Based on the eligibility requirements stated, those that should fill out a Free Application for Federal Student Aid (FAFSA) are the "Only students who have been accepted to college should fill out a FAFSA."
Eligibility Criteria for FAFSAAccording to the United States government website, to be eligible for the program requires one to have the following criteria:
Be a U A Citizen.Have a valid Social Security Number.Register with Selective Service.Have a high school diploma.Be accepted or already a regular student working toward a degree or just No drug record, etc.Hence, in this case, it is concluded that the correct answer is option A. "Only students who have been accepted to college should fill out a
Only students who have been accepted to college should fill out aFAFSA."
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expalain fiveprinciples of insurance
Answer:
insurable interest, Utmost good faith, proximate cause, indemnity, subrogation and contribution.
Colgate-Palmolive Company has just paid an annual dividend of . Analysts are predicting dividends to grow by per year over the next five years. After​ then, Colgate's earnings are expected to grow per​ year, and its dividend payout rate will remain constant. If​ Colgate's equity cost of capital is per​ year, what price does the​ dividend-discount model predict Colgate stock should sell for​ today?
The amount of $97.85 is the price that dividend-discount model predict that Colgate stock should sell for today
Given Information
Current dividend (D0) = $1.59
Dividend payments for next five years includes:
D1 = 1.59 +0.18
D1 = 1.77
D2 = 1.77 +0.18
D2 = 1.95
D3 = 1.95 +0.18
D3 = 2.13
D4 = 2.13 +0.18
D4 =2.31
D5 = 2.31 +0.18
D5 =2.49
Year Cash Flow PVF at 8.1% Present value
1 1.77 0.92506938 1.637372803
2 1.95 0.855753358 1.668719048
3 2.13 0.791631229 1.686174517
4 2.31 0.73231381 1.691644901
5 2.49 0.677441082 1.686828295
Present value of Dividends 8.3707
PV of remaining dividends in 5 year = D5 x (1+g)/(Ke-g))
PV of remaining dividends in 5 year = 2.49(1+0.061)/(0.081-0.061)
PV of remaining dividends in 5 year = $132.0945
Given that g=6.1%, ke=8.1%
PV of remaining dividends in year = 0 = PV of the remaining dividends in year 5* 1/(1+0.081)^5
= 132.0945 * 1/(1+0.081)^5
= $89.48624
As per dividend-discount model, Colgate stock should sell for today = PV of Dividends till 5th year + PV of Remaining Dividend at t=0
= $89.48624 + $8.3707
= $97.8531
= $97.85
Hence, the amount of $97.85 is the price that dividend-discount model predict that Colgate stock should sell for today.
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A hurricane hits the coast of the United States, destroying oyster farms. Afterward,
oyster farmers have far fewer oysters to sell to stores and restaurants.
What is this situation an example of?
A. Incentive
B. Demand
C. Scarcity
D. Trade-off
AN Razimah has been investing in a Unit Trust for the past 10 years. She is very happy with the performance of the fund manager that enables her to get at least 15 % return annually. Razimah has estimated that she will receive a retum of RM8000 next year, RM9000 in next 2 years, and RM10,000 in the next 3 years. What is the value of these future payments?
Answer: A fund should review its use of derivatives when it updates its registration statement annually - particularly disclosures in its shareholder??
Explanation:
Amy currently volunteers at her local hospital. She would like to one day
become a doctor. What is the best type of student organization for Amy to
join?
A. One that has a focus on community service
B. One that has a focus on building marketing skills
C. One that has a focus on health care careers
O D. One that has a focus on technology careers
Answer:
C
Explanation:
C focuses on health care careers it makes the most sense if she wants to be a doctor.
Those little ______ will grow up to be ants someday.
State one effect the great depression had on many Americans?
Answer:
Great Depression
EXPLANATION:
I hope this helps (:
Sunland Company has 1050 shares of 4%, $100 par value, cumulative preferred stock and 52500 shares of $1 par value common stock outstanding at December 31, 2020. What is the annual dividend on the preferred stock
Based on the information given the annual dividend on the preferred stock is : $4,200.
