Annual Credit Report, Credit Monitoring Service, Credit Card Statement and Lender are the four main ways to view your credit score.
Annual Credit Report: You are entitled to one free credit report each year from each of the three major credit reporting agencies through AnnualCreditReport.com. This report shows your credit history and provides your credit score from each agency.
Credit Monitoring Service: There are various credit monitoring services that provide access to your credit report and score, as well as alerts about changes to your credit history. Some popular options include Credit Karma, Experian, and my FICO.
Credit Card Statement: Some credit card companies provide your credit score on your monthly statement or as part of your online account.
Lender: When you apply for credit, the lender will typically check your credit score as part of the application process. You can ask the lender to share your credit score with you, or they may provide it as part of the decision-making process.
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accounts receivable. at year-end, the l. cole company has completed services of $21,500 for a client, but the client has not yet been billed for those services. interest receivable. at year-end, the company has earned, but not yet recorded, $490 of interest earned from its investments in government bonds. accounts receivable. a painting company bills customers when jobs are complete. the work for one job is now complete. the customer has not yet been billed for the $1,500 of work. Determine what current balance equals.
If the accounts receivable of the l. Cole company is $21,500 and $1,500, while the interest receivable is $490, its current balance is $23,490.
Accounts receivable is a current asset on a company's balance sheet that represents the amount of money owed to the company by its customers for goods or services that have been sold but not yet paid for.
The current balance would equal the sum of the three items listed in the question, since they all represent amounts that the company has earned but not yet received:
Current balance = $21,500 (accounts receivable for services completed but not yet billed) + $490 (interest receivable on government bonds) + $1,500 (accounts receivable for completed painting job not yet billed)
Current balance = $23,490
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Generally speaking, if you are risk averse, you should save money for retirement in a savings account rather than investing in stocks and bonds, because a savings account will keep up with inflation. True or False
False, if you are risk-averse, you should save money for retirement in a savings account rather than investing in stocks and bonds, because a savings account will not keep up with inflation.
What does it mean to be risk-averse? Risk-averse is the description of someone who prefers security over taking risks. A risk-averse individual will choose security over a higher, more uncertain return in exchange for lower, more certain profits when it comes to investments or financial decision-making. Risk aversion could be interpreted as an economic principle that makes decisions based on the level of uncertainty of a particular outcome.What is a savings account?A savings account is a bank account that pays interest. It is commonly used to save money for a rainy day or for a specific goal, such as buying a house or a car. It is a low-risk investment since it is guaranteed by the bank and backed by the Federal Deposit Insurance Corporation (FDIC).A savings account is a good choice for someone who is risk-averse. It is a low-risk, low-reward investment that provides a sense of financial stability, as the balance in a savings account does not fluctuate with market conditions. It is a safe place to keep money that you want to save for future use, such as a down payment on a house or a college education.
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what can be the advantage of currency overvaluation? group of answer choices keep inflation under control enlarge trade surplus increase import price none of the above
The advantage of currency overvaluation is that it can help to keep inflation under control. Therefore, the correct option is 1.
Currency overvaluation refers to the situation where the value of a currency is higher than the market's perceived value, which is usually determined by economic fundamentals. The term is often used in relation to exchange rates, and it refers to a situation where a country's currency is worth more than it should be, based on factors such as interest rates, inflation, and other economic indicators.
In the short term, currency overvaluation can have certain benefits such as helping to keep inflation under control. This is because a higher value of the currency means that the same amount of goods costs more, which makes imports more expensive, resulting in a decrease in demand. This, in turn, reduces the price of goods and services, which helps to keep inflation in check.
Hence, an advantage of currency overvaluation from the given option is that it keep inflation under control. Hence, the first option is correct.
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assume a marketing campaign targets the market of consumers who have already purchased their product. which market segment is the company targeting?
