Answer:
The role that financial intermediaries play in that diagram of the economy is to leakage or inject money.
Explanation:
To begin with, the concept known as "Circular Flow of Income" refers to a model that is famously known in the economics sciences due to the fact that it is a graphic that shows how the primary entities of the economy of a country interact with each other in order to have a particular outcome expected in the diagram. Therefore that in that context, the financial institutions play the role of intermediaries inside the flow meaning that the can they can either leakage or inject money to the flow. The first one they do it by helping the households to save money in accounts. And the second one they do it by helping the private sector in terms of investing regarding businesses.
A bank quotes a stated annual interest rate of 4.00%. If that rate is equal to an effective annual rate of 4.08%, then the bank is compounding interest:________.
A) daily
B) quarterly.
Answer: Quarterly
Explanation:
Annual interest rate = 4.00%
Effective annual rate = 4.08%
To know if the bank is compounding interest daily or quarterly goes thus:
Effective Annual rate can be calculated using:
= (1+Periodic rate)^number of compounding periods - 1
Therefore, we calculate the daily compounding effective annual rate which will be:
= (1+4%/365)^365 - 1
= (1 + 0.04365)^365 - 1
= 4.08%
For Quarterly EAR, this will be:
= (1+4%/4)^4 - 1
= (1 + 0.04/4)^4 - 1
= 4.06%
Therefore, the a bank is compounding interest Quarterly
If you are strong at ___________, your employees are likely to think that it is right to follow your lead.
a. political tactics
b. impression management
c. influence management
d. coalition building
e. consultation
Answer:
b. impression management
Explanation:
Impression management is a management in which you are strong and your employees thought that it is right to follow up your lead. It implies the attempts that made by a person or a group due to which it the perception of the people could be influence related to a person , object or an event
Hence, the option b is correct
And, the same is to be considered
Joe verbally contracts with Delia to sell his farm to Delia. They do not sign a contract, but Delia takes possession, makes a down payment, and starts making monthly payments. This is evidenced by the down payment check, several monthly checks, and emails. Joe decides after several months to sell his farm to Eli. They sign a contract. If Delia objects to the second sale: __________
a. Della will lose because he did not sign a contract.
b. Delia will lose because the second contract win writing.
c. Delta will win because he partially performed and he can demonstrate the agreement by writings.
d. Delia will becuse he's not merchant
Answer:
a. Della will lose because he did not sign a contract.
Explanation:
The UCC are a set of guidelines that is used for trade transactions to resolve disputes and ensure equity between the buyer and seller.
There are various criteria used to qualify a valid transaction. One of them is that for a non movable asset, it's sale must be under a written contract.
A verbal contract will not suffice and is not binding.
In this scenario where Joe verbally contracts with Delia to sell his farm to Delia, they did not sign a contract and makes a down payment. But Joe decides after several months to sell his farm to Eli.
Since there is no written contract if Delia objects to the second sale she will lose
The demand for cooldrink is price elastic if
Answer:
see below
Explanation:
Elastic demand describes a scenario where a small change in price results in a significant difference in the quantity demanded. The term 'elastic ' suggests a moving or a stretching demand. Goods that have many substitutes have an elastic demand.
A product or service will have an elastic demand when a small price change greatly affects consumption. Customers will still seek alternative cheaper options if the price increases, which causes demand to drop significantly. The demand for cooldrink is price elastic if a small change in price results in demand changing considerably.
The financial analysis for a business plan should consist of a forecast of operations. This forecast may contain a(n):_________
Answer:
Cash flow statement, Balance sheet, and Income statement.
Explanation:
This is seen to be established with data seen to be of the present. These estimates are mostly put in for the new said business and also form a pattern or strategy for the future growth and expenses accumulated in the cause of its operation too. This template is seen to provide long and also short term objectives in the business plan and analysis strategy; this is where statement from cash flow, balance sheet and also income statement are been required to ascertain the pattern of cash flow and running cost estimate of the firm in the business plan.
A company's income before interest expense and income taxes is $575,000 and its interest expense is $145,000. Its times interest earned ratio is:__________.a. 0.25 b. 2.73 c. 0.99 d. 3.72
Answer:
3.96
Explanation:
A company's Time Interest Earned ratio shows us its ability to pay its debts.
