suppose an individual is looking to build a house in a plain that is prone to flooding. because of the risk of damage due to flooding, the buyer's top dollar for building the house is only $280,000. suppose the cost of building a house in this area is $320,000. a wealth-creating transaction is not possible since the seller's bottom line (or the cost of building the house) is the buyer's top dollar. the difference between the cost of building the house minus the buyer's top dollar is $ . suppose the government subsidizes flood insurance for homes in the flood plain. because of this, the buyer has access to very cheap insurance, worth an expected $50,000. without such a subsidy, the high likelihood of flood results in extremely high rates for flood insurance. with this subsidy, the individual incentivized to build a house in the flood plain.

The answer is e. the t distribution with 14 degrees of freedom.

To test Rick's claim that he types 70 words per minute, his boss conducts a hypothesis test with the null hypothesis being that the mean number of words typed is 70 words per minute (H0: μ = 70) and the alternative hypothesis being that the mean number of words typed is not equal to 70 words per minute (Ha: μ ≠ 70).
Assuming that the null hypothesis is true, the test statistic will follow the t distribution with 14 degrees of freedom. This is because there are 15 observations, subtracting one for the degree of freedom gives 14. The t statistic will be used to compare the sample mean (67 words per minute) to the population mean (70 words per minute). The sample standard deviation (16 words per minute) is used to calculate the t statistic.

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The stage of the consumer decision purchase process that a consumer will engage in to determine whether a product they are considering purchasing will address their specific need is Problem Recognition. Hence option e. is correct option.

The Consumer Decision Purchase Process is a step-by-step model for how customers approach buying decisions.The following are the five stages of the Consumer Decision Purchase process:

Problem recognition: A customer identifies an issue or demand, and this initiates the decision-making process.

Information search: A consumer gathers information on the products that they believe will satisfy their demands.

Evaluation of alternatives: After the consumer has identified and gathered information on all of the potential products that may address their need, they will compare and assess each one in terms of criteria that are important to them.

Purchase decision: This phase is when the customer decides on the product to purchase.

Post-purchase evaluation: After the purchase, the customer assesses whether or not the product fulfilled their demands, and if they are satisfied with it. They may make future purchase decisions based on this experience.

Hence option e. is correct option.

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There are significant ownership costs involved in the management, monitoring, and evaluation of operations that are totally new to the firm. (C)

Vertical integration can be a great way to diversify a company's activities, but it can also be costly. When a company takes on operations that are totally new to them, there can be a lot of ownership costs involved in managing, monitoring, and evaluating these new operations. (C)

These costs can outweigh any synergies the new operation may bring, leading to negative synergies. Additionally, the resources used for the new operations cannot be used for the company's core business, further increasing costs and reducing potential returns.

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The average cost curve trends downward because as production increases, the cost per unit of production decreases. This is a fundamental economic concept known as economies of scale.

As production increases, fixed costs are spread over a larger output, resulting in lower fixed cost per unit.In addition, since there are more goods produced, it becomes possible to take advantage of specialized labor and use more specialized machinery.

This has the potential to increase the productivity of the labor and machinery and decrease the variable cost per unit.In this way, an increase in output lowers both fixed and variable costs per unit, resulting in a reduction in the average total cost (ATC) per unit of production. As a result, the ATC curve slopes downward.

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If confusion's intrinsic value is $21.00 today, its growth rate must be  6%.

The dividend discount model is a method used to estimate the intrinsic value of a stock by calculating the present value of expected future dividends.

We can use the dividend discount model to solve for the growth rate:

$21.00 = $2 / (0.14 - g) * (1 - 1 / (1 + 0.04)^1.25)

Solving for g, we get:

g = 6%

Therefore, the required growth rate for Confusion Corp's stock to have an intrinsic value of $21.00 today is 6%.

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"Dorothy visits a lawyer and walks out with advice about how to prepare her will. While she walks out of the meeting without anything in hand, she is pleased with what she learned. This is an example of a product that is intangible."

In the given scenario, Dorothy visits a lawyer and receives advice on how to prepare her will. The advice provided by the lawyer is an intangible product since it cannot be touched, felt or seen. Although Dorothy does not walk out of the meeting with a physical item, she is satisfied with the knowledge gained from the lawyer.

Intangible products are those that cannot be physically held, but they still provide value to the consumer. Examples of intangible products include services, ideas, experiences, and knowledge. In this case, the lawyer's advice is a service that provides Dorothy with knowledge and guidance on how to prepare her will, which is a valuable intangible product for her.

