To assess the risk and return involved in a purchase decision, the practical questions should a potential buyer ask is
What can go wrong?What is the likely return?Is the risk worth the return?What is a Risk?Risk is the potential that something negative may occur or any uncertainty that will disturb or harm a person's well-being or asset in terms of physical damage or financial loss.
A potential buyer is one who has a keen interest in the deal and is the one who is most affected by any changes that take place in return or cause risk to business activities and purchase decisions.
Your advertising approach can be correctly aligned by understanding the consumer's thinking processes from identifying a need to generating possibilities to selecting a particular product and brand.
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An effective marketing mix for the product industry is the _____.
seven P's
four P's
both
neither
Answer:4
Explanation:
Answer:
the 4 P's
Explanation:
What is the correct strategy that Alejandra must use to deliver a negative message?
Alejandra is a customer relations manager at a toy company. A customer posted a complaint on the company’s social media page saying that one of its toys is unsafe for children. Alejandra should use a/an _______ strategy to respond to the situation.
Answer:
Apologize and come up with a new plan. Of course, you need to apologize, if you don't then that becomes a problem. (especially if they are a Karen.) After apologizing start to explain what you are going to do about it. For Example Refunds, Store Credit, Replacement, Etc. To start off. Then fix the problem. Also, tell them that you are going to do so and so to fix it. Like creating anew toy or whatnot. Hope this helps!
Alejandra should apologise for the toys and introduce a new plan as the proper approach to conveying a bad message.
Alejandra Pizarnik notes in her diary in 1968, four years after her stay in Paris, "What most disturbs me since returning to this foreign country: the distance, or the voluntary distance, between the word and the deed. In the loosest sense, something seems literary, but one can distance oneself.
"On meurt à moins" (What frightens me most since returning to this foreign country: the gap between word and deed, or the desire for one. One can pass away from distance, despite the fact that this looks to be literary in the worst sense. "On dies less").
Alejandra Diarios, Barcelona: Lumen, 2003, p. 439, Pizarnik. … A recurring issue in this author's writings is the attempt to reunite act and poetry, which, according to Pizarnik, were split apart "por no sé qué error" ("through some kind of error").
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Teresa is considering purchasing a home for $220,000 by taking out a loan with an interest rate of 4.3% for 30 years. What would her monthly payment be?
Use the monthly payment formula to calculate the monthly payment for this loan:
M =
M = monthly payment
P = principal
r = interest rate
t = number of years
$896.25
$1,088.72
$1,868.70
$2,069.75
Answer:
$1,088.72
Explanation:
This is an annuities situation. The applicable formula is
M = PV × r
1 − (1+r)−n
where p = $220,000
r = 4.3% interest rate per year, Converted to monthly rate = 4.3/100 /12=0.00358
r = 30 year, which is 30 x 12 months= 360 months
M= $220,000 x 0.00358
1 - (1+0.00358 ) ^ - 360
M=$220,000 x 0.00358
1- 0.2762
M = $220,000 x (0.00358 /0.7238)
M = $220,000 x 0.0049461
M = 1,088.12
Jessica wants to get a credit card, but the bank is refusing to give her one. What could be the TWO possible reasons behind the bank’s refusal to comply with Jessica’s request?
she does not have an account with the bank
she has a bad credit history
she has a good credit history
she is 18 years old
she doesn’t have a job
Answer:
TWO POSSIBLE REASONS:
-she has a bad credit history
-she doesn't have a job
Explanation:
The bank should give her a credit card if:
-she is 18 years old
-has a good credit history
Also,
- having an account with the bank is not necessary and will not hinder the approval process of getting a credit card
The two possible reasons behind the bank’s refusal to comply with Jessica’s request should be she has a bad credit history and she doesn't have a job.
The following information should be considered:
The bank should give her a credit card in the case when she should be 18 years old and also have the good credit history. Moreover, it is not necessary to have a bank account but also not hinder the approval process with regard to the credit card.Learn more: brainly.com/question/16911495
What is the relationship between interest rates and aggregate spending?
