Answer:
3.39 years
Explanation:
The computation of the project payback period is shown below:
Initial cost = $28,300
Generated cash flows Cumulative cash flows
1 $6,900 $6,900
2 $9,000 $6,900 + $9,000 = $15,900
3 $9,250 $15,900 + $9,250 = $25,150
4 $8,150
5 $7,700
Here the payback period is
= 3 years + ($28,300 - $25,150) ÷ $8,150
= 3 years + 0.386
= 3.39 years
hence, the payback period is 3.39 years
A business owner makes 1,000 items a day. Each day she contributes eight hours to produce those items. If hired, elsewhere she could have earned $250 an hour. The item sells for $15 each. Production does not stop during weekends. If the explicit costs total $150,000 for 30 days, the firm's accounting profit for the month equals
Answer:
Accounting profit=$300,000
Explanation:
Accounting profit is the difference between revenue from from production or service activities and the expenditures incurred.
It is the difference between the total revenue and the total explicit costs. Explicit costs are those transaction cost incurred to generate revenue . E.g the cost of the material , labour, expenses e.tc.
On the other hand, economic profit includes accounting profit plus opportunity cost. Opportunity cost is the value of the benefits sacrificed in favour of a decision.
Accounting profit = Sales revenue - Explicit cost
Sales revenue = Price × units sold= $15× 1000× 30 = $450,000 1
Explicit cost = $150,00
Accounting profit = $450,000- 150,000 = $300,000
Accounting profit=$300,000
Note we ignore the amount she could have earned because it is an implicit cost
________ is a a selection requirement that is necessary for the performance of job-related duties and for which there is no substitute.
a. Certified qualifications
b. Bona fide occupational qualifications
c. Pedigree
d. First honors
Answer: B. Bona fide occupational qualifications
Explanation:
Bona fide occupational qualifications is a selection requirement that is necessary for the performance of job-related duties and for which there is no substitute.
When employers awant to make decision about whether to hire or retain s particular worker, the bona fide occupational qualifications can be used.
Alfred is grain farmer that usually stores his soybeans at a local elevator. What would he do just to use the options market to create synthetic storage after he sells his beans at harvest?
Answer: Buy a Call Option
Explanation:
A Call option gives the holder the right to buy an asset at a predetermined price and time in the future. If Alfred bought a call option on the soybeans, he could leave the soybeans with the writer of the call option until the time the option is exercised then he can claim it back.
That way Alfred would effectively have stored the soybeans with the writer because he was still going to get it back in future anyway.
A person is completing a Form U4 to become registered and notices that the document requires his signature. The person has an aversion to signing legal documents that he doesn't fully understand. For clarification on the details of the form, he calls his brother who is a lawyer and specializes in employment law. The brother indicates that if Form U4 is signed, a person is agreeing to:
Answer:
Explanation:
If an individual signs Form U4, that individual is agreeing to submit potential disputes with the firm, other member firms, customers, or associated persons to arbitration rather than litigation . In other words, the individual is agreeing to use arbitration as a means of resolving any disputes that involve the employer, other members, customers, or associated persons. instead of litigation. This form is mandatory and must be signed by any individual who is registering with a broker-dealer.
The term ___________________ describes the proportion of deposits that the bankmust hold in the form of reserves that are not loaned out or invested in bonds.
Answer:
reserve ratio
Explanation:
"Malika wants to study the effect of rising textbook prices on the number of books students purchase. In planning her study, she realizes there are other variables besides price that can affect this decision. To help build her model, she can:"
Answer:
Use the ceteris paribus assumption
Explanation:
By using the ceteris paribus assumption she can assume all other conditions are equal and that the number of books purchased by students and the price of the books are the only variables in the study
With the Latin phrase, ceteris paribus, meaning all other things are the same or other things considered as being equal or remain constant, it is possible to determine causation of an event by focusing on the effect of a one of the several independent variables on the dependent variable.
Which form of law agency has the highest order out of the law agencies?
Answer:
The Office of Management and Budget (OMB).
Cole is computing variable cost per unit using the high‐low method. The highest level of activity is 725 machine hours at a total cost of $1,900. The lowest level of activity is 225 machine hours at a total cost of $1,000. What is the variable cost per unit?
Answer:
Variable cost per unit= $1.8
Explanation:
Giving the following information:
The highest level of activity is 725 machine hours at a total cost of $1,900. The lowest level of activity is 225 machine hours at a total cost of $1,000.
