We have acquired new furniture for the office. The invoice for $6,000 offers two ways to pay: we can pay the entire amount by September 1, or we can pay $3,060 by September 1 and $3,000 by January 1. How does our decision depend on the interest rate at which we can invest our funds

Answers

Answer 1

Answer:

6.12%

Explanation:

Calculation for How does our decision depend on the interest rate at which we can invest our funds

Present value = 6000-3060

Present value = 2940

Future value = Present value+Present Value*Numver of month* Rate of interest/ 100

3000 = 2940+2940*4/12*R/100

60 = 2940*4/12*R/100

60*12/4 = 2940*R/100

180 = 2940*R/100

180/2940 = R/100

0.061224 = R/100

Rate = 6.1224

Therefore How does our decision depend on the interest rate at which we can invest our funds is 6.1224


Related Questions

The Holmes Company's currently outstanding bonds have a 8% coupon and a 13% yield to maturity. Holmes believes it could issue new bonds at par that would provide a similar yield to maturity. If its marginal tax rate is 35%, what is Holmes's after-tax cost of debt?

Answers

Answer: 8.45%

Explanation:

From the question, we are informed that Holmes Company's currently has an outstanding bonds and has a 8% coupon and a 13% yield to maturity.

We are further told that Holmes believes it could issue new bonds at par that would provide a similar yield to maturity and that its marginal tax rate is 35%.

Holmes's after-tax cost of debt will therefore be calculated as:

= Yield to maturity × (1 - Marginal tax rate)

= 13% × (1 - 35%)

= 13% × (65%)

= 0.13 × 0.65

= 0.0845

= 8.45%

During economic downswings output falls faster than employment, and the ratio of output to workers falls. employment falls faster than output, and the ratio of output to workers falls. output falls faster than employment, and the ratio of output to workers rises. employment falls faster than output, and the ratio of output to workers rises.

Answers

Answer:

output falls faster than employment, and the ratio of output to workers falls.

Explanation:

When the economy expands, output will increase faster than employment. If the opposite happens, and the economy is at a recession, output will decrease first and then unemployment will increase. Unemployment increases as a result of the decrease in total output.

The ratio of output to worker falls because the same number of employees will produce a lower amount of total output.

Harry is a citizen and resident of Saudi Arabia. During the current year, Harry never visits the United States, nor does he hold a green card. However, he realized a gain on the sale of Extel Corporation stock, a corporation organized in the United States. The United States does NOT have an income tax treaty with Saudi Arabia. What is the Source of Income and how does the U.S. tax the income

Answers

Answer:

The source of income is the capital gain realized when Harry sold the stocks of Extel Corporation. Generally, nonresident aliens (like Harry) are subject to a 30% tax on all their US income sources. E.g. if Harry made a capital gain of $1,000 when he sold the stocks, he will need to pay $300 to the IRS.

Some exemptions apply to foreign students, resident aliens or people that work for foreign governments, but Harry doesn't fit in any of these categories.

Ecyzey541 Corporation manufactures and sells 16,200 units of Product Beautiful each month. The selling price of Product Beautiful is $32 per unit, and variable expenses are $26 per unit. Ecyzey541 is thinking about discontinuing Product Beautiful. Their research shows that $72,000 of the $112,000 in monthly fixed expenses charged to Product Beautiful would not be avoidable even if the product was discontinued. (ID#62560) Q) What would be the monthly financial advantage (disadvantage) for Ecyzey541 if they decide to discontinue Product Beautiful?

