Answer:B, Economic panics showed that the banking system was not stable.
Explanation:APEX
The U.S. leaders decide to create the Federal Reserve for as Economic panics showed that the banking system was not stable Option(b) is correct.
How U.S. leaders decide to create the Federal Reserve?The Federal Reserve is broadly viewed as perhaps of the main monetary establishment on the planet. The Fed can either be a harmless assistance or a cranky test, and its style is generally an element of the Federal Reserve's leading group of lead representatives.
The United States was impressively more unsteady monetarily before the production of the Federal Reserve. Panics, occasional money crunches and a high pace of bank disappointments made the U.S. economy a more hazardous spot for worldwide and homegrown financial backers to put their capital. The absence of reliable credit hindered development in numerous areas, including farming and industry.
Americans from the get-go, in any case, likewise didn't need a national bank, as they considered this to be a model in view of the Royal Crown and its Bank of England. New America would have rather not been made in that frame of mind of Britain, and furthermore preferred a more decentralized state-by-state way to deal with its political economy.
Therefore Option(b) is correct.
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_______ can provide guidance when organization members are uncertain about whether an action is ethical. The communications manager An ethics philosopher The ethics ombudsperson The personnel manager The accommodative manager
Answer:
The ethics ombudsperson
Explanation:
-The communications manager takes care of making the internal and external messages of the company.
-An ethics philosopher deals with defining what is good and what is wrong.
-The ethics ombudsperson is an official that investigate complaints related to the violation of rights.
-The accommodative manager takes care of making sure that the company functions in an efficient way and that the standards are met.
According to this, the answer is that the ethics ombudsperson can provide guidance when organization members are uncertain about whether an action is ethical because this person invetigates complaints to find out if there is a violation.
"Greater Florida Builders wants to build a 450-acre housing development. They submit the plans to the local zoning commission who agrees with the plans, providing that Greater Florida Builders agree to give land for a new school to be located within the subdivision. Greater Florida Builders has been required to:"
Answer:
Dedicate the property for the school.
Explanation:
In this scenario Greater Florida Builders wants to build a 450-acre housing development. But before getting approval to commence the project the local zoning commission requires the Greater Florida Builders to dedicate a property to the school before it agrees to their proposal.
Local zoning commissions are locally elected government board that recommends to the city council the boundaries of various housing projects and ensuring these boundaries are enforced.
They also apply measures that segregates business property from residential property.
The project manager has concerns about the software developer's project work in terms of quality and has spoken to the developer about this on several occasions. This involvement derives from the relationship between project management and quality management that should complement each other. What specifically is the relationship between the two
Available Options Are:
(A) Both focus on management responsibility, fulfillment of requirements, continuous improvement, prevention over inspection, and product excellence
(B) Both focus on management responsibility, continuous improvement, prevention over inspection, and customer satisfaction
(C) Both focus on management responsibility, fulfillment of requirements, continuous improvement, prevention over inspection, and customer satisfaction
(D) Both focus on management responsibility, continuous improvement, prevention over inspection, and product excellence
Answer:
Option B. Both focus on management responsibility, continuous improvement, prevention over inspection, and customer satisfaction
Explanation:
The quality management and the project management both are management study. Secondly, both of these focus on the improving the project quality and making it better in the every next step. Both management techniques prefer mistake prevention techniques over the continuous prevention which cost lower. These three things were common in all of the option above and are written in bold letters.
Option A is incorrect because fulfillment of requirements and product excellence is not part of project management though it is part of quality management.
Option B is correct because both project management and quality management says that customer satisfaction comes from quality output.
Option C is incorrect because fulfillment of requirements is not part of project management though it is part of quality management.
Option D is incorrect because product excellence is not part of project management though it is part of quality management.
Lacey has a degenerative eye disease that is causing her to gradually lose her eyesight. When Lacey asked her employer, Ideal Accessories, to purchase a low-vision computer for her use at work, she was fired. Ideal Accessories has violated the
Answer: American with Disabilities Act
Explanation:
The Americans with Disabilities Act was out in place in order to prevent the discrimination against the people that have disabilities. People with disabilities should be given equal rights to transportation, employment opportunities, education etc just like every other person.
Basee on the above scenario in the question, we can say that Ideal Accessories has violated the American with Disabilities Act.
