Answer: The lender
Explanation: Foreclosure proceeding involves the steps a lender takes in the process of seizing or selling a property in a bid to recover the payment or amount owed by a loan defaulter. The foreclosure proceeding involves different processes and will only begin when the mortgage is delinquent. Delinquency due to failure to make an agreed payment on a mortgage. This period is usually determined by the lender and the foreclosure proceeding will begin if the payment is not made before the period.
What are some simlarities between saving and investing?
Answer:
A similarities between saving and investing
1) Its about money.
2) Investing is similar to saving because you’re putting away money for the future. But you're trying to earn more money.
Explanation:
"A representative is hosting 20 wealthy guests at a dinner seminar at a Michelin star-rated restaurant, and when coffee and dessert are being served, she intends to give a small talk about the potential benefits of investing in hedge funds. This is defined by FINRA as a(n):"
Answer:
Public appearance.
Explanation:
In this scenario, a representative is hosting 20 wealthy guests at a dinner seminar at a Michelin star-rated restaurant, and when coffee and dessert are being served, she intends to give a small talk about the potential benefits of investing in hedge funds. This is defined by FINRA as public appearance.
According to Financial Industry Regulatory Authority (FINRA), a public appearance can be defined as an unscripted, spontaneous live presentation to a group of people comprising of potential investors. A public appearance do not require a principal approval and are not bonded by the FINRA rules and regulations.
A politician in a small town notices that many citizens in the town cannot find work. In order to assist these individuals in finding work, the politician proposes that all unemployed adults be made eligible for a large monthly cash payment to help them meet basic needs during their job search. Which of the following is true regarding the goal alignment of this program?
a. The goals of the politician and the goals are the job seekers would be aligned, since unemployed individuals would have a stronger incentive to remain employed.
b. The goals of the politician and the goals of the job seekers would not be aligned, since unemployed individuals would have a stronger incentive to remain unemployed.
c. The goals of the politician and the goals of the job seekers would be aligned, since unemployed individuals would have a stronger incentive to look for work.
Answer:
b. The goals of the politician and the goals of the job seekers would not be aligned, since unemployed individuals would have a stronger incentive to remain unemployed
Explanation:
Unemployed people would have the incentive to seek employment so as to meet basic needs. But if the politician is already meeting that need, there would be no incentive for the unemployed to seek employment. So, the goal of the politician and job seekers aren't aligned.
"A corporate issuer is obligated to file an 8K report of significant events within how many business days of the event?"
Answer:
4 business days
Explanation:
corporate issuer is obligated to file an 8K report of significant events within 4 business day business days of the event.
File 8K is called current report in the concept of economics, it must be filed within 4 business day in order to deliver issues or information that the shareholders needed to be aware of. It should be noted that file 8k is always filed along with Securities and Exchange commission (SEC) which is an independent federal government regulatory agency.
Because it is a. neither excludable nor rival in consumption, a tornado siren is a common resource. b. rival in consumption but not excludable, a tornado siren is a common resource. c. excludable but not rival in consumption, a tornado siren is produced by a natural monopoly. d. neither excludable nor rival in consumption, a tornado siren is a public good.
Answer:
D, neither excludable nor rival in consumption, a tornado siren is a public good.
Explanation:
A tornado siren is a siren that is used to give emergency warnings to a large population of an impending danger or danger that has passed.
A tornado siren otherwise known as the civil defense siren is of public good and as such is not a rival neither can it be excluded from consumption.
Cheers
The news headline "Wal dash Mart to carry 'morning dash after' contraception comma" deals with the ______ question(s) of economics.A. whyB. whatC. howD. what and howE. for whomfor whom
Answer:
B. what
Explanation:
The questions in economics seek to solve the problems of production in a society, given that resources to produce are limited. The questions are what to be produced, how it should be produced, and for whom it should be produced.
Hence, in this situation, the correct answer, is option B, as the deals with the WHAT question(s) of economics.
Automatic stabilizers are provisions in the law that create automatic ______ in government spending or ______ in taxes when real output declines.
Answer:
increase
decrease
Explanation:
Automatic stabilizers are provision in the law that automatically stabilise government spending and tax rate to stabilise the economy.