To calculate the unitary variable cost, we need to use the highlow method:
Variable cost per unit= (Highest activity cost - Lowest activity cost)/ (Highest activity units - Lowest activity units)
Variable cost per unit= (1,900 - 1,000) / (725 - 225)
Variable cost per unit= $1.8
who is responsible for making sure that a business is a healthy, hazard free place to work that complies with the government regulations
Answer:
Employer
Explanation:
According to the Occupational Safety and Health Administration, OSHA, an agency of the U.S. Department of Labor. It is the Employer's responsibility amongst others to provide a workplace free from serious recognized hazards and comply with standards, rules, and regulations issued under the OSH Act.
At the same time, they must ensure employees utilize safe tools and equipment and appropriately maintain this equipment.
Hence, it is the EMPLOYER who is responsible for making sure that a business is a healthy, hazard-free place to work that complies with the government regulations
steps in the decision-making process.
There are
a. 5
b. 7
C. 6
d. 4
Please select the best answer from the choices provided
A
B
C
D
Answer:
B
Explanation:
Answer:
B
Explanation:
Trust.
"Which bond recommendation would be the LEAST safe for an individual who seeks income that is free from federal income tax?"
Answer:
A. AA-rated revenue bond that is escrowed to maturity
Explanation:
As first option is the bond that the issuer of bond called back prior to the matured. It occurs when there is a fall in the rate of interest
The second option is backup by a pledge that involves full trust and contains the secure option that enables an individual free from the federal income tax
The third option are issued by the authorities that are local and governed by the U.S government so it become secure that enables an individual free from the federal income tax
The fourth option is the mix of revenue bonds and the obligation bonds hat involves full trust and contains the secure option that enables an individual free from the federal income tax
EstWhich titles. Fits this vin diagram best
Answer:
Title 1 is "careers" and title 2 is "jobs"
Explanation:
If Rolo Watches plans to sells 300 watches at $48 per watch and has variable costs of $20 per watch and fixed costs of $4,000, what is the projected profit? A) $4,000 B) $4,400 C) $8,400 D) $12,000
Answer:
Profit= $4,400
Explanation:
Giving the following information:
Sales= 300 units
Selling price= $48
Unitary variable cost= $20
Fixed cost= $4,000
First, we need to calculate the contribution margin:
Contribution margin= 48 - 20= $28 per unit
Now, the projected profit:
Profit= 300*28 - 4,000
Profit= $4,400
"A customer wishes to open an account at a FINRA member firm, but wishes his identity to remain hidden to the employees at the branch office. Which statement is TRUE?"
Complete Question:
A customer wishes to open an account at a FINRA member firm, but wishes his identity to remain hidden to the employees at the branch office. Which statement is TRUE?
Group of answer choices
A. The customer's request cannot be accommodated
B. The customer must apply to FINRA to open such an account
C. The customer must sign a statement attesting to account ownership for such a request to be honored
D. The customer must submit a photo identification to open such an account
Answer:
C. The customer must sign a statement attesting to account ownership for such a request to be honored.
Explanation:
When a customer wishes to open an account at a Financial Industry Regulatory Authority (FINRA) member firm, but wishes his identity to remain hidden to the employees at the branch office. The customer must sign a statement attesting to account ownership for such a request to be honored. This simply means that, according to the policy of the Financial Industry Regulatory Authority, it is required that the customer signs a statement which expressly states or attests to the fact that he is the sole owner of the account.
"An investor has bought 500 shares of a volatile growth stock and wishes to limit downside loss. Which strategies are appropriate?"
Answer:
The company can sell stop order or purchase a put option
Explanation:
A sell stop order is useful in setting a stop price which is the set market price if achieved the stock can be sold on a market price thus it helps in lowering the downside risk.
Another option is to purchase 5 put options which gives the holder right to sell at market price if the market price of the stock is lower than the strike price which means we had limited downside loss.
Currency devaluation ___________ the cost of foreign goods and _______ the cost of domestic goods to foreign firms.
Answer:
increases
reduces
Explanation:
Devaluation is when the value of a currency is deliberately adjusted downward relative to the value of another currency.
For example, a dollar can be exchanged for 40 pesos. the Mexican government decides to devalue their currency. After devaluation, a dollar is now being exchanged for 60 pesos. This is an example of devaluation.
If a burger costs $5, before devaluation, the burger would cost 200 pesos to a Mexican before devaluation. After, it would cost 300 pesos. We can see that foreign goods becomes more expensive after devaluation.
If a taco costs 40 pesos, an American would pay $1 for a taco. After devaluation, a taco would cost $0.7. We can see the domestic goods become cheaper to foreigners
There are three approaches to valuation, and all three should be used. Depending on the type of property being appraised however, one approach will have more weight and should afford greater authority. The comparison approach is given greater weight in the appraisal of:
Answer:
"Single family dwellings " is the right approach.
Explanation:
Single-family dwelling indicates a constructed structure, or component equivalent, that has been used predominantly for housing development, that is built for, as well as inhibited specifically by, 1 individual, and this also incorporates work around the house.It appears to mean the certain continued to improve capital assets which can be used but rather originally meant being used as a household and which provides yet another unit of an apartment.So that the above is the correct solution.