Randy and Kim divided their 30-acre property into three 10-acre parcels (lots A, B, and C). A and C can only access the public road through B. The buyers of A and C will probably be granted what type of easement by court action?
Answer: Easement by necessity
Explanation: Easement may be referred to as a right granted to an individual to make use of another person's property or land such that the individual would not be penalized for trespassing. The easement by necessity is usually granted by a legal body, that is a court of law, granting an individual a legal pass or authority to move or travel over another person's land without penalty. This is uaually the case when it becomes a must and there is no other means by which the individual can access his or her own property except by passing or traveling through another property. In the scenario above, the owners of land A and C will be granted easement of necessity which will allow them to travel through land B without being penalized in other to access their own property.
Barney places his new extension ladder on a slippery surface when he leans it against the wall. He climbs up; the ladder slips out from under him and he falls. Which type of product liability may exist in this situation
Answer: C) Marketing if the manufacturer did not provide instructions on how to use the ladder.
Explanation:
The options to the question are:
A) Manufacturing since ladder may not have been intended for this use.
B) Design since the ladder may not have been made to specifications
C) Marketing if the manufacturer did not provide instructions on how to use the ladder.
D) There is no liability. The users assumes all risk in using any type of ladder.
From the question, we are informed that Barney places his new extension ladder on a slippery surface when he leans it against the wall and that as he climbs up; the ladder slips out from under him and he falls.
The type of product liability may exist in this situation is "Marketing if the manufacturer did not provide instructions on how to use the ladder".
A customer at the checkout complains that they can't find the brand of shampoo that they came in for. When you check for them, you see that there is no product on the shelf. What do you do?
Here are the options:
A. Check the receiving room for the product to be in the shelves.
B. Let them no the truck comes in on Tuesday.
C. Tell the Customer to check back again later.
D. Show the Customer the other brands of Shampoo that's available on the shelf
Answer:
D. Show the Customer the other brands of Shampoo that's available on the shelf.
Explanation:
This is the option because it provides an opportunity to still make a sale. Remember, the customer only complained of not seeing a particular brand
It therefore, means that if shown other brands of Shampoo that's available on the shelf they may opt-in to buy them.
An oligopoly a. is a type of imperfectly competitive market. b. has a concentration ratio of less than 50 percent. c. is a price taker. d. has many firms rather than just one firm or a few firms.
Answer:
Option A
is a type of imperfectly competitive market
Explanation:
An oligopoly is a market arrangement where a few number of producer/sellers dominate and control the market.
Usually, in this type of imperfect ,market, firms would always need to collude to increase their prices for their products which are relatively differentiated products
These firm together have a concentration ratio of more than 50% i.e they control more than 50% of the entire market share.
Answer
is a type of imperfectly competitive market
If a brand or company is trying to repair a damaged reputation with the people it serves, its strategic efforts in digital marketing would align with:_______.
A. Share of Voice.
B. Authority.
C. Favorability.
D. Knowledge.
Answer:
C. Favorability.
Explanation:
Digital marketing can be defined as an application of a wide range of channels or medium such as mobile devices, internet, social media, software applications, search engines, and a variety of electronic channels to reach out to consumers and potential buyers.
If a brand or company is trying to repair a damaged reputation with the people it serves, its strategic efforts in digital marketing would align with favorability.
Favorability in digital marketing tends to measure the relationship between a business and its customers. The main purpose is to create affinity for a business or making customers feel positive towards a business after viewing an advert.
The broker while creating a CMA does not usually consider the full range of data about market conditions and comparable sales that the appraiser must consider and document. Therefore, the broker's opinion of value will be
Answer:
less reliable than the appraiser's.
Explanation:
in such a scenario the broker's opinion of value will be less reliable than the appraiser's. This is mainly because the broker does not have all the information that the appraiser has and is making his opinion without this information, which may lead to unforeseen consequences that would not otherwise occur if the broker had this information and was able to see a much bigger picture of the situation to incorporate into his opinion.
______ occurs when people are hired or promoted, or denied hiring or promotion, for reasons not relevant to the job
Answer:
Workplace discrimination
Explanation:
Workplace discrimination is when someone is not treated well at work because of prejudices related to race, gender, religion, sexuality, among others. According to this, the answer is that workplace discrimination occurs when people are hired or promoted, or denied hiring or promotion, for reasons not relevant to the job because the person is treated differently because of prejudices.
