You are planning to save for retirement over the next 25 years. To do this, you will invest $900 a month in a stock account and $600 a month in a bond account. The return of the stock account is expected to be 7 percent, and the bond account will pay 4 percent. When you retire, you will combine your money into an account with a return of 6 percent. How much can you withdraw each month from your account assuming a 20-year withdrawal period?

Answers

Answer 1

Answer:

Explanation:

The formula for calculating the future value of an ordinary annuity (where a series of equal payments are made at the end of each of multiple periods) is - FV = PMT [((1 + r)n - 1) / r]   Where: FV = The future value of the annuity stream PMT


Related Questions

On January 1, 2020, Stream Company acquired 30 percent of the outstanding voting shares of Q-Video, Inc., for $770,000. Q-Video manufactures specialty cables for computer monitors. On that date, Q-Video reported assets and liabilities with book values of $1.9 million and $700,000, respectively. A customer list compiled by Q-Video had an appraised value of $300,000, although it was not recorded on its books. The expected remaining life of the customer list was five years with straight-line amortization deemed appropriate. Any remaining excess cost was not identifiable with any particular asset and thus was considered goodwill. Q-Video generated net income of $250,000 in 2020 and a net loss of $100,000 in 2021. In each of these two years, Q-Video declared and paid a cash dividend of $15,000 to its stockholders. During 2020, Q-Video sold inventory that had an original cost of $100,000 to Stream for $160,000. Of this balance, $80,000 was resold to outsiders during 2020, and the remainder was sold during 2021. In 2021, Q-Video sold inventory to Stream for $175,000. This inventory had cost only $140,000. Stream resold $100,000 of the inventory during 2021 and the rest during 2022. For 2020 and then for 2021, compute the amount that Stream should report as income from its investment in Q-Video in its external financial statements under the equity method. (Enter your answers in whole dollars and not in millions. Do not round intermediate calculations.)

Answers

Answer:

Stream Company

The amount that Stream Company should report as income from its investment in Q-Video in its external financial statements under the equity method:

2020 = $75,000

2021 = ($30,000)

Explanation:

a) Data and Calculations:

Equity share in Q-Video, Inc. = 30%

Cost of equity investment = $770,000

Q-Video Profits and dividends     Stream's share                

2020 net income = $250,000     $75,000 ($250,000 * 30%)

2021 net loss of $100,000          ($30,000) ($100,000 * 30%)

2020 dividends = $15,000             $4,500 ($15,000 * 30%)

2021 dividends = $15,000              $4,500 ($15,000 * 30%)

b)The equity method is used by Stream Company because its investment in Q-Video, Inc. is less than 51% and more than 20%.  Under the equity method, Stream accounts for its share of net income and net loss.  The investment is initially recorded at cost.  Adjustments are then made to the cost balance at the end of every period by increasing it with the share of net income and decreasing it with its share of net loss and dividends received.

Swifty Company showed the following balances at the end of its first year: Cash $3930 Prepaid insurance 6910 Accounts receivable 4990 Accounts payable 3960 Notes payable 5930 Owner’s Capital 2090 Owner’s Drawings 960 Revenues 32100 Expenses 24800 What did Swifty Company show as total credits on its trial balance? a. $44080 b. $49070 c. $45040 d. $9390

Answers

Answer:

$44,080

Explanation:

The total credit for swifty company can be calculated as follows

Account payable + notes payable + common stock + revenue

= 3960 + 5930 + 2090 + 32100

= 44,080

Hence the total credits is $44,080

The quantity of a good demanded rises from 90 units to 110 units when the price falls from $1.20 to $.80 per unit. The price elasticity of demand for this product approximates​

Answers

Answer:

PED = -0.67 or |0.67| in absolute terms, price inelastic

Explanation:

price elasticity of demand = percentage change in quantity demanded / percentage change in price

percentage change in quantity demanded = (110 - 90) / 90 = 22.22%

percentage change in price = ($0.80 - $1.20) / $1.20 = -33.33%

PED = 22.22% / -33.33% = -0.67 or |0.67| in absolute terms, price inelastic

The choice of how much to produce depends on a variety of factors. One of the important factors is the cost of production. Two very important components of the cost of production are resource (input) price and technology.Draw a new supply curve that illustrates changes in supply when the production rise because price have increased and available technology has made production more expensive.

Answers

Answer:

Following are the solution to the given question:

Explanation:

Please find the graph image in th e attachment file.

In the question, it increases the manufacturing prices, which raises the corporation's expenditures, which increases the material production, mostly as a result of a decline in business production of materials, which will cause the aggregate demand through S to S' to be moved to the left.

Identifying the Five Steps in the Revenue Recognition Process

Match each step 1 through 5 with the sales process described in a through e.

Step 1: identify contract(s) with customer.

Step 2: identify performance obligation(s) in the contract.

Step 3: determine transaction price.

Step 4: allocate transaction price to performance obligation(s).

Step 5: Recognize revenue when (or as) each performance obligation is satisfied through a transfer of control

a. The total price for the computer and two years of services is $800.

b. Customer takes possession of the computer and benefits from the data service over two years.

c. Customer will receive the computer immediately and will benefit from two years of data services for the tablet.

d. The standalone selling price of the computer is $500 and of the two-year service contract is $300.

e. Customer agrees to purchase one computer plus two years of data services for an agreed upon price.

