The law called "Check 21" gives banks the option​

The Law Called "Check 21" Gives Banks The Option

Answers

Answer 1

Answer: EIther B or D if i remember correctly, its B

Explanation:


Related Questions

An effective marketing mix for the product industry is the _____.

seven P's
four P's
both
neither

Answers

Answer:4

Explanation:

Answer:

the 4 P's

Explanation:

Which requires that certain amounts of money be withheld from employees for fees related to
Medicare and social security?
tax laws
pension plans
health care plans
contracts

Answers

Answer:

I think it's A. and D. or C. but I really think actually is A. tax laws

Answer:

It's A.

Explanation:

It is a, even though income tax is ilegal, although this is exactly what it is. Pension plans would be correct although as far as i can remember that would be a 401k or what ever else there is. Tax laws doesn't theoretically match, as they cover it with it being for healthcare, like obama care, although obama care is supported by almost no healthcare providers. And contracts makes not sense, lol.

i'm In connexus as well, and quizlet has been pretty helpful as well. Sorry for adding politics, but it makes me words i can't say on this karen-run site.

[04.04MC]
Which of the following actions would the Federal Reserve most likely take during
an economic recession? (5 points)
Increase reserve requirement
Raise interest rates
Lower discount rate
Sell government securities

Answers

Answer:

Lower discount rate

Explanation:

When commercial banks and other institutions borrow from the federal reserve, they repay at an interest rate known as the discount rate. The discount rate becomes the benchmark for inter-bank borrowing, and by extension, loans to customers. An increase or decline in the discount rate results in banks' interest rates moving in the same direction.

A recession is a business cycle where the growth rate is very low or negative. It is associated with low demand for goods and services, a high unemployment rate, and reduced production. The federal reserve intervenes by employing measures to stimulate production and growth.

In reducing the discount rate, banks' interest rates will reduce. The costs of borrowing money decreases. Firms and households can borrow money for consumption and investment. Reducing the discount rate increases the money supply in the economy. Demand for products and services goes up, which stimulates more production and growth in the GDP value.

Answer:

Lower discount rate


Type the correct answer in the box. Spell all words correctly.

What is the term for the account balances of commercial banks held by the central bank?
The account balances of commercial banks held by the central bank are termed _______

Answers

Answer:

Money Supply

Explanation:

Hope it helps, if its right it would be much appreciated if you could give me brainliest!

Answer: Money Supply

Explanation: The total amount of money-cash, coins, and balances in bank accounts-in circulation.

If Anna originally invested $5,000 and Caleb invested $1,000 in the business, and the business made a profit of $60,000, how would the profit be split?

a. Regardless of what is in the partnership agreement, Anna will receive $50,000 of the profits and Caleb will receive $10,000.

b. If the partnership agreement does not specify how the profits will be split, then the proceeds will be split evenly ($30,000 to both).

c. If the partnership agreement specifies how the profits will be split, then the proceeds will be distributed accordingly, otherwise the profits will be split evenly between Anna and Caleb.

d. If the partnership agreement specifies how the profits will be split, then they will be split using the terms of the agreement.

Answers

Answer:

The answer is "Option A and B".

Explanation:

Irrespective of any terms of the cooperation arrangement, that corporation receives $50,000 and its company receives $10,000.

Unless the new agreement doesn't state how well the profits would be distributed, that revenues are shared evenly ($30,000 to each of them).

If the collaboration contract specifies that your benefits are distributed, therefore the conditions of the partnership are split" but "If it does not tell you how the earnings are split, then these gains are divided equal ($30,000 to both).

Select all the correct answers.
Which statements are true according to the law of supply?
A decrease in demand leads to an increase in supply.
A decrease in demand leads to a decrease in supply.
An increase in price leads to a decrease in supply.
A decrease in price leads to a decrease in supply.
An increase in price leads to an increase in supply.

Answers

Answer:

A decrease in demand leads to a decrease in supply.

A decrease in price leads to a decrease in supply.

An increase in price leads to an increase in supply.