Answers

Answer:

Effect on income= $57,200 decrease

Explanation:

Giving the following information:

Units sold= 16,200

Unitary contribution margin= (32 - 26)= $6

Avoidable fixed costs= $40,000

To calculate the total financial effect on income each month, we need to use the following formula:

Effect on income= avoidable fixed costs - total contribution margin

Effect on income= 40,000 - (16,200*6)

Effect on income= -$57,200

Marigold Corp. incurred the following costs for 52000 units: Variable costs $312000 Fixed costs 392000 Marigold has received a special order from a foreign company for 2000 units. There is sufficient capacity to fill the order without jeopardizing regular sales. Filling the order will require spending an additional $2400 for shipping. If Marigold wants to earn $4000 on the order, what should the unit price be

Answers

Answer:

The unit price is $9.2 per unit

Explanation:

The computation of the unit price is shown below

Variable costs for 2,000 units is

= Variable cost ÷ units × special order units

= $312,000 ÷ 52,000 units × 2,000 units

= $12,000

Now the unit price is

= (variable cost + shipping charges + earnings) ÷ special order units

= ($12,000 + $2,400 + $4,000) ÷ (2,000 units)

= $9.2 per unit

Hence, the unit price is $9.2 per unit

The same is to be considered

How much money would need to be saved monthly if $21,990 was needed to purchase a home in 30 months?
a. $917
b. $611
c. $733

Answers

Explanation:

i think A is the correct answer

The money required to save every month to buy a home to collect $21.990 in 30 months would be the option c. $733.

To calculate the monthly saved amount we need to understand that the total amount should be equally divided into 30 months:

total amount = monthly saved money* number of monthsmonthly saved money = [tex]\dfrac{\text{Total amount}}{\text{Number of months}}[/tex]

Given:

Total amount: 21,990

Number of months: 30

Solution:

Putting given variables in the second formula we derived above:

monthly saved money = [tex]\frac{21990}{30}[/tex]

monthly saved money = 733

thus, the correct amount to be saved every month would be - $733

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With its current levels of input use, a firm's MRTS is 3 (when capital is on the vertical axis and labor is on the horizontal axis). This implies: Group of answer choices if it used one more unit of both capital and labor, the firm could produce 3 more units of output. the firm could produce 3 more units of output if it increased its use of labor by one unit (holding capital constant). if the firm reduced its capital stock by one unit, it would have to hire 3 more workers to maintain its current level of output. the firm could produce 3 more units of output if it increased its use of capital by one unit (holding labor constant). the marginal product of labor is 3 times the marginal product of capital.

Answers

Answer:

if the firm reduced its capital stock by one unit, it would have to hire 3 more workers to maintain its current level of output

Explanation:

In the case when the MRTS is 3 so this implies that the value mentioned is one by 3 so this represents the capital amount that are required to subsitute for one unit of labor to remian on the similar isoquant

Therefore as per the given situation, the above represent the answer

Hence, the same is to be considered

Koch traded Machine 1 for Machine 2 when the fair market value of both machines was $49,500. Koch originally purchased Machine 1 for $76,000, and Machine 1's adjusted basis was $40,500 at the time of the exchange. Machine 2's seller purchased it for $64,500 and Machine 2's adjusted basis was $55,500 at the time of the exchange. What is Koch's adjusted basis in machine 2 after the exchange

Answers

Answer:

$40,500.

Explanation:

Calculation for Koch's adjusted basis in machine 2 after the exchange

Based on the information given we were told that Machine 1's had adjusted basis of the amount of $40,500 at the time of the exchange which means that Koch's adjusted basis in machine 2 after the exchange will the amount of $40,500 which is Machine 1's adjusted basis .

Therefore Koch's adjusted basis in machine 2 after the exchange will be $40,500

A corporation declares $25 million in net income, $1 million in preferred stock dividends, and $7 million in common stock dividends. By how much will shareholders' equity increase on the balance sheet

Answers

Answer:

$17 million

Explanation:

A corporation declares $25 million as it's net income

The preferred stock dividend is $1 million

The common stock dividend is $5 million

Therefore the amount in which the shareholders stock equity will increase can be calculated as follows

= net income - preferred stock dividend-common stock dividend

= $25 million - $1 million +$7million

= $25 million -$8million

= $17 million

Omar and Janet decide to revise their budget for Rings and Things. What suggestions about labor
costs would you make, if the goal is to improve the business's cash flow?