A.
when interest rates increase, aggregate spending also increases
B.
when interest rates increase, aggregate spending decreases
OC. they do not have any relation
OD
both the factors are affected favorably by any external factor
O E.
both the factors are affected adversely by any external factor
Answer:
B. when interest rates increase, aggregate spending decreases
Explanation:
Interest rates and aggregate spending have an inverse relationship. An increase in interest rates results in a decrease in aggregate expenditure. Interest refers to the cost of money, while aggregate spending is the total consumption in the economy.
When the cost of money is high, firms and households will stop borrowing, which reduces spending. It means businesses will not expand, and domestic consumption reduces. The net effect is a lower demand for goods and services, resulting in lower aggregate spending.
Answer:
when interest rates increase, aggregate spending decreases
Explanation:
I just took the test, good luck everyone
Question 2
1 pts
Kyle and Palo had been friends for a long time. The friends shared a common
interest in computer technology. Kyle had done some software design and
computer work on his own for neighbors and family friends. It wasn't long before
he realized that there was a demand for small businesses to have affordable
computer consultants. He decided to start a business. Kyle discussed his venture
with Palo and asked him if he would like to combine capital and take an active role
in the business with him. Both Kyle and Palo are equally responsible for the
businesses' risks and rewards.
Answer: General Partnership
Explanation:
Since both Kyle and Palo are equally responsible for the businesses' risks and rewards and they also combine their resources together, then this is a general partnership.
For a general partnership, they both take active part in the business and also have unlimited personal liabilities.
Therefore, the answer is general partnership.
During the proofreading task of the completion stage of a business message, be sure to
O add hyperlinks to change the style of the message.
Oplan the printing and distribution of the message.
O rewrite to clarify any confusing content.
O review for errors in writing, design, and layout.
[04.04MC]
Which of the following actions would the Federal Reserve most likely take during
an economic recession? (5 points)
Increase reserve requirement
Raise interest rates
Lower discount rate
Sell government securities
Answer:
Lower discount rate
Explanation:
When commercial banks and other institutions borrow from the federal reserve, they repay at an interest rate known as the discount rate. The discount rate becomes the benchmark for inter-bank borrowing, and by extension, loans to customers. An increase or decline in the discount rate results in banks' interest rates moving in the same direction.
A recession is a business cycle where the growth rate is very low or negative. It is associated with low demand for goods and services, a high unemployment rate, and reduced production. The federal reserve intervenes by employing measures to stimulate production and growth.
In reducing the discount rate, banks' interest rates will reduce. The costs of borrowing money decreases. Firms and households can borrow money for consumption and investment. Reducing the discount rate increases the money supply in the economy. Demand for products and services goes up, which stimulates more production and growth in the GDP value.
Answer:
Lower discount rate
Josh began his career as the front desk clerk of a large hotel. He enjoys working in the Lodging pathway of the Hospitality and Tourism career cluster. He wants to stay along this career path so Josh decides to get some further education. What types of classes would help Josh advance along his career pathway? After finishing his education, what positions might be available to Josh along his career path?
Answer: Classes that might help Josh advance along his career path would to be a sub/standby when important hospitalization acts are taken place. After Josh finishes his education a position that might be available to him along his career path would be a nurse or someone who is authorized to help people.
Answer: Classes that would be good for Josh would be a sub/standby education When Josh finishes his education a job that might be available to him with his career path would be a nurse or someone who is trained to help other people.
Explanation: I just hope this helps :)
Glenn and Maggie own a regional chain of juice bars and are looking to expand in the coming year. They already have fifty shops, but they know they will need a loan to reach their goal of one hundred twenty five shops. Which type of banking institution is most suitable for Glenn and Maggie’s business?
a credit union
a savings and loan
a commercial bank
an investment bank
Answer:
a commercial bank
Explanation:
A commercial bank is a deposit accepting institutions regulated by the central bank of a country. The banks play a crucial role in availing capital to businesses. They accept deposits in the form of savings from customers. They keep a small fraction(reserves) in their custody to cater for withdrawal and loan out the rest. Banks, therefore, pool resources together for businesses and households to borrow.
