Answer:
B
Explanation:
Answer:
B
Explanation:
Trust.
A customer who is retired wants to select an investment that is liquid, marketable, and that provides regular income. The BEST choice would be to recommend:
The available options are:
A. Treasury Bills
B. Treasury Notes
C. Preferred Stock
D. Certificates of Deposit
Answer:
B. Treasury Notes
Explanation:
The interest rates on Treasury notes are considered marketable and it is paid semi-annually to the owner, hence, it is the right and smart choice for the retired customer that want liquid, marketable and regular income.
The interest rates on Treasury Bills are not paid regularly, therefore, it is not a better choice for the retired customer.
Preferred stock is considered marketable. However, in comparison with Treasury bills and Treasury Notes, it is not as marketable.
Certificates of Deposit are considered to be non-negotiable, non-marketable, therefore, it is not what the retired customer needs.
establishing selling prices based on the economic worth of benefits their goods and servies provide to customers is the basis of
Answer: Value based Pricing
Explanation:
Value based pricing refers to the method of pricing in which companies value their products depending on the perceived economic worth of benefits their goods and services provide to customers.
In other words it is customer based pricing that focuses on what the customer believes the products are worth. For this reason, this valuation type method is best for companies that offer a unique experience that consumers feel they cannot get anywhere else and so will value the products quite highly. An example would be Apple products.
The aggregate demand curve shows the relationship between the _____ and the quantity of aggregate output demanded by households, businesses, government, and the rest of the world.
Answer:
price
Explanation:
The aggregate demand curve has price on the vertical axis and output on the horizontal axis.
The curve is downward sloping.
As price decreases the demand for output increases and as price increases, the demand for output falls.
A large corporation that has its headquarters in Boston, manufacturing plants in Indonesia, and regional offices and retail stores on four continents, including Latin America is called a:
The opportunity cost of a choice is the _____ of the opportunities lost.a. Valueb. Interest
Answer:
value
Explanation:
Opportunity cost or implicit is the value of the option forgone when one alternative is chosen over other alternatives.
For example, if I leave by job where i earn $100,000 per year to study economics in college. My opportunity cost is $100,000. This is the amount i would have been earning if i didn't go to college
Money provided by a third party to help students meet the costs of attending college. It can be provided by various agencies including federal, state and local governments, universities, community organizations, and private corporations or individuals.
Answer:
Financial aid.
Explanation:
For American citizens, the dream is of going into higher education. but the tuition cost is very expensive as not everyone can offered such expensive fees for enrolling into a course. The different course has different fees. For supporting the people in their financials, many organizations like public, state, financial institutions help them.
So here in the given scenario, the financial aid is the best option fitted.
Answer:
Financial aid.
Explanation:
I took the flvs test and got it right
If markets are ____, investors could use available information ignored by the market to earn abnormally high returns. Group of answer choices
Answer:
Inefficient.
Explanation:
Market efficiency can be defined as a measure of the degree to which prices in a market reflect all available and significant information at a specific period of time. A market is said to be efficient when all information has been incorporated into the prices of goods and services, and as such it is impossible to "beat" the market because there are no overvalued or undervalued stock.
Hence, when markets are inefficient, investors could use available information ignored by the market to earn abnormally high returns because the market doesn't reflect the all the informations such as the fair and true market value of assets.
had the following balances and transactions during 2018: Beginning Merchandise Inventory 10 units at $74 March 10 Sold 7 units June 10 Purchased 30 units at $84 October 30 Sold 25 units What is the amount of the company's ending Merchandise Inventory, as disclosed in the December 31, 2018 balance sheet, using the periodic LIFO inventory costing method?
Answer:
$592
Explanation:
LIFO means last in first out. It means that it is the last purchased inventory that is the first to be sold.
the ending inventory would consist of earlier purchased goods.
total goods sold is 32. it would be taken from the purchase on June 10 and 2 units would be taken from beginning inventory.
ending inventory = 10 -2 = 8 x $74 = $592
A real estate loan where a homeowner receives monthly payments based on accumulated equity rather than a lump sum and is repaid upon the death of the owner or sale of the property is a (an)
Answer:
reverse annuity mortgage
Explanation:
The term that is being described is known as a reverse annuity mortgage. Like defined in the question, this is a loan that allows you to cash in some of your home's equity without actually needing to sell the entire real estate property and move out of your home. Instead the loan is secured against the value of your home and monthly payments are paid to the owner that asked for the loan.
