What is the purpose of long-term disability insurance?
A. To replace a portion of a person's income if that person cannot
work
B. To provide a guaranteed loan to pay expenses until a person is
able to work again
C. To provide financial support for loved ones after a person dies
O D. To pay medical expenses if a person is hospitalized for an illness
or injury

Answers

Answer 1

The main purpose of of long-term disability insurance is: A. To replace a portion of a person's income if that person cannot work.

What is  long-term disability insurance?

Long-term disability insurance can be defined as the type of insurance coverage that help to guide a person income if the person is unable to work as a result of illness or injury.

Long-term disability insurance  is important  when it comes to unforeseen circumstance.

Inconclusion to replace a portion of a person's income if that person cannot work.

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Related Questions

The manager of operations at Beta Industries, has decided to change careers. For years, the company has been a market leader in manufacturing DVD players, but sales—and the manager’s advancement opportunities—have been declining for years. He told his wife, "Recent __________ have allowed smartphones and streaming to emerge as substitutes for DVD players. That's reality, and I need to face it."

Answers

The manager of operations at Beta Industries most likely told his wife that smartphones and streaming became substitutes thanks to advances in technology.

Why are smartphones and streaming now considered substitutes?

As a result of technological advances which continually strive to improve on what is already there, there have been newer technological devices.

Smartphones and streaming services are examples of some of these advances and they have emerged as strong substitutes to DVD players which are not as mobile.

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impact of legislation on employees​

Answers

Employment law affects every aspect of the workplace. It determines your rights regarding hiring, wage and benefits, eligibility for overtime pay, discrimination, family and medical leave, termination, and more

The economic inefficiencies of monopolistic competition may be offset by the fact that:.

Answers

The economic inefficiencies of monopolistic competition may be offset by the fact that consumers have  variations of the product from which to choose from.

What is monopolistic competition?

This is a type of market competition that exists given that there are a number of producers that are in competition against each other.

In this type of competition, the products that are selling are not perfect substitutes. Theyu are differentiated from each other.

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How are the effects of inflation and a recession similar, and how are
they different?

Answers

Answer:

When the price of goods and services rises, inflation happens; when the price of goods and services falls, deflation occurs. The delicate balance between these two economic circumstances, which are opposite sides of the same coin, is difficult to maintain, and an economy can quickly shift from one to the other.

A recession occurs when the Gross Domestic Product falls for two consecutive quarters, resulting in a reduction in overall economic activity. Inflation, on the other hand, is the rise in the price of goods and services over time in a given economy.

match the scenario to the type of mental health issue described ?.

Answers

the scenario to the type of mental health issue described

and then you have to explain it and make sure you think of your response if you want to know your answer you gotta work hard on your research so it helps you understand

NEED HELP PLEASE
1. Explain why celebrity endorsements are risky agreements for companies.
2. Why do you think the FTC creates laws governing celebrity endorsements? To whom do these laws benefit?

Answers

Answer:

The FTC created laws governing celebrity endorsements to protect all parties involved in the endorsement because without them, celebrities could lie about their contracts

Explanation:

Match each graph with the correct location where it could be used in that scenario.

Answers

Answer:

f

Explanation:

the first is with the fourth and the third is with the second and 1 is with 1

Answer:   Purple- top left

green- top right

blue- bottom left

red-bottom right.

Explanation:

It Isn't necessary to consider convenlence Issues when selecting a bank.
O True
O False

Answers

It should be false bec u have to consider convenience issues when selecting bank
it should be false i agree

What is meant by accounting

Answers

Answer:

the action or a process of keeping financial accounting

Answer:

Accounting is the process of recording financial transactions pertaining to a business. The accounting process includes summarizing, analyzing, and reporting these transactions to oversight agencies, regulators, and tax collection entities.

