Answer:
12 months, two, five
Explanation:
As per different Federal Acts in the country, the law defines a person to be in the business of real estate in two categories:
Principal: The one who has minimum experience of twelve months, and has completed at-least 3 transactions of selling or rental facilities.
Agent: This one majorly works for the former principle. As we see, to call himself an agent, he has to have a work experience of 12 months, but in those twelve months he has at-least done 2 activities of sale or renting, or is involved for dwelling facilities designed for providing families or more.
Complete the sentence using the appropriate word.
A person is deemed to be "in the business of selling or renting real estate" if they have in the past 12 months, participates as an agent, other than the sale of his own personal residence, in providing sales or rental facilities or sales or rental services in two or more transactions involving the sale or rental of any dwelling or any interest therein, and is the owner of any dwelling designed or intended for occupancy by, or occupied by, five or more families.
Real estate can be categorized into different types. They are
Residential, Commercial,Industrial,AgriculturalTherefore, Real estate company can be categorized into two:
Principal: Has a minimum of 12 months experience has completed at least three transactionsAgents: Also has at least 12 months experience but number of transactions completed is at least two.Learn more about real estate:
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_____________ are a form of financial instrument through which corporations and governments borrow money from financial investors and promise to repay with interest.
Answer:
Bonds
Explanation:
Bonds are financial instruments that are used to obtain funding from the bond holders. It is a debt security that is issued by a government or corporation to investors.
When investors buy bonds the funds are used by governments for its operations and various projects. Interest is paid on the bonds.
Bonds can be municipal bonds or corporate bonds.
Unlike shares bonds does not grant the holder an equity or ownership stake in the company, rather it grants a creditor stake.
You want to buy an annuity that will pay you $1000 per year for 20 years. You find an account that will pay 4% per year, compounded annually. How much must you deposit today in order to fund this annuity?
Answer:
The amount to be deposited today = $13,590.33
Explanation:
The amount to be paid for the annuity would the sum equal to the present value of the cash flow from the annuity. The present value of an ordinary annuity is determined using the relationship below:
PV of annuity = A× ( (1-(1+r)^(-n) )/r
A- Annual cash flow
r- interest rate per annul
n- Number of years
PV- Present Value of annuity'
DATA
A-1000
r- 4%
n- 20
PV = 1,000 ×( (1 - 1.04^(-20))/0.04 =$13,590.33
The amount to be deposited today = $13,590.33
One bank offers a 2% variable rate loan, while a competitor offers a 3% fixed rate loan over the same period. It is likely better to choose the fixed rate loan, even though the interest rate is higher, because the rate on the
Answer:
The problem with variable rates is that they vary, i.e., they might unexpectedly increase and the increase might be pretty significant. One of the main factors leading to the Great Recession was the housing bubble and the increase in mortgage interest rates. Normally, interest rates tend to increase, they might sometimes decrease, but generally they only go up and up.
Even though the fixed interest rate might be higher, it will not change and that guarantees that you will always pay the same amount and that you can prepare your personal budget to cover it.
JDS Shipyard's projected benefit obligation, accumulated benefit obligation, and plan assets were $95 million, $85 million, and $75 million, respectively, at the end of the year. a. What, if any, pension liability or pension asset must be reported in the balance sheet
Answer:
A. $20 million
B. $6 million
Explanation:
A.Calculation for pension liability or pension asset that must be reported in the balance sheet
Using this formula
Pension liability=Projected benefit obligation -Plan assets
Where,
Projected benefit obligation =$95 million
Plan assets =$75 million
Let plug in formula
Pension liability =$95 million-$75 million
Pension liability =$20 million
Therefore the pension liability or pension asset that must be reported in the balance sheet will be $20 million.
B. Calculation for if the plan assets were $89 million instead
Using this formula
Pension liability=Projected benefit obligation -Plan assets
Where,
Projected benefit obligation =$95 million
Plan assets =$89 million
Let plug in formula
Pension liability =$95 million-$89 million
Pension liability =$6 million
Therefore if any, pension liability or pension asset must be reported in the balance sheet if the plan assets were $89 million instead will be $6 million .
