Your neighbor approached you about a dilemma he has with his mortgage. He purchased his house in 2006 with a $600,000, 6% fixed rate, 30 year mortgage. Then the great recession hit. Today his house is estimated to be worth less than the balance he owes on the mortgage. Furthermore, he was forced to take a new job at 20% less than what he was earning when he purchased the house. Here in 2012, 72 months later, he is contemplating entering into a mortgage modification program sponsored by the government. It offers 3 options.reducing the interest rate to 4.5%forgiveness of $100,000 of the principle due and continuing at 6%refinancing the balance due with a new 15 year, 4% mortgageWhich option would minimize his monthly mortgage payment? Assume all refinancing costs will be paid by the government.

Answers

Answer 1

Answer:

the option that will result in a lower monthly payment is the second option that reduces the principal balance by $100,000. The monthly payment will decrease to $2,941.33.

Explanation:

i first prepared an amortization schedule to determine the principal that the neighbor owed after 72 months:

the monthly payment = $3,597.30

principal after 72 months = $548,388

option one:

reducing the interest rate to 4.5% would result in a monthly payment = $3,117.17

option two:

forgiveness of $100,000 of the principle will result in a monthly payment = $2,941.33

option three:

getting a new 15 year mortgage with a 4% interest rate will result in a monthly payment = $4,056.36


Related Questions

We have said that strategic management is an evolution and a destination. What does this mean? Discuss in detail

Answers

Explanation:

Strategic management is an evolution and a destination due to the fact that the organizational strategy is developed in pursuit of objectives and goals. This means that action plans for achieving goals can be changed according to internal or external interference.

A company's strategy is not inert, so strategic management will be carried out according to the market situation, the internal environment and other variables, so that there is monitoring, organization and strategic coordination of the company according to its environment.

Suppose that papers for a newspaper stand cost $0.40 and sell for $0.80. They currently have no salvage value. If the stand owner is able to find an outlet that would provide a salvage value of $0.10, what would be the increase in service level

Answers

Answer:

.07

Explanation:

Calculation for the increase in service level

Based on the information given we were told that the newspaper stand cost the amount of $0.40 and sell for the amount of $0.80 which means that in a situation where the stand owner find an outlet that provide a salvage value amount of $0.10 the increase in service level will be .07 calculated as ($0.80-$0.10)

Therefore what would be the increase in service level will be .07

To complete the first setup on a new machine took an employee 280 minutes. Using an 75​% cumulative average−time learning curve indicates that the second setup on the new machine is expected to take​ ________.

Answers

Answer: 140 minutes

Explanation:

From the question, we are informed that to complete the first setup on a new machine took an employee 280 minutes. Using an 75​% cumulative average−time learning curve indicates that the second setup on the new machine is expected to take​:

We first multiply the 75​% cumulative average−time by the 280 minutes used. This will be:

= 280 × 75%

= 280 × 0.75

= 210

(280 + y)/2 = 210

280 + y = 210 × 2

280 + y = 420

y = 420 - 280

y = 140 minutes

A pattern in which the aggregate time per unit is lessened by a consistent rate each time the combined volume of parts produced is multiplied is called the cumulative average−time learning curve model.

The second setup on the new machine is expected to take 140 minutes.

This can be estimated by:

Time required by the employee for setting the first step = 280 minutes

According to the 75​% cumulative average−time learning curve:

[tex]=280 \times 75\%[/tex]

[tex]= 280 \times 0.75[/tex]

= 210

Let y = time required for the second setup then,

[tex]\dfrac{(280 + \text{y})}{2} = 210[/tex]

[tex]280 + \text{y} = 210 \times 2[/tex]

[tex]280 + \text{y} = 420[/tex]

[tex]\text{y} = 420 - 280[/tex]

[tex]\text{y} = 140\; \text{minutes}[/tex]

Therefore it will take 140 minutes for the second setup.

To learn more about the cumulative average−time learning curve follow the link:

https://brainly.com/question/14301678

On December​ 1, 2019,​ Carrie's Day Care receives in advance for an agreement to care for​ Susan's children for the months of​ December, January, and February.​ Carrie's Day Care will make an adjusting entry on December​ 31, 2019​ to:

Answers

Answer and Explanation:

Since in the question it is mentioned that the Carrie day care received an advance for an agreement made to care for Susan child for the three months i.e. December, January, and February.

