Retirement planning should include determining time horizons, estimating expenses, calculating required after-tax returns, assessing risk tolerance, and doing estate planning. Start planning for retirement as soon as you can to take advantage of the power of compounding.
Planning for retirement is making preparations for your future so that you can continue to achieve all of your objectives and desires on your own. Setting your retirement goals, calculating how much money you will require, and making investments to increase your retirement savings are all included in this. Every retirement strategy is different.
Planning for retirement is crucial because it might prevent you from running out of money in later life. Your strategy can assist you in determining the rate of return you require on your assets, the appropriate level of risk, and the maximum amount of income you can safely draw from your portfolio.
Learn more about Planning for retirement here
https://brainly.com/question/22544798
#SPJ4
Technically, a supply chain stretches from raw materials and parts all the way to customer delivery.
Technically, a supply chain stretches from raw materials and parts all the way to customer delivery.
The statement is true.
Supply chain management (SCM) is the control of the glide of products and offerings among businesses and locations. this may encompass the motion and storage of uncooked substances, work-in-process stock, completed items, and quit to cease order fulfillment from the point of beginning to the point of intake.
Interconnected, interrelated, or interlinked networks, channels, and node corporations integrate inside the provision of products and services required via quit clients in a supply chain.
Supply-chain control has been described because of the "layout, planning, execution, control, and tracking of deliver chain activities with the goal of creating internet fees, building a competitive infrastructure, leveraging global logistics, synchronizing deliver with a call for and measuring overall performance globally".
Your question is incomplete. Please read below to find the missing content.
Technically, a supply chain stretches from raw materials and parts all the way to customer delivery.
a. True
b. False
Learn more about Supply chain management here: https://brainly.com/question/25160870
#SPJ4
Why is the unemployment rate, as measured by the bureau of labor statistics, an imperfect measure of the extent of joblessness in the economy?
The unemployment rate, as measured by the bureau of labor statistics, an imperfect measure of the extent of joblessness in the economy. because It does not account for illegal activities.
It is unable in accounting the inaccurate responses to the Current Population Survey.
Moreover the discouraged workers are not considered as unemployed in this statistics they are considered as completely employed.
Unemployment means when the people are not working, but they are willing to work and are actively looking for work.
In the given survey every person who get job is considered as employed.
To know more about unemployment rate here:
https://brainly.com/question/14227610
#SPJ4
the graph to the right depicts the per unit cost curves and demand curve facing a shirt manufacturer in a competitive industry
Firms will continue to join this market until the industry as a whole begins to make a typical economic profit. To encourage new enterprises to enter the market, short-term profits motivate them to do so. In the long run, businesses will produce a normal or even negative economic profit.
What is a competitive industry?Companies may join and depart the market easily in a competitive sector since there are minimal barriers to entry.
Generally, the equation for Profit per unit is mathematically given as
P= Price - ATC
Therefore
P= $7.49 - $6.63
P= $0.86
In conclusion, Profits in the short term encourage new businesses to join the market. Firms will make a typical or even negative economic profit in the long term.
Read more about the competitive industry
https://brainly.com/question/27286765
#SPJ1
What is the focus of operations management
Planning, arranging, and overseeing in the settings of production, manufacturing, or the provision of services are operations management's main concerns.
The management of business procedures to achieve the best degree of productivity within an organization is known as operations management (OM). An organization's focus is on efficiently converting resources like labour and materials into goods and services in order to increase profit. Teams in charge of operations management strive to produce the maximum net operational profit by balancing expenses and revenues.
Therefore, operations management's primary responsibilities include planning, organizing, and supervising in the contexts of production, manufacturing, or the delivery of services.
To know more about operations management click here:
https://brainly.com/question/1382997
#SPJ4
What two technological innovations greatly expanded the industrial employment of women in the late nineteent?
The typewriter and telephone were two technological innovations that greatly expanded the industrial employment of women in the late nineteenth.
The most effective and enduring union after the Civil War was the Union of America. The main contention of those who criticized "industrial employment" was that these people... built their wealth and power through the exploitation of workers.