"During extended periods of high inflation, it can be expected that common stock price movements, as measured by the NYSE Composite Index, will show a:"
Answer:
negative correlation
Explanation:
In such a scenario common stock price movements will show a negative correlation. Meaning that as inflation levels rise the price values of these common stock assets will decrease, which the same can apply the other way around. This tends to occur because a stock's price is just the risk-adjusted present value of the company's future cash flows, thus a rise in inflation will always cause it to drop.
Societies make decisions about what type of goods to produce by:
O A. determining which good is the scarcest.
O B. considering their people's wants and needs.
O c. differentiating between physical and human capital.
D. choosing which factor of production is most important.
Answer:considering their people wants and needs
Explanation:
Societies make decisions about what type of goods to produce by considering their people's wants and needs. The correct option is b.
What do you understand by the term goods?Goods are items that satisfy human wants and provide utility, for example, to a consumer purchasing a satisfying product. A common distinction is made between transferable goods, and services, which are not transferable.
A good is an economic good if it is useful to people but scarce about its demand so that the human effort is required to obtain it. In contrast, free goods, such as air, are naturally in abundant supply and need no conscious effort to obtain them. Private goods are things owned by people, such as televisions, living room furniture, wallets, cellular telephones, and almost anything owned or used daily that is not food-related.
A consumer good or final good is any item that is ultimately consumed, rather than used in the production of another good.
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Under the Uniform Securities Act, which of the following negates a client's right to a civil suit for damages?
I. The advice that is the subject of the suit was given more than 3 years ago
II. The client has died
III. The client willingly signed a statement waiving the adviser's compliance with the provision of the act on which the suit is based
Answer:
C) I only.
Explanation:
According to the Uniform Securities Act, A civil case underneath the provisions of the United States must be filed in 3 years of the alleged infringement, or 2 years from the detection of the breach, whatever comes first.
Also, The passing of the consultant or the client doesn't really eliminate a civil liability prima facie case. Waivers to statements agreed to sign by the customer waiving adherence by the consultant with the provisions of this act on which the suit is focused aren't ever legitimate on the examination.
Therefore the option i is correct
A road map indicating the direction of systems development, the rationale, the current systems, new developments to consider, the management strategy, the implementation plan, and the budget is called a(n): .
Answer: information systems plan
Explanation:
A road map indicating the direction of systems development, the rationale, the current systems, new developments to consider, the management strategy, the implementation plan, and the budget is called an information systems plan.
Information System Planning (ISP) is an approach that waa actually developed in order to help organizations establish a plan which can be used by the organizations to satisfy their information requirements which can either be short or long term basis.
give four features of subsistence production
Answer:
The main features of Subsistence Farming are as follows:
In subsistence farming, landholdings tend to be small and scattered.
The farmers tend to use traditional methods of agriculture.
The output is not very high and it is consumed within the family........
If the natural rate of unemployment equals 4 percent and the actual rate of unemployment equals 6 percent, then cyclical unemployment equals:
Answer:
2%
Explanation:
The natural rate of unemployment is 4%
The actual rate of unemployment is 6%
Therefore, the cyclical unemployment can be calculated as follows
Cyclical unemployment= actual rate of unemployment-natural rate of unemployment
= 6%-4%
= 2%
Hence the cyclical unemployment is 2%
If information processing was perfect, many studies conclude that individuals would tend to make __________ decisions using that information due to __________.
a. less than fully rational; behavioral biases
b. fully rational; behavioral biases
c. less than fully rational; fundamental risk
d. fully rational; fundamental risk
e. fully rational; utility maximization
Answer: a. less than fully rational; behavioral biases
Explanation: Information processing errors consist of forecasting errors , overconfidence and conservatism which can lead investors to misestimate the true probabilities of possible events or associated rates of return; and assuming information processing was perfect, individuals would tend to less-than-fully rational decisions due to behavioral biases as confirmed by several studies.
Based on sociological context, if information processing was perfect, many studies conclude that individuals would tend to make less than fully rational decisions using that information due to behavioral biases.
This implies that humans are generally biased in their decision-making.
Regardless of whether the information processing is perfect or not, humans only base their decisions on what they feel is right or what they believe to be true.
Hence, in this case, it is concluded that the correct answer is option A. "less than fully rational; behavioral biases."
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Select all of the purposes workplace technology can serve, as stated in the segment.