The income before expenses is given as: $575000
The interest expenses = $145000
The question wants us to find time interest earned ratio. We get this by:
Company's initial income/interest expenses
= $575,000/$145,000
= 3.96
This is the correct answer to the question. The right answer was not listed in the options.
g On January 1, a machine with a useful life of four years and a salvage value of $13000 was purchased for $77000. What is the depreciation expense for year 2 under straight-line depreciation
Answer:
Annual depreciation= $16,000
Explanation:
Giving the following information:
Purchase price= $77,000
Useful life= 4 years
Salvage value= $13,000
Under the straight-line method, the depreciation expense remains constant during the life of the asset.
To calculate the depreciation expense, we need to use the following formula:
Annual depreciation= (original cost - salvage value)/estimated life (years)
Annual depreciation= (77,000 - 13,000) / 4
Annual depreciation= $16,000
Is Jack in the box better than McDonald's
Answer:
nope
Explanation:
bc of personal issues with jack in the box
upstate bank is offering long-term certificates of deposit with a face value of $1000. bank customers can buy thece cds today for $67,000 and will receive the
Answer: 2.70%
Explanation:
Proper question is;
Upstate bank is offering long-term certificates of deposit with a face value of $100,000. Bank customers can buy these CDs today for $67,000 and will receive the $100,000 in 15 years. What interest rate is the bank paying on these CDs.
The formula to calculate rate is;
= (Future Value / Present Value) ^ 1/15 - 1
= (100,000 / 67,000) ^ 1/15 - 1
= 0.0270581026212
= 2.70%
Restaurant code of ethics
Answer:
Treat all customers and suppliers honestly, fairly and objectively. ... Provide proper, fair and reasonable service to customers including, but not limited to, after-sales service in accordance with best industry practices. Refrain from discriminatory practices in dealing with our employees, providers and customers.
Assume that Georgia has exports of $ 50 billion, imports of $45 billion, and GDP of $200 billion. What is Georgia's level of trade
Answer: 25%
Explanation:
Level of trade is simply calculated as the percentage of export of a particular country to its share of the gross domestic product.
Based on the scenario given in the question, the level of trade will be:
= (Exports / GDP) × 100
= 50/200 × 100.
= 1/4 × 100
= 25%
What breif document should always include the six basic story element
Answer:
Explanation:
.
Nanometrics, Inc. has a beta of 3.15. If the market return is expected to be 10 percent and the risk-free rate is 3.5 percent, what is Nanometrics required return
Answer:
23.975%
Explanation:
Calculation for Nanometrics required return
Using this formula
Required return = Risk free rate + (Beta*(Market rate - Risk free rate))
Where,
Risk free rate =3.5%
Beta=3.15%
Market rate =10%
Let plug in the formula
Required return = 3.5% +(3.15*(10%-3.5%)
Required return = 3.5% +(3.15*6.5%)
Required return = 3.5% + 20.475%
Required return = 23.975%
Therefore Nanometrics required return will be 23.975%
A bakery buys flour in 25-pound bags. The bakery uses 1,215 bags a year. Ordering cost is $10 per order. Annual carrying cost is $75 per bag. a. Determine the economic order quantity. b. What is the average number of bags on hand
Answer: a. 18 ; b. 9
Explanation:
a. Determine the economic order quantity.
The following can be derived from the question:
Annual demand D = 1215 bags
Ordering cost S = $10
Holding cost H = $75
Economic order quantity = ✓2DA/H
= ✓2 × 1215 × 10/75
= 18
b. What is the average number of bags on hand
This will be gotten by dividing the economic order quantity by 2 which will be:
= 18/2
= 9
Briefly, explain how a company can achieve lower production costs and increase productivity by improving the quality of its products and services?
Answer:
Explanation:
Increasing the quality of the products can lower production costs and increase productivity all because the product will have fewer errors and failures which ultimately saves the company from repair costs, refunds, and other similar costs that may arise from such a failure. This also applies to the costs associated with dealing with an angry customer and trying to maintain that customer such as offering discounts. In simple terms, the higher the quality the less production problems that need to be fixed which speeds up productivity and lowers costs by not having to reproduce the same product.