Answers

Answer:

Step 1: Identify contract(s) with customer

Correct Match: Customer agrees to purchase one computer plus two years of data services for an agreed upon price.

Step 2: identify performance obligation(s) in the contract

Correct Match: Customer will receive the computer immediately and will benefit from two years of data services for the tablet.

Step 3: Determine transaction price

Correct Match: The total price for the computer and two years of services is $800.

Step 4: Allocate transaction price to performance obligation(s)

Correct Match: The standalone selling price of the computer is $500 and of the two-year service contract is $300.

Step 5: Recognize revenue when (or as) each performance obligation is satisfied through a transfer of control

Correct Match: Customer takes possession of the computer and benefits from the data service over two years.

Tanek Industries manufactures and sells three different models of wet-dry shop vacuum cleaners. Although the shop vacs vary in terms of quality and features, all are good sellers. Tanek is currently operating at full capacity with limited machine time. Sales and production information relevant to each model follows.

Economy Standard Deluxe
Selling price $32 $53 $106
Variable costs and expenses $17 $21 $50
Machine hours required 0.5 0.8 1.6

Required:
a. Calculate contribution margin per unit.
b. What is the contribution margin per unit of limited resource for each product?

Answers

Answer and Explanation:

The computation is shown below:

a. The contribution margin per unit is

As we know that

Contribution margin per unit = Selling price - variable cost

So

For economy, it is

= $32 - $17

= $15

For standard, it is

= $53  - $21

= $32

For deluxe, it is

= $106 - $50

= $56

b. Now the contribution margin per unit of limited resources is

For economy, it is

= $15 ÷ 0.5

= $30

For standard, it is

= $32 ÷ 0.8

= $40

For deluxe, it is

= $56 ÷ 1.6

= $35

A group of middle school students wants to raise money to help build a new school track. They decided to sell donuts before school. Demand is 275 donuts when the donuts are given away free, and the demand drops to 175 donuts when the price is 25 cents per donut. However, the middle school administration is prepared to supply only 150 donuts free of charge but will supply 200 donuts when the price is 50 cents per donut. Assume that the demand and supply functions are both linear functions. What price should the students charge per donut so that there is neither a surplus nor a shortage of donuts

Answers

Answer:

25 cent/donuts

Explanation:

Demand function have these two points (275, 0), (175, 25)

Demand function equation:

y - 25 = [tex]\frac{25 - 0}{175-275}[/tex] (x-175)

-100y + 2500 = (x - 175)

-4y + 100 = x - 175

x + 4y = 100 + 175

x + 4y = 275....................equ 1

Similarly Supply function have these point (150,0), (200, 50)

Supply function equation:

y - 50 = [tex]\frac{50 - 0}{200-150}[/tex](x- 200)

50y - 2500 = x - 200

y - 50 = x - 200

x - y = 200 - 150

x - y = 150

By equation 1 & 2

x + 4y = 275

x - y =  150 ==> x = 150+y

So from equ 1 => x + 4y = 275

=> 150+y+4y = 275

=> 150+5y = 275

=> 5y = 275 - 150

=> 5y = 125

=> y = 25

So, the price that the students should charge per donut so that there is neither a surplus nor a shortage of donuts is 25 cent/donuts

Which of the following is NOT a way to help you with time
management during a meeting?

O Check the clock frequently
O Ask for help resolving issues
O Ask attendees to help keep track of time
O Follow-up on issue you can solve immediately

Answers

Answer:

check the clock frequently

(Ratio Computations and Effect ofTransactions)

Presented below is information related to Carver Inc.

CARVER INC.

Balance Sheet
December 31, 2007

Cash $45,000 Notes payable (short-term) $50,000
Receivables $110,000 Accounts payable 32,000
Less: Allowance
15,000

95,000 Accrued liabilities 5,000
Inventories 170,000 Capital stock (par $5) 260,000
Prepaid insurance 8,000 Retained earnings 141,000
Land 20,000
Equipment (net)
150,000

$488,000

$488,000

CARVER INC.

Income Statement
For the year ended December31, 2007

Sales $1,400,000
Cost of goods sold
Inventory, Jan. 1, 2007 $200,000
Purchases
790,000

Cost of goods available forsale 990,000
Inventory, Dec. 31,2007
170,000

Cost of goods sold
820,000

Gross profit on sales 580,000
Operating expenses
170,000

Net income
$410,000

Instructions

(a) Compute the following ratios orrelationships of Carver Inc. Assume that the ending accountbalances are representative unless the information providedindicates differently. (Round answers to 2 decimalplaces.)

Current ratio. times
Inventory turnover. times
Receivables turnover. times
Earnings per share. $
Profit margin on sales. %
Rate of return on assets on December 31, 2007. %
(b) Indicate for each of the followingtransactions whether the transaction would improve, weaken, or haveno effect on the current ratio of Carver Inc. at December 31,2007.

