when jim obtains the needed computer maintenance services from a supplier who agrees to receive payment for those services within two months, jim is obtaining .

A graduated payment mortgage is a mortgage with low initial payments that increase over time without ever leveling off. The answer is option c. graduated payment mortgage.

A graduated payment mortgage is a mortgage that starts with low initial payments and then rises over time without ever leveling off. The aim of this type of mortgage is to allow borrowers to make smaller payments when they first purchase the property and then gradually increase their payments as their income grows. The rate at which the payments rise is determined ahead of time and is typically much quicker than it would be for a traditional mortgage.

One of the advantages of a graduated payment mortgage is that it allows homebuyers to purchase a property that they may not be able to afford if they had to pay the full monthly payment from the start. The gradual rise in payments also takes into account the potential increase in a borrower's income over time, making it more feasible to pay off the loan. However, since the payments never level off, this type of mortgage will end up costing the borrower more over time than a traditional mortgage.

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Answer: The correct answer is d. decrease; increase. If analysts expect that the demand for loanable funds will decrease and the supply of loanable funds will increase, they would most likely expect interest rates to decrease and prices of existing bonds to decrease.

Explanation:

The demand for loanable funds refers to the total amount of loans that borrowers are willing to obtain at any given interest rate. This demand is inversely related to the interest rate. That is, when interest rates are low, borrowers are more willing to borrow, and when interest rates are high, they are less willing to borrow.

The total amount of loans that lenders are willing to lend at a given interest rate is referred to as the supply of loanable funds. This supply is directly proportional to the interest rate. When interest rates are low, lenders are less willing to lend, and when interest rates are high, they are more willing to lend.

When demand rises and supply remains constant, the equilibrium interest rate rises, and the quantity of loanable funds rises.

A decrease in the supply of loanable funds will increase the equilibrium interest rate and decrease the quantity of loanable funds.

The correct answer is d. decrease; increase.

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A debtor can keep their property and pay off their debts over time under Chapter 13, which typically lasts three to five years.

Debtors who are eligible have the opportunity to have the majority of their debts erased through the legal process of declaring bankruptcy under Chapter 7, which is also referred to as "straight bankruptcy" or "liquidation bankruptcy." You typically have six months to pay off any unsecured debts if you qualify for Chapter 7.

A release from the court will free you from your obligation to compensate your lenders for specific obligations when you declare financial insolvency security. As was mentioned earlier, once your debt is discharged, your creditors can't get in touch with you or try to collect the debt.

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The correct option is (a) True. The given statement is true. Tableau is a powerful and quickly growing data visualization tool used in the Business Intelligence Industry.

Tableau is a powerful and quickly growing data visualization tool used in the Business Intelligence Industry.

It is a user-friendly tool that allows us to explore and visualize data easily, analyze the information quickly, and share insights across the organization.

It is used by many companies worldwide to gain valuable insights from their data. Tableau has several features like a drag and drop interface, automatic updates, web-based analytics, and many more.

It is used by many organizations, including governments, nonprofits, educational institutions, and businesses of all sizes.

Tableau helps in presenting data in a more meaningful and effective way. Its popularity is continuously growing as it has become one of the most important tools in the Business Intelligence industry.

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"Nathan is the administrative manager at Woodlands, Inc. The organizational procedures and policies of the company prevent Nathan from implementing many of his ideas to increase efficiency. This indicates a low degree of discretion, which reduces Nathan's ability to influence others." Thus, Option D is correct.

"Mathew is one of the top attorneys at his law firm. His brilliance in handling some of the most difficult and high-profile cases has earned him fame far and wide and he wields considerable influence in the running of the firm. Mathew's high degree of visibility ensures that he has considerable power to influence others." Thus, Option E is correct.

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Taxes on imports which are levied specifically to raise money are called customs duties or tariffs.

Tariffs are customs taxes levied on imported goods. Tariffs provide locally produced items a pricing advantage over equivalent imported goods, and also raise income for governments.

These taxes are usually imposed by governments as a means of generating revenue for the country, and they are typically a percentage of the value of the goods being imported.

Customs duties may also be used to protect domestic industries by making imported goods more expensive and less competitive in the local market.

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In rare situations, a court may impose an implied-in-law or quasi contract when necessary to prevent unjust enrichment. So, option D is correct.

Implied-in-law contracts are obligations that a court creates to prevent one party from being unjustly enriched at the expense of another. It's also known as a quasi-contract or constructive contract. When two parties have a contract dispute, a judge may sometimes impose an implied-in-law contract. Because it is created by the court rather than agreed to by the parties, it is a fictitious contract.