When output is falling, in order to prevent the economy slipping into a recession, the automatic stabilisers increase government spending and reduce taxes. These increases money supply
1. Improvements in technology.2. Increases in the supply (stock) of capital goods.3. Purchases of expanding output.4. Obtaining the optimal combination of goods, each at least-cost production.5. Increases in the quantity and quality of natural resources.6. Increases in the quantity and quality of human resources.Which set of items in the accompanying list would move an economy from a point inside its production possibilities curve to a point on its production possibilities curve?a. 1, 2, 5, and 6 only.b. 3 and 4 only.c. 1, 3, and 4 only.d. 3 only.More than 75% of the world's income is earned by what percentage of the world's population?a. 10%.b. 40%.c. 20%.d. 5%.
Answer:
1. Which set of items in the accompanying list would move an economy from a point inside its production possibilities curve to a point on its production possibilities curve?
a. 1, 2, 5, and 6 only.
2. More than 75% of the world's income is earned by what percentage of the world's population?
d. 5%.
Explanation:
The above options are the solutions to the questions asked. In terms of the world's income, 5% of the world's population earns 75% of the world's income.
On the first day of the fiscal year, Shiller Company borrowed $85,000 by giving a sevenâyear, 7% installment note to Soros Bank. The note requires annual payments of $15,772, with the first payment occurring on the last day of the fiscal year. The first payment consists of interest of $5,950 and principal repayment of $9,822.
Journalize the entries to record the following:
a. Issued the installment note for cash on the first day of the fiscal year.
b. Paid the first annual payment on the note.
Answer: Please find answer in explanation column
Explanation:
a) Journal to record Issued installment note for cash on the first day of the fiscal year.
Date Account Debit Credit
Jan 1 Cash $85,000
Notes Payable $85,000
b) Journal to record the first annual payment on the note.
Date Account Debit Credit
Dec 31 Interest Expense $5,950
Notes Payable $9,822.
Cash $15,772
In a(n) ________, an intensive research technique, a company invites six or more people typical of the target market to a session to discuss the product, the service, or the marketing situation.
Answer:
focus group
Explanation:
A focus group refers to a reearch method in which companies invite a group of people that is part of a target market to have a discussion about a specific product, service, topic to analyze their reactions and collect information to make decisions. According to this, the answer is that in a(n) focus group, an intensive research technique, a company invites six or more people typical of the target market to a session to discuss the product, the service, or the marketing situation.
The production strategy of a firm using a global strategy would likely entail A. A narrow selection of models and styles with each model/style focused on identified international market niches. B. Locating plants on the basis of maximum competitive advantage—in countries where manufacturing costs can be kept low or close to major markets to economize on shipping costs or use of a few world-scale plants to capture maximum scale economies and experience curve effects, as most appropriate. C. Producing the various products at plants scattered around the world. D. Producing a broad product line (many models and varieties) so that buyers in each target national market would be able to select the item that best met their individual needs. E. Creating a different product lineup for each major area of the world (Europe, North American, Latin America, and the Asian Pacific).
Answer:
The correct answer is the option B: Locating plants on the basis of maximum competitive advantage, in countries where manufacturing costs can be kept low or close to major markets to economize on shipping costs or use of few world-scale plants to capture maximun scale economies and experience curve effects, as most appropiate.
Explanation:
To begin with, the concept known as "Global Strategy" in economics and business terms, refers to the type of method that a company uses in order to accomplish the global penetration of its product so that the sales of the business starts to rise and the profits increases as well. The major bases in this type of strategy are in the fact of finding the places where will be more opmital to produce due to the factors that will influece the production and the plant as a whole. Therefore that in order to succeded with this movement, the company will have to reach economies of scale in those places.
When presented with two choices for afternoon entertainment, Riana has a clear favorite: going to the movies provides her with 40 utils, while attending a baseball game provides 32 utils. The price for both tickets is $5, causing Riana to choose the movies. What price for a baseball game ticket would cause Riana to choose that instead?
a. $3.99
b. $4.00
c. $4.01
d. $1.60
Answer:
$4
Explanation:
Given:
Marginal utility of movie = 40
Marginal utility of baseball = 32
Price of ticket = $5
Find:
Price of baseball match ticket to change her mind.
Computation:
Per dollar utility of movie = 40 / 5
Per dollar utility of movie = 8
Price of baseball match ticket to change her mind = Marginal utility of baseball / Per dollar utility of movie
Price of baseball match ticket to change her mind = 32 / 8
Price of baseball match ticket to change her mind = $4
In order to compensate for an expected future decline in the Japanese yen relative to the U.S. dollar, the interest rate in Japan must be ______ the interest rate in the United States.
