What can affect whether banks or other financial insututions are
interested in offering an individual a loan?
A. Financial knowledge
B. Personal credit
C. Financial experience
D. Business credit

Answers

Answer 1

Answer:

B. Personal credit if it is a personal loan

D. If the individual applies to start a business

Explanation:

Typically Financial institutions extend loans based on "credit worthiness" (or credit score) of the individual and can be extended based on whether the individual has an asset to secure the loan. Lack of an asset can have a negative result (dependent upon the amount requested) if the loan request is for a large amount of money.

Answer 2
If it is an individual loan then it would be B, your personal credit

Related Questions

Selling or mortgaging an asset, such as a house or land, is one way an
entrepreneur might try to gain funding for a new business. This action would
fall under the ___ part of a business.
A. finance
B. production
C. customer service
O D. marketing

Answers

Answer:

A. finance

Explanation:

Finance is the section of business that deals with money. Raising capital through various methods would fall under the finance part of the business.

Finance is among the functional areas of a business. It involves sourcing and allocating money to other areas of the business. Finance is closely associated with accounting. Other functional areas of a business include marketing, human resources, administration, and production.

Answer:

A. finance

Explanation:

Which is NOT a requirement for consideration?
A. mutual promises
B.intent to contract
C. bargained for
D. legal value

Answers

Answer: B. Intent to contact

Explanation: answer on Edg. 2021

Question 6 (3 points) Callie is good at motivating and inspiring others, has excellent communication skills, and is good at teaching her friends new skills. What career pathway might be a good fit for Callie? Lodging Pathway Teaching and Training pathway Technology pathway​

Answers

Answer:

Teaching and Training pathway

Explanation:

The teaching and training pathway comprises careers such as teachers, social workers, clinical developmental or social psychologists, and counselors.

Callie is good at motivating and inspiring others and has excellent communication skills. She is best suited to be a teacher. Callie should work in a school environment.

Answer:

Teaching and Training pathway

Explanation:

i took the quiz in k12

You are bullish on telecom stock. the current market price is $110 per share, and you have $22,000 of your own to invest. you borrow an additional $22,000 from your broker at an interest rate of 6.6% per year and invest $44,000 in the stock.



a. what will be your rate of return if the price of telecom stock goes up by 8% during the next year? (ignore the expected dividend.)

Answers

Answer:

9.4%

Explanation:

Initial investment=$22,000+$22,000=$44,000

number of shares bought=$44,000/$110(the investor paid $55 out of every $110)

number of shares bought=400

Increase in share in one year=$110*8%=$8.80

loan interest on each share=$55*6.6%=$3.63

rate of return=(increase in share price-loan interest)/initial amount invested

rate of return=($8.80-$3.63)/$55

rate of return=9.4%

In a market economy, decisions about which goods are produced are based
on:
A. what health care organizations suggest will be best for citizens.
B. what businesses believe will generate the most profits.
C. what the government decides is important for society.
D. what the local community has made for generations.

Answers

Answer:

B. what businesses believe will generate the most profits.

Explanation:

A market economy is one where the factors of production are owned by the private sector. Production and distribution of products and services are in the hands of private individuals and firms. The government's role is mostly regulation and the provision of public goods.

In the market economy, the private sector engages in business to make profits. They risk their resources in producing goods and services that can increase their wealth. Only the products that are likely to generate profits are produced.

Which of these lists correctly orders the binary
numbers from smallest to largest?
Choose 1 answer:
0011, 0110, 0101, 1010
1010, 0101, 0110, 0011
0011, 0101, 0110, 1010
1010, 0110, 0101,0011

Answers

Answer:

the third option

Explanation:

Your welcome :)

The smallest computing data unit is the binary digit or bit. It is represented by 0 or 1, respectively. Binary numbers consist of binary digits (bits). To calculate the smallest to largest binary digit first convert the binary to decimal.