So for this, the unearned revenue is debited for $500 and the same is to be considered

Working note:

Amount of Revenue earned = Advance amount × 1 ÷ (From December to February)

= $1,500 × 1 ÷ 3

= $500

Oriole Company Purchased A Depreciable Asset For $837900 On January 1, 2018. The Estimated Salvage Value Is $81000, And The Estimated Total Useful Life is 9 years. The straight-line method is used for depreciation. In 2021, Oriole changed its estimates to a total useful life of 5 years with a salvage value of $143000. What is 2021 depreciation expense?

a. $252300
b. $584100
c. $139650
d. $221300

Answers

Answer:

D

Explanation:

Straight line depreciation expense = (Cost of asset - Salvage value) / useful life

($837900 - $81000) / 9 = $84,100

Depreciation expense from 2018 to the end of 2020 would be $84,100

Accumulated depreciation as at 2020 = $252,300

Book value at the beginning of 2021 = $837, 900 - $252,300 = $585,600

remaining useful life as a result of the revision = 5 - 3 = 2

Depreciation expense under the new revisions =

($585,600 - $143000) / 2 = $221,300

Twelve years after Starfire's appearance, a similar coffee-shop chain, Reindeer Brews, entered the marketplace. Reindeer charges $3 for a mug of hot cocoa and a similar community experience. How would you characterize this scenario

Answers

Answer:

Price competition in a monopolistically competitive market

Explanation:

The Monopolistic rivalry is an industry state with several firms that are closely linked to each other but offer distinct goods. Therefore, this sector has unlimited entry and exit

Here the company offers the same service but there are totally different in terms of design, service, quality, etc

Hence, the correct option is c

Why do companies such as Gillette target emerging markets? Do you agree with this strategy?

Answers

Answer:

Due to more customers, high number of sales,

Explanation:

Most of the emerging markets are in developing nations and are becoming more engaged in the global market as they have the potential to grow.  The emerging markets are transitional form low income less developed and often are pre-industrial towards a modern developed economy with a high standard of living. Thus I agree with this strategy as it helps the company to boost its sale and open its new markets all around the world, and increases its brand value.

I agree with the strategy because new business will expands easily because of lesser competition which is a major advantage in a market.

An emerging market refers to a market in the developed nation which is becoming more engaged with global markets as it grows.

An emerging market is believed to be on a developing scales and serves a attraction to new investor because of benefit therein.

Hence, companies like Gillette target an emerging markets because new business will expands easily because of lesser competition which is a major advantage in a market.

Therefore, the answer is that i agree with the strategy.

Read more about emerging market

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Lucky Lee, a video-game store in New York city, purchases a game machine directly from Taiwan for$30,000. In the U.S., the same machine will probably cost at least $36,000. Pick the most appropriateaccounting action for Lucky Lee:Record the machine at $36,000Record the machine at $30,000Record the machine for [($30,000+$36,000)/2] = $33,000Have the machine examined by an independent appraiser and record it at the appraised value

Answers

Answer:

Record the machine at $30,000

Explanation:

Since as we can see that the purchase value of the game machine is $30,000 and the other values are given

So based on the historical cost principle, the machine should be recorded at the purchased cost, acquired cost, original cost

here in the given situation, the machine is actually purchased at $30,000 so the same is to be recorded

Which of the following is a true statement about an auditor’s responsibility regarding consideration of fraud in a financial statement audit?
A. The auditor should consider the client’s internal control and plan and perform the audit to provide absolute assurance of detecting all material mis-statements.
B.The auditor should assess the risk that errors may cause the financial statements to contain any mis-statements and determine whether the necessary controls are prescribed and are being followed satisfactorily.
C.The auditor should consider the types of mis-statements that could occur and perform tests on 100% of the information subject to misstatement.
D.The auditor should assess the risks of material mis-statement due to fraud.

Answers

Answer:

D. The auditor should assess the risks of material mis-statement due to fraud.

Explanation:

At the time of auditor visit in a company the financial statement represent that the company has done the fraud in this scenario, the auditor should analyze the material misstatement risk that is done for fraud

Therefore in the given case, the option D is correct as the auditor responsibility is that he or she should analyze the risk with respect to the false statements presented in the financial statement

you own $750000 worth of stock, and you are worried the price may fall by year-end in 6 months. you are considering

Answers

Answer: D. I, II, and III

Explanation:

If expecting a price deduction, you can buy Put options. These give you the right to sell an underlying stock at a certain price regardless of what the price in the market is. If you purchased this, you can sell your stock above market value if it does go down.