In 1862, Congress passed the Pacific Railroad Act, establishing the 32nd Parallel as the first transcontinental route and giving a right-of-way to a large stretch of land. The act authorized two railroad companies, Union Pacific and Central Pacific, to build the line.
Learn more about industrial employment at
https://brainly.com/question/1446509
#SPJ4
If real income rises 4%, prices rise 1%, and nominal money demand rises 4%, what is the income elasticity of real money demand?
a. 4/5
b. 1
c. 5/6
d. 3/4
The income elasticity of real money demand d. 3/4
Increase in real money demand = Increase in nominal money demand - Increase in inflation = 4% - 1% = 3%
Income elasticity of real money demand = % increase in real money demand / % increase in real income
= 3% / 4%
= 3/4
Income elasticity of demand is a monetary measure of how responsive the amount of demand for a very good or provider is to trade-in earnings. The formulation for calculating earnings elasticity of demand is the percentage change in quantity demanded divided by using the percent change in earnings.
In economics, the profits elasticity of call for is the responsivenesses of the quantity demanded an amazing to an alternate in patron profits. It is measured because of the ratio of the share exchange in the amount demanded to the proportion exchange in profits.
If the earnings elasticity of call for is more than 1, the best or carrier is taken into consideration a luxury and profits elastic. An amazing provider that has an earnings elasticity of call for between zero and 1 is considered an ordinary correct and income inelastic.
Learn more about Income elasticity here: https://brainly.com/question/15899715
#SPJ4
Customers complain that they do not know when comments have been added to their cases. which configuration can a system administrator implement to address this concern?
Configure Feed Tracking for Case Comments is a configuration can a system administrator implement to address this concern.
Feed Tracking detects changes to tracked record fields and posts them as updates to the WhatI Follow feed. Users who follow the record will see these updates in the What You Follow view, with one exception. Updates made by the user himself will not be posted in "What to follow". Users can see these updates in their profile feed.
Case Comments are your opinion on how a particular court ruled a particular case. Case law explains, reflects, criticizes, and conveys your thoughts on the court's decision to the reader.
Learn more about Customer complain here: https://brainly.com/question/20388620
#SPJ4
Budgets need to be fair and attainable for employees to consider the budget important in their normal daily activities. Which of the following situations will not lead to human behavior problems
The correct option is : Allowing employees the opportunity to be a part of the budget process.
What is Budget?A budget is a plan on how a business will attain its profits objectives. It shows how a firm will allocate its scarce resources to various units to achieve its overall goals. A budget can be prepared on a bottom-up basis where each department sets its targets under the guidance of top management. The top management can also prepare the budget and pass it down to various units for implementation.
When a budget is prepared from bottom to top, employees get involved in the process. It makes them own the document and its objectives. The employees will feel motivated to work as a team to meet their targets. A budget indicates the direction where the business is heading. If employees are involved in the budgeting process, they will help management to steer the company in the intended direction.
Therefore, we can conclude that the correct option is C.
Your question is incomplete, but most probably your full question was:
Budgets need to be fair and attainable for employees to consider the budget important in their normal daily activities. Which of the following situations will not lead to human behavior problems:
a. Setting goals among managers that conflict with one another.
b. Setting goals too tightly making it difficult to meet performance expectation.
c. Allowing employees the opportunity to be a part of the budget process.
d. Allowing goals to be so low that employees develop a "spend it or lose it" attitude.
Learn more about Budgeting on:
brainly.com/question/6663636
#SPJ4
Direct and digital marketing most typically involve targeting broad segments of customers.
a. true
b. false
This statement - Direct and digital marketing most typically involve targeting broad segments of customers is false
Online marketing, commonly referred to as "digital marketing," is the delivery of advertising through digital channels to support brands and connect potential customers through the internet and other digital communication channels.
Digital marketing examples include: Search Engine Optimization (SEO), Social Media Marketing (SMM), and Search Engine Marketing (SEM)
Both a basic set of hard skills—which can be learned fairly easily—and a longer list of career attributes—which may take years to master—are necessary for success in digital marketing.