A six-year Finance Lease entered into on December 31 of the current year specified equal annual lease payments due on December 31 of each year. The first annual lease payment, paid on December 31 this year, consists of which of the following?
1. Interest expense
2. Lease liability
a. Yes Yes
b. Yes No
c. No Yes
d. No No
Answer:
C
Explanation:
Finance lease is an indirect way of providing a finance for an asset through a lease arrangement. The lessor acquires the asset and leases it out to the lessee , however , the lessee recognizes the leased asset as an asset in its book provided certain lease conditions are met.
The two components of finance lease obligation are Interest and the lease payment.
In this scenario , as the payment was made at the onset of the lease arrangement , no interest expense has accrued and none will be recognized. The first lease payment made will reduce the lease liability of the asset as agreed in the arrangement. .
The correct option is c. No Yes.
The following information should be considered:
Under the effective-interest method, interest should be recorded to account for a change in value because of the passage of time. Given that the first payment should be made at the inception of the lease, where no time has passed. Thus, the first payment decreased the lease liability, but no interest is recognized.Learn more: brainly.com/question/17429689
If a stock with a beta of 1.4 is expected to return 18% when Treasury bills yield 6%, what is the expected return on the market portfolio
Answer:
14.57%
Explanation:
A stock has a beta of 1.4
The expected return is 18%
The risk free rate is 6%
Therefore, the expected return on the market portfolio can be calculated as follows
18%= 6% + 1.4(market return-6%)
18%= 6% + 1.4market return - 8.4
18%= 6-8.4 + 1.4market return
18%= -2.4% + 1.4market return
18%+2.4%= 1.4market return
20.4= 1.4market return
market return= 20.4/1.4
= 14.57%
Hence the expected return on the market portfolio is 14.57%
Royal Caribbean Cruise Lines contracts with ______ to manage the large movement of food, beverages, raw ingredients, and supplies so that these deliveries are coordinated with the freight schedules.
Answer:
Third-party logistics
Explanation:
Royal Caribbean Cruise Lines contracts with Third-party logistics (or 3PL). Like mentioned in the question, this refers to the outsourcing of e-commerce logistics processes, including inventory management, warehousing, and fulfillment in order for the merchant company to automate all of their order fulfillment and freight scheduling coordination so they can free up their time and accomplish more on their end.
s the initial transaction in a new margin account, a customer buys 1,000 shares of XYZ stock at $30. The market value increases to $50. Which statements are TRUE? I Equity increases by $10,000 II Equity increases by $20,000 III SMA increases by $5,000 IV SMA increases by $10,000
Answer:
Equity increases by $20,000 an SMA by $10,000
Explanation:
While equity is defined as the remaining value of an owner's interest in a business , the simple moving average is defined as the average of a selected range of prices , usually the closing prices by the number of periods in that range.
For every $1 increase in market value , the SMA increase by $0.5 and the equity by $1
Workings
1000 shares at $30 = $30,000
Market value = 1000* $50 = $50,000
Equity increase - 50,000-30,000 = 20,000
SMA = 20,000 *0.5 = 10,000
Tyler cannot afford to hire a sales person for his small business but feels personal selling is the best way to encourage prospects to become customers.You remind him that:_____
Answer:
the most cost-efficient mode of selling may be to use sales or marketing representatives
Explanation:
Personal selling by Tyler can divert his focus from proper management practices of the firm's activities.
Selling involves constant interaction with the customer and follow up on prospective clients.
This can be stressful and lead to lose of sales revenue through ineffective customer engagement.
Hiring a sales representative is more cost effective because sales representatives are hired on a contract basis with commission paid on performance.
This ensures that a reasonable amount is paid to get execute the sales process.
Henry and his girlfriend ate dinner at the new Thai restaurant that recently opened in his neighborhood. This expenditure would be included in:
Answer:
The bill.
Explanation:
Expenditure means the part of the action that has to do with money or spending money. In this case that would be the bill at the end of their meal.
Jennie receives $12,000 (of which $2,000 is earnings) from a Qualified Tuition Program. She uses the funds to pay for new furniture for her apartment. What amount is taxable to Jennie
Answer: $2000
Explanation:
From the question, we are informed that Jennie receives $12,000 (of which $2,000 is earnings) from a Qualified Tuition Program and she uses the funds to pay for new furniture for her apartment.
