What is the maximum amount of new loans the bank could lend with the given amounts of reserves?

Answers

Answer 1

The maximum amount of new loans to the bank could lend with the given amounts of reserve is; $400million.

Maximum amount of New loans

It follows from macroeconomics calculations that;

The maximum amount of new loans to the bank!= The current amount in reserves * The multiplier.

Given that the amount in reserves is $80 million.

$80 million * (1/20%)$80 million * (5) = $400 million.

Ultimately, the maximum amount in new loans given the amount in reserves is; $400 million.

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Related Questions

Brown, the president and director of a corporation engaged in owning and operating a chain of motels, was advised, upon what seemed to be good authority, that a superhighway was to be constructed through the town of X, which would be a most desirable location for a motel. Brown presented these facts to the board of directors of the motel corporation and recommended that the corporation build a motel in the town of X at the location described. The board of directors agreed, and the new motel was constructed. The superhighway plans were changed, however, after the motel was constructed, and the highway was never built. Later, a packinghouse was built on property adjoining the motel, and the corporation sustained a considerable loss as a result. The shareholders brought an appropriate action against Brown, charging that his proposal had caused a substantial loss to the corporation and seeking recovery of that loss from Brown. What result

Answers

An officer or director of a corporation is not personally liable for loss sustained by the corporation as the result of the exercise of poor or mistaken business judgement. They are only liable for a loss resulting from his or her negligence of failure to exercise reasonable care. In this situation, Brown was exercising a business judgement in good faith with due care. Since a superhighway was to be constructed through the town of X, he believed it was in the corporation's best interest to build a motel there. Brown was not guilty of negligence, so the decision would be in favor of Brown.

One option to generate a favorable ______ variance for net operating income is to increase the number of clients.

Answers

Answer:

activity

Explanation:

Mary remodeled her bathroom, and her assessment went from $67,000 to $71,000. If she pays taxes at a rate of 31.5 mills, what is her increase in property tax?

Answers

Answer:

$126

Explanation:

To solve, find the amount of property tax at $67,000, then find the amount of property tax at $71,000 and subtract the amounts.

Mary remodeled her bathroom, and her assessment went from $67,000 to $71,000. If she pays taxes at a rate of 31.5 mills, Then her increase in property tax will be $126.

What is tax?

The taxes are mandatory contributions, that are levied on individuals or corporations by a government entity—whether local, regional, or national.

The tax revenues are basically used for financing government activities, including public works and services such as construction of roads, hospitals and schools, or programs such as Social Security, old age pension and Medicare.

In economics, taxes fall on whoever pays the burden of the tax, whether this is the entity being taxed, such as a business, or the end consumers of the business’s goods.

Mary remodeled her bathroom, and her assessment went from $67,000 to $71,000. If she pays taxes at a rate of 31.5 mills, Then her increase in property tax will be $126.

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Why are most economies in the world today considered mixed economies?.

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Answer:

Why are most economies in the world today considered mixed economies? Most economies are considered mixed because most have some portion of the means of production under government control. Most economic systems also have some element of the market or capitalism.

Explanation:

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Olivia keeps her work desk neat and arranges her files in alphabetical order. She’s demonstrating the professional habit of organization . Chang provides support to his coworkers when they need to interpret the computer codes in some records. He’s demonstrating the professional habit of adaptability .

Answers

Answer:

Which attributes of professional and ethical conduct are Olivia and Chang demonstrating in this scenario?

Olivia keeps her work desk neat and arranges her files in alphabetical order. She’s demonstrating the professional habit of organization.

Chang provides support to his coworkers when they need to interpret the computer codes in some records. He’s demonstrating the professional habit of helpfulness.

Explanation:

The files on Olivia's desk are arranged alphabetically and she keeps her workspace tidy. She is exemplifying the professionalism of organization. When his colleagues need assistance deciphering computer codes contained in some records, Chang offers assistance. He is practicing being helpful in a professional manner.

What do you meant by a work desk?

For academic, professional, or household tasks like reading, writing, or utilizing technology like a computer, a desk or bureau is a piece of furniture having a flat table-style work surface that is used in a school, workplace, home, or places similar to these.

Desks frequently include one or more drawers, compartments, or pigeonholes where objects like office supplies and documents can be kept. Although materials like glass are occasionally encountered, desks are typically built of wood or metal.

Some desks resemble tables, but unlike most typical tables, just one side of a desk is typically acceptable for sitting at (there are notable exceptions, such as a partners desk). Some desks don't take the shape of a table; one example is an armoire desk

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E-mail is an temporary message medium. please select the best answer from the choices provided t f

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The given statement is correct that E-mail is a temporary message medium, and it is considered as a formal business communication.

What is E-Mail?

Electronic mail is a well known method of interchanging the various messages between people by employing the electronic devices.