Answer:
higher than
Explanation:
An increased interest rate of the Japanese yen will help to strengthen the yen against the dollar.
This means that increased interest rates bring out higher gains which strengthen the currency of japan as against the on of the united states.
Cheers.
) for correct answers, how will your scores be affected with each submission you use up? select all that apply. after a few submissions you will get zero points. you will not lose any points for correct answers even if you use all allowed submissions. after a few submissions, you will start to lose a percentage of the points for that question. you will not lose any points for the first few submissions. (h) how much are the prelab, inlab, and postlab parts worth? prelab: % inlab: % postlab % (i) as a rule, the prelab, inlab, and postlab are due at a particular time each week. fill in the appropriate answer in each of the boxes below. prelab: inlab: postlab:
Answer:
The answer is "You won't lose any answers even if you're using all approved entries".
Explanation:
In the given question there is some mistake in the choices. so, we define only the correct answer.
The above-given choices describe the Its application may also apply to the reports produced so that it can make the quality of the documentation acceptable.
It is just an act that offers someone a document, a proposal, a written document, etc. because it can be considered or accepted. Its state of obedience action of acknowledging another person's authority or power.
The correct option is You won't lose any answers even if you're using all approved entries.
The following information should be considered:
The given choices represent the Its application may also apply to the reports generated so that it can make the quality of the documentation acceptable. It is just an act that offers someone the document, a proposal, a written document, etc. since it can be accepted.Learn more: https://brainly.com/question/17429689?referrer=searchResults
You own a house that you rent for $1,400 per month. The maintenance expenses on the house average $260 per month. The house cost $231,000 when you purchased it 4 years ago. A recent appraisal on the house valued it at $253,000. If you sell the house you will incur $20,240 in real estate fees. The annual property taxes are $3,100. You are deciding whether to sell the house or convert it for your own use as a professional office. What value should you place on this house when analyzing the option of using it as a professional office
Answer:
$232,760
Explanation:
you must first determine the market value of your house = appraisal value - sales expenses = $253,000 - $20,240 = $232,760
the market value of the house is your opportunity cost of using the house as an office.
opportunity costs are the extra costs or benefits lost resulting from choosing one investment or activity over another alternative.
"A syndicate member places an order for a new issue municipal offering, that, if filled, will be placed in a municipal bond fund managed by that member. This order is:"
Answer:
I)member-related"
IV)filled last, as public orders take precedence
Explanation:
This are the options for the question;
I. "member-related"
II. "non-member related"
III. filled first, as non-public orders take precedence
IV. filled last, as public orders take precedence
We were informed from the question that A syndicate member places an order for a new issue municipal offering, that, if filled, will be placed in a municipal bond fund managed by that member.
This order order for a new issues municipal offering should be
1)member-related"
2)filled last, as public orders take precedence.
It should be noted that as a syndicate is associated with underwriting IPOs and they are commercial or investment bank. And the municipal bonds is utilize in financing public projects .
For a sales-type lease:_______
a) the gross profit will be lower if the residual value is unguaranteed
b) the gross profit will be higher if the residual value is guaranteed
c) the present value of the unguaranteed residual value is added
d) to determine the cost of goods sold
Answer:
no option is correct (I assume options C and D were one option only)
Explanation:
On a sales type lease, the gross profit generated by the lease is determined in a similar way that net present value of a project is determined.
You must first calculate the present value of the lease payments that should be received using the company's discount rate, and then subtract the asset's value. If the present value of the future lease payments is higher than the present value of the asset, then you should have a gross profit.
The gross profit is not affected whether the asset has or doesn't have a guaranteed residual value.
A critical success factor in project management is to: Group of answer choices Say "no" to all requests because they add to scope creep. Use throwaway prototyping. Use a CASE tool to delineate requirements from work tasks. Start with a realistic assessment of the work that needs to be done. Hire an outside project management consulting group.
Answer: Start with a realistic assessment of the work that needs to be done.
Explanation:
Project management involves the planning, organization and the effective use of the resources that are available in order to achieve the project goals.
A critical success factor in project management is to start with a realistic assessment of the work that needs to be done.
In Year 1, Kane's residence had an adjusted basis of $250,000 and it was destroyed by a tornado (in a federally declared disaster area). An appraiser valued the decline in market value at $425,000. Later that same year, Kane received $200,000 from his insurance company for the property loss and did not elect to deduct the casualty loss in an earlier year. Kane's Year 1 adjusted gross income was $100,000. What total amount can Kane deduct as a Year 1 itemized deduction for casualty loss, after applying any limitations?