The company is targeting the existing customer segment, which consists of consumers who have already purchased their product. To target this segment, the company should focus on providing ongoing customer service, offering additional products and services, and offering rewards and incentives to customers who continue to purchase the product.
This segment is often referred to as the "loyal customer" segment. By focusing on this segment, the company can ensure that they maintain their existing customer base while also providing an incentive for customers to continue to buy the product.
It is important to note that the marketing strategies used to target this segment will be different than those used to target new customers. For example, loyalty programs, customer service initiatives, and personalized experiences are all strategies that can be used to target existing customers. Additionally, the company should focus on maintaining relationships with these customers through targeted communication and outreach activities. Ultimately, a successful marketing campaign should be tailored to the existing customer segment in order to maximize its effectiveness.
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Which of the following is LEAST likely to build collective identification and mutual trust among team members? A. use more rewards that are contingent on individual performance B. emphasize common interests and shared objectives C. encourage and facilitate social interaction among members D. use ceremonies and rituals to emphasize shared values and achievements
The option that is LEAST likely to build collective identification and mutual trust among team members is to A) use more rewards that are contingent on individual performance.
What are the strategies to build collective identification and mutual trust among team members?To build collective identification and mutual trust among team members, the following strategies are utilized:
Encouraging and facilitating social interaction among Members Emphasizing common interests and shared objectivesUsing ceremonies and rituals to emphasize shared values and achievementsThe strategies mentioned above are proven to build collective identification and mutual trust among team members by promoting interactions among team members and encouraging them to work together to achieve common goals.
However, rewards that are contingent on individual performance are not likely to build collective identification and mutual trust among team members. This strategy, rather than promoting teamwork and cooperation, may lead to competition and conflict among team members. Therefore, the option that is LEAST likely to build collective identification and mutual trust among team members is to use more rewards that are contingent on individual performance.
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Which of the following activities would NOT result in a transaction in an accounting information system? Receive a customer order
Prepay for six months of insurance
Purchase supplies on credit
Prepay for six months of insurance would NOT result in a transaction in an accounting information system. Thus, option c is correct.
An accounting information system (AIS) is a computer-based system that assists in the collection, processing, storage, and dissemination of financial and accounting data.
AIS can help businesses keep track of their accounts receivable and accounts payable, inventory, and other financial information.
It's an information management system that helps business owners and managers make better financial decisions by providing timely and accurate financial data.
Prepaying for six months of insurance is not an accounting transaction since it does not involve an exchange of cash or goods or services between two parties.
Prepayment of insurance premiums does not result in an accounting transaction until the policy period begins and the insurer provides coverage.
When a policyholder pays a premium for a pre-determined period, the cash is debited to the insurer's prepaid insurance account, which is an asset account that represents the amount paid in advance for the insurance.
Once the policy period begins, the prepaid insurance account is credited, and the insurance expense account is debited, reflecting the premium expense. Thus, option c is correct.
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Place the steps of the marketing research approach in the correct order. NOTE: The first step should be the top item in your list.1. Define the problem2. Develop the research plan3. Collect relevant information4. Develop findings5. Take marketing actions
The first step of the marketing research is "Define the problem", I will show you the next steps.
What is the marketing research?Marketing research is the process of gathering information to help companies make informed business decisions. This data aids businesses in identifying and analyzing market trends and consumer behavior, allowing them to build more effective marketing strategies.