The amount that is taxable to Jennie will be the amount of earnings she made who is $2000.
A registered representative purchased two tickets to a concert for which he paid $175 per ticket. If the face value of the tickets is $95 per ticket, the RR may:
Answer:
The RR may decide not to give any tickets to a customer
Explanation:
Based on the information given about the registered representative the registered representative may decide NOT L to give any tickets to a customer reason been that the face value which is $95 per ticket for two person when calculated will give us the amount of $190($95 ×2) which is higher than the actual value or amount he paid for the two ticket calculated as ($175×2) which gave us $350 given us a difference of $160($350-$190).
Therefore Based on this registered representative may NOT give any tickets to a customer.
On November 30, Year 1, Parlor, Inc. purchased for cash at $15 per share all 250,000 shares of the outstanding common stock of Shaw Co. At November 30, Year 1, Shaw's balance sheet showed a carrying amount of net assets of $3,000,000. At that date, the fair value of Shaw's property, plant, and equipment exceeded its carrying amount by $400,000, and the fair value of Shaw's trademark name brand is $75,000. In its November 30, Year 1, consolidated balance sheet, what amount should Parlor report as goodwill
Answer:
$275,000
Explanation:
Goodwill in business combination arises when the price paid in acquiring a business exceeds the fair value of the acquired business net assets . The fair value is used rather than the carrying amount to ensure fairness and an unbiased result
Workings
Purchase consideration = 250,000*15 =3,750,000
Percentage acquired = 100%
Fair value of net asset = 3,000,000+400,000+75,000= 3,475,000
Goodwill = 3,750,000=3,475,000 =275,000
If a government uses monetary policy to alter the exchange rate, then it cannot at the same time use monetary policy to address issues of ______________________.
Answer:
inflation or recession
Explanation:
According to Tradeoffs of Soft pegs and Hard peg, which deals with exchange rates policies of a nation, it goes that, in a situation whereby a government uses monetary policy to alter the exchange rate, then it cannot at the same time use monetary policy to address issues of INFLATION OF RECESSION. This is because the altering exchange rate by monetary policy is Soft Peg while addressing the issue of inflation it recession by monetary policy is Hard peg.
The Triffin paradox warned that the gold-exchange system of the Bretton Woods agreement was programmed to collapse in the long run. was indeed responsible for the eventual collapse of the dollar-based gold-exchange system in the early 1970s. was first proposed by Professor Robert Triffin. all of the options
Answer:
All of the options.
Explanation:
Professor Robert Baron Triffin was born on the 5th of October, 1911 in Flobecq, Belgium. He was a Belgian-American economist who became famous for his criticism of the Bretton Woods system of fixed currency exchange rates when he appeared and testified before the US Congress in 1959.
The Triffin paradox:
1. Warned that the gold-exchange system of the Bretton Woods agreement was programmed to collapse in the long run.
2. Was indeed responsible for the eventual collapse of the dollar-based gold-exchange system in the early 1970s.
3. Was first proposed by Professor Robert Triffin.
GAAP includes which of the following pronouncements: Multiple Choice Statements of Financial Accounting Standards. Accounting Research Bulletins. Accounting Principles Board Opinions. All of the choices are correct.
Answer:
All of the choices are correct.
Explanation:
GAAP is an acronym for Generally Accepted Accounting Principles, it comprises of the accounting standard, procedures and principles used by public institutions in the United States of America. The U.S GAAP is issued by the Financial Accounting Standards Board (FASB) and adopted by the U.S. Securities and Exchange Commission (SEC).
GAAP includes each of the following pronouncements:
Statements of Financial Accounting Standards, Accounting Research Bulletins, Accounting Principles Board Opinions.
For external reporting purposes, United States of America, Generally Accepted Accounting Principles (GAAP) allows companies to use only the traditional format of the income statement.
United States of America, Generally Accepted Accounting Principles (GAAP) is the accounting principles, procedures and standard issued by the Financial Accounting Standards Board (FASB) and adopted by the United States of America, Securities and Exchange Commission (SEC).
When accountants prepare and compile financial statements for public firms, it must be in line with United States of America, Generally Accepted Accounting Principles (GAAP).
