You expect the following future cash flows: $11,000 at the end of year 1, $12,100 at the end of year 2, nothing at the end of year 3 and $14,641 at the end of year 4. What is the present value of this series of payments at 7% interest

Answers

Answer 1

The sum of the present values of the payments is 31,319. It makes a comparison between the purchasing power of one dollar now and one dollar in the future.

What does the value of the present mean?

The value of some amount of money in the future at the present time is known as the present value. For instance, if you are promised $110 in a single year, the present value is the $110's current value.

How is the present value determined?

Future Value (FV) = Present Value (PV) / (1 + r)  n

Rate of Return, or r.

n is the number of times.

i = 8%

The present value of a payment in year one is [11,000 / (1 + 0.08)^1] equal to 10,185.18

The present value of a payment in year two is [12,100 / (1 + 0.08)^2] equal to 10,373.80

The present value of a payment in year four is  [14,641 / (1 + 0.08)^4] equal to 10,761.57

The sum of the present values of the payments is 31,319.

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Related Questions

Alan is an hourly worker who earns $10.50 per hour and is paid overtime for any time over 40 hours per week. During a weekly period, he worked the following hours: Day In Out In Out Monday 7:53 12:04 13:15 17:25 Tuesday 7:42 11:30 12:35 16:45 Wednesday 7:48 12:35 13:28 17:25 Thursday 8:08 12:22 13:45 17:37 Friday 7:35 12:13 13:15 16:42 What is his gross pay for the week using both quarter-hour and hundredth hour methods

Answers

Pay per hour = $10.5 i.e., 10.5/4 = $2.625 per quarter-hour, Total Quarter Hour pay = $225.750 + $ 202.125 = $427.88 and 1 hour = $10.5 Total pay as per Hundredth hour = $227.010 + $205.905 = $432.92.

A payment is the voluntary offer of money or its equivalent or of valuable objects by one party to another in return for products or services given by them, or to satisfy a legal obligation. The person making the payment is known as the payer, and the party receiving the money is known as the payee.

Payees are generally free to choose the form of payment they choose, while most regulations require the payer to accept the country's legal cash up to a certain maximum. Unless the parties agree differently, payment is typically made in the payee's native currency.

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Explain how various economic factors contributed to the development of the global economy from 1750 to 1900.

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The expansion of empires and the growth of industrial capitalism have greatly increased global exchanges.

Corporations in developed countries benefited from imperialist power over the rest of the world, especially by encouraging colonized and dependent territories to concentrate on exporting goods.

Commodities are often raw materials or agricultural products such as oil, gold, wheat and coffee, but also include capitalism processed products such as steel and textiles.

Commodities are bought and sold on commodity markets where prices are determined by supply and demand. Commodity prices tend to fluctuate due to factors such as changes in demand, weather and political events.

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What are the 4 types of assets?

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There have previously been three main asset classes, however today's financial experts widely concur that there are four major asset classes:

Equities (stocks)

debt and fixed income (bonds)

Cash equivalents and money markets.

Real estate and material possessions.

Which financial asset classes are the safest?

Financial assets, sometimes referred to as financial instruments or securities, are an example of intangible assets. They are widely used as a means of financing the purchase of moveable assets like machinery and real estate. Some of the safe asset categories that have traditionally been utilized often include real estate, cash, Treasury bills, money market funds, and mutual funds that invest in U.S. Treasury securities. Risk-free investments, such as national debt instruments issued by industrialized country governments, are considered the safest investments.

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The industrial group VAN DAM shows a net result, 80% of which is from its financial income. State your views.

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I believe it is a positive indicator that the VAN DAM industrial group derives 80% of the net result from its financial income. It shows that the business is able to generate revenue and profit through its financial investments, which is a sign of good financial health.

However, it is important to remember that financial income is not the only source of income for a business, so it is important to consider other sources of income. It is also important to understand the reasons why a business is able to generate such a high percentage of its income from its financial investments. This can help identify strategies and areas of focus that can help the business grow and diversify its revenue streams.