Write off an uncollectible account receivable, $2,200.
Purchase additional capital stock for cash.
Pay $40,000 on notes payable (short-term).
Collect $23,000 on accounts receivable.
Buy equipment on account.
Give an existing creditor a short-term note in settlement ofaccount.

Answers

Answer:

Carver Inc.

a. Ratio Analysis:

Current ratio = Current assets/Current liabilities

= $318,000/87,000

= 3.66 times

Inventory turnover = cost of goods sold/average inventory

= $820,000/$185,000

= 4.43 times

Receivable turnover = Sales/Receivables

= $1,400,000/$95,000

= 14.74 times

Earnings per share = Net income/No. of shares

= $410,000/52,000

= $7.88 per share

Profit margin on sales = Net Income/Sales * 100

= $410,000/$1,400,000 * 100

= 29.29%

Rate of return on assets = Net income/Total assets * 100

= $410,000/$488,000 * 100

= 84.02%

b) Indication of whether the transaction would improve, weaken, or have no effect on the current ratio of Carver Inc. at December 31,2007:

1. weaken

2. weaken

3. no effect

4. no effect

5. weaken

6. no effect

Explanation:

a) Data and Calculations:

CARVER INC.

Balance Sheet

December 31, 2007

Cash                                $45,000      Notes payable (short-term) $50,000

Receivables      $110,000                    Accounts payable                  32,000

Less: Allowance   15,000   95,000      Accrued liabilities                     5,000

Inventories                      170,000       Capital stock (par $5)         260,000

Prepaid insurance              8,000       Retained earnings               141,000

Land                                 20,000

Equipment (net)              150,000

                                   $488,000                                                  $488,000

CARVER INC.

Income Statement

For the year ended December 31, 2007

Sales                                             $1,400,000

Cost of goods sold

Inventory, Jan. 1, 2007 $200,000

Purchases                        790,000

Cost of goods

available for sale          990,000

Inventory, Dec. 31,2007  170,000

Cost of goods sold                         820,000

Gross profit on sales                     580,000

Operating expenses                       170,000

Net income                                   $410,000

Post Adjusting Entries Post all adjusting entries to the t-accounts and calculate ending balances. Post the transactions in the order they appear in the journal entries.
Date Accounts and Explanation Debit Credit
Dec. 31 Salaries Expense 4,400
Salaries Payable 4,400
Date Accounts and Explanation Debit Credit
Dec. 31 Depreciation Expense - Furniture 100
Accumulated Depreciation - Furniture 100
Date Accounts and Explanation Debit Credit
Dec. 31 Insurance Expense 300
Prepaid Insurance 300
Date Accounts and Explanation Debit Credi
Dec. 31 Supplies Expense 110
Office Supplies 110
Date Accounts and Explanation Debit Credit
Dec. 31 Unearned Revenue 200
Service Revenue 200
Date Accounts and Explanation Debit Credit
Dec. 31 Accounts Receivable 700
Service Revenue 700

Answers

Answer:

Salaries expense                             Salaries payable

Debit                 Credit                     Debit                 Credit  

4,400                                                                         4,400

Depreciation exp, furniture            Accumulated dep, furniture

Debit                 Credit                     Debit                 Credit  

100                                                                             100

Insurance expense                         Prepaid insurance

Debit                 Credit                     Debit                 Credit  

300                                                                            300

Supplies expense                           Office supplies

Debit                 Credit                     Debit                 Credit  

110                                                                              110  

Unearned revenue                         Service revenue

Debit                 Credit                     Debit                 Credit  

200                                                                            200

                                                                                  700    

                                                                                  900

Accounts receivable                      

Debit                 Credit                    

700

Consider a chemical factory that is situated next to a farm. Airborne emissions from the chemical factory damage crops on the farm. The marginal benefits of emissions to the factory and the marginal costs of damage to the farmer are as follows: Quantity of emissions (Q) 100 200 300 400 500 600 700 800 900 MB to factory 320 280 240 200 160 120 80 40 0 MC to farmer 110 130 150 170 190 210 230 250 270 Calculate the total net benefit to the farmer and factory at the economically and socially efficient quantity of emissions. A. $63000 B. $62000 C. $60750 D. $61000

Answers

Answer:

Marginal Benefits of Emissions

Total net benefit to the farmer and factory at the economically and socially efficient quantity of emissions is $30,000 when the quantity of emission is 200 tons.

Explanation:

a) Data and Calculations:

Quantity of         Marginal       Marginal    Total Net Benefit

emissions (Q)     Benefits        Cost           or Cost

100                        320               110               21,000

200                        280               130               30,000

300                        240               150               27,000

400                        200               170               12,000

500                        160               190               -15,000

600                        120               210               -54,000

700                         80               230              -105,000

800                         40               250             -168,000

900                          0                270             -243,000      

The Manda Panda Company uses the allowance method to account for bad debts. At the beginning of 2009, the allowance account had a credit balance of $75,000. Credit sales for 2009 totaled $2,400,000 and the year-end accounts receivable balance was $490,000. During this year, $73,000 in receivables were determined to be uncollectible. Manda Panda anticipates that 3% of all credit sales will ultimately become uncollectible. The fiscal year ends on December 31.
Required:
1. Does this situation describe a loss contingency? Explain.
2. What is the bad debt expense that Manda Panda should report in its 2009 income statement?
3. Prepare the appropriate journal entry to record the contingency.
4. What is the net realizable value (book value) Manda Panda should report in its 2009 balance sheet?

