Answer: Marketable title clause
Explanation:
Marketable title clause is a clause that is found in a mortgage which ensures that the borrower will maintain clear title on the property in the event the bank is forced to foreclose.
A marketable title is a title that can be given to a new owner and it should be noted that there's no likelihood that another party will make claims on it.
f a company is to respond successfully to change, it must be able to _____ and _____, which is known as the _____ approach.
Answer: create ideas; implement ideas; ambidextrous
Explanation:
If a company is to respond successfully to change, it must be able to create ideas and then implement the ideas that have been created which is known as the ambidextrous approach.
The constant thing in every sphere of life is change and every individual and firm should always be ready when the change comes.
Without completing a signed agency agreement, the licensee may call herself A) a subagent. B) a facilitator. C) a designated agent. D) an agent.
Answer:
B) a facilitator
Explanation:
-A subagent is a person that acts as an agent after being assigned by a broker.
-A facilitator is an agent that has not being chosen as the client's representative.
-A designated agent is an agent that is assigned by a broker to represent a client and the other client in the transaction is represented by another agent that works with the same broker.
-An agent is a person that represents a buyer or seller in a real state transaction.
According to this, the answer is that without completing a signed agency agreement, the licensee may call herself a facilitator because she has not being designated by the client as his/her representative.
According to rankings by many people over the years what is the number one expectation that people have a job they will enjoy
Answer:doing work that makes the best use of one's abilities and creates a feeling of accomplishment
Explanation:
I'm in 9th and just took that
Lawrence is a buyer closing on a home purchase for which he's obtaining financing. He receives a Loan Estimate from his lender. What's the purpose of this document?
Answer: The purpose of this document is to detail estimated closing costs for Lawrence's loan
Explanation:
From the question, we are informed that Lawrence is a buyer closing on a home purchase for which he's obtaining financing and that he receives a loan estimate from his lender.
The function of a loan estimate is to detail estimated closing costs for the loan that Lawrence's took. With the low estimate, Lawrence will have an idea of what he'll pay
Rico’s Taqueria had cash inflows from operating activities of $31,000; cash outflows from investing activities of $26,000, and cash outflows from financing activities of $16,000. Calculate the net increase or decrease in cash.
Answer:
The Decrease in cash -$11,000
Explanation:
The computation of the net increase or decrease in cash is shown below:
Cash inflows from operating activities $31,000
Less:
Cash outflows from investing activities -$26,000
Cash outflows from financing activities -$16,000
The Decrease in cash -$11,000
Hence, the decrease in cash is -$11,000 as they are two cash outflows activities and one inflow activities
Ace Co. issued 1,000 shares of its $10 par value common stock for $15 per share in cash. How should this transaction be reported in Ace's statement of cash flows for the year of issuance
Answer:
$15,000 cash inflow from financing activities
Explanation:
Financing operations: it records operations concerning long-term debt and equity balance of shareholders. The issuance of the shares is an inflow of cash while other redemption and dividend are an outflow of cash
Since 1,000 shares are issued at $10 par value for $15 per cash
Here we record the $15,000 as cash inflows as this represents that the capital introduced in the business and the same is to be considered
Marketing is the ___________________, set of institutions, and processes for creating, communicating, delivering, and exchanging offerings that have value for customers, clients, partners, and society at large.
Answer:
Activity
Explanation:
Marketing is the activity that is to be conducted for promoting the company goods and services so that the it would create awareness among the people at large
It is an activity process of developing, communiciation, delivering, communicating, the value of customers, clients, society at large
hence, the answer is Activity
Which of the following investments would be considered a low risk investment? a new product b. a federally mandated environmental project c. A and B d. None of the above
Answer:
b. federally mandated environmental project
Explanation:
Based on the options provided the investment with the least amount of risk would be a federally mandated environmental project. This is because it is a project that is backed by a government, which tend to have contingencies in place to prevent failure. While a new product has not previous historical data that would reduce the risk, it is unpredictable what will occur once it gets released into the market, and is all speculation, thus it has a very high risk to it.