You can sell write call options for a fee where you give the buyer the right to buy your shares at a certain price in future. This is only valuable if prices rise so as you are expecting prices to fall, you could make a premium on the call option contract fees if prices fall without having to sell off your shares.

Hedging with puts is better than short calls if you are expecting a major stock price decline as the opportunity for profit is higher.

Salah’s net income for the year ended December 31, Year 2 was $191,000. Information from Salah’s comparative balance sheets is given below. Compute the cash paid for dividends during Year 2. At December 31 Year 2 Year 1 Common Stock, $5 par value $ 506,000 $ 455,400 Paid-in capital in excess of par 954,000 858,400 Retained earnings 694,000 587,400

Answers

Answer:

Salah

Cash Dividends during Year 2:

= $84,400

Explanation:

a) Data and Calculations:

Dividends Paid:

Year 1 Retained earnings =  $587,400

Year 2 Net Income =                191,000

Year 2 Retained earnings = (694,000)

Dividends paid =                    $84,400

b) Salah paid dividends worth $84,400.  These represent the difference between the beginning retained earnings with the year 2's net income and the year 2's retained earnings.  It is a reduction of the retained earnings after adding the net income for the year.

Morgan Company issues 8%, 20-year bonds with a par value of $740,000 that pay interest semi-annually. The current market rate is 7%. The amount of interest owed to the bondholders for each semiannual interest payment is:_________.

Answers

Answer:

The interest amount is $29600.

Explanation:

Below are the following given values:

The par value of bonds that Morgan  company issues = $740000

Interest paid = semi annually  

Current interest rate = 7%

Now we have to find the total amount of interest at 8% that is compounded semiannually.  

Below is the calculation of the interest amount.

Amount of interest for each semi-annual period: = face value × Coupon rate × 0.5

Here we multiply with 0.5 because interest is semi-annually.

Total interest = $740,000 × 8% × 0.5

Total interest = $29,600

Three teams in the Agile Release Train are working on the same Feature. Team A is a component team, and Teams B and C are feature teams. During PI Planning, Teams B and C committed to delivering their part of the Feature by the end of Iteration five and plan to integrate with each other along with Team A’s piece in the first week of the IP Iteration. Why is this an anti-pattern?

Answers

Answer:

Correct Answer:

This is an anti-pattern because of the following:

1. The time it would take to plan work for the IP iteration during PI planning

2. The time it would take to wait for the IP iteration to fix defects

3. Too much time that is going to be spent analyzing each features

Explanation:

E11-22A (similar to) Question Help The Garver Restaurant Group manufactures the bags of frozen French fries used at its franchised restaurants. Last​ week, Garver's purchased and used 103,000 pounds of potatoes at a price of $0.85 per pound. During the​ week, 1,700 direct labor hours were incurred in the plant at a rate of $12.35 per hour. The standard price per pound of potatoes is $1.00​, and the standard direct labor rate is $12.05 per hour. Standards indicate that for the number of bags of frozen fries​ produced, the factory should have used 101,000 pounds of potatoes and 1,400 hours of direct labor. Read the requirementsLOADING.... Requirement 1. Determine the direct material price and quantity variances. Be sure to label each variance as favorable or unfavorable. ​(Enter the variances as positive numbers. Enter currency amounts to the nearest cent and your answers to the nearest whole dollar. Label the variances as favorable​ (F) or unfavorable​ (U). Abbreviations​ used: DM​ = Direct​ materials.) Begin by determining the formula for the price​ variance, then compute the price variance for direct materials.

Answers

Answer:

Please see answer below

Explanation:

This is an incomplete question. However, other parts of the question have been added as extracted .

1. Determine the direct material price and quantity variances

Direct material price variance

= (Actual price - Standard price) × Purchase quantity

= ($0.85 - $1) × 103,000

= $15,450 Favorable

Direct material quantity variance

= (Actual quantity - Standard quantity) × Standard price

= (103,000 - 101,000) × $1

= $2,000 Unfavorable

2. Think of a plausible explanation for the variances found in requirement 1.

°For direct material price variance, the possible reasons for the variance are shortage of raw materials, discount application etc. However, variance was favorable because the direct material was purchased for lesser amount compared to the standard price.