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Don is a shareholder of Energy Renew Inc. When the directors fail to undertake an action to redress a wrong suffered by the firm, Don files a suit on its behalf. Don's suit is

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Don's suit is derivative suit.

A shareholder secondary suit is a action brought by a shareholder on behalf of a  pot against a third party. frequently, the third party is an bigwig of the  pot,  similar as an administrative officer or director. Shareholder secondary suits are unique because under traditional commercial law,  operation is responsible for bringing and defending the  pot against suit. Shareholder secondary suits permit a shareholder to initiate a suit when  operation has failed to do so. To enable a diversity of  operation approaches to  pitfalls and  support the most common forms of commercial rules with a high degree of admissible  operation power,  numerous  authorities have  enforced  minimal thresholds and grounds( procedural and  substantial) to  similar suits.

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If an advertiser doesn't want to add remarketing tags to a website, why would Customer Match be a good fit for them? 9680179

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If an advertiser doesn't want to add remarketing tags to a website, Customer Match would be a good fit for them from your ad accounts and campaigns.

Remarketing is defined as to engaging audiences who have already interacted with your brand, to encourage them to take a desired action that may interest them, such as conversion. Like, products to their shopping cart.

The match of customer feedback is the best fit by the using data from your advertisement accounts.  It saves the amount of money in the new ads and marketing strategy due to the customer match it helps to find the problem.

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How did Adam Smith economic ideas help the United States establish a free enterprise system?

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Check the boxes that apply to you. For consumers and producers, they resulted in freedom of choice. For consumers, they sparked free competition.

What was Adam Smith's impact on the economy?Smith was the first to recognise that economics should also focus on how wealth is distributed, in addition to how it is produced. His theories were largely responsible for England's success in overturning the Corn Laws and rising to the top economic position in Europe during the Industrial Revolution. Adam Smith was one of the first thinkers of his era to assert that money is produced via labour that is productive and that people are motivated by their own interests to use resources as efficiently as possible. Profits, in his view, resulted from capital investments, and capital is allocated where the greatest potential for profit exists. Smith criticised the role of government in the economy and offered a plan for free trade and markets. Later on, these two tenets would come to represent contemporary capitalism.

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number of days a taxpayer is allowed to extend the time to petition the tax court

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If the taxpayer does not submit an abatement request within 60 days, the taxpayer forfeits his or her right to file a petition in the Tax Court.

What is petition?A petition is a legal document formally requesting a court order and setting out the petitioner's version of the facts at issue.When a lawsuit is filed, it moves through a series of stages before it is finally resolved. In civil cases, the first stage is the filing of a petition or a complaint by the plaintiff stating the legal basis for the lawsuit. The defendant receives a copy of the document and a notice to appear in court.Petitions and complaints both are considered pleadings. A pleading is a formal statement outlining one party's version of the matter.When a petition is filed, the plaintiff and defendant are given the opportunity to settle the case privately or use an alternative dispute resolution (ADR) process rather than going to trial.

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Disparate treatment occurs when two groups of people are treated differently in different situations based on a protected characteristic. T/F

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It is true that disparate treatment occurs when two groups of people are treated differently in different situations based on a protected characteristic.

The characteristics can include race, gender, age, religion, national origin, or disability. This type of discrimination is illegal under federal and state anti-discrimination laws, and it is considered a form of unfair treatment. disparate treatment can be intentional or unintentional, and it can have a negative impact on individuals and communities by limiting access to opportunities and resources. It is important to identify and address instances of disparate treatment in order to promote equality and fair treatment for all individuals.

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What are the advantages and disadvantages of closed economy?

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The advantages of a closed economy is: An unrestricted frugality is a frugality that doesn't share in transnational trade, meaning it doesn't import or import goods and services from another country.

Disadvantage: An unrestricted frugality grows slower than open husbandry, as all goods must be produced and consumed within the single frugality.   In practice, there are no countries with a Closed Economy at present. Brazil is the closest to unrestricted frugality as it has the least significant goods compared to other countries.

Still, it's insolvable to meet all the goods and service demands within the domestic boundary.   A closed Economy is a frugality with no profitable relations with the rest of the world. This means there are no significances from other countries and no exports to the other country.