Since banks have a wide customer base, they are able to mobilize huge amounts of resources to loan out. Commercial banks are the best institution to issue a loan to Glenn and Maggie. Saving and loan, credit unions have a limited membership and may not have sufficient resources to issue a loan to Glenn and Maggie.
Answer:
a commercial bank
Explanation:
Type the correct answer in the box. Spell all words correctly.
What is the term for the account balances of commercial banks held by the central bank?
The account balances of commercial banks held by the central bank are termed _______
Answer:
Money Supply
Explanation:
Hope it helps, if its right it would be much appreciated if you could give me brainliest!
Answer: Money Supply
Explanation: The total amount of money-cash, coins, and balances in bank accounts-in circulation.
Explain why is it useful to identify workers within a specialist area
it is useful to identify workers within a specialist area because if you need something done quickly and accurately, you can call the person who is really good at something, to help you without worrying if you wont complete the task on time.
It is useful to identify workers within a specialist area to ensure accuracy of work.
Specialist is a person who is qualified in a specific field of expertise and also performs work in the same field. Worker if belong to the specialist area can perform a task with ease and can also give relevant opinion related to the task. Worker if belong to the specialist are will ensure that the work is done correctly and their will be no fault in the work in future. For example, a plumber is often called to correct the drainage problem and to change defective taps and pipes all these tasks cannot be performed by other specialist like electrician who changes the screw and circuits.Hence, it is useful to identify the worker within the specialist area to ensure the accuracy of the work done.
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HELP ME PLEASE************
Answer:
The 1st one because I would want the product to be okay for me to use and not under pay for something that will harm me.
Explanation:
It is just plain facts!!!
A woman sells her home for $450,000. She had purchased it for $300,000 and has lived there for three years. How much will she owe to IRS due to the gain on the sale.
Answer:
Everything
Explanation:
What will you call an employee who prioritizes her own goals rather than the team’s goal?
A (an) ____ employee will prioritize her own goals rather than the team’s goals.
Answer: A Selfish person
Answer:
Selfish.
Explanation:
A person that only thinks about themselves, and does not share.
Select the correct answer. Under which market structure does a company have the most power over product pricing?
A. oligopoly
B. perfect competition
C. monopolistic competition
D. monopoly
Answer:
D
Explanation:
I hope that I am right and have a great day
Answer:
Perfect Competition
Explanation:
I just took the test, good luck everyone!
_____ are words that are specific to an employer’s needs or industry and improve your chances of having your résumé considered.
Important words
Key words
Search words
Power words
Answer:
imma say key words
Explanation:
srry if its wrong yall
Which career pathways require workers to train at special academies?
EMTs and Emergency Dispatchers
Crossing Guards and Lifeguards
Police Officers and Firefighters
Lawyers and Judges
Answer:
Police Officers and Firefighters
Answer:
the correct answer would be police officers and firefighters
Explanation:
hope this helps:)
Michael perez deposited a total of $2000 with two savings institutions. one pays interest at a rate of 6%/year, whereas the other pays interest at a rate of 7%/year. if michael earned a total of $136 in interest during a single year, how much did he deposit in each institution? (let x and y denote the amount of money, in dollars, invested at 6% and 7%, respectively.)
Answer:
He invested $400 in the account with interest at 6%, while investing $1600 in the account with interest at 7%.
Explanation:
Given that Michael Perez deposited $ 2000 in two different accounts that granted an interest of 6% and 7% per year respectively, and that at the end of the year he obtained $ 136 in interest, to determine how much money he invested in each account it is necessary to perform the following calculation:
2000 = 100
136 = X
((136 x 100) / 2000) = X
13600/2000 = X
6.8 = X
Thus, the benefits obtained were 6.8% per year. Thus, the annual 7% of the account with the highest interest rate must subtract a 0.2% yield, with which Michael Perez invested 2/10 parts of his money in the account with interest at 6% and 8/10 in the account with interest at 7%.