There are many remote or home-based digital marketing positions available. Digital marketing can be an excellent alternative for anyone wishing to change careers without returning to school or relocating to a big city because you can pick up a lot of essential marketing skills while working.
To learn more about digital marketing please visit -
https://brainly.com/question/14083500
#SPJ1
Which theory is based on the premise that advertising works by influencing the brand choice of people who are ready to buy?
The Recency planning is the theory that is based on the premise that advertising works by influencing the brand choice of people who are ready to buy.
What is a Recency planning?In advertisement, the planning involves that tactic that indicates that advertising at a lower weight but a higher and consistent frequency is more successful than advertising at a higher weight but a lower and sporadic frequency.
The Recency planning is one that aims to influences the brand choice of people who are ready to buy, that is, its main premise is that advertising works by influencing the brand choice of people who are ready to buy—such as urging hungry consumers to stop into Rascal's Deli around lunchtime.
Read more about Recency planning
brainly.com/question/24370180
#SPJ1
Bob just retired at 70 and would like to liquidate, or cash-in,his savings from his 401(k) and Roth IRA. Who should he meet with to help make this decision
Bob should meet a certified public accountant who would help him make his decision.
What is public accounting?Public accounting can be defined as accounting firms that provide services to individuals, businesses (retailers, manufacturers, service providers, etc.), nonprofit organizations, and governmental bodies. Public accounting businesses come in a variety of sizes, from sole proprietorships to a small number of enormous international corporations that employ hundreds of thousands of CPAs worldwide. Between them are very major national and international corporations as well as local and regional businesses. CPAs, or certified public accountants, are frequently employed in public accounting. After gaining some experience, many accountants quit the bigger public accounting firms to work for a company or another organization. They are referred to as a private accountant, corporate accountant, or internal accountant in their new role.Public accounting businesses offer a variety of services, including consulting and advise on accounting systems, mergers and acquisitions, and much more.
Therefore, Bob should meet a certified public accountant who would help him make his decision.
Know more about Public Accounting with the help of the given link:
https://brainly.com/question/17312480
#SPJ4
To determine whether their employees are doing their jobs efficiently and effectively, managers use:_______
In order to find out if employees are doing their job as they should in an efficient and effective manner, managers use performance management.
What is performance management?This refers to anything that employers do in order to find out how employees are doing as regards helping the company to meet its organizational goals.
These methods go beyond trying to find out how employees are doing as regards work, but also tries to suggest ways that the employees can get better at what they do.
In order to do this, the employees need to be monitored and the process they use to go about their jobs need to be studied. They are then juxtaposed with industry best practicies to make them better.
Performance management is therefore hugely important in companies as it ensures that they meet organization objectives.
In conclusion, this is performance management,
Find out more on performance management at https://brainly.com/question/24673911
#SPJ1
Which audience analysis anticipates resistance if something is going to cost money?
A situational analysis is the audience analysis that predicts opposition when something will cost money. Below, this is further discussed.
Situational analysis is a set of strategies for assessing a company's internal and external variables, and it is typically used to better understand organizational situations.
In conclusion, a situational analysis establishes whether or not there will be opposition to anything if it would cost money.
A situational analysis is a group of techniques used to evaluate a company's internal and external elements. You can use market research to analyze predicted growth, identify possible clients, evaluate rivals, and assess the status of your company.
Learn more about Situational analysis here
https://brainly.com/question/17182726
#SPJ4
When a company’s resources are valuable, rare, imperfectly imitable, and nonsubstitutable, it has a:________
When a company’s resources are valuable, rare, imperfectly imitable, and non substitutable, it has a Sustainable Competitive Advantage.
Sustainable competitive advantages are a set of those assets, characteristics, or capabilities which allow an organization to meet the customer needs better than its competition can.
Sustainable competitive advantages are difficult to make duplicate or replicate.
The competitive advantage is what we, our company, or our department does better than anyone else. The sustainable part refers to the ability to continue doing those things long-term.
And if a person can have more than one advantage, and one can also develop advantages. However, one don’t have to possess them all now.