Explanation:

Supply refers to the volume of a product that sellers are willing to sell in the market at a given price. As per the law of supply, a higher price motivates sellers to avail more products in the markets. Sellers or suppliers are businesses and are motivated by higher profits.  When prices are high, the profit margin will be high, which is an incentive for increased supply. Lower prices have lower margins, which is a risk to a business. Low prices result in reduced prices.

Supply is influenced by demand. If supply does not match demand, there will be either a shortage or excess supply in the market. When demand is low, sellers will reduce supply to avoid losses associated with excess supply .

For Edmentum/Plato users, the correct answers are bolded below:

A decrease in demand leads to an increase in supply.

A decrease in demand leads to a decrease in supply.

An increase in price leads to a decrease in supply.

A decrease in price leads to a decrease in supply.

An increase in price leads to an increase in supply.

Joe Chin bought a house for $180,000. He made a 20% down payment. Joe secured a loan for the balance of the purchase price at 6.5% interest for 15 years. What will be the monthly payments on the loan? (do not use commas or dollar signs in your answer)

Answers

Answer:

the monthly payment is $910.18

Explanation:

The computation of the monthly payment is shown below:

Given that

PV = $180,000 - 20% of $180,000 = $144,000

NPER = 15 × 120 = 360

RATE = 6.5% ÷ 12 = 0.541666%

FV = $0

The formula is shown below:

=PMT(RATE;NPER;PV;FV:TYPE)

The present values comes in negative

After applying the above formula, the monthly payment is $910.18

Select the correct answer. Under which market structure does a company have the most power over product pricing?

A. oligopoly
B. perfect competition
C. monopolistic competition
D. monopoly

Answers

Answer:

D

Explanation:

I hope that I am right and have a great day

Answer:

Perfect Competition

Explanation:

I just took the test, good luck everyone!

Vera has a June credit card balance of $476.09. Her payment due date is June 27th, with a grace period of 5 days. If her payment is late, the credit card company charges a $30 late fee.

Answers

Answer: $506.09

Explanation:

Just took the test

Explain why is it useful to identify workers within a specialist area

Answers

it is useful to identify workers within a specialist area because if you need something done quickly and accurately, you can call the person who is really good at something, to help you without worrying if you wont complete the task on time.

It is useful to identify workers within a specialist area to ensure accuracy of work.

Specialist is a person who is qualified in a specific field of expertise and also performs work in the same field. Worker if belong to the specialist area can perform a task with ease and can also give relevant opinion related to the task. Worker if belong to the specialist are will ensure that the work is done correctly and their will be no fault in the work in future. For example, a plumber is often called to correct the drainage problem and to change defective taps and pipes all these tasks cannot be performed by other specialist like electrician who changes the screw and circuits.

Hence, it is useful to identify the worker within the specialist area to ensure the accuracy of the work done.

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Which describes the purpose of non-sufficient funds fees? A: penalize customers for writing checks for money they don't have


B:make sure customers keep sufficient funds in their account


C: pay for the costs of having bank employees


D: collect funds for withdrawals from a competitor’s machine

Answers

Answer:

A: penalize customers for writing checks for money they do not have

Explanation:

A bank reconciliation mainly computed by an accountant, gives the difference between the balance in relation to the bank statement and the cash balance with respect to the accounting records of the depositor in a particular financial institution.

In Financial accounting, a bank statement can be defined as an official summary or list of financial transactions, which typically comprises of the amount of money that has been paid into or withdrawn from an account by an individual or business entity over a specific period of time.

Generally, a bank statement usually has the following information charges, deposits, withdrawals, including the opening and closing balance for each account held at a given the period. Thus, bank customers are advised to frequently reconcile their records with bank statements in order to prevent non-sufficient funds (NSF) checks.

A non-sufficient funds (NSF) checks refers to a check that is not honored by the bank of the issuer due to the fact that the individual or business entity has an insufficient fund. It is also known as a bounced or bad check.

Hence, the purpose of non-sufficient funds fees is to  customers for writing checks for money they do not have. In the United States of America, the fee charged for non-sufficient funds (NSF) checks is between $27 to $35.

