Answer:
Fixed deferred annuity
Explanation:
Fixed deferred annuity is a form of saving investment where interest is paid on the invested amount at a rate set by the investment company and defined in the contract , and the interest can be deferred into the future till a withdrawal is made from the annuity contract.
Taxes are not paid but deferred until withdrawal which allows the opportunity to control when to pay taxes , a good investment sense for long term investment.
This makes it a good investment for a risk adverse investor who will not require investment income until later years but its main goal is retirement income and preservation of capital.
Which of the following statements is always true? A. Workers being paid based on commission...
Answer:
The statement that is always true is the b. Workers being paid on commission get paid based solely on their performance.
Explanation:
That is because the pay on commission is proportional to the results: the more you sell the more you earn. So, the earnings are reflection of the results that the employee reaches, i.e. his/her performance. Take into account that option c. "workers being paid on commission are stressed over the amount of earnings they will have" is true only some times, because if the employee has a comfortable finance position he/she will not necessarily be under stress.
Earnings management is a controversial practice in which corporations ________ or ___________ their earnings to "smooth out" dips and surges and keep investors calm
Answer: overstate; understate
Explanation:
Earnings management is a controversial practice in which corporations overstate or understate their earnings to "smooth out" dips and surges and keep investors calm.
This is a controversial practice because the true reflection of the corporation is not shown and it's an ethical issue in business.
Which of the following statements are correct? Variable service department costs are charged to operating divisions based on the budgeted rate and budgeted activity. Fixed service department costs are based on actual cost and budgeted activity. Fixed service department costs are based entirely on budgeted data. Variable service department costs are
Answer:
•Variable service department costs are charged to operating divisions based on the budgeted rate and actual activity.
• Fixed service department costs are based entirely on budgeted data.
Explanation:
Out of the statements in the question, the correct statements are:
Fixed service department costs are based entirely on budgeted data and
Variable service department costs are charged to operating divisions based on the budgeted rate and actual activity.
It should be noted that fixed cost doesn't varies with production level but variable cost varies with production level.
when management directs attention only to those activities not proceeding according to plan, they are engaging in
Answer: management by exception
Explanation:
When when management directs attention only to those activities not proceeding according to plan, it simply shows that they are engaging in management by exception.
In management by exception, cases that are deviating from the norms are identified and handled.
If you have an offer that’s targeted towards your leads in your database and wouldn’t provide as much value to your customers, what could you segment by to send only to your leads?
Answer:
Lifecycle stage
Explanation:
A lifecycle stage represents how far a contact has moved through their buying journey.
This lifecycle stage has been broken down into five well defined stages: reach, acquisition, conversion, retention, and loyalty.
An aging of a company's accounts receivable indicates that estimate of the uncollectible accounts totals $4,455. If Allowance for Doubtful Accounts has a $1,116 credit balance, the adjustment to record the bad debt expense for the period will require a
Answer: Debit to bad debt expense for $3,339
Explanation:
Given:
uncollectible accounts = $4,455
Allowance for Doubtful Accounts = $1,116 credit balance
Adjustment for Bad debts for the period= Total estimated uncollectible receivable - credit balance in allowance account
= $4,4,55- $1,116
= $3,339
Ans= Debit to bad debt expense for $3,339
Compare and contrast the theories of Maslow, Alderfer, McClelland, and Herzberg. Then, choose ONE theory and apply it to your personal life.
Answer:
mcclelland herzberg
Explanation:
Advertising is an important aspect of monopolistic competition and oligopoly because brand distinction encourages consumer loyalty, which increases profits. there is product homogeneity in these industries. price changes are not allowed. there are significant substitution possibilities in these industries. b. Advertising promotes efficiency and benefits consumers by helping consumers determine their preferences and limiting the number of products firms have to produce. helping consumers determine their preferences and increasing the number of products firms have to produce. providing information about new products, reducing the number of firms in the industry, and raising average revenue. providing information about new products, increasing sales and output, and lowering average total cost. c. Which of the following statements is true? Persuasive advertising can increase brand loyalty, which encourages new entry into the industry. Persuasive advertising can be important in encouraging new entry into the industry. Excessive advertising can decrease brand loyalty, which encourages new entry into the industry. Persuasive advertising can be excessive, creating a barrier to entering the industry.
Answer:
a. Advertising is an important aspect of monopolistic competition and oligopoly because:
1. brand distinction encourages consumer loyalty, which increases profits.
b. Advertising promotes efficiency and benefits consumers by :
4. providing information about new products, increasing sales and output, and lowering average total cost.
c. Which of the following statements is true?
2. Persuasive advertising can be important in encouraging new entry into the industry.
Explanation:
One friend asks you to go to
the movies and the other
asks you to go to the park.
