Which source of credit is most likely to result in the greatest loss if you
default on payments?
A. Title lender
B. Payday lender
C. Bank or credit union
D. Credit card company

Answers

Answer 1

The defaulting on a payday loan is the source of credit that is most likely to result in the greatest loss if one defaults on payments.

What is payday loan?

A payday loan refers to a short-term borrowing whereby a lender will extend high-interest credit based on your income.

The reason that payday loan is most likely to result in the greatest loss is because of the option of extending the high-interest credit.

Therefore, the Option B is correct.

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Answer 2

Answer:

The correct answer is A. Title Lender


Related Questions

A manufacturing company has budgeted direct labor hours of 600 at a variable overhead rate per direct labor hour of $20. The budgeted fixed cost is $500 per month. The total budgeted overhead cost will be $: ____________

Answers

Based on the labor hours and the overhead rate as well as the fixed cost, the total budgeted overhead cost will be $12,500.

What is the budgeted overhead cost?

This can be found as:

= (Variable cost per labor hour x Number of labor hours) + Fixed overhead cost

Solving gives:

= (20 x 600) + 500

= 12,000 + 500

= $12,500

In conclusion, the total overhead cost that would be budgeted is $12,500.

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True or False: Cutting advertising expenses often causes an erosion of profit

Answers

Answer:

So True

Explanation:

Part of the job for an architectural designer is obtaining which of the following from different contractors for a construction project?

A: A business license
B: A bid
C: Permission

Answers

Answer:

B. A bid

Explanation:

When complimentary trading firms have specialized workers and processes in a particular product, and they engage in intra-industry trade, it creates benefits from working together by creating ________.

Answers

When complimentary trading firms have specialized workers and engage in intra-industry trade, it creates benefits from working together by creating: Economic gain.

What is a Complimentary Trade?

It is a form of trade that specializes in free trade. They compliment Each other. It can also be seen as a free-market idea that applies to international trade.

When trading firms have specialized workers and do intra-industry trade, especially in a complimentary trade, it helps the economy grow faster and also increases output.

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James has a credit card balance $5000 after Black Friday and he decides to pay $300 at the beginning of every month at 2.1% annual interest rate . In how many months can he pay off the balance

Answers

Answer:

16 months

Explanation:

2.1% of 300 is 6.3, 5000/3.06.3 = 16.32

In business letters the salutation must address a position. a. True O b. Rarely OC. Always O d. False​

Answers

Answer: True

Hope that helps!

The interest rate that lenders publish or advertise is usually:
A. the nominal interest rate.
B. the compound interest rate.
C. the simple interest rate.
ОО
D. the lowest interest rate.
Help me

Answers

Answer:

It’s A the nominal interest rate

Explanation:

Answer:

the nominal interest rate

Explanation:

Why is it necessary to clean vent hood filters on a regular basis?
A.It makes the air cooler
B.It prevents the buildup of grease that could drip into food
C.It prevents a pest infestation
D.It helps the food cook more evenly

Answers

Answer:

i think the answer is  D

Explanation:

to me it makes the most sense

Cleaning the vent hood filters prevents the grease buildup that could drip into the food.

What is the significance of cleaning filters?

The cleaning of filters not only maintains long life of the filters, but also prevents the drawbacks it may bring if not cleaned. The vapor forms grease into the filters over a period.

It is important to clean these filters of the vent hood, so that the filters work effectively without grease buildup that may result in getting dripped into the food while in preparation.

Hence, option B holds true regarding cleaning the filters.

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Agricultural managers need, at the bare minimum, what kind of degree in order to obtain their first job in that role?

A: Associates degree
B: Bachelors degree
C: Doctorate degree
D: Masters degree

Answers

B:Bachelors degree E corect

Vinodh Wants to access his credit report. he can get his credit report from three different agencies. which is NOT one of the credit reporting agencies?