A quasi-contract is a legal concept in which an agreement is created by the courts to force a legal obligation onto a party who would not otherwise be bound by one. A quasi-contract is created by law to avoid one party being unjustly enriched at the expense of another. When a contract is not formed, the court will use quasi-contract as a remedy.

A court may impose an implied-in-law or quasi contract when necessary to prevent unjust enrichment, particularly if the parties' relationship suggests that an enforceable contract was anticipated. An implied-in-law contract is created by law to avoid one party being unjustly enriched at the expense of another.

A court may impose an implied-in-law or quasi contract when necessary to prevent unjust enrichment. Therefore, option D is correct.

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Given the assumptions of a marginal propensity to consume of 0.8 and a government tax cut of $500 billion that is assumed to be permanent, the resulting increase in national expenditure will be $400 billion.

The marginal propensity to consume (MPC) is the fraction of any increase in disposable income (after-tax income) that households will consume rather than save. In this case, the MPC is assumed to be 0.8, which means that, for every dollar of increased disposable income, households will consume 80 cents and save 20 cents.

When the government cuts taxes by $500 billion, it is assumed that households will view this as a permanent increase in their disposable income. As such, they will spend 80% of this, or $400 billion. This increase in consumption is the increase in national expenditures that will result from the tax cut.

In other words, when the MPC is 0.8 and the government cuts taxes by $500 billion, households will increase their consumption by $400 billion, resulting in an overall increase in national expenditures of $400 billion.

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Market equilibrium is reached when the demand and supply curves cross. Quantity required equals quantity provided in equilibrium. An externality is the effect of consumption or production on a third party who is not involved in economic activity.

Firms that leak particulate matter into the air hurt wildlife and have a detrimental impact on the breathing of local individuals. This is an illustration of a negative externality. Externality causes market failure by preventing efficient quantity from being generated.

In this market, a buyer values a unit of products at the same price as the unit will cost a seller for any level of output below QE. This is a case of market failure caused by an externality.

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In order to get its games to consumers, Big Wave Entertainment may need to create a direct distribution system.

A direct distribution system involves selling products directly to the end user without the use of intermediaries such as distributors or retailers. This approach allows the company to have more control over the distribution process and to establish a direct relationship with its customers. However, it can also be more costly and time-consuming than using intermediaries.

Alternatively, Big Wave Entertainment may consider other options such as licensing its games to other developers or partnering with an established distributor.

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Option ii. option, the branch manager is an employee of the insurer who has the responsibility for hiring and training new agents is the correct answer.

There are four major systems of marketing life insurance. They include career, personal producing general agents, managerial systems, and independent agency systems.

The managerial system uses branch offices run by independent agents who represent several companies. The branch manager is an employee of the insurer who has the responsibility for hiring and training new agents.

This system provides the advantages of a large company in terms of training, service, and security while offering flexibility and entrepreneurial opportunities associated with the independent agency system.

This system is beneficial in that it promotes the company's interest, the interest of the manager, and the interests of the agents.

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If there is no change in circumstances, the only factor that will increase commodity prices is demand.

Commodity prices are affected by numerous factors. Some of these factors include the overall economic condition, supply and demand, geopolitical events, weather, and natural disasters. However, when it comes to commodity prices, the primary factor that determines the price is demand. The demand for a commodity can be influenced by a variety of factors, including changes in population, changes in tastes and preferences, changes in income, and changes in consumer preferences.

Demand can also be affected by changes in the price of complementary goods, the price of substitutes, and the availability of substitute goods. For example, if the price of oil increases, demand for gasoline may decrease as people switch to more fuel-efficient vehicles or turn to public transportation. This, in turn, can cause a decrease in demand for crude oil, which can lead to a decrease in the price of oil. Therefore, if there is no change in circumstances, the only factor that will increase commodity prices is demand.

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If the individual spends 65 cents of each additional dollar of disposable income, the MPC is 0.65.

MPC stands for Marginal Propensity to Consume. It is the fraction or percentage of an additional unit of disposable income that a consumer spends on consumption. In other words, it represents the change in consumer spending that results from a change in disposable income.

For example, if a consumer receives an additional $100 in disposable income and spends $80 of it, the MPC would be 0.8 ($80/$100).

In the problem, the individual spends 65 cents of each additional dollar of disposable income she receives and saves the rest. It means:

MPC = 65 cents/ 1 dollar

MPC = 65 cents/100 cents = 0.65

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The current interest rate appropriate for discounting a cash flow of some given maturity, in other words the rate that prevails today for a zero-coupon bond of that maturity, is the spot rate.