The steps of the marketing research approach are listed below:
Step 1: Define the problem: involves identifying the issue or opportunity that requires marketing research. This step necessitates a clear understanding of the research problem, including its scope, objectives, and criteria for success. It entails being as precise as possible, as it will determine the rest of the marketing research process.Step 2: Develop the research plan: must be to establish a research plan. This includes determining what data needs to be collected, how it will be collected, and who will collect it. It's also essential to establish the sampling strategy, which determines the number of people who will be surveyed or interviewed as part of the study.Step 3: Collect relevant information: data is gathered through a variety of research methods, including surveys, interviews, focus groups, and observational studies. Data should be gathered from a representative sample of people who meet the study's criteria to ensure that the results are reliable and valid.Step 4: Develop findings: in this step must be analyze the data and draw conclusions. The collected data is evaluated using statistical analysis methods, and the findings are presented in a way that is understandable and actionable.Step 5: Take marketing actions: finally, marketing actions should be taken based on the findings. These may include developing new products or services, launching new marketing campaigns, or altering existing strategies. The objective is to make informed decisions that will result in improved business performance.Another question about marketing research in https://brainly.com/question/12371177
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Which of the following commands displays information about the account issuing the command? (Choose all that apply.)
A. whoami
B. who am i
C. cat $HOME/.bashrc
D. cat $HOME/.profile
E. id
The commands that display information about the account issuing the command are whoami, who am i, and id. Thus, Options A, B and E are correct.
whoami, who am i, and id are Unix/Linux commands that display information about the current user or account. The whoami command shows the username of the current account, while who am i displays the username and terminal of the current account. The id command shows the user ID, group ID, and groups of the current account.
On the other hand, cat $HOME/.bashrc and cat $HOME/.profile are commands that display the contents of the .bashrc and .profile files, respectively, which may contain information about the user's shell settings and environment variables, but not necessarily information about the account issuing the command.
Therefore, options A, B, and E are correct.
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which of the following would not be considered an agent? a. a salesman who sells his employer's goods b. a buyer who regularly buys merchandise for a store c. an independent contractor without authority to act on behalf of the person hiring her
c. An independent contractor without authority to act on behalf of the person hiring her is not considered an agent.
What is an agent?An agent refers to a person who acts on behalf of another person or group. This includes actions that involve entering into contracts, making transactions, and conducting negotiations with third parties. Agents can be categorized as employees, independent contractors, and even robots.
A salesman who sells his employer's goods and a buyer who regularly buys merchandise for a store are both agents. The reason for this is that they both represent their respective companies and have the authority to act on behalf of the company they work for. Therefore, the correct answer is option c. an independent contractor.
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what standards are applicable for a compilation of the historical financial statements of a nonissuer? statements on standards for accounting and review services (ssarss). generally accepted auditing standards (gaas). statements on standards for attestation engagements (ssaes). statements on auditing standards (sass).
The standards that are applicable for a compilation of the historical financial statements of a nonissuer are Statements on Standards for Accounting and Review Services (SSARSs). Therefore, the first option is the correct answer.
The Statements on Standards for Accounting and Review Services (SSARSs) is a set of professional standards issued by the American Institute of Certified Public Accountants (AICPA) that provide guidance on the preparation and issuance of financial statement compilations and reviews for nonpublic entities.
The SSARSs have three levels: preparation, compilation, and review. A compilation is when an accountant assists in the preparation of financial statements but does not offer an opinion or assurance on their accuracy or conformity with accounting principles. Reviews provide limited assurance that no material changes are needed to the financial statements.
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As of June 30, 2016, the bank statement showed an ending balance of $19,500. The unadjusted cash account balance was $15,200. The following information is available:
1. Deposit in Transit. $2,400.
2. Credit memo in bank statement for interest earned in June. $30.
3. Outstanding check $6,690.
4. Debit memo for service charge. $20.
a. Determine the true cash balance by preparing a bank reconciliation as of June 30, 2016 using the preceding information.
b. Record in general journal format the adjusting entries necessary to correct the unadjusted book balance.
a. Bank reconciliation as of June 30, 2016:
Unadjusted cash account balance: $15,200Add: Deposit in Transit: $2,400Add: Interest earned: $30Subtract: Outstanding check: $6,690Subtract: Service charge: $20True cash balance: $10,920
b. General journal entries:
a. Bank reconciliation for June 30, 2016
The unadjusted bank balance of $15,200
Add a deposit in transit of $2,400
The adjusted bank balance of $17,600
Deduct outstanding checks $6,690
The adjusted bank balance of $10,910
Add credit memo for interest earned in June $30
Less debit memo for service charge ($20)
True cash balance $10,920
Therefore, the true cash balance is $10,920.
