The banking crisis of 2008 is quite interesting to analyze. The factors that led to this near banking collapse are intriguing to say the least. In this exercise you will be evaluating the factors that led up to the crisis and determining which ones could have created this scenario.

There is no simple answer to what led to the banking crisis, as there were many factors that contributed over a long period of time. Understanding the factors that led to the crisis is very important, as such an understanding will help regulators prevent similar situations in the future.

Please analyze the factors that are given to determine which ones could have potentially worked together to have created the banking crisis of 2008, and then place each factor in the category of either “Major Contributor” or “Little or No Contribution.”

The Banking Crisis Of 2008 Is Quite Interesting To Analyze. The Factors That Led To This Near Banking

Answers

Answer 1

Banking crisis of 2008 was due to thr global financial crisis that occure during the period

The global financial crisis was a severe worldwide economic crisis.

The financial crisis was rated the most serious financial crisis since after the Great Depression that happened in the 1920s to 1930..

1. Repeal of some provisions of the Glass-Steagall Act of 1933 is a Major contributor to the Banking crisis of 2008.

2. Savvy individual investors is not a Major contributor to the Banking crisis of 2008.

3. The Community Reinvestment Act (CRA)   is a Major contributor to the Banking crisis of 2008.

4. Borrowers’ lack of financial knowledge is a Major contributor to the Banking crisis of 2008.

5. The Troubled Asset Relief Program (TARP) is a not a Major contributor to the Banking crisis of 2008.

6. Mortgage-backed securities (MBSs) is a Major contributor to the Banking crisis of 2008.

7. Electronic Fund Transfer System (EFTS)  is not a Major contributor to the Banking crisis of 2008.

8. Looser governance of loan requirements is a Major contributor to the Banking crisis of 2008.

9. Loans with variable interest rates  is a Major contributor to the Banking crisis of 2008.

10. The creation of the FDIC is a Major contributor to the Banking crisis of 2008.

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Answer 2

Answer:

Explanation:

quick way to get the answer your looking for took a pic of the diagram!

The Banking Crisis Of 2008 Is Quite Interesting To Analyze. The Factors That Led To This Near Banking

Related Questions

KRJ Enterprises reported this year sales of $404 million, earnings before income taxes of $102.4 million, and tax expense of $18.2 million. If sales are projected to increase by 3.8% next year, what would be the projected tax expense for next year

Answers

The KRJ Enterprises' projected tax expense for the next year is $18.87 million.

Data and Calculations:

Reported year's sales = $404 million

Earnings before income taxes =$102.4 million (25% of sales)

Tax expense =$18.2 million

The tax expense = 4.5% of Sales ($18.2.$404 x 100)

Projected sales for next year = $419.35 million ($404 x 1.038)

Projected tax expense = $18.87 million ($419.35 x 4.5%)

Thus, the projected tax expense for the next year is $18.87 million.

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When the Fed buys federal government securities on the open market from commercial banks, then, over time, the:

Answers

Increases the reserves of commercial banks.

Open market is one of the monetary policies of the federal government to regulate the supply of money in an economy.

When the Fed buys federal government securities on the open market from commercial banks, the reserves of commercial banks increases thereby enabling banks to have more funds to grant loans and investments.

Fed buying federal government securities such as government bond, adds money to the system, making loans easier to obtain and interest rates decline.

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yield management is a method used to match demand and supply capacity constrained services true false

Answers

Answer:

variable pricing strategy

Yield management is a variable pricing strategy, based on understanding, anticipating and influencing consumer behavior in order to maximize revenue or profits from a fixed, time-limited resource (such as airline seats or hotel room reservations or advertising inventory).

Explanation:

Precious gems are an important natural resource of ________. Paraguay Brazil Mexico the Dominican Republic

Answers

Answer:

Brazil

Explanation:

Juan purchased a property for $420,000 and financed $336,000 of it. The assessed value of the property is $387,000. The property appraisal came in at $432,000. Which of these amounts is used in calculating the property tax?

Answers

When it comes to calculating property tax, the most relevant amount is the assessed value of $387,000.

When calculating property tax, the useful figures are:

The assessed value of the house The Property tax rate

This assessment is arrived at in various ways but once it is arrived at, it is then multiplied by a figure known as the mill levy and the result will be the property tax.

In conclusion, the assessed value is most useful.

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________ are salespeople who sell a manufacturer’s products on an extended contract basis but are not employees of the manufacturer.

Answers

Answer:

manufacturer's representatives.

hope this helps! :)

Manufacture's sales representative are sales groups who sell a manufacturer’s commodities on a prolonged contract ground, but are not employees of the manufacturer.

Who is Manufacture's sales representative?

A manufacturers' representative is, in its most basic form, defines as someone who agrees to represent a firm and sell their product or service for a certain percentage fee.

He changes some basic commission on sale of the manufacture's product or commodity. Thai commission is also added to the price of commodity.

Sales organizations that market a manufacturer's commodities on a long-term contract basis, but are not employees of the manufacturer, are known as manufacturer's sales representatives.

Therefore, manufacture's sales representative is a person that sales the products on the behalf of manufacture.