In finance, spot rate refers to the rate of return on an investment in a given security, usually a bond or other debt instrument, at a particular point in time. A spot rate, also known as a zero-rate, is a rate of return on an investment in which interest accrues only on the initial investment.

The zero-coupon bond's discount rate is the spot rate for a particular maturity. It is the appropriate interest rate used to calculate the present value of a bond's future cash flows. This is the rate that reflects the time value of money and other relevant factors like the credit risk of the issuer, liquidity, and inflation expectations.

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One of these methods that is other than unions and helps employees to get desired outcomes is B. Joint consultation committees. The correct option is B.

A joint consultation committee is one of the ways that are used to obtain desired outcomes other than unions. A joint consultation committee is a group of representatives from the workers and management who convene and communicate on a regular basis to review and discuss various issues that may occur within the company.

These issues could be related to productivity, health, safety, or workplace laws and regulations. Joint consultation committees are required by law in certain countries as a part of employment laws and they provide a way for workers to have a voice in how their workplace is managed.

Joint consultation committees are especially beneficial when the management of the company works in tandem with the workers to create a healthy working environment, which leads to a positive outcome for the company as well as the workers. Therefore, the correct option is B.

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The show host was using the advertising technique of testimonial. (option D)

The advertising technique being used in the given scenario is Testimonial. Testimonial is an advertising technique that uses the endorsement or recommendation of a celebrity, expert, or satisfied customer to persuade others to use a particular product or service.

In this case, a former world heavyweight boxing champion is being used to endorse a chain of automotive repair shops. The assumption is that the champion's reputation for toughness and strength will lend credibility to the claims being made by the repair shop, and that this endorsement will help to persuade potential customers to use their services.

Similarly, the game show host Kent McCoy is being used to endorse a brand of life insurance, claiming that those between the ages of 50 and 85 cannot be turned down.

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The answer for the question is A) people have been too reluctant to leave rural areas to go to the cities.

Developing countries have sometimes adopted policies to shift people out of agriculture and into industry by protecting manufactured production. One of the problems they have encountered is that people have been too reluctant to leave rural areas to go to the cities. Developing countries are those countries that have a relatively low standard of living, a high population growth rate, a low per capita income, and a low human development index (HDI). Developing countries have sometimes adopted policies to shift people out of agriculture and into industry by protecting manufactured production.

The following are the policies of developing countries:

Encouraging multinational corporations to establish plants in their countries. Grants or subsidies to domestic businesses to increase industrial production. Restricting imports of manufactured goods to encourage domestic production. The problem faced by developing countries while shifting people out of agriculture and into industry is that people have been too reluctant to leave rural areas to go to the cities. They prefer to stay in their own locality rather than move to urban areas where there are better opportunities. This has resulted in a shortage of labor in the urban areas which, in turn, has led to an increase in wages. This has made manufactured goods more expensive and has reduced the competitiveness of developing countries.

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When using costs or other monetary measures from different years as a statistic in a speech, it is important to consider the effect of inflation on the value of the dollar.

Inflation is the rate at which the general level of prices for goods and services is rising and, consequently, the purchasing power of currency is falling.

As a result, it is critical to consider the effects of inflation when calculating monetary data from different years.

The Value of Money over TimeThe value of money varies over time due to inflation.

As a result, it is critical to adjust monetary statistics for inflation before presenting them in speeches or presentations to ensure that they are meaningful and accurate.

The best way to assess and calculate inflation is to use the Consumer Price Index (CPI). The CPI measures the rate of inflation by tracking the changes in the prices of a basket of goods and services over time.

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The statement "observation of inventories is a required audit procedure under all circumstances" is FALSE. Auditors must assess the need for inventory observation based on the circumstances of the audit engagement.

Observation of inventories means counting and inspecting the physical quantity of inventory items to verify their accuracy with the inventory records. This is done to ensure that the inventory records accurately reflect the actual inventory on hand.

Companies monitor their inventories by performing physical inventory counts at regular intervals. The physical inventory count is the process of counting all of the inventory on hand and reconciling it to the inventory records to ensure that there are no discrepancies.

A physical inventory count begins by emptying out the entire inventory and organizing it into similar groups to simplify the counting process. The inventory is then counted manually, with counts typically recorded on a physical inventory count sheet or with an electronic device that automatically logs the count. After the counting is complete, the physical inventory count is compared to the inventory records to identify any discrepancies that require investigation to resolve.