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True

Explanation:

the best answer is True

The department of investments purchased a parcel of land for $160,000 and proceeded to pay $8,000 for sewage services, $12,000 to survey the land, and $15,000 to pave a driveway. If the property was to be sold, the selling price that would allow the department to earn a 12% profit would be $209,560.

To calculate the selling price, we need to add the total cost to the profit desired.

Selling price = Total cost + Profit

As given in the question,

The cost of purchasing the parcel of land =  $160,000

The cost of sewage services = $8,000

The cost of surveying the land = $12,000

The cost of paving the driveway = $15,000

The total cost will be:

Total cost = $160,000 + $8,000 + $12,000 + $15,000

Total cost = $195,000

Now, we need to calculate the profit. As per the question, it's 12% of the total cost of the land.

Profit = 12% of $195,000

Profit = $23,460

Now we have the total cost and the profit, so we can calculate the selling price by adding them:

Selling price = $195,000 + $23,460

Selling price = $209,460

Therefore, the selling price that would allow the department to earn a 12% profit is $209,560

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Audience , Functionality  are the two factors used to classify social networks for marketers.

The two factors used to classify social networks for marketers are audience and functionality.

Audience: This refers to the demographic or psychographic characteristics of the users of a social network. Marketers can use this information to target specific groups of people based on factors such as age, gender, location, interests, and behavior.

Functionality: This refers to the features and tools available on a social network that can be used for marketing purposes. Different social networks have different functionality, and some may be more suitable for certain marketing strategies than others.

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Oil Supply Disruptions, Speculation and Supply Shocks. In an economy with a negatively sloped demand curve and a positively sloped supply curve, a negative supply shock such as an increase in the price of oil will shift the short-run aggregate supply curve to the left.

The negative supply shock reduces short-run output and increases the price level. Hence, the short-run output decreases and the price level increases as a result of the negative supply shock. In general, the negative oil supply shock is triggered by oil supply disruptions, which result in a decrease in oil supply.

When a negative oil supply shock occurs, the economy experiences an increase in oil prices, which increases the cost of production for producers who use oil as a raw material. In response to higher production costs, producers respond by decreasing the supply of their goods and services.

This creates a leftward shift in the short-run aggregate supply curve. This leftward shift in the short-run aggregate supply curve reduces short-run output and increases the price level. When output decreases, the economy experiences a recessionary gap.

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The probability proportional to size selection is used with variables sampling only monetary.

What is probability proportional to size (PPS)? Probability proportional to size (PPS) is a method of sampling. In this technique, a weighted selection procedure is used. In other words, the probability of selecting an item is proportional to its size.

How do we use the probability proportional to size method of sampling? We use the probability proportional to size method of sampling to ensure that each item in a population has an equal chance of being selected. The probability of choosing an item is determined by its size or value.

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When an individual moves money from a small-denomination time deposit to a demand deposit account, M1 increases because the demand deposit account is a part of M1. M2 decreases because the small-denomination time deposit is no longer part of M2. So, the correct choice is M1 increases and M2 decreases.

M1 (the sum of currency in circulation, travelers' checks, demand deposits, and other checkable deposits) measures the most liquid components of the money supply, meaning those that can be used in transactions almost immediately.

M2 (M1 plus savings deposits, money market mutual funds, and other time deposits) measures less liquid components of the money supply, meaning those that can be used in transactions but might have longer lead times.

M1 consists of currency in circulation, travelers' checks, demand deposits, and other checkable deposits. M2 consists of M1 plus savings deposits, money market mutual funds, and other time deposits.
Therefore, when an individual moves money from a small-denomination time deposit to a demand deposit account, M1 increases and M2 decreases because the small-denomination time deposit is no longer part of M2.

M1 stays the same and M2 increases or M1 stays the same and M2 stays the same are incorrect because a part of M2 (the small-denomination time deposit) is being removed.

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The chart that shows the hierarchy of levels and positions within a business or group is known as an organizational chart. The correct answer is option c.

An organizational chart is a visual representation of the structure of an organization. It typically shows the hierarchy of positions and roles within the organization, as well as how they relate to one another. An organizational chart usually includes boxes or other shapes to represent positions and lines to show the relationships between them.

Organizational charts are used by businesses, government agencies, non-profit organizations, and other types of groups to help individuals understand the structure and reporting relationships within the organization. They can be useful for a variety of purposes, including helping new employees understand the organization, clarifying responsibilities and reporting lines, and identifying potential areas for improvement in the organizational structure.