Answers

Answer:

The answer is A-Monetarion

Explanation:

I just took the test:)

Monetarion is not one of the credit reporting agencies where Vinohd can get his credit report.

Who are the credit reporting agencies?

These are businesses that specializes in the maintainance of historical credit information on individuals and businesses.

In the list given, the company named "Monetarion" is not one of the credit reporting agencies where Vinohd can get his credit report.

Therefore, the Option A is correct.

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Norton Company has accounts receivable of $40,000 in its general ledger at July 31: During August, the following transactions occurred. Aug. 1 Added 1% finance charges to $13,000 of credit card balances for not paying within the 30 day grace period. 15 Sold $21,000 of accounts receivable to Iron Factors Inc. who charge a 4% commission. 28 Collected $8,000 from Norton credit card customers which included $400 of finance charges previously billed.
Required:
a. Journalize the transactions.
b. Indicate the statement presentation of finance and service charges.

Answers

1.The journal entries to record the transactions of Norton Company during August are as follows:

Aug. 1 Debit Interest Receivable $130

Credit Interest Revenue $130

Aug. 15 Debit Accounts Receivable (Iron Factors Inc.) $20,160

Debit Sales Commission $840

Credit Sales Revenue $21,000

4% commission.

Aug. 28 Debit Cash $8,000

Credit Accounts Receivable (Norton credit card) $7,600

Credit Interest Receivable $400

2. The statement presentation of finance and service charges is as follows:

Income Statement:

Interest revenue $130 (Credit)

Sales commission $840 (Debit)

Data and Calculations:

Accounts receivable at July 31 = $40,000

Transactions:

Aug. 1 1% finance charges to $13,000 = $130 ($13,000 x 1%)

Aug. 1 Interest Receivable $130 Interest Revenue (finance charges) $130

Aug. 15 Accounts Receivable (Iron Factors Inc.) $20,160 Sales Commission $840 Sales Revenue $21,000

4% commission.

Aug. 28 Cash $8,000 Accounts Receivable (Norton credit card) $7,600 Interest Receivable $400

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Megan, Inc. has fixed costs of $390,000, sales price of $46, and variable cost of $38 per unit. How many units must be sold to earn profit of $50,000

Answers

Based on the information given the number of units that must be sold to earn profit of $50,000 is 55,000 units.

Number of units sold

Using this formula

Units sold=(Fixed cost+Profit)/( Sales price-Variable cost)

Let plug in the formula

Units sold= ($390,000 + $50,000)/($46 - $38)

Units sold=$440,000/8

Units sold=55,000 units

Inconclusion the number of units that must be sold to earn profit of $50,000 is 55,000 units.

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Using the following data from both Garçon company and Popper company for the year ended December 31th to compute (1) the cost of goods manufactory and (2) the cost of goods sold for each company. Hint: Not all information is needed for the solution
Garcon Co. Pepper Co.
Finished Goods inventory, beginning $12,000 $16, 450
Work-in-process inventory, beginning 14,500 19,950
Raw material inventory, beginning 7,250 9,000
Rental cost on Factory equipment 27,000 22,750
Direct labor 19,000 35,000
Finished goods inventory, ending 17,650 13,300
Work in process inventory, ending 22,000 16,000
Raw material inventory, ending 5,300 7.200
Factory utilities 9,000 12,000
General and administrative expenses 21,000 43,000
Indirect Labor 9,450 10,860
Repairs -Factory equipment 4,780 1, 500
Raw Materials Purchases 33,000 52,000
Selling expenses 50.00 46,000
Sales 195,030 290,010
Cash 20,000 15,700
Accounts receivable, net 13,200 19,450

Answers

Based on the various balances of Garcon Co. and Pepper Co. the following are true:

Cost of goods manufactured:

Garcon Company = $96,680.Pepper Company = $139,860.

Cost of goods sold:

Garcon Company = $91,030.Pepper Company = $143,010.

What was the cost of goods manufactured for Garcon Company?