According to the capital asset pricing model (CAPM), the security market line is a straight line. The intercept of this line should be equal to
Answer: C. The risk-free rate
Explanation: According to the Capital Asset Pricing Model, the security market line is a straight line. The intercept of this line should be equal to:
A. Zero
B. The expected risk premium on the market portfolio
C. The risk-free rate
D. The expected return on the market portfolio
The intercept of the security market line (This line shows the expected rate of return of a security as a function of systematic, non-diversifiable risk (beta), in other words, it is simply the line on which all capital investments lie) is equal to the risk-free interest rate (the theoretical rate of return of an investment with no risk of financial loss) according to the Capital Asset Pricing Model (CAPM).
The line is represented graphically as a straight line with risk on its horizontal axis, which is the independent variable, and expected return on the vertical axis, which is the dependent variable. The security market line also shows that investors would want higher rates of return with increasing levels of risk taken.
"An investor has purchased shares of an international bond fund. The fund will have inferior performance if the value of the:"
Answer:
B. U.S. Dollar increases and foreign currency decreases
Explanation:
When the foreign currency declines as compared with the dollar, so the fund of net asset value should be transformed in dollars as the little dollars are established as the each of its foreign curreny units purchased less dollars this results in cheap performance as per the U.S investor view
So here in the given case, the Dollar of U.s should rise and the foreign currency declines
"Assuming that PDQ Corporation has annual net sales of $303,000,000 and annual cost of goods sold of $202,000,000, what is the inventory turnover ratio for PDQ Corporation?"
Answer:
2Explanation:
The inventory turnover ratio is defined as the ratio of the cost of goods sold to the average inventory.
Average Inventory = annual net sales - annual cost of goods sold
Average Inventory = $303,000,000 - $202,000,000
Average Inventory = $101,000,000
Given cost of goods sold = $202,000,000
Inventory turnover ratio = cost of good sold/average inventory
Inventory turnover ratio = $202,000,000/$101,000,000
Inventory turnover ratio = 202/101
Inventory turnover ratio = 2
Hence the inventory turnover ratio for PDQ Corporation is 2
It is best to reduce the level of pollution _______ Group of answer choices A) until all negative externalities are internalized. B) to zero. C) as long as the benefit exceeds the cost of doing so. D) until all external costs have been eliminated.
Answer:
The correct answer is the option B: To zero.
Explanation:
To begin with, it will always be better for a country to reduce the level of pollution to zero. The economy of the country will find this point more profitable due to the fact that now the ecosystem will give better resources from the ground and with those elements the companys will produce better goods as well. Moreover, at that point there will be no need for the company to pay taxes on pollution or to even have to deal with it because there will be any
When the demand for an initial public offering (IPO) of securities exceeds the number of securities issued, the offering is deemed to be:
Answer:
Oversubscribed
Explanation:
A security is oversubscribed when he demand for an initial public offering (IPO) of securities exceeds the number of securities issued.
The underwriters can increase the price of the security or increase the offer of securities
Multiprint, a printer manufacturing firm, sells ink cartridges for each of its specific models. Only Multiprint cartridges are compatible with Multiprint printers, and no two models share the same specifications. What type of pricing does Multiprint use?
Answer:
Multiprint use "captive product pricing " type of pricing.
Explanation:
Captive Market or product Pricing seems to be the manufacturers' promotional strategy whereby the fundamental or central commodity price is typically significantly reduced, while the concentrated goods are considered challenging.This draws low-price buyers to something like the core functionality, which enables vendors to generate huge profits from the captive goods that are required to be using the commodity.Tom elects the Life Income with 10-year Period Certain settlement option. Tom dies in year 6. The beneficiary receives payments for _______.
A. Life
B. 4 years
C. 10 years
D. 6 years
Answer:
B. 4 years
Explanation:
As per the certain life income period, the guaranteed payments for the recipient lifetime or the specified time duration whichever is more.
Now if the recipient dies before the certain period ended, so the payments would be continued to the other beneficiary unless there is an end for the certain period
So, in the given situation, the payments would be received for
= 10 years - 6 years
= 4 years
Hence, the correct option is B. 4 years
On November 1, Year 2, Smith Co. contracted to dispose of an industry segment on February 28, Year 3. Throughout Year 2, the segment had operating losses. These losses were expected to continue until the segment's disposition. Which of the following losses should be included in discontinued operations reported in Smith's Year 2 income statement?
