The interest rate a company pays on loans depends in part on
A. its current ratio, debt-asset ratio, and operating profit as a percentage of global sales revenues.
B. its credit rating and the length of the term of the loan (1-year versus 5-year versus 10-year)--the longer the payback period, the higher the interest rate.
C. its debt-equity ratio and interest coverage ratio in the prior year.
D. whether its credit rating is above or below a B rating--all loans made to companies with a B or lower rating are made at prime plus 3.5%, while loans to companies with a credit rating of B+ or above are made at prime plus 1.5% [prime is defined as the "base" or "lowest" interest rate that creditors charge very low-risk customers who put up 200% or more collateral]
E. the extent to which its default risk ratio is above/below 3.0.

Answers

Answer 1

The interest rate a company pays on loans depends in part on credit rating and the length of the term of the loan the longer the payback period, the higher the interest rate.

Option B is correct.

What does the term "interest rate" mean?

An interest rate tells you how much borrowing costs and how much saving pays off. As a result, if you're a borrower, the interest rate is the percentage of the total loan amount that you pay to borrow money.

What kinds of interest rates exist?

The three main types of interest rates are as follows: the effective rate, the real interest rate, and the nominal interest rate. The stated rate at which interest payments are calculated is what is referred to as the nominal interest on an investment or loan.

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Related Questions

what was the first fortune 500 company to be run by a black female ceo?

Answers

The first Fortune 500 company to be run by a Black female CEO was Ursula Burns, who served as CEO of Xerox from 2009 to 2016.

Burns started her career as an intern at Xerox in 1980 and worked her way up the company's ranks over the years. She was named CEO in 2009, making her both the first woman and the first Black person to lead the company.

Under Burns' leadership, Xerox underwent a significant transformation, shifting its focus from copiers and printers to software and services. Burns is widely regarded as a trailblazer for women and minorities in the corporate world and has been recognized with numerous honors and awards for her achievements.

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why have some countries of southwest asia not been able to eliminate poverty from selling oil?

Answers

Due to the inefficient distribution of wealth from oil profits in several nations in southwest Asia, poverty has persisted.

Some nations in Southwest Asia (also known as the Middle East), despite possessing substantial oil reserves, have not been able to eradicate poverty for a number of reasons. The unequal distribution of wealth, with a few elite owning most of the oil earnings and resources, is a significant contributing factor. Conflict, political instability, and corruption have all hampered economic growth and increased poverty. It can be difficult to diversify an economy and maintain long-term development when it is dependent on a single commodity, such as oil, because this can cause economic instability and dependency. Poverty in the area is further exacerbated by other issues including bad governance, limited infrastructure, and frail social safety nets.

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Who is KitchenAid target market?

Answers

KitchenAid's target market includes home cooks, food enthusiasts, and professional chefs. The brand offers a range of high-quality kitchen appliances and tools designed to make cooking and baking easier and more enjoyable.

These products appeal to a wide range of consumers, from those who enjoy experimenting with new recipes to those who need reliable, durable appliances for daily use.

Whether you are a beginner cook or an experienced chef, KitchenAid has products that can help you create delicious meals and desserts.

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A movement along the supply curve might be caused by a change in ....
a. technology.
b. input prices.
c. expectations about future prices.
d. the price of the good or service.

Answers

Option (d), A shift in the cost of the commodity or service could lead to a movement along the supply curve.

What causes a change in supply as compared to movement along the supply curve?

The supply or demand curve will move in response to a change in a product's price. The location of the demand or supply curve will change if a non-price driver of demand or supply changes, assuming that price remains constant.

If all other factors remain constant, the volume of a commodity that is supplied changes in accordance with variations in price. This is the situation as a result of their strong relationship. This is a change in the amount delivered. On a graph, it causes the supply curve to move.

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Based on what you learned about light, select all of the correct statements from the following list.

Answers

Light is an electromagnetic wave that travels at the speed of light.Light is made up of tiny packets of energy called photons.

Light can exhibit both wave-like and particle-like behavior, depending on the experiment.The speed of light is constant and is equal to approximately 299,792,458 meters per second in a vacuum.The wavelength and frequency of light are related to each other by the speed of light and are inversely proportional to each other.Light can be refracted or bent when it passes through a medium with a different refractive index, such as a prism or a lens.Light can be reflected off a surface, such as a mirror, and follow the laws of reflection.The color of light that we see is determined by its wavelength, with shorter wavelengths appearing blue or violet and longer wavelengths appearing red or orange.Light can be absorbed by matter, causing the electrons in the atoms or molecules to transition to higher energy levels, which can result in emission of light or heat.The study of light and its interactions with matter is known as optics, and has numerous applications in fields such as medicine, telecommunications, and astronomy.