It is also considered a  formal medium of business communication, as it is mostly used in the business organization.

It is considered as a temporary message medium because some of the messages are often triggers in the mailbox that temporarily move to the Microsoft Exchange Server.

Therefore, the given statement is true.

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Answer:

The answer is FALSE. Emails last forever. They are also INFORMAL communication, not formal.

1. In a general sense, a business stakeholder is one who has made substantial financial investments in the business. 2. Ethics refers to how human beings should properly live their lives. 3. Values are the only guidance individuals need to act in ways that are positive or ethical. 4. The well-being promoted by ethical values is not a personal and selfish well-being. 5. In civil law, there is no room for ambiguity in applying the law because much of the law is established by past precedent. 6. Identify a true statement about the field of business ethics. 7. The ________ asserts that ordinary ethical standards should be kept separate from, and not be used to judge, business decisions because business has its own standards of good and bad

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The Separation Thesis is one business ethic that asserts that ordinary ethical standards should be kept separate from, because business has its own standards of good and bad.

What is Separation Thesis?

This refers to the theory that states that ordinary ethical standards should be kept distinct from business standards because they both make use of different standards to judge good and bad.

We can note that ethics has to do with doing the right thing so as to maintain a healthy business relationship without subverting the right things to make a quick profit.

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Media planners seek to reach the largest possible percentage of their target audience with no monetary limitations.


a) True
b) False

Answers

As regards media planners trying to reach a large percentage of their target audience with no limitations, this is False.

Why is this statement false?

The ultimate goal of a company is to reduce costs and make more profit. As a result, media planners try to keep costs as low as possible when engaging in ad campaigns.

This means that they try to reach the largest percentage of people they can reach, with limitations placed on them.

In conclusion, this is false.

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A competitive market is in long-run equilibrium. if demand decreases, we can be certain that price will a. fall in the short run. no firms will shut down, but some of them will exit the industry. price will then rise to reach the new long-run equilibrium. b. fall in the short run. all firms will shut down, and some of them will exit the industry. price will then rise to reach the new long-run equilibrium. c. not fall in the short run because firms will exit to maintain the price. d. fall in the short run. all, some, or no firms will shut down, and some of them will exit the industry. price will then rise to reach the new long-run equilibrium.

Answers

At a long run in a competitive market, price will fall if demand decreases and all, some, or no firms will shut down while some of them will exit the industry.

What is a competitive market?

These are markets where no consumer or producer has the major power to influence the market.

This means that there are high mumber of producers that are competing  with one another in hopes to provide goods and services for the consumers.

However, price will fall if demand decreases and all, some, or no firms will shut down while some of them will exit the industry.

Therefore, the Option D is correct.

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A coupon bond that pays interest semi-annually is selling at par value of $1,000, matures in seven years and has a coupon rate of 8.6%. The yield to maturity on this bond is

Answers

Based on the selling price of the bond and the coupon rate, the yield to maturity on the bond is 8.6%.

What is the yield to maturity on this bond?

When a bond is selling at par, it means that the coupon rate and the yield to maturity are the same.

The bond in question is selling at its par price of $1,000 which means that the coupon rate of 8.6% is the same as the yield to maturity.

In conclusion, the YTM is 8.6%.

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The distribution activities associated with logistics relate to the __________ aspect of the 4 Ps of the marketing mix.

Answers

Place is the distribution activities associated with logistics relate to the aspect of the 4 Ps of the marketing mix.

What is marketing mix?

Marketing mix refers to the set of actions, or tactics, that a company uses to promote its brand or product in the market.

Elements of marketing mix includes:

PlacePriceProductPromotion

Hence, Place is the distribution activities associated with logistics relate to the aspect of the 4 Ps of the marketing mix.

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The net income reported on the income statement for the current year was $210,000. Depreciation recorded on equipment and a building amount to $62,500 for the year. Balances of the current asset and current liabilities accounts at the beginning and end of the year are as follows: End of Year Beginning of Year Cash $56,000 $59,500 Accounts receivable (net) 71,000 73,400 Inventories 140,000 126,500 Prepaid expenses 7,800 8,400 Accounts payable (merchandise creditors) 62,600 66,400 Salaries payable 9,000 8,250 Required: Question Content Area a. Prepare the cash flows from operating activities section of the statement of cash flows, using the indirect method. Use the minus sign to indicate cash out flows, cash payments, decreases in cash, or any negative adjustments.

Answers

The Cash Flow from Operating Activities 258,950 using the indirect method.

What is Cash Flow from Operating Activities?

The total cash flow generated by a business from its ordinary business operation is known as operating cash flow. It shows if the company is able to generate enough cash inflow to sustain its operation.