Answers

Answer:

The Manda Panda Company

1. This is not a loss contingency.  A loss contingency refers to a probable payment that might result from an uncertain event.

2. The bad debt expense that Manda Panda should report in its 2009 income statement is $70,000 ($73,000 -$75,000 + $72,000).

3. Debit Allowance for Uncollectible accounts $3,000

Credit Bad Debts Expense $3,000

To reduce the allowance account from $75,000 to $72,000.

Debit Bad Debts Expense $73,000

Credit Accounts Receivable account $73,000

To write-off the bad debts.

4. The net realizable value of accounts receivable is $418,000 ($490,000 - 72,000)

Explanation:

a) Data and Calculations:

Allowance for Uncollectible account (credit balance) = $75,000

Credit sales for 2009 = $2.4 million

Year-end Accounts Receivable = $490,000

Bad Debts = $73,000

Estimated allowance for Uncollectible = 3% of all credit sales (3% of $2.4 million) = $72,000

b) A contingency loss requires that a liability be created to account for the loss.  This is not the case with making allowances for uncollectible accounts or writing off bad debts.  There is no need to create a liability account since no payment will eventually be made to settle any liability in the future.

According to the Bureau of Labor Statistics, there are about 3 million temp employees in the U.S. out of 150 million employees overall. What percentage of workers are temporary workers?

Answers

Answer:2%

Explanation:

Answer:2%

Explanation:

Use the following information to compute the cost of direct materials used for the current year. Assume the raw materials inventory account is used only for direct materials. (Assume no indirect materials.) January 1 December 31

January 1 December 31
Inventories
Raw materials inventory $6,000 7,500
Work in process inventory 12,000 9,000
Finished goods inventory 8,500 5,500
Activity during the current year
Materials purchased $123,500
Direct labor 94,000
Factory overhead 39,000

Answers

Answer:

the direct material used is $122,000

Explanation:

The computation of the direct material used is shown below:

= Opening raw material inventory + material purchased - ending raw material inventory

= $6,000 + $123,500 - $7,500

= $122,000

Hence, the direct material used is $122,000

For each of the following transactions for the Sky Blue Corporation, give the accounting equation effects of the adjustments required at the end of the month on October 31. (Enter any decreases to Assets, Liabilities, or Stockholders' Equity with a minus sign)

a. Collected $2,220 rent for the period October 1 to December 31, which was credited to Unearned Revenue on October 1.
b. Paid $1,056 for a two-year insurance premium on October 1 and debited Prepaid Insurance for that amount.
c. Used a machine purchased on October 1 for $40,800. The company estimates annual depreciation of $4,080.

Answers

Answer:

The response the given points can be defined as follows:

Explanation:

[tex]Transaction \ \ \ \ \ \ \ \ \ \ \ \ Assets \ \ = \ \ Liabilities \ \ + \ \ \ \ Stockholder's \ \ Equity[/tex]

For point a.                                    -740            +             740

For point b.                 -44                                 +              -44

For point c.                                     340            +             -340

For point a:

The money received for 3 months is again transferred to rent for one month [tex]( \frac{\$2200}{3})[/tex] . Account for sales.

For point b:

Payment of prepaid insurance for 2 years (24 months), hence one month's costs for insurance[tex]( \frac{\$1056}{24})[/tex] the cost of the insurance shall be shifted.

For point c:

One month [tex]( \frac{\$4080}{12})[/tex]depreciation expenses are moved to Depreciation Costs and depreciation accrued.

For items 1 through 4, select from the first column option list provided the answer for each item that reflects how fund information is reported in the government-wide and fund financial statements. Each choice may be used once, more than once, or not at all.
In items 5 through 8, select from the second column option list provided the answer that indicates whether fund information about long-term liabilities and capital assets is reported in the government-wide and fund financial statements. Each financial statement component is reported in each fund.
Item
Information in governmental funds
Information in proprietary funds
Information in fiduciary funds
Government-wide financial statements:
1. Basis of accounting Accrual Accrual Modified cash
2. Measurement focus Current financial resources
Fund financial statements:
3. Basis of accounting Accrual
4. Measurement focus Current financial resources
Government-wide financial statements:
5. Long-term liabilities Yes
6. Capital assets Yes
Fund financial statements:
7. Long-term liabilities Yes
8. Capital assets

Answers

Answer:

1. Accrual

2. Modified Cash

3. Accrual

4. Current Financial resources

5. Yes

6. Yes

7. Yes

8. No

Explanation:

Accrual basis of accounting is a technique in accounting where expenses and revenue are recorded when they are incurred instead of when they are paid. The basis of accounting is accrual concept which compensates the matching concept. Measurement focus is based in current available financial resources and modified cash basis.