What is the opportunity cost
if you choose to go to the
park? Explain why
Sondra thinks the new business contract she signed with her business partner is valid. Both parties are legally competent, the contract has a legal purpose, an offer was made and accepted, and a fee has been negotiated and documented. Which essential element of a valid contract has Sondra not yet considered
Answer: Whether consent was voluntary
Explanation:
From the question, we are informed that Sondra thinks the new business contract she signed with her business partner is valid. We are further told that both parties are legally competent, the contract has a legal purpose, an offer was made and accepted, and a fee has been negotiated and documented.
The essential element of a valid contract has Sondra not yet considered is whether consent was voluntary. This is important as they je must not be forced to sign a contract.
If the natural rate of unemployment equals 4 percent and the actual rate of unemployment equals 6 percent, then cyclical unemployment equals:
Answer:
2%
Explanation:
The natural rate of unemployment is 4%
The actual rate of unemployment is 6%
Therefore, the cyclical unemployment can be calculated as follows
Cyclical unemployment= actual rate of unemployment-natural rate of unemployment
= 6%-4%
= 2%
Hence the cyclical unemployment is 2%
The project team is ordering a server after discovering that it was missed in the original scope discovery of the project. There is an urgency to have it delivered quickly to minimize schedule slippage, but the project team does not want to spend money from dwindling reserves to pay for the additional shipping charges. What is the most accurate description of this situation?
Complete Question:
The project team is ordering a server after discovering that it was missed in the original scope discovery of the project. There is an urgency to have it delivered quickly to minimize schedule slippage, but the project team does not want to spend money from dwindling reserves to pay for the additional shipping charges. Which of the following is the most accurate description of this situation?
A. There is an attribute issue since fast shipping and low cost shipping are both characteristics associated with shipping.
B. There is a budget issue since there isn't extra money for shipping.
C. There is a mutual exclusivity issue since shipping fast and low cost do not correlate to each other.
D. There is a time issue since the server needs to arrive quickly
Answer:
C. There is a mutual exclusivity issue since shipping fast and low cost do not correlate to each other
Explanation:
The most accurate description of this situation is that there is a mutual exclusivity issue since shipping fast and low cost do not correlate to each other. If two events are mutually exclusive, they cannot occur concurrently.
Mutually exclusivity describes the characteristics of events, which makes it impossible for them to occur together (concurrently) or at the same time. This ultimately implies that the events or outcome of the sampling is disjointed.
In this scenario, there is an urgency to have the server delivered quickly (shipping fast) to minimize schedule slippage, but the project team does not want to spend money from dwindling reserves to pay for the additional shipping charges which is considered to be a high cost.
What term is used to describe spread-out or low-density development beyond the edge of services and employment
Answer:
Sprawl
Explanation:
Sprawl can be defined as the situation where an urban settlement expands into nearby country area at the edge of a city .
Factors that lead to sprawl are population and income growth, low cost of living , road network , unlimited use of auto, etc.
Urban sprawl is characterized by uncoordinated , haphazard,and poorly planned urban development. If not properly managed , these could lead to poor environmental conditions like air pollution ,ground level smog and car traffic.
Which one of the following statements is most likely to be correct? A) The use of forward contract increases the short-run exposure to exchange rate risk. B) An exposure to exchange rate risk can be the risk that a positive net present value (NPV) project could turn into a negative NPV project because of changes in the exchange rate between two countries. C) Investing U.S. dollars when a project is launched and using the investment proceeds to pay the invoice is the primary way of reducing exposure to exchange rate risk. D) A firm can record a profit on its income statement from a foreign subsidiary even when that subsidiary has no profit thanks to exchange rate risk. E) A U.S. importer typically eliminates exposure to exchange rate risk by exchanging funds on the spot market at the time an order is placed with a foreign supplier.
Answer:
D
Explanation:
The correct answer is option D.
A firm can record a profit on its income statement from a foreign subsidiary even when that subsidiary has no profit thanks to exchanging rate risk.
Foreign subsidiary
A foreign subsidiary is a company operating overseas that is part of a larger corporation with headquarters in another country, often known as a parent company or a holding company.
What is a foreign subsidiary strategy?
Setting up a foreign subsidiary establishes a legal entity in another country. Legal entities can market their products and services to the local population. They can also import and export goods.
Learn more about foreign subsidiaries here https://brainly.com/question/21497065
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Land and things permanently attached to the land, such as trees, buildings, and stationary mobile homes are _______.
A. real property
B. cyber property
C. personal propertyD. intellectual property
Answer:
A. real property
Explanation:
These are known as real property. Like mentioned in the question, this is land and all of the property attached to it, this includes any and all subsets of land that have been improved through any form of legal human actions. There are many things that are included in a piece of land that can be considered real property such as buildings, ponds, canals, roads, and machinery, among other things.