Answer:
The total amount that Kane can deduct as a Year 1 itemized deduction for casualty loss is $39,900.
Explanation:
According to the Internal Revenue Service (IRS), Disaster Area Losses in a federally declared disaster refers the occurrence of a disaster in an area that the President has declared to be eligible to enjoy federal assistance under the Robert T. Stafford Disaster Relief and Emergency Assistance Act.
Since Kane's residence falls into the category of personal-use property or it is not totally destroyed, the amount of loss of the property is the lesser of the adjusted basis of the residence, $250,000, and the decline in market value determined by the appraiser, $425,000. Based on this, the amount of loss of the residence is $250,000.
The total amount that Kane can deduct as a Year 1 itemized deduction for casualty loss can therefore therefore be calculated as follows:
Particulars Amount ($)
Loss amount 250,000
Amount from insurance (200,000)
Loss of the Taxpayer's 50,000
Deduct $100 (100)
Eligible Loss 49,900
Limitation of 10% annual gross income (10,000)
Loss to be deducted 39,900
Therefore, the total amount that Kane can deduct as a Year 1 itemized deduction for casualty loss is $39,900.
Suppose there is a Fed purchase of bonds and simultaneous tax cut. We know with certainty that this combination of policies must cause:
Answer:
Expansionary monetary policy
Expansionary fiscal policy
Explanation:
Expansionary monetary policy are policies taken by the Fed to increase money supply in the economy. the tools used in Expansionary monetary policy are :
1. reducing required reserves ratio
2. open market purchase.
When the Fed purchase of bonds, money supply increases
Expansionary fiscal policy are policies taken by the government to increase money supply in the economy. the tools used in Expansionary monetary policy are :
1. tax cuts which increases disposable income
2. increased government spending
Brad is a sales representative for a Kettle Chips and is preparing for a Super Bowl promotional campaign. He's contacting each of his grocery and convenience accounts with an opportunity to install an end-of-aisle display with graphics of the Super Bowl teams and a display of several varieties of chips. This is known as _____, a type of trade-oriented promotion.
Answer:
point-of-purchase advertising.
Explanation:
In this scenario, Brad is contacting each of his grocery and convenience accounts with an opportunity to install an end-of-aisle display with graphics of the Super Bowl teams and a display of several varieties of chips.
Hence, this is known as point-of-purchase advertising, a type of trade-oriented promotion.
A point of purchase advertising can be defined as a marketing strategy used by retailers, which typically involves the placement of end user goods e.g graphics of the Super Bowl teams strategically placed in a supermarket aisle for retail customers.
Which of the following is an example of the calculation of a predetermined overhead rate? A) Estimated overhead divided by estimated direct labor dollars B) Estimated overhead divided by actual direct labor hours C) Actual units produced divided by estimated overhead D) Estimated direct labor hours divided by estimated overhead
Answer:
A) Estimated overhead divided by estimated direct labor dollars
Explanation:
Predetermined overhead rate is used to apply estimated manufacturing overhead cost to the cost of products or labor for a certain period allocated for reporting. It is usually calculated at the beginning of a certain period and it is also necessary for computing the actual manufacturing overhead cost at the end of the fiscal year.
The predetermined overhead rate can be calculated by dividing the estimated manufacturing overhead by the estimated direct labor dollars or estimated direct labor hours or estimated machine hours for that period. The calculation is based on estimated values, not the actual cost
A foreign sales corporation is a device used by U. S. exporters to reduce taxes. To qualify, the goods exported must have _____ percent U. S. content. This results in a tax reduction of _____ percent.
Answer:
To qualify, the goods exported must have 50 percent U. S. content. This results in a tax reduction of 15 percent.
Explanation:
Foreign sales corporations (FSC) no longer exist. The FSC corporation had to be set up in the US, but it had to operate in foreign countries that complied with information agreements with the US government (IRS). It helped exporting companies to lower taxes, but they ceased to exist in year 2000.
Effective controls relevant to the efficiency of purchases will result in proper evaluation of the time for ordering merchandise. When making this evaluation, the purchasing company should give primary consideration to
Answer:
The trade-off between the cost of owning and storing excess merchandise and the risk of loss by not having merchandise on hand.