This can be found as:

= Beginning raw material Inventory + Raw material Purchases - Ending Raw material Inventory + Direct labor + Rental cost of Factory Equipment + Factory Utilities +  Indirect Labor + Repairs-Factory Equipments + Beginning Work in Progress - Ending Work in progress

= 7,250 + 33,000 - 5,300 + 19,000 + 27,000 + 9,000 + 9,450 + 4,780 + 14,500 - 22,000

= $96,680

What was the cost of goods manufactured for Popper Company?

Using the same formula as above:

= 9,000 + 52,000 - 7,200 + 35,000 + 22,750 + 12,000 + 10,860 + 1,500  + 19,950 - 16,000

= $139,860

What is the cost of goods sold for Garcon Company?

= Beginning finished goods + Cost of goofs manufactured - Ending finished goods

= 12,000 + 96,680 - 17,650

= $91,030

What is the cost of goods sold for Pepper Company?

Using the same formula as above:

= 16,450 + 139,860 - 13,300

= $143,010

Please note that Factory supplies used is missing in question and so was not added to cost of goods manufactured.

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Taking over a project with several problems. What is the first step in tackling the problems?

Answers

Answer:

Define the problem

Get all types of answers

Implement the most appropriate method to solve the problem

Why is sea transport particularly important to the Caribbean?

Answers

Answer:

Transportation is recognised to be an inherently crucial component in supporting economic activities as well as providing opportunities for economic development. The provision of transport infrastructure has long been a common priority for governments, as the region has long been considered to be lacking in this area

Explanation:

Big brain

Fund P has one-third of its funds invested in each of the three stocks. The risk-free rate is 4.5%, and the market is in equilibrium. (That is, required returns equal expected returns.) What is the market risk premium (rM - rRF)

Answers

The market risk premium of Fund P will be 5.5%.

How to calculate the market risk premium?

It should be noted that as per CAPM, the return in stock will be:

= Risk free rate + Beta × Market risk premium

8.90% = 4.5% + 0.8 × Market risk premium.

Market risk premium = 5.5%

In conclusion, the market risk premium of Fund P will be 5.5%.

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larner corporation is a diversified

Answers

Larner Corporation is a diversified manufacturer of industrial goods.

Vaccinations are an example of which role of government?
A) a supervisory body
B) a source of public good
C) reallocation of income
D) entrepreneurship

Answers

Answer:

B

Explanation:

You have to pay for a vaccination, and people want and sometimes need the vaccine. The taxes the hospital pays are from the public indirectly. Therefore, vaccinations are sources of the public good.

Answer:

b

Explanation:

bc it was right

The percentage change in the quantity supplied in response to a percentage change in the price is known as the
Select one:

A.
slope of the supply curve.

B.
excess supply.

C.
price elasticity of supply.

D.
All of these.

Answers

Answer:

I think it is A I don't think I am correct so yeah

What is the difference between the distribution and the consumption of an item?
A. One deals with the creation of an item; the other deals with the use of an item.
B. One deals with transporting the item from where it was produced to the location where it will be sold; the other deals with the consumer's use of the item after purchase.
C. One deals with deciding how much to charge for an item; the other deals with reconstructing the item in another format.
D. One deals with the creation of an item; the other deals with the transportation of the item from where it was made to where it will be sold.

Answers

Answer:

A. One deals with the creation of an item; the other deals with the use of an item.

Explanation:

Production means "To make" and consumption is putting to use of something.

If a single banks faces a required reserve ratio of 20 percent, has total reserves of $500,000, and checkable deposit liabilities of $400,000, what is the maximum amount of money this bank could create (add to the money supply)

Answers

Tthe maximum amount of money this bank could create given the checkable deposits is $2,000,000.

What is the maximum amount of money the banik can create?

The maximum amount of money the bank create is a function of the reserve ratio and the checkable deposits. Reserve ratio is the percentage of deposits that must be kept as reserves.

