Which of the following is not one of the key characteristics required in order for money to be an acceptable medium of exchange?
a) profitability;
b) durability;
c) divisibility;
d) portability;
e) scarcity

Answers

Answer 1

Answer:

a) profitability;

Explanation:

The key characteristics required for accepting the money as a medium of exchange includes durability, divisibility, portability, scarcity only

It does not involved the profitability as it is concerned with the profits only and thus not relevant for the acceptable medium of exchange

Therefore in the given case, the option a is correct


Related Questions

Alamo Inc. had $240 million in taxable income for the current year. Alamo also had a decrease in deferred tax assets of $26 million and an increase in deferred tax liabilities of $52 million. The company is subject to a tax rate of 25%. The total income tax expense for the year was:

Answers

Answer:

The total income tax expense  was $138,000,000

Explanation:

Total income tax expense

Decrease in deferred tax assets        $26,000,000

+Increase in deferred tax liabilities    $52,000,000

+Income tax payable                           $60,000,000

Total income tax expense                  $138,000,000

Workings

Income tax payable = 25% * $240,000,000

Income tax payable = $60,000,000

Identify the normal balance (debit or credit) for each of the following accounts.

a. Fees earned (revenues)
b. Office supplies
c. Owner withdrawals
d. Wages expense
e. Account receivable
f. Prepaid rent
g. Wages payable
h. Building
i. Owner Capital

Answers

The normal balance (debit or credit) for each of the accounts are:

Assets with debit balances:

b. Office supplies

e. Accounts receivable

f. Prepaid Rent

h. Building

Normal balance

Based on double entry principle of accounting every debit entry must have a corresponding credit entry and every credit entry must have a corresponding debit entry.

Assets with debit balances:

b. Office supplies

e. Accounts receivable

f. Prepaid Rent

h. Building

Expenses or contra-equity accounts with a debit balance:

c. Owner withdrawals and d. Wages expense

Liability, revenue, and equity accounts with credit balances normal:

a. Fees earned

g. Wages payable

i. Owner capital

Inconclusion the normal balance (debit or credit) for each of the accounts are:  Assets with debit balances:

b. Office supplies

e. Accounts receivable

f. Prepaid Rent

h. Building

Learn more about normal balance here:https://brainly.com/question/13669524

Yolanda owns a temp agency. She sees demand for her workers increase because firms prefer a more contingent workforce. The value of the marginal product of labor of her tempsA. stays the same.B. increases because the temps produce more per hour.C. decreases because the temps know they are going to get jobs.D. increases because the price of their services is higher.E. falls because job uncertainty lowers productivity.

Answers

Answer:

for her workers increase because firms prefer a more contingent workforce. The value of the marginal product of labor of her tempsA. stays the same.B. increases because the temps produce more per hour.C. decreases because the temps know they are going to get jobs.D. increases because the price of their services is higher.E. falls because job uncertainty lowers productivity.

What is task performance leader ship?

Answers

The task-relationship model is defined by Forsyth as "a descriptive model of leadership which maintains that most leadership behaviors can be classified as performance maintenance or relationship maintenances." Task-oriented (or task-focused) leadership is a behavioral approach in which the leader focuses

The task-relationship model is defined by Forsyth as "a descriptive model of leadership which maintains that most leadership behaviors can be classified as performance maintenance or relationship maintenances." Task-oriented (or task-focused) leadership is a behavioral approach in which the leader focuses on the tasks ...

Rick O'Shea, the only employee of Hunter Furniture Company, makes $30,000 per year and is paid once a month. For the month of January, his federal income taxes withheld are $180, state income taxes withheld are $37, social security is 6.2% on a maximum wages of $106,800, Medicare tax is 1.45%, State Unemployment Tax is 4.2%, and Federal Unemployment tax is .8%, both on a maximum wages of $7,000 per employee. What is the employer's payroll tax expense from Rick's paycheck

Answers

Answer: $316.25

Explanation:

The taxes paid by the employer are the Social Security taxes, Medicare taxes, Federal  unemployment taxes (FUTA) and State unemployment taxes (SUTA).

Rick makes $3,000 a year but is paid monthly.