I. Operating losses for the period January 1 to October 31, Year 1.
II. Operating losses for the period November 1 to December 31, Year 1.
III. Estimated operating losses for the period January 1 to February 28, Year 2.
a. II and III only.
b. I and II only.
c. II only.
d. I and III only.
Answer:
Choice "B" is correct. The operating losses to be included in Smith's Year 1
Explanation:
A discontinuous innovation is a product that:___________
a. disrupts consumers' normal routine but does not require totally new learning.
b. requires no new learning by consumers.
c. is not purchased by innovators and early adopters.
d. initiates obsolescence of a product class.
e. requires consumers to learn entirely new patterns of behavior and product usage.
Answer: e. requires consumers to learn entirely new patterns of behavior and product usage
Explanation: Innovation could be described as the introduction of something new to the market, this coid be marked by changes in the working principle or implementation or modification of new product features or even a complete overhaul of previoulsy existiing functions. A Discontinous innovation can be explained as a total change or complete overhaul in the type of product produce. It is marked by having a complete difference from the previously existing versions. As such, there is a shift or change in the usage of the product which is totally different from that which exists with the previously adopted versions.
Answer:
e. requires consumers to learn entirely new patterns of behavior and product usage.
Explanation:
Discontinuous innovation is defined as a new product in a market or industry that requires the final user to change behaviour by learning a new process for use of the product. It causes dramatic change in the dynamics of the industry such as competition, industry revenue, growth rate, and pricing.
The products introduce a function that has never existed before so customers will need to learn entirely new patterns of behavior and product usage.
ou need to give the customer something that they need." This statement best reflects the beliefs of marketers during the _____ Era.
Answer: Marketing Era
Explanation:
The Marketing Era is one of the so-called eras of Marketing which defined how producers related to customers and hence try to show how marketing has changed over the years.
In the Marketing Era , the focus of producers was to give the customers items they actually needed and wanted so that instead of having to convince customers to buy goods that the company made which the customers may not have wanted, by making what the customer actually wanted, they would not have to spend so much on convincing them.
Brittany is choosing the type of media for a new promotional campaign for Halls cough drops. She knows that each type of media has both benefits and disadvantages. She is considering the Internet as a form of media. Which of the following is not a disadvantage of the Internet as a promotional medium?A) Costs of precise targeting are high.B) Effects of promotion can be difficult to measure.C) There are concerns about privacy.D) The message must be short and simple.E) There are concerns about security.
Answer: D) The message must be short and simple
Explanation:
As the world evolves and new development takes place, the internet has become an advertising tool used in marketing. Even though it's effective in reaching out to the customers, it has disadvantages such as high costs, the promotion effects can be difficult to measure, privacy and security issues.
The advantage in the question given is that the message must be short and simple.
. Information found on the company's income statement and balance sheet is extracted from these documents and examined more closely through the use of
Answer:
Ratio analysis
Explanation:
Financial statements are used to show the assets, liabilities, revenues, expenses, and owners equity of a business entity within a given time frame.
Income statement is revenue less expense within a given period. While the balance sheet shows the financial position of a business at a particular point, that is its assets, liabilities, and owner equity.
Information form financial statements are analysed by the use of ratio analysis to gain a better understanding of financial condition of an organisation.
Ratio analysis compares the magnitude of line items within financial statements to determine liquidity, profitability, solvency and operational efficiency of a business.
For example current ratio shows how well a business can use its current assets to settle its current liability, this is a liquidity ratio.
Answer: Ratio Analysis
Explanation;
Ratio analysis is a very important method of financial analysis that enables one to make inferences and see relationships from the data presented by a company in it's financial statements.
