Answer:
D. people making choices based on their limited resources
Explanation:
f a company needs to raise cash fast inorder to pay suppliers and stay in business during the short term which method would you recommend
Answer:
debt financing
Explanation:
Debt financing allows a company to raise cash fast to settle its debts such as paying suppliers and to stay in business during the short term. It may the company selling bonds to the individual or institution borrowing the company money in exchange for the amount needed.
Assume the price of good X increases. As a result, your real income decreases and you decrease the quantity of good X purchased each month. This is an example of the:
Answer:
Income effect
Explanation:
Income effect has to do with a consumer's change in demand for a certain good or service as a result of a change in the purchasing power of the consumer as a result changes in their real income. That means a consumer's demand for a certain good or service can either increase or decrease as a result of an increase or decrease in the consumer's wages.
For example, if a consumer's nominal income increases without any change in the price of a certain brand of clothing, that consumer is able to buy the clothes at the same price and even demand more. In contrast, if the consumer nominal income drops, they are more likely to spend less on that same cloth. In addition, the change in prices of goods can also affect demand.
XYZ Corporation’s securities are offered in units of 50,000 units. These securities are mutual funds and are most likely _____. mutual funds unit investment funds closed-end funds over-the-counter securities
Answer:
The right approach will be "Unit investment funds ".
Explanation:
Unit investment trusts or funds were already widely recognized as financial services companies alongside mutual funds as well as closed-end funding. A unit investment confidence seems to be a US consequence of finance that purchases or retains a collection of shares, including such alternative investments but instead allowing them access as available for purchase products to investment firms.Detecting gaps in records and duplicate entries is referred to as _______ and is an example of _______ analytics.
Answer: Sequence check; diagnostic
Explanation:
A sequence check is carrying out test on a list of items for accurate order in which they are arranged or are placed based on the key item with which they are being identified.
Diagnostic analysis takes a deep insight into a study(descriptive analysis) then finds out the cause of such outcome.
Detecting gaps in records and duplicate entries is referred to as a sequence check which is a type of diagnostic analysis.
Hamid is a 9-1-1 operator. when the blizzard began, he was told he would have to stay and work three extra shifts to cover for coworkers who were not able to drive to work through the storm. after 32 hours of exhausting work, he makes it home and discovers he is able to fall asleep faster and gets into rem sleep quicker. hamid may be experiencing ________.
Answer:
Hamid is experiencing "Sleep rebound".
Explanation:
Sleep rebound seems to be the terminology used during a duration of sleep problems as well as a shortage to characterize an improvement in something like a sleep parameter beyond acceptable ranges. Because once individuals are stopped from witnessing REM those who take a bit longer to accomplish the REM status than normal.So that the above is the correct approach.
A banker can lend money at 9.1% compounded monthly or at 9.3% compounded quarterly. If the length of the loan is 15 years, which type of loan profits the banker more?
Answer:
The quarterly compounding is more profitable
Explanation:
We will compare the total payment under monthly payment to that under quarterly payment and the choose the higher one.
This is done as follows:
Monthly interest = 9.1%/12 = 0.758
number of months =15 × 12 = 180
Monthly payment = ( 1-1.00758^(-180))/0.00758=98.04
Total payment = 98.04 × 180 =17,647.31
Quarterly compounding
Quarterly interest rate = (9.3%/12)×3 = 2.325 %
number of quarter = 4×15 = 60
Quarterly payment = (1-1.002325^(-60))/0.002325= 374.17
Total payment = 374.17× 60 = $22,449.91
The quarterly compounding produces total repayment a higher than the monthly. Hence, the quarterly repayment is more profitable
In an organization in which high-level managers make the effort to involve others in decision making and seek opinions of others, corporate culture tends to be:
Answer:
People or team oriented
Explanation:
The best organization culture is there when there is no comparison between the people who are working at different departments, different levels, etc
The rules, procedures, policies are all not for any single person
Here if the high level managers involves the others in decision making process and seek their opinions for the betterment of an organization that this represents the team oriented as the whole organization is working as a team so the same is to be considered
One of the great dangers in allocating common fixed Blank 1 of 1 costs is that such allocations can make a product line look less profitable than it really is.
Answer:
One of the great dangers in allocating common fixed corporate costs is that such allocations can make a product line look less profitable than it really is.
Explanation:
Therefore, care must be exercised so that a product line is not eliminated because the common fixed costs have been allocated to it such that it becomes unprofitable. This is why it is necessary to identify activity cost pools into which such fixed costs can be accumulated and from which they can be allocated to product lines. Using ABC costing approach, for instance, offers a means of escape because the system tries to allocate costs based on the level of usage or consumption of such common costs by each product line instead of using arbitrary allocation formulas.