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Two countries, Country A and Country B, produce petroleum and seafood. A 4-column table has 2 rows. The first column is labeled country with entries Country A, Country B. The second column is labeled Cost (units) with entries 1, 1. The third column is labeled Petroleum (units) with entries 16, 8. The fourth column is labeled Seafood (units) with entries 8, 8. Based on the data in the table, has the absolute advantage in producing petroleum.

Answers

Answer:

Country A

Explanation:

Based on the data in the table, has the absolute advantage in producing petroleum is country A.

What is absolute advantage?

A country has an absolute advantage in the production of a good or service if it produces more quantity of a good when compared to other countries.

Looking at the table, Country A, produces 16 units of pertroluem while Country B produces 8 units. Thus, Country A has an absolute advantage.

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one of the four primary functions of management is

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planning, organizing, leading

The management process consists of four primary functions that managers must perform: planning, organizing, leading, and controlling.

a charter application usually must be signed by the prospective stockholders called incorporaters or . then, it is filed with the appropriate state official.

Answers

A charter application must be signed by the prospective stockholders that are referred to as incorporaters or promoters.

Charter simply means a legal document that is used for turning q business into a legal entity. It should be noted that a charter is written with the purpose of creating a corporation.

A charter application usually must be signed by the prospective stockholders called incorporaters or promoters then, it is filed with the appropriate state official.

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Perry Mazza wants to borrow $30,000 from the bank. The interest rate is 6% and the term is for 5 years.

What is the yearly payment amount?
A.$360
B.$6,360
C.$1,800
D.$18,000

Answers

The answer for this problem is c

Oligopoly is a market structure that is characterized by a ________ number of ________ firms that produce ________ products.

Answers

Answer: small, interdependent; identical or differentiated

Explanation:

This is from Economics 202.

Which method of bond amortization amortizes the premiums/discounts accurately and is considered a conceptually superior method

Answers

Answer:effective-interest

Explanation:

The most basic form of ownership in a firm consists of:

Answers

The most basic form of ownership in a firm consists of: Common Stock

Sullins Cleaning Service has purchased a new pressure washer for $18,000. Sullins Cleaning is allowed to charge a portion of the company's cost during its useful life against the profits it generates. This practice is called:

Answers

The practice which allowed to charge a portion of the company's cost during its useful life against the profits its generates is known as depreciation.

Depreciation refers to the reduction of the recorded cost of a fixed asset in a systematic manner because of factors like use, wear, tear, obsolescence etc.

The depreciation of the Fixed asset is accounted for in financial accounting by charging the portion of the company's cost during its useful life against the profits its generates.

In conclusion, the practice described in the question is known as depreciation.

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which general staff member directs management of all

Answers

Answer:

manager

Explanation:

answer: manager explanation:

The bulk of evidence suggest that_______.
a. markets are competitive enough that only superior information or insight will earn superior risk adjusted returns
b. markets are competitive enough that earning superior risk adjusted returns is impossible
c. markets are inefficient enough that earning superior risk adjusted returns is time consuming but not difficult the efficient
d. market hypothesis has been proven incorrect, resoundly.

Answers

Answer:

C

Explanation:

I’m not sure tho

Executive stock options are outstanding all year that permit executives to buy 12 million common shares at $50. The average market price of the common stock was $60. When calculating diluted earnings per share, the assumed exercise of these options will increase the weighted average number of shares outstanding by:

Answers

The assumed exercise of these options will increase the weighted average number of shares outstanding by 2 millions share.

The calculation of the Proportion by which share increases is as follows:

= ($60 - $50) /$60

= $10 / $60

= 1/6

Calculation of increase in weight average number of outstanding share if all stock options are exercised is as follows:

= 12 million shares * 1/6

= 2 millions share

Hence, the assumed exercise of these options will increase the weighted average number of shares outstanding by 2 millions share.

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a contract clause which specifies the amount of damages to be paid in the event of a breach is called

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A contract clause which specifies the amount of damages to be paid in the event of a breach is called a liquidated damages clause.

When parties are entering into a contractual agreement, certain provisions are catered for in the contract which allows payment of a specified sum should one of the parties be in breach of contract. This is called liquidated damages clause.

The purpose of adding the clause ( liquidated damages clause) is to ensure sure parties to the contract understand and performs their duties accordingly.

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(Please help)

Question: Drag each label to the correct location on the image.
Match the tasks with the professionals who would complete them.

Answers

designs transportation etc = civil engineer

uses equipment to cut down trees = logging

inspects building = energy

reduces the amount of energy = energy

designs and oversees = civil engineer

categorizes trees = logging

entperise opportunities ​

Answers

Explanation:

A business opportunity (or bizopp) involves sale or lease of any product, service, equipment, etc. ... The licensor or seller of a business opportunity usually declares that it will secure or assist the buyer in finding a suitable location or provide the product to the purchaser-licensee.

hope this helps you.

What is the marketing objective for the introduction stage of the product life cycle?.

Answers

The marketing objective for the introduction stage of the product life cycle is to create consumer awareness and encourage the first purchase of the new product.