You and two partners start a company. However, your partners play no role in running the company. You spend all your time managing the business. The time that you could have spent working for someone else and earning wages instead of running the business is your:
Answer:
opportunity cost I guess
Sales mix is the relative percentage in which a company sells its multiple products. the trend of sales over recent periods. a measure of leverage used by
Answer:
is relative percentage in which a company sells its multiple products.
Explanation:
Sales mix is method use in calculating thee each unit/proportion of goods that are sale in the company relatively to the total sales. Whenever there is a change in the sales mix of a firm, then the profit change, sales mix helps to know which particular product sells more than the other one in the company.it should be noted that sales mix is relative percentage in which a company sells its multiple products.
Recently many large commercial and retail banks have been choosing to increase the amount of excess reserves they hold in the Federal Reserve, and this has caused an increase in the money multiplier and the money supply.
a. True
b. False
Answer:
A. True
Explanation:
Large commercial and retail banks have been choosing to increase the amount of excess reserves they hold in the Federal Reserve, and this has caused an increase in the money multiplier and the money supply.
This is true as an increase in the Federal reserves would lead to increased room for loan and lending facilities which would also help increase the money supply of the populace.
Lottery: Todd actually took his winnings as a one-time lump-sum payout of $30 million instead of the annual installments. What discount factor did the state of California use the arrive at $30 million as the present value?
Answer:
The question is incomplete, so I looked for a similar one that can be used as an example (see attached image):
In this example, you are offered 30 annual payments, starting today, = $85,000,000 / 30 = $2,833,333 per year
in order to determine the present value of this annuity due:
present value = annual payment x PV annuity due factor
present value = $2,833,333 x 12.81039 (PV annuity due factor, 30 period, 7.5%) = $36,296,100
if you were given the present value and the annual payment, then you would need to determine the PV annuity factor:
PV annuity factor = present value / annual payment = $36,296,100 / $2,833,333 = 12.81039
to determine the interest rate we must use the following formula:
PV annuity due = ($1/i) · (1 + i) · {1 - [1 / (1 + i)ⁿ]}
12.81039 = ($1/i) · (1 + i) · {1 - [1 / (1 + i)³⁰]}
another way to figure it out is using annuity tables or calculators:
you know the annuity due factor = 12.81039 and the number of periods = 30, so you look down to see which interest rate matches them.
Organizational behavior knowledge
The government of Gwinnett County purchases a new bus that was produced in Germany. What components of GDP are impacted?
a. consumption and investment
b. investment and government purchases
c. government purchases and net exports
d. this purchase is not included in GDP because local government purchases are excluded from GDP
Answer:
d. this purchase is not included in GDP because local government purchases are excluded from GDP
Explanation:
GDP which is the gross domestic product of a country is a measure of the market value of the finished goods and services produced within a particular country at a specific period in time. For the new bus purchase from Germany, it is not included in GDP because local government purchases are never part of it.
Jayhawk had previously purchased merchandise for $40,000 The company returned $4,000 of the merchandise previously purchased because it was damaged. . The journal entry that Jayhawk would make for the return of the merchandise will include a:
Answer:
the options are missing, but I wrote down the two possible answers
the journal entry to record the purchase assuming perpetual inventory method:
Dr Merchandise inventory 40,000
Cr Accounts payable 40,000
the journal entry to record the damaged merchandise assuming perpetual inventory method:
Dr Accounts payable 4,000
Cr Merchandise inventory 4,000
ORthe journal entry to record the purchase assuming periodic inventory method:
Dr Purchases 40,000
Cr Accounts payable 40,000
the journal entry to record the damaged merchandise assuming periodic inventory method:
Dr Accounts payable 4,000
Cr Purchases returns 4,000
Petrus Framing's cost formula for its supplies cost is $1,800 per month plus $11 per frame. For the month of March, the company planned for activity of 620 frames, but the actual level of activity was 626 frames. The actual supplies cost for the month was $8,900. The activity variance for supplies cost in March would be closest to:______.a. $99 F.b. $454 F.c. $454 U.d. $99 U.