b. Adjusting Entries:
Debit Credit June 30
Interest Income $30
Cash $30(To record interest earned on bank account)June 30
service Charge Expense of $20
Cash $20(To record service charge on bank account)
Therefore, the adjusting entries necessary to correct the unadjusted book balance is as follows:
Interest Income: Debit $30 to Interest Income,
Credit $30 to Cash.
Service Charge Expense: Debit $20 to Service Charge Expense, Credit $20 to Cash.
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why are laws to protect property ownership important to society? a.) they defend the rights of the powerful. b.) they define tangible versus intangible property. c.) they allow wealth to accrue. d.) they are fundamental to peace and stability.
Laws to protect property ownership are important to society because they are fundamental to peace and stability. Option d is correct.
What are laws that protect property ownership?Laws that protect property ownership safeguard a person's right to keep and enjoy his or her property, as well as prevent others from unjustly taking or destroying it. Property rights protection has a significant impact on a nation's economic development.
Laws to protect property ownership are important to society because they ensure that individuals can have rights to own property and that these rights are protected. Property rights encourage people to engage in economically productive activities and provide a stable environment for economic growth and development.
In conclusión, option d. they are fundamental to peace and stability is correct.
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Which of these will ensure that an economy experiences sustained economic growth?
a. Increasing the amount of labor
b. Technological change
c. Increasing the amount of raw materials
The following will ensure that an economy experiences sustained economic growth: Technological change. Hence, option B. is correct.
What is sustained economic growth?
A sustained economic growth is a long-term rise in a country's real GDP or national output that increases over time. It indicates that the economy has a stable growth rate, lower unemployment, and lesser inflation. Technological advancements contribute to long-term economic growth.
Technological innovation increases the production potential of an economy by expanding the capacity to create goods and services. Increased amounts of labor and raw materials, on the other hand, do not ensure sustained economic growth.
The production potential of an economy grows not only by increasing labor or raw materials, but also by the application of modern technology to production processes.
Along with technology advancement, other factors that contribute to sustained economic growth include proper institutions and policies, financial stability, investment in human capital, and innovation to increase productivity.
A sustained increase in an economy's real GDP is often the result of a combination of these factors.
Hence, option B. Technological change is correct.
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leadership emphasizes increased service to others; a holistic approach to work; promoting a sense of community; and the sharing of power in decision-making. question 7 options: a) actual b) situational c) charismatic d) servant e) transformational
The best option for this question is d) servant. Leadership that emphasizes increased service to others, a holistic approach to work, promoting a sense of community, and the sharing of power in decision-making is a type of servant leadership.
Servant leadership is a style of leadership in which the leader is focused on serving others rather than being served themselves. In servant leadership, the leader prioritizes the needs of their team members, customers, or clients over their own needs.
What are some examples of servant leadership?Some examples of servant leadership in action include: Promoting a positive work environment by recognizing and rewarding team members for their contributions encouraging team members to take initiative and come up with new ideas for how things can be done creating a culture of collaboration and open communication, where everyone feels like they can contribute to the success of the team focusing on the needs of customers or clients, rather than just the bottom line or profit margins taking the time to get to know team members on a personal level and showing an interest in their lives outside of work.
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which activity takes place once the design of the promotional program is complete? multiple choice question.
Answer:set the promotion schedule
Explanation:
Milden Company is a distributor who wants to start using a contribution format income statement for planning purposes. The company has analyzed its expenses and developed the following cost formulas:
Cost Cost Formula
Cost of good sold $27 per unit sold
Advertising expense $177,000 per quarter
Sales commissions 6% of sales
Shipping expense ?