To know more about competitive advantage here:
https://brainly.com/question/5647002
#SPJ4
Get-away Inc. is a vacation planning company. It provides various holiday packages, such as camping outdoors, adventure sports, island getaways, countryside wine tasting, cruises, and trekking, based on the vacation activities that its consumers prefer. Which of the following types of segmentation does this represent?
Get-away represents lifestyle segmentation.
What is lifestyle segmentation?Customer lifestyle segmentation is the technique of breaking each customer's information into small sub-groups. These sub-groups are created using data from each and every consumer. These groups are formed in order to make conclusions regarding customer preferences, likes, and dislikes.One method of market segmentation is lifestyle segmentation. It is directly related to psychographic segmentation. The AIO is the most extensively utilized instrument for lifestyle segmentation (Activities, interests, and opinions).The idea is to target one or more lifestyle categories with your marketing mix.Therefore, Get-away represents lifestyle segmentation.
Know more about lifestyle segmentation here:
https://brainly.com/question/13686011
#SPJ4
If a company becomes aware of a group of hostile shareholders, what may its next course of action be?
Priority dividend right to make up shareholders for the lack of voting rights. Paid-in capital above par course of action be.
The board must agree on the amount of cash to be paid to shareholders individually and collectively. The board must also set a record date for determining which shareholders are eligible to receive dividends, set payment dates, and notify shareholders.
The right to receive a certain percentage of net income each year. Right to distribute liquidation assets.
Instead, the Board of Directors approves and declares a stock dividend, with each shareholder receiving additional shares based on their current ownership. For example, if a 5% stock dividend is declared, each shareholder will receive 1 additional share for every 20 shares they hold.
Learn more about shareholders at
https://brainly.com/question/14032844
#SPJ1
A firm has a weighted average cost of capital of 11.28 percent and a cost of equity of 14.7 percent. The debt-equity ratio is .72. There are no taxes. What is the firm's cost of deb
The firms cost of debt is 6.53%.
The cost of debt is the effective interest rate paid by a firm on its debt, which includes bonds and loans. Debt, like equity, is part of a company's capital structure. The average interest paid on all of a company's debts is used to calculate the cost of debt.
Debt equity ratio =debt/equity
Hence, the debt =0.72 equity
Let the equity=$x
Hence, the debt=$0.72x
The total value=$1.72x
WACC=(respective costs*respective weights)
0.1128=[(x/1.72x)*0.147+(0.72x/1.72x)*cost of debt)]
0.1128=0.08546+0.4186*cost of debt
Cost of debt=(0.1128-0.08546)/0.4186
=6.53%.
Therefore, the cost of debt is 6.53%.
To know more about cost of debt click here:
https://brainly.com/question/14987789
#SPJ4
The Titan retires a $25.9 million bond issue when the carrying value of the bonds is $21.3 million, but the market value of the bonds is $27.3 million. The entry to record the retirement will include:
What do sellers do if they expect the price of goods they have for sale to increase dramatically in the near future
The correct answer is B. store the goods until the price rises and then try to sell the goods.
What is Factors of supply ?There are many factors that affect the supply of a good such as the price of the good, the input prices, etc. When the price of input increases, it increases the cost of production in a firm which ultimately reduces the profitability of the firm. Thus, it leads to a decrease in the supply of goods when the price of the inputs rises.
INTERPERTATION -
If a seller expects the price of the goods they have for sale to rise, the seller will want to sell them at a higher price than he or she is currently doing. Thus, the seller will store them instead of keep selling them, and he or she will try to sell the goods when the price rises.
Therefore, we can conclude that the correct option is B.
Your question is incomplete, but most probably your full question was:
What do sellers do if they expect the price of goods they have for sale to increase dramatically in the near future?
A. store the goods indefinitely regardless of when the price rises .
B. store the goods until the price rises and then try to sell them.
C. sell the goods now and try to invest the money instead of resupplying.
D. sell the goods now but try to get the higher price for them.
Learn more about Supply on:
brainly.com/question/2396547
#SPJ4
Janell sees an advertisement for a new skin-care product. which question should she ask herself about the product?
