk free rate of return given in the query.

Put price generally refers to the asking price to sell the stock at a future price either up or down with respect to current situations of the stock market.

The formula for calculating the Put price for one year will be calculated is as given below.

[tex]\rm {Put\; price}= \dfrac{Call\; option- current\; stock\ price + current\; strike\; price}{(1+ risk\; free\; interest\; rate)}\\[/tex]

Putting the values available in the formula above we get

[tex]\rm {Put\ price} = \dfrac{10-53+58}{1+0,055}[/tex]

Value obtained will be

[tex]\rm Put\ price = 14.21[/tex]

Hence, the put price for a stock whose strike price is $58 will be $14.21 for a period of 1 year.

To Know more about option pricing, click on the link below.

https://brainly.com/question/15926283

Consolidation Entry TL removes the gain on sale from an intra-entity land sale because the land remains under the control of the consolidated entity.a. True b. False

Answers

Answer:

True

Explanation:

In consolidation the intra-entity transaction takes place and the gain on these transactions are eliminated as the sale and purchases are taken place in the same entity as a group. At the time of consolidation of group account the gain arising from these types of transactions are eliminated because the asset is held by the same entity as a group but in the individual account of each company of the group the gain on these transactions are recorded and reported in the accounts.

What might be reasons that small-company stocks earn higher returns than large-company stocks on average?

Answers

Answer:

small company stocks are less safe and liquid and is more exposed to inflation  

Explanation:

From the period of 1926 to 2010, the small company stock had the highest average return of securities as compared to the company stocks of large company. Some of the reasons for the highest return on average of a small company stock than the small company stock are :

1. The small company stocks are less safe.

2. The small company stocks are less liquid.

3.They are more exposed to the inflation.

The newspaper reported last week that Bennington Enterprises earned $34.04 million this year. The report also stated that the firm’s return on equity is 13 percent. Bennington retains 85 percent of its earnings.What is the firm's earnings growth rate? (Do not round intermediate calculations and round your final answer to 2 decimal places. (e.g., 32.16))What will next year's earnings be? (Do not round intermediate calculations and enter your answer in dollars, not millions of dollars.)

Answers

Answer:

a.

15.29%

b.

$39,659,760  

Explanation:

Note that the formula for return on equity provided below can be used to determine the  earnings growth rate:

return on equity=earnings growth rate*retention rate

return on equity=13%

the earnings growth rate is the unknown

retention rate=85%

13%=the earnings growth rate*85%

the earnings growth rate=13%/85%=15.29%

The  earnings next year=this year's earnings*(1+15.29% )

The  earnings next year=$34,400,000*(1+15.29%)=$39,659,760  

Cash equivalents meet all of the following criteria except:

a. More liquid than cash.
b. Readily convertible to a known cash amount.
c. Have a market value that is not sensitive to interest rate changes.
d. Short-term U.S. treasury bills.
e. Short-term investments purchased within 3 months of their maturity dates.

Answers

Answer:

a. More liquid than cash.

Explanation:

Cash equivalents can be defined as the total amount of cash at hand reported on a company's balance sheet and short-term financial securities having its maturity period typically around 90 days or even less.

Generally, it comprises of certificate of deposits, securities, bank accounts etc.

Hence, cash equivalents meet all of the following criteria:

1. Readily convertible to a known cash amount.

2. Have a market value that is not sensitive to interest rate changes.

3. Short-term U.S. treasury bills.

4. Short-term investments purchased within 3 months of their maturity dates.

A company purchased factory equipment on April 1, 2014, for $96,000. It is estimated that the equipment will have a $12,000 salvage value at the end of its 10-year useful life. Using the straight-line method of depreciation, the amount to be recorded as depreciation expense at December 31, 2014, is A) $9,600.B) $8,400. C) $6,300.D) $7,200.

Answers

Answer:

Depreciation for 9 month = $6,300

Explanation:

Given:

Cost of equipment = $96,000

Salvage value = $12,000

Use full life = 10 year

Total time in 1st year = 9 month

Find:

Depreciation for 9 month

Computation:

Depreciation = [(96,000-12,000)/10)]

Depreciation = 8,400

Depreciation for 9 month = 8,400 (9/12)

Depreciation for 9 month = $6,300

Receipts from cash sales of $3,200 were recorded incorrectly in the cash receipts journal as $2,300. This item would be included on the bank reconciliation as a(n):_______

a. addition to the balance per bank statement
b. deduction from the balance per company's records
c. deduction from the balance per bank statement
d. addition to the balance per company's records

Answers

Answer:

d. addition to the balance per company's records

Explanation:

Since in the question it is mentioned that the receipts generated from cash sales is $3,200 is not reported correctly in the journal of cash receipts as it is wrongly reported i.e. $2,300

So this type of error would be involved in the balance according to the records of the company

hence, the correct option is d

The same is to be considered

A Japanese carmaker plans to expand its production in the United States. The company borrowed $170 million for this expansion at an interest rate of 8% per year. The loan will be repaid in equal payments at the end of each year over a 15-year period. What is the amount of the annual payment?