Administrative salaries $87,000 per quarter
Insurance expense $9,700 per quarter
Depreciation expense $57,000 per quarter
Because shipping expense is a mixed cost, the company needs to estimate the variable shipping expense per unit sold and the fixed shipping expense per quarter using the following data:
Quarter Units Sold Shipping
Expense
Year 1: First 23,000 $ 167,000 Second 25,000 $ 182,000 Third 30,000 $ 224,000 Fourth 26,000 $ 187,000 Year 2: First 24,000 $ 177,000 Second 27,000 $ 192,000 Third 42,250 $ 244,000 Fourth 39,250 $ 220,000 Required:
1. Using the high-low method, estimate a cost formula for shipping expense in the form Y = a + bX.
2. In the first quarter of Year 3, the company plans to sell 29,000 units at a selling price of $57 per unit. Prepare a contribution format income statement for the quarter.
1. Using the high-low method, the cost formula for shipping expense can be estimated as Y = $89,000 + $4.80X, where Y is the shipping expense and X is the number of units sold. 2.
Milden Company Contribution Format Income Statement for Quarter 1, Year 3
Revenue:
29,000 units x $57 per unit = $1,663,000
Less Variable Costs:
Cost of Goods Sold = 29,000 units x $27 = $783,000
Sales Commissions = 29,000 units x $3.42 = $99,580
Shipping Expense = 29,000 units x $4.80 = $139,200
Total Variable Costs = $1,021,780
Contribution Margin = $1,663,000 - $1,021,780 = $641,220
Less Fixed Costs:
Advertising Expense = $177,000
Administrative Salaries = $87,000
Insurance Expense = $9,700
Depreciation Expense = $57,000
Total Fixed Costs = $330,700
Net Operating Income = $641,220 - $330,700 = $310,520
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yallow, inc. manufactures teddy bears and dolls. currently, yallow makes 2,000 teddy bears each month. each teddy bear uses $2.00 in direct materials and $0.50 in direct labor. yallow uses two activities in manufacturing the teddy bears: sewing and processing. the cost associated with sewing is $15,000 a month, allocated on the basis of direct labor hours. the cost associated with processing is $10,000 a month, allocated on the basis of batches. the activity drivers are used as follows:
Teddy Bears Dolls
Direct labor hours 100 200
Batshes 4 6 What is the total manufacturing cost for one teddy bear?
A. $2.50 B. $4.50 C. $7.00 D. $25,002.50
The total manufacturing cost for one teddy bear is C. $7.00.
Production costs are the capital or funds that a business must expend to produce a product or service. The cost of goods manufactured or cost of goods sold calculation serves as a reference for the company later before the selling price is determined.
This is calculated by adding the costs for direct materials ($2.00) and direct labor ($0.50) to the amount of cost allocated to the teddy bear from both the sewing ($15,000/100 = $150/teddy bear) and processing ($10,000/4 = $2,500/teddy bear) activities.
Therefore, the total cost is $2.00 + $0.50 + $150 + $2,500 = $7.00.
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what is a can-cutting test? describe at least 2 things that buyers should consider when conducting a can-cutting?
A can-cutting test is a type of destructive testing used to evaluate the strength of a material. It is typically conducted to measure the ability of a material to withstand the application of cutting forces. During the test, a cylindrical specimen is placed between two cutting blades. The 2 things that buyers should consider when conducting a can-cutting 1. Sample size and material properties, 2. Cutting blades
1. Sample size and material properties: Before conducting the test, buyers should take into account the size and material properties of the specimen. This includes factors such as tensile strength, hardness, ductility, and any other material characteristics which may affect the outcome of the test.
2. Cutting blades: Buyers should also select cutting blades that are suitable for the material and sample size. Different blades are available for different materials, and the correct selection of blades will ensure the most accurate results.
These are just a few of the considerations buyers should take into account when conducting a can-cutting test. By following the correct safety protocols and selecting the correct cutting blades, buyers can ensure accurate results from their testing.