Binary conversion

Let

[tex]\to 2^0=1[/tex]

Converting Binary to decimal:

For point a:

[tex](0011)_2 = (0 \times 2^3) + (0 \times 2^2) + (1 \times 2^1) + (1 \times 2^0)=0+0+2+1 = (3)_{10}\\\\(0110)_2 = (0 \times 2^3) + (1 \times 2^2) + (1 \times 2^1) + (0 \times 2^0)=0+4+2+0 = (6)_{10}\\\\(0101)_2 = (0 \times 2^3) + (1 \times 2^2) + (0 \times 2^1) + (1 \times 2^0)=0+4+0+1 = (5)_{10}\\\\(1010)_2 = (1 \times 2^3) + (0 \times 2^2) + (1 \times 2^1) + (0 \times 2^0)=8+0+2+0 = (10)_{10}\\\\[/tex]

For point b:

[tex](1010)_2 = (1 \times 2^3) + (0 \times 2^2) + (1 \times 2^1) + (0 \times 2^0)=8+0+2+0 = (10)_{10}\\\\(0101)_2 = (0 \times 2^3) + (1 \times 2^2) + (0 \times 2^1) + (1 \times 2^0)=0+4+0+1 = (5)_{10}\\\\(0110)_2 = (0 \times 2^3) + (1 \times 2^2) + (1 \times 2^1) + (0 \times 2^0)=0+4+2+0 = (6)_{10}\\\\(0011)_2 = (0 \times 2^3) + (0 \times 2^2) + (1 \times 2^1) + (1 \times 2^0)=0+0+2+1 = (3)_{10}\\\\[/tex]

For point c:

[tex](0011)_2 = (0 \times 2^3) + (0 \times 2^2) + (1 \times 2^1) + (1 \times 2^0)=0+0+2+1 = (3)_{10}\\\\(0101)_2 = (0 \times 2^3) + (1 \times 2^2) + (0 \times 2^1) + (1 \times 2^0)=0+4+0+1 = (5)_{10}\\\\(0110)_2 = (0 \times 2^3) + (1 \times 2^2) + (1 \times 2^1) + (0 \times 2^0)=0+4+2+0 = (6)_{10}\\\\(1010)_2 = (1 \times 2^3) + (0 \times 2^2) + (1 \times 2^1) + (0 \times 2^0)=8+0+2+0 = (10)_{10}\\\\[/tex]

For point d:

[tex](1010)_2 = (1 \times 2^3) + (0 \times 2^2) + (1 \times 2^1) + (0 \times 2^0)=8+0+2+0 = (10)_{10}\\\\(0110)_2 = (0 \times 2^3) + (1 \times 2^2) + (1 \times 2^1) + (0 \times 2^0)=0+4+2+0 = (6)_{10}\\\\(0101)_2 = (0 \times 2^3) + (1 \times 2^2) + (0 \times 2^1) + (1 \times 2^0)=0+4+0+1 = (5)_{10}\\\\(0011)_2 = (0 \times 2^3) + (0 \times 2^2) + (1 \times 2^1) + (1 \times 2^0)=0+0+2+1 = (3)_{10}\\\\[/tex]

Therefore, the final answer is "Option c"

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Which of these is true about the national unemployment rate?
A. All people 18 years or older are counted as part of the labor force.
B. It is always at 6%.
C. All citizens are included in the labor force.
D. It is never at zero.

Answers

The answer is D, “it is never at zero.”

It is never at zero is true about the national unemployment rate. Hence, option D is correct.

What is national unemployment rate?

The unemployment rate is defined as the proportion of the civilian labour force that lacks employment. The labour force is made up of all people who are working age and either employed or jobless.

The unemployment rate is the percentage of jobless people in the labor force. Therefore, knowing who is employed is essential for determining the unemployment rate. The labor force is made up of people who are either employed or unemployed.

The unemployment rate is the proportion of the work force that is unemployed. Because it is a trailing indicator, it frequently increases or decreases in response to changes in economic conditions rather than anticipating them.

Thus, option D is correct.