Select the correct answer. Under which market structure does the action of one company have a spillover effect on other companies’ decisions?

A. oligopoly
B. perfect competition
C. monopoly
D. monopolistic competition

Answers

Answer:

A. oligopoly

Explanation:

a state of limited competition, in which a market is shared by a small number of producers or sellers.

Under oligopoly, the action of one company has a spillover effect on other companies’ decisions. Thus, option A is the correct option.

What is a company?

A company can be defined as an institution who makes a product or service and sells it or endorse it in the market to earn revenue.

When there is any change or shift in the market with respect to any sort of commodity than that effect goes on to another product which can be considered as a substitutional product is called as oligopoly.

For example, in the case of a cold drink if one cold drinks prices increases or the demand decreases then people start to prefer to another call ring that can be considered as it substitute product this system can be referred to as an oligopoly. Therefore, option A is the correct option.

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During the proofreading task of the completion stage of a business message, be sure to
O add hyperlinks to change the style of the message.
Oplan the printing and distribution of the message.
O rewrite to clarify any confusing content.
O review for errors in writing, design, and layout.

Answers

Answer:

Review for errors in writing, design, and layout.

What can stand alone when applying for a job?
-cover letter and resume
-resume and transcript
-transcript and cover letter
-recommendations

Answers

Answer: A resume and cover letter

Explanation:

_____ are words that are specific to an employer’s needs or industry and improve your chances of having your résumé considered.

Important words
Key words
Search words
Power words

Answers

Power words are the word that are specific to an employer’s needs

Answer:

imma say key words

Explanation:

srry if its wrong yall

PLZ HELP ASAP 20 POINS FOR CORRECT ANSWER!!!!!!! Jonson Works in a retail store and updates all the sales records by the end of the day he needs to send the weekly sales report to his supervisor which type of data processing technique will he use to carry out his duties efficiently?

Johnson will use the__processing system to update the sales records send a weekly report to a supervisor​

Answers

Answer:

data processing system

Answer: Transaction processing system

Explanation: im the ceo of apple

Which is not the cost of rising unemployment in an economy?

a)Lower Tax Revenues (Government collects less taxes)

b)Higher Benefits Payments

c)Crime, Vandalism, Family Breakdowns, Social Welfare, and Regional Decay in the Society

d)Opportunity Cost of Lost Potential Output

e)Flourishing Economy

Answers

Answer:

e)Flourishing Economy

Explanation:

Unemployment is a scenario where members of the adult population seek job opportunities but cannot get any. Therefore, an unemployed person is a jobless adult who is actively seeking employment.

Unemployed people have no income, which means they do not pay taxes. They may resort to crime to support themselves. Jobless people usually claim unemployment benefits, which is a burden to the government. A jobless person is mostly idle, which is a waste of skill, time, and knowledge.

Unemployment has adverse effects on the economy. It does not support the growth or flourishing of economic activities.

Michael perez deposited a total of $2000 with two savings institutions. one pays interest at a rate of 6%/year, whereas the other pays interest at a rate of 7%/year. if michael earned a total of $136 in interest during a single year, how much did he deposit in each institution? (let x and y denote the amount of money, in dollars, invested at 6% and 7%, respectively.)

Answers

Answer:

He invested $400 in the account with interest at 6%, while investing $1600 in the account with interest at 7%.

Explanation:

Given that Michael Perez deposited $ 2000 in two different accounts that granted an interest of 6% and 7% per year respectively, and that at the end of the year he obtained $ 136 in interest, to determine how much money he invested in each account it is necessary to perform the following calculation:

2000 = 100

136 = X

((136 x 100) / 2000) = X

13600/2000 = X

6.8 = X

Thus, the benefits obtained were 6.8% per year. Thus, the annual 7% of the account with the highest interest rate must subtract a 0.2% yield, with which Michael Perez invested 2/10 parts of his money in the account with interest at 6% and 8/10 in the account with interest at 7%.

Thus, in the account with interest at 6% he invested $ 400, while in the account with interest at 7% he invested $ 1600.