Using this formula
Annual dividend=Number of shares× Par value× Shares Percentage
Where:
Number of shares=1050 shares
Par value=$100 par value
Shares Percentage=4% or 0.04
Let plug in the formula
Annual dividend=1050shares× $100×0.04
Annual dividend=$4,200
Inconclusion the annual dividend on the preferred stock is : $4,200.
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All goods to be imported whether or not subject to import duties must be declared in writing on prescribed forms.
Which liquidity ratio is considered to be the most stringent because it eliminates inventory in its measurement
Acid test or quick ratio is the liquidity ratio that is most stringent because it
eliminates inventory in its measurement.
Acid test ratio can be calculated by:
Current assets - inventory
current liabilities
Acid test ratio eliminates the inventory which is the least liquid asset from
current assets. This ratio help companies determine how fast it can convert
its assets into cash in order to take care of its liabilities.
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Norton Company purchased a building on January 2 by signing a long-term $480,000 mortgage with monthly payments of $4,500. The mortgage carries an interest rate of 10 percent. The amount owed on the mortgage after the first payment will be
The amount owed on the mortgage after the first payment will be a. $479,500.
Amount owed:
Amount owed=$480,000- [$4,500- ($480,000 x .10 x 1/12)]
Amount owed=$ 480,000 - ($4,500-$4,000)
Amount owed=$ 480,000 -$500
Amount owed = $479,500
Journal entry
Debit Mortgage interest expense $4000
[480,000 x .10 x 1/12)]
Debit Mortgage payable $500
($4,500-$4,000)
Credit Cash $4,500
Inconclusion the amount owed on the mortgage after the first payment will be a. $479,500.
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A(n) will carry out the terms of a will after a person has passed away.
Answer:
An Executor will carry out the terms of a will after a person has passed away.
Hope that helps you. x
Which of the following government
debt instruments would be around 10
years (long term) in length?
A. bills
B. notes
C. bonds
D. mortgages
You had assisted management in strengthening the internal control system for a medium size limited company about a year ago. The management has recently pointed out that the occurrences of frauds and errors have reduced significantly but could not be eliminated altogether. You are required to offer your comments on the above situation with reference to limitations of any system of internal control.
The following comments are relevant to the recent management observations on the occurrences of frauds and errors. Every internal control system has some limitations.
1. A system of internal control only provides reasonable assurance that the controls are sound and not absolute assurance.
2. Human errors can override a system of internal controls, including collusion among employees.
3. For an internal control system to be effective, management should set the tone. Management should follow through with its instituted system of controls unless it makes convincing business sense to override some control.
4. Every internal control system should consider the implementation costs vis-à-vis the benefits. The employees must be involved in all aspects of internal control, just as I insisted earlier.
5. Lastly, management must understand that no system is error-proof. And every system evolves, just as fraud incidences are. Therefore, management should always be on the lookout for unforeseen circumstances.
Thus, management should ensure that its policies and practices do not compromise internal controls.
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How much money should be deposited annually in a bank account for five years if you wish to withdraw $3 comma 000 each year for three years, beginning five years after the last deposit? The interest rate is 4% per year.
The amount to be deposited in the bank for five years is $1729.
The first step is to determine the present value of $3000.
Cash flow in year 1 - 4 = 0
Cash flow in year 5 - 7 = $300
I = 4%
PV calculated using a financial calculator = $7,116.48
The second step is to determine the future value of the present value calculated above
$7,116.48 x (1.04)^7 = $9,364.80
The third step is to determine the amount to be deposited each year for 5 years:
Amount = future value /annuity factor
Annuity factor = {[(1+r)^n] - 1} / r
= [(1.04)^5 - 1] / 0.04 = 5.416323
Amount = $9,364.80/ 5.416323 = $1729
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Give detailed accounts of the following financial crises:
The Japanese Banking Crisis of the 1990s
The Asian Crisis of the mid 1990s
The current global financial crisis.