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What is the difference between divergent and convergent thinking?

Answers

Convergent thinking is defined as the best direct solution for a problem whereas divergent thinking creates more solutions for a single problems.

Divergent thinking is a thought process that is used by considering several potential strategies to produce new ideas. It requires more depth reaserch and time taking process. More creativity is needed to solve problems in a short period of time and deals with complex problems.

Convergent thinking is a process of defining a perfect solutuion to the problem. The information also avaible previuosly and it does not need much reaserch regarding the problems. It implies to basic problems in real life.

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ame
45
D
Chapter 11
Question 1
Page
+
ance High School Edition
7.7 pts
What percent of the employee's paycheck is deducted for taxes and other expenses?
(Round to the nearest whole number)

Answers

The percent of the employee's paycheck which is deducted for taxes and other expenses is 16. 7 %

How to find the percentage ?

The question shows that the amount earned by the employee each month is $ 3, 500.

Out of this amount of $ 3, 500, the employee pays for taxes and other expenses through deductions to the tune of $ 585.

The percentage of their income which is taken for taxes and expenses is:

= 585 / 3, 500 x 100 %

= 0.16714285714285714285714285714286 x 100 %

= 16. 7 %

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Full question is:

An employee for a transnational company is paid $ 3, 500 per month and out of this, they get deductions for tax and other expenses costing $ 585.

What percent of the employee's paycheck is deducted for taxes and other expenses?

The video clip from Jerry Maguire emphasized three key qualities that people seek out in salespeople to establish a relationship and credibility. They are all of the following EXCEPT?-Being enthusiastic-Being honest-Being accountable-Demonstrating concern for customer welfare

Answers

Answer:

Explanation:

Demonstrating concern for customer welfare is one of the three key qualities that people seek out in salespeople, so it is not an exception.

What are shifts of demand curve?

Answers

A demand curve shift refers to fundamental changes in the balance of deliver and demand that modify the quantity demanded on the same rate.

The demand curve is a graphical representation of the relationship between the price of a product or service and the quantity of that product or service that consumers are willing and able to purchase at various price points. The demand curve typically slopes downward, indicating that as the price of a product or service increases, the quantity demanded by consumers decreases, and vice versa.

The shape of the demand curve is influenced by a variety of factors, including consumer preferences, income levels, availability of substitute products, and the overall state of the economy. A shift in any of these factors can cause a movement along the demand curve or a shift in the curve itself.

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What are the 4 common financial statements?

Answers

The four common financial statements are the Balance Sheet, Income Statement, Cash Flow Statement, and Statement of Changes in Equity.

The 4 common financial statements are:  The Balance Sheet: This statement shows a company's assets, liabilities, and equity at a specific point in time. It is used to assess the financial health of a company. The Income Statement: This statement shows a company's revenues and expenses over a specific period of time. It is used to determine a company's profitability.

The Cash Flow Statement: This statement shows a company's inflows and outflows of cash over a specific period of time. It is used to assess a company's liquidity and ability to meet its financial obligations. The Statement of Changes in Equity: This statement shows the changes in a company's equity over a specific period of time. It is used to assess how a company's equity is affected by its profits or losses.

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Every society faces economic trade-offs. This means
A) some people live better than others do.
B) not everyone can have enough goods to survive.
C) producing more of one good means less of another good can be produced.
D) societyȇs output cannot be made available to all.`

Answers

It might also be traded because it is a finished product's raw material and needs more input to operate.

Everyone can benefit from trade. All parties involved in trade gain from it. A side will cease trading and the trade will not happen if it does not feel like winning with the trade. Each party must be certain that the other is still interested in dealing, therefore quantity and price will depend on both parties' agreement. A person can exchange goods for goods they make. For instance, if they produce a certain fruit, they can purchase the same fruit from another producer when it is available on the other side of the planet. As long as there is trade, both sides benefit because if one person or party thinks they are worse off than before the trade, they will cease trading.

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If Coffee And Creamer Are Complementary Goods, Then An Increase In The Price Of Creamer, Other Things Being Equal, Will Result In A) A Decrease In The Demand For Creamer B) An Increase In The Demand For Sugar C) A Decrease In The Demand For Coffee D) An Increase In The Quantity Demanded Of Creamer

Answers

Answer: A decrease in the demand for coffee.