°For direct material quantity variance, possible causes of variance are low quality of raw materials, incorrect specification of raw materials, damage during production processes. However, the variance was unfavorable because

the actual quantity used is more than the standard quantity that ought to have been used.

3. Determine the direct labor rate and efficiency variance

Direct labour rate variance

= (Actual rate - Standard rate) × Actual hours worked

= ($12.35 - $12.05) × 1,700

= $510 Unfavorable

Direct labor efficiency variance

= (Actual hours worked - Standard hours worked) × Standard rate

= (1,700 - 1,400) × $12.05

= $3,615 Unfavorable

4. Could the explanation for the labor variances be tied to material variances.

No. The total labor variance could be as a result of money paid to laborers which be could be lower or higher than the standard rate and using either less or more direct labor hours than expected.

Each of the following situations contains an assumption about price elasticity of demand. What is the assumption? For each situation state whether the assumption is accurate and explain your reasoning.

a. Sky King, world traveler, says if the airlines want to increase total revenue, they should lower fares for business travelers as well as for vacationers.
b. Both groups should respond equally to a price decrease
c. Bill Smith, a candidate for the state legislature, is proposing a large increase in the tax on cigarettes and liquor. He says "I'm not proposing these taxes to raise revenue but to discourage reckless drinking and the filthy smoking habit. If the price of cigarettes and liquor go up, the majority of people will quit using them. After all no one needs to smoke or drink?"

Answers

Answer:

a. Sky King, world traveler, says if the airlines want to increase total revenue, they should lower fares for business travelers as well as for vacationers.

Sky King is assuming that the demand for airline tickets is price elastic, This means that a small decrease in the price of airline tickets will result in a proportionally larger increase of the quantity demanded. This will ultimately result in an increase of total revenue, e.g. price decreases by 5%, but quantity demanded in creases by 15%.

b. Both groups should respond equally to a price decrease

I guess that this question is related to the first question. If both groups of consumers respond equally to a price decrease, it means that both groups have exactly the same price elasticity of demand. This is usually not very common, theoretically it is possible, but generally business travelers have a more inelastic demand while vacationers tend to have a more elastic demand.

c. Bill Smith, a candidate for the state legislature, is proposing a large increase in the tax on cigarettes and liquor. He says "I'm not proposing these taxes to raise revenue but to discourage reckless drinking and the filthy smoking habit. If the price of cigarettes and liquor go up, the majority of people will quit using them. After all no one needs to smoke or drink?"

Bill believes that both cigarettes and liquor have an elastic demand since he believes that an increase in the price of cigarettes and liquor will result in consumers quitting. It applies the same logic as the first scenario, but on an inverse situation. You want to lower consumption, and increasing the price should do it. empirical evidence suggests that Bill is wrong, since people who like to drink or smoke will continue to do it regardless of the price. They might change for cheaper brands or ultimately, they will stop consuming other goods in order to be able to afford consuming cigarettes and liquor. Alcohol is by far the most dangerous and lethal drug in the world and the main problem with it is that people will do anything to get it. I'm not so sure about cigarettes, but since it also develops an addiction, the bad effects should be the same.

Romona Company expects its November sales to be ​% higher than its October sales of . All sales are on credit and are collected as​ follows: ​% in the month of the sale and ​% in the following month. Purchases were in October and are expected to be in November. Purchases are paid ​% in the month of purchase and ​% in the following month. The cash balance on November 1 is . The cash balance on November 30 will be

Answers

Answer:

$95,050

Explanation:

Calculation to determine the cash balance on November 30

First step is to find the November sale using this formula

November sale = October sale × (1 + rate of increase)

Let plug in the formula

November sale = 210,000 × (1 + 0.15)

November sale = 210,000 × 1.15 November sale = 241,500

Second is to calculate for the Collection for sale using this formula

Collection for sale = November sale × 30% + October sale × 65%

Let plug in the formula

Collection for sale = 241,500 × 30% + 210,000 × 65%

Collection for sale = 72,450 + 136,500

Collection for sale= 208,950

The third step is to calculate for Payment for purchases

Using this formula

Payment for purchases = November purchases × 30% + October purchases × 70%

Let plug in the formula

Payment for purchases= 190,000 × 30% + 100,000 × 70%

Payment for purchases = 57,000 + 70,000

Payment for purchases =127,000

The last step is to calculate for the cash balance on November 30

Cash balance on November 30 = November 1 Beginning Cash + Collection for sale -Payment for purchases

Let plug in the formula

Cash balance on November 30 = 13,100 + 208,950 - 127,000

Cash balance on November 30 =$95,050

Therefore the cash balance on November 30 will be $95,050

Communication is essential for success in today's world for young professional who wants to appear literate, skillful, and effective A. Spoken B. Expert-Driven C. Written D. Charismatic

Answers

Answer:

Communication is essential for success in today's world for young professional is discussed below in full details.