Janell sees an advertisement for a new skin-care product the question that she should ask herself about the product is
Could the company have a bias?"
The inability to make an informed judgement based on facts and evidence is hampered by bias, which is an unreasonable assumption or belief. Information bias, selection bias, and confounding are the three different categories of bias.
some of questions to be asked before buying skincare products are:
How well do you understand your skin?Do you buy something because of hype?Does It Have Dermatologists' Approval?Is this a skincare product intended for cosmetic use?Exist the Active Ingredients?Can I Perform a Patch Test?To learn more about bias here
https://brainly.com/question/13044778
#SPJ4
the nurse is helping a mother breast-feed her newborn. which activity by the infant is the best indicator that effective
The mouth covers most of the areolar surface of the breast is the best indication by infant during breast feeding.
Effective attachment involves covering most of the areolar surface of the breast with the newborn's mouth; effective attachment helps compress the milk glands.
What is breast feeding?The procedure through which a kid is fed human breast milk is known as breastfeeding or nursing. Breast milk may come directly from the mother's breast, expressed by hand, or pumped and given to the child.Breastfeeding should start during the first hour of a newborn's life and should continue as frequently and as much as the baby desires, according to the World Health Organization (WHO). The WHO and other health organizations advise solely breastfeeding for six months.The WHO recommends exclusive breastfeeding for the first six months of life, followed by continued breastfeeding with suitable complementary foods for up to two years and beyond.Of the 135 million babies born each year, only 42 percent are breastfed within the first hour of life, only 38 percent of mothers practice exclusive breastfeeding during the first six months, and 58 percent continue breastfeeding with appropriate complementary foods for up to two years and beyond.know more about breast feeding
https://brainly.com/question/15057657
#SPJ4
China is currently a socialist economic system. In view of china's explosive growth in supplying goods to the world do you see china becoming more of a market economic system. Why/why not?
China is currently a socialist economic system. In view of china's explosive growth in supplying goods to the world China is becoming more of a market economic system.
Generally China is defined as a mixed economy market. But it is a planned economy with most of the characteristics of the market economic system under the trend of the globalization.
For example: China government planned to focus on electric cars and thus the same china did and for the cars which were produced in China and sold in China only were provided with the government subsidy.
However China government also plans for those things which it does not want to see in the market such as stopping corporations inside trade on stocks.
To know more about market economic system here:
https://brainly.com/question/13340111
#SPJ4
A firm can be expressly prohibited from engaging in certain business activities or can be broken into two or more competing firms when it
A firm can be expressly prohibited from engaging in certain business activities or can be broken into two or more competing firms when it is found guilty of antitrust violations.
What is antitrust laws?These are laws established to protect the interest of the consumers by creating enabling environment for businesses to thrive. These laws prevent unfair business associations such as trusts contribute to competition.
Anti-trust laws are laws, meant to protect the customer from predatory practices by businesses such as collusion hence ensuring that there is competition in the market for the benefit of the consumer.
Learn more about antitrust laws here: https://brainly.com/question/13800256
#SPJ1
The optimal level of resource utilization increases when the marginal resource cost?
When the marginal revenue product equals the marginal cost of the resource, the degree of resource usage is optimal. The price of an extra unit of a resource, such labor, is referred to as the: Cost of a marginal resource.
Time increases as the team's utilization rate rises; this term refers to how busy a team is, or how many tasks, projects, and work items are in their backlog. Resources needed for the typical service effort needed to finish user stories as part of a development project. Increase in total resource cost caused by hiring one more unit of resource.
To learn more about resource, click here
https://brainly.com/question/17766279
#SPJ4
Matthew decides to buy expensive designer jeans. Less expensive jeans are available, but the added cost of the designer brand is worth it to Matthew most likely because
Matthew decides to buy expensive designer jeans. Less expensive jeans are available, but the added cost of the designer brand is worth it to Matthew most likely because His preference is for designer labels, since the assertions made by the other manufacturers, which claim that designer trousers are less expensive, are illogical. This is further explained below.
What is the cost?Generally, payment is required before it can be obtained or completed.