Explanation:

if u Wanted the most corpo answer

8.1. In the article the author confirms that a reduction of the budget deficit is imperative. Briefly discuss the possible methods of achieving this objective which are mentioned by the author as part of his thoughts. (3) 8.2. What is the main conclusion in terms of where to from hereby the author in this article? (3)​

Answers

The method of achieving the reduction in the budget deficit is to simply reduce expenses and increase tax.

What is a budget deficit?

It should be noted that budget deficit simply means when the expenses is more than the revenue.

In this case, the method of achieving the reduction in the budget deficit is to simply reduce expenses and increase tax. This is needed to improve the budget.

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Assume that John Smith is a salesperson employed by McCrackin Company. Smith's regular rate of pay is $36 per hour, and any hours worked in excess of 40 hours per week are paid at 1½ times the regular rate. Smith worked 42 hours for the week ended October 27. What are his total earnings for the week?

a. $2,268
b. $1,548
c. $1,512
d. $2,548

Answers

His total earnings for the week was $1,548

Which of the maturity lengths between the bonds, bills, and notes would be most advantageous during a bear market?

Answers

Answer:

perhaps bonds, but I'm not 100%sure

Sara enters into a contract to sell her vacation condo to Ted for a certain price on a specific day. On that day, Sara unconditionally offers to perform. Sara’s offer

Answers

The fact that Sara unconditionally offered to perform according to the contract that she entered into with Ted b. constitutes tender of performance.

What is a tender of performance?

A Tender of Performance is the requirement that a person ought to do as a result of them being in a contract, or the law ordering them to do so.

Sara performed her side of the contract which means that she performed her tender of performance according to the terms of the contract with Ted.

Options for this question include:
a. conditions Ted's promise to pay for the property.

b. constitutes tender of performance.

c. excuses the parties' performance under the contract.

d. suspends the parties' contractual obligations.

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Swifty Corporation purchased a new machine on October 1, 2022, at a cost of $115,000. The company estimated that the machine will have a salvage value of $10,500. The machine is expected to be used for 10,000 working hours during its 5-year life. (a) Compute the depreciation expense under straight-line method for 2022. 2022 Depreciation expense $enter depreciation expense amount in dollar

Answers

The depreciation expense under straight-line method for 2022 is $5225.

What is the depreciation expense?

The straight-line depreciation allocates the depreciation expense evenly over the useful life of an asset.

Straight line depreciation expense = (Cost of asset - Salvage value) / useful life

(115,000 - $10,500) / 5 = $20,900

Depreciation expense in 2022 = 3/12 x 20,900  = $5225

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Yessica is an exchange student from Spain. She is currently studying at a college in Maryland.
Yessica's primary language is Spanish. Yessica is most likely to experience what type of
common communication barrier?

A) Lack of honesty
B) perception
C) language
D) information medium

Answers

The communication barrier Yessica is likely to face as an exchange student from Spain is language.

What is a communication barrier?

Communication barrier is a thing or a factor that stands in the way of effective communication. Yessica is from Spain and she is studying in Maryland. In Spain, Spanish is spoken and in Mayland, English is spoken, thus there is a difference in language and this would stand in the way of effective communciation.

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What role does a company like UPS play in the supply chain?

Answers

UPS is a great example of transportation and delivery services. Vehicles that move products to consumers are the final parts of a supply chain

How do companies effectively go global?

Answers

Answer:

Some of the specific advantages presented by successfully growing globally include:

•You can extend the sales life of existing products and services by finding new markets to sell them in.

•You can reduce your dependence on the markets you have developed in the United States.

and more....

Explanation:

hope it helps......

A company has budgeted total overhead of $10,575 at actual units produced and actual total overhead of $9,775. The controllable variance is:

Answers

Assuming a company has budgeted total overhead of $10,575 at actual units produced. The controllable variance is:$800 F.

Controllable variance

Using this formula

Controllable variance= Actual units produced - Budgeted total overhead

Where:

Actual units produced=$9,775

Budgeted total overhead=$10,575

Let plug in the formula

Controllable variance=$9,775-$10,575

Controllable variance=$800F

Inconclusion the controllable variance is:$800 F.