= 30,000/12

= $2,500

= (6.2% * 2,500) + (1.45% * 2,500) + ( 0.8% * 2,500) + ( 4.2% * 2,500)

= 155 + 36.25 + 20 + 105

= $316.25

The market capitalization rate for Admiral Motors Company is 8%. Its expected ROE is 10% and its expected EPS is $5. The firm's plowback ratio is 60%. a. Calculate the growth rate. (Input your answer as a nearest whole percent.) b. What will be its P/E ratio? (Do not round intermediate calculations.)

Answers

Answer:

(A) 6%

(B) 20

Explanation:

The market capitalization rate for Admiral motors is 8%

= 8/100

= 0.08

The expected ROE is 10%

= 10/100

= 0.1

The expected EPS is $5

The Plowback ratio is 60%

= 60/100

= 0.6

(A) The growth rate can be calculated as follows

= Plowback ratio × ROE

= 0.6 × 0.1

= 0.06×100

= 6%

Hence the growth rate is 6%

(B) The P/E ratio can be calculated as follows

= 1-0.6/0.08-0.06

= 0.4/0.02

= 20

Hence the P/E ratio is 20

Halsted, Inc., has outstanding 10,000 shares of $200 par value, 7% nonparticipating, cumulative preferred stock and 10,000 shares of $40 par value common stock. If the dividend on preferred stock is one year in arrears, and the total cash dividend declared this year is $288,000, then the total amounts distributed to preferred and common stockholders, respectively, are:

Answers

Answer:

Preferred stock holders' dividend = $280000

Common stock holders' dividend = $8000

Explanation:

A cumulative preferred stock is one whose dividends are accumulated in arrears and are to paid in the following year(s), if the company fails to pay or partially pay the dividends in a certain year. The yearly dividend on preferred stock is,

Preferred stock dividend = 10000 * 200 * 0.07 = $140000

As the dividends on preferred stock are in arrears for one year, the company will pay a dividend this year on preferred stock of,

Preferred stock dividend to be paid = 140000 + 140000 = $280000

Thus, out of the announced dividend of $288000, $280000 will be paid to the preferred stock holders while the remaining $8000 will be paid to the common stock holders.

mike operates a hair cutting salon that specialize in providing quick walk in service just about any type of hair. He deals with customers as they walk in the door. This includes writing down the customers name and what they desire in terms of hair cut

Answers

Complete Question:

Mike operates a hair-cutting salon that specializes in providing quick walk-in service for just about any type of haircut. He deals with customers as they walk in the door. This includes writing down the customer's name and what they desire in terms of haircut, wash, dry, and so on. This process usually takes two minutes. If no hair stylist is available, the customer then goes to the waiting area, where he/she is processed on a first-come, first-serve basis. The salon has five hair stylists who work eight hours each day. It takes, on average, 25 minutes for a stylist to greet the customer, wash and/or cut his hair, and wish him a fond farewell. Then Mike completes the process by taking the customer's money and telling him about the satisfaction guarantee offered by the shop. This final set of steps takes two minutes on average.

Requirement 1. Assuming that the waiting area always has at least one customer in it, how many customers on average can Mike's salon process in a day (assuming no problems in utilization, quality, or efficiency)?

Answer:

96 Customers

Explanation:

The time taken to process one customer includes:

Time taken by each Hair stylist to tailor the hairs of customer is 25 Minutes

Now

Time taken to process total customer in a day = Total hours available / Total time consumed by each customer

Here

Number of stylists are 5 and working hours are 8 Hrs per stylist which means total number of hours are 40 Hours per day.

By putting values, we have:

Time taken to process total customer in a day = 40 Hours / (29/60)

= 96 customers per day

If a firm's forecasted sales are $250,000 and its break-even sales are $190,000, the margin of safety in dollars is:_________.
a) $60,000.
b) $250,000.
c) $190,000.
d) $440,000.
e) $24,000.

Answers

Answer:

a. $60000

Explanation:

The forecasted sales of the firm = $250000

Breakeven sales of the firm = $190000

We have to find the margin of safety by using the above given information. Therefore, it can be determined by subtracting the breakeven sales from sales.