Explanation:

Communication is an indispensable element of every individual and organization. Powerful communication is an indispensable element of organizational and Individual progress whether it is at the personal, intra-group, organizational, or external levels.

Bonding between people and their consists of the exchange of information and understanding between portion and people in an organization.

Complete the following data taken from the condensed income statements for merchandising Companies A, B, and C.
Company A Company B Company C
Net income $335 $175
Sales 895 530
Gross profit 400 325
Operating expenses 50
Cost of goods sold 570 350

Answers

Answer:

Condensed income statements

Company                     A            B            C

Sales                          $970     $895       $530

Cost of goods sold   $570     $350       $205

Gross profit               $400     $565       $325

Operating expenses $65       $50         $150

Net income               $335       $515        $175

Explanation:

Company                     A            B            C

Net income               $335         ?           $175

Sales                            ?          $895       $530

Gross profit               $400        ?            $325

Operating expenses   ?          $50            ?

Cost of goods sold   $570     $350          ?

Condensed income statements

Company                               A            B            C

Sales                                    $970     $895       $530

Less: Cost of goods sold   $570     $350       $205

Gross profit                         $400     $565       $325

Less: Operating expenses $65       $50         $150

Net income                          $335       $515      $175

What recommendations would you give to Sundar Pichai, CEO of Google, to compete more effectively against Microsoft? To continue to sustain its competitive advantage

Answers

Answer: Optimize more ways in how the search engine can reach people better and solve problems with little or no challenges

Explanation:

Google has to look for ways in how the search engines can reach a wider audience and how they can easily answer people's question without much referrals. Most people get tired when they come online to search for an answer to a question and they are being referred severally to other sites and they end up not getting the desired answer at the end f their search. Google should look for ways in designing their tool to provide answers immediately with little or no bulky referrals.

Fellingham Corporation purchased equipment on January 1, 2019, for $400,000. The company estimated the equipment would have a useful life of 10 years with a $40,000 residual value. Fellingham uses the straight-line depreciation method. Early in 2021, Fellingham reassessed the equipment's condition and determined that it has a remaining useful life of four years and that it would have no salvage value. Which of the following values is the closest to what Fellingham reports as depreciation on this equipment for 2021?

a. $50,240.
b. $36,960.
c. $52,440.
d. $55,440.

Answers

Answer:

Answer not in the given option, please recheck for error.

depreciation in 2021 would be= $82,000

Explanation:

Depreciation  incurrred in 2019:

Using straight line depreciation = original cost - salvage value / useful life

=(400,000-40,000)/10

=$36,000

The depreciation from January 1, 2019 to December 31st 2020 = 2 years

therefore depreciation  for the two years = $36,000 x 2 = $72,000

Book value recorded early 2021= Original cost - the A ccumulated Deprecaition

= 400,000- 72,000= $328,000

But Remaining useful life =4 years with no salvge value

Therefore depreciation in 2021 would be  = Cost - salvage value / useful life

($328,000 - 0)/4

= $82,000

A _______ is a document with predefined settings that can be used as a pattern to create a new file.

Answers

Answer: a template

Explanation:

Suppose a corporation issued a 20-year annual, 7 percent bond, 10 years ago. The bond is currently selling for 92 percent of its face value, or $920. What is the corporation’s cost of debt?

Answers

Answer:

Cost of debt = 8.13 %

Explanation:

The cost of the debt would be equal to the yield on the bond.