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Emily works for a small company, where she is the only employee who
handles payroll. What is the best option for the company to ensure that Emily
does not commit payroll fraud?
A. The company should have a different employee handle payroll.
B. The company should conduct an extensive background check.
C. The company should make sure that Emily's office and computer
are monitored.
D. The company should have an outside source review the payroll.

Answers

The best option for the company to ensure that Emily does not commit payroll fraud is that the company should have an outside source review the payroll.

What is a payroll fraud?

This type of fraud is related to theft of cash from a business via the payroll processing system.

Hence, having an outside source review the payroll to crosscheck the payroll before any payment is made.

Therefore, the Option C is correct.

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How you will differentiate the company from
competitors
Market Analysis
Your mission statement
Competitive Analysis
Suppliers your company relies on to produce its
products
Organization
The amount of funding needed to start the
company
Executive Summary
A description of your competitors
Products and Services
Your advertising plan
Financial Analysis
The financial history of the company
Marketing and Sales
A description of the needs and desires of your
potential customers
Funding Request
A description of the departments in the
company
Goals and Strategy

Answers

Answer:

Talkwalker Competitor Analysis

Want to find out what the competition is up to? What's working for them and what strategic mistakes they're making? With Talkwalker's competitor analysis, you can easily compare performance across all your important channels.  

Compare performance of multiple brands, hashtags and keywords

Benchmark with KPIs that matter: Engagement, volume, sentiment, business impact metrics

Identify opportunities and find competitors' weaknesses

The best global coverage: Social networks, news, blogs and forums

Explanation:

2. If the CPI is 100 in 2004 and 103 in 2005, then what is the inflation rate?

Answers

The inflation rate of the country given the CPI IN 2004 and 2005 is 3%.

What is the inflation rate?

Inflation rate is when there is a persistent rise in the general price levels of a country. The consumer price index is used to measure the price level of a basket of goods.

Inflation rate = (CPI in 2005 / CPI in 2004)

(103 / 100 )= 0.03 = 3%

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Assume that product Adam, a product designed for the High-End segment, can reach its full potential market share next year. A good estimate for its full potential market share can be taken from the current year's market intelligence information. How much product should be produced to reach the full potential of the segment next year

Answers

The units of production of Adam to reach the full potential of the segment next year depends on its share of the market segment and the total potential market demand.

For instance, if the share of the market segment owned by Adam is 60% with total potential market demand of 20,000 units, the production units should be 12,000 units (20,000 x 60%).

What is market share?

The market share refers to the percentage of an industry or a market's total sales earned by each participating company or brand over the past period.

The market share can be calculated as follows:

Market share = Adam's sales/Total market sales x 100

For example:

The market share last year = 60% (6,000/10,000 x 100)

Because sales of Adam = 6,000

And market demand = 10,000

Thus, based on the company's or Adam's market share and the total potential market demand for the coming year, the production unit of Adam can be computed as 12,000 units.

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What is your own personal definition of the word "Support"?

Answers

Answer:

1..give assistance to ...help out someone

2..give emotional support

3...stand by someone

Explanation:

i hope this helps

A company has the choice of either selling 600 apples or processing them into applesauce. The company could sell the apples as is for $1,200. Alternatively, the apples could be made into applesauce with incremental costs that consist of $360 of direct materials, $600 of direct labor, and $480 of overhead. The applesauce can be sold for $3,000. Required:
What is the amount of incremental revenue from processing the apples into applesauce?

Answers

The amount of incremental revenue from processing the apples into applesauce is $1800.

What is the incremental revenue?

Incremental revenue is the change in revenue when the total income earned from a product changes as a result of modifying the product.

Incremental revenue = revenue from the applesauce - revenue from selling apples

$3000 - $1200  = $1800

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Design Thinking is the discipline of developing solutions to create significant
value for clients by keeping end user experience at its core.
True or False?