In order to comply with DAVID Memorandum of Understanding requirements, a user must acknowledge understanding of:
Answer:
Acknowledge his/her understanding of criminal sanctions for unauthorized use 20
Explanation:
According to the Department of Highway Safety and Motor Vehicles Division of Motorist Services DRIVER AND VEHICLE INFORMATION DATABASE otherwise known as DAVID.
In order to comply with DAVID Memorandum of Understanding requirements, a user must acknowledge understanding of criminal sanctions for unauthorized use 20.
Also, a user must acknowledge his/her understanding of the confidentiality of information
Price lining is setting a price floor and a price ceiling for a line of products and then setting price points in between to represent differences in quality.A. TrueB. False
Answer:
A. True
Explanation:
price lining can be effective at convincing consumers to buy the top-tier product because it offers so much more than the economy model. it also appeals to budget conscious consumers by showing them the economy auction next to the top-tier you can give them the feeling that they're getting a great bargain .
A(n) _______ clusters jobs into categories reflecting their relative importance to the organization and its goals, the levels of skill required, and other characteristics considered important by managers. employee title pay structure job analysis job description pay level
Answer:
Pay structure
Explanation:
According to the question it is mentioned that for the required skils level, importance, goals, other attributed relevant, the pay structure cluster job is to categorize among the above skills,
Here the pay is paid based on the skills & knowledge of the person, his or her characteristics, goals, experience that brings the difference from person to person
Therefore the given situation represents the pay structure
Broker Burns is negotiating a first trust deed loan for buyers. The buyers have signed a contract for a fifteen year loan. What is the maximum commission for Broker Burns?
Answer:
Ten percent of the principal of the loan.
Explanation:
In this scenario, the maximum commission for Broker Burns is Ten percent of the principal of the loan. That is because when dealing with a first trust deed loan the commission is determined by the length of time of the loan. In which the percentages are as follows: 5 percent of the principal for loans of less than 2 years; 5 percent for loans of more than 2 years but less than 3; 10 percent for loans of 3 years or more. Therefore, since the loan in this scenario is for 15 years then the percentage is 10%
If firms sell less than is expected, actual investment increases because _____, which is counted as investment.
Answer:
If firms sell less than is expected, actual investment increases because the unsold goods are added to inventory, which is counted as investment.
Explanation:
The process of identifying the tasks, duties, and responsibilities that make up a job and the knowledge, skills, and abilities needed to perform the job is collectively job design. job selection. job enrichment. job appraisal. job analysis.
Answer:
job analysis.
Explanation:
The process of identifying the tasks, duties, and responsibilities that make up a job and the knowledge, skills, and abilities needed to perform the job is collectively job analysis.
For instance, company XYZ may use a form to highlight the job analysis, which would contain information such as job descriptions, tasks, roles and duties, expected performance levels, skills, knowledge etc.
Generally, a job analysis can be used in an organization for performance management, recruitment, workforce planning and promotion.
Which recommendation would be most suitable for a 40-year old client whose main objective is retirement income and preservation of capital?
Answer:
fixed deferred annuity
Explanation:
The best recommendation for such an individual would be a fixed deferred annuity. This is a form of investment in which your money is locked in a guaranteed interest rate for an initial period of time, after which the interest rates may fluctuate but you are still guaranteed a minimum rate, regardless of the market conditions. This provides you an income on your capital while still maintaining your initial capital investment safe.
sending e-mails reminding prospects that AdVance can mix custom fertilizer formulations determining what information is still needed to complete the customer's file tracking the salesperson's activities and sales on a weekly and monthly basis sending regular e-mails to customers to check on the performance of a previously purchased AdVance fertilizer remembering customers' birthdays to send them cards to maintain a personal connection and request referrals
Full question :
AdVance Corporation is a company that formulates and manufactures fertilizersfor the farming industry. The company produces several standardized formulas that canbe purchased directly through the retail arms of the company, but it also formulatescustom fertilizers for farms.Which of the following is the best use of a CRM system for an AdVance salesperson interms of relationship strategy?
sending regular e-mails to customers to check on the performance of a previously purchased AdVance fertilizer
determining what information is still needed to complete the customer's file
tracking the salesperson's activities and sales on a weekly and monthly basis
sending e-mails reminding prospects that AdVance can mix custom fertilizer formulations
remembering customers' birthdays to send them cards to maintain a personal connection and request referrals
Answer:
sending regular e-mails to customers to check on the performance of a previously purchased AdVance fertilizer
Explanation:
The most effective use of the CRM(customer relationship management system) from the options listed is the follow up on customers to know how they perceive Advance fertilizer's product after having purchased and used it. This has a long list of benefits for Advance fertilizer as they can get customer feedback from customers through this, build relationship with them as well as gather more data to improve on their products in the future
The Department of Business and Professional Regulation is part of the Florida State government, serving under the Executive Branch. Its primary purpose is to act as a consumer protection agency. The department has several powers and duties. What does this NOT include?
