Answer:
This is because of the ethics guiding the body. For example, ethically, it is wrong for the agent to put his email address in the application in LEAN where it should have been the customer's own. There is a possibility of the identity theft or fraud being committed when such happens.
Explanation:
In an organization in which high-level managers make the effort to involve others in decision making and seek opinions of others, corporate culture tends to be:
Answer:
People or team oriented
Explanation:
The best organization culture is there when there is no comparison between the people who are working at different departments, different levels, etc
The rules, procedures, policies are all not for any single person
Here if the high level managers involves the others in decision making process and seek their opinions for the betterment of an organization that this represents the team oriented as the whole organization is working as a team so the same is to be considered
Which of these is NOT one of the capabilities that will help project team members develop team synergy?
Answer: Insensitivity towards others
Explanation:
For teams to grow and perform optimally well there need to be a good understanding between team members this helps them in projects and ensure they put in their best in whatever they find themselves doing in their different but as they have shared responsibility. This Corperation can only be possible when there is synergy between teammates and this synergy can be built when team members pay close details to the issues concerning other team members; probably their welfare or relating better, but when there is an insensitive attention towards one another it kills the synergy and cooperation expected in the group.
The managers of a rapidly growing company decided to modify its structure by grouping its employees into different teams. The entire business process of the company was modified to improve cost, quality, service, and speed. In this scenario, the company most likely experienced a shift from:
Answer:
a strong vertical structure to one emphasizing stronger horizontal coordination
Explanation:
Since in the question, it is mentioned that the for rapidly growing of the company leads to change its structure also the employees grouping could be done in different team this is to be done due to improvement in the cost, quality, service, speed, etc
So here the company shifted it from a strong vertical structure to the horizontal as the changes are made that became beneficial for the company
Ikea offers young customers a selection of home furnishings featuring good design, function, and acceptable quality at low prices. Ikea is using which business level strategy
Answer: Focused cost leadership
Explanation:
Focused cost leadership could be described as targeting your market to a category of people only and not necessarily everyone. Some businesses do have a target market in mind when carrying out their production or sales. Their product isn't for everyone but this particular persons. They could design it from a normal general product but they will make it look perculiar and specific for this targeted market.
Price lining is setting a price floor and a price ceiling for a line of products and then setting price points in between to represent differences in quality.A. TrueB. False
Answer:
A. True
Explanation:
price lining can be effective at convincing consumers to buy the top-tier product because it offers so much more than the economy model. it also appeals to budget conscious consumers by showing them the economy auction next to the top-tier you can give them the feeling that they're getting a great bargain .
Smith has an adjusted gross income (AGI) of $120,000 without taking into consideration $(40,000) of losses from rental real estate activities. Smith actively participates in the rental real estate activities. What amount of the rental losses may Smith deduct in determining taxable income?
Answer:
$15,000
Explanation:
For the purpose of loss relieve , allowance for losses made is considered in calculating the income tax for a period.
The maximum allowance for rental real estate activities on income tax returns for a year is $25,000 for modified annual gross income of not more than $100,000. However , for modified annual gross income within the range of $100,000 + 150,000, the allowance is limited to 50% of the difference between 150,000 and the Modified annual gross income , while a modified annual gross income of %150,000 and above attracts no special allowance.
Workings
For AGI as stated in the question , the allowance is $25,000
But if the income is a modified annual gross income ,Smith is only entitled to 150,000 - 100,000 * 50% = $15,000
A(n) _______ clusters jobs into categories reflecting their relative importance to the organization and its goals, the levels of skill required, and other characteristics considered important by managers. employee title pay structure job analysis job description pay level
Answer:
Pay structure
Explanation:
According to the question it is mentioned that for the required skils level, importance, goals, other attributed relevant, the pay structure cluster job is to categorize among the above skills,
Here the pay is paid based on the skills & knowledge of the person, his or her characteristics, goals, experience that brings the difference from person to person
Therefore the given situation represents the pay structure
Which of the following statements is correct?A. Wide variations in capital structures exist both between industries and among individual firms within given industries. These differences are caused by differing business risks and also managerial attitudes. B. Drug companies (prescription, not illegal!) generally have high debt-to-equity ratios because their earnings are very stable and, thus, they can cover the high interest costs associated with high debt levels. C. Generally, debt-to-total-assets ratios do not vary much among different industries, although they do vary among firms within a given industry. D. Since most stocks sell at or very close to their book values, book value capital structures are almost always adequate for use in estimating firms' costs of capital.E. Electric utilities generally have very high common equity ratios because their revenues are more volatile than those of firms in most other industries.
Answer: Wide variations in capital structures exist between industries and also between individual firms within industries and are influenced by unique firm factors including managerial attitudes.