You should include the causes of the crises, providing examples where necessary and citations of any relevant papers.
Japanese Banking Crisis 1990s
The banking and financial crises that happened during the 1990s in Japan was caused the collapse of the fabled economic bubble and the asset prices in the 1980s. The crises caused a prolonged recession in the country.However, the government used the various public policy to revive the financial industry and series of bad loans problem in the country.Asian Crisis 1990s
The Asian financial crisis was a global crisis which destabilized its Asian economy at the end of the 1990s. The main causes of the Asian crisis is the difficultly in borrowing of dollars to subsidize their domestic industries.Other causes that contributed to the crisis include collapse of the currency exchange rate.Read more about Banking Crisis
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Helen Bedru is the assistant controller of Cotton Cravat Co., a subsidiary of HG automotive, which manufactures tailpipes, mufflers, and catalytic converters at several plants throughout Ethiopia . Because of pressure for lowerselling prices, Cotton Cravat Co. has had disappointing financial performance in recent years. Indeed, Helen is aware of rumblings from corporate headquarters threatening to close the plant. One of Helen's responsibilities is to present the plant's financial plans for the coming year to the corporate officers and board of directors. In preparing for the presentation, Helen was intrigued to note that the focal point of the budget presentation was a profit-volume graph projecting an increase in profits and a reduction in the break-even point. Curious as to how the improvement would be accomplished, Helen ultimately spoke with Kiruvel Mesfin, the plant manager. Kiruvel indicated that a planned increase in productivity would reduce variable costs and increase the contribution margin ratio. When asked how the productivity increase would be accomplished, Kiruvel made a vague reference to increasing the speed of the assembly line. Helen commented that speeding up the assembly line could lead to labor problems because the speed of the line was set by union contract. Kiruvel responded that he was afraid that if the speedup were opened to negotiation, the union would make a big "stink" that could result in the plant being closed. He indicated that the speedup was the "only way to save the plant, our jobs, and the jobs of all plant employees." Besides, he did not believe employees would notice a 2 or 3 percent increase in speed. Kiruvel concluded the meeting observing, "You need to emphasize the results we will accomplish next year, not the details of how we will accomplish those results. Top management does not want to be bored with details. If we accomplish what we propose in the budget, we will be in for a big bonus."
Required: What advice do you have for Helen Bedru?Support your response with sufficient and sound reasoning
Helen Bedru can present the year's budget based on speeding up the assembly line if Kiruvel can further convince her of the possibility of achieving the plant's target. All stakeholders should be interested in keeping the plant running.
It is the responsibility of Helen to get all the required data for the budget. The budget should be based on verifiable facts and figures without padding. If she is convinced that the plant manager's strategy is implementable, she should work out the budget based on this new strategy.
It makes business sense to allow the plant to lower its variable costs by speeding up the assembly line and eliminating inefficiencies.
Thus, Helen Bedru needs to work with Kiruvel on the details of his strategy to achieve the budget projections.
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Why should a country trade with other
nations?
A. to import as much as possible from other countries
B. to export 30% of production and stimulate
economic growth
C. to take advantage of the production strengths of
each country
Which of the following statements is the best way to state your position in a conflict?
a.
“I am concerned you aren’t telling people the truth about me.”
b.
“I feel betrayed by what was said about me.”
c.
“You aren’t telling me what you tell other people.”
d.
“You need to let me know what you think about me to my face.”
Answer:
A
Explanation:
A plainly states your position in an argument.
Bitcoin is a type of
A. biometric authentication
B. blockchain
C. credit card
D. cryptocurrency
Bitcoin is a type of cryptocurrency, which is a virtual currency designed to act as money outside the control of any one person which removes the need for third-party involvement in financial transactions.
How is Bitcoin a type of cryptocurrency?Blockchain is the technology that allows cryptocurrency to exist (among other things). Bitcoin is the name of the most well-known cryptocurrency, for which blockchain technology as we know it was developed.
A cryptocurrency, like the US dollar, is a medium of exchange that is digital and uses cryptographic techniques and a protocol to verify the transfer of funds and control the creation of monetary units.