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A real estate agent refusing to represent a paraplegic buyer citing the difficulty in locating an appropriate house is illegal under Americans with disabilities act. The correct option is D.

Providing disabled people with access to public facilities is the main goal of the Americans with Disabilities Act. According to the fair housing act and Washington's anti-discrimination statute, it is illegal to discriminate against a disabled individual who is searching for housing. A licensee is also in breach of the licensing statute if they violate any of these laws.

The correct option is D.

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Given:Eva's compensation payments from Jazz Corporation in 2022 is $62,000. Eva's business expenses incurred while working for Jazz Corporation is $5,500.  Therefore, the correct option is [D] $4,478.

Eva is single and claims a standard deduction of $12,950 .We need to determine the amount of the federal income tax liability that Eva will owe for the year 2022 based on the given facts. We will first calculate Eva's adjusted gross income (AGI) before calculating her federal income tax liability. Eva's AGI = compensation payments - business expenses - standard deduction= $62,000 - $5,500 - $12,950= $43,550. Next, we will determine the tax bracket in which Eva's AGI falls by using the tax rate schedule. Tax rate schedules provide marginal tax rates at different levels of taxable income. Using the 2022 tax rate schedule, we get: Taxable Income Marginal Tax Rate $0 - $10,275 10% $10,276 - $41,775 12% $41,776 - $89,075 22% $89,076 - $180,250 24% $180,251 - $320,450 32% $320,451 - $408,200 35% $408,201 or more 37%Since Eva's AGI of $43,550 falls within the second tax bracket, her federal income tax liability can be calculated as follows:Federal income tax liability = (Marginal tax rate × (Eva's AGI - Lower limit of the tax bracket)) + Base tax amount. Federal income tax liability = (12% × ($43,550 - $10,276)) + $1,059.00. Federal income tax liability = $4,478.08. Eva's federal income tax liability for the year 2022 is $4,478.

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Industrializing societies typically undergo a process of urbanization, in which large portions of the population move from less populated areas to cities in search of work.

Urbanization is the process of increasing the number of people who live in urban areas. Urbanization refers to the process by which towns and cities expand in terms of population and land usage when compared to the surrounding rural areas.

It is a process in which an increasing number of people live in urban regions due to industrialization or modernization. It is a population migration from rural areas to urban areas that typically occurs in industrializing societies.

The factors that contribute to urbanization include:

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Year 1 $(75,000)Year 2 20,000Year 3 0Year 4 0Year 5 14,000Year 6 0Year 7 (current year) 55,000. The amount of the year 7 $55,000 net §1231 gain that is treated as ordinary income is $0

The §1231 gain or loss is the taxable difference between a taxpayer’s §1231 gains and losses, both of which are subject to certain recapture rules. If the sum of these gains and losses is a net §1231 gain, it is treated as long-term capital gains.

Based on the data given, the computation of the §1231 gain or loss is:Year 1 $(75,000) – Ordinary loss Year 2 $20,000 – Long-term gainYear 3 $0 – No gain or lossYear 4 $0 – No gain or lossYear 5 $14,000 – Long-term gainYear 6 $0 – No gain or loss Year 7 (current year) $55,000 – Long-term gain As per the computation above, there are long-term gains for year 2, year 5, and the current year.

There is no long-term loss in any of the years. Therefore, the net §1231 gain is $89,000 which is the sum of the long-term gains for year 2, year 5, and the current year. Since it is a net §1231 gain, the entire amount of $89,000 is treated as long-term capital gains. No amount is treated as ordinary income.

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The statement about apprenticeships that is true is that an apprentice can earn an income while learning a trade. This statement is true because apprenticeships are on-the-job training programs that allow individuals to learn a specific trade or craft while working under the supervision of a skilled professional.

Apprenticeships are offered in a variety of fields, including construction, manufacturing, healthcare, and transportation.
During an apprenticeship, apprentices receive a combination of classroom instruction and on-the-job training. The length of an apprenticeship program can vary depending on the field and the complexity of the skills being taught. Apprenticeships can last anywhere from one to six years.
Apprentices are paid for their work during the program. In addition to earning a paycheck, apprentices receive benefits such as health insurance and retirement benefits. Apprenticeship programs are often sponsored by employers, industry associations, and labor unions.
In conclusion, apprenticeships are a valuable way for individuals to learn a specific trade or craft while earning a paycheck. Apprenticeships offer a combination of classroom instruction and on-the-job training and can last anywhere from one to six years. Apprenticeship programs are often sponsored by employers, industry associations, and labor unions.