Explanation:
Out of the options that are given in the question, the correct option is that wide variations in capital structures exist between industries and also between individual firms within industries and are influenced by unique firm factors including managerial attitudes.
All the other options are false. Debt-to-total-assets ratios varies much among different industries.
According to Okun's law, when cyclical unemployment increases by one percentage point, the recessionary gap ______ by ______ percent of potential output.
Answer:
The answer is "widens and two"
Explanation:
Okun 's law relates to the relationship between some of the unemployment rate and the United States economy and also its gross national product. This also tells that GNP increases by 3% unless joblessness starts dropping by 1%.
The maths formula of this law can be defined as follows:
[tex]2(\text{unemployment rate - natural unemployment}) =[/tex] [tex]\frac{\text{potential GDP-actual GDP}}{\text{potential GDP}} \times 100[/tex]
The above formula proves that Whenever a 1% point of cyclical increasing unemployment, its derivative instrument tends to increase by 2%
Assume the price of good X increases. As a result, your real income decreases and you decrease the quantity of good X purchased each month. This is an example of the:
Answer:
Income effect
Explanation:
Income effect has to do with a consumer's change in demand for a certain good or service as a result of a change in the purchasing power of the consumer as a result changes in their real income. That means a consumer's demand for a certain good or service can either increase or decrease as a result of an increase or decrease in the consumer's wages.
For example, if a consumer's nominal income increases without any change in the price of a certain brand of clothing, that consumer is able to buy the clothes at the same price and even demand more. In contrast, if the consumer nominal income drops, they are more likely to spend less on that same cloth. In addition, the change in prices of goods can also affect demand.
Which recommendation would be most suitable for a 40-year old client whose main objective is retirement income and preservation of capital?
Answer:
fixed deferred annuity
Explanation:
The best recommendation for such an individual would be a fixed deferred annuity. This is a form of investment in which your money is locked in a guaranteed interest rate for an initial period of time, after which the interest rates may fluctuate but you are still guaranteed a minimum rate, regardless of the market conditions. This provides you an income on your capital while still maintaining your initial capital investment safe.
What is the mortgage recording tax paid on a property that sold for $485,000, assuming there is a tax rate of $2.05/$100 of the loan amount and the bank uses an 80% LTV...?
Answer:
$7,954
Explanation:
Calculation for the mortgage recording tax paid on a property
First step is to find the tax rate
Tax rate =2.05/100
Tax rate = 0.0205
Second step will be to multiply the percentage of the tax rate with the price of the property that was sold for the amount of $485,000,
0.0205 × $485,000
= $9,942.5
The third step will be to calculate the LTV which is fully known as loan to value which was given as 80 % in order for us to known mortgage recording tax paid on the property
Hence,
Mortgage recording tax paid on the property $9,942.5 × 0.8 =
Mortgage recording tax paid on the property $7,954
Therefore the Mortgage recording tax paid on the property that was sold for the amount of $485,000 will be $7,954
Dog owners do not bear the full cost of the noise their barking dogs create and often take too few precautions to prevent their dogs from barking. The local government addresses this problem by __________.
Answer:
making it illegal to "disturb the peace."
Explanation:
The local government addresses this problem by making it illegal to "disturb the peace." This means that any form of unruly public behavior, such as fighting or causing excessively loud noise is considered a criminal offense misdemeanor. Individuals charged with this crime may face some jail time, fines, or alternative sentences such as community service depending on the laws in that jurisdiction.
The ________ budget is comprised of funds for dedicated revenues that target money for specific purposes.
Answer: general revenue-dedicated funds budget
Explanation: The general revenue-dedicated funds budget is a type of budget (the amount of money earmarked for a particular institution, activity or time-frame) that is comprised of funds for dedicated revenues that target money for specific purposes. The fund is designated dedicated because by law is dedicated, appropriated or set aside for a limited object or purpose in the State Treasury, a separate account or fund in the General Fund in the State Treasury and does not include a trust or revolving fund.
Answer:
Lemme get straight to the point it's C
Explanation:
EDG2020
Fill in the blank: The _________ can help you develop a mission statement that connects with your audience. persona creation process Golden Circle Inbound Methodology buyer's journey Next Feedback about Favorites
Answer:
Golden Circle
Explanation:
-Persona creation process is the process to generate a representation of a specific customer that will use your product.
-Golden Circle is a model that helps companies to find the best form to provide value to their customers and differentiate from the competition.
-Inbound Methodology is a process that organizations use to turn leads into customers.
-Buyer's journey is a process that includes all the stages that a customer pass through from realizing the need to making a purchasing.
According to this, the answer is that the Golden Circle can help you develop a mission statement that connects with your audience because it can help you to develop a message that would attract your target customer and get a position in their mind.