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pyramids were designed to be ?
A.regional palaces
B. temples
C. government
D. tombs

Answers

Answer:

D

Explanation:

tombs

Answer:

D

Pharoahs needed to be buried under the pyramids, which would make them tombs

What resources do consumers typically have in limited supply that forces them to make trade-off decisions in consumption

Answers

The resources are time, money and attention.

An individual who purchases goods and services from a vendor is referred to as a consumer. Although human desires are limitless, the resources required to fulfil them are scarce. As a result, consumers are forced to choose a trade-off.

The opportunity cost of a decision is a trade-off. When a consumer decides to consume one good over others, they are giving up an option. Consumers who are rational would pick the good that provides the most utility.

Consider a consumer who has $100, for instance. The buyer can choose between buying pants or an economics book with the money. The option with the higher utility would be picked by the customer. This is a case of a trade-off.

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If the Chinese government wished to increase the amount of U. S. Beef that is allowed to be imported into China, it would enact:

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The Chinese government would have to negotiate a new trade deal with the United States to increase the amount of American beef it is allowed to import into China. This could include reducing existing tariffs or other trade barriers that make it difficult to import U.S. beef into China.

The Chinese government would also have to ensure that imported US beef meets all safety and quality standards before it is allowed to enter the country. The Chinese government could also make it easier for American beef to obtain the necessary certifications and inspections to ensure that the beef meets China's requirements. Finally, the Chinese government could increase the amount of American beef it is allowed to import by increasing the quota, which is the maximum amount of a particular commodity that can be imported into China.

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Throughout the 1990s, interest rates in Japan were lower than interest rates in the United States. As a result, many Japanese investors were tempted to borrow in Japan and invest the proceeds in the United States. Explain why this strategy does not represent an arbitrage opportunit

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Due to the currency risk, the opportunity for arbitrage is not represented. In foreign investments, the investor can mitigate the exchange rate risk, also known as the forex risk.

Why is arbitrage prohibited?

Although there are risks associated with arbitrage, it is not illegal in and of itself. Poor capital allocation is one of these. Contracts could be signed incorrectly. An asset might be bought or sold at a bad price as a result of this.

If the value of the dollar fluctuates in relation to the yen, the person engaging in the transaction will lose money because the profit from such transactions cannot be guaranteed and this strategy is not an opportunity for arbitrage.

The practice of purchasing securities from one nation's market and selling them to another nation's market is known as "arbitrage," and it is related to investments in foreign exchange. This is thought to be a low-risk activity.

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The adjustment for overapplied overhead ______ net income. Multiple choice question. increases both cost of goods sold and decreases both cost of goods sold and increases cost of goods sold and decreases decreases cost of goods sold and increases

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The adjustment for overapplied overhead decreases cost of goods sold and increases net income.

Net income refers to the amount of money a company earns after all expenses and taxes have been subtracted from its total revenue. It is also known as "net profit" or "bottom line." This figure is used to measure a company's financial performance and is important for investors and analysts to consider when evaluating a company's overall health.

Overapplied overhead happens when costs caused are not as much as what an organization represents in its financial plan. This implies that an organization comes in under financial plan and accomplishes a lower measure of above costs during the bookkeeping time frame.

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Which of the following industries would be most likely to use a job costing system?
A. Commercial building construction
B. Food and Beverage
C. Chemicals
D. Pharmaceuticals

Answers

Commercial building construction industries would be most likely to use a job costing system. so correct answer is A.

A Costing System: What Is It?

In order to keep track of a company's expenses, a costing system was created. The system consists of a number of forms, procedures, checks, and reports that are made to compile and provide management with information on profits, expenses, and revenues. Lean accounting, activity-based costing, standard costing, and marginal costing are some examples of cost accounting types. The traditional costing system and the activity-based costing system are the two fundamental costing methods that assist in identifying all direct and indirect costs so you can determine prices with accuracy.

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Fast Bean sells coffee to Federico to brew and drink at home. This is an example of business-to-Blank______ marketing

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Fast Bean sells coffee to Federico to brew and drink at home. This is an example of business-to-Blank vendor marketing.