Answers

Answer:

$35,951,249

Explanation:

Future value = PV*(1+r)^n

Future value = 170,000,000 * (1+0.08)^15

Future value = 170,000,000 * (1.08)^15

Future value = 170,000,000 * 3.172

Future value = $539,268,749

The total amount to be paid in 15 years is $539,268,749

Annual payment = Future value/n

Annual payment = $539,268,749/15

Annual payment = $35,951,249

Which cost flow assumption generally results in the highest reported amount for ending inventory when inventory costs are rising

Answers

Answer:

FIFO method (first in, first out)

Explanation:

When inventory costs are increasing, the FIFO method (first in, first out) results in the lowest cost of goods sold, which in turn result in the highest ending inventory value. On the other hand, the LIFO method (last in, first out) results in the highest cost of goods sold and the lowest ending inventory value. Goods purchased last will have a higher cost since  the price of the merchandise increased during the year.

g Distinguish between the total U.S. debt and the debt held by the public. Why is the debt as a percentage of GDP more relevant than the total debt

Answers

Answer:

The total US debt is all the money that the US federal government owes. While the debt held by the public is only the portion of the US debt held by private entities (e.g. private investors or foreign governments).

In the past (around 20 years ago), government debt owned by federal agencies was much higher, over 40%, with social security being the largest debt holder. This is called intragovernmental debt. That means that around 60% of the debt was held by the public. But in recent years this has changed. Currently. intragovernmental national debt has fallen to 23%. This means that the debt hold by the public is more or less 77%.

Even as intragovernmental debt has decreased, the total size of the national debt is not as important as the percentage of the national debt compared to the GDP. Currently, national debt represents 98.3% of the GDP which is the highest level since WWII. This is really something to worry about because the government spends a huge portion of its budget paying interests on existing national debt and the higher it is, the less money available for other expenses. As the national debt increases in relation to the GDP, it is more difficult for the country to pay it back. The said thing is that politicians do not pay for it, taxpayers pay it.

This professional analyzes statistics and uses them to calculate risks and premiums

Answers

Answer:

Explanation:

An actuary compiles and analyzes statistics and uses them to calculate insurance risks and premiums. Mehmud and associates created the tool, called “Wakely Risk Insight,” to aid the consulting firm’s clients.

One example of consumers not knowing what they want is that, before purchase, consumers want products with many features, but after purchase consumers are more satisfied with products with fewer features. This is called:________

a. Feature frustration
b. Feature regret
c. Feature Fatigue
d. Feature apprehension

Answers

Answer:

c. Feature Fatigue

Explanation:

Feature fatigue is defined as the phenomenon where consumers are satisfied with buying products that are simple and easy to use as opposed to feature-rich products.

The various reasons consumers avoid feature-rich products are:

- Less quality due to rushed production to input many features

- Reduced usability of features. When features of a good are not used they tend to confuse user and sometimes reduce efficiency of use.

- Lack of understanding of complex features

- More stability of products with less features

When meeting someone from a different culture it is more useful to focus on ________, or central tendencies and patterns within a culture which recognize that there are variations of beliefs, behavior and values within that culture.

a. prototype
b. stereotype
c. halo bias
d. fundamental attribution error

Answers

Answer:

Option A: Prototype

Explanation:

culture is basically the way of life of people in a place. It is a system of beliefs, values, and ways of life that are shared or common with(by) a group of people.migration in the world today has made people with different cultures to be intertwined. Understanding your cultures is good but to foster growth, peace and love wherever we are among other cultures and traditions, one must learn to understand other people cultures around is as it will help in building faith, love and peace. Cultural differences appear in a number of important areas, including nonverbal signals, gender. Religion and attitudes toward work and success.

Focus on the original, early model,/sample(prototype), central tendencies and patterns within a culture will help us to recognize that there are a lot of difference in the beliefs, behavior and values within that culture.