Frito Lay is owned by Pepsi and has a variety of billion dollar brands such as Doritos, Cheetos, Lays, and Ruffles. These famous snack brands are available in a wide variety of sizes at almost every store location and vending center - from gas stations, to dollar stores, grocery stores, drug stores and super centers. Which level of distribution intensity does Frito Lay utilize
Here are the options:
A) Intensive
B) Exclusive
C) Selective
D) Cooperative
Answer:
A) Intensive
Explanation:
Remember, we are told that Frito Lay makes available their snack brands in grocery stores and gas stations, even in drug stores. This mixed combination shows an Intensive distribution strategy.
The primary goal of using this level of distribution is because, Frito Lay wants their snack brands to be visible by their consumers everywhere they go such as in supermarkets, drug stores, gas stations and many more.
Hamid is a 9-1-1 operator. when the blizzard began, he was told he would have to stay and work three extra shifts to cover for coworkers who were not able to drive to work through the storm. after 32 hours of exhausting work, he makes it home and discovers he is able to fall asleep faster and gets into rem sleep quicker. hamid may be experiencing ________.
Answer:
Hamid is experiencing "Sleep rebound".
Explanation:
Sleep rebound seems to be the terminology used during a duration of sleep problems as well as a shortage to characterize an improvement in something like a sleep parameter beyond acceptable ranges. Because once individuals are stopped from witnessing REM those who take a bit longer to accomplish the REM status than normal.So that the above is the correct approach.
The Recovery Continuum ______________
A. is a Shared Situational Picture (SitPic) of the recovery operations.
B. is the model that is used to determine when recovery efforts should end.
C. is the model that is used to determine when the EOC should be activated.
D. shows the interconnectedness of recovery activities from pre-incident recovery preparation through the long term recovery.
Answer: D. shows the interconnectedness of recovery activities from pre-incident recovery preparation through the long term recovery.
Explanation: The Recovery Continuum shows the interconnectedness of recovery activities from pre-incident (pre-disaster) recovery preparation through the long term (post-disaster) recovery and the whole process is best described as a series of interdependent and sometimes concurrent activities that progressively advance a community toward its planned recovery outcomes.
The Recovery Continuum includes four phases of activities which are as follows:
1. Pre-Disaster Preparedness
2. Post-Disaster Short-Term (lasting from days to weeks)
3. Post-Disaster Intermediate-Term (lasts for a few weeks to several months) and,
4. Post-Disaster Long-Term (months to years)
n instrument that is payable to cash or to whomever may have possession of the instrument is known as _______ paper.
Answer: bearer instrument
Explanation:
Bearer instrument is an instrument that is payable to cash or to whomever may have possession of the instrument. The bearer instrument is also referred to as the bearer bond.
It is a security whereby there is no record of ownership information and the security is typically issued to the purchaser in physical form and whoever holds it is believed to be the owner.
If firms sell less than is expected, actual investment increases because _____, which is counted as investment.
Answer:
If firms sell less than is expected, actual investment increases because the unsold goods are added to inventory, which is counted as investment.
Explanation:
Once a document conveying an interest in real property is placed in the public records it is binding on the public, whether or not they make an effort to learn of it. Based on the common law tradition, this policy is known as the:________.
a. Statute of Frauds
b. doctrine of constructive
c. notice habendum clause
d. actual notice
Answer:
B. Doctrine of constructive.
Explanation:
This is seen to execute the idea that everyone that is involved in a business is well aware of the said company's article of association. This constructive notice doctrine usually is seen to guide the company from the actions of outsiders and the doctrine of indoor management is also seen to guide the outsider person from the actions of the company. In most cases, assumptions are made in the sense that the outsider person, who are been involved with the company for business, has gone through these documents. Therefore, outsiders has a duty to be aware of the rules and regulations of the company because they it is available in public record.
In order to comply with DAVID Memorandum of Understanding requirements, a user must acknowledge understanding of:
Answer:
Acknowledge his/her understanding of criminal sanctions for unauthorized use 20
Explanation:
According to the Department of Highway Safety and Motor Vehicles Division of Motorist Services DRIVER AND VEHICLE INFORMATION DATABASE otherwise known as DAVID.
In order to comply with DAVID Memorandum of Understanding requirements, a user must acknowledge understanding of criminal sanctions for unauthorized use 20.
Also, a user must acknowledge his/her understanding of the confidentiality of information
A banker can lend money at 9.1% compounded monthly or at 9.3% compounded quarterly. If the length of the loan is 15 years, which type of loan profits the banker more?
Answer:
The quarterly compounding is more profitable
Explanation:
We will compare the total payment under monthly payment to that under quarterly payment and the choose the higher one.