Carla's Cards uses a ________ to sell and market the entire line of greeting cards. It designs promotional plans, sets prices, determines distribution policies, and makes recommendations to Carla on product strategy.
Answer: selling agent
Explanation:
A selling agent is an agent who sells a product for an economic agent such as an individual, firm or government and gets commission for the products sold.
Carla's Cards uses a selling agent to sell and market the entire line of greeting cards. It designs promotional plans, sets prices, determines distribution policies, and makes recommendations to Carla on product strategy.
A capital projects fund for a new city courthouse recorded a receivable of $300,000 for a state grant and a $450,000 transfer from the general fund. What amount should be reported as revenue by the capital projects fund
Answer:
$300,000
Explanation:
The grant of $300,000 happens not to have any restrictions mentioned alongside it in the question and as such will be declared or reported as revenue as an unrestricted grant. This is acceptable by the Governmental Accounting Standards Board, GASB.
Cheers
Y3K, Inc., has sales of $4,400, total assets of $2,985, and a debt-equity ratio of 1.20. If its return on equity is 16 percent, what its net income?
Answer:
$217.668
Explanation:
The computation of net income is shown below:-
ROE = Profit Margin × Total Asset Turnover × Equity Multiplier (Assets ÷ Equity)
ROE = (Profit Margin) × (Sales ÷ Total Assets) × (1 + Debt-Equity ratio)
16% = Profit margin × ($4,400 ÷ $2,985) × ( 1 + 1.20)
16% = Profit margin × 1.47 × 2.20
16% = Profit margin × 3.234
Profit margin = 16% ÷ 3.234
= 0.04947
Now as we know that
Profit margin = Net income ÷ Sales
0.04947 = net income ÷ $4,400
net income is
= $4,400 × 0.04947
= $217.668
Tom is the beneficiary and is concerned about both running out of money during his lifetime and at the same time leaving funds behind to the insurer. Looking for some time period guarantee, Tom should consider the _________ settlement option.
Answer:
lifetime annuity with period certain settlement option
Explanation:
Based on the specifications that Tom is looking for, he should consider the lifetime annuity with period certain settlement option. This is an annuity that pays a benefit to the annuitant until death, but with a period certain option, the estate's beneficiary will continue to receive annuity payments until the specified timeframe of the period certain expires. Which would meet the requirements that Tom is looking for.
"An adolescent is to receive radioactive iodine for Graves' disease. Which statement by the client reflects the need for more teaching?"
Answer: d) "The advantage of radioactive iodine is that I will not need future medication for my disease."
Explanation:
The treatment of Graves disease using radioactive iodine is meant to destroy the thyroid gland so that the person will see a reduced function from it.
This means that after the treatment is used, a lot of patients will need a thyroid replacement and will have to keep receiving treatments to maintain.
Essentially the radioactive iodine is not the last medication that will be taken for Graves disease.
Callaway Golf Company conducted a one-time survey of golfers and asked them about their attitudes, preferences, and intentions regarding buying custom clubs. This is an example of a(n) a. cross-sectional study. b. exploratory research. c. causal research. d. field experiment.
Answer:
a. cross-sectional study.
Explanation:
A cross-sectional study is the study that consists of data taken from a population for a particular period of time. Here study derives the interest variables that are be selected
Here in the given situation, since the company conducted a survey based on people attitudes, their preferences, intentions so that they can able to analyze purchasing the custom clubs
So here the cross sectional study is to be used
hence, the correct option is a.
A ________ is a formal pledge (an IOU) obligating the issuer to pay interest periodically and repay the principal at maturity (a preset future date) to the lender.
Answer:
Corporate bond.
Explanation:
A corporate bond is a formal pledge (an IOU) obligating the issuer to pay interest periodically and repay the principal at maturity (a preset future date) to the lender. It is basically, the debts issued by a business firm to bondholders, in order to raise capital.
Hence, bondholders such as creditors or investors do not have a claim to ownership in the business firm and as such are not eligible to receive dividends from the corporate bond issuer.
The first thing to do in selecting a marketing channel is to determine which type of channel will best meet both the seller's objectives and the distribution needs of customers.
Answer:
True.
Explanation:
A marketing channel can be defined as the process of developing marketing techniques and sales strategies by a firm, so as to enhance the availability of goods and services to meet the needs of the end users or consumers. There are four (4) main types of marketing channels;
1. Direct selling.
2. Dual distribution.
3. Sales through intermediaries.
4. Reverse channel.
Hence, the first thing to do in selecting a marketing channel is to determine which type of channel will best meet both the seller's objectives and the distribution needs of customers.
"Do we have a loyalty program?" is a question about which of the 5Cs? a. collaborators b. context c. customer d. company
Answer:
c. customer
Explanation:
-Collaborators: Refers to all the people or organizations that work with the company to provide the products or services like suppliers, distributors and investors.
-Context refers to external factors that can affect your business like trends.