Thus, in the account with interest at 6% he invested $ 400, while in the account with interest at 7% he invested $ 1600.
Which describes the purpose of non-sufficient funds fees? A: penalize customers for writing checks for money they don't have
B:make sure customers keep sufficient funds in their account
C: pay for the costs of having bank employees
D: collect funds for withdrawals from a competitor’s machine
Answer:
A: penalize customers for writing checks for money they do not have
Explanation:
A bank reconciliation mainly computed by an accountant, gives the difference between the balance in relation to the bank statement and the cash balance with respect to the accounting records of the depositor in a particular financial institution.
In Financial accounting, a bank statement can be defined as an official summary or list of financial transactions, which typically comprises of the amount of money that has been paid into or withdrawn from an account by an individual or business entity over a specific period of time.
Generally, a bank statement usually has the following information charges, deposits, withdrawals, including the opening and closing balance for each account held at a given the period. Thus, bank customers are advised to frequently reconcile their records with bank statements in order to prevent non-sufficient funds (NSF) checks.
A non-sufficient funds (NSF) checks refers to a check that is not honored by the bank of the issuer due to the fact that the individual or business entity has an insufficient fund. It is also known as a bounced or bad check.
Hence, the purpose of non-sufficient funds fees is to customers for writing checks for money they do not have. In the United States of America, the fee charged for non-sufficient funds (NSF) checks is between $27 to $35.
Do an online search on team members in the workplace. Identify several types of group members. From your experience, identify other types of group members not mentioned in your online search. In four or more paragraphs, illustrate how you, as facilitator, would deal with each type of member. You may use the types mentioned in your research as well as those you identified.
What other things would you do as facilitator to ensure the team ran smoothly and efficiently?
Explanation:
A Guide to Effective Facilitation.
...
A good facilitator will:
Develop a detailed agenda after discussion with organization leaders. ...
Use participants' names. ...
Call on people in the order in which they raise their hands. ...
Make eye contact. ...
Use the ground rules (mutually agreed upon meeting rules for participation) early on.
A competent moderator will:
Following a conversation with the organization's executives, create a thorough agenda.Identify participants by name.As people raise their hands, call on them in that order.Establish eye contact.Use the ground rules, which are shared participation guidelines for meetings, as soon as possible.What is an online search?Online search is the interactive process of looking for and obtaining information from online databases using a computer. With the introduction of quicker databases and smart terminals in the 1980s, interactive searches became feasible. On the other hand, automated batch searching was widely used in the 1960s and 1970s. The bulk of internet searches done now are done via search engines. Supplemental reference transactions are frequently conducted online.
Online search is the interactive process of looking for and obtaining information from online databases using a computer. With the introduction of quicker databases and smart terminals in the 1980s, interactive searches became feasible. On the other hand, automated batch searching was widely used in the 1960s and 1970s. Today, the bulk of queries are made via search engines.
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PLZ HELP ASAP 20 POINS FOR CORRECT ANSWER!!!!!!! Jonson Works in a retail store and updates all the sales records by the end of the day he needs to send the weekly sales report to his supervisor which type of data processing technique will he use to carry out his duties efficiently?
Johnson will use the__processing system to update the sales records send a weekly report to a supervisor
Answer:
data processing system
Answer: Transaction processing system
Explanation: im the ceo of apple
what is a sender receiver model?
Answer:
the sendor receivor model is an expansion of the shannon-weaver model of communication
Select the correct answer. Under which market structure does the action of one company have a spillover effect on other companies’ decisions?
A. oligopoly
B. perfect competition
C. monopoly
D. monopolistic competition
Answer:
A. oligopoly
Explanation:
a state of limited competition, in which a market is shared by a small number of producers or sellers.
Under oligopoly, the action of one company has a spillover effect on other companies’ decisions. Thus, option A is the correct option.
What is a company?A company can be defined as an institution who makes a product or service and sells it or endorse it in the market to earn revenue.
When there is any change or shift in the market with respect to any sort of commodity than that effect goes on to another product which can be considered as a substitutional product is called as oligopoly.