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Which of the following are advantages of working for a for-profit healthcare facility? Check all of the boxes that apply.

a friendlier work environment

potentially higher income

better-trained doctors

newer equipment and facilities

Answers

Answer: potentially higher income

newer equipment and facilities

Explanation:

First and foremost, we should note that a feature of a for-profit healthcare facility is that it is owned by the individual and not the government. Private citizens set up hospitals in order to generate profit.

The advantages of working for a for-profit healthcare facility are potentially higher income. This is due to the fact that it's for profit motive, hence, there's possibility of getting a higher income unlike working for the government. Also, newer equipment and facilities can be gotten as well.

Answer:

B , D

Explanation:

edge

Bailey enjoys working with her hands. She wants to choose a career path that would allow her to create things. Which career would be best for
her?
O A. zoologist
O B. greenhouse nursery worker
O C. energy auditor
O D.
civil engineer
• E. jeweler and metal worker

Answers

Answer:

Jewerly and metal worker.

Explanation:

If you want to create thing with your hands and allowing her to create things a jewlery worker and a metal worker is the best for making stuff out of your imagination.

What adjustments are made to net income to arrive at operating cash flows in the operating section of the statement of cash flows

Answers

Answer:

Adjustments of Non-Cash items and Changes in Working Capital items

Explanation:

Cashflow Statement shows the movement in Cash and Cash equivalent balance during the reporting period. Net Income is not a Cashflow item, however this can be reconciled to Cashflow amount by adjusting it by Non-Cash items and Changes in Working Capital items. This is done when the Cashflow statement is prepared using the Indirect Method.

The expansion phase of a business cycle is a period during which:
A. the economy steadily grows.
B. the economy steadily declines.
C. the economy hits its highest point.
D. the economy hits its lowest point​

Answers

Answer:

A. the economy steadily grows.

Explanation:

A business cycle is the periodic fluctuations of economic activities in the country. Naturally, the economy will experience seasons of boom and periods of downturns.

The expansion phase is the period where a business experiences steady growth, as indicated by a rise in GDP value. The expansion comes after a recession where the economy was experiencing minimal or negative growth.  At the expansion phase, demand for goods and services is increasing, job opportunities are being created, and incomes are rising.

Answer:A. the economy steadily grows.A. the economy steadily grows.A. the economy steadily grows.A. the economy steadily grows.A. the economy steadily grows.A. the economy steadily grows.A. the economy steadily grows.A. the economy steadily grows.A. the economy steadily grows.A. the economy steadily grows.A. the economy steadily grows.A. the economy steadily grows.A. the economy steadily grows.A. the economy steadily grows.A. the economy steadily grows.A. the economy steadily grows.A. the economy steadily grows.A. the economy steadily grows.A. the economy steadily grows.A. the economy steadily grows.A. the economy steadily grows.A. the economy steadily grows.A. the economy steadily grows.A. the economy steadily grows.A. the economy steadily grows.A. the economy steadily grows.

Explanation:

HELP ASAP!!! One suggested certification for this field is Family and Community Services Competency Assessment and
Certification.
O True
O False

Answers

True Often, a career in Family and Community Services may be entered and followed with only certification.
f. What is considered a license, but is not necessarily a degree?
certification

Answer:

its true

Explanation:

Explain the difference between the common misconception people have about tax brackets and how they actually work

Answers

Answer:

Tax brackets misconception is that it defines how much tax will be paid by an individual but this is not true. It only determines the rate of tax which will be applied to the individual for his income.

Explanation:

The tax bracket is determined for an individual based on his salary. After the computation of taxable income tax brackets are selected and rate is applied which ever tax bracket falls correctly. The tax rate applied to the taxable incomes gives the tax amount which is to be paid by an individual.

What is the condition of the vegetable market in Nepal? Describe it.​

Answers

Answer:

Nepalese vegetable seeds sector has been facing issues such as low level of knowledge and capacity at the farm level, dependency on middlemen for trading of product, inadequate market supports, weak input relationships, and limited learning and innovation at local level [

To address a rise in the unemployment rate a government may:
A. Lower interest rate to allow businesses to borrow last money
B. Raise interest rates to allow businesses to borrow less money
C. Reduce the amount of money in circulation
D. Invest in programs that help people in need

Answers

Answer:

D

Explanation:

Invest in programs that will help people in need. By investing in these programs workers will need to be employed and trained to be able to help the people in need which will therefore create employment and address the rise in the unemployment rate.