Maximum deposit = deposits / reserve ratio

$400,000/ 0.2 = $2,000,000

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What the 10 president

Answers

Answer:

John tyler

Explanation:

He was the tenth president of the USA

Q1: In about 200 words, write an essay analyzing the below case study using the SWOT framework.
• Students are required to define each key concept (SWOT) and to identify 4 strengths, 4 weaknesses, 2 opportunity, and 2 threats. Then to write an analytical text for the case study. Then to write an analytical essay for the case study. (60%)


Q2: In about 200 words, write an essay analyzing the STEEPLE Module .
Students are required to define each key concept (STEEPLE) and to illustrate all concepts with examples




Nike’s Goddess
Could a famously masculine company finally click with female customers? That was the challenge behind Nike Goddess, whose goal was to change how the company designed for, sold, and communicated with women.
In its 30-year history, Nike had become the undisputed leader in sports marketing. But beneath the success was an Achilles’ heel. Nike is named after a woman – the Greek goddess of victory – but for most of its history, the company had been perceived as being mostly about men. Could Nike do more to realize the full potential of female customers? And how could it afford not to, given the threats to its future with Air Jordan running out of air and brands like Skechers digging into the teen market with shoes inspired by skateboarding, not basketball. That was the huge question at Nike HQ. The launch of Nike Goddess was the makings of an answer.
Just Doing It Differently
For much of its history, Nike’s destiny was controlled by its founders, Phil Knight and his running buddies, who signed up athletes in locker rooms and made the executive decisions. But by throwing together a diverse team of people with different backgrounds and different levels of seniority, Nike has found that it can keep many of its core attributes while adding new sources of inspiration. Take the combination of star designer John Hoke and newcomer Mindy Grossman, vice president of global apparel. Hoke designed the look and feel of the first Nike Goddess store. Then Grossman, whose career has included helping make Ralph Lauren into a retail icon, pitched1 the design ideas to Nike’s top retailers as stores within stores. Now it looks like Nike has a chance to reach a crucial objective: double its sales to women by the end of the decade.
How to Sell to Women
Nike Goddess began as a concept for a women-only store, and there’s a reason why. Many of the retail settings in which the company’s products were found were a turnoff to female customers: dark, loud, and harsh – in a word, male. In sharp contrast, the Nike Goddess stores have the comforting feel of a woman’s own home.
How to Design for Women
Designing a new approach to retail was only one element in Nike’s campaign. Another was redesigning the shoes and clothes themselves. Nike’s footwear designers worked on 18-month production cycles – which made it hard to stay in step with the new styles and colors for women. The apparel group, which worked around 12-month cycles, was better at keeping up with fashion trends. But that meant that the clothes weren’t coordinated with the shoes – a big turnoff 2 for women.
How to Talk to Women
When Jackie Thomas, Nike’s US brand marketing director for women, first heard the phrase ‘Nike goddess,’ she wasn’t impressed. ‘I don’t like talking to women through gender,’ she says. Nike Goddess had to mean something to women and it was her job to make that happen. ‘Women don’t need anybody’s permission. We are at our best when we are showing women a place where they didn’t think they could be.’ For John Hoke, the real power of Nike Goddess is not about traffic at stores. It’s about changing minds inside the company. ‘I knew that Goddess could galvanise3 us,’ he says, ‘It was an opportunity to redefine and re-energies our entire brand around a market that was taking off.’

Answers

Essay writing is typically given to students in order to test their writing and reading skills.

How to write an essay?

Based on the information given, the way to write the essay will be given. Firstly, it's important to decide on your topic.

Research should be done on the topic and create an essay outline. Set your argument in the introduction and develop it with evidence.

Finally, check the content, grammar, formatting, and spelling, of your essay.

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An airline employee that is ensuring passengers have no difficulties with seating, meals, baggage, transfers, or rebookings is exhibiting which dimension of service quality?.