Explanation:
Effective management of costs when purchasing inventory for sale must be well planned by a business.
Economic order quantity calculation is used to minimise cost of storing excess merchandise and cost of ordering merchandise.
The model is based on assumption of constant demand for goods and effectively avoids stock outs. This is done by using probability to estimate the loss that will be incurred by not having stock on hand.
This consideration between storage cost and cost of not having stock will guide the business to make stock ordering choices that will minimise cost
Suppose the demand for tacos decreases. What will happen to producer surplus in the market for tacos?
Answer:
it decreases
Explanation:
As a result of the decrease in demand for tacos, the price of tacos would fall, all other things remaining equal.
Producer surplus is the difference between the price of a good and the least price the seller is willing to sell the product. As a result of the fall in price, the producer surplus would decrease.
Assume that price of tacos before the fall in demand is $10
the least price, the seller is willing to sell tacos is $3.
Producer surplus = $10 - $3 = $7
After the fall in demand, price falls to $8
producer surplus becomes = $8 - $3 = $5
We can see that producer surplus fell
Lee Sun's has sales of $3,900, total assets of $3,600, and a profit margin of 5 percent. The firm has a total debt ratio of 41 percent. What is the return on equity?
Answer:
The answer is 9.18 percent.
Explanation:
Return on equity = Net income(profit) / Total equity.
We need to find net profit and equity.
1. To find net income:
Profit margin = profit/sales
So profit = 0.05 x $3,900
= $195
2. To find asset:
Total debt ratio = total debt(liabilities)/ assets
Total debt = 0.41 x $3,600
Total debt(liabilities) = $1,476
Equity = Assets - liabilities
$3,600 - $1,476
= $2,124.
Therefore, return on equity is:
$195 /$2,124
0.0918
Expressed as a percentage
9.18 percent.
A budget that allocates increased or decreased funds to a department by using the last budget period as a reference point is called a(n)_____. A) standardized budget B) fixed budget C) zero-based budget D) incremental budget E) tactical budget
Answer:
D) incremental budget
Explanation:
An incremental budget is a budget in which the budget is prepared based on the last year budget or the actual performance so that the amounts that are increased or decreased could be added for the current year budget
Here in the given situation, the allocation of the budget is either increased or decreased by using the previous year budget is known as incremental budget
hence, the correct option is D. Incremental budget
You have been hired by a firm in aâ non-information-intensive industry to evaluate its inventory of systems and IT projects. Which types of projects should the firm focusâ on? .
Answer:
High-benefit, low-risk projects
Explanation:
Given that, the firm is in a non-information-intensive industry, it is expected that, in evaluating its inventory of systems and IT projects, the firm should go for the project with low risk and high benefits, because, the IT projects are not their strong points, and it is believed that they do not have the right and competent expertise to tackle and face the challenges that may arise if they try to dive into the high-risk inventory of systems and the IT projects.
Hence, the right answer is High Benefits and Low-Risk projects
Mediocre economists often consider only the immediate apparent effects of a change, whereas a good economist will also consider effects that may only become observable over time." This statement most clearly emphasizes
Answer:
the importance of secondary effects.
Explanation:
A mediocre economists is concerned with the immediate effects of a policy, plan or any change, because his goals are generally limited to a short period of span.
He is not considered for long term plans. Also, generally a more experienced and senior expert economists are required to analyse the long term effects of any change, as requires more knowledge because of the criticality involved.
The immediate effects will be clearly visible with the change made, thus are primary in nature. But as the long term changes are not clearly visible immediately, but require expertise to forecast such changes are usually considered secondary.
A manufacturer of golf clubs makes a profit of $45 per set on a model A set and $55 per set on a model B set. Daily production of the model A clubs is between 20 and 60 sets, inclusive, and that of the model B clubs is between 10 and 40 sets, inclusive. The total daily production is not to exceed 60 sets. How many sets of each model should be manufactured per day to maximize the pr
Answer:
Explanation:
Let n₁ and n₂ be the number of set produced of model A and B per day .
n₁ + n₂ = 60
20 < n₁ < 60
10 < n₂ < 40
Total profit Q = 45 n₁ + 55 n₂ = 45 n₁ + 55 ( 60 - n₁ )
Q = 3300 - 10 n₁
So to maximise total profit n₁ needs to be minimum . The minimum value of n₁ = 20
Q = 3300 - 10 x 20
= $ 3100
So model A should be produced 20 and model B should be produced 40 sets .