The government may invest in programs that help for addressing a rise in the unemployment rate. Hence, Option D is correct.

What do you mean by unemployment rate?

The unemployment rate can be referred to as the proportion of unemployed people in an economic system amongst people presently withinside the labor force.

The unemployment price can b calculated by expressing the number of unemployed people as a percentage of the entire amount of people withinside the labor force.

Hence, The government may invest in programs that help for addressing a rise in the unemployment rate. Option D is correct.

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In Mark's absence, what source of power does Sherry have in enforcing Ollie's holiday scheduling policy?

Answers

Answer: Legitimate power

Explanation:

The source of power that Sherry has in enforcing Ollie's holiday scheduling policy is refered to as the legitimate power.

Legitimate power simply means the power that one has based on the formal position that is being held by the person in an organization. This usually applies to person who are in position of authority in the organization.

Therefore, the correct answer is legitimate power.

PLS HELP!!! Sarah wants to advance her career as a customer service representative for an IT company. What is one
means that will help her achieve this goal?
open her own business
O join a professional association
acquire a computer science certification
focus on activities rather than accomplishments

Answers

Answer:

join a professional association

Explanation:

WILL GIVE BRAINLY!!
Question 1 (3 points) Mason works in a large high school as a guidance counselor. What task might Mason perform as part of his job? Grading math tests for fourth graders Teaching a high school health class. Helping students with college applications​

Answers

Answer:

Helping students with college applications​

Explanation:

Its apart of the job

Answer:

Mason works in a large high school as a guidance counselor. What task might Mason perform as part of his job?

helping students with college applications

Explanation:

is your answer hope this helps

WILL GIVE BRAINLY!!

Question 1 (3 points) Mason works in a large high school as a guidance counselor. What task might Mason perform as part of his job? Grading math tests for fourth graders Teaching a high school health class. Helping students with college applications​

You choose to complete your homework rather than watch television so that you can earn a good grade. You made the choice with the lowest ______.

A. Opportunity cost

B. Demand

C. Scarcity

D. Benefit

Answers

Answer:

A. Opportunity cost

Explanation:

In Economics, Opportunity cost also known as the alternative forgone, can be defined as the value, profit or benefits given up by an individual or organization in order to choose or acquire something deemed significant at the time.

Simply stated, it is the cost of not enjoying the benefits, profits or value associated with the alternative forgone or best alternative choice available.

Hence, the opportunity cost of a choice is the benefits that could be derived in from another choice using the same amount of resources.

For instance, if you decide to invest resources such as money in a food business (restaurant), your opportunity cost would be the profits you could have earned if you had invest the same amount of resources in a salon business or any other business as the case may be.

In this scenario, you choose to complete your homework rather than watch television so that you can earn a good grade. Therefore, you made the choice with the lowest opportunity cost.

Answer:

Opportunity cost

Explanation:

A business has a fixed costs of US$100 000 and variable costs of US$5 per unit.
Units of output are sold for US$25.
What is total variable cost if 50 000 units are produced?

Answers

Answer:

$250,000

Explanation:

50,000 units × $5 per unit = $250,000

Answer:
$250,000 is the variable cost .
Explanation:
50,000 units x $5 per unit = $250,000 variable cost

_____ career skills involve tool selection and use.


Critical thinking

Basic

Technical

Computer

Answers

The answer to your question is technical

Answer:

The correct answer would be c) Technical

Mia is a purchasing manager for a large nonprofit organization. She negotiates prices with vendors so that the organization is able to get a discount. Then Mia is in charge of coordinating where and when the items will be delivered. The pathway of the Business, Management and Administration career cluster that Mia's job falls into is:

Answers

Answer:

General management

Explanation:

Pathway of the Business, Management and Administration career cluster are a set of careers that will assist a business in running more effectively and productively.