Suppose that a young couple has just had their first baby and they wish to ensure that enough money will be available to pay for their child's college education. Currently, college tuition, books, fees, and other costs average $8,000 per year. On average, tuition and other costs have historically increased at a rate of 2% per year. Assuming that college costs continue to increase an average of 2% per year and that all her college savings are invested in an account paying 10% interest, then the amount of money she will need to have available at age 18 to pay for all four years of her undergraduate education is closest to
A. $37.232.13
B. $40,955.35
C. $42.952,46
D. $11.425,97

Answers

Answer:

B. $40,955.35

Explanation:

The computation of the amount that need to pay is shown below:

The Amount needed at 18 age is

= Present value of all future expenses

= $8000 × (1.02)^18 + $8,000 × (1.02)^19 ÷ 1.1 +$ 8000 × (1.02)^20 ÷ (1.1)^2 + $8,000 × (1.02)^21 ÷ (1.1)^3

= $11,425.6 + 10,594.98 + 9,824.44 + 9,109.39

= $40,954.95

It is nearest to option B

Match each of the options above to the items below.

a. Revenues, expenses. and dividends,
b. List of permanent accounts and their balances.
c. Transfer of temporary balances to retained earnings.
d. List of permanent and temporary accounts and thejr balances.
e. Assets, liabilities, and stockholders' equity

1. Adjusted Trjal balance
2. Post-closing trial balance
3. Permanent accounts
4. Temporary accounts
5. Closing entries

Answers

Answer:

a. Revenues, expenses. and dividends - Temporary accounts

b. List of permanent accounts and their balances - Post-closing trial balance

c. Transfer of temporary balances to retained earnings - Closing entries

d. List of permanent and temporary accounts and their balances - Adjusted trial balance

e. Assets, liabilities, and stockholders' equity - Permanent accounts

On January 1, 2020, HD Corp. paid $60,000 and issued a 5-year noninterest bearing note payable with a face value of $120,000 in exchange for a piece of equipment. The applicable interest rate is 8%. HD Corp depreciates over a straight-line basis and utilizes the effective interest method to record interest expense. The equipment is expected to be in service for 8-years at which point it will be worthless.

Required:
What is the carrying value of the note payable on 12/31/2021?

a. $120,000
b. $88,204
c. $75.136
d. $95.260
e. $89,335

Answers

Answer:

b. $88,204

Explanation:

The computation of the carrying value of the note payable is shown below:

= Present value of the notes + interest

= $120,000 × 0.680583 + ($120,000 × 0.680583 × 8%)

= $81,670 + $6,534

= $88,204

hence, the second option is correct

Castle, Inc., has no debt outstanding and a total market value of $150,000. Earnings before interest and taxes, EBIT, are projected to be $28,000 if economic conditions are normal. If there is strong expansion in the economy, then EBIT will be 20 percent higher. If there is a recession, then EBIT will be 25 percent lower. The firm is considering a debt issue of $60,000 with an interest rate of 7 percent. The proceeds will be used to repurchase shares of stock. There are currently 10,000 shares outstanding. Ignore taxes for questions a and b. Assume the stock price remains constant.

Assume the firm has a tax rate of 35 percent.

c-1. Calculate return on equity (ROE) under each of the three economic scenarios before any debt is issued. (Do not round intermediate calculations. Enter your answers as a percent rounded to 2 decimal places, e.g., 32.16.)



ROE
Recession %
Normal %
Expansion %

c-2. Calculate the percentage changes in ROE when the economy expands or enters a recession. (A negative answer should be indicated by a minus sign. Do not round intermediate calculations. Enter your answers as a percent rounded to the nearest whole number, e.g., 32.)


% change in ROE
Recession %
Expansion %

c-3. Calculate the return on equity (ROE) under each of the three economic scenarios assuming the firm goes through with the recapitalization. (Do not round intermediate calculations. Enter your answers as a percent rounded to 2 decimal places, e.g., 32.16.)


ROE
Recession %
Normal %
Expansion %

c-4. Given the recapitalization, calculate the percentage changes in ROE when the economy expands or enters a recession.(A negative answer should be indicated by a minus sign. Do not round intermediate calculations. Enter your answers as a percent rounded to 2 decimal places, e.g., 32.16.)

% change in ROE
Recession %
Expansion %

Answers

Answer:

c-1. ROE under Recession = 8.34%; ROE under Normal = 10.82%; and ROE under Expansion = 12.71%.

c-2. % change in ROE under Recession = -22.91%; and % change in ROE under Expansion = 17.46%.

c-3. ROE under Recession = 10.82%; ROE under Normal = 14.67%; and ROE under Expansion = 17.51%.

c-4. % change in ROE under Recession = -26.23%; and % change in ROE under Expansion = 19.41%

Explanation:

c-1. Calculate return on equity (ROE) under each of the three economic scenarios before any debt is issued. (Do not round intermediate calculations. Enter your answers as a percent rounded to 2 decimal places, e.g., 32.16.)

Note: See part 1 of the attached excel file for the calculations of Net Income, Shareholders' Equity, and return on equity (ROE) under each of the three economic scenarios before any debt is issued.