The margin of safety = sales – breakeven sales

The margin of safety = 250000 – 190000

The margin of safety = $60000

Thus, option A is correct.

Meenach Corporation uses a job-order costing system with a single plantwide predetermined overhead rate based on direct labor-hours. The company based its predetermined overhead rate for the current year on 66,000 direct labor-hours, total fixed manufacturing overhead cost of $99,000, and a variable manufacturing overhead rate of $4.50 per direct labor-hour. Recently Job X387 was completed and required 220 direct labor-hours.
Required:
Calculate the amount of overhead applied to Job X387. (Do not round intermediate calculations.)

Answers

Answer:

Allocated MOH= $1,320

Explanation:

Giving the following information:

Estimated fixed overhead= $99,000

Estimated variable overhead= $4.5 per unit

Estimated direct labor hour= 66,000

Recently Job X387 was completed and required 220 direct labor-hours.

First, we need to calculate the predetermined overhead rate:

Predetermined manufacturing overhead rate= total estimated overhead costs for the period/ total amount of allocation base

Predetermined manufacturing overhead rate= (99,000/66,000) + 4.5

Predetermined manufacturing overhead rate= $6 per direct labor hour

Now, we can allocate overhead:

Allocated MOH= Estimated manufacturing overhead rate* Actual amount of allocation base

Allocated MOH= 6*220

Allocated MOH= $1,320

Some individuals want work that makes minimal intellectual demands and provides the security of routine; for them, ________ is a source of job satisfaction. low formalization high work specialization free flow of information high decentralization wide span of control

Answers

Answer: high work specialization

Explanation:

Job specialization is when workers have education, knowledge, and experience with regards to a particular area of expertise. It brings about efficiency at the workplace.

Some individuals want work that makes minimal intellectual demands and provides the security of routine; for them, high work specialization is a source of job satisfaction.

The Good Chocolate Company makes a variety of chocolate candies, including a 12-ounce chocolate bar (340 grams) and a box of six 1-ounce chocolate bars (170 grams)



a.
Specifications for the 12-ounce bar are 326 grams to 354 grams. What is the largest standard deviation (in grams) that the machine that fills the bar molds can have and still be considered capable if the average fill is 340 grams? (Round your intermediate calculations to 2 decimal places and final answer to 3 decimal places.)



Standard deviation ? in grams


b.
The machine that fills the bar molds for the 1-ounce bars has a standard deviation of .86 gram. The filling machine is set to deliver an average of 1.03 ounces per bar. Specifications for the six-bar box are 153 to 187 grams. Is the process capable? Hint: The variance for the box is equal to six times the bar variance.

Yes?
or

No?



c.
What is the lowest setting in ounces for the filling machine that will provide capability in terms of the six-bar box? (Round your intermediate calculations to 2 decimal places and final answer to 3 decimal places.)

Lowest setting ? in ounces

Answers

Answer:

A) ≈ 3.509 grams

B) The process is not capable because the lowest Cpk which is 1.89 ≈ 1.9 is far from the ideal 1.33 capability index number ( NO )

c) 1.051 ounces

Explanation:

A) The largest standard deviation ( in grams)

This can be calculated applying the capability index formula and according to the capability index formula the value at which a process is capable is at  : 1.33

hence the largest standard deviation =  upper limit - lower limit / 6 * 1.33

 ( 354 - 326 ) / 7.98 = 3.5087 ≈ 3.509 grams

B) we first calculate the process mean and std of the box

standard deviation = [tex]\sqrt{variance }[/tex]

std of the six-bar box = [tex]\sqrt{6*0.86^2}[/tex]  = 2.106

process mean = 6 * ( 1.03 * 28.33) = 175.079

the mean is not centered between the upper specification and the lower specification hence we will apply the formulae used in calculating the capability index for an uncentered process

Cpk = (upper value - process mean) / (3 * std of box),

         = (187 - 175.079) / ( 3 * 2.106) = 11.921 / 6.318 = 1.89

Cpk =  (process mean -  lower value ) / (3*std of box)