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As per the above-stated information, the correct option is E. Credit cards are not included in M2.

What is M2?

M2 refers to the amount of money that is available in an economy for spending, either for investment or consumption. M2 is referred to as the "money supply" and comprises different measures of currency and deposits in the banking system that are easily accessed by people.

For example, the M2 definition incorporates more types of deposits than the M1 definition, including those that aren't frequently transferred between banks or aren't used to purchase things like cash, bank drafts, and money market funds.

The correct option is E.

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The great change in the status of women took place when millions of them were hired in defense plants during World War II. Thus, Option D, "millions were hired in defense plants during World War II", is correct.

In the 1940s, women made up 29 percent of the workforce in the US. The Second World War and its aftermath had a significant effect on women's status in society. Women had long been underrepresented in the workforce in the US. During the Second World War, millions of men left the country to fight, and women filled the gaps left in factories and other vital industries.

This was a significant turning point in women's position in the labor force, and it helped to establish a new norm for women's participation in the economy. Women's roles in the household were also affected by the war, as women had to take on new roles while their husbands and sons were away.

Women had to work in factories producing supplies and food for the troops. They also worked as nurses and clerks, and they performed secretarial jobs. Women also took over other tasks, such as farming and other agricultural tasks. All of these changes had a significant impact on the status of women in society. Thus, D is correct.

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The factors that contribute to economic growth are population growth, technological progress, and many more.

Population: More people create a larger workforce and a bigger consumer base. As a result, this expands the country's economy.

Technological progress: It increases productivity and boosts the economy. It also reduces the time and expense of producing goods and services, which leads to economic growth.

Poorly defined property rights: They do not contribute to economic growth because property rights are necessary for the protection of investments and other economic activities, which can be a critical component of economic growth.

The decline in population: A decline in population is bad for economic growth because it results in a smaller workforce and fewer consumers purchasing goods and services. Therefore, it can lead to economic decline in the long run.

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The two trends that have significantly influenced global marketing in the past decade are economic integration among countries and the presence of a networked global market space

Global marketing refers to the creation of products, promotions, and campaigns that meet the needs and preferences of consumers all over the world. It is the process of promoting and selling products and services globally to meet the needs of people across the world. Two trends that have significantly influenced global marketing in the past decade are:

Economic integration among countries: Over the past decade, many countries have experienced a rise in economic integration, with the establishment of trade agreements between nations. This has led to the development of the global market space, enabling companies to expand their reach into other countries markets with greater ease and effectiveness.

Presence of a networked global marketspace: With the rise of digital technology, the world has become more connected than ever before. A networked global marketspace is where companies can reach consumers all over the world, regardless of where they are located, via the internet. This has revolutionized global marketing, enabling businesses to tap into new markets and reach customers in ways that were previously impossible.

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Your company is planning a major deployment on AWS. While the design and testing stages are still in progress, the "Developer" plan will provide the best blend of support and cost savings. The correct option is B.

AWS (Amazon Web Services) is a cloud-based computing platform that offers a wide range of services. Amazon Web Services (AWS) provides on-demand cloud computing platforms and APIs to businesses, organizations, and individuals, allowing them to access and use virtual computers and other resources on the internet.

AWS is a collection of remote computing services, often referred to as a cloud computing platform. AWS offers a broad range of cloud-based storage, computing, and networking services that businesses can use to grow and innovate.

The developer plan includes a range of AWS features, including free resources and access to essential APIs, making it ideal for businesses looking to develop and test applications at a lower cost. The best blend of support and cost savings is provided by the "Developer" plan.

Therefore, the correct option is B.

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If you purchase a cut of meat that needs to be trimmed of fat and bone, the price will be decreased in relation to it. The cost of meat that needs to be trimmed of fat and bone is reduced in relation to its price.

This is due to the fact that the trimmed fat and bone are discarded, lowering the meat's overall weight and increasing the amount of preparation required by the buyer. The reduced cost of the trimmed meat is advantageous to the customer, as it allows them to receive a higher quality cut of meat at a lower price. A lower price is linked to cuts of meat that require trimming because the weight and preparation time of the meat are both reduced. Buyers will be able to save money while still receiving a high-quality cut of meat due to this.

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To create the most effective chart, she should "avoid the use of pie charts or other graphical representation." Option A is the correct answer.

Myra should avoid using pie charts or other graphical representations to create the most effective chart for her sales presentation. A simple bar chart could be used instead. The bar chart will be more effective as it shows how much faster wounds heal when protected with SoloSite, a water-based ointment.