Barry’s expectation that employees will complete his requests immediately is typical of —— leaders.

Answers

Answer: Commanding leaders

Explanation: The commanding leader is a type of leadership where the leader is someone who is very controlling. These leaders are tough and direct people, they are those who take charge of situations regardless of what others may think.

In the commanding leadership style, the leader is someone very focused and does whatever it takes to get the desired results. They are often intimidating and expect their employees to always do what they ask.

Speedy gas
High Price Low price
Swifty Gas High Price $100, $100 $25,$150
Low price $150, $25 $50,$50

(Table: Two Rival Gas Stations) Use Table: Two Rival Gas Stations. The table shows a payoff matrix for two gas stations in a small town. Each firm can set either a high price or a low price, and customers view these two firms as nearly perfect substitutes. Profits in each cell of the payoff matrix are given as (Swifty's profit, Speedy's profit). Which statement describes a dominant strategy?

a. Swifty will always set a low price,no matter Speedy's choice.
b. Swifty will always set a high price,no matter Speedy's choice.
c. Swifty will set a low price when Speedy sets a high price,but Swifty will set a high price when Speedy sets a low price.
d. Swifty will set a high price when Speedy sets a high price,but Swifty will set a low price when Speedy sets a low price.

Answers

Answer:

a. Swifty will always set a low price,no matter Speedy's choice.

Explanation:

Swifty's dominant strategy should result in maximizing its profits regardless of what Speedy does. This is achieved by setting a low price, since that strategy could yield $150 + $50 = $200

If Swifty sets a high price it could earn = $100 + $25 = $125

Since $200 is higher than $125, then that would be Swifty's dominant strategy.

Juanita is a citizen of Brazil but is working in Canada for a subsidiary of her company. Juanita is a(n) _____ manager.

a. ethnocentric
b. expatriate
c. geocentric
d. host-country
e. domestic

Answers

Answer:

b. expatriate

Explanation:

In this specific scenario, Juanita is an expatriate manager. Expatriate managers are just employees that are not native-born citizens from the country in which they are currently working in. Since Juanita is working in Canada but is not a Citizen of Canada then she is considered an expatriate. The main reason for hiring such an individual is that they most likely possess skills that only a few people may have due to many years of experience.

Lawson Manufacturing Company has the following account balances at year end:
Office supplies $ 4,000
Raw materials 27,000
Work-in-process 59,000
Finished goods 109,000
Prepaid insurance 6,000
What amount should Lawson report as inventories in its balance sheet?
A) $109,000.
B) $113,000.
C) $195,000.
D) $199,000.

Answers

Answer:

C) $195,000.

Explanation:

Calculation for the amount that Lawson should report as inventories in its balance sheet

Raw materials 27,000

Add Work-in-process 59,000

Add Finished goods 109,000

Inventories $195,000

Therefore the amount that Lawson should report as inventories in its balance sheet will be 195,000

The financial segment of a business plan will cover a specific period of time. The length of this projected period may be:______

a. for 1 year, which may be too short to show true outcomes.
b. for 10 years, which may be too long to meaningfully forecast.
c. over a range of 1 year to as many as 10 years.
d. All of these are correct.

Answers

Answer:

d. All of these are correct.

Explanation:

Financial analysis can be defined as the process of analyzing the stability, profitability, accuracy and viability of a business entity through its financial statements.

Financial statements can be defined as a document used for the formal communication or disclosure of financial information and statements to present and potential users such as investors and creditors. These includes balance sheet, statement of retained earnings and income statement.

Financial reporting can be defined as the formal communication or disclosure of financial information and statements to present and potential users such as investors and creditors.

The objective of financial reporting include all of the following to provide information that:

1. Is useful to those making investment decisions. This information would help creditors to determine whether they should lend to a client or not; or assist investors in deciding whether they should invest in a business or not.

2. Is useful to those lending out money to business entities. When investors and creditors are well furnished with financial information about an organization, they would be able to assess the amounts of cash, timing, and uncertainty of cash flows from dividends or interest.

3. Is useful to creditors in making decisions about providing resources to business entities.

In conclusion, the financial segment of a business plan will cover a specific period of time. The length of this projected period may be;

a. for 1 year, which may be too short to show true outcomes.

b. for 10 years, which may be too long to meaningfully forecast.

c. over a range of 1 year to as many as 10 years.

A company issued 5-year, 6% bonds with a par value of $97,000. The company received $94,947 for the bonds. Using the straight-line method, the amount of interest expense for the first semiannual interest period is:______.