Answer:
$66 Unfavorable
Explanation:
Budgeted activity = (620*11) + 1,800 = 6820 + 1,800 = $8,620
Flexible activity = (626*11)+1,800 = 6,886 + 1,800= $8,686
Activity variance = $8,620 - $8,686 = $66 Unfavorable
Stimpson Inc. preferred stock pays a $.50 annual dividend. What is the value of the stock if your required rate of return is 10%
Answer:
$5.00
Explanation:
Market value can be regarded as the agreed price where both the buyer and seller perform their transaction, i.e the price buyer willing to buy and the seller willing to sell, which is intrinsic
Given
annual dividend= $50
rate of return = 10%
value of the stock = (annual dividend)×(rate of return)
=$50 *0.10
= $5.00
The marginal tax rate for a lump-sum tax a. is always positive. b. is zero. c. can take on any value but must be greater than the average tax rate. d. is always negative.
Answer:
b. is zero.
Explanation:
Taxation can be defined as the involuntary or compulsory fees levied on individuals or business entities by the government to generate revenues used for funding public institutions and activities.
There are three (3) types of taxation used by the government, these are;
1. Progressive taxation: it involves charging individuals having higher incomes a higher percentage of their total income.
For instance, Citizen A pays 20% on $50,000 and Citizen B pays 15% on $36.000.
2. Proportional taxation: it involves charging both lower and higher income earners equally in proportion to their income.
For instance, Citizen A pays 10% on $50,000 and Citizen B pays 10% on $36,000.
3. Regressive taxation: it involves charging individuals with low incomes a higher percentage of their total income and vice-versa.
For instance, Citizen A pays 15% on $50,000 and Citizen B pays 20% on $36,000.
The marginal tax rate for a lump-sum tax is zero because an additional amount of money would not change it.
When intra-entity transferred land is subsequently sold to an outside entity, any remaining deferred gain is recognized in the period of the sale.
a. True
b. False
Answer:
a. True
Explanation:
In the case when the land is transferred while intra entity and sold to the outside entity so any left deferred gain would be recorded in the sale period
and the same is to reported on the consolidated financial statements
Therefore the given statement is true
Hence, the correct option is a.
Thus, the same is to be considered
A dispute is:
a) A letter
b) Claim or argument that an error was made
c) Unlawful act
d) A gross misunderstanding
Compared to India, China: ___________
a. has extremely poor logistics
b. is much stronger in mass manufacturing
c. has developed world-class information-technology services
d. is a world leader in software
Answer:
The correct answer is the option B: is much stronger in mass manufacturing
Explanation:
On the one hand, China is the among the most powerful countries in the world and part of that is thanks to the fact that they are the number one country in the planet who dominates the mass manufacturing. Most of the products of the world have a component that is fabricated or ensambled in China. Therefore that most of the products have the well famous phrase "made in China". And that is also due to the fact that the population of the country is one of the most highers in the world as well and most of them are workers who produce in the factories.
On the other hand, India is the one who has develop world-class information-technology services.
Any help the question is about Insurance
Answer:
were is the extract?
i can not help you if i do not have the extract to read sorry.
Explanation:
Based on your personal experience, cite three service businesses and three product businesses that gave you an impressive experience because employees were properly trained. What made you say employees were really trained?
Explanation:
Product companies: Apple, Adidas and Sephora
Service companies: Dell technical support, Disneyland and Hilton Hotels.
In all these products and services companies mentioned, I had a positive experience in relation to the attendance of the employees, this shows that the employees were really trained. An interesting example is Disneyland, where the slogan "The most magical place on earth" really makes sense, as all employees were trained to provide an experience for the visitor, as they are characterized as famous characters in the film and have a very playful way to create an atmosphere of magic. In other companies, the experience, although different, can be described as similar to Disney, because the main challenge of training employees is that they are able to provide the customer with an effective alignment between the company's purpose and the services offered, so it is essential that the employee is trained to provide all the values that the company demonstrates to the customer, being always solicitous, cordial, having property to answer questions and explain about the product or service, etc.
The three service businesses that gave me an impressive experience are:
HP technical supportDisneyland Ashmeet Hotels.
The three product businesses that gave me an impressive experience are:
AppleNikeAdidas
The reason why i said their employees were well trained are:
They were patient to listen to my complaintTheir services were prompt and efficientThey were so courteous and respectfulAccording to the given question, we are asked to show and list the service and product businesses who gave me an impressive experience and to give the reasons.
As a result of this, we can see that the staff of the aforementioned businesses were very civil, eager to listen and efficient in their response to queries and instructions because they were so eager to please the customer.
Read more here:
https://brainly.com/question/18285413