       = ( 175.079 - 153 ) / (3 * 2.106) = 22.079 / 6.318 = 3.49

The process is not capable because the lowest Cpk which is 1.89 ≈ 1.9 is far from the ideal 1.33 capability index number ( N0 )

c ) lowest setting

calculate the value of the mean using capability index of 1.33

Cpk = (upper value - mean ) / 3 * std

mean = 187 - 1.33 * 3 * 2.106

           = 187 - 8.40 = 178.60 grams

Cpk = ( process mean - lower value ) / 3 * std

 mean = 1.33 * 3 * 2.106 + 153

            = 8.40 + 153 = 161.40 grams

the lowest setting in ounces

= 178.60 / ( 6 bar * 28 .33)

= 178.60 / 169.98 = 1.051 ounces

What is the relationship between performance management and continuous quality improvement?

Answers

Explanation:

The relationship between performance management and continuous quality improvement is that performance management is configured as a systematization of organizational processes that will improve organizational systems and lead to the process of continuous quality improvement.

Performance management will help the company to analyze and improve all its activities, through actions such as improving working conditions, implementing new technologies, training employees, improving organizational communication, etc.

The performance management processes and actions will assist in the continuous improvement of the quality of each organizational system, since the two tools propose the planning, organization and monitoring of processes in order to improve them to achieve greater efficiency and quality for the achievement of the organization's goals and objectives.

Principles of Economics: Outlines Ten Principles of Economics that we will replicate here, they are:

Answers

Answer:

The correct answers are:

1) People face trade-offs

2) The cost of something is what you give up to get it

3) Rational people think at the margin

4) People respond to incentives

5) Trade can make everyone better off

6) Markets are usually a good way to organize economic activity

7) Governments can sometimes improve market outcomes

8) A country's standard of living depends on its ability to produce goods and services

9) Prices rise when the government prints too much money

10) Society faces a short-run tradeoff between Inflation and unemployment.

Explanation:

To begin with, those ten principles of economics were first introduce by Gregory Mankiw in the book he wrote name Principles of Economics and he devided the principles in sections in where he organized the way everything was connected. Therefore that there are three major headlines of that are: How people make decisions; How people interact with each other; and the forces and trends that affect how the economy as a whole works.  

Sidewinder, Inc., has sales of $634,000, costs of $328,000, depreciation expense of $73,000, interest expense of $38,000, and a tax rate of 21 percent. What is the net income for this firm? (Do not round intermediate calculations and round your answer to the nearest whole number, e.g., 32.)

Answers

Answer:

$154,050

Explanation:

The computation of the net income for the firm is shown below:

Sales               $634,000

Less: costs      -$328,000

Less: depreciation -$73,000

EBIT                   -$233,000

Less: interest      -$38,000

EBT                      195,000

Less: tax(195,000 × 21%) -$40,950

Net income    $154,050

We simply deduct all expenses ,interest and taxes from the sales revenue so that the net income could come and the same is to be considered

Suppose a U.S. Treasury bond will pay $2,500 five years from now. If the prevailing interest rate on 5-year Treasury bonds is 4.25%, compounded semiannually, the value of the bond today is closest to:

Answers

Answer:

The value of the bond today is closest to $1648.85

Explanation:

The value of the bond today is closest to:

Present Value = FV / (1+i)^n *m

FV= 2500

I = 4.25 = 0.0425

N= 5

M= 2

The value of the bond today = 2500 / (1+0.0425) ^5*2

The value of the bond today = 2500 / 1.516214468

The value of the bond today = 1648.853256

The value of the bond today = $1648.85

Matthew, vice president of human resources at Gamma Phi Corporation, is a(n) Multiple Choice middle-level manager. board manager. team leader. upper-level manager. first-line level manager.

Answers

Answer: Upper-level manager

Explanation:

Matthew is the Vice President of a Department at Gamma Phi Corp. Matthew in this role is capable of making primary decisions involving Human Resources and by extension, the company.

As such, Matthew is an Upper-Level manager who's decision has an impact on a firm wide basis as Matthew is high up the corporate ladder.

Answer:

upper-level manager

Explanation:

A vice president of human resources is probably the highest level human resources manager in a corporation. Even though he/she is not part of the elite top management: CEO, CFO, and COO (and also CIO or any other Chief something), a vice president is still considered part of upper management.

He/she is in charge of all the human resources department in a corporation.  