The comparison approach is given greater weight in the valuation of a property in the appraisal of single family dwellings. Such houses are referred to as owned by a single family.
A single family dwelling gets more value appraisal as there is a more increase in the valuation due to increasing demand and factors contributing like inflation.
A single family dwelling or a one family dwelling is a popular concept in real estate housing development where the house or the entire building is owned by one single family.Such houses are referred to as property having a high valuation in the property of as there is a great demand for such houses due to their premium locations and features along with inflation.Single family dwellings houses are built in such a way that any house, buildings, gardens, constructions of such kind do not share their wall with such properties.Hence, the correct statement is that the single family dwellings are appraised more in their valuation under following the comparison approach.
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Should a licensee who represents both the buyer and seller tell the buyer about material defects on the seller's property?
Answer:
Yes, any defects known to the broker should have been disclosed to the buyer.
Explanation:
When a liscencee represents mother the buyer and seller in a transaction it is called dual agency.
Most real estate agents work either for the buyer or the seller. Dual agents are a small category that represents both buyers and sellers.
Dual agents should be neutral and represent each party's interest equally.
If there is a material defect it is his duty to disclose this to the buyer. This fosters transparency and prevents the seller from cheating the buyer.
Which type of bank account allows checks to be written for a larger amount than is currently in the account?
Answer:
which type of Bank account allows checks to be written for a larger amount than is currently in the amount
Explanation:
first community Bank
A fishery with populations well below historic levels that has reduced reproductive capacity is called ___________.
Answer: depleted
Explanation:
A fishery with populations well below historic levels that has reduced reproductive capacity is called depleted.
It should be noted that depletion in fishery occurs due to overfishing by individuals or in certain situations when the waster from companies are poured into rivers or seas which affects the survival of the fishes. This will lead to their reduction in the long run.
13. The principal has several remedies available, including for breach of fiduciary duties and remedies if the agent engages in misrepresentation, negligence, deceit, libel, slander or trespass. Anything that the agent obtains by virtue of the agency relationship belongs to the and will be considered held in for the principal. If the agent breaches the agreement, the principal also has a right of . Finally, if the principal is sued for the agent’s negligent conduct, the principal can sue the agent for .
Answer:
The principal has several remedies available, including agent for breach of fiduciary duties and tort remedies if the agent engages in misrepresentation, negligence, deceit, libel, slander or trespass. Anything that the agent obtains by virtue of the agency relationship belongs to the principal and will be considered held in constructive trust for the principal. If the agent breaches the agreement, the principal also has a right of avoidance. Finally, if the principal is sued for the agent’s negligent conduct, the principal can sue the agent for indemnification.
Explanation:
The principal can sue the agent for his misuse of the authority delegated and this misuse includes the breach of fiduciary duty, misrepresentation, negligence and all those acts that harms the principal which were not performed in good faith and were out of agent's responsibility.
The benefits (Other than his fee and agreed benefits with principal) that agent obtain just because of his agency relationship, belongs to principal and must be considered as held in constructive trust.
If the contract has been breached by the agent then the principal has the right to avoid performance of the contract (Avoidance).
Indemnification is principal suing agent because due to the negligence of the agent, third party has sued the principal which would harm principal both in financial terms and reputational terms due to the negligence of the agent. Hence the principal can sue the agent for his negligence.
"A registered representative at a FINRA member firm goes on the Board of Directors of a not-for-profit charity. Which statement is TRUE?"
The available options are:
A. This event must be reported as an Outside Business Activity to FINRA on the individual's U-4 Form
B. This event must be reported to the individual's employer
C. This event must be reported as an Outside Business Activity to both FINRA on the individual's U-4 Form and to his or her employer
D. No report is required to either FINRA or the employing member firm
Answer:
C. This event must be reported as an Outside Business Activity to both FINRA on the individual's U-4 Form and to his or her employer
Explanation:
According to the Financial Industry Regulatory Authority, FINRA specifies that an Outside Business Activity, OBA, obliges employer authorization and must also be documented on the individual's U-4 Form. This information then goes into the registered representative's BrokerCheck report and appears as an OBA on the report.
The purpose of the OBA acknowledgment in BrokerCheck is to give a potential customer an opportunity to assess how much time a representative is dedicating to his or her business as a representative.