In the attached excel file, return on equity (ROE) is calculated using the following formula:

ROE = (Net income / Shareholders' Equity) * 100

After applying the ROE formula, the following are then obtained:

ROE under Recession = 8.34%

ROE under Normal = 10.82%

ROE under Expansion = 12.71%

c-2. Calculate the percentage changes in ROE when the economy expands or enters a recession. (A negative answer should be indicated by a minus sign. Do not round intermediate calculations. Enter your answers as a percent rounded to the nearest whole number, e.g., 32.)

Note: See part 1 of the attached excel file for the calculations of the percentage changes in ROE when the economy expands or enters a recession.

In the attached excel file, percentage changes in ROE is calculated as follows:

Percentage change in ROE = (ROE under recession/expansion - ROE under Normal) / ROE under Normal

After applying the Percentage change in ROE formula, the following are then obtained:

% change in ROE under Recession = -22.91%

% change in ROE under Expansion = 17.46%

c-3. Calculate the return on equity (ROE) under each of the three economic scenarios assuming the firm goes through with the recapitalization. (Do not round intermediate calculations. Enter your answers as a percent rounded to 2 decimal places, e.g., 32.16.)

Note: See part 2 of the attached excel file for the calculations of Net Income, Shareholders' Equity, and return on equity (ROE) under each of the three economic scenarios assuming the firm goes through with the recapitalization.

In the attached excel file, return on equity (ROE) is calculated using the following formula:

ROE = (Net income / Shareholders' Equity) * 100

After applying the ROE formula, the following are then obtained:

ROE under Recession = 10.82%

ROE under Normal = 14.67%

ROE under Expansion = 17.51%

c-4. Given the recapitalization, calculate the percentage changes in ROE when the economy expands or enters a recession.(A negative answer should be indicated by a minus sign. Do not round intermediate calculations. Enter your answers as a percent rounded to 2 decimal places, e.g., 32.16.)

Note: See part 2 of the attached excel file for the calculations of the percentage changes in ROE when the economy expands or enters a recession.

In the attached excel file, percentage changes in ROE is calculated as follows:

Percentage change in ROE = (ROE under recession/expansion - ROE under Normal) / ROE under Normal

After applying the Percentage change in ROE formula, the following are then obtained:

% change in ROE under Recession = -26.23%

% change in ROE under Expansion = 19.41%

A commercial cleaning company spends an average of $500 per year, per customer, in supplies, wages, and account maintenance. An average customer generates $1,000 in revenue per year. Assuming a discount rate of 12% and an annual retention rate of 80%, what is the best estimate for the lifetime value of an average customer using the simplified customer lifetime value (CLV) equation presented in the core reading?

Answers

Answer:

$1,250

Explanation:

Calculation for what is the best estimate for the lifetime value of an average customer using the simplified customer lifetime value (CLV) equation

Using this formula

Customer lifetime value (CLV) = r / (1 + i - r)

Let plug in the formula for

Customer lifetime value (CLV) = 0.8 / (1 + 0.12 - 0.8)

Customer lifetime value (CLV) = 2.5

Customer lifetime value (CLV) =($1,000-$5,00)× 2.5

Customer lifetime value (CLV) = $500 x 2.5

Customer lifetime value (CLV) = $1,250

Therefore the best estimate for the lifetime value of an average customer using the simplified customer lifetime value (CLV) equation will be $1,250

Prepare Two Column Cash Book from the following transactions and balance the book on 31st Jan., 2021:-
2021
 

Jan. 1
Cash in hand 50,000; Bank overdraft 1,90,000.

Jan. 2
Purchased goods from Rajesh Kumar of the list price of 50,000 at 5% trade discount and payment made by cheque.

Jan. 6
Goods sold for 80,000 and payment received by cheque. Cheque deposited into Bank on same day.

Jan. 10
Goods purchased for cash 19,800.

Jan. 15
Furniture sold for 1,77,000 and payment received by cheque & cheque deposited into Bank on same day.

Jan. 18
Salaries paid 4,500.

Jan. 21
Settled the amount due to Ram 2,000 by paying cash 1,910.

Jan. 22
Cash received from Jai 14,780 in full settlement of his account of 15,000.

Jan. 23
Paid Life Insurance premium 1,500.

Jan. 31
Deposited with bank the entire balance after retaining 7,000 cash in hand.

Answers

Answer:

On January 21, Balance c/d  are:

Cash = $7,000

Bank = $49,570

Explanation:

Note: See the attached excel file for the Two Column Cash Book.

Also note the following in the attached Two Column Cash Book:

(1) Jan. 1 Bank overdraft 1,90,000 is recorded in the Two Column Cash Book as 190,000 to correct the error in the figure.

(2) Jan. 15 Furniture sold for 1,77,000 is recorded in the Two Column Cash Book as 177,000 to correct the error in the figure.

(3) Jan. 18 Salaries paid 4,500 is assumed to be paid by cheque since no specific form of payment in indicated.

(4) Jan. 23 Paid Life Insurance premium 1,500 is assumed to be paid by cheque since no specific form of payment in indicated.

(5) VN represents Voucher Number.

(5) PR represents Posting Reference.

(6) C represents Contra entry.