Intel achieved success by using the "Intel Inside" advertising campaign and logo that appears on many brands of PCs. This is an example of a barrier to entry classified as:
Answer: product differentiation
Explanation:
From the question, we are informed that Intel achieved success by using the "Intel Inside" advertising campaign and logo that appears on many brands of PCs.
This is an example of a barrier to entry which is known as product differentiation. Poduct differentiation is when a company makes its product different from other similar products so that the product will be more attractive and unique from others.
Regulators in different countries have proposed various regulations for product labeling. All of the following statements pertaining to such regulations are true except:A) mandatory health warnings on tobacco products are required in most countries.B) the American Automobile Labeling Act clarifies the country of origin as well as the final assembly point.C) in 2008, the United States enacted a country of origin labeling (COOL) law.D) the use of terms "light" and "natural" are allowed on labels only in the United States.E) McDonald's is posting nutrition information on all food packaging and wrappers in selected markets.
Answer:
D) the use of terms "light" and "natural" are allowed on labels only in the United States.
Explanation:
As the term "light" has a dictionary meaning of a very low in weight as compared to similar products in the market, is a very basic term to define the nature of product.
No labelling regulator has claimed that this kind of labelling is only allowed in the United States.
Further, the dictionary meaning of the word "natural" with respect to products shall mean, one that is not composed of high chemicals or transformation, but the major essence is extracted from the nature, i.e. from the environment.
Thus, the word natural can again be used by any country to label their product and in no manner is restricted to the United States.
What is a possible consequence of an employee’s being able to visit the safe-deposit box unaccompanied?
Answer:
Explanation:
Safe box is a secured container with locks and mostly fireproofed , used to store valuable properties and data for protection against theft , loss and misappropriation.
When an employee is allowed to visit a safe box unaccompanied , the safe box is exposed to a risk of violation.
The employee may not be able to steal any of the items contained in the box as it is expected that there must be a proper record keeping of such items , and if any get missing , it can be easily traced to him. However , he could use any of the item as security for personal short term bank loan as this may not easily be discovered as long as the item is still physically existing in the box , unless / until the loan terms eventually get violated.
Diners Corporation, a U.S. firm, signs a contract with Essen, A,G., a German firm, to give Essen the right to use Diners' trademark in restaurants in Germany. This is:_______
Complete Question:
Diners Corporation, a U.S. firm, signs a contract with Essen, A,G., a German firm, to give Essen the right to use Diners’ trademark in restaurants in Germany. This is?
Group of answer choices
a. a distribution agreement.
b. a joint venture.
c. direct exporting.
d. licensing.
Answer:
D. Licensing.
Explanation:
Diners Corporation is a U.S. firm which signed a contract with Essen, A,G., a German firm, to give Essen the right to use Diners' trademark in restaurants in Germany. This is licensing.
Licensing can be defined as a strategic business approach, which involves a company giving permission (license) to another company so it has the right to produce or manufacture its products, usually for a specific amount of money.
Hence, the company being granted a license has the right to use the other company's patent, copyright, design and trademark in its productions.
Seventy-five percent of the research and development and selling expenses were traceable to Askin. Profit before taxes for the Askin product, per life-cycle income statements, is:
Answer: $475,000
Explanation:
75% of both the research and development and selling expenses were traceable to Askin.
= 75% * (1,170,000 + 130,000)
= $975,000
Profit before taxes for Askin = Askin Gross Profit - Share of expenses
= 1,400,000 - 975,000
= $475,000
Any one duty of Human Resource Manager
Recruitment: Search for new qualified people
explanation: it means like to get new people to join company if there are vacancies
"A customer has an account with a brokerage firm that is in receivership. The account holds $220,000 of securities and has a $90,000 debit. Which statement is TRUE regarding SIPC coverage?"
Answer: The account is covered for $130,000
Explanation:
The options to the questions are:
A. The customer must deposit $90,000 to receive the $220,000 of securities
B. The account is covered for $100,000
C. The account is covered for $130,000
D. The account is covered for $220,000
Based on the above question, it should be noted that the equity in the account of a customer is covered by SIPC and the coverage should not be more than $500,000 while for the cash coverage, there is a limit of $250,000.
Since the account has securities of $220,000 and a $90,000 debit, it simply means that the equity will be:
= $220,000 - $90,000
=$130,000.
The customer will then get securities worth of $130,000 in liquidation.