Answers

Answer:Interest expense=$2,704.70

Explanation:

Cash Interest paid for the first semiannual interest period = Principal x Rate x Time (Period)

$97,000 × 0.06 × 1/2 year =$2,910

Straight line method  to calculate the premium  amortized=Bond Issue Price – Face Value)/ Bond term

= ($97,000 − $94,947) / 5 /2 = $2,053/10 =$205.30

Interest expense=Cash Interest paid - premium  amortized

$2,910 − $205.30 = $2,704.70

Nestlé of Switzerland is revisiting its cost of equity analysis. As a result of extraordinary actions by the Swiss Central​ Bank, the Swiss bond index yield​ (10-year maturity) has dropped to a record low of ​%. The Swiss equity markets have been averaging ​% ​returns, while the Financial Times global equity market​ returns, indexed back to Swiss​ francs, stands at ​%. ​Nestlé's corporate treasury staff has estimated the​ company's domestic beta at ​, but its global beta​ (against the larger global equity market​ portfolio) at .

a. What is​ Nestlé's cost of equity based on the domestic portfolio for a Swiss​ investor?
b. What is​ Nestlé's cost of equity based on a global portfolio for a Swiss​ investor?

Answers

Answer:

The numbers are missing, so I looked for similar questions to fill in the blanks:

Rf (Switzerland) = 0.54%

Rm (Switzerland) = 8.5%

Beta (Switzerland) = 0.919

Rm (global) = 9.06%

Beta (global) = 0.532

a. What is​ Nestlé's cost of equity based on the domestic portfolio for a Swiss​ investor?

Re (Switzerland) = Rf + [Beta x (Rm - Rf) = 0.54% + [0.919 x (8.5% - 0.54%)] = 0.54% + 7.32% = 7.86%

b. What is​ Nestlé's cost of equity based on a global portfolio for a Swiss​ investor?

Re (global) = Rf + [Beta x (Rm - Rf) = 0.54% + [0.532 x (9.06% - 0.54%)] = 0.54% + 4.53% = 5.07%

As the marginal propensity to consume (MPC) increases, the spending multiplier:______.a. remains the same. b. increases. c. decreases. If the marginal propensity to consume is 0.60, then, assuming there are no taxes or imports, what is the multiplier?

Answers

Answer:

b. increases ; 2.5

Explanation:

MPC stands for Marginal Propensity to Consume. In economics, the MPC may be defined as the metric that quantifies the induced consumption. It is the concept that determines that the increase in the spending of personal consumer occurs with increase in the disposable income.

It is estimated that as the MPC increases, the spending multiplier also increases. MCP is the ratio of consumption function to the disposal income change. When the MCp is 0.6, then the multiplier becomes 2.5 if there is no imports and taxes involved.

Jamison Company uses the total cost method of applying the cost-plus approach to product pricing. Jamison produces and sells Product X at a total cost of $1,100 per unit, of which $750 is product cost and $350 is selling and administrative expenses. In addition, the total cost of $1,100 is made up of $630 variable cost and $470 fixed cost. The desired profit is $143 per unit.

Required:
Determine the mark up percentage on total cost.

Answers

Answer:

The mark up percentage on total cost is 13%.

Explanation:

Mark up percentage on total cost refers to the profit as a percentage of the total cost.

Therefore, the mark up percentage on total cost can be calculated using the following formula:

Mark up percentage on total cost = (Desired profit / Total cost) * 100 ......... (1)

Where;

Desired profit = $143

Total cost = $1,100

Substituting the values into equation (1), we have:

Mark up percentage on total cost = ($143 / $1,100) * 100 = 0.13 * 100 = 13%

Therefore, the mark up percentage on total cost is 13%.

Mendelson Laboratories purchased engineering equipment at a cost of $420,000. Shipping costs totaled $15,000. Installation cost was $8,000. An additional electrical line had to be run to the equipment at a cost of $3,000. Labor and testing costs totaled $6,000. Materials used up in testing cost $3,000. The capitalized cost is:

Answers

Answer:

The capitalized cost is $455,000

Explanation:

According to the Standard (IAS 16) costs of an item of Property, Plant and equipment include the Purchase Costs and any other costs directly attributable to placing the asset in the location and condition for use as intended by management.

Calculation of Costs of Equipment :

Purchase Costs                     $420,000

Shipping costs                         $15,000

Installation cost                         $8,000

Electrical line                             $3,000

Labor and testing costs            $6,000

Material in testing                     $3,000

Total cost                               $455,000

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