The bar chart makes it easy to compare the effectiveness of the ointment in different situations. The use of complete sentences, the intermingling of major and minor selling points, or the avoidance of bullet points are irrelevant in this situation. Hence the correct answer is option A: avoid the use of pie charts or other graphical representation.

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A stakeholder is any constituent who has a claim in some aspect of a company's products, operations, markets, industry, or outcomes. Option E is the correct answer.

A stakeholder is someone who has an interest or claim in some aspect of the company's goods, operations, markets, industry, or outcomes. Shareholders, customers, clients, employees, suppliers, communities, and governments are all examples of stakeholders.

The term "stakeholder" refers to someone or something that has an interest in the company or its goods. Stakeholders are also affected by the firm and have an impact on its success.

As a result, an individual or entity with a stake in the company or its operations is known as a stakeholder. Stakeholders can have a significant impact on a company's strategic decisions and, as a result, must be kept informed about key company developments.

The constituent who has a claim in some aspect of a company's products, operations, markets, industry, or outcomes is known as a stakeholder.

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The preferred stock should receive $13,596 and the common stock should receive $86,404.

The preferred stock is noncumulative and nonparticipating, so the preferred stock should receive $13,596 and the common stock should receive $86,404.

The preferred stock is cumulative and nonparticipating, so the preferred stock should receive $19,301 and the common stock should receive $80,699.

The preferred stock is cumulative and participating, so the preferred stock should receive the dividend rate multiplied by the par value of the preferred stock and then the remaining balance would be divided between the preferred and common stock. For example, if the dividend rate is 8%, then the preferred stock should receive $14,560 (8% x $182,500) and the common stock should receive $73,940 ($88,500 - $14,560).

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The statement, "The Four-Fifths Rule applies when the number of employees from a protected class is less than four-fifths of the number of employees hired from the class with the highest selection rate," is true as the statement describe correct information.

The Four-Fifths Rule is an approach used to determine if there is adverse impact, which occurs when an employment policy or practice adversely affects the employment of individuals based on their race, color, religion, sex, or national origin.

Adverse impact is identified by utilizing a benchmark, in this case, the selection rate for the most represented group. A selection rate is the number of applicants hired divided by the number of applicants who applied.

The Four-Fifths Rule is used when the selection rate for the protected group is less than 80% (or 4/5) of the selection rate for the most represented group. In other words, if the selection rate for the most represented group is 60%, then a selection rate of less than 48% (60% x 0.8 = 48%) for the protected group is considered adverse impact.

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Adolescents with poor school records and adolescents from single-parent families can both benefit from working. Working provides teens with important skills, such as time management and responsibility. It can also help teens build a strong work ethic, improve self-esteem, and create financial independence. Additionally, working can be a great way for teens to learn how to interact with adults in a professional setting, build a network of contacts, and explore potential career options.

For adolescents with poor school records, working can provide a way to stay engaged in a meaningful activity and feel productive, even when schoolwork is not successful. It also provides them with a sense of purpose and helps them stay motivated. Working can also give teens a chance to learn essential skills that they need in order to become successful adults. Additionally, it can help teens from single-parent families earn an income and build a financial cushion for college or other expenses.

Overall, working can have many positive benefits for adolescents with poor school records and adolescents from single-parent families. It provides them with an opportunity to learn important skills and build their confidence and self-esteem. Additionally, working can help them become financially independent and explore potential career options. Ultimately, working can be a great way for teens to gain experience and stay motivated, even if their academic success is not as expected.

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A. Jay's Limo Services, Inc. will record this transaction as Cash 300 Salaries Expense. E. Able Graphics will record this transaction as Accounts Payable 400 Utilities Expense.

Journal entry for Jay's Limo Services, Inc. to record this transaction:The correct general journal entry that Jay's Limo Services, Inc. will make to record this transaction is:Cash Salaries Expense [$300].Explanation:To record this transaction, Jay's Limo Services, Inc. will make a cash payment of $300 to the employees. Since cash is being paid, the cash account will be debited for $300, and the Salaries Expense account will be credited for $300.

Journal entry for Able Graphics to record this transaction:The correct general journal entry that Able Graphics will make to record this transaction is:Utilities Expense [$400] Accounts Payable [$400].Able Graphics received a utility bill of $400 for the current month's electricity, which is not due until the end of the next month, which is when they intend to pay it.To record this transaction, Able Graphics will debit the Utilities Expense account for $400 and credit the Accounts Payable account for $400.

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