The Turtle Society, a nongovernmental not-for-profit organization, receives numerous contributed hours from volunteers during its busy season. Chris, a clerk at the local tax collector's office, volunteered ten hours per week for 24 weeks transferring turtle food from the port to the turtle shelter. His rate of pay at the tax office is $10 per hour, and the prevailing wage rate for laborers is $6.50 per hour. What amount of contribution revenue should Turtle Society record for this service
Answer:
$0
Explanation:
Not-for-profit organizations are required to record donations, e.g. money, food, clothes, etc., but they are not required to record voluntary work. In this case, Chris was a volunteer who spent 240 hours caring for turtles. It doesn't matter how much does Chris earns in his normal job, he cannot deduct volunteer work and the Turtle Society does not need to record his work either.
A fund seeks maximum capital appreciation by investing in common stocks of companies located outside the United States. The management selects well-established companies that are listed on their national stock exchanges and that have demonstrated high earnings potential. This information describes which mutual funds?
Answer:
ATF Overseas opportunity fund fund
Explanation:
A mutual fund can be described as a from of investment where investors come together to contribute resources towards investment that are managed by experienced professionals to minimize the risks and maximize returns.
There are different types of mutual fund guided by different rules .
The description given in the question best suit the ATF overseas opportunity fund. Even though it is closely related to the ATF capital appreciation fund , but while the ATF capital appreciation fund invests in small and medium sized company, The ATF overseas opportunity fund invest in an already established listed companies that have already demonstrated high earning potential.
_____________ invest their funds in new businesses and help the management team get the firm to the point at which it is ready to "go public"; however, they aren't in charge of taking the firm public.
Answer:
Angel investors
Explanation:
Angel investors are investors who give funds to start ups in exchange for ownership stake in the company. they are usually not in charge of running the company.
ABC Corp. has outstanding a 10% noncumulative preferred stock. Two years ago, ABC omitted its preferred dividend. Last year, it paid a dividend of $5 per share. In order to pay a dividend to common shareholders, each preferred share must be paid a dividend of
Answer:
$10
Explanation:
Since there is an outstanding of 10% non cumulative preferred stock and the last year dividend was paid for $5 per share
So, for each preference shares, the dividend must be paid for $10 as this is a straight and non cumulative one
also, the dividend is first paid to the preference shareholder dividend afterwards the equity shareholders is paid
Therefore the $10 would be the dividend paid for per preferred share
You are on your daily jog when a car negligently pulls in front of you. Unable to stop, you run
into it and injure yourself should you be able to recover from the harm done to you?
Answer:
medically speaking, Yes!
Explanation:
Since the scenario only involves the individual running into the car, not the car hitting the individual; meaning that he'll have less severe injuries.
To be able to recover from the harm done, the individual may need first aid treated.
A company has contribution margin per unit of $90 and a contribution margin ratio of 40%. What is the unit selling price?
a. Cannot be determined
b. $225
c. $36
d. $150
Answer:
b. $225
Explanation:
The computation of unit selling price is shown below:-
unit selling price = Contribution margin per unit ÷ Contribution margin ratio
= $90 ÷ 40%
= $225 per unit
Therefore for computing the unit selling price we simply divide the contribution margin per unit by contribution margin ratio.
Hence, the unit selling price is $225
Therefore the option B is correct
Before giving a loan to a customer, a lender examines the customer’s credit report. Which explains why the lender examines the customer’s credit report? to determine if the customer is a likeable person to determine the customer’s income to determine the customer’s job title to determine if the customer is likely to pay back the loan
Answer:
to determine if the customer is likely to pay back the loan
Explanation:
Giving a loan to a customer, a lender examines the customer’s credit report to determine if the customer is likely to pay back the loan. The correct option is D.
Why is it important to check your credit report?It is good credit hygiene to check your credit report at least once a year. It can help reassure you that your credit is in good shape and that your information is correct. If you plan to use your credit to make a large purchase, or if you have been a victim of identity theft or believe you are at risk for it, checking more frequently is a good idea.
Potential lenders and creditors, such as credit card companies, mortgage lenders, and auto lenders, may use your credit scores and credit history, along with a variety of other factors, to make lending decisions. These businesses want to know how likely you are to repay the money they lend you on time. Lenders may use information from your credit report to determine whether you qualify for a loan and the terms of the loan.
Thus, the ideal selection is option D.
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Why is the hospitality industry considered diverse and complex?
Answer:
Because the clients and the employees are diverse and because there are major groups of hotels chains that dominate the industry.
Explanation:
To begin with, the hospitality industry is considered to be so diverse because of the wide range of clients that is it has, representing people from all over the world, the consumers of the hospitality industry tend to have very different cultures, languages, ethics and more and that is becuase the whole world is to be considered a client when it comes to this industry. Moreover, the workers of the industry tend to be from different places as well because that gives a plus to the company who receives people from everywhere.
Secondly, this industry it is considered to be complex due to the fact that most of the hotels chains are the ones that dominate the industry and therefore that one group of hotels is the one that receives the most of the clients and so on.