Answers

The airline that is ensuring passengers have no difficulties with boarding and onboarding process is exhibiting empathy dimension of service quality.

What is empathy?

Empathy is a feeling which comes over the person when he or she is affected by something which has been experienced by another person who is feeling.

It is the ability to imagine how another person is feeling and so understand his/her mood by putting oneself in their shoes.

Hence, the airline that is ensuring passengers have no difficulties with boarding and onboarding process is exhibiting empathy dimension of service quality.

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When considering marginal revenue versus marginal costs, marketers must ensure that:.

Answers

The consideration that marketers must give to marginal revenue versus marginal costs is to ensure that marginal revenue exceeds marginal costs.

What are marginal revenue and marginal costs?

Marginal revenue refers to the price or the amount of revenue from selling one additional unit.

Marginal cost refers to the cost of selling one more unit.

Unless marginal revenue were greater than marginal cost, selling one more unit would not bring in additional revenue than the cost of production and sales.

Thus, the consideration that marketers must give to marginal revenue versus marginal costs is to ensure that marginal revenue exceeds marginal costs.

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What is the scope of AS-26

A. All of these
B.Rights and Expenditure on the exploration for or development of Minerals
C. Financial Assets
D. Intangible Assets that are covered by another as

Answers

Answer:

Maybe the answer C. or B.

During May, 2021, Breakfront Corporation announced a 2-for-1 stock split. This brought the number of shares outstanding from 25,000,000 shares to _____ shares, and its $2.00 par value to _____ per share.

Answers

Answer:

50,000,000 shares. $1.00 per share.

Explanation:

A 2:1 split doubles the shares and halves the value.

       Shares are fractional ownership interests in a corporation. For some businesses, shares are a type of financial instrument that allows for the equitable distribution of any declared residual profits in the form of dividends.

Answer : 50,000,000 shares. $1.00 per share.

A 2:1 split doubles the shares and halves the value.

How do you determine the price per share?

         Take a company's net income and deduct preferred dividends to get earnings per share. Subtract that sum from the typical number of outstanding ordinary shares.

         For instance, if you decide to set the par value of your company's shares at $1, all stock buyers are required to pay a minimum of this sum for each share they buy. If you buy 10,000 shares, you must invest at least $10,000 to do so.

      Gains Margins : Day traders experience a wide range of outcomes, which are mostly influenced by the amount of capital they are willing to risk and their money management prowess.  A successful day could result in a gain of 5%, or $500, on a $10,000 trading account.

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The Circular shape of a roundabout reduces what

Answers

It reduces the likelihood of t-bone or head-on collisions and reduce the speeds to 15 to 20mph

A company has agreed to provide a customer with a package of standard car maintenance services for $100. The package consists of an oil change, for which the company normally charges $75, and a tire rotation, for which the company normally charges $50. What amount of revenue should be recognized?

Answers

The amount of revenue that should be recognized by the company is $100 (divided into Oil change, $60, and Tire rotation, $40).

What is revenue recognition?

According to the revenue recognition principle under the U.S. GAAP and IFRS, revenue is recognized when some performance criteria have been met.

The principle also recognizes that revenue recognition should be based on the percentage of the value when there is more than one performance criterion involved.

Data and Calculations:

Standard car maintenance services price = $100

Oil change = $75

Tire rotation = $50

Total normal cost = $125

Percentage of oil change to normal cost = 60% ($75/$125 x 100)

Percentage of tire rotation to normal cost = 40% ($50/$125 x 100)

Revenue recognition:

Oil change = $60 ($100 x 60%)

Tire rotation = $40 ($100 x 40%)

Thus, the amount of revenue that should be recognized is $100 (divided into Oil change, $60, and Tire rotation, $40).