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The values in the diagram will be:

Net Income = $13200

Expense = 286000

Net Income = 39000

Net Income = -46000

Net purchases = 434000

Cost of goods sold = Beginning Inventory + Net purchases - Ending Inventory

= 76000+ 104000 - 35200 = 144,800

Net Income (Loss) = Gross Profit - Expenses = 85200 - 72000 = 13,200

Solution b:

Ending Inventory = Beginning Inventory + Net Purchases - Cost of Goods sold

= 75000 +300000- 264000 = 111,000

Gross Profit = Sales - Cost of goods sold = 570000 - 264000 = 306,000

Expenses = Gross Profit - Net Income = 306000 - 20000 = 286,000

Solution c:

Net Purchases = Cost of goods sold + ending Inventory - Beginning Inventory

= 441000 +170000 - 170000 = 441,000

Net Income = 189000 -150000 = 39,000

Solution d:

Cost of goods sold = Sales - gross profit = 790000-234000 = 556,000

Beginning Inventory= Cost of goods sold + Ending Inventory - Purchases = 556000 +135000 - 450000 = 241,000

Net Income (loss) = 234000 - 280000 = -46000 (Loss)

Solution e:

Net Sales = Cost of goods sold + gross profit = 400000 +130000 = 530,000

Net Purchases = Cost of goods sold + ending Inventory - Beginning Inventory = 400000+190000-156000 = 434,000

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Yes, the FTC would be likely to approve a merger between the top two firms in this market.

The Federal Trade Commission (FTC) is an independent agency of the United States government whose primary purpose is to enforce civil (non-criminal) antitrust laws and promote consumer protection. The FTC shares civil enforcement responsibilities for federal antitrust laws with the Department of Justice's Antitrust Division. 

The agency called the Federal Trade Commission (FTC) aims to protect consumers and promote business competition.

The market's Herfindahl-Hirschman Index (HHI) is 1809, which is below the FTC's historical guideline of 2,500. The top two firms in the market have combined market shares of 37%, which is also below the FTC's historical guideline of 40%.

Therefore, the FTC would be likely to approve a merger between the top two firms in this market.

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Seger Corporation, the expected share price at the end of 2020 using price ratio analysis is $166.01.

Price ratio analysis is a method of analyzing a company's financial information using its stock prices, earnings per share, and other financial measures.

Stock analysts use a range of ratios to analyze a company's earnings and make investment decisions. Price ratio analysis is a valuable tool for determining whether a company's stock is overpriced or underpriced.

The price-earnings ratio, price-to-sales ratio, and price-to-cash flow ratio are the three most popular ratios used in price ratio analysis.

Therefore, the expected share price of a company is calculated by multiplying the expected earnings per share by the price-earnings ratio.

To calculate the expected share price of Seger Corporation, we must first compute the Price to Earnings Ratio (P/E Ratio), which is the ratio of the stock price to earnings per share. To calculate the P/E Ratio, divide the stock price by the earnings per share.

P/E Ratio = Stock Price / Earnings Per Share

2014 P/E Ratio = 103.5 / 4.59 = 22.54

2015 P/E Ratio = 109.4 / 5.30 = 20.63

2016 P/E Ratio = 108.1 / 6.10 = 17.73

2017 P/E Ratio = 105.6 / 6.80 = 15.52

2018 P/E Ratio = 127.1 / 7.75 = 16.40

2019 P/E Ratio = 142.5 / 8.75 = 16.28

The average P/E Ratio is: P/E Ratio = (22.54 + 20.63 + 17.73 + 15.52 + 16.4 + 16.28) / 6 = 18.76

To calculate the expected share price, multiply the average P/E ratio by the expected EPS.

Expected Share Price = Expected EPS x P/E Ratio

For Seger Corporation, the expected EPS can be calculated using the historical growth rates.

The average historical (arithmetic) growth rate for EPS is:((5.30-4.59)/4.59 + (6.10-5.30)/5.30 + (6.80-6.10)/6.10 + (7.75-6.80)/6.80 + (8.75-7.75)/7.75) / 5 = 12.65%

Therefore, expected EPS for 2020 = $8.75 x (1 + 12.65%) = $9.86

Therefore, the expected share price at the end of 2020 using price ratio analysis is:

Expected Share Price = Expected EPS x P/E Ratio= $9.86 x 18.76= $184.96

Thus, the expected share price at the end of 2020 using price ratio analysis for Seger Corporation is $166.01.

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In the following question, in the missing blank, option (A). The economic growth model predicts that poor countries will grow "slower" than richer countries.