Consider a project with only positive cash flows after year 0. If the company felt that the risk of the project was less than original estimates, which of the following would occur?
Answer: Required Rate of Return Net Present Value Internal Rate of Return
A Higher Higher Lower
B Higher Lower No change
C No Change Higher No change
D Lower Lower Higher
E Lower Higher No Change

Answers

Answer:

E

Explanation:

The required rate of return is the rate used to discount cash flows when calculating NPV. the more risky a project is, the higher the required rate of return. So, if it is perceived that the project is less risky, the required rate of return would decrease.

Net present value is the present value of after tax cash flows from an investment less the amount invested.

Because the required rate of return is used to discount cash flows when calculating NPV, a lower rate would increase NPV  

Internal rate of return is the discount rate that equates the after tax cash flows from an investment to the amount invested. The required rate is not needed when calculating IRR. so, there would be no change in IRR if discount rate is lowered.

Savings Mart is a national retail chain. To entice the company to open a mega store in its jurisdiction, the city of Populationville donated a 20-acre tract of land to be used for construction. The land was originally purchased by the city for $250,000 three years ago. The appraisal value at the time of the donation was $300,000. For what amount should Savings Mart record the donated land

Answers

Answer:

$300,000

Explanation:

As per the Internal service revenue (IRS) and Generally accepted accounting principles (GAAP), when the entity who is profit making received any fixed asset as a donation than the same assets should be recorded at the fair value amount

Here the purchase price is $250,000 and the appraisal value i.e. fair value is $300,000

So the amount of donating the land should be recorded at $300,000

ABC Company is a merchandising business. In Year 1, the business experienced the following events:
1. Acquired $1,000 cash from the issue of common stock
2. Purchased inventory for $530 cash.
3. Sold inventory costing $490 for $730.
What is the value of ABC Company's ending merchandise inventory?
a) $240
b) $490
c) $40
d) $530

Answers

Answer:

c) $40

Explanation:

Purchase of Inventory                   $530

Less: Cost of inventory sold         $490

Ending merchandise inventory $40    

Which of the following is not a condition that must be satisfied before interest capitalization can begin on a qualifying asset?
a) Interest has been paid to the bank
b) Interest cost is being incurred
c) Expenditures for the assets have been made
d) Activities that are necessary to get the asset ready for its intended use are in progress

Answers

Answer:

The answer is D.

Explanation:

Cost of an asset includes the purchase price and other cost that are necessary to get the asset ready for its intended use and all these costs must be capitalized. Interest (borrowing cost) according to IAS 23( borrowing cost) states Interest directly involved in acquisition or construction or producing of qualifying assets must be capitalized i.e included in the cost of the asset.

Consider a risky portfolio, A, with an expected rate of return of 0.15 and a standard deviation of 0.15, that lies on a given indifference curve. Which one of the following portfolios might lie on the same indifference curve?
A. E(r) = 0.15; Standard deviation = 0.20.
B. E(r) = 0.15; Standard deviation = 0.10.
C. E(r) = 0.10; Standard deviation = 0.10.
D. E(r) = 0.20; Standard deviation = 0.15.
E. E(r) = 0.10; Standard deviation = 0.20.

Answers

Answer: C. E(r) = 0.10; Standard deviation = 0.10.

Explanation:

An indifference curve is plotted by graphing the various combinations of portfolios such that the customer in question is indifferent between them as they regard the combinations as giving them equal utility.  

For portfolios to be on the same indifference curve they would have to provide the same reward - risk ratio. The reward to risk ratio of the portfolio in question is;

=Expected return/standard deviation'

= 0.15/0.15

= 1.0

Any portfolio with this same reward - risk ratio will be on the same curve.