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A company has the following liabilities as of December 31:

Accounts payable $150,000
Notes payable (current portion) 217,000
Salaries and wages payable 55,000
Installment notes payable 1,140,000
Interest payable 32,000
Payroll taxes payable 15,500

What is the amount of total current liabilities reported on the balance sheet?

a. $319,500
b. $469,500
c. $1,609,500
d. $437,500

Answers

The amount of total current liabilities reported on the balance sheet will be $469,500
Other Questions
for each of the figures, write an absolute value equation that has the following solution set 3 and 7 solve . x -13 < -11A. x 24 D. x > -24 Read the story and answer briefly the following :1. Give two virtues that were exemplified by the father in the story and discuss how he acted them out. 2. Inspired by the son in the story, how should you decide and act in accordance with your best intentions and goals in life?My Favorite Love StoryAnonymousAmong the Navaho Indians was an initiation rite for young boys before they were accepted into the tribe as warriors. The moment a boy was between the ages 13 and 14, his father would take him to the jungle for his initiation. There would only be the two of them and they would bring nothing except the horse that they would be riding on. The forest is dense. Sometimes it is very hot in the jungle.Then as night fell and as darkness descended, they were already there in the jungle. The father told the boy, You have to pass this test my son or else I will be ashamed before our tribesmen. You will never be recognized as a grown-up man and, if you are not initiated, they will not make you a soldier. The boy could not do anything but obey his father. But you know he was trembling in fear. He could not complain as the father told him, I will leave you now my son. There is no food, and there is no weapon for defense. Fend for yourself. In that empty darkness, the father left the boy.Now, the boy, alone, stayed there against a trunk of a big tree, shivering in a cold night, yet sweating beads of hot perspiration because of fear. Every rustle of the leaves made him tremble because it might be the movement of a snake. Every crack in the branch of a tree, within his mind, looked like a leopard ready to pounce on him. Every footstep might be the footstep of a lion ready to devour him. So he was not able to sleep for many hours. He was shivering there thinking What kind of father is he? If he loves me, why does he conform to the laws of the tribe and leave me here to die? Why does he have to abandon me for the sake of his pride? But then he could not even cry a complaint because he was afraid if he cried the wolves would come and tear him to pieces. He was even very careful with his breathing because his breathing might attract the snakes. But he was there. He could not even move because when he moved he was afraid it was not his movement. It might be something else. Finally, he was very sleepy and the poor boy fell asleep terrified with fear. The morning came and the sun emerged from the mountain beyond the forest, casting resplendent beams like the illumination of the thousand diamonds reaching the earth. The streaks of light sparkling on the dewy leaves of the trees. The boy was speechless. Wondering how he survived the night as he beheld a glorious morning, in exultation, he shouted, I am alive. As his eyes wandered around, he realized there were no wolves, no tigers, no pythons. And as he looked farther, about 9 feet away from him, what did he see? All along his father was there guarding him with his bow and arrow and his hunting knife. In tears of joy he ran to his father, embraced him, and said, Oh father, I thought you had abandoned me. The father whispered, No my son, I cannot do that because even when you were struggling in the night, I was there with my bow and arrow ready to attack any kind of wild animal that may come near you. How could I do that to you? Even when you were so afraid in the dark, I was there with my eyes searching through the darkness and intensely watching you there. I was always there! Multiply that a million times and that is how God takes care of us even in our doubts and fears. Multiply that a million times and that is how God loves you and me. In return He only asks us to love others. He says, If you love the very least of these, my brethren, you have loved me in return. Moral life must be considered not as a system of dos and donts or as a reaction to a set of laws or commandments imposed from the outside, but as a dynamic process of becoming a person. A person who acts as a human being ought is virtuous. He acts with reason; he is in control; he directs his actions to the best ends to achieve his potential as a human being. A person who is truly human directs his actions by bringing into play four cardinal virtues and three theological virtues. Let us now look into the meaning of these virtues. If the annual interest is $100 on a 3-year, straight interest-only note, and the interest rate on the note is 5% per year, what is the amount of the loan? 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