Answer: The department does not have the power to issue an injunction.
Explanation:
From the question, we are informed that the Department of Business and Professional Regulation is part of the Florida State government, serving under the Executive Branch and that its primary purpose is to act as a consumer protection agency.
Among the powers and duties of The Department of Business and Professional Regulation are the power to issue a cease-and-desist order, issuing a subpoena and also a notice of noncompliance.
The department does not have the power to issue an injunction
Answer: allowing applicants for real Estate licenses to be screened by the child support agency.
Explanation:
The Recovery Continuum ______________
A. is a Shared Situational Picture (SitPic) of the recovery operations.
B. is the model that is used to determine when recovery efforts should end.
C. is the model that is used to determine when the EOC should be activated.
D. shows the interconnectedness of recovery activities from pre-incident recovery preparation through the long term recovery.
Answer: D. shows the interconnectedness of recovery activities from pre-incident recovery preparation through the long term recovery.
Explanation: The Recovery Continuum shows the interconnectedness of recovery activities from pre-incident (pre-disaster) recovery preparation through the long term (post-disaster) recovery and the whole process is best described as a series of interdependent and sometimes concurrent activities that progressively advance a community toward its planned recovery outcomes.
The Recovery Continuum includes four phases of activities which are as follows:
1. Pre-Disaster Preparedness
2. Post-Disaster Short-Term (lasting from days to weeks)
3. Post-Disaster Intermediate-Term (lasts for a few weeks to several months) and,
4. Post-Disaster Long-Term (months to years)
receipt of dividends on investment in stock a) operating activity (added to net income) b) operating activity (deducted from net income) c) investing activity d) finacnign activity e) significant noncash investing and financing activity f) not separetely reportedin the statement of cash flows
Answer:
a) operating activity (added to net income)
Explanation:
Operating activities are those activities that deals to day to day expenses and revenues i.e. salary expense, advance cash received,etc. Also it records the changes in working capital amounts
Here the receipt on dividend held on stock investment considered to be an operating activity and since it is a cash inflow so the same is to be included in the net income
Therefore option a is correct
A resident of Minnesota is in the 28% federal tax bracket and the 4% state tax bracket. This person must pay both federal and state taxes on:A) Federal National Mortgage Association pass-throughsB) Minneapolis Housing Auth bondsC) Federal Home Loan Bank notesD) Treasury Bills
Answer: A) Federal National Mortgage Association pass-throughs.
Explanation:
From the question, we are informed that a resident of Minnesota is in the 28% federal tax bracket and the 4% state tax bracket. This person must pay both federal and state taxes on Federal National Mortgage Association pass-throughs.
It should be noted that the securities of most government agencies in the United States are typically exempted from paying the local and state taxes but they have to pay federal taxes.
What is the mortgage recording tax paid on a property that sold for $485,000, assuming there is a tax rate of $2.05/$100 of the loan amount and the bank uses an 80% LTV...?
Answer:
$7,954
Explanation:
Calculation for the mortgage recording tax paid on a property
First step is to find the tax rate
Tax rate =2.05/100
Tax rate = 0.0205
Second step will be to multiply the percentage of the tax rate with the price of the property that was sold for the amount of $485,000,
0.0205 × $485,000
= $9,942.5
The third step will be to calculate the LTV which is fully known as loan to value which was given as 80 % in order for us to known mortgage recording tax paid on the property
Hence,
Mortgage recording tax paid on the property $9,942.5 × 0.8 =
Mortgage recording tax paid on the property $7,954
Therefore the Mortgage recording tax paid on the property that was sold for the amount of $485,000 will be $7,954
While the four Ps help us remember the basics components of the __________, they don't have significant relevance in the marketing process.
Answer:
Marketing mix.
Explanation:
The said term is said to be an inclusion of certain multiple areas of focus as a vital body used to explain a comprehensive marketing plan. It clearly points to a certain classifications which are common that began as the four Ps which has the inclusion of factors like product, price, placement, and promotion. All these factors are of the marketing mix and are known to influence each other. They make up the business plan for a company and handled right, can give it great success. It is of great value too because of its help in focusing on a marketing mix helps organizations make strategic decisions when launching new products or revising existing products.
Why did U.S. leaders decide to create the Federal Reserve?
A. The United States needed to have a single type of currency.
B. Economic panics showed that the banking system was not stable.
C. State banks needed the power to create their own currencies.
D. Small banks requested additional government oversight.
Answer:B, Economic panics showed that the banking system was not stable.
Explanation:APEX
The U.S. leaders decide to create the Federal Reserve for as Economic panics showed that the banking system was not stable Option(b) is correct.