Opting for marketing merchandisers is an important part of marketing because many companies have the coffers to complete every design in-house. For illustration, you may need a  seller's moxie and coffers too.

Write, design or produce deals literature, advertisements or other creative accouterments.   A company or an existent that sells a good or service is a  seller. Marketing Merchandisers may vend to other businesses, or they may be retailers who vend straight to consumers. An illustration of a  seller is a company that provides force for exchange apparel stores.

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The extent to which a decision maker is willing to gamble when making a decision is known as ____________ propensity.

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The extent to which a decision maker is willing to gamble when making a decision is known as risk propensity.

What is a smart decision?

When a decision maker is aware of the risks they are incurring before making a choice, that choice is of high quality. They are aware of the biases in their reasoning as well as how accurate or inaccurate their information is. A wise choice is one in which you are aware of your ignorance.

What factors influence a decision's success?

A wise decision-maker picks courses of action that benefit both themselves and other people. They approach the decision-making process with an open mind and refrain from allowing their personal prejudices to influence them. After considering all options and the repercussions, they make logical conclusions.

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A postoperative client is being evaluated for discharge and currently has an Aldrete score of 8. Which of the following is the most likely outcome for this client

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Body temperature should be measured on admission and four hourly with other vital signs unless clinically indicated for further frequent measures.  

Maintaining rotation and assessing for cardiac complications in the immediate post-op period is precedence for nursing care.   The Valsalva initiative produces pressure on abdominal injuries, which increases the threat of evisceration. The nanny minds a  customer who develops an evisceration. The client can be discharged from the PACU.

The primary nursing thing in the immediate postoperative period is conserving pulmonary function and forestallment of Hypoxemia and hypercapnia. A post-op period reports severe abdominal pain. The nanny can not auscultate bowel sounds and notes the customer's tummy is rigid.

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In a firm that uses special journals, an allowance given for damaged merchandise is recorded in the A. cash payments journal.B. cash receipts journal.

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In a firm that uses special journals, an allowance given for damaged merchandise is recorded in the A. cash payment.

A firm, frequently abbreviated as "co.," is a legal designation for a collection of individuals with a shared objective who may be either natural, legal, or a combination of the two. The company's employees cooperate for a common goal in order to achieve clearly defined objectives. Companies can take many different forms, including:voluntary associations with a profit-making objective, such as for-profit businesses, banks, programs, or educational establishments.

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Rent is an example of a(n) _____.
A-fixed cost
B-opportunity cost
C-variable cost
D-none of the above

Answers

Rent is an example of a fixed cost

if one u.s. dollar equals one e.u. euro, which of these could result if the euro experiences inflation?

Answers

If the value of one US Dollar is equal to that of one EU Euro, then an inflation would be a result of the situation wherein the citizens of the United States purchase more goods from the European Union at lesser monies. Therefore, the option C holds true.

The inflation is usually understood as a concept that leads into increase in the prices of goods in an economy, and thereby leading to a decrease in the purchasing power of the consumers who belong to that economy. The above condition represents the situation of an increase in the rates of inflation in the European Union.

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Complete question

If one U.S. dollar equals one euro, which of these could result if the euro experiences inflation?

E.U. citizens could purchase more goods in the U.S. for less money.

E.U. citizens would purchase large amounts of U.S. stock.

U.S. citizens would purchase more goods from the E.U. for less money.

U.S. citizens would purchase large amounts of E.U. stock.

Answer:

C) U.S. citizens would purchase more goods from the E.U. for less money

Explanation:

I got it right on the test

Which organization provides voluntary testing and labeling for products that meet their quality guideline

Answers

The USP organization offers optional testing and labeling for goods that adhere to their quality standards.

The United States Pharmacopeial Convention, a nonprofit organization that also owns the trademark and copyright for the pharmacopeia itself, publishes a pharmacopeia for the United States each year under the name United States Pharmacopeia (USP). The USP-NF, which combines the USP with the National Formulary, is published. A drug ingredient or drug product must adhere to the relevant USP quality standard in order to carry the designations "USP" or "NF." Animal and human medications must meet USP standards. If a medication or a component of a medication with a name specified in USP-NF does not satisfy compendial standards for strength, quality, or purity, it is considered contaminated. Federal law in the US also takes into account USP-NF norms.