The Yield to maturity is the discount rate that equates then price of the bonds to the present of cash inflows expected from the bond  

The yield on the bond can be determined as follows using the formula below:  

YTM = C + F-P/n) ÷ 1/2 (F+P)  

YTM-Yield to maturity-  

C- annual coupon  

F- Face Value  

P- Current Price  

n- years to maturity  

YTM-?, C- 7%× 1000 =70, Face Value - 1,000, P-920, n- 10

YTM = (70 + (1000-920)/10) ÷ ( 1/2× (1000 + 920) )  

YTM = 0.08125  × 100 = 8.13 %  

Yield to Maturity =8.13 %

Cost of debt = 8.13 %

 

Airlines have first-class or business-class seating, for which customers pay a higher price to receive more room, extra amenities, and more attentive service. Would this illustrate price discrimination

Answers

Answer:

YES

Explanation:

Price discrimination is when the same product is sold at different prices to customers in different markets

types of price discrimination

1. first degree price discrimination : here sellers charge each consumer at their willingness to pay in order to eliminate consumer surplus.

2. second degree price discrimination : here firms offer different prices depending on the quantity purchased. e.g. giving discounts for bulk purchases.

3, third degree price discrimination : firms charge different prices to different groups of customers. e.g. having a certain price for senior citizens, students

Airlines charging different prices based on seating arrangement is an example of first degree price discrimination. the airlines aim to eliminate consumer surplus by charging each consumer at their willingness to pay.

Pittsboro Corporation produces and sells a single product. Data for that product​ are: Sales price per unit Variable cost per unit Fixed expenses for the month Currently selling units Management is discussing increasing the price to to cover an increase in fixed expenses of . Management believes they might lose​ 2% of sales per month. What should be the overall effect on the​ company's monthly operating income if this change is​ implemented?

Answers

Answer:

The remaining part of the question is:

Round up to the newest whole unit.

OA . 3,572 units

OB.  4,000 units

OC.  3,935 units

OD.  5.269 units

Correct Answer:

OC.  3,935 units

Explanation:

Current sales 2000000 = 4000*500

Less: Variable costs 880000 = 4000*220

Less: Fixed costs 1000000  

Current operating income 120000  

Fixed costs 1080000 =1000000+80000

Add: Operating income 120000  

Required Contribution margin 1200000  

Divide by Contribution margin per unit 305 =525-220

Units to be sold 3935  

The next four questions refer to a fictional fast food company:

The following cost information pertains to the meals made by the company:

Food $2.50/meal

Franchisor Royalties $0.70/meal

Advertising & Promotion $300,000

Rent $100,000

Price of each meal $10.00

What is the gross marketing contribution per unit?

If the company sold 100,000 meals and decided that they wanted to increase the advertising expense by $25,000 to generate more sales, how many more meals would they have to sell to maintain their current contribution to the organization

Assume I want to become more competitive from a price perspective , and I consider lowering my prices by 15%, and I want to accompany this change with a major advertising campaign, which will cost $15,000. How must my sales change for me to preserve my contribution to the organization?

What percentage of current sales does this represent?

Answers

Answer:

A Fictional Fast Food Company

a. Gross marketing contribution per unit:

= $6.80

b. If the company sold 100,000 meals and decided that they wanted to increase the advertising expense by $25,000 to generate more sales, how many more meals would they have to sell to maintain their current contribution to the organization:

= 3,677 (103,677 - 100,000) meals

c. Assume I want to become more competitive from a price perspective , and I consider lowering my prices by 15%, and I want to accompany this change with a major advertising campaign, which will cost $15,000. How must my sales change for me to preserve my contribution to the organization?

My sales must increase by 2,206 meals.

d. This represents about 2.21% increase of the current sales.

Explanation:

1) Data and Calculations:

Cost information for meals:

Food                           $2.50/meal

Franchisor Royalties $0.70/meal

Variable cost             $3.20/meal

Price of each meal  $10.00

Contribution             $6.80/meal

2) Fixed costs:

Advertising & Promotion $300,000

Rent                                   $100,000

Total fixed costs              $400,000

3) Income Statement

Sales Revenue          $1,000,000

Variable cost                  320,000

Contribution               $ 680,000

Total fixed costs            400,000

Net Income                 $280,000

4) Scenario 1:

= (Fixed costs + $25,000 + $280,000)/Contribution per unit

= $705,000/$6.80

= 103,677 meals

5) Scenario 2:

Reduced selling price = $8.50 ($10 x 0.85)

($400,000 + $15,000 + $280,000)/$6.80

= $695,000/$6.80

= 102,206

6) Percentage change:

= 102,206 -100,000 = 2,206

= 2,206/100,000 * 100

= 2.21%

A(n) ________ has no impediments to the free flow of goods and services, such as trade barriers.