They are divided into 5 main paths:

- Administrative support

- Business information management

- General management

- Human resource management

- Operations management

General management role involves planning, directing, organising, and evaluating business processes.

A general manager has responsibility of managing revenue and cost of the company. He also formulates policies, oversees daily operations, and coordinates use of materials and human resources.

In the given scenario Mia negotiates prices with vendors so that the organization is able to get a discount. This is revenue management for the company.

She also coordinates where and when the items will be delivered.

So she is in the career cluster of general management

A significant summer drought takes place in several states, including lowa, Nebraska, Illinois, Minnesota, Indiana, and others. Because
of the drought, the corn crop is severely damaged and limited for market. How will the drought and damage to the corn market likely
affect the overall price of goods?
A)
The drought and damage to the corn market will likely have little effect on
the overall price of goods, since corn production is extremely small in the
United States.
B)
The drought and damage to the corn market will likely have little effect on
the overall price of goods, as most Americans have excluded starches, Like
corn, from their diets.
The drought and damage to the corn market will likely have a great effect
on the overall price of goods, as corn-producers are required members of
the Federal Reserve Board of Governors.
D)
The drought and damage to the corn market will likely have a great effect
on the overall price of goods, as corn is used as a component for many
goods produced and sold in the United States

Answers

I wanna say the answer is D it sounds the safest

Answer: D

Explanation:

. Which of the following is a contract?
A) An insurance policy
B) A repair order
C) Both of the above
D) None of the above

Answers

A because you pay insurance every month repair orders are only when you need them so yeah A

Of the choices provided above, it can be inferred that only an insurance policy is eligible to called as a contract. Therefore, the option A holds true.

What is the significance of an insurance policy?

An insurance policy can be referred to or considered as a policy taken by the insured to protect themselves against the mishappening of the events against which the insurance has been taken. An insurance policy is taken by payment of premium at regular and predetermined intervals.

An insurance policy is a contract between the insured person and the insurance company or the insurer. This is because both the parties enter into an agreement of protection only in the case of mishappening of an event against which the insurance has been made.

Therefore, the option A holds true and states regarding the significance of an insurance policy.

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Question 5 (1 point)
PLEASE HELP
Jessie teaches contractors how to sand and finish hardwood floors. The most appropriate pathway in the Education and Training career cluster for Jessie's job is the Teaching and Training pathway. True or False​

Answers

the answer is true..

Answer Its True because she is teaching

Explanation: please mark brainiest

Based on the goal expressed by Steve Yancovich,which stage of the consumer decision-making processis eBay trying to influence? How are they doing so?

Answers

Answer: Need recognition stage

Explanation:

Based on the goal expressed by Steve Yancovich, eBay is trying to influence the need recognition stage of the buyers decision making progress.

They are doing this by employing processes that makes buying look attractive to the buyer and in relation with their needs. Some of the features they introduced for these process are their eBay fashion app, and the "try on" feature which allows buyers to have an idea of what they are buying.

A deductible is
a) The discount you deduct from your premium
b) The amount you pay when you file an insurance claim
c) The amount that is deducted when you buy a policy
d) The discount received by a health care provider

Answers

Answer:B

Explanation:

A deductible is the amount you owe before insurance pays. Example: If your car insurance has a $500 deductible and you have a fender bender (wreck) let’s say it will cost $2,000 to fix your car. You will pay the $500 deductible and your car insurance company will pay the remaining $1,500

Schumpeter (1934) made an early characterization of innovation as any of five phenomena: 1. The introduction of a new good 2. The introduction of a new method of production 3. The opening of a new market 4. Access to (‘conquest of') new sources of raw materials or components 5. The introduction of new forms of organization Do you agree with his characterization? Justify your answer.

Answers

Answer:

Yes I agree

Explanation:

I do agree with the early characterization of innovation for the following reasons. They are :

-- The meaning of innovation means that its a new idea, a new method or a new product. It deals with the newness of any thing. Now for the characterization of innovation by Schumpeter, it suggests that it deals with the newness of any item or market or any product. Some of the people may argue that a market place is  not a new concept, it existed from before and the marketers do identify the market. So it is a innovation and not a discovery.