The Portfolio in Option C has the same reward - risk ratio (0.1 - 0.1) and so will lie on the same indifference curve.

di dolly. How should me change of mentory valuation basis be accounted for? (5 marks) QUESTION THREE (10 marks) Villandry's inventory includes three items for which the following details are available. Supplier's list pass Shs. w ka Net realisable value Shs. 5,100 2,800 4,100 Product A Product B Product C 3,600 4,200 The company receives a 24% trade discount from its suppliers and it also takes advantage of a 2% discount for prompt payment. Required: (a) Calculate the total value of products A, B and C which should be shown in inventory in the statement of financial position. (b) Explain the difference that changing from a weighted average to FIFO method of inventory valuation is likely to have entity's profit or loss. (10 marks) O​

Answers

Answer:

Villandry

Inventory Valuation:

a) The total value of products A, B, and C shown in inventory in the statement of financial position is:

$8,844

b) Difference and Effect of Weighted Average and FIFO Methods on Profit or Loss:

Villandry's FIFO method of valuing the cost of goods sold and ending inventory is based on the assumption that goods that are purchased first will be the first to be sold.  With this assumption, the ending inventory always reflects the newest prices, while the cost of goods sold reflects the older prices.  On the other hand, the weighted average method calculates the cost of goods sold and the ending inventory based on an average price.  It divides the cost of goods available for sale by the quantity of goods available for sale.  The average value obtained is then applied to compute the cost of goods sold and the ending inventory.  What the weighted average method achieves is to even out the unit cost of inventory.

Therefore, they do not produce the same result.  When prices are rising, as the FIFO method reflects more accurately the values of the cost of goods sold and ending inventory than the weighted average, it will also report higher profits or lower losses than the weighted average.  The weighted average does not show such fluctuations.

Explanation:

a) Data and Calculations:

               Net realisable   List price value  Purchase cost    Inventory Value

                          Shs.                Shs.           Shs (list price -24%)      Shs

Product A         3,600            5,100                  3,876                     3,600

Product B         2,900           2,800                  2,128                       2128

Product C        4,200             4,100                   3,116                       3,116

Total cost       10,700           12,000                 9,120                       8,844

b) The purchase costs are computed by deducting 24% trade discount from the suppliers' list prices.  For example, for the total list price, taking away 24% trade discount will reduce the cost to $9,120 ($12,000 * 0.76).  This purchase cost is then compared with the net realizable value to determine the inventory value for each product.

n 2015, Antle Inc. had acquired Demski Co. and recorded goodwill of $270 million as a result. The net assets (including goodwill) from Antle's acquisition of Demski Co. had a 2016 year-end book value of $605 million. Antle assessed the fair value of Demski at this date to be $725 million, while the fair value of all of Demski's identifiable tangible and intangible assets (excluding goodwill) was $580 million. The amount of the impairment loss that Antle would record for goodwill at the end of 2016 is:

Answers

Answer:

$0

Explanation:

As we know that the impairment loss is recognized when the book value is more than the fair value

As we can see that since book value is not greater than the fair value so the impairment loss than need to be recorded at the end of 2016 should be zero as it does not satisfy the given condition

Hence, the answer is $0 and the same is to be considered

The Day Company and the Knight Company are identical in every respect except that Day is not levered. Financial information for the two firms appears in the following table. All earnings streams are perpetuities, and neither firm pays taxes. Both firms distribute all earnings available to common stockholders immediately. Day Knight Projected operating $750,000 $ 750,000 income Year-end interest on debt $ 77,500 Market value of stock $3,600,000 $2,300,000 Market value of debt - $1,550,000
a-1. What will the annual cash flow be to an investor who purchases 10 percent of Knight's equity? (Do not round intermediate calculations and round your answer to the nearest whole number, e.g., 32.)
a-2. What is the annual net cash flow to the investor if 10 percent of Day's equity is purchased instead? Assume that borrowing occurs so that the net initial investment in each company is equal. The interest rate on debt is 5 percent per year. (Do not round intermediate calculations and round your answer to the nearest whole number, e.g., 32.)
X Answer is not complete.
a-1. Cash flow $ 67,250
a-2. Cash flow
b. Given the two investment strategies in (a), which will investors choose?

Answers

Answer:

a) $67,250

b) $68,500

c) Investment in Day Company results in a higher return, so I guess investors would probably go for it.