In conclusion, Affluent designer jeans are Matthew's choice. There are cheaper jeans out there, but Matthew most certainly prefers designer labels since the arguments of the other manufacturers, who say that designer pants are less costly, are irrational.
Read more about cost
https://brainly.com/question/15135554
#SPJ1
he Federal Reserve Bank sets ______ which are the fractions of checking account balances that banks must maintain as currency reserves.
The measure that is set by the Federal Reserve Bank which is a fraction of the checking account balances of banks is called the Reserve Requirement.
What is the reserve requirement?This refers to a fraction of the checking account balances that commercial banks hold from the public. The Fed will hold this amount in reserve,
The reason for this is so that banks will have money to give out to customers in case there is a run on banks like the one that happened in the Great Depression era.
Find out more on the Reserve Requirement at https://brainly.com/question/10684321
#SPJ1
When there is a serious concern, providers should urge the consumer file a recipient right complaint instead of a grievance. a. true b. false
It is a false statement that providers should urge the consumer to file a recipient right complaint instead of a grievance.
What is a recipient right complaint?These are imminent complaint that can occur when someone believe that their rights has been violated and may use such form to make a complaint.
In practice, the right complaint often follow a procedure that addresses communications submitted by individuals, groups or non-governmental organizations that claim to be victims of human rights
These recipient right complaint are reviewed by a rights officer/advisor who will conduct an investigation to know who is guilty.
Because the consequence of a right complaint could be gravely, then, it should be prevented, thus, It is a false statement that providers should urge the consumer to file a recipient right complaint instead of a grievance.
Read more about right complaint
brainly.com/question/24140747
#SPJ1
What is the difference between direct write-off method and allowance method?
The allowance technique anticipates and plans for a specific amount of unpaid debt, whereas the straight write-off method merely deals with the debt once it has not been paid.
The allowance technique is putting up a reserve for any future bad debts. The reserve is calculated as a percentage of sales made during a reporting period, maybe modified for the risk associated with a certain client.
The direct write off technique, also known as the direct charge-off method, is a mechanism used by corporations to settle bad debts to costs after an individual invoice has been determined to be uncollectible.
The primary distinction between the direct write off method and the allowance method is that, whereas the direct write off method records the accounting entry when bad debts materialize, the allowance method sets aside an allowance for possible bad debts, which is a percentage of credit sales made during the year.
To know more about allowance method and direct write off method click here:
https://brainly.com/question/14725359
#SPJ4
According to ______ management, managers should fix an organization's problems by improving its structure, culture, and work rules while treating employees well.
The answer is Deming management.
Deming management is a type of management that focuses on building and maintaining organizational structures that produce high-quality results.
It involves putting management scholar W. Edwards Deming's principles into practice.
Deming defined management as the establishment and ongoing development of organizational systems.
Customers of the company's goods or services will receive a raise in value as a result of the deployment of such a creative and improved management system. In today's globally competitive environment, which is characterized by quickly evolving technology and customers' aspirations for greater standards of values, continuous improvement is crucial to the management system.
Continuous improvement is the process of constantly refining and enhancing organizational processes, services, and products to produce better value for customers.
Hence, According to Deming management, managers should fix an organization's problems by improving its structure, culture, and work rules while treating employees well.
Learn more about management:
https://brainly.com/question/1276995
#SPJ4
A technological innovation in the production of electronic goods causes the supply for electronic goods to increase.
A technological innovation in the production of electronic goods causes the supply for electronic goods to increase. This statement is True.
What is technological innovation?An expanded definition of innovation is technological innovation. Although innovation is a fairly well-defined notion, many people—especially those in the academic and corporate worlds—understand it to mean different things.Innovation is the addition of extra steps to creating new services and goods for the market or the general public that satisfy unmet demands or handle issues that have not been solved in the past.Instead of addressing the entire organization's business model, technological innovation, on the other hand, concentrates on the technological components of a product or service. It is crucial to make clear that innovation is not solely a product of technology.To learn more about technological innovation with the given link
https://brainly.com/question/14136296
#SPJ4