Question 2
1 pts
Kyle and Palo had been friends for a long time. The friends shared a common
interest in computer technology. Kyle had done some software design and
computer work on his own for neighbors and family friends. It wasn't long before
he realized that there was a demand for small businesses to have affordable
computer consultants. He decided to start a business. Kyle discussed his venture
with Palo and asked him if he would like to combine capital and take an active role
in the business with him. Both Kyle and Palo are equally responsible for the
businesses' risks and rewards.

Answers

Answer: General Partnership

Explanation:

Since both Kyle and Palo are equally responsible for the businesses' risks and rewards and they also combine their resources together, then this is a general partnership.

For a general partnership, they both take active part in the business and also have unlimited personal liabilities.

Therefore, the answer is general partnership.


What is the relationship between interest rates and aggregate spending?
A.
when interest rates increase, aggregate spending also increases
B.
when interest rates increase, aggregate spending decreases
OC. they do not have any relation
OD
both the factors are affected favorably by any external factor
O E.
both the factors are affected adversely by any external factor

Answers

Answer:

B. when interest rates increase, aggregate spending decreases

Explanation:

Interest rates and aggregate spending have an inverse relationship. An increase in interest rates results in a decrease in aggregate expenditure. Interest refers to the cost of money, while aggregate spending is the total consumption in the economy.

When the cost of money is high, firms and households will stop borrowing, which reduces spending. It means businesses will not expand, and domestic consumption reduces. The net effect is a lower demand for goods and services, resulting in lower aggregate spending.

Answer:

when interest rates increase, aggregate spending decreases

Explanation:

I just took the test, good luck everyone

Do an online search on team members in the workplace. Identify several types of group members. From your experience, identify other types of group members not mentioned in your online search. In four or more paragraphs, illustrate how you, as facilitator, would deal with each type of member. You may use the types mentioned in your research as well as those you identified.

What other things would you do as facilitator to ensure the team ran smoothly and efficiently?

Answers

Explanation:

A Guide to Effective Facilitation.

...

A good facilitator will:

Develop a detailed agenda after discussion with organization leaders. ...

Use participants' names. ...

Call on people in the order in which they raise their hands. ...

Make eye contact. ...

Use the ground rules (mutually agreed upon meeting rules for participation) early on.

A competent moderator will:

Following a conversation with the organization's executives, create a thorough agenda.Identify participants by name.As people raise their hands, call on them in that order.Establish eye contact.Use the ground rules, which are shared participation guidelines for meetings, as soon as possible.

What is an online search?

Online search is the interactive process of looking for and obtaining information from online databases using a computer. With the introduction of quicker databases and smart terminals in the 1980s, interactive searches became feasible. On the other hand, automated batch searching was widely used in the 1960s and 1970s. The bulk of internet searches done now are done via search engines. Supplemental reference transactions are frequently conducted online.

Online search is the interactive process of looking for and obtaining information from online databases using a computer. With the introduction of quicker databases and smart terminals in the 1980s, interactive searches became feasible. On the other hand, automated batch searching was widely used in the 1960s and 1970s. Today, the bulk of queries are made via search engines.

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Teresa is considering purchasing a home for $220,000 by taking out a loan with an interest rate of 4.3% for 30 years. What would her monthly payment be?

Use the monthly payment formula to calculate the monthly payment for this loan:

M =
M = monthly payment

P = principal

r = interest rate

t = number of years



$896.25
$1,088.72
$1,868.70
$2,069.75

Answers

Answer:

$1,088.72

Explanation:

This is an annuities situation. The applicable formula is

M  = PV   ×      r        

                     1 − (1+r)−n

where p = $220,000

r = 4.3% interest rate per year,  Converted to monthly rate = 4.3/100 /12=0.00358

r = 30 year, which is 30 x 12 months= 360 months

M= $220,000  x 0.00358        

      1  - (1+0.00358 ) ^ - 360

M=$220,000 x   0.00358    

                            1- 0.2762

M = $220,000 x (0.00358 /0.7238)

M = $220,000 x 0.0049461

M = 1,088.12

Josh began his career as the front desk clerk of a large hotel. He enjoys working in the Lodging pathway of the Hospitality and Tourism career cluster. He wants to stay along this career path so Josh decides to get some further education. What types of classes would help Josh advance along his career pathway? After finishing his education, what positions might be available to Josh along his career path?