The product life cycle can be understood as the phases that a product goes through from its introduction on the market, until the product is withdrawn from the market.

There are four stages in the product life cycle, they are:

IntroductionGrowthMaturityDecline

Therefore, the introduction is the first stage of the product lifecycle, in this phase marketing will focus on stimulating the experimentation of the new product available for sale, through advertising and promotion.

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Company A wants to buy company B, but company B is unwilling to sell. However, company A is able to complete a hostile takeover and purchase control of company B against its will. What is the most likely explanation for why this is possible? O
A. Company B is a cooperative, meaning that it must cooperate with any offer to purchase it for a fair market price.
B. Company B is a franchise, and company A has convinced the parent company to revoke its licenses. C. Company B is a publicly traded company, so company A can buy the majority of its ownership shares.
D. Company B is an LLC, meaning that the board of directors is not liable to protect the company's interests.​

Answers

Answer:

Explanation: b

50 POINTS
Nathan joined the US army as an infantryman. He is now serving in a foreign country, teaching local police forces how to use defensive tactics. What education might have been appropriate for Nathan to qualify for his job?

A. High school diploma
B. Associate degree in health services
C. Bachelors degree in mathematics
D. masters degree in law

Answers

Answer:

What education might have been appropriate for Nathan to qualify for his job?

A. High school diploma

(No need brainliest)

A High school diploma might have been appropriate for Nathan to qualify for his job. Thus, option A is the correct option.

What is a High school diploma?

When a high school student graduates, they are given a credential known as a high school diploma (or high school degree). After completing four-year courses of study, usually from grade 9 to grade 12, a high school diploma is granted. In both the United States and Canada, it is a requirement for graduation from high school.

According to the demands of the regional state or provincial government, the school awards the certificate. Depending on the jurisdiction, different streams or levels of high school graduation may have varying criteria for obtaining the diploma. They typically consist of a mix of chosen coursework that meets the requirements for a particular stream and passing scores on the state exit test.

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#SPJ2

What is not a service business?

Answers

Answer:

A non-service business is a business that primarily sells products

Explanation:

Hope this helped :)

How to calculate opportunity cost ppf.

Answers

Answer:

Refer below explanation

Explanation:

Subtract the value of the goods increased on the PPF with the goods decreased will give you the opportunity cost of decreasing one of the product to make a higher production of another good

Shelby hired Lynn, an attorney, to represent her in an employment discrimination case. Lynn is a(n) _____ who has a duty to act on behalf of Shelby. Shelby hired Lynn, an attorney, to represent her in an employment discrimination case. Lynn is a(n) _____ who has a duty to act on behalf of Shelby. principal fiduciary trustee employee third-party beneficiary

Answers

The answer is fiduciary

In 2020, Boris pays a $3,800 premium for high-deductible medical insurance for himself and his family. In addition, he contributes $3,400 to a Health Savings Account. Assume Boris earned $200,000 of net self-employment income. Which of the following statements is true?
a. If Boris is an employee, he may claim $7,200 in deductions for AGI.
b. If Boris is self-employed, he may claim the $3,400 contribution as a deduction for AGI and also claim a for AGI deduction the $3,800 health insurance premium.
c. If Boris is self-employed, he may claim $3,800 in deductions for AGI and the $3,400 contribution as an itemized deduction.
d. If Boris is an employee, he may include $7,200 when calculating his itemized medical expense deduction.
e. If Boris is an employee, he may deduct $3,800 for AGI and may include the $3,400 premium when calculating his itemized medical expense deduction.

Answers

Answer:

For 2020, if you've got self-only HDHP coverage, you'll contribute up to $3,550. If you've got family HDHP coverage, you'll contribute up to $7,100. For 2021, if you've got self-only HDHP coverage, you'll contribute up to $3,600.

In most cases, you'll use HSA funds to purchase the subsequent premiums:

Qualified semipermanent care insurance.

Health coverage whereas you're receiving federal or state social insurance.

Continuation of insurance coverage pro re nata beneath federal law, like elapid snake.

Medicare (for those sixty five or older).

For 2021, the bureau defines a high deductible health arrange as any arrange with a deductible of a minimum of $1,400 for a private or $2,800 for a family. Associate in Nursing HDHP's total yearly owed expenses (including deductibles, copayments, and coinsurance) cannot be quite $7,000 for a private or $14,000 for a family.

Explaintion: hope this helps!

Content marketing is intended to attract potential buyers by building a strong brand reputation through online content, including:

Answers

It is true that Content marketing  aims to attract potential buyers through building of strong brand reputation through online content.

Content marketing refers to a marketing strategy which aims to attract and engage the audience (prospective buyers) through creation of relevant articles, videos, media etc.

The approach of Content marketing does promotes brand awareness and ensures that the business stays top of mind of the audience.

Hence, it is true that Content marketing  aims to attract potential buyers through building of strong brand reputation through online content.

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business founders hold equity. true or false

Answers

Answer: true

Explanation:

Use the word SMART goal in a sentence:​

Answers

Answer:

He was the smartest kid in the class because he knew how to solve the hardest math problem on the worksheet.

Explanation:

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