Answers

This is a true statement

Tali has recently joined a sports center as a service assistant. She's asked to set up a phone conference with several people she hasn't met yet. How should Tali begin the meeting to show that she understands professional conduct? O A. She should start off with a joke or a funny story. OB. She should talk about the most recent activities of the sports center. OC. She should introduce herself and explain the purpose of her call. OD. She should ask each person on the call to do a self-introduction.​

Answers

Answer:

C -- She should introduce herself and explain the purpose of her call.

Explanation:

It is most professional to introduce herself this way. Also, Tali wants to show that she understands professional conduct.

Hope this helps! Please let me know if you need more help or think my answer is incorrect. Brainliest would be MUCH appreciated. Have a wonderful day!

Consider a single period problem where the riskless interest rate is zero, and there are no taxes. A firm consists of a machine that will produce cash flows of $210 if the economy is good and $80 if the economy is bad. The good and bad states occur with equal probability and the covariance of these states with the market portfolio is zero (no systematic risk). Initially, the firm has 100 shares outstanding and debt with a face value of $50 due at the end of the period. What is the share price of the firm

Answers

Assuming the firm has 100 shares outstanding and debt with a face value of $50 due at the end of the period. The share price of the firm is $0.95.

Share price

First step is to calculate the expected payoff to equity

Expected equity=[($80 ×0.5) + ($210 × 0.5)]-$50

Expected equity=($40+$105)-$50

Expected equity = $145-$50

Expected equity=$95

Now let calculate the share price

Share price=$96/100 shares

Share price=$0.95

Inconclusion the share price of the firm is $0.95.

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Business transactions

Answers

Answer:

A business transaction is a financial transaction between two or more parties that involves the exchange of goods, money, or services

b) Outline any five factors that an entrepreneur should put into consideration when starting a business.​

Answers

Answer:

1) Need

Consider the need your company meets. Perhaps your product can accelerate a problem or process, prevent a loss, or provide a service that your community needs. Your location may also be important if you can provide services like good food, laundry, or repair to a neighborhood that lacks them.

2) Business Structure

Consider whether you will work with others or alone. If you intend to collaborate with others, ascertain what type of business structure best suits your needs. People who want to share decision equally-making and risk should form a partnership. Investors in a corporation or limited partnership have little or no control over business operations.

3) Supplies and sourcing

Consider the tools and stuff you will need. Consider your needs for manufacturing and purchasing. A store might need displays, decorations, and a way to pay, while a restaurant needs cooking tools and special storage. Add raw materials and packaging to your list. Your business may require specific phones, computers, or fax machines. If you are going to be away from home, think about how you will get there and what tools you will need.

Consider whether you value local or organic sourcing, vegan processing, or no animal testing in your purchasing decisions. If possible, test or inspect materials before purchasing. Trade shows and free samples may be offered by some suppliers before a purchase is made.

4) Location

Think about where you would like to start your company. When shipping or providing a service, you may be able to operate your business from home. For a storefront, think about how much rent you can afford and how appealing the place is to people. Consider material storage, large equipment, and convenient delivery or shipping locations.

5) Marketing

Consider the various ways in which you can spread the word about your venture. Your target market may help you decide where to advertise. An experienced marketing consultant can help you create a comprehensive marketing strategy for your business.

I hope this helps you

:)

PB10-4 (Algo) Comparing Bonds Issued at Par, Discount, and Premium [LO 10-3]
Marshalls Corporation completed a $540,000, 8 percent bond issue on January 1, 2021. The bonds pay interest each December 31 and mature 10 years from January 1, 2021.