The cash flows from operating activities section of the statement of cash flows, using the indirect method is shown below:

                    Particulars                           Amount ($)

               Cash flows from operating activities:

               Net income                                           210,000

Add: Depreciation expense                           62,500

Add: Decrease in accounts receivable           2,400

Less: Increase in inventory                           13,500

Add: Decrease in prepaid expenses            600

Less: Decrease in accounts payable            3,800

Add: Increase in salaries payable                    750

Net cash flow from operating activities           258,950

Hence, Cash Flow from Operating Activities 258,950

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Which of the following is a term for physical goods that are bought and
sold?

Answers

what are the terms?

The flexible budget performance report directs management's attention to areas where: (Check all that apply.)

Answers

The flexible budget performance report directs management's attention to areas where:corrective action can help control operations.

What is flexible budget performance report?

Flexible budget performance report can be defined as the type of report that  enables the management of a company to determine the difference  between quantity variance and price variances.

Flexible budget performance report is important for companies as it draw their attention to areas were they need to take corrective action  that will lead to efficiency.

Inconclusion it directs management's attention to areas where:corrective action can help control operations.

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Answer:

Costs differ substantially from budgeted amounts

Revenues differ substantially from budgeted amounts

Explanation:

Which best describes a way people can use personal loans? to buy a house to buy a car to pay for college to pay for groceries

Answers

Personal loans are unsecured loans offered by financial institutions based on factors such as employment history, repayment capacity, income level, profession, and credit history.

How do personal loans work?

When you are approved for a personal loan, the funds are often sent directly into your checking account. When you acquire a loan to refinance current debt, you can occasionally ask your lender to pay your invoices directly.

Prepare to begin payback within 30 days, regardless of how you receive your payments. If you have a variable-rate loan, your interest rate will fluctuate, which may cause the amount you owe to alter from month to month.

When you pay off your personal loan, the credit line is closed.

Thus, Option D is correct which describes personal loans.

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Answer:

THE ANSWER IS TO PAY FOR COLLEGE

not car or house.

Explanation:

Create a hypothesis for why homeowners insurance continues to increase
annually while renters insurance does not.

Answers

Answer:

Inflationary clauses in your insurance policy allow for the rising costs of building and associated labor. The cost of building materials such as wood, metal and cement increases each year. Likewise, if the cost of replacing your home increases, chances are your insurance costs will also increase. While that may be good news if you experience a loss, it'll be reflected in your monthly or yearly insurance premiums.

Explanation:

The three dimensions of a firm's relationships with customers include all the following EXCEPT: a. affiliation. b. reach. c. exclusiveness. d. richness.

Answers

Answer:

The answer is C

Explanation:

Hope this helps:)...if not then sorry for wasting your time and may God bless you:)

do you like lauge arts it is supper fun in cool

Answers

Answer: It's really confusing. its just mid.

Explanation:

I love it! I find it to be fun, as well as being an essential quality in life. To have good, basic knowledge in language arts, you can never go wrong :)

Many developed countries have deindustrialized and are transitioning to a postindustrial economy. A. Identify and describe the economic sector that becomes dominant when a country deindustrializes and restructures from an industrial to a postindustrial economy. B. Describe TWO ways countries transitioning to a postindustrial economy utilize the international division of labor. C. Describe ONE way in which the roles of women in the paid labor force of developed countries change as a result of the transition to a postindustrial economy. D. Describe TWO ways in which brownfields can be redeveloped in postindustrial cities.

Answers

In the post industrial economy,

A. the economic sector that is dominant when the country deindustrializes is the Tertiary industry:

quaternary and quinaryservice job

Some of the jobs here require the tertiary form of education.

b. Two ways that countries transition to postindustrial economy are:

They make use of countries that have little government regulations and minimal taxes. They use countries where trade unions are non existent.

c. A way that the roles of women get to change is through the reduction in the pay gap that exists between genders. Pay can also be raised for females.

d. Brownfields can be redeveloped in the following ways in the post industrial cities:

Recreational means: sports and entertainments.Agriculture: Creation of urban farms and gardens.

What is a post industrial economy?

This is an economy that is said to have advanced from the manufacturing era into an era of production of services.

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Evaluating your results is important because it helps you to ________. a. prevent future problems from occurring b. implement your solution more efficiently c. identify possible causes of the problem d. all of the above

Answers

answer:

d. all the above.

It is important to evaluate results because this can help prevent future problems and identify sources of problems so d. all of the above.

Why should we evaluate results?

Evaluating results means taking time to find out what happened during a project.

This helps us to find out problems in that projects as well as ways we can solve those problems. This ensures that problems are prevented in future.

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An increase in government purchases will increase aggregate demand because:.

Answers

Answer:

Explanation below.

Explanation:

Think of it like this:

Consumption + Investment + Government Spending + Net Exports = AD

When Government spending goes up, it is increasing AD within (C+I+G+X), so AD shifts right.

Why are employment and age certificates typically required?.