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19) Which statement BEST describes how Georgia's waterway systems serve as social transportation systems

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Georgia's waterway systems, which include ports and rivers, serve as social transportation systems by constructing national infrastructure that supports domestic and international trade, business, and leisure. In recognition of this critical purpose, the federal government has assumed responsibility for the creation, maintenance, and secure operation of shipping channels.

How have the nation's mountain and river systems influenced the development of the United States?

The United States' waterways and mountains, like the rest of the world, have had a significant impact on where people settled and how towns and cities interacted with one another. Because of the relative isolation and shared geography created by mountain ranges, large mountain ranges served as natural barriers between groups, resulting in the development of distinct regional shared cultures. Rivers, on the other hand, linked communities through ease of travel, trade, and shared access to water and other natural resources.

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The move by Philip Morris International (PMI), the industry-leading tobacco company, to invest billions in creating a smoke-free future is an example of

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The move by Philip Morris International (PMI), the industry-leading tobacco company, to invest billions in creating a smoke-free future is an example of strategy innovation.

A business's goals for innovation, value delivery, and competitive advantage are met through using resources in accordance with an strategy innovation. An examination of a company's technology and competitive environment should be part of every strategy. its prospects and challenges from outside. The goal of innovation is to produce new value, such as fresh approaches to adjust to shifting sectors or address pressing social, health, or economic issues. A strategy is a plan that explains in great detail how you will realise your goal. An organisation must be able to use the technology in creative ways. Businesses that can't expand in this constantly shifting world risk failure. Therefore, one of the most crucial elements of a firm is its strategy.

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A rental house has a monthly income of $1,300. A suitable gross rent multiplier derived from market data is 142.5 What estimated sale price (to the nearest $1,000) is indicated

Answers

It is wrong to determine a company's gross income as sales less returns and discounts.

Gross revenue is the amount generated by a business before any costs are subtracted, whether they are one-time expenses like the cost of items sold, which are directly associated with a particular product, or ongoing expenses like the salary of administrative employees. The sum of a company's sales during a certain time period is, in essence, its gross income. The difference between a company's gross revenue and its cost of goods sold is its gross income (COGS). If a business reported product sales of $500,000 and manufacturing costs of $100,000, its gross income would be $400,000. It is wrong to determine a company's gross income as sales less returns and discounts.

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When President Obama tried to influence the economy by cutting taxes and increasing government spending, he was applying ___ .

Answers

President Obama was implementing monetary policy when he tried to affect the economy by reducing taxes and government spending government expenditure.

How does monetary policy work?

The Federal Fed's actions and utterances to advance healthy economic growth, stable prices, as well as moderate long-term interest rates—the three economic objectives that the Congress has directed the Federal Reserve to pursue—combine to form monetary policy within the United States.

What is an example of monetary policy?

Implementing monetary policies The Fed will add money to the reserves as banks are required to maintain with it if, for instance, it purchases or borrows Treasury notes from commercial banks. In turn, the money supply increases.

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William Ouchi's approach that managers in Japanese companies have a better relationship with their subordinates falls under:

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During the Asian economic boom of the 1980s, William Ouchi's so-called "Japanese Management" job style became popular. 'Theory Z,' according to Ouchi, focuses on increasing employee loyalty.

To the company by providing a employee for life with a strong emphasis on the employee's well-being both on and off the job. Individual efforts to meet needs are described as motivated behaviour in need-based theories. According to this viewpoint, the manager's job is to determine what people require and then to ensure that the work environment becomes a means of meeting those requirements. Theory Z emphasises the importance of assisting workers in becoming generalists rather than specialists.

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Agent Mary forgot to complete a sales contract rider. This resulted in a $300 loss for her client. Agent Mary's actions can be described as

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A sales contract rider was incomplete because of Agent Mary. Her client suffered a $300 loss as a result of this. Agent Mary behaved in a negligent manner.