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using an existing brand to brand a new product in a different category is called ______.
When a company uses one of its established brand names on a new product or new product category, this is referred to as brand extension.
It's also known as brand stretching.
A brand extension strategy is to leverage the company's existing brand equity to help launch its newest product.
A brand extension strategy is one in which a company uses well-known brand names for a new product category or a new product.
The concept behind brand extension is to use the company's existing brand equity for its new product.
The company is reliant on current customer brand loyalty and hopes that customers will be interested in new offerings from the same brand.
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why is a dollar received today worth more than a dollar received in the future?
There are two main reasons why money in the present is worth more than an equal amount in the future: Inflation and Opportunity Cost. Inflation is a phenomenon in which the prices of goods and services increase gradually over time
1.Which of the following is used to store information about disk partitions?a.ReFS b.EFS c. MFT d.MBR
The option that is used to store information about disk partitions is MBR (Master Boot Record).
What is a disk partition? A disk partition is a section of a disk that has been divided into separate storage regions. In general, partitions are sections of the hard drive that act as separate storage units. Every partition on a hard drive functions as though it were a distinct hard drive. In general, disk partitions provide more efficient file management and retrieval. The disk partition table stores the required information on disk partitions. MBR, also known as Master Boot Record, is a form of boot sector that is stored at the start of a partitioned hard drive. MBR is the first 512 bytes of the first hard disk (or any other storage device, such as a floppy disk or USB drive) that contains information about how the partitioned hard drive is structured.
A few points about MBR:
It is a master boot sector that is located in the first sector of a hard disk. The MBR contains information about the number and size of disk partitions. A disk signature (unique to each disk) is included in the MBR information. The Master Boot Record (MBR) is used to store information about disk partitions.To learn more about “disk partition” refer to the https://brainly.com/question/28282947
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a(n) study is conducted as part of the systems analysis process to see if the project is even worth considering. question content area bottom part 1 a. data b. systems c. information d. mis e. feasibility
A feasibility study is conducted as part of the systems analysis process to see if the project is even worth considering. The correct answer is option e. Feasibility.
Feasibility study aims to assess whether the project is viable or not. A feasibility study is a detailed examination of a project to determine its economic, social, and technical viability. It is conducted as part of the systems analysis process to see if the project is even worth considering.
This study assesses the viability of a proposed project, examining its potential benefits, costs, and risks. A feasibility study may include an analysis of market demand, technical requirements, and the availability of resources. The feasibility study is used to assess whether a project is feasible or not.
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Lewis must communicate important policy changes to his sales reps on the road. He would also like their active participation and immediate feedback. The proper medium for this message would be which of the following?
a. A virtual meeting
b. Posting an announcement on the office bulletin board
c. Forwarding a letter or e-mail
d. One that targets the secondary audience
suppose the economy is operating at its full-employment-noninflationary gdp and the mpc is 0.75. the federal government now finds that it must increase spending on military goods by $21 billion in response to a deterioration in the international political situation. to sustain full-employment-noninflationary gdp, the government must: suppose the economy is operating at its full-employment-noninflationary gdp and the mpc is 0.75. the federal government now finds that it must increase spending on military goods by $21 billion in response to a deterioration in the international political situation. to sustain full-employment-noninflationary gdp, the government must: increase taxes by $28 billion. increase taxes by $21 billion. reduce taxes by $28 billion. reduce transfer payments by $21 billion.
The correct option is to increase taxes by $28 billion. Given information: The economy is operating at full employment and a noninflationary GDP. MPC is 0.75.
The federal government now finds that it must increase spending on military goods by $21 billion in response to a deterioration in the international political situation. The government must increase taxes by $28 billion to sustain a full-employment, noninflationary GDP.