2. In order to expedite basic performance improvement team functioning, the team should: A. Establish ground rules. B. Perform force field analysis C. Use unstructured brainstorming D. Use structured brainstorming 3. Which of the following is the most important to guide the performance improvement team’s process? A. Organizational vision statement. B. Organizational mission statement. C. Customer process requirements. D. Top management’s requirements.
Answer:
2- A. Establish ground rules
3- D. Top management’s requirements.
Explanation:
2- An effective team is a well-integrated team, where the flow of information occurs effectively and where each member feels equally respected and an important part of the team, being able to contribute with ideas and feedback.
Therefore, for there to be cohesion and improvement of the team's performance, it is necessary to establish basic rules, to guide the behavior and actions of members and for there to be equality among all, in order to avoid conflicts and organize work.
3- to guide the process of the performance improvement team, the most important alternative is the requirements of senior management.
It is the managers who will coordinate, monitor and guide the action plans and develop the fundamental requirements for the execution of the business actions that will lead to the fulfillment of the objectives and goals.
When merchandise is sold and the perpetual system of inventory is used, the journal entry for a sale would include:_____.a. debiting Cost of Goods Sold and crediting Accounts Receivable. b. debiting Accounts Receivable and crediting Sales. c. debiting Accounts Receivable and crediting Cost of Goods Sold. d. debiting Accounts Receivable and crediting Inventory.
Answer:
b. debiting Accounts Receivable and crediting Sales.
Explanation:
When merchandise is sold and the perpetual system of inventory is used, the journal entry for a sale would include debiting Accounts Receivable and crediting Sales.
A perpetual system of inventory can be defined as a method of financial accounting, which involves the updating informations about an inventory on a continuous basis (in real-time) as the sales or purchases are being made by the customers, through the use of enterprise management software applications and a digitized point-of-sale equipment.
Under a perpetual system of inventory, updates of the journal entry for cost of goods sold or received would include debiting accounts receivable and crediting sales immediately as it is being made or happening. The advantage of the perpetual system of inventory over the periodic system of inventory is that, it ensures the inventory account balance is always accurate provided there are no spoilage, theft etc.
In Accounting, to record a journal entry for a sale on account, the account receivable would be debited because it is an asset and shall be increased with debits while crediting the sales account for the amount being paid by the customer.
If a product or other segment of a business is generating a loss, it is erroneous to assume that the total company income will increase by eliminating the product line or other segment of the business generating the loss.
a.This statement is true.
b.This statement is true only for manufacturing companies.
c.This statement is true only for service companies.
d.This statement is false.
Answer:
a.This statement is true.
Explanation:
The loss generating segment of a business might be generating a contribution towards the firms` common fixed overheads thus, it would be erroneous to assume that the total company income will increase by eliminating the product line or other segment. Eliminating this product line or other segment might result in loss of a contribution to cover the fixed costs.
Advantages and disadvantages of implementing plan where functional managers will be held responsible for cost overruns against their original estimates
Answer:
Kindly check explanation
Explanation:
Implementing plans where functional managers will be held responsible for cost overruns against their original estimate possess both advantages and disadvantages :
The advantages include:
1) Efficient use of Resources : A functional manager could be explained as the head or a person who has managerial authority over a department within a business organization. As such the functional manager will be able to monitor more effectively and take control of his unit. Holding them responsible for cost overruns will ensure that they are more cautious when it comes to resource and cost management as they will not want to be sanctioned.
11) ACCOUNTABILITY: It increases the sense of responsibility of the functional managers as they are being held fully responsible for the decisions made within their unit. This places a higher burden of showing sincerity on the managers.
The disadvantage associated with the plan is the possibility of producing low quality products resulting from the economical and cautious approach embarked upon in other to prevent cost overrun, materials used may be lesser quality than expected.
Natalie is using Monster and CareerBuilder in her job search. These sites are examples of ________.
Answer:
General purpose Job boards
Explanation:
A job board can be straightforwardly defines as a website where employers advertise job openings for job seekers
A general purpose job board as seen in the question can be defined as a website that offers job recruitment services in its entirety.
This means that both employees and employers use the site to search for and advertise job openings to job seekers respectively. Popular job boards include Glassdoor, Linkedin, etc.
Cheers.
Competitive rivalry based solely on