How U.S. leaders decide to create the Federal Reserve?The Federal Reserve is broadly viewed as perhaps of the main monetary establishment on the planet. The Fed can either be a harmless assistance or a cranky test, and its style is generally an element of the Federal Reserve's leading group of lead representatives.
The United States was impressively more unsteady monetarily before the production of the Federal Reserve. Panics, occasional money crunches and a high pace of bank disappointments made the U.S. economy a more hazardous spot for worldwide and homegrown financial backers to put their capital. The absence of reliable credit hindered development in numerous areas, including farming and industry.
Americans from the get-go, in any case, likewise didn't need a national bank, as they considered this to be a model in view of the Royal Crown and its Bank of England. New America would have rather not been made in that frame of mind of Britain, and furthermore preferred a more decentralized state-by-state way to deal with its political economy.
Therefore Option(b) is correct.
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Which systems are worth sharing on a transnational basis, from a cost and feasibility point of view? .
Answer:
The systems that support functions that are absolutely critical to the organization
Explanation:
Only the systems that support functions that are absolutely critical to the organization. Critical in such that it no organization can do without them, I.e they are very important to for their survival.
Tangshan Mining is considering issuing preferred stock. The preferred stock would have a par value of $75 and a 5.50 percent dividend. What is the cost of preferred stock for Tangshan if flotation costs would amount to 5.5 percent of par value?
Answer:
5.82%
Explanation:
Cost of preferred stock=Annual dividends / (Current price( 1-floatation cost))
= (5.5%*75)/(75(1-0.055)
= 4.125/70.875
= 0.058201
= 5.82%
In a small open economy, if the world interest rate is r1, then the economy has: Group of answer choices
Answer:
The remaining part of the question is:
1. domestic spending is greater than output.
2. saving is greater than investment.
3. net capital outflows are positive.
4. imports are less than exports.
Correct Answer:
1. domestic spending is greater than output.
Explanation:
This is because, since the open economy is small, the world interest rate would lead to the domestic spending becoming greater than the output.
New salesperson Juliet has been assigned office duty for Saturday and Sunday. What is another common term for office duty?
Answer:
Floortime
Explanation:
Floortime is the time devoted to the office duty with respect to attending the phone calls and attends the walk-in customers
Here in the given situation it is mentioned that the New sales person named Juliet has assigned the office duty for Saturday and Sunday so that she is able to attend the phone calls, and the customer who visit in the office
Therefore another common term is floor time
Which of the following statements is correct?A. Wide variations in capital structures exist both between industries and among individual firms within given industries. These differences are caused by differing business risks and also managerial attitudes. B. Drug companies (prescription, not illegal!) generally have high debt-to-equity ratios because their earnings are very stable and, thus, they can cover the high interest costs associated with high debt levels. C. Generally, debt-to-total-assets ratios do not vary much among different industries, although they do vary among firms within a given industry. D. Since most stocks sell at or very close to their book values, book value capital structures are almost always adequate for use in estimating firms' costs of capital.E. Electric utilities generally have very high common equity ratios because their revenues are more volatile than those of firms in most other industries.
Answer: Wide variations in capital structures exist between industries and also between individual firms within industries and are influenced by unique firm factors including managerial attitudes.
Explanation:
Out of the options that are given in the question, the correct option is that wide variations in capital structures exist between industries and also between individual firms within industries and are influenced by unique firm factors including managerial attitudes.
All the other options are false. Debt-to-total-assets ratios varies much among different industries.
Dog owners do not bear the full cost of the noise their barking dogs create and often take too few precautions to prevent their dogs from barking. The local government addresses this problem by __________.
Answer:
making it illegal to "disturb the peace."
Explanation:
The local government addresses this problem by making it illegal to "disturb the peace." This means that any form of unruly public behavior, such as fighting or causing excessively loud noise is considered a criminal offense misdemeanor. Individuals charged with this crime may face some jail time, fines, or alternative sentences such as community service depending on the laws in that jurisdiction.
Smith has an adjusted gross income (AGI) of $120,000 without taking into consideration $(40,000) of losses from rental real estate activities. Smith actively participates in the rental real estate activities. What amount of the rental losses may Smith deduct in determining taxable income?
Answer:
$15,000
Explanation:
For the purpose of loss relieve , allowance for losses made is considered in calculating the income tax for a period.
The maximum allowance for rental real estate activities on income tax returns for a year is $25,000 for modified annual gross income of not more than $100,000. However , for modified annual gross income within the range of $100,000 + 150,000, the allowance is limited to 50% of the difference between 150,000 and the Modified annual gross income , while a modified annual gross income of %150,000 and above attracts no special allowance.
Workings
For AGI as stated in the question , the allowance is $25,000
But if the income is a modified annual gross income ,Smith is only entitled to 150,000 - 100,000 * 50% = $15,000