Answers

Answer:

They protect employers from hiring someone that is too young.They indicate the minor has the proper training to work.They guarantee the minor will be hired.

Explanation:

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Jasper has been working a lot of overtime during the most current economic expansion. As a result, his income is high enough for him to move from the 12 percent tax bracket to the 22 percent tax bracket. The increased amount Jasper pays to the government is an example of:

Answers

The increased taxes paid to the government by Johnny represent what are known as automatic stabilizers slowing the economy.

What are automatic stabilizers?

These are factors in the economy that stop it from growing too fast that it becomes overheated.

Taxes are one such stabilizer because in making sure that people pay more to the government when they earn more, their spending is reduced which means that the economy doesn't grow too much.

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What is one disadvantage of using cash?
O A. Cash is inconvenient for large purchases.
O B. Cash purchases have higher interest rates.
C. Cash purchases are tracked by banks.
D. Cash is not accepted in most places.

Answers

Answer:

A. Cash is inconvenient for a large purchase.

Explanation:

It's harder to count

How much time after selling a house do you have to buy a house to avoid the tax penalty?.

Answers

Answer:

no idea but im pretty sure its 6 months

Explanation:

becuase i think so

law allows what is known as a 1031 exchange, you have to close on a new property within 180 days after you close the sale on your old property

Which sentence is TRUE?
A. You must accept ALL the aid in a financial aid offer.
B. All of the aid listed in Offer #2 is free, meaning it does not need to be paid back.
C. All universities use the same format for their financial aid offer.
D. You can choose to accept some of the aid listed in the financial aid offer and decline some aid.

Answers

The TRUE sentence is that D. You can choose to accept some of the aid listed in the financial aid offer and decline some aid.

What is a financial aid offer?

A financial aid offer is a statement that explains the financial aid available in a college or career school.

In the financial aid offer, there may be provisions for:

GrantsWork-studyStudent loansScholarships.

Financial aids make college or career school affordable to many students. Some financial aids are liabilities that must be repaid after schooling.

Thus, the TRUE sentence is Option D.

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Why do monopolies and oligopolies benefit producers over consumers?.

Answers

Answer:

Few Producers can generally control prices.

Explanation:

Monopolies and Oligopolies are structures where few generally control things. I also got the question right :)

Regina is creating her competitive analysis. She understands why it's important to know her direct competitors, but she's not sure why indirect competitors matter. She asks you if indirect competitors are important to know about. What should you say?

Answers

Regina should understand that indirect competition is important to understand because the different product fulfills the same customers needs.

What is competitive analysis?

A competitive analysis simply means a marketing strategy that's reunited to have edge over other competitors.

In this case, Regina should understand that indirect competition is important to understand because the different product fulfills the same customers needs.

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Korey is planning to open a comic book store near his home. after completing a population survey for 3,520 homes in a 5 mile radius, korey created the chart below to include in the market analysis section of his business plan. which of the following is the best reason to include in the market analysis component of korey's business plan explaining why such a high percentage of grade-school aged kids in the surveyed region is good for korey's store? a pie chart titled population surveys. retired (55 plus), 10 percent; family (kids in college), 8 percent; family (kids in high school), 18 percent; family (kids in grade school), 32 percent; family (no kids), 20 percent; single, 12 percent. a. younger kids like to read more than older kids. b. younger kids are the only regular buyers of comic books. c. younger kids often have allowance money that they are anxious to spend at comic stores. d. younger kids who read comic books are likely to read them when they are older, which will create a current and future customer base.

Answers

Kids in grade school have a maximum percentage of 32 reasons that Option (d) is the correct answer.

why are the grade-school-aged kids surveyed?

Korey did the market analysis section of his business plan after conducting a population survey of 3,520 homes within a 5-mile radius.

He discovered that younger children who read comic books as children are more likely to read them as adults, resulting in a current and future client base.

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Answer:

Which is the best reason to include in the market analysis component of Korey's business plan explaining why such a high percentage of grade-school aged kids in the surveyed region is good for Korey's store?

a.   Younger kids like to read more than older kids.

b.   Younger kids are the only regular buyers of comic books.

c.   Younger kids often have allowance money that they are anxious to spend at comic stores.

d.   Younger kids who read comic books are likely to read them when they are older, which will create a current and future customer base.<<<CORRECT>>>

Explanation:

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An important feature of supply chain management is its application of sophisticated information technology that allows companies to.

Answers

The most significant feature of supply chain management is its application of sophisticated information technology.

What is supply chain management?

Supply chain management is the administration of the movement of goods and services and it encompasses all procedures that turn raw materials into finished items.

The most significant feature of supply chain management is its application of sophisticated information technology allows companies to:

Share and operate systems for border processing, Transportation schedules, inventory, andFacility management.

It entails actively simplifying a company's inventory and supply processes in order to increase customer value and achieve a competitive edge in the industry.

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