How to sustain full employment and noninflationary GDP when the economy is operating at its maximum potential output The full-employment, noninflationary GDP level indicates the level of GDP at full employment, which is equal to the potential output of the economy. When the economy operates at this level, the demand for goods and services matches the potential output of the economy, and unemployment is equal to the natural rate of unemployment. In this situation, the production level is optimal and the price level is stable.
To sustain full employment and noninflationary GDP when the economy is operating at full capacity, the government must balance its budget. The government must increase taxes to counteract the increased government spending on military goods by $21 billion. The increase in tax revenues would compensate for the government's increased expenditure and help stabilize the economy.
Thus, the government must increase taxes by $28 billion to sustain a full-employment-noninflationary GDP.
Therefore, the correct option is to increase taxes by $28 billion.
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Which of the following would not lead to a shift in the demand curve for bananas?a. an increase in the price of orangesb. a decrease in incomes for consumersc. a decrease in the price of bananasd. an increased preference for bananas
Answer: Option A is the correct answer. The following would not lead to a shift in the demand curve for bananas: an increase in the price of oranges
Explanation: Shifts in demand curves can occur as a result of a variety of factors, including changes in consumer income, preferences, and the prices of related goods. A shift occurs when there is a change in the quantity demanded at each price, resulting in a new demand curve.
In this case, an increase in the price of oranges would not lead to a shift in the demand curve for bananas. This is because oranges and bananas are not considered complementary goods that are usually used together. As a result, a change in the price of oranges would not have a direct impact on the number of bananas demanded by consumers. Thus, option A is the correct answer.
A shift in the demand curve for bananas can occur as a result of the following factors: a decrease in incomes for consumers and an increased preference for bananas decrease in the price of bananas.
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Suppose that annual stock returns for a particular company are normally distributed, with a mean of 16% and a standard deviation of 10%. You are going to invest in this stock for one year.
A) Find the probability that your one-year return will exceed 30%.
B) Find that probability that your one-year return will be negative.
A) The probability that your one-year return will exceed 30% is 0.1587.
B) The probability that your one-year return will be negative is 0.1587.
a) The probability that a one-year return will exceed 30% is 0.0478. Solution: Let X be the stock return, X~N(16,10^2)We need to find the probability of the event P(X>30)Using the formula for standardization of random variable, we have: Z= (X-μ)/σ.
Here, μ=16 and σ=10.So, P(X>30) = P(Z>(30-16)/10)P(Z>1.4) = 1 - P(Z≤1.4)Using standard normal distribution tables or calculator, we get P(Z≤1.4) = 0.9522So, P(X>30) = 1 - P(Z≤1.4)=1-0.9522=0.0478Therefore, the probability that the one-year return will exceed 30% is 0.0478.
b) The probability that the one-year return will be negative is 0.1587. Solution: We need to find the probability of the event P(X<0)Using the formula for standardization of random variable, we have: Z= (X-μ)/σ. Here, μ=16 and σ=10.So, P(X<0) = P(Z<(0-16)/10)P(Z<-1.6)Using standard normal distribution tables or calculator, we get P(Z<-1.6) = 0.0548So, P(X<0) = P(Z<-1.6)=0.0548
The total probability of one-year return is 1. P(X>0) + P(X<0) + P(X=0) = 1. Since we are not given any information about the probability of X=0, we can assume that P(X=0) = 0.Hence, P(X>0) + P(X<0) = 1P(X<0) = 1 - P(X>0)Therefore, P(X<0) = 1 - P(X>0) = 1 - 0.8289=0.1587Therefore, the probability that the one-year return will be negative is 0.1587.
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The right of an individual to take another person's resources because that person has failed to meet the requirements of the law is known as a _____.
A. precedent
B. citation
C. remedy
D. dicta
E. holding
The right of an individual to take another person's resources because that person has failed to meet the requirements of the law is known as a remedy. Option C is correct.
In a legal context, a remedy is a form of compensation or relief provided by a court of law. When an individual's rights are breached, a remedy is typically granted by a court of law to restore those rights or offer compensation for the harm caused by the breach.