Answers

Answer:

Review labor costs downwards

Explanation:

Janet and Omar should consider revising their budget for labor downwards. In the current state, labor costs are $1000, which is approximately 57 percent of all costs. As a rule of thumb, labor costs should be between 25 to 35 percent of total costs. This implies that Janet and Omar's labor costs are very high in relation to the other costs.

Janet and Omar should aim for a profit. Ideally, a 25 to 30 percent profit is a good target for such a business. For this to happen, they need to cut down labor to between $300 to a maximum of $400.

A company's January 1, 2019 balance sheet reported total assets of $153,000 and total liabilities of $61,500. During January 2019, the company completed the following transactions:______. (A) paid a note payable using $11,500 cash (no interest was paid); (B) collected a $10,500 accounts receivable; (C) paid a $5,300 accounts payable; and (D) purchased a truck for $5,300 cash and by signing a $21,500 note payable from a bank. The company's January 31, 2019 balance sheet would report which of the following?Assets Liabilities Stockholders's Equity$163,000 $77,700 $85,300Assets Liabilities Stockholders's Equity$153,000 $61,500 $91,500Assets Liabilities Stockholders's Equity$174,500 $105,100 $69,400Assets Liabilities Stockholders's Equity$157,700 $66,200 $91,500

Answers

Answer:

d. Assets, Liabilities, Stockholders's Equity [$157,700, $66,200, $91,500]

Explanation:

Accounting equation

                                      Assets     =     Liabilities    +    Equity

Beginning Balance     $153,000           $61,500           $91,500

1.                                  -$11,500             -$11,500

2.                                  $10,500

                                   -$10,500

3.                                 -$5,300              -$5,300

4.                                  $26,800             $21,500

                                   -$5,300                                                      

Total                             $157,700            $66,200         $91,500

D- Company's standings as on 31st January 2019 will be assets amounting to $157700, the liabilities will amount to $66200 and stockholder's equity in the company stands at $91500.

It is to be noted that the assets of the firm are always equal to the summation of total liabilities of the firm along with stockholder's equity being held in the company for such period.

We know the formula that Liabilities of a firm are calculated by the way of subtracting the stockholder's equity of the company from the total assets being held by the company.

Various adjustments occurred during the period of making such accounting entries and hence this resulted in obtaining the true and fair values of positioning of the company.

After due adjustments the values are calculated as shown given in the image below.

Hence, the assets are calculated as $157700, the liabilities of the company stand at $66200 and the stockholder's equities stand at $91500.

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A city is considering a plan to ease traffic congestion by offering to eliminate tolls on cars with 3 or more passengers in them. An
economic analysis is done on the plan. Which conclusion, if reached in this analysis, would weigh against adopting the plan?
A)
Reduced toll revenues would threaten public road maintenance budgets.
B)
Peak traffic times would be spread out over a larger portion of the day,
Typical travel speeds on the toll roads would increase 5% during rush
hours
D)
Average numbers of miles commuting would remain level, due to indirect
routes caused by carpooling

Answers

Answer:

A)

Reduced toll revenues would threaten public road maintenance budgets.

Explanation:

If cars will more than three people will not pay tall chargers, the city will collect fewer revenues from the toll stations as some cars will not pay. A significant decline in revenues that can affect road maintenance can influence the city to weigh against implementing that proposal.

Spreading the peak time traffic and increasing speeds is what the city hopes to achieve. The city would be happy if the average number of miles commuted remain the same. The only negative effect that could halt the implementation of the plan is reduced revenues.

Answer:A) reduce total revenues would threaten public road maintenance budgets.