Most ratios are divided into 5 different types being;
ProfitabilityLiquidityActivityDebt, and MarketAn example of a Liquidity ratio would be the Current Ration which divides Current Assets by Current Liabilities to see if the company has enough liquidity to pay off current liabilities.
what are the different types of thought
Answer:
decision discipline and problem solving
Explanation:
When companies move their production facilities around the world to take advantage of cheaper labor and lower taxes, what do anthropologists call this
Answer: Flexible Accumulation
Explanation:
Flexible accumulation could be described as a situation where companies move their factories and production line around the world considering how to cut much labour and reduce tax. This is found amongst big multinationals, firms that have both the market and the capital. They are mostly found in the automation industry, food industry also. These companies most importantly consider their influence in the market before doing this and it helps them reduce labour and tax.
How well acquainted with a sport would a publicist need to be in order to do his or her job effectively?
Answer:
at the very least, understand the basics of the sport in question
Explanation:
A publicist is an individual who generates and manages publicity for a company, a brand, or a public figure. If the publicist works for a sports company/magazine they need to, at the very least, understand the basics of the sport in question such as the rules, basic terminology used, player names/states, etc. This is because they need to write articles that make sense, and since the audience reading them will be very well versed in the sport, then the information provided needs to be accurate.
Fresh fish is not an effective form of money. What essential characteristic of money does fresh fish lack that most makes it ineffective
Answer:
Medium of exchange
Explanation:
Fresh fish is not an effective form of money. Fresh fish lacks medium of exchange, which makes it ineffective.
During Reagan’s administration, the __________ Department was given a "blank check" to purchase whatever they needed.
Answer: defense
Explanation:
During Reagan’s administration, the defense department was given a "blank check" to purchase whatever they needed.
During Reagan's administration,, he also implemented supply side economic policies and a huge tax cut as well as the rise in the expenditure on defense.
People often make decisions on the basis of a mental accounting. One facet of this accounting is making a decision based on the way a problem was posed. This is called ________.
Answer: framing
Explanation:
From the question, we are informed that people often make decisions on the basis of a mental accounting and that one facet of this accounting is making a decision based on the way a problem was posed.
The above situation is referred to as framing. The way a problem is actually leads to the way the problem will be solved.
Gravitational force and gravity.
Answer:
is how u fall
Explanation:
Serena is the CEO of Pedalo Inc., a publicly traded company. The shareholders want Serena on the board of directors despite her recent appointment as the CEO. This decision of the shareholders is most likely because Serena:
Answer: D.is likely to provide the board with valuable inside information
Explanation:
The options to the question are:
A. is a board member of a major client
B. is more likely than other board members to take care of the stockholders
C. is also the CEO of other companies.
D.is likely to provide the board with valuable inside information
From the question, we are informed that Serena is the CEO of Pedalo Inc., a publicly traded company and that the shareholders want Serena on the board of directors despite her recent appointment as the CEO.
This decision of the shareholders is most likely because Serena is likely to provide the board with valuable inside information.
In July, a customer invested $10,000 in the ABC Mutual Fund. In December of the same year, ABC announced a long-term capital gains distribution. In May of the next year, the customer decided to redeem his shares for a capital gain. How are both of the capital gains treated for tax purposes
Answer:
Capital gains distribution is treated as long term
Capital gain from from redemption is treated as short term
Explanation: Capital gains may be explained as the profit made from the sale of a property or investment. Depending on the holding duration of the stock or bond, a capital gain may be classed as short term is held for below one year or long-term, of held for more than 1 year. However, According to the Internal Revenue service regulation, Capital gains are taxed as long term irrespective of the holding period in which the owner has possessed the fund.
Capital gains redemption however, follows the usual time-line and in this case would be taxed as short-term because the holding period is between July to May, which is a 10 months. Since it hasn't exceeded a year, then, it is classed as short term.
Which of the following is NOT regulated by the government?
Local employment agencies
Public schools
Private schools
Funding for retraining of workers
Answer:
Funding for the retraining of workers
Explanation:
Funding for the retraining of workers is a function internal to an organization that has to do with the retraining of workers towards a continuous profession development in upgrading and acquisition of new skills .
While other options in the question are under the regulation of the government, the funding for retraining of workers is left at the discretion of the employer or organization. This is why we have discrepancies in the approaches of different organization to this function.