-Customer refers to the people that purchase and use your product or service. This involves gathering information about your customers, their preferences and customer's strategies.
-Company refers to analyzing the company, its goals, experience and image to be able to determine if it can meet the customer's needs and accomplish its objectives.
According to this, the answer is that "Do we have a loyalty program?" is a question about customer because it refers to strategies companies use to handle the relationship with the customer and encourage repeat purchases.
Companies in stage _____ of a supply chain management implementation concentrate on making improvements to internal supply chain processes and external processes and relationships with suppliers and customers.
Answer: stage one
Explanation: A company in stage one of supply chain management (SCM) implementation focuses on making improvements to internal supply chain processes and external processes and relationships with suppliers and customers.
stage two concentrates on expanding the business network of Web-enabled SCM-capable trading partners in their supply chain to increase operational efficiency and effectiveness in meeting strategic business objectives.
stage three strives to optimize the development and management of their supply chains in order to meet strategic customer value and business value goals. Collaborative marketing occurs here.
_____________ are a form of financial instrument through which corporations and governments borrow money from financial investors and promise to repay with interest.
Answer:
Bonds
Explanation:
Bonds are financial instruments that are used to obtain funding from the bond holders. It is a debt security that is issued by a government or corporation to investors.
When investors buy bonds the funds are used by governments for its operations and various projects. Interest is paid on the bonds.
Bonds can be municipal bonds or corporate bonds.
Unlike shares bonds does not grant the holder an equity or ownership stake in the company, rather it grants a creditor stake.
The main disadvantage of a monetary union is the loss of national monetary and exchange rate policy independence. lessened political integration. increased exchange rate uncertainty. none of the options
Answer:
The correct option is;
Loss of national monetary and exchange rate policy
Explanation:
The disadvantages of the establishment of monetary unions includes;
1) The loss of independence in monetary policy
2) The associated problems that arise due to the the initial establishment of the union
3) Tedious nature of the task of attaining comprehensive capital mobility
The advantages are;
1) Lack of uncertainty in exchange rate variation
2) Reduced cost of doing business
3) Improved fiscal stability as well as control of the inflation rate by supranational central bank.
Ayayai Mining Company purchased land on February 1, 2020, at a cost of $1,038,200. It estimated that a total of 57,900 tons of mineral was available for mining. After it has removed all the natural resources, the company will be required to restore the property to its previous state because of strict environmental protection laws. It estimates the fair value of this restoration obligation at $111,600. It believes it will be able to sell the property afterwards for $124,000. It incurred developmental costs of $248,000 before it was able to do any mining. In 2020, resources removed totaled 28,950 tons. The company sold 21,230 tons.
Compute the following information for 2020.
(a) Per unit mineral cost $
(b) Total material cost of December 31, 2020, inventory $
(c) Total material cost in cost of goods sold at December 31, 2020 $
Answer:per unit mineral cost = $ 22 per ton
Total material cost of December 31, 2020, inventory= $ 169,840
Total material cost in cost of goods sold at Dec 31,2020= $ 467,060
Explanation:
Details on the property Amount
Add:
Purchase cost $ 1,038,200
Restoration cost $ 111,600
Development cost $ 248,000
Deduct:
Sales value on the property $124,000
Total material cost $1,273,800
Given that 57,900 tons are mined
a)
Per unit mineral cost = 1,273,800/57,900 = $ 22 per ton
b) Total material cost of December 31, 2020, inventory
Ending Minerals in inventory at Dec 31st 2020 = Tonnes mined – tonnes sold = 28,950-21,230 = 7, 720
therefore, total material cost of inventory = 7,720 x 22 = $ 169,840
Total material cost in cost of goods sold at Dec 31,2020
cost per ton = $22
goods sold = 21,230
therefore total material cost of goods sold = $22 x 21,230 = $ 467,060
Measures defined by management and used to internally evaluate the success of a firm's financial, business process, customer, and learning and growth are called: .
Complete Question:
Measures defined by management and used to internally evaluate the success of a firm's financial, business process, customer, and learning and growth are called
A. parameters.
B. the balanced scorecard method.
C. BPM.
D. KPIs.
E. benchmarks.
Answer:
D. KPIs.
Explanation:
Measures defined by management and used to internally evaluate the success of a firm's financial, business process, customer, and learning and growth are called KPIs.
KPIs is simply an acronym for key performance indicators.
Which error occurs when managers allow initial impressions, statistics, or estimates to control or excessively influence subsequent thoughts and decisions
Answer: anchoring bias
Explanation:
Anchoring bias is simply the error that occurs when managers allow initial impressions, statistics, or estimates to control or excessively influence subsequent thoughts and decisions.
In anchoring, an individual allows an earlier piece of information that he or she has gotten to impact his or her future thoughts as decisions will be made based on the earlier information which can be bias.