Explanation: Since coffee and creamer are complimentary, if the the price for one increases the demand will go down for both.

How long does an initial fraud alert stay on a consumer report

Answers

The first fraud warning is valid for one year. This is a good option if you're concerned about fraud and want your loan application reviewed on your behalf.

It also has his one-year fraud warning specifically for eligible active duty military personnel.

An extended fraud warning will last him seven years. This option is intended for consumers who may be victims of identity theft. You will need to request a 7-year fraud warning via email as additional documentation is required including an identity theft report.

Unlike a credit freeze, fraud alerts do not block access to your credit report, so you can still open credit accounts. Fraud alerts notify lenders to take additional steps to verify their identity before approving a loan application. After submitting the fraud alert, you will be asked to provide your phone number. This number will be used by the lender to verify your identity each time a loan application is submitted. Fraud warnings do not affect your credit score

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Carrols Burger King is a company engaged in the field ______

Answers

Carrols Burger King is a company engaged in the fast food industry, primarily serving burgers, fries, and other quick-serve items.

The business was established in 1960 and became public in 2006. Carrols Burger King takes great pride in offering its patrons high-quality food, quick service, and reasonable rates while also giving its staff members options for employment and career progression.

Carrols has two Pollo Tropical restaurants in Florida in addition to Burger King outlets and caters for events. The business is dedicated to sustainability and has undertaken numerous measures to lessen its impact on the environment, such as adopting eco-friendly packaging and implementing energy-efficient techniques in its restaurants. Carrols Burger King is a leader in the fast food sector and a well-known brand among customers thanks to its emphasis on quality, service, and sustainability.

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what company is sponsoring the halftime show and who is performing

Answers

A company is a legal entity formed by a group of individuals to engage in and operate a business enterprise in a commercial or industrial capacity.

What is the meaning of Company?

A group of people can get together to form a corporation, which is a legal body used to conduct and manage commercial or industrial business operations. The business lines of an organization rely on its structure, which can be a corporation, a partnership, or even a sole proprietorship.

A company is a legal person or an officially recognized commercial entity that has been registered under the Companies Act. It may be a private or public business, limited by guarantee or having a share capital, limited or unlimited, or a community interest company.

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without this type of question, exploration is never started _____.

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Without this type of question, exploration is never started management questions.

Management questions are focused on addressing practical, day-to-day challenges faced by managers and organizations. They are designed to help managers make informed decisions and solve problems related to managing the organization. Management questions are often framed in a way that seeks practical solutions and strategies that can be implemented immediately.

Research questions, on the other hand, are focused on increasing understanding and knowledge of a particular issue or problem. Research questions are designed to generate new insights and theories that can be used to inform future decisions and practices. Research questions are framed in a way that seeks to uncover underlying patterns and relationships, and to build a comprehensive understanding of the issue being studied

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In monopoly and perfect competition, a firm should expand production when:_________

Answers

In monopoly and perfect competition, a firm should expand production when marginal revenue equals its marginal cost MR=MC.

In a monopoly, a single firm dominates the market and has the power to control the price of its product. Therefore, the firm's profit-maximizing production level occurs when its marginal revenue equals its marginal cost (MR=MC).

On the other hand, in a perfectly competitive market, there are numerous firms producing identical products and have no power to control the market price.

Therefore, each firm faces a horizontal demand curve, which means that its marginal revenue equals the market price (MR=P). In this case, the profit-maximizing production level occurs when the firm's marginal cost equals the market price (MC=P).

This means that the firm should expand production as long as its marginal cost is less than or equal to the market price. In other words, the firm should produce as much as it can as long as MC<=P, and any production beyond that point would result in losses.

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If you buy enough different stocks, you can diversify out all risk in the stock market.
a. True
b. False

Answers

False. You can diversify out all market risk if you buy a large enough variety of equities. Due to the numerous businesses that fail every day, the stock market is regarded as one of the riskiest investments.

An investor can control risk and lessen the volatility of an asset's price changes by diversifying their holdings. Although your portfolio may be well-diversified, keep in mind that risk cannot ever be totally avoided. Diversification can lower risk, but it cannot completely remove it.

The danger of holding an excessive amount of a single stock, such as Amazon, or stocks market in general, as comparison to other investments, is decreased through diversification. According to The Motley Fool, investors have to hold at least 25 different equities.