(7) The Jan. 31 Bank and Cash (C) of $36,070 which is the entire balance deposited with bank after retaining 7,000 cash in hand is obtained as follows:

Entire balance deposited with bank = Total cash received - Total cash paid - $7,000 retained = $64,780 - ($19,800 + $1,910) - $7,000 = $36,070

(8) Balance c/d represents Balance carried down.

(8) Balance b/d represents Balance brought down.

The following
expenditures are
allowable deductions for
business purposes except
A advertisement in the print
media
B. cost of stationery
Closs on disposal of assets
D. provisional tax paid

Answers

Answer:

All of the basic expenses necessary to run a business are generally tax-deductible, including office rent, salaries, equipment and supplies, telephone and utility costs, legal and accounting services, professional dues, and subscriptions to business publications.

Explanation:

Option D is right my friend

if you like the ans plz mark me as brainleast...

Nona Curry started her own consulting firm, Larkspur, Inc., on May 1, 2022. The following transactions occurred during the month of May.
May 1 Stockholders invested $18,150 cash in the business in exchange for
common stock.
2 Paid $726 for office rent for the month. 3 Purchased $605 of supplies
on account.
5 Paid $182 to advertise in the County News.
9 Received $1,694 cash for services performed.
12 Paid $242 cash dividend.
15 Performed $5,082 of services on account.
17 Paid $3,025 for employee salaries.
20 Paid for the supplies purchased on account on May 3.
23 Received a cash payment of $1,452 for services performed on account
on May 15.
26 Borrowed $6,050 from the bank on a note payable.
29 Purchased office equipment for $2,420 paying $242 in cash and the
balance on account.
30 Paid $218 for utilities.
A) Prepare an income statement for the month of May 2017.
B) Prepare a classified balance sheet at May 31, 2017.

Answers

Thankyou but im not interested

Dawn, a sole proprietor, was engaged in a service business and reported her income on a cash basis. In 2018, she incorporated her business by transferring the assets of the business to a new corporation in return for all the stock in the corporation plus the corporation’s assumption of the liabilities of her proprietorship. All the receivables and the unpaid trade payables were transferred to the new corporation. The assets of the proprietorship had total basis of $125,000 and total fair market value of $300,000. The trade accounts payable assumed by the corporation totaled $35,000, and were for services rendered by third parties directly to customers of the business under Dawn’s supervision. The corporation also assumed a note payable to the bank, in the amount of $95,000. The note was issued for a loan used to purchase computers and other business equipment used in the business and transferred to the corporation.

a. Dawn has a taxable gain on the transfer of $5,000.

b. Dawn has a basis of $20,000 in the stock she receives.

c. Dawn has a basis of $10,000 in the stock she receives.

d. Dawn has a basis of $30,000 in the stock she receives.

e. Dawn has a basis of $235,000 in the stock she receives.

Answers

Answer:

d. Dawn has a basis of $30,000 in the stock she receives.

Explanation:

The computation is shown below:

= Total assets basis -  total liabilities in terms of note payable

= $125,000 - $95,000

= $30,000

So Dawn has the basis of $30,000 in terms of the stock she received

Therefore the option d is correct

The Mixing Department of Premium Foods had 50,000 equivalent units of materials for October. Of the 50,000 units, 25,000 units were completed and transferred to the next department, and 25,000 units were 35% complete. Premium Foods's costs per equivalent unit of production are $0.96 for direct materials and $0.70 for conversion costs. All of the materials are added at the beginning of the process. Conversion costs are added evenly throughout the process and the company uses the weighted-average method.Calculate the cost of the 25,000 units completed and transferred out and the 25,000 units, 35% complete, in the ending Work-in-Process Inventory.

Answers

Answer:

Explanation:

The computation of the cost of 25,000 units completed and transferred out is shown below;

                                           ( in $)

Costs               Direct materials       Conversion costs         Total costs

Cost accounted for    

completed

and transferred

out                        24,000                          17,500                            41,500

                      (25,000 × $0.96)                (25,000 × $0.70)

Ending

work in

process                 24,000                           6,125                              30,125

                    (25,000 × $0.96)        (25,000 × $0.96 × 35%)                          

 Total cost

accounted for       48,000                           23,625                            71,625

Presented below is information related to Viel Company at December 31, 2020, the end of its fi rst year of operations.

Sales revenue $310,000
Cost of goods sold 140,000
Selling and administrative expenses 50,000
Gain on sale of plant assets 30,000
Unrealized gain on available-for-sale debt investments 10,000
Interest expense 6,000
Loss on discontinued operations 12,000
Dividends declared and paid 5,000

Compute the following:
a. income from operations
b. net income
c. comprehensive income
d. retained earnings balance at December 31, 2020.

Answers

Answer:

a. income from operations = Revenue - Cost of Goods Sold - Selling and Administrative Expenses

Income from operations = 310,000 - 140,000 - 50,000

Income from operations = 120,000

b. net income = income from operations + gain on sale of plant assets - loss on discontinued operations - interest expense

Net income = 120,000 + 30,000 - 12,000 - 6,000

Net income = 132,000

c. comprehensive income = net income + unrealized gain on available-for-sale debt investments

Comprehensive income = 132,000 + 10,000

Comprehensive income = 142,000

d. retained earnings balance at December 31, 2020.