A. Facilitating communication
B. Increasing philanthropy
C. Improving profitability
D. Analyzing business information
E. Managing Employees
Answer:
Improving profitability
Analyzing business information
Facilitating communication
Explanation: Just took the test!
The purpose of the workplace technology is facilitating communication, improving profitability and analyzing business information. Thus option A, C and D are correct.
What is technology?Technology refers to the diversification as well as the modification of the Human surrounding. It is the implementation of the scientific knowledge in order to achieve the practical goals.
People can cross over or around walls due to technological advancement and scientific discoveries as they have access to the airplanes, cars, trains, and many other modes of transportation. It helps in various sectors, and communication today had become very easy.
Therefore, it can be concluded that Technology in the workplace is used to improve productivity, facilitate communication, and analyze financial data. Hence, option A, C and D are correct.
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when management directs attention only to those activities not proceeding according to plan, they are engaging in
Answer: management by exception
Explanation:
When when management directs attention only to those activities not proceeding according to plan, it simply shows that they are engaging in management by exception.
In management by exception, cases that are deviating from the norms are identified and handled.
You're prepared to make monthly payments of $320, beginning at the end of this month, into an account that pays 11 percent interest compounded monthly. How many payments will you have made when your account balance reaches $24,354?
Answer:
You would have made 58.00 payments
Explanation:
From the given information:
The future value of the annuity = [tex]Pmt \times [\dfrac{(1+rate)^t-1}{rate}][/tex]
[tex]24354 = 320 \times [\dfrac{(1+\dfrac{0.11}{12})^t -1 }{\dfrac{0.11}{12}}][/tex]
[tex]76.11 = [\dfrac{(1+\dfrac{0.11}{12})^t -1 }{\dfrac{0.11}{12}}][/tex]
[tex]76.11 \times {\dfrac{0.11}{12} = [{(1+\dfrac{0.11}{12})^t -1}][/tex]
[tex](1+ (76.11 \times {\dfrac{0.11}{12})) = [{(1+\dfrac{0.11}{12})^t }][/tex]
[tex]In (1+ (76.11 \times {\dfrac{0.11}{12})) = t \ In [{(1+\dfrac{0.11}{12})}][/tex]
[tex]\mathtt{t = \dfrac{In (1+ (76.11 \times {\dfrac{0.11}{12})}} { In [(1+ \dfrac{0.11}{12}]}}}[/tex]
t = 58.00
Bill is building a project network that involves testing a prototype. He must design the prototype (activity 1), build the prototype (activity 2), and test the prototype (activity 3). Activity 1 is the predecessor for activity 2 and activity 2 is the predecessor for activity 3. If the prototype fails testing, Bill must redesign the prototype; therefore, activity 3 is a predecessor for activity 1. This is an example of
Answer:
looping
Explanation:
Based on the scenario being described it can be said that this is an example of looping. This term refers to a group of activities or tasks that are organized in a sequence, in which one task starts after the previous task has finished and when all the tasks have been completed the sequence repeats itself starting from the first task. Which is what happened in this scenario as activity 3 finished, thus causing activity 1 to start again.
McKenna offers to sell Lori her collection of hand-painted European tiles. Before Lori has a chance to accept, McKenna says, "Sorry, I changed my mind. I’m not going to sell the tiles." McKenna has just made:
Answer:give the person above this brainlyest :)
Explanation:
"An investor that has been unaffiliated with the issuer for at least 3 months is permitted to sell restricted shares under Rule 144 without being subject to the volume restrictions, after having held the shares for:"
Answer:
six months
Explanation:
Restricted shares are form of securities that are gotten in private sales, from an affiliate of the issuer or through an issuing house. Basically, restricted securities are a form of compensation given to investors in exchange for providing start up capital to a company hence are issued through employee stock benefit plans, private placements, regulation offerings etc.
According to rule 144, before an investor could sell any restricted securities in the market place, such securities must be held for a certain period of time, usually six months for a reporting company, who is subject to the reporting requirements of SEC 1949.
However, where the issuer of the securities is not subjected to reporting requirements of SEC, then the investor could hold them for a period of one year.