Explanation:

a stock is currently priced at $65 per share and will pay a $4 dividend in one year. what must the stock sell for in one year to meet investors expecations of a 15% after tax return if dividends are taxed at 37% and there are no capital gains

Answers

Answer:

$72.23

Explanation:

Expected Return = [Dividend *(1- tax rate)] + [Capital gain] / Current stock price

Expected Return = [Dividend *(1- tax rate)] + [Price after 1 year - Current price] / Current stock price

15% = [$4*(1-0.37)]+[Price after 1 year -$65]/65

15% = [$4*0.63]+[Price after 1 year -$65]/65

15% * 65 = $2.52 + [ Price after 1 year -$65]

$9.75 = $2.52 + [Price after 1 year - $65]

Price after 1 year = $9.75 - $2.52 + $65

Price after 1 year = $72.23

a stock has a beta of 1.5 and an expected return of 16.35%. What is the risk free rate if the markert rate of return is 12.5%

Answers

Answer:

4.8%

Explanation:

Calculation for the risk free rate if the market rate of return is 12.5%

Using this formula

Expected rate of return = Risk free rate + Beta( Market rate -Risk-free rate)

Let plug in the formula

0.1635 =Risk-free rate of return + 1.5(0.125 -Risk free rate of return)

0.1635 =Risk-free rate of return + 0.1875 - 1.5(Risk-free rate of return)

0.1635 - 0.1875 =Risk-free rate of return - 1.5Risk-free rate of return

−0.024 = - (1-0.5 Risk-free rate of return)

−0.024 = - 0.5 Risk-free rate of return

Risk-free rate of return =0.024 / 0.5

Risk-free rate of return = 0.048

Risk-free rate of return = 0.048 * 100%

Risk-free rate of return = 4.8%

Therefore the risk free rate if the market rate of return is 12.5% is 4.8%

Samuelson Electronics has a required payback period of three years for all of its projects. Currently, the firm is analyzing two independent projects. Project A has an expected payback period of 2.8 years and a net present value of $6,800. Project B has an expected payback period of 3.1 years with a net present value of $28,400. Which projects should be accepted based on the payback decision rule?
A. Project A only.
B. Project B only.
C. Both A and B.
D. Neither A nor B.
E. Either, but not both projects.

Answers

Answer:

Explanation:

Project A only

What is the difference between sole proprietor and partnership?

Answers

Answer:

A sole proprietorship is a person who owns the business and is personally responsible for its debts. It is not a legal entity.

A partnership partnership shares the responsibilities, resources, and losses

Explanation:

Bob Brain files a single tax return and decides to itemize his deductions. Bob's income for the year consists of $74,100 of salary, $3,450 long-term capital gain, and $2,450 interest income. Bob's expenses for the year consist of $890 in investment advice fees and $155 in tax return preparation fees. What is Bob's investment expense deduction

Answers

Answer:

$0

Explanation:

Based on the information give investment expense are NOT deductible reason been that

his income for the year was the amount of $74,100 of his salary , $3,450 of his long-term capital gain, and $2,450 of his interest income in which his expenses for the year was the amount $890 in investment advice fees and the amount of $155 in tax return preparation fees which means that his expenses amount that is been paid in order to help manage tax income just as the information given about Bob Brain will be not be deductible.

Becker Industries is considering an all equity capital structure against one with both debt and equity. The all equity capital structure would consist of 36,000 shares of stock. The debt and equity option would consist of 18,000 shares of stock plus $310,000 of debt with an interest rate of 9 percent. What is the break-even level of earnings before interest and taxes between these two options

Answers

Answer:

The right approach is "55800".

Explanation:

The given values is:

Rate of interest,

= 9%

= 0.09

The interest cost will be:

= [tex]310,000\times 0.09[/tex]

= [tex]27,900[/tex] ($)

Assumed return on capital employed are X. Break will also be whenever the dual capital requirements participate in almost the same earnings growth.