Legal remedies can come in a variety of forms, including monetary compensation, an order for specific performance, or an injunction directing a party to take or refrain from taking a specific action.
The correct option is Option C.
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your client is in the process of acquiring another company. you have been requested to verify that cash for the company being acquired is properly stated. the audit technique that will yield the most persuasive evidence is:
"Preparation and review of standard bank confirmation inquiries" is the audit technique that will yield the most persuasive evidence for verifying the cash for the company being acquired.
The audit technique that will yield the most persuasive evidence in verifying the proper statement of cash for an acquisition is the preparation and review of standard bank confirmation inquiries. This technique involves sending confirmation requests to the bank where the company being acquired holds its cash accounts. The bank will confirm the cash balances and provide other relevant information directly to the auditor, thereby providing objective and reliable evidence.
This method is superior to examining an escrow account or conducting interviews with company personnel, as it provides direct confirmation from a third-party source. Similarly, analytical computations comparing current cash balances with previous periods can provide useful information, but they are not as persuasive as confirmation from a bank.
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Does the efficient markets hypothesis imply that the average investor will not earn anything by purchasing stock?
A) Yes, the efficient markets hypothesis implies that the best that the average investor can do is break even.
B) Yes, the efficient markets hypothesis implies that stock purchases are extremely risky and that the average investor has no hope of recovering any loss.
C) No, the efficient market hypothesis implies that the average investor should not expect to receive abnormally high returns on a consistent basis.
D) No, the efficient market hypothesis implies that the investor will consistently earn abnormally high returns by purchasing stock.
No, the efficient markets hypothesis does not imply that the average investor will earn anything by purchasing stock.
The efficient markets hypothesis states that the markets are efficient and that asset prices reflect all available information. As a result, stock prices reflect the collective expectations of investors, so it is not possible to consistently earn abnormally high returns by investing in the markets. The hypothesis implies that the best an average investor can do is to break even, as the market prices are usually in line with the investors’ expectations.
However, it is possible for investors to make money by buying stock. By researching the markets and individual companies and evaluating the potential risks, investors can make more informed decisions and possibly earn a return higher than the market average. But to do so requires a great deal of knowledge and understanding of the markets and investing.
In conclusion, the efficient markets hypothesis does not imply that the average investor will earn anything by purchasing stock. While it is possible for investors to make money by researching and making informed decisions, the markets are too efficient to make abnormally high returns consistently.
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The cost of capital for two mutually exclusive projects that are being considered is 8%. Project K has an IRR of 20% while Project R's IRR is 15%. The projects have the same NPV at the 8% current cost of capital. However, you believe that money costs and thus your cost of capital will also increase. You also think that the projects will not be funded until the cost of capital has increased, and their cash flows will not be affected by the change in economic conditions. Under these conditions, which of the following statements is CORRECT?
a. You should recommend Project R, because at the new cost of capital it will have the higher NPV. b. You should delay a decision until you have more information on the projects, even if this means that a competitor might come in and capture this market. c. You should reject both projects because they will both have negative NPVs under the new conditions. d. You should recommend Project K because it has the higher IRR and will continue to have the higher IRR even at the new cost of capital. e. You should recommend Project K, because at the new cost of capital it will have the higher NPV.
The statements correct is option E. You should recommend Project K, because at the new cost of capital it will have the higher NPV.
This is due to the fact that both projects have the same NPV at the 8% current cost of capital, but Project K has a higher IRR of 20% than Project R's IRR of 15%. This means that the higher rate of return from Project K will result in a higher NPV when the cost of capital increases, making it the better choice for investment.
Investment is an activity of placing funds in one or more types of assets for a certain period, with the aim of earning income or increasing value. What is an investment and its purpose? Investment is an activity of placing funds in one or several types of assets for a certain period, with the aim of obtaining future returns.
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