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3 of 45
In order to determine exactly what portion of a mortgage loan the VA will guarantee on behalf of
a qualified veteran, the borrower must apply for a
Answer:
Certificate of Eligibility (COE)
Explanation:
In order to determine exactly what portion of a mortgage loan the VA will guarantee on behalf of a qualified veteran, the borrower must apply for a Certificate of Eligibility (COE).
The Certificate of Eligibility (COE) is a letter issued by the Department of Veterans Affairs (VA), which attests the eligibility of the veteran for a VA-backed home loan. There are a few ways to obtain a COE:
Through mail, by filling out the VA Form 26-1880 (Request for Certificate of Eligibility).Through the VA's website.Through lenders.Veterans must also have at least one of the following Character of Service (COS) requirements upon discharge from the military: Honorable, General, Uncharacterized, and Under Honorable Conditions.
100 points!
Will report if fake answer
A more wordy and complex way to say "we are cringe"
Answer:
We are excruciatingly awkward and humiliated
Answer:
we are extremely embarrassing
we make you feel tremendously uncomfortable
Explanation:
how it can be used in addition to showing skills –use the account and debit card?
Answer:What happens when you use a debit card and use credit at the register?
Explanation:When you run your transaction as credit using your debit card, you are still authorizing a debit from your checking account. You will never be charged interest or receive a bill for doing this. Of course, choosing credit at the point-of-sale will not help you build your credit.
- Assume the company can experience the following return with the following probability
Scenario probability Expected return
A 0.2 +30%
B 0.3 +15%
C 0.1 -10%
D ? -20%
i- Compute the expected return.
ii- Compute the expected value of $2000 investment over a coming year.
iii- Compute the standard deviation of the percentage return over the coming year iv- If the risk-free return is 7 percent, what is the risk premium for a stock market investment
i. The expected return is 1.5%.
ii. The expected value of $2,000 is $30 ($2,000 x 1.5%).
iii. The standard deviation of the percentage return = 0.085 ([tex]\sqrt{0.007175}[/tex]) or 8.5%.
iv. If the risk-free return is 7 percent, the risk premium for a stock market investment is 1.5% (8.5% - 7%).
Data and Calculations:
Scenario Probability Expected Expected Variance Squared
Return Value Variance
A 0.2 +30% 0.06 0.045 0.002025
B 0.3 +15% 0.045 0.03 0.0009
C 0.1 -10% -0.01 -0.005 0.000025
D 0.4 -20% -0.08 -0.065 0.004225
0.015 0.007175
D's probability = 0.4 (1 - (0.2 + 0.3 + 0.1) or 40%
Expected return = (0.2 x 0.3 + 0.3 x 0.15 + 0.1 x -0.10 + 0.4 x -0.20)
= (0.06 + 0.045 - 0.01 - 0.08)
= 0.015
= 1.5%
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explain the appearance of earthworm in brief
Explanation:
An earthworm is a terrestrial invertebrate that belongs to the phylum Annelida. They exhibit a tube-within-a-tube body plan, are externally segmented with corresponding internal segmentation, and usually have setae on all segments. They occur worldwide where soil, water, and temperature allow
How much interest would be paid on a credit card at the end of the second 30-day month on a one-year $1,000 loan at a 12.99% annual rate? Assume you pay nothing at the end of the first 30-day month.
a. $109.10
b. $10.92
c. $108.10
d. $10.91
e. $10.80
The amount of interest that would be paid on a credit card at the end of the second 30-day month is equal to: E. $10.80.