Answers

Answer: Classes that might help Josh advance along his career path would to be a sub/standby when important hospitalization acts are taken place. After Josh finishes his education a position that might be available to him along his career path would be a nurse or someone who is authorized to help people.

Answer: Classes that would be good for Josh would be a sub/standby education When Josh finishes his education a job that might be available to him with his career path would be a nurse or someone who is trained to help other people.

Explanation: I just hope this helps :)

What is the correct strategy that Alejandra must use to deliver a negative message?

Alejandra is a customer relations manager at a toy company. A customer posted a complaint on the company’s social media page saying that one of its toys is unsafe for children. Alejandra should use a/an _______ strategy to respond to the situation.

Answers

Answer:

Apologize and come up with a new plan. Of course, you need to apologize, if you don't then that becomes a problem. (especially if they are a Karen.) After apologizing start to explain what you are going to do about it. For Example  Refunds, Store Credit, Replacement, Etc. To start off. Then fix the problem. Also, tell them that you are going to do so and so to fix it. Like creating anew toy or whatnot.  Hope this helps!  

Alejandra should apologise for the toys and introduce a new plan as the proper approach to conveying a bad message.

Alejandra Pizarnik notes in her diary in 1968, four years after her stay in Paris, "What most disturbs me since returning to this foreign country: the distance, or the voluntary distance, between the word and the deed. In the loosest sense, something seems literary, but one can distance oneself.

"On meurt à moins" (What frightens me most since returning to this foreign country: the gap between word and deed, or the desire for one. One can pass away from distance, despite the fact that this looks to be literary in the worst sense. "On dies less").

Alejandra Diarios, Barcelona: Lumen, 2003, p. 439, Pizarnik. … A recurring issue in this author's writings is the attempt to reunite act and poetry, which, according to Pizarnik, were split apart "por no sé qué error" ("through some kind of error").

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Which career pathways require workers to train at special academies?
EMTs and Emergency Dispatchers
Crossing Guards and Lifeguards
Police Officers and Firefighters
Lawyers and Judges

Answers

Answer:

Police Officers and Firefighters

Answer:

the correct answer would be police officers and firefighters

Explanation:

hope this helps:)

What will you call an employee who prioritizes her own goals rather than the team’s goal?
A (an) ____ employee will prioritize her own goals rather than the team’s goals.

Answers

Answer: A Selfish person

Answer:

Selfish.

Explanation:

A person that only thinks about themselves, and does not share.

Jessica wants to get a credit card, but the bank is refusing to give her one. What could be the TWO possible reasons behind the bank’s refusal to comply with Jessica’s request?

she does not have an account with the bank
she has a bad credit history
she has a good credit history
she is 18 years old
she doesn’t have a job

Answers

Answer:

TWO POSSIBLE REASONS:

-she has a bad credit history

-she doesn't have a job

Explanation:

The bank should give her a credit card if:

-she is 18 years old

-has a good credit history

Also,

- having an account with the bank is not necessary and will not hinder the approval process of getting a credit card

The two possible reasons  behind the bank’s refusal to comply with Jessica’s request should be  she has a bad credit history  and she doesn't have a job.

The following information should be considered:

The bank should give her a credit card in the case when she should be 18 years old and also have the good credit history. Moreover, it is not necessary to have a bank account but also not hinder the approval process with regard to the credit card.  

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Glenn and Maggie own a regional chain of juice bars and are looking to expand in the coming year. They already have fifty shops, but they know they will need a loan to reach their goal of one hundred twenty five shops. Which type of banking institution is most suitable for Glenn and Maggie’s business?

a credit union
a savings and loan
a commercial bank
an investment bank

Answers

Answer:

a commercial bank

Explanation:

A commercial bank is a deposit accepting institutions regulated by the central bank of a country. The banks play a crucial role in availing capital to businesses. They accept deposits in the form of savings from customers. They keep a small fraction(reserves) in their custody to cater for withdrawal and loan out the rest. Banks, therefore, pool resources together for businesses and households to borrow.