Retained earnings = Net Income - Dividends declared and paid

Retained Earnings = 132,000 - 5,000

Retained Earnings = 127,000

Solve each of the following three problems, all of which involve borrowing money from a bank with an APR of 6.5% compounded annually. Look carefully at how the problems differ from one another, in spite of appearing similar. In your solutions, say a few words explaining how you can tell which is the appropriate formula to apply in each case.
a. Suppose that you borrow $1000 once per year, beginning today, and ending 10 years from now (so you borrow your last $1000 on the ten year anniversary of today’s date). How much will your total debt be at the end of the 10th year?b. Suppose that you borrow $10,000 today. You repay the loan over the course of ten years, making a payment every year on the anniversary of today’s date. The first payment will be one year from today, and the last payment will be ten years from today. How much should each payment be?c. Suppose that you borrow $10,000 today, and repay the loan all at once, on the ten year anniversary of today’s date. How much will you have to repay on that date?

Answers

Answer:

a. The formula is annuity immediate.  This requires annual addition at the end of each period. The total debt at the end of the 10th year is $16,248.70.

b. Amortized loan repayment is applicable here since the loan and interest are repaid every year.  Therefore, the payment every year is: $1,391.05.

c. The compound interest formula is used here since the interest accumulates annually but repayment of loan is due at the end of 10 years.  The total debt due for repayment at the end of the 10th year is $18,771.37.

Explanation:

1. Data and Calculations:

Starting Principal = $1000

Annual Addition = $1000

Annual interest rate = 6.5%

Period of loan = 10 years

The formula is annuity immediate.  This requires annual addition at the end of each period.  

Using the annuity calculator for annual addition at the end of each period, the loan's:

End Balance $16,248.70

Total Principal $11,000.00

Total Interest $5,248.70

2. Starting Principal = $10,000

Annual interest rate = 6.5%

Period of loan = 10 years

Amortized loan repayment is applicable here since the loan and interest are repaid every year.  Therefore, the payment every year is: $1,391.05

Total of 10 Payments   $13,910.47

Total Interest   $3,910.47

3. Starting Principal = $10,000

Annual interest rate = 6.5%

Period of loan = 10 years

Compound interest formula is used here since the interest accumulates annually but repayment of loan is due at the end of 10 years.

Using an online financial calculator, the future debt will total $18,771.37 with a total compounded interest of $8,771.37 ($18,771.37 - $10,000).

FV = $18,771.37

Total Interest $8,771.37

Mayweather reports net income of $305,000 for the year ended December 31. It also reports $93,700 depreciation expense and a $10,000 loss on the sale of equipment. Its comparative balance sheet reveals a $40,200 increase in accounts receivable, a $10,200 decrease in prepaid expenses, a $15,200 increase in accounts payable, a $12,500 decrease in wages payable, a $75,000 increase in equipment, and a $100,000 decrease in notes payable. Calculate the net increase in cash for the year.

Answers

Answer:

206,400.00

Explanation:

Calculation for the net increase in cash for the year

Net Income 305,000

Adjustment to reconcile Net Income to Net Cash

Add:

Depreciation Expense 93,700

Loss on sale of equipment 10,000

Cash flow from Operations 408,700

(305,000+93,700+10,000)

Changes in Current Assets/Current Liabilities

Less Increase in Accounts Receivable (40,200)

Decrease in Prepaid Expenses 10,200

Increase in Accounts Payable 15,200

Less Decrease in Wages Payable (12,500) (27,300)

Net cash provided by operating activities 381,400

(408,700-27,300)

Cash flow from investing activities

Increase in equipment (75,000)

Net cash provided by investing activities (75,000)

Cash flow from financing activities

Decrease in Notes payable (100,000)

Net cash provided by financing activities (100,000)

Net Increase/(Decrease) in cash $206,400

Therefore the net increase in cash for the year will be $206,400

Capp Corporation is a wholesaler of industrial goods. Data regarding the store's operations follow:

•
Sales are budgeted at $260,000 for November, $270,000 for December, and $250,000 for January.

•
Collections are expected to be 60% in the month of sale, 39% in the month following the sale, and 1% uncollectible.

• The cost of goods sold is 60% of sales.
•
The company desires an ending merchandise inventory equal to 40% of the following month's cost of goods sold. Payment for merchandise is made in the month following the purchase.

• The November beginning balance in the accounts receivable account is $61,000.
• The November beginning balance in the accounts payable account is $248,000.


Required:
a.
Prepare a Schedule of Expected Cash Collections for November and December. (Omit the "$" sign in your response.)

November December
Sales
Schedule of Expected Cash Collection ---------------- -------------------
Accounts recievable -----------------
November Sales
December SALES ---------------
tOTAal Cash collection
b.
Prepare a Merchandise Purchases Budget for November and December. (Input all amounts as positive values. Omit the "$" sign in your response.)

November December
Budgeted cost of goods sold
deduct: Begining merchandise inventory
total needs
add: desired ending merchandise inventory
required purchase

Answers

Answer:

Sales are budgeted at $260,000 for November

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