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without this type of question, exploration is never started _____.

Answers

Without this type of question, exploration is never started: "What if...?" . "What if...?" is a type of question that is critical for exploration and innovation.

This type of question allows individuals and organizations to consider new ideas, possibilities, and alternatives. It prompts them to think outside of the box and explore new paths that may lead to better outcomes and solutions.

For example, a company might ask "What if we try this new marketing approach?" or "What if we develop a new product line?" These questions encourage the company to consider new and innovative ways of doing things and to take calculated risks that could lead to significant growth and success.

In short, "What if...?" questions are the starting point for exploration and innovation. They open the door to new ideas, possibilities, and alternatives and help individuals and organizations to move beyond the status quo and find new and better ways of doing things.

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What is four functions in management

Answers

Answer:

Planning, Organizing, Directing, and Controlling.

Explanation:

Management is a process of getting things done with the aim of achieving goals efficiently and effectively.

The four functions in management are:

1. PLANNING: Planning can be defined as thinking in advance about what is to be done, when it is to be done, how it is to be done, and by

whom it should be done. It bridges the gap between the present position and the future position.

2. ORGANIZING: Organizing refers to arranging everything in an orderly form and making the most efficient use of the resources.

3. DIRECTING: It refers to instructing, guiding, inspiring, and motivating the employees in the organization so that their efforts result in the achievement of organizational goals.

4. CONTROLLING: It can be defined as the comparison of actual performance with planned performance.

Is there a salary cap in MLB?

Answers

No, there is not very strict salary cap in Major League Baseball (MLB). This means that teams are able to spend as much money on player salaries as they choose.

However, there is a luxury tax in place that penalizes teams for spending over a certain amount on player salaries. This is intended to prevent teams with large payrolls from having an unfair advantage over teams with smaller payrolls.

A salary cap is a limit on the amount of money a team can spend on player salaries, and it is used by many professional sports leagues to promote competitive balance. In the case of MLB, however, the answer is more complex.

Unlike many other professional sports leagues, such as the National Football League (NFL) and the National Basketball Association (NBA), MLB does not have a strict salary cap in place. Instead, the league has a luxury tax system, which is sometimes referred to as a "soft" salary cap.

Under the luxury tax system, each team has a payroll threshold, which is a predetermined amount that a team can spend on player salaries without incurring a luxury tax penalty.

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what percent of 18-29 year olds are investing in the stock market?

Answers

According to a 2021 survey conducted by Bankrate, approximately 40% of 18-29 year olds in the United States are investing in the stock market.

The gathering of buyers and sellers of stocks, which reflect ownership claims on companies, is known as an equity market, stock market, or share market. These stocks may also comprise securities listed on a public stock exchange. From US$2.5 trillion in 1980 to US$93.7 trillion by the end of 2020, the total market value of all publicly listed securities globally increased. An exchange (or bourse) where stockbrokers and traders may trade shares (equity stock), bonds, and other assets is known as a stock exchange. A stock market lists the shares of several big corporations. This increases the stock's liquidity and, as a result, its allure to many investors. Additionally, the exchange could guarantee settlement. Additionally, these and other stocks may be traded "over the counter" (OTC), or by way of a dealer.

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if point a represents alice’s current production and point b represents betty’s current production, under what circumstances can both alice and betty benefit from specialization and trade?

Answers

Due to having a lesser cost of opportunity than Betty when something comes to lemonade, Alice should focus on that product. Because Betty has a lower opportunity cost than Alice when it comes to making pizza, she should focus on it.

The profit that is lost when one alternative is picked over another is known as the opportunity cost. The concept only acts as a reminder to consider all available possibilities before making a decision. Opportunity is not frequently understood in non-economic realms, despite being one of the first ideas taught to economics students. It is simply known as the opportunity cost for online sellers, who come from a variety of educational backgrounds, skill sets, and life experiences. It is the opposite of the benefit that may have materialised had a specific course of action or opportunity been chosen.

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Revenue may be recognized when cash is received, before cash is received or after cash is received Select one: True False

Answers

True. Revenue can be recognized before cash is received, after cash is received, or when cash is received.

Before cash is received, revenue can be recognized using the accrual method of accounting. Under the accrual method, revenue is recognized when it is earned and when all of the criteria have been met for revenue recognition, regardless of when cash is received. After cash is received, revenue can be recognized using the cash method of accounting, where revenue is only recorded when cash is received. Finally, revenue can also be recognized when cash is received if the customer pays in full at the time of purchase.