Thus innovations is also about identification and exploring the unexplored areas.Innovation is a vast word and have a vague meaning. Schumpeter characterized suggests that innovation covers a wide area.

How would the economy affect taking a overseas holiday

Answers

Answer: More stability increases chances of overseas holiday

Explanation:

Overseas holidays are comparatively more expensive than domestic holidays so more money would be needed to embark on one.

In order to make more money, a stable economy is needed where income is both being made and can be made from the opportunities that exist. This will enabled people to be able to save up for the holiday trip.

If however, the economy is not stable as is the case currently with the pandemic having ravaged the world, people will have less income to spare for saving for an overseas trip. This would reduce the instances of people going on overseas trips.

Which type of data does your company collect from customers or potential customers?

Answers

Answer:

primary data

Explanation:

I dont really know about this but im think this is the answer

Primary data is the data your company have
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Which statement BEST describes the difference in how Melody and her coach view the base position? A. Melody and the coach both think the base position is valuable across the story. B. Melody and the coach both think the base position is not important across the story. C. Melody thinks the base position is valuable, but her coach thinks it is a way to stop her from shining. D. Melody thinks the base position is not important and that it is less valuable than flyer; her coach thinks the base position supports the whole team. What is a brief description of black history month The listed price of the video game was $34, but the price with tax came to $37.40. Find the percent sales tax. Help 20 points + brainiest answer 2 ( n - 7 ) = 20What is n? The temperature for the day starts at 37 degrees and rises to at least 60 degrees.Which of the following inequalities could be used to find all the possible values of t, the amount the temperature could rise? Match the words and meanings (The Perfect Storm) Whom did the Coast Guard first attempt to rescue? Suppose 2 C of positive charge is distributed evenly throughout a sphere of 1.27 cm radius. (a) What is the charge per unit volume for this situation? C/m3 (b) Is the sphere insulating or conducting? How do you know? The sphere is conducting. If it were insulating, none of the charge would be in the interior of the sphere; it would only be on the surface. The sphere is insulating. If it were conducting, none of the charge would be in the interior of the sphere; it would only be on the surface. The sphere is conducting. If it were insulating, all of the charge would be in the interior of the sphere; not on the surface. The sphere is insulating. If it were conducting, all of the charge would be in the interior of the sphere; not on the surface. How did Jefferson and other members of the continental congress attempt to gloss over the issue of slavery? A new movie is currently showing at the local movie theater. For the 6:00 pm showing, the theater sold 36 student tickets and 24 adult tickets for a total of $423. The theater sold 41 student tickets and 38 adult tickets for a total of $585.75 for the 8:30 pm showing. If x represents the number of student tickets sold and represents the number of adult tickets sold, which of the following systems of equations correctly models the situation? Group of answer choices Before the 1050's how did the Muslim Empire treat Christians and Jews living or crossing through their lands? 2/2q+3=1/8solve for q what would be the answer to this question? There are two categories of ultraviolet light. Ultraviolet A (UVA) has a wavelength ranging from 320 nmnm to 400 nmnm. It is not so harmful to the skin and is necessary for the production of vitamin D. UVB, with a wavelength between 280 nmnm and 320 nmnm, is much more dangerous, because it causes skin cancer.Required:a. Find the frequency ranges of UVA and UVB. b. What are the ranges of the wave numbers for UVA and UVB? what is $420 with a 6% tax [tex]3 \frac{1}{2} + 2 \frac{1}{4} - 1 \frac{1}{2} [/tex] How do you write 0.5 as a percentage? Cladograms represent hypotheses about evolutionary relationships, what are these relationships based on? what does the passage:1 Love is a smoke made with the fume of sighs; 2 Being purgd, a fire sparkling in lovers eyes; 3 Being vexd, a sea nourishd with loving tears. 4 What is it else? A madness most discreet, 5 A choking gall, and a preserving sweet. mean in romeo and juliet?