Given the following data:
Principal = $1,000Interest rate = 12.99%Time = 30 daysConversion:
365 days = 1 year
30 days = X year
Cross-multiplying, we have:
[tex]365X = 30\\\\X=\frac{30}{365}[/tex]
X = 0.08219 year
To determine the amount of interest that would be paid on a credit card at the end of the second 30-day month:
First of all, we would calculate the simple interest for the first 30-day month:
Mathematically, simple interest is given by the formula:
[tex]S.I = \frac{PRT}{100}[/tex]
Where:
S.I is the simple interest.P is the principal amount.R is the interest rate.T is the time measured in years.Substituting the given parameters into the formula, we have;
[tex]S.I = \frac{1000 \times 12.99 \times 0.08219}{100}\\\\S.I = \frac{1067.648}{100}[/tex]
Simple interest = $10.6765
[tex]S.I = 1000 + 10.6765[/tex]
S.I = $1010.6765.
Now, we can determine the amount of interest that would be paid on a credit card at the end of the second 30-day month:
[tex]S.I_2 = \frac{1010.6765 \times 12.99 \times 0.08219}{100}\\\\S.I_2 = \frac{1079.05}{100}[/tex]
Interest = 10.79 ≈ $10.80.
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A problem statement in an analytical report is most effective when it is ________.
subtly introduced in the body of the report
written in a friendly tone
unambiguous and precisely defined
lengthy with detailed background and explanations
Answer:
subtly introduced in the body of the report
Explanation:
I hope it helps to you:-)
The most effective way to introduce a problem statement in an analytical report is in the report's body. Thus option (A) is correct.
What is the statement?Statements are sentences that express a fact, idea, or opinion. Statements do not ask questions, make requests or give commands. They are also not utterances. Statements are sentences that express a fact, idea, or opinion. Statements do not ask questions, make requests or give speech acts. They are also not exclamations.
A problem statement, in its most basic form, identifies the issue or impact you seek to address through your work. This assertion must be precise, short, and identify a quantifiable result. In research, a problem statement is a description of the problem that needs to be investigated. What issue is the research trying to solve
Therefore, Thus option (A) is correct
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A large St. Louis feed mill, Robert Orwig Processing, prepares its 6-month aggregate plan by forecasting demand for 50-pound bags of cattle feed as follows: January, 1,000 bags; February, 1,200; March, 1,250; April, 1,450; May, 1,400; and June, 1,400. The feed mill plans to begin the new year with no inventory left over from the previous year, and backorders are not permit ted. It projects that capacity (during regular hours) for producing bags of feed will remain constant at 800 until the end of April, and then increase to 1,100 bags per month when a planned expansion is completed on May 1. Overtime capacity is set at 300 bags per month until the expansion, at which time it will increase to 400 bags per month. A friendly competitor in Sioux City, Iowa, is also available as a backup source to meet demand—but can provide only 500 bags total during the 6-month period. Develop a 6-month production plan for the feed mill using the transportation method
Regular-time cost per bag (until April 30) $12.00
Regular-time cost per bag (after May 1) $11.00
Overtime cost per bag (during entire period) $16.00
Cost of outside purchase per bag $18.50
Carrying cost per bag per month $ 1.00
From the production plan, the budget for January is $12800, February, $16250, March $17175, April $20875, May $16900, and June $16900.
Production planning simply means the act of designing a guide for the production of a particular good or service.
It should be noted that production planning is important to ensure that all necessary preparation is completed before the start of a production cycle.
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An app on a digital device that stores account numbers, passwords, and other
sensitive information is called a
A. digital wallet
B. mobile point of sale
C. QR code
D. blockchain
Answer:
A.digital wallet
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Management of Wee Ones (WO), an operator of day-care facilities, wants the company's profit to be subdivided by center. The firm's accountant has provided the following data:
Center Budgeted Revenue Actual Revenue Budgeted Direct Costs Actual Direct Costs Downtown $ 342,000 $ 363,300 $ 310,000 $ 347,600 Irvine 598,500 622,800 573,500 521,400 H. Beach 769,500 743,900 666,500 711,000 Totals $ 1,710,000 $ 1,730,000 $ 1,550,000 $ 1,580,000
WO's advertising, which is handled by the home office, is not reflected in the preceding figures and amounted to $74,000. Assume that management used the allocation base that is most influenced by advertising effort and consistent with sound managerial accounting practices. How much advertising would be allocated to the Irvine center?