Explanation:

Knight Company's net income = $750,000 - $77,500 = $672,500

total investment in Knight Company = $2,300,000 / 10% = $230,000

earnings per 1$ invested = $672,500 / $2,300,000 = $0.292391

total cash flow = $230,000 x $0.292391304 = $67,250

Day Company's net income = $750,000

earnings per 1$ invested = $750,000 / $3,600,000 = $0.208333333

total investment in Day Company = $360,000, but I borrowed $130,000 to make this investment. The $130,000 will result in $6,500 annual interest payments

total cash flow = ($360,000 x $0.208333333) - $6,500 = $75,000 - $6,500 = $68,500

An individual wants to have $95,000 per year to live on when she retires in 30 years. The individual is planning on living for 20 years after retirement. If the investor can earn 6% during her retirement years and 10% during her working years, how much should she be saving during her working life? (Hint: Treat all calculations as annuities.)

Answers

Answer:

annual contribution = $6,624.25

total amount saved in 30 years = $1,089,650

Explanation:

time until retiring = 30 years

interest rate earned until retiring = 10%

she plans to live 20 years after retiring

interest rate earned after retiring = 6%

expected distribution = $95,000 per year

in order for her to be able to have the 20 payments of $95,000, she will need:

= annual payment x PV annuity factor

annual payment = $95,000PV annuity factor (6%, 20 periods) = 11.470

total amount needed = $95,000 x 11.47 = $1,089,650

in order to determine the annual contribution we need to use the future value of an annuity formula:

FV = annual payment x FV annuity factor

FV = $1,089,650FV annuity factor (10%, 30 periods) = 164.494

annual payment = $1,089,650 / 164.494 = $6,624.25

You are planning to make monthly deposits of $70 into a retirement account that pays 12 percent interest compounded monthly. If your first deposit will be made one month from now, how large will your retirement account be in 24 years

Answers

Answer:

FV= $115,928.81

Explanation:

Giving the following information:

Monthly deposit= $70

Interest rate= 0.12/12= 0.01

n= 24*12= 288

To calculate the future value, we need to use the following formula:

FV= {A*[(1+i)^n-1]}/i

A= monthly deposit

FV= {70*[(1.01^288) - 1]} / 0.01

FV= $115,928.81

Given the following for the QRS Company: Assume QRS elects the carryback provision in 2017 and that future income is "more likely than not." 12/31/18 Income Tax Payable is:

Answers

Complete Question:

Given the following for the QRS Company:

Year        Pre-Tax Net            Tax Rate

               Income (Loss)

2015          $10,000                  20%

2016             8,000                   20%

2017          (20,000)                  20%

2018           12,000                   20%

Assume QRS elects the carryback provision in 2017 and that future income is "more likely than not." 12/31/18 Income Tax Payable is:

Select One:

a. $2,400

b. $2,000

c. $11,600

d. $9,600

e. $400

Answer:

QRS

12/31/18 Income Tax Payable is:

b. $2,000

Explanation:

a) Data:

QRS Company:

Year        Pre-Tax Net            Tax Rate

               Income (Loss)

2015          $10,000                  20%

2016             8,000                   20%

2017          (20,000)                  20%

2018           12,000                   20%

b) QRS can recover the loss from the 2015 and 2016 net income in the sum of $18,000 ($10,000 + $8,000) and then carry forward $2,000 against 2018 net income.  Therefore, the taxable income for 2018 will be $10,000 ($12,000 - $2,000).  The income tax payable is $2,000 ($10,000 * 20%).

An investment adviser registered with the SEC under the Investment Advisers Act of 1940 changes from an S Corporation to a C Corporation. Which statement is TRUE

Answers

Answer: An amendment to form ADV has to be filed promptly with SEC.

Explanation:

It should be noted that the form ADV which will be filed with the Securities Exchange Commission (SEC) consist of the compensation that will be received, the business history of the firm, disclosure of conflicts of interest and to know if the adviser has discretion or not.

Songreen Inc.,a firm that manufactures ready-to-eat soups,offers incentives based on an employee's performance rating and the employee's compa-ratio.Which of the following payment plans is exemplified in this scenario? A) Piecework plan B) Merit pay C) Standard hour plan D) Differential plan E) Skill-based plan

Answers

Answer:

B

Explanation:

Merit pay is a form of compensation where pay is given based on performance of workers. Performance is measured according to a predetermined metric. Merit pay acts as an incentive to workers to increase performance

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