Mint-Microprocessors Corp. learned that its biggest competitor dropped prices dramatically in the European market. In response, Mint-Microprocessors decided to do the same in Asia. This resulted in the competitor minimizing its aggressive stance and returning to earlier price points. This is an example of _________ pricing.
Complete Question:
Mint-Microprocessors Corp. learned that its biggest competitor dropped prices dramatically in the European market. In response, Mint-Microprocessors decided to do the same in Asia. This resulted in the competitor minimizing its aggressive stance and returning to earlier price points. This is an example of ________ pricing.
Group of answer choices
A. prescriptive
B. dumping
C. multipoint
D. predatory
E. leader
Answer:
C. Multipoint.
Explanation:
In this scenario, Mint-Microprocessors Corp. learned that its biggest competitor dropped prices dramatically in the European market. In response, Mint-Microprocessors decided to do the same in Asia. This resulted in the competitor minimizing its aggressive stance and returning to earlier price points. This is an example of multipoint pricing.
A Multipoint pricing refers to the situation, where two or more firms compete and a firm's pricing strategy in one market (international trade) basically has an impact on the rival firm's pricing strategy in another market (international trade).
Which of the following careers is most likely to require business skills?
Answer:
1, Communication skill,Leadership skill,Analytical skill
_________was created to reform, and to restore confidence in, the stock market by providing a means to monitor the market and to enforce laws regarding the sales of stocks and bonds.
The website of the Federal Small Business Administration has a self-help program called the ________, which helps prospective entrepreneurs focus on some of the factors they need to consider before starting their own business.
Answer:
C. Small Business Startup Kit
Explanation:
The small business startup is the guidance kit for the person who wants to become an entrepreneur. It can be come with the financial, legal, practical methods, business plan, website, etc
Here in the given scenario since the entrepreneur focused on some factors that need to be considered prior engaging in starting their own business
So here the correct option is C.
Online transaction processing (OLTP) systems handle a company's routine ongoing business. In contrast, a data warehouse is typically
Answer:
Explanation:
Data warehousing is a system designed to collect and process data from different sources for the purpose of providing meaningful insight to the management.
Contrasting Online transaction processing that handles a company's routine ongoing business to data warehouse , data warehouse is designed to work with online transaction process as it provides the storage that the OLTP will be made use of in its routine analysis
Monopolistic competitors in the food industry, acting in their own self-interest, will often include a recyclable symbol on packaging used for their product as a means to
Answer:
Differentiate their products
Explanation:
A monopolistic competition is when there are many firms selling differentiated products in an industry. A monopoly has characteristics of both a monopoly and a perfect competition. the demand curve is downward sloping. it sets the price for its goods and services.
examples of monopolistic competition are restaurants
A monopolistic firm in the food industry acting in their own self-interest, will often include a recyclable symbol on packaging used for their product to Differentiate their products. This is meant to communicate to consumers that they are different from other firms in the industry
A sophisticated client has expressed an interest in becoming more aggressive with their investment strategy. Her current portfolio consists of the following: $50,000 cash $200,000 in retirement accounts $100,000 in various individual stocks in different industries $100,000 in a balance fund She is willing to invest $25,000 for a minimum of 7 to 10 years and accepts that the investment can and will fluctuate in value over time. What investments would be the most appropriate?
Answer:
No options are available, but I would advice her to invest in a mid-cap growth fund. Mid-cap growth funds generally invest in stocks that are in the middle of the stock indexes like S&P 500, and they have a larger potential of growth than large-cap stocks. If she is willing to accept a higher risk, she could also invest in a small-cap growth fund since those stocks have an even larger growth potential.
Since the client knows that this investment carries a certain risk, and its value could vary a lot in time, it is a good option for her. Obviously she wants to make more money but she will need to take more risks also.
Under Article 7 on "hard money loans" (cash) of $30,000.00 and over for first trust deed loans, and $20,000.00 and over for junior deeds of trust, except where the new usury laws apply, the loan broker’s commission maximum is:
Complete Question:
Under Article 7 on “hard money loans” (cash) of $30,000.00 and over for first trust deed loans, and $20,000.00 and over for junior deeds of trust, except where the new usury laws apply, the loan broker’s commission maximum is:
Group of answer choices
A. 10%.
B. 12%
C. 20%
D. As much commission as her borrower will agree to pay her.
Answer:
D. As much commission as her borrower will agree to pay her.
Explanation:
Under Article 7 on "hard money loans" (cash) of $30,000.00 and over for first trust deed loans, and $20,000.00 and over for junior deeds of trust, except where the new usury laws apply, the loan broker’s commission maximum is as much commission as her borrower will agree to pay her.