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All of the following are reasons why people are willing to take entrepreneurial risk EXCEPT

Answers

All of the following are reasons why people are willing to take entrepreneurial risk EXCEPT Fear of failure.

People are willing to take entrepreneurial risk because they see the potential to gain greater rewards than they would in a traditional job. There is a sense of freedom associated with being an entrepreneur that can be gratifying and motivating.

Additionally, many entrepreneurs feel a sense of pride when they make something of their own and can see their vision come to life. Finally, some people are simply driven by the challenge of taking risks and pushing themselves to do something that nobody else has done before.

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What are the benefits of PRECEDE-PROCEED model?

Answers

The PRECEDE-PROCEED model provides a structure that supports the planning and implementation of health promotion or disease prevention programs.

PRECEDE-PROCEED is a planning model that was developed in the 1970s by Lawrence Green, an American public health educator. This model aims to address complex public health problems by providing a comprehensive framework for planning, implementing, and evaluating health promotion programs. The model is based on the idea that health problems are not just caused by medical conditions but also by social, economic, and environmental factors.

The PRECEDE-PROCEED model is divided into two parts: PRECEDE and PROCEED. The first part, PRECEDE, focuses on identifying the health problem, its underlying causes, and the factors that influence behavior related to the problem. This step involves conducting a needs assessment, which may include analyzing existing data, conducting surveys, and gathering input from stakeholders.

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why do so many people use payday loans despite the potential consequences?

Answers

There are several reasons why people may use payday loans despite the potential consequences:

Lack of access to traditional creditFinancial emergencies

Why use payday loans?

Lack of access to traditional credit: Many people who use payday loans do not have access to other forms of credit, such as credit cards, personal loans, or lines of credit. They may have poor credit scores or limited credit histories, which makes it difficult to obtain credit from traditional sources.

Financial emergencies: Payday loans are often used to cover unexpected expenses, such as car repairs, medical bills, or other emergencies. When people are faced with urgent financial needs and do not have access to other sources of credit, payday loans may seem like the only option.

Convenience and speed: Payday loans are easy to obtain and can be processed quickly, often within a few hours. This makes them an attractive option for people who need money quickly and do not want to go through the lengthy application process required for other forms of credit.

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Mixed costs per unit decrease as volume increases because of the variable cost component.
a. True
b. False

Answers

The given statement, "Mixed costs per unit decrease as volume increases because of the variable cost component." is false because the fixed cost component remains constant regardless of the volume. The correct option is "B".

The fixed cost component of mixed costs remains constant regardless of the volume, so as volume increases, the total mixed cost per unit may decrease due to the spreading of fixed costs over a larger number of units.

However, the variable cost per unit remains the same regardless of the volume, so mixed costs per unit do not decrease as volume increases because of the variable cost component.

The correct option is "B".

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A report of credit card sales produced by a point-of-sale terminal.
answer choices.
A. Batching out.
B. Batching End Shift.
C. Batch Report.
D. Batch Machine.

Answers

Batch Report, in C. A batch report is a written summary of a collection of transactions that have been handled in a single batch, typically at the conclusion of a business day.

A batch report is a piece of writing that lists all of the transactions that have been processed in a single batch, typically at the end of a business day. A batch report, which is used in the context of credit card sales generated by a point-of-sale terminal, would list all the transactions made during a specific time period, usually a day or a shift, and would provide information such as the transaction amounts, the types of cards used, and any fees or discounts applied. For accounting, reconciliation, and record-keeping needs, you can utilise this report.

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Does Amazon own any subsidiaries?

Answers

Answer:

Explanation: What companies has Amazon purchased?

What’s in Amazon’s cart?

   Body Labs. Amazon acquired the 3D body model startup in 2017. ...

   Zappos. A popular online shoe and clothing shop, Zappos was acquired by Amazon in 2009 for $1.2 billion.

   Ring. ...

   Whole Foods Market. ...

   PillPack. ...

   Audible. ...

   Avalon Books. ...

   IMDb. ...

   Box Office Mojo. ...

   Goodreads. ...

   Twitch.tv

   Amazon Robotics

  Woot!

More items... On Web

The list includes Netflix, Comcast, the Centers for Disease Control and Prevention, the U.S. Food and Drug Administration, and the U.S. State Department. By acquiring startups, Amazon is able to continue enhancing its Amazon Web Services products.

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