What word best sums up agency?

An agency is a legal arrangement whereby one person, the principal, appoints another person, the agent, to act on their behalf and gives them the authority to carry out any legal actions that the principal may carry out on their own.

What obligations do agents have under the Indian Contract Act?

An "agent" is a person who is hired to perform any task for another or to speak on another person's behalf. The term "principal" refers to the person for whom the act is performed or who is so represented.

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Which of the following statements is true regarding an import-oriented distribution structure?
A. The importer-wholesaler traditionally performs most of the marketing functions.
B. The relationship between the importer and any middleman is similar to that found in a mass-marketing system.
C. Several independent agencies providing functions such as advertising, marketing research, financing are part of this distribution structure.
D. The idea of a channel as a chain of intermediaries performing specific activities is common.
E. This distribution system is national in scope.

Answers

A. The importer-wholesaler traditionally performs most of the marketing functions.

What happens in an import-oriented distribution structure?

In an import-oriented or traditional distribution structure, an importer controls a fixed supply of goods, and the marketing system develops around the philosophy of selling a limited supply of goods at high prices to a small number of affluent customers.

What are the advantages of import oriented economy?

Advantages of Importing:

Also the importer can have the much cheaper products from the foreign market due to low labor cost, low taxes etc. in terms of quality, the importer can have the higher quality goods and produce the finished goods with high quality and extend the business profit margins.

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Write a short essay explaining how the migration of ethnic groups into the Caribbean has shaped our current cultural practices. (Trends, style, religion, food, music, festivals, family types/structures) All of these terms below are associated with workers and management EXCEPT:a. Haymarket Squareb. Clayton Anti-Trust Actc. Dawes Severalty Actd. Pullman Strike Each call option contract brings together a buyer and a seller (also known as a writer). Which of the following describes the profit and loss potential of call option writers ?A. Unlimited upside and limited downside B. Limited upside and unlimited downsideC. Unlimited upside and unlimited downside D. Limited upside and limited downside What is Blackstone known for? What is the importance of Mendel's conclusion? What is the probability that this year's graduation will fall on the birthday of exactly one of the 68Seniors? What is the probability that there is more than one such Senior? How were Japanese Americans treated after internment camps? Beth poured 1/2 of the juice from a 5-liter bottle while serving guests at a party. How much juice, in liters, is still left in the bottle? ALGEBRA 2 - Exponential and Logarithmic FunctionsSimones parents invested $1,500 in an account such that the value of the investment doubles every seven years. The value of the investment, V, is determined by the equation V= p t^r/7, where p represents the amount invested and t represents the number of years since the money was deposited. How many years, to the nearest tenth of a year, will it take the value of the investment to reach $1,000,000? Which of the following is not a drawback of using coal for energy production?A. Mountaintop miningB. Mercury in fly ashC. Mining explosionsD. Difficult transportation due to instability How was Maryam Mirzakhani's life in Sharif University? An organism has the genotype AaBbCc. What is the probability of producing a gamete that only has dominant alleles for these three genes Why does Jefferson argue that those who "wish to dissolve this Union" should be "left undisturbed? Your mortgage payment is $954. 32/month. Using proportions, what is the minimum yearly amount you must have in realized income to keep your housing expenses in the acceptable range? $Fill in the blank text field 1 An agent is very satisfied with the work being done by his unregistered sales assistant and would like to compensate her with 5% of his commissions. Under the NASAA Statement of Policy on Dishonest or Unethical Business Practices of Broker-Dealers and Agents, this would be Ason is organizing the silverware drawer. He has 8 spoons. There are twice as many forks as spoons. There are 34 as many knives as forks. How many knives does Jason have Select all that apply. Macy had a big project due in another class, so she only has a few hours left to finish her quiz. However, when she attempts to access the quiz, her internet stops working. What should Macy do What is the irony in the story The Gift of the Magi? Which of the following is a question you can ask yourself to help monitor your interaction with families?a. Do I like the families I serve?b. Do I put in overtime for the families I serve?c. Am I leaving my shift on time?d. Am I happy when the work day is over? Explain what the ratio 15:73 represents