However, in some states a usury law has been passed to define the maximum rate of interest that may be charged on some hard money loans.
In real estate transactions, a hard money loan can be defined as a short-term loan or loans of last resort which is secured by a real property. These type of loans are mainly issued by the private investors (individuals or companies) rather than the common lenders such as credit union or a bank.
City Advertising Services hired a new accounting manager. He signed a contract for a new accounting information system, but his position did not specify whether he was authorized to do so or not. Which internal control procedure needs strengthening?
Answer:
Assignment of responsibilities
Explanation:
Assignment of responsibilities is the major part of any organization as it need the right person need to be assign for the right work. The word responsibilities is the major term in it as the employee need to understand their duties for a particular task. To make the responsibility to a particular employee involves the approval of specialization.
Therefore according to the given situation City Advertising Services has appointed a new head of accounts. He signed a contract for a new accounting system but his role did not state whether or not he was allowed to do so, here the company need to Assignment of responsibilities so that the work should be done in proper manner and can be achieved in a given period of time.
The president of a Mexican company recently remarked, "Business in Mexico is done on a consensus basis, very genteel and sometimes slow by U.S. standards." A few months later, the Mexican company and its U.S. joint venture partner parted company. Judging by the president's remark, one important reason for the "divorce" was:
Answer: cultural differences
Explanation:
Cultural differences also known as cultural diversity are the beliefs, languages, practices of certain races or ethnic groups which make them different from other races.
Cultural diversity can sometimes bring about issues in communication. In the question, judging by the president's remark, one important reason for the "divorce" was cultural differences.
Prospective entrepreneurs can access data from ________ to obtain information on subjects such as population, business, and housing.
Answer:
the Census Bureau
Explanation:
Businesses use population statistics to help decide where to add jobs or open new stores, offices or other businesses in communities across the counrty.
_______________ involves the electronic exchange of business transaction documents over the Internet and other networks between supply chain trading partners (organizations and their customers and suppliers).
The question is incomplete:
_______________ involves the electronic exchange of business transaction documents over the Internet and other networks between supply chain trading partners (organizations and their customers and suppliers).
A. Data exchange
B. Intranets
C. Electronic data interchange
D. Data interchange
Answer:
C. Electronic data interchange
Explanation:
-Data exchange is a process to share information between different programs.
-Intranet is a network created by a company for the use of its employees.
-Electronic data interchange is the process used to send information electronically from one company to another one.
-Data interchange refers to sending information between two or more parties.
According to this, the answer is that electronic data interchange involves the electronic exchange of business transaction documents over the Internet and other networks between supply chain trading partners (organizations and their customers and suppliers).
Advertising is an important aspect of monopolistic competition and oligopoly because brand distinction encourages consumer loyalty, which increases profits. there is product homogeneity in these industries. price changes are not allowed. there are significant substitution possibilities in these industries. b. Advertising promotes efficiency and benefits consumers by helping consumers determine their preferences and limiting the number of products firms have to produce. helping consumers determine their preferences and increasing the number of products firms have to produce. providing information about new products, reducing the number of firms in the industry, and raising average revenue. providing information about new products, increasing sales and output, and lowering average total cost. c. Which of the following statements is true? Persuasive advertising can increase brand loyalty, which encourages new entry into the industry. Persuasive advertising can be important in encouraging new entry into the industry. Excessive advertising can decrease brand loyalty, which encourages new entry into the industry. Persuasive advertising can be excessive, creating a barrier to entering the industry.
Answer:
a. Advertising is an important aspect of monopolistic competition and oligopoly because:
1. brand distinction encourages consumer loyalty, which increases profits.
b. Advertising promotes efficiency and benefits consumers by :
4. providing information about new products, increasing sales and output, and lowering average total cost.
c. Which of the following statements is true?
2. Persuasive advertising can be important in encouraging new entry into the industry.
Explanation: