What's the main reason to use a personal budget?
O A. To keep costs below benefits
O B. To stay out of debt
C. To appropriate discretionary funds
O D. To maximize investment returns

Answers

Answer 1

Answer: B, stay out of debt

Explanation: A budget reveals areas where you're spending too much money so you can refocus on your most important goals. A budget can keep you out of debt or help you get out of debt. A budget actually creates extra money for you to do use on things that matter to you.

Answer 2
B because the whole point of having a budget is to make sure you don’t over spend and to make sure your spending enough money on everything you need

Related Questions

How has banking changed in the past 200 years of our nation's history?

Answers

Banking has changed in the past 200 years of our nation's history because:

Everything is digitized and more efficient

Banking is the institution which basically keeps money of its customers and allows them to perform financial transactions, collect overdrafts, send and receive money, give interests and many more.

As a result of this, we can see that there are differences in how banking was two hundred years ago and today. Back then, banking was not digitized as people exchanged money by hand and stored their money wherever they felt was safe for them.

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next, state the topic you selected, why you selected it, and how you narrowed the topic to a specific issue after conducting research

Answers

Hey guys, there were too many words to fit in here but I provided a link to the answers :).

Hello!!

I recently completed this activity and was asking the same question!

I got help from the another brainly user ( rcurrin2005 )that answered this question (thank you so much, btw!!) and created a PDF with his answers and I thought I would too!

Now remember, do not plagiarise! I hope it helps! Have a great day and good luck!

Fifty (50) years ago, scientists used computers that filled up an entire room.
O True
O False​

Answers

Answer:

true

Explanation:

The correct answer is true

Revise the following sentences to conform to standard business communication principles. Add appropriate details as needed to complete the ideas. First, identify the error(s): if you want to order a copy of the training video call

Answers

Answer:

If you would like to purchase or rent a copy of the training video call please contact me.

Explanation:

you want to be as professional as possible

If an owner gives personal tools to the business, how is the transaction recorded?

Answers

As an additional investment by the owner recorded on the basis of fair market value.

People might choose to use a debit card rather than cash for purchases because
they do not want to carry around large amounts of cash.
Otheir banking institutions charge high fees for cash withdrawals.
O most items cost less when purchased with a debit card.
O debit cards have a higher value than cash and can buy more.

Answers

Answer:

they do not want to carry around large amounts of cash.

Explanation:

Debit cards are comparable in appearance to credit cards. The difference is that debits cards draw funds directly from the customer's account. It means that if the customer does not have sufficient funds in their account, a debit card transaction will not go through. Paying with a debit card is 'almost like' paying cash, only that the funds are held in a bank account.

People choose to carry and pay with debit cards to avoid moving around with a lot of cash. Debit cards reduce the risk of carrying a lot of cash.

Answer:

A

Explanation:

Edge

What is social responsibility?

Answers

Answer:

it is things you should do as a person

Explanation:

ex- vote

Answer:

Togetherness

Explanation:

The thought that people need to work together despite differences so they can benefit society as a whole.

How does cultural knowledge help a company achieve success?

Answers

A company knowing about different cultures can help them think about things from different standpoints and make decisions based off experiences.

HELP NOW PLEASE!!!! Which of the following distinguishes skilled workers in modern manufacturing from workers in Winslow Taylor’s time? (Select all that apply.)


collaboration

machine operation

teamwork

engineering skills

Answers

Answer:

engineering skills

teamwork

machine operation

odyssey

Explanation:

sorry if it's not right

A trait is a character quality. True or False

Answers

a trait is a character quality. so it is true

Answer:

true

Explanation:

Why could the invention of new technology lead to new business ideas?

Answers

Answer:

Why could the invention of new technology lead to new business ideas?

Explanation:

According to the video, some workers who work for themselves, such as Actors, Musicians, or Writers, may have what
sort of worker represent them to potential customers?
O an Agent
O a Headhunter
an Employer
a Mentor

Answers

Answer:

an Agent

Explanation:

just answered it and got correct

Answer: Agent

Explanation: just got it right on edge

Which type of product advertisement can be used to sell a company’s product when two or more other companies are selling the same product?

Answers

Answer:competitive advertising

Explanation:

I’m not for sure but I think that might be the answer

Answer: competitive advertising

Explanation:

if on online course it is what was right

WHO IS THIS ECHO PERSON? LIKE WHY ARE YOU GETTING RID OF MY STUFF??

Answers

Answer:

no c

Explanation:

Answer:

I dont know but i think it might be an admin

Explanation:

also have a good weekend :3

A business buys motors that it uses to make blenders and mixers. The motors are an example of?

Answers

Answer:

components

Explanation:

Components are goods used as materials in manufacturing other products. They are finished products in the real sense but are used as parts in making other products. Components are usually by an original equipment manufacturer and sold to other manufacturing companies or consumers as spare parts.

Motors are complete goods manufactured by an original equipment manufacturer. The manufacturer sells the motors as components to be used in the production of blenders.  The motors are, therefore, material used in the making of blenders.

Differentiate organizing from organization

Answers

Explanation:

Organizing comes from the word organize which means to arrange for something to happen or to be provided

Organization is a group of people who form a business together in order to achieve a particular aim or goal

A federal tax is paid to:

A. the state government only.
B. the federal government only.
C. both the federal and state government.
D. international government organizations.

Answers

Answer:

I think it's B. and C. but I really think it's B. the federal government only.

A federal tax is paid to the federal government only. Thus, the correct answer is option B.

What is the federal tax?

Federal taxes are levied by the federal government rather than the state or local governments. The most typical sorts of federal taxes we will encounter are personal income tax and payroll tax. If the government does not use federal tax income properly, it will have a negative impact on the economy.

The Internal Revenue Service (IRS) levies a federal income tax on the annual profits of individuals, businesses, trusts, and other legal entities in the United States. Wages, salaries, commissions, bonuses, tips, investment income, and certain types of unearned income are all subject to federal income taxes as part of a taxpayer's taxable income.

Therefore, the federal government is responsible for collecting the federal tax.

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What is a file manager? Give an example the file manager is a user medium platform interface

Answers

Answer:

The Android File Manager app helps users manage and transfer files between the smartphone's storage and a computer. ... The Android operating system allows you to remove apps quickly if you no longer use them or to make room for additional files without having to connect the phone to your computer.

Explanation:

2. Management is essential for the organisations which are
(a) Non-profit organisations
(b) Service organisations
(c) Social organisations
(d) All of the above​

Answers

Answer:

I'm not 100% sure but I think its D

The correct answer is D  (i.e. all the above)

For the concept of Management, it is said that It is all-pervasive.

Here Pervasive means spread out and affecting all parts of something.

Management is all pervasive means it is required in all types of organizations whether it is social, service, NPO(i.e.non-profit organization), or any other business organization, And either it is big or small because it helps and directs various efforts towards a definite purpose.

Management is the process of work done by others. whenever there is the involvement of more than one person, Management is required.

Therefore, Management is essential for an organization which is a non-profit organization, also service organization, and also social organization.

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3 . Relationship between tax revenues, deadweight loss, and demandelasticity
The government is considering levying a tax of $60 per unit on suppliers of either concert tickets or bus passes. The supply curve for each of these two goods is identical, as you can see on each of the following graphs. The demand for concert tickets is shown by DC (on the first graph), and the demand for bus passes is shown by DB (on the second graph).
Suppose the government taxes concert tickets. The following graph shows the annual supply and demand for this good. It also shows the supply curve ( S+Tax ) shifted up by the amount of the proposed tax ($60 per ticket).
On the following graph, use the green rectangle (triangle symbols) to shade the area that represents tax revenue for concert tickets. Then use the black triangle (plus symbols) to shade the area that represents the deadweight loss associated with the tax.

Answers

Taxing a good with relatively less elastic demand, helps government to raise more revenue with lower welfare loss.

Preston wants to be an accountant. When he decides on a college education, which would be the best choice for this career?
community college with an earned associate’s degree
state college with an earned bachelor’s degree
graduate school with an earned master’s degree
graduate school with an earned doctorate degree

Answers

Answer:

Your answer is A. community college with an earned associate’s degree.

Explanation:

Bookkeeping, Accounting, and Auditing Clerks require less education.  They often have a high school degree and sometimes an associate degree or vocational education or experience.

Preston wants to be an accountant. When he decides on a college education, community college with an earned associate’s degree would be the best choice for this career. Thus, option (a) is correct.

What is career?

The term career is related to the experience and knowledge gain in person life. The career are set is beneficial for person in future life. Career are built with the help of different courses. The career built with the help of good education, developed skills, and more experience of work life. A person career are create good personality.

According to the case, the Preston was the interested to the accountant. Preston was the decided the on a college education was the best choice of the career is the community college with an earned associate’s degree or occupation education or occurrence. The accounting was the related to the entry of the bookkeeping.

As a result, the significance of the career are the aforementioned. Therefore, option (b) is correct.

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Imagine your 16-year-old daughter wants to attend a Friday night high school party, and you do not know who will be attending. Using three parenting styles discussed in the lesson, how would an authoritarian parent respond? A democratic parent? A permissive parent? Construct a list of the five most important things a person should do to prepare for parenthood. Discuss which one is most important to you.

Answers

Answer:

Follows are the solution to this question:

Explanation:

The authoritarian parent would probably respond to her daughter from the above situation. So, they will not enable themselves to go to the party because they would focus on the idea of just not understanding who's going to a party with an authoritative parent who expects their children not to be interested in some danger. Its progressive parent in the other party will vote to encourage his daughter to join the party since they do not know who is present will probably speak to your daughters about the situation and think over whether or not it is acceptable. Eventually, a permissive parent will not matter and encourage only his daughter to join throughout the party. Since the type of parenting is low or offers just a few guidelines, it's indeed possibly a friend instead of a mom.

List:

It provides adequate income to maintain the child. It becomes prepared, specifically if he/she needs you most, to be there for the kid. It lives in healthy conditions. It secures an automobile ride. We think the most significant one would be the number two because the kid can never remember when it or she wants mommy and daddy a most, and it wasn't there to help him and her and direct him or her having a child healthy crib, with diapers, diapers, formulation, etc.

What are some typical roles filled by the construction manager? (Select all that apply.)

responding to emergencies
designing exterior spaces
preparing budgets
conducting structural calculations
establishing a project timetable

Answers

Answer:

Construction managers typically do the following:

1. Prepare cost estimates, budgets, and work timetables.

2. Interpret and explain contracts and technical information to other   professionals.

3. Report work progress and budget matters to clients.

4. Collaborate with architects, engineers, and other construction specialists.

Explanation:

The answer is responding to emergencies and conducting structural calculations and establishing a project timetable.

advantages of recruiting senior managers from within the company ​

Answers

Answer:

Advantages of internal recruitment

Reduce time to hire. ...

Shorten onboarding times. ...

Cost less. ...

Strengthen employee engagement. ...

Create resentment among employees and managers. ...

Leave a gap in your existing workforce. ...

Limit your pool of applicants. ...

Result in inflexible culture.

Some advantages include:
1.You Already Know Internal Candidates
Explanation: External candidates for a job come with a significant amount of risk. Even when they come highly recommended from reliable sources, there’s still a chance that they’re not going to measure up, stick around, or fit the culture. According to a CareerBuilder survey, the average cost of a bad hire can be as much as $11,000 in small businesses (fewer than 500 employees) and up to $24,000 in large businesses (more than 1000 employees).
2. In-House Recruitment Costs Less to Hire
Explanation: A major benefit of hiring internally is that not only do you avoid a lot of the cost and risk of a bad hire, but you also save on other costs during the onboarding processes. Internal hiring reduces cost because you don’t have to post—and pay for—adds on job boards, use resume databases to find employees, or pay for background checks on internal hires. Presumably, if your internal hires needed a background check, they should already have one.
3. Internal Candidates Already Know the Company
Explanation: Likewise, internal candidates already know whether or not they like the company—they’ve already decided whether or not it’s worth sticking around. If they’re applying for an internal position, it’s usually a sign that they’re willing to invest more career time into your organization. Otherwise, they would be applying for jobs elsewhere. This means you’re less likely to have to replace them soon after hiring because the job, the team, or the organization wasn’t what they expected.
4. Internal Candidates Are Easier to Find
Explanation: In-house recruitment can be much easier. You can broadcast the open position to the whole company in minutes if you choose; then, interested employees know where to take their resume and information if they want to apply. While you may still see some unqualified candidates and have to do a little sifting, your options are usually far better, and the applications come in with much less effort.

What happens when sellers compete with other sellers to meet consumer's demands, and consumers compete with other consumers to find the goods with the lowest cost and the highest quality? Multiple select question. Markets are efficient. Markets are competitive. Markets are regulated.

Answers

Answer:

Markets are competitive.

Explanation:

In the competitive market, the number of sellers competed with each other in terms of prices, quality, maximize the market share.

In the given situation, various sellers are competed with each other for meeting out the consumer demands also at the same time it offers the goods at lowest cost and highest quality so that it capture the whole market

Therefore the second option is correct

Frank is already taking advantage of his employer benefit package but wants to find
options to save for retirement that offer tax incentives. Which of the following should
Frank explore?
A. Contribution matching
B. Lower interest
C. Opt in or opt out
D. Roth IRA

Answers

I am sure that it’s D. Roth IRA

_________obtain goods from manufacturers and sell them to consumers.

Answers

Answer:

market?

Explanation:

cause in the end it says sell them

Answer: sellers

The producer is the manufacturer of the item/product.

The seller is the person who buys the item from the manufacturer.

The consumer is the one who buys the item again from the seller.

Hope this helps you!

Halifax Manufacturing allows its customers to return merchandise for any reason up to 90 days after delivery and receive a credit to their accounts. All of Halifax’s sales are for credit (no cash is collected at the time of sale). The company began 2021 with a refund liability of $300,000. During 2021, Halifax sold merchandise on account for $11,500,000. Halifax’s merchandise costs it 65% of merchandise selling price. Also during the year, customers returned $450,000 in sales for credit, with $250,000 of those being returns of merchandise sold prior to 2021, and the rest being merchandise sold during 2021. Sales returns, estimated to be 4% of sales, are recorded as an adjusting entry at the end of the year. Required: 1. Prepare the entry to record the merchandise returns and the year-end adjusting entry for estimated returns. Note: Record the estimated returns at net amounts. (If no entry is required for a transaction/event, select "No journal entry required" in the first account f

Answers

Answer:

1. Prepare the entry to record the merchandise returns and the year-end adjusting entry for estimated returns.

to record returns from last year's sales:

Dr Refund liability 250,000

    Cr Accounts receivable 250,000

Dr Inventory ($250,000 x 65%) 162,500

    Cr Cost of goods sold 162,500

to record return liability for current year's sales:

Dr Sales returns and allowances ($11,500,000 x 4%) 460,000

    Dr Refund liability 460,000

Dr Refund liability 200,000

    Cr Accounts receivable 20,000

Dr Inventory ($200,000 x 065%) 130,000

    Cr Cost of goods sold 130,000

Individual A sells a rental building, its office equipment, furniture and fixtures, and its land to Individual B. Individual A realizes a gain on the sale of the building, equipment, furniture and fixtures, and land. Individual A rented the building to commercial tenants. What is the character of the gain realized?

Answers

Answer:

Recognized gain

Explanation:

The character of the gain is Recognized gain. A recognized gain is a gain/profit that is gotten from the sale of one's asset when the asset is sold above the price that was initially paid for the assets. Therefore individual A after selling the Rental buildings, office equipment, Furniture and Land to Individual B, still rents the Building to commercial tenants in other to realize the remaining gain, from the sale of the assets.

PLEASE HELP QUICKLY: (FIRST ANSWER GETS BRAINLIEST)

What is TRUE about government regulations in the United States when it comes to financial institutions?


A. There are no government regulations for international banking.


B. Electronic fund transfers (EFT) are only regulated if they are made in commercial banks.


C. The government regulates which types of financial accounts are eligible for FDIC insurance.

Answers

The answer to this question is C.

The reason for this is: Federally regulated entities include all banks in Canada, and all federally incorporated or registered trust and loan companies, insurance companies, cooperative credit associations, fraternal benefit societies and private pension plans. OSFI’s scope of regulation does not include consumer or consumer-related issues or the securities sector, which are the responsibility of other agencies, both federal and provincial.

Electronic fund transfers (EFT) are only regulated if they are made in commercial banks. This is true about government regulations in the United States when it comes to financial institutions. Hence, Option B is correct.

What are electronic fund transfers?

From one bank to another bank, the movement of money is done digitally without the help of a bank employee. This is called electronic fund transfers.

With the increase of business and transactions related to it, more and more usage of smart phones and other factors have also increased electronic fund transfers.

Therefore, Option B: Electronic fund transfers (EFT) are only regulated if they are made in commercial banks is correct.

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Other Questions
10. Separate the number 38 into two parts sothat one number is 6 less than the othernumber Why were the "Dark Ages" given this name?high levels of pollution caused an absence of lightguilt over abandoning traditional religions caused heightened anxietywidespread illiteracy caused few historical records to be left behindanger at the collapse of Rome caused political revolution Can someone please answer my math question:( Do it for 60 points pleaseee The number of animals at the is shown in the table. Write a ratio to represent giraffes to otters. if 3n-4=8 then what is the value of 5n-3 Which answer choice best explains why nuclear reactions release more energy than chemical reactions? Electrostatic forces of repulsion are thousands of times stronger than gravitational forces. Gravitational forces are thousands of times stronger than electrostatic forces of repulsion. The force that binds together protons and neutrons is stronger than the force that attracts and repels protons and electrons. The force that attracts and repels protons and electrons is stronger than the force that binds together protons and neutrons. Answer each of the following questions with increases, decreases, or does not change. a) If the intermolecular forces in a liquid increase, the normal boiling point of the liquid increases . b) If the intermolecular forces in a liquid increase, the vapor pressure of the liquid does not change . c) If the surface area of a liquid increases, the vapor pressure increases . d) If the temperature of a liquid decreases, the equilibrium vapor pressure increases . Drag and drop your selection from the following list to complete the answer:does not change decreases increases 1119 divided by 4 and some random stuff cause it aint long enough Is burning the glass plate is physical or chemical change? You measure the radius of a sphere as (6.45 0.30) cm, and you measure its mass as (1.79 0.08) kg. What is the density and uncertainty in the density of the sphere, in kilograms per cubic meter? Find an expression for the volume of the cubic box. Solve the power equation x to the 1/2 power + 3=5 1)Which of the following did NOT motivate the formation of the National Association for the Advancement of ColoredPeople?A)violence against African AmericansB)segregation of public schools in the SouthC)racially discriminatory employment practices9Dincreased African American voter registration rates Which of the following were considered wonders of the ancient world? A. Hammurabi's Code and the Babylonian Palace B. The Ziggurats and the Library of Nineveh C. Ishtar Gate and the Hanging Gardens D. The paved roads in Assyria and the Stele of the Vultures f(x) = x2 + 1What is f(f(x))? pls help fast :) Question 6 (5 points)Read the text then answer the question that follows:Wild animals as viewed from a mountain campCamille Grant, October 2011Through my binoculars, I viewed a group of wild animals in action. A pride of lions was sleeping when a small, yellow bus pulled up beside them. Tourists on a safari were packed into the bus like sardines in a can. Armed with cameras, they invaded the lions' territory, hoping to capture the perfect photograph. The crowd leaned out the windows, hooting and hollering, until the lions awoke. When the lions moved away, the bus rolled after them, relentlessly stalking the pride. One of the lions turned and roared to protect the young. This was greeted with cheers and a celebratory honk of the bus horn. The curious visitors observed the lions' routine for an hour before moving on. Leaving a cloud of dust, the bus headed away, taking the wild animals off to disturb someone else's home.Review the following line from the text:Tourists who had paid money for a safari were packed into the bus like sardines in a can.Which statement is true? (5 points) aThe sentence features figurative language in the form of a metaphor. bThe sentence features figurative language in the form of a simile. cThe sentence features literal language in the form of a metaphor. dThe sentence features literal language in the form of simile. what are the numbers divisible by 4110 Help asap!!Jenny predicted that she would sell 12 bracelets, but she actually sold 16 bracelets. Which expression would find the percent error? Use the table below to help answer the question.Percent ErrorItemApproximate valueExact valueErrorAbsolute errorRatioPercent errorBracelets121644-4/12(100)-4/124/164/16(100) Why arent two hydrogen atoms bonded together considered a compound? Explain.