⇒ [tex]\frac{X}{36000} =\frac{X-27900}{18000}[/tex]

⇒     [tex]X=(X-27900)\times \frac{36000}{18000}[/tex]

⇒         [tex]=(X-27900)\times 2[/tex]

⇒         [tex]=2X-55800[/tex]

⇒    [tex]X=55800[/tex]  

A multiplant monopolist can produce her output in either of two plants. She discovers that when marginal revenue is $50, the marginal cost in plant 1 is $70 while the marginal cost in plant 2 is $75. To maximize profits the firm will

Answers

Answer: produce more output in plant 1 and less in plant 2.

Explanation:

From the question, we are given the information that a multiplant monopolist can produce her output in either of two plants and that she discovers that when marginal revenue is $50, the marginal cost in plant 1 is $70 while the marginal cost in plant 2 is $75.

Since the marginal cost in plant 2 is higher than that of plant 1, to maximize profits the firm will produce more output in plant 1 and less in plant 2.

Your grandfather wants to determine the value of his bond portfolio and asks you for help. Find the current market values of the components of your grandfather’s portfolio. (a) 80 bonds with a $1,000 face value and a coupon rate of 7.6%/year. These bonds have 11 years left to maturity and pay coupons on a semi‐annual basis. The YTM of these bonds is 8.8%/year. What is the total market value of these 80 bonds? (3 pts.) (b) 160 zero‐coupon bonds with a $1,000 face value, 9 years to maturity, and a YTM of 7.7%/year

Answers

Answer:

a) $73,320.80

b) $82,068.80

Explanation:

Current market value of bonds:

PV of face value = $1,000 / (1 + 4.4%)²² = $387.78

PV of coupon payments = $38 x 13.91402(PV annuity factor, 4.4%, 22 periods) = $528.73

Market price = $916.51

$916.51 x 80 = $73,320.80

Current market value of zero coupon bonds:

PV of face value = $1,000 / (1 + 7.7%)⁹ = $512.93

$512.93 x 160 = $82,068.80

Risks of global trade include all of the following EXCEPT ________.

a. high trade barriers
b. corruption
c. restrictive government policies
d. unstable currencies
e. increased opportunities for growth

Answers

Answer:

Option e: Increased opportunities for growth

Explanation:

Global trade is simply the exchange of goods between different countries.Trade is an exchange of items between people or countries.Countries are able to obtain goods they need from other countries.

four major risks in international business includes Country risk, commercial risk, cross-cultural risk, and currency risk.

Increased opportunities for growth is not an effect of risk in global trade.

its me guys I'm sorry I lied​

Answers

To my knowledge I’m clarifying it’s James Charles

Inheriting someone else’s _______ is one of the drawbacks of buying an existing business.

You make a business plan _______ you open your business.

Kinkos is an example of a _______.

One of the challenges of a new business is coming up with a workable _______.

Based on your reading, respond to the following.

List two ways to reduce the feeling of loneliness that can occur when you have your own business.

List two of the three “pro” reasons for starting your own business.

Answers

Answer:

problems

before

franchise

idea

Any two of these:

Make time to meet with clients instead of talking on the phone.

Join a business networking group.

Take business colleagues or prospects out to lunch at least once a week.

Teach a workshop in your field at the community college.

Any two of these

Freedom

Creativity

Profit

Explanation:

pf

The correct will be Answer:

Problems  Before  Franchise Idea                           Any of the two of these: When Make time to meet with the clients instead of talking on the phone. Then Join to a business with networking group. Take any business colleagues or and prospects out to lunch at least once a week. Teach any subject to a workshop in your field at the community college.  The three “pro” reasons for starting your own business. Any two of these Freedom Creativity Profitself-employed

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Jim drops his car off at ABC Garage to have his exhaust system repaired and takes the train to work. When he returns, he finds that his car has been vandalized. Jim has comprehensive coverage, but feels the garage is responsible for the damage since Jim entrusted the car to ABC Garage. Which coverage type under ABC's garagekeepers policy would split the cost of the loss with Jim's own insurer without placing blame on ABC Garage

Answers

Answer: Direct Excess Coverage

Explanation:

The coverage type under ABC's garagekeepers policy that would split the cost of the loss with Jim's own insurer without placing blame on ABC Garage is the direct excess coverage.