This is done as follows:
Monthly interest = 9.1%/12 = 0.758
number of months =15 × 12 = 180
Monthly payment = ( 1-1.00758^(-180))/0.00758=98.04
Total payment = 98.04 × 180 =17,647.31
Quarterly compounding
Quarterly interest rate = (9.3%/12)×3 = 2.325 %
number of quarter = 4×15 = 60
Quarterly payment = (1-1.002325^(-60))/0.002325= 374.17
Total payment = 374.17× 60 = $22,449.91
The quarterly compounding produces total repayment a higher than the monthly. Hence, the quarterly repayment is more profitable
If the carrier has refused to pay a freight claim, then the claimant has _____ from the time the claim was disallowed to file for legal relief in the courts.
Answer:
2 years
Explanation:
Freight claim, sometimes referred to as shipping claim, is a term that describes a form of legal demand by a shipper or consignee to a carrier in respect to financial reimbursement for the loss or damage of a shipment.
According to the United States of America's Carriage of Goods by Sea Act (COGSA), which stated that, in a situation whereby the carrier has refused to pay a freight claim, then the claimant has 2 YEARS from the time the claim was disallowed to file for legal relief in the courts.
Hence, in this case, the correct answer is 2 Years.
sending e-mails reminding prospects that AdVance can mix custom fertilizer formulations determining what information is still needed to complete the customer's file tracking the salesperson's activities and sales on a weekly and monthly basis sending regular e-mails to customers to check on the performance of a previously purchased AdVance fertilizer remembering customers' birthdays to send them cards to maintain a personal connection and request referrals
Full question :
AdVance Corporation is a company that formulates and manufactures fertilizersfor the farming industry. The company produces several standardized formulas that canbe purchased directly through the retail arms of the company, but it also formulatescustom fertilizers for farms.Which of the following is the best use of a CRM system for an AdVance salesperson interms of relationship strategy?
sending regular e-mails to customers to check on the performance of a previously purchased AdVance fertilizer
determining what information is still needed to complete the customer's file
tracking the salesperson's activities and sales on a weekly and monthly basis
sending e-mails reminding prospects that AdVance can mix custom fertilizer formulations
remembering customers' birthdays to send them cards to maintain a personal connection and request referrals
Answer:
sending regular e-mails to customers to check on the performance of a previously purchased AdVance fertilizer
Explanation:
The most effective use of the CRM(customer relationship management system) from the options listed is the follow up on customers to know how they perceive Advance fertilizer's product after having purchased and used it. This has a long list of benefits for Advance fertilizer as they can get customer feedback from customers through this, build relationship with them as well as gather more data to improve on their products in the future
f a company needs to raise cash fast inorder to pay suppliers and stay in business during the short term which method would you recommend
Answer:
debt financing
Explanation:
Debt financing allows a company to raise cash fast to settle its debts such as paying suppliers and to stay in business during the short term. It may the company selling bonds to the individual or institution borrowing the company money in exchange for the amount needed.
Which systems are worth sharing on a transnational basis, from a cost and feasibility point of view? .
Answer:
The systems that support functions that are absolutely critical to the organization
Explanation:
Only the systems that support functions that are absolutely critical to the organization. Critical in such that it no organization can do without them, I.e they are very important to for their survival.
The Department of Business and Professional Regulation is part of the Florida State government, serving under the Executive Branch. Its primary purpose is to act as a consumer protection agency. The department has several powers and duties. What does this NOT include?
Answer: The department does not have the power to issue an injunction.
Explanation:
From the question, we are informed that the Department of Business and Professional Regulation is part of the Florida State government, serving under the Executive Branch and that its primary purpose is to act as a consumer protection agency.
Among the powers and duties of The Department of Business and Professional Regulation are the power to issue a cease-and-desist order, issuing a subpoena and also a notice of noncompliance.
The department does not have the power to issue an injunction
Answer: allowing applicants for real Estate licenses to be screened by the child support agency.
Explanation:
XYZ Corporation’s securities are offered in units of 50,000 units. These securities are mutual funds and are most likely _____. mutual funds unit investment funds closed-end funds over-the-counter securities
Answer:
The right approach will be "Unit investment funds ".
Explanation:
Unit investment trusts or funds were already widely recognized as financial services companies alongside mutual funds as well as closed-end funding. A unit investment confidence seems to be a US consequence of finance that purchases or retains a collection of shares, including such alternative investments but instead allowing them access as available for purchase products to investment firms.Price elasticity of demand of a commodity is – 0.5. Its quantity demanded falls by 5 units when its price rises by Rs1/unit. Calculate the quantity demanded if the price before the change is Rs. 5/unit.
Answer:
If the price elasticity of demand (PED) is -0.5, and the price increases by 1%, the quantity demanded will decrease by 0.5%.
If the initial price was 5 and it rises by 1, it means that this price change represents a 20% increase. A 20% increase in price will result in a 10% decrease in quantity demanded. If 10% of quantity demanded = 5 units, total demand = (5 x 10) - 5 = 45 units.