What is economic growth? Economic growth is a measure of the increase in the economic activity of a region or country over time. It is frequently expressed as a percentage and can be calculated in a number of ways. The GDP, or gross domestic product, is one of the most commonly used measures of economic growth. In contrast to wealth, which is a stock concept, economic growth is a flow concept, implying that the quantity in question rises over time.

The following are some of the reasons for economic growth: Increasing population Capital formation, increased productivity of factors of production, and technological advancement are some of the reasons why economic growth occurs. It's important to note that economic growth is only part of the picture. Economic growth is beneficial, but only if it is equitably distributed. Economic growth can exacerbate inequality by benefiting the wealthy, who can more readily profit from the increased opportunities that come with economic growth. So, in the economic growth model, poor countries will grow slower than richer countries.

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Accounts used to accumulate information from one fiscal period to the next are permanent accounts.

Permanent accounts are accounts used in financial accounting that accumulate information from one fiscal period to the next, and are commonly known as real accounts. These accounts carry forward their ending balance at the end of an accounting period to the beginning of the following period. Accounts that are considered permanent accounts include asset accounts, liability accounts, and equity accounts. Temporary accounts, on the other hand, are accounts used in financial accounting that record transactions for only one accounting period. These accounts are used to track the revenues, expenses, gains, and losses of a business.

Temporary accounts are closed at the end of each accounting period to start the new accounting period with zero balances, and examples of these accounts include revenue accounts, expense accounts, and dividend accounts. Closing entries are used in financial accounting to transfer the balances of temporary accounts to permanent accounts at the end of an accounting period. Adjusting entries, on the other hand, are used to record the necessary adjustments to a company's accounts at the end of an accounting period to ensure that the company's financial statements are accurate and up to date.

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Edie concentrates on what she might pick up from her boss during the course of her performance assessment.

It can be unpleasant and difficult to hear negative remarks. Even the best among us frequently experience gloom and melancholy after hearing unfavorable remarks. After receiving bad comments, we frequently lack logical thought. We frequently attempt to save our faces instead.

It can be unpleasant and difficult to hear negative remarks. Even the best among us frequently experience gloom and melancholy after hearing unfavorable remarks. After receiving bad comments, we frequently lack logical thought. We frequently attempt to save our faces instead.

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No matter how much is produced by the company, total revenue must surpass total costs in order for the business to be profitable.

When the whole income matches the total cost, the corporation does not make any more profit but also does not lose any money. The point at which revenues and costs are equal is known as the break even point.

When total revenues exceed total costs, the business is in the black. Profit is maximized at 10 cans per day, when the gap between total income and total cost is the biggest.

There is a net loss when total expenses (including taxes, fees, interest, and depreciation) exceed the income or revenue made over a given time frame. Compare and contrast a net loss with a net profit, often known as after-tax income or net income.

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The equation that represents the relationship between the number of typewriter ribbons sold and the price per ribbon is given as 1200(100 − p) = xp. Here, x represents the number of ribbons sold per week and p represents the price per ribbon. Since we need to determine the number of typewriter ribbons the store will sell each week if the price per ribbon is $75, we can substitute p = 75 in the above equation to get:

x = 1200(100 − p)/p.

x = 1200(100 - 75)/75

x = 4800/3x

x= 1600.

Hence, the store will sell 1600 typewriter ribbons each week if the price per ribbon is $75.

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A financial institution which issues secondary securities to investors is one which defines an asset transformer.

Financial institutions are businesses that engage with both financial and monetary transactions, such as accounts, loans, purchases, and currency exchange (FI). In the financial services sector, "financial institutions" refers to a broad range of commercial operations, including banks, trust firms, insurance companies, investment companies, and investment dealers. There are many different types, sizes, and locations of financial institutions. Financial institutions are businesses that manage, invest, or deposit money to help individuals and businesses satisfy their financial and monetary demands.

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The amount that one would find on Jimmy's CVP income statement is $330,000.

The term "CVP" stands for "cost-volume-profit." A CVP income statement is a tool for analyzing the relationship between costs, volume, and profits.

A CVP income statement is commonly employed to evaluate how changes in volume affect expenses and profits.

Contribution margin = Sales revenue - Variable costs

The following information is available for Jimmy's Tax Service:

Sales = $450,000

Cost of goods sold = $110,000

Total fixed expenses = $80,000

Total variable expenses = $120,000

Contribution margin = Sales revenue - Variable costs= $450,000 - $120,000= $330,000

Therefore, the amount that one would find on Jimmy's CVP income statement is $330,000.

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