Required:

For each of the three independent cases that follow, provide the amounts to be reported on the January 1, 2021, financial statements immediately after the bonds were issued

Answers

The amounts that would be reported on January 1, 2021, financial statements of Marshalls Corporation after the issuance of the bonds under these three independent cases are as follows:

Financial statements                  Case A             Case B             Case C

                                          (Issued at 100)   (Issued at 96)    (Issued at 104)

a. Bonds Payable                   $540,000         $540,000          $540,000

b. Unamortized Premium      

   (or discount)                      $0                         $21,600              $21,600

c. Carrying Value                 $540,000            $518,400           $561,600

Data and Calculations:

Face value of bonds payable = $540,000

Bond interest = 7%

Bonds issued at par (at 100):

Face value of bonds payable = $540,000

Cash proceeds = $540,000

Unamortized premium (or discount) = $0 ($540,000 - $540,000)

Bonds issued at discount (at 96):

Face value of bonds payable = $540,000

Cash proceeds = $518,400 ($540,000 x 96%)

Unamortized discount = $21,600 ($540,000 - $518,400)

Bonds issued at premium (at 104):

Face value of bonds payable = $540,000

Cash proceeds = $561,600 ($540,000 x 104%)

Unamortized premium = $0 ($561,600 - $540,000)

Question Completion:

Marshalls Corporation completed a $540,000, 7 percent bond issue on January 1, 2021. The bonds pay interest each December 31 and mature 10 years from January 1, 2018.

Required: For each of the three independent cases that follow, provide the following amounts to be reported on January 1, 2018, financial statements immediately after the bonds were issued: (Deductions should be indicated by a minus sign.) January 1, 2018—Financial statements Case A (Issued at 100) $ 650,000 Case B (at 96) 650,000 Case C (at 104) 650,000 $ $ a. Bonds Payable b. Unamortized premium (or discount) c. Carrying Value

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hemanta put the plate __ the table and began to eat his dinner. Find the measure of the missing angles. 25 d e f Use the compound interest formulas A = P1+and A = Pert to solve.Suppose that you have $11,000 to invest. Which investment yields the greater return over 9 years: 7.5% compoundedcontinuously or 7.6% compounded semiannually? For me, reading has always been a path toward liberation and fulfillment. to learn to read is to start down the road of liberation, a road which should be accessible to everyone. no one has the right to keep you from reading, and yet that is what is happening in many areas in this country today. there are those who think they know best what we should read. these censors are at work in all areas of our daily lives. which best describes the rhetoric used in this excerpt to increase the readers awareness of censorship? factual evidence is used to appeal to the readers sense of logic a strong opinion is presented to appeal to the readers sense of justice an emotional anecdote is related to appeal to the readers sympathy the authors love of reading is referenced to appeal to his character PLS no links. Can someone help me with question 2 NO LINKS PLEASE I NEED ANSWERSNO LINKS PLEASE Why do we need to learn excel formula especially calculating data in a spreadsheet? 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Simplify (32-2) + (52+5-1) Robert had some friends at his house after school. His mom cut up 2 pies for them to eat. If she cut each pie into fourths, how many pieces will there be? Choose the model that represents the answer.1/48/82/84/4NO LINKS!!!!!) If the freezing point depression for a solution is 2. 5c and kf = 4. 5c/m, what is the molality of the solution? What is the climate and vegetation like in the temperate woodland? Question 9 (Fill-In-The-Blank Worth 12 points)(HC)Memories of a MemoryHave you ever witnessed something amazing, shocking or surprising and found when describing the event that your story seems to change the more you tell it? Have you ever experienced a time when you couldn't really describe something you saw in a way that others could understand? If so, you may understand why some experts think eyewitness testimony is unreliable as evidence in scientific inquiries and trials. New insights into human memory suggest human memories are really a mixture of many non-factual things.First, memory is vague. Imagine your room at home or a classroom you see every day. Most likely, you could describe the room very generally. You could name the color of the walls, the floors, the decorations. But the image you describe will never be as specific or detailed as if you were looking at the actual room. Memory tends to save a blurry image of what we have seen rather than specific details. So when a witness tries to identify someone, her brain may recall that the person was tall, but not be able to say how tall when faced with several tall people. There are lots of different kinds of "tall."Second, memory uses general knowledge to fill in gaps. Our brains reconstruct events and scenes when we remember something. To do this, our brains use other memories and other stories when there are gaps. 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