Since banks have a wide customer base, they are able to mobilize huge amounts of resources to loan out. Commercial banks are the best institution to issue a loan to Glenn and Maggie. Saving and loan, credit unions have a limited membership and may not have sufficient resources to issue a loan to Glenn and Maggie.

Answer:

a commercial bank

Explanation:

i believe this is business but idk but if anyone could help me with this that would be amazing

Answers

The correct answer is a Car salesman

Explanation:

Event planners are professionals in planning and organizing events, which includes weddings, conferences, birthday parties, festivals, among others. Moreover, planning events involves multiple elements such as music, food, decoration, among others and this makes event planners be in contact with vendors (companies or people that sell specific products or services).

In this context, an event planner is likely to be in contact with musicians because music is an essential element in many events, caterers because food is quite common in events, and florists because flowers are often used as part of the decoration. However, it is not likely event planners are in contact with a car salesman because most events do not require buying cars and this is not a common element in events.

A woman sells her home for $450,000. She had purchased it for $300,000 and has lived there for three years. How much will she owe to IRS due to the gain on the sale.

Answers

Answer:

Everything

Explanation:

Other Questions
Look at the slide.An example of a slide. There is a title. There is one main bullet entry with 3 subentries below it. There is a lot of text on the slide. There is no image. The background is dark red and the text is black.How could the slide best be improved?by choosing a better fontby providing more informationby using a lighter backgroundby enlarging the heading The length of the base of an isosceles triangle is x. The length of a leg is 4x -3. The perimeter of the triangle is 66. Find x (For #8 -9) Choose ONE of the application problems below and solve it using a system of 2 equations.Remember - word problem, word answer.8. The high school FFA is selling fruit. Together, Kay and Ayan sell a total of 25 boxes. Kay sells 13 less than Ayan.How many boxes does each girl sell?Define your variables:X =Y =boxes.boxes, and Ayan soldKay sold How do you decide whether a decision or behavior is right or wrong? What factors influence your decision making? f(x)=-3x G(x) = x +7 Write an equation in slope-intercept form of the line that passes through the points. Thus I know how to preach against the viceWhich masters meand that is avarice.Though I myself am guilty of the sin,I know how to make other people turnFrom avarice, and bitterly repent.Which word best characterizes the Pardoner in this passage?timidapproachablehonesthypocritical Can someone please explain ASA triangle congruence? I will give brainliest. What is the answer??? What can be inferred from the fact that the dutch west india company did not allow elected assemblies in New Netherland? Brady, Dana, Elijah, and Gianna took part in the school play. Before the start of the play, they each guessed the number of people who would come to see the play. Brady guessed 292 people, Dana guessed 325 people, Elijah guessed 340 people, and Gianna guessed 371 people. It turned out that Dana's guess was the closest, Elijah's guess was the second closest, and Brady's guess was the farthest from the actual number. What is the actual number of people who came to see the play? Solve for x. X + 47 = -23X= Mary puts 3 red marbles, 3 blue marbles, 4 green marbles, and 10 yellow marbles into a bag. Mary then picks one marble out of the bag. What is the probability of picking a yellow marble? Combine like terms: -4x+3-7x-8 What language is used to not mean its literal definition? THERE IS NEVERA WRONG TIMETO DO THERIGHT THING George claims that he is 3 years less than 3 times as old as his niece Pam will be one year from now. Let p= Pams age now. Write an expression to represent George's age. Then simplify the expression. If George is 42 years old now, how old will Pam be next year? Which is the most accurate way to estimate 34% of 19? What benefit does a corporation have that a partnership and a soleproprietorship do not?A. An unlimited life spanB. A single ownerC. The ease of starting the businessD. Fewer rules and regulations In their last game, the school football team scored an equal number of points in each of the first three quarters, then 14points in the fourth quarter. If they scored 44 points in all, how many points did they score in the first quarter?