For example, in the case of a cold drink if one cold drinks prices increases or the demand decreases then people start to prefer to another call ring that can be considered as it substitute product this system can be referred to as an oligopoly. Therefore, option A is the correct option.
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Joe Chin bought a house for $180,000. He made a 20% down payment. Joe secured a loan for the balance of the purchase price at 6.5% interest for 15 years. What will be the monthly payments on the loan? (do not use commas or dollar signs in your answer)
Answer:
the monthly payment is $910.18
Explanation:
The computation of the monthly payment is shown below:
Given that
PV = $180,000 - 20% of $180,000 = $144,000
NPER = 15 × 120 = 360
RATE = 6.5% ÷ 12 = 0.541666%
FV = $0
The formula is shown below:
=PMT(RATE;NPER;PV;FV:TYPE)
The present values comes in negative
After applying the above formula, the monthly payment is $910.18
Which is not the cost of rising unemployment in an economy?
a)Lower Tax Revenues (Government collects less taxes)
b)Higher Benefits Payments
c)Crime, Vandalism, Family Breakdowns, Social Welfare, and Regional Decay in the Society
d)Opportunity Cost of Lost Potential Output
e)Flourishing Economy
Answer:
e)Flourishing Economy
Explanation:
Unemployment is a scenario where members of the adult population seek job opportunities but cannot get any. Therefore, an unemployed person is a jobless adult who is actively seeking employment.
Unemployed people have no income, which means they do not pay taxes. They may resort to crime to support themselves. Jobless people usually claim unemployment benefits, which is a burden to the government. A jobless person is mostly idle, which is a waste of skill, time, and knowledge.
Unemployment has adverse effects on the economy. It does not support the growth or flourishing of economic activities.
Vera has a June credit card balance of $476.09. Her payment due date is June 27th, with a grace period of 5 days. If her payment is late, the credit card company charges a $30 late fee.
Answer: $506.09
Explanation:
Just took the test
Which requires that certain amounts of money be withheld from employees for fees related to
Medicare and social security?
tax laws
pension plans
health care plans
contracts
Answer:
I think it's A. and D. or C. but I really think actually is A. tax laws
Answer:
It's A.
Explanation:
It is a, even though income tax is ilegal, although this is exactly what it is. Pension plans would be correct although as far as i can remember that would be a 401k or what ever else there is. Tax laws doesn't theoretically match, as they cover it with it being for healthcare, like obama care, although obama care is supported by almost no healthcare providers. And contracts makes not sense, lol.
i'm In connexus as well, and quizlet has been pretty helpful as well. Sorry for adding politics, but it makes me words i can't say on this karen-run site.
What can stand alone when applying for a job?
-cover letter and resume
-resume and transcript
-transcript and cover letter
-recommendations
Answer: A resume and cover letter
Explanation:
Select all the correct answers.
Which statements are true according to the law of supply?
A decrease in demand leads to an increase in supply.
A decrease in demand leads to a decrease in supply.
An increase in price leads to a decrease in supply.
A decrease in price leads to a decrease in supply.
An increase in price leads to an increase in supply.
Answer:
A decrease in demand leads to a decrease in supply.
A decrease in price leads to a decrease in supply.
An increase in price leads to an increase in supply.
Explanation:
Supply refers to the volume of a product that sellers are willing to sell in the market at a given price. As per the law of supply, a higher price motivates sellers to avail more products in the markets. Sellers or suppliers are businesses and are motivated by higher profits. When prices are high, the profit margin will be high, which is an incentive for increased supply. Lower prices have lower margins, which is a risk to a business. Low prices result in reduced prices.
Supply is influenced by demand. If supply does not match demand, there will be either a shortage or excess supply in the market. When demand is low, sellers will reduce supply to avoid losses associated with excess supply .
For Edmentum/Plato users, the correct answers are bolded below:
A decrease in demand leads to an increase in supply.
A decrease in demand leads to a decrease in supply.
An increase in price leads to a decrease in supply.
A decrease in price leads to a decrease in supply.
An increase in price leads to an increase in supply.