Answers

Answer:

efficient market

Explanation:

Tremonti, Inc., is obligated to pay its creditors $7,900 during the year. a. What is the value of the shareholders’ equity if assets equal $9,100? (Do not round intermediate calculations and round your answer to the nearest whole number, e.g., 32.) b. What is the value of the shareholders’ equity if assets equal $6,900? (Do not round intermediate calculations and round your answer to the nearest whole number, e.g., 32.)

Answers

Answer:

A.$1,200

B. $0

Explanation:

A. Calculation for the value of the shareholders’ equity if assets equal $9,100

Using this formula

Shareholders’ equity=Maximum[(Assets - Liabilities),0]

Let plug in the formula

Shareholders’ equity=Maximum[($9,100-$7,900),0]

Shareholders’ equity=$1,200

B. Calculation for the value of the shareholders’ equity if assets equal $6,900

Using this formula

Shareholders’ equity=Maximum[(Assets - Liabilities),0]

Let plug in the formula

Shareholders’ equity=Maximum[($6,900 -$7,900),0]

Shareholders’ equity=$0

Therefore the value of the shareholders’ equity if assets equal $9,100 will be $1,200 because the assets is higher than the liabilities while the value of the shareholders’ equity if assets equal $6,900 will be $0 because the Liabilities is higher than the assets.

The Canadian government decides to offer tax concessions to foreign companies that agree to build a manufacturing facility in Canada. This tax concession is a way to

a. encourage inward FDI.
b. discourage inward FDI.
c. encourage outward FDI.
d. discourage outward MNE.
e. discourage inward MNE.

Answers

i think the answer would be B or D

Blue Spruce Corp. issued 1,100 6%, 5-year, $1,000 bonds dated January 1, 2022, at face value. Interest is paid each January 1.
(a) Prepare the journal entry to record the sale of these bonds on January 1, 2022. (Credit account titles are automatically indented when amount is entered. Do not indent manually.)
(b) Prepare the adjusting journal entry on December 31, 2022, to record interest expense. (Credit account titles are automatically indented when amount is entered. Do not indent manually.)
(c) Prepare the journal entry on January 1, 2023, to record interest paid. (Credit account titles are automatically indented when amount is entered. Do not indent manually.)

Answers

Answer:

a.

January 1, 2022

Cash                                       $1100000 Dr

       Bonds Payable                        $1100000 Cr

b.

December 31, 2022

Interest expense                       $66000 Dr

     Interest Payable                                  $66000 Cr

c.

January 1, 2023

Interest Payable                             $66000 Dr

            Cash                                            $66000 Cr

Explanation:

a.

The bonds are issued at face value. The face value of each bond is $1000 and there are 1100 bonds issued in total. Thus, the cash received from issuance of bonds is,

Cash = 1100 * 1000 = $1100000

So, we debit the cash by this amount and credit the bonds payable account.

b.

The interest expense for the year on these bonds is,

1100000 * 0.06 = $66000

The adjusting entry made on December 31 2022 will include a debit to the interest expense and a credit to the interest payable. The interest expense will be debited because under the accrual principle, we match the expenses to the period to which they relate.

c.

The entry to record payment of interest will result in a debit to interest payable as liability is being closed through this payment and a credit to cash

Based on the information given the appropriate journal entries to record the transactions are:

Blue Spruce Corp. Journal entries

a. January 1, 2022

Debit Cash $1,100,000

(1,100 x $1000)

Credit Bonds payable  $1,100,000

(To record sale of  bonds)

b. December 31,2022

Debit Interest expense $66,000

Credit Interest payable $66,000

($1,100,000×6%)

(To record interest expense)

c. January 1, 2022

Debit Interest payable $66,000

Credit Cash $66,000

($1,100,000×6%)

(To record interest paid)

Learn more here:

https://brainly.com/question/13887140

A registered investment company whose share price fluctuates independently of its net asset value is most likely

Answers

Answer:

Closed-End Fund

Explanation:

Close-End Funds raise money through an IPO and then its stocks are traded on secondary markets. There are no new issuance of stocks, nor there are repurchases of stocks, therefore, the price of their stocks is determined by the market. That is why their stock price will be based on its net asset value, but it fluctuates and is not dependent on it.

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