This coverage is identical to the direct primary coverage and it basically protects the vehicle of a client without taking into consideration the person that is responsible. The direct excess coverage will be paid in excess of the primary policy.

describe how commerce relate with industry and direct services​

Answers

industry provides the goods and services for distribution and thereby gives rise to commerce. As industry develops, trade and commerce also grow. Industry, commerce and trade are closely related to each other. For example, industry provides goods and services which are distributed through commerce.

Discretionary fixed costs Group of answer choices Have a planning horizon that covers many years May be reduced for short period time with minimal damage to long-run goals of the organization. Cannot be reduced for even short periods of time without making fundamental changes. Are most effectively controlled through the effective utilization of facilities and organization.

Answers

Answer:

Cannot be reduced for even short periods of time without making fundamental changes.

Explanation:

discretionary fixed cost in domain of finance can be regarded as expenditure that is incurred for a fixed asset as well as specific cost period , this cost can be reduced because if reduced it will not have impact immediately on the profit of the company. It should be noted Discretionary fixed costs Cannot be reduced for even short periods of time without making fundamental changes.

Which of these best describes equity?
a. The amount of interest you pay your lender on your mortgage loan.
b. The amount of money you need set aside for home repairs.
c. The difference between what you owe the lender for the mortgage loan, and what your home is worth.

Answers

Answer:

Equity is the value/amount of shares you own. Which is (C).

Explanation:

Worker organizations can affect wages by:

A. advocating for higher pay for workers.

B. making workers more productive over time.

C. lowering the market value of each worker.

D. ensuring that all workers receive an education.

Answers

Worker organizations can affect wages by advocating for higher pay for workers, as the worker starts demanding for the higher wages.

What is Worker organization?

Worker organizations are the established organization that shows the interest and opinion of the workers. Mainly this is for the welfare of the workers, to represent their interest about the wages and working condition in the organization.

Thus, option A is correct.

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If the USA can produce 12,000 personal computers or 16,000 TVs, and Japan can produce 10,000 personal computers or 30,000 TVs, then it follows that a. the USA does not have an absolute advantage in TVs. b. the USA does not have an absolute advantage in computers. c. Japan has an absolute advantage in both TVs and computers. d. the USA has an absolute advantage in both TVs and computers.

Answers

Answer:

a. the USA does not have an absolute advantage in TVs.

Explanation:

Absolute advantage is an economic term that describes the relative ease with which a country is able to produce a good compared to other producers.

The country that has absolute advantage will produce more numbers a product with the same resources as the other producer.

In the given scenario USA can produce 12,000 personal computers compared to 10,000 personal computers by Japan. So they have absolute advantage in producing personal computers.

Japan can produce 30,000 TVs compared to 16,000 TVs by USA. So Japan has absolute advantage in producing TVs

Identify which characteristic describes common stock (CS) or preferred stock (PS) financing. May have cumulative and participating features. May be convertible into another type of security. Last to receive distribution of assets in the event of bankruptcy and liquidation. Places minimum operating constraints on the firm. Group of answer choices 1

Answers

Answer:

Common Stock (CS)

Places minimum operating constraints on the firm. - Common stock does not have to be paid dividends so place no obligations on the firm.Last to receive distribution of assets in the event of bankruptcy and liquidation. - CS is paid last when assets are liquidated as debt and preferred stockholders are paid off first.

Preferred Stock (PS)

May have cumulative and participating features. - Can be cumulative which means that if dividends are not paid in one year, the dividend will be accrued and eventually paid or they can be Participating which means that they can receive more dividends than they are entitled to. May be convertible into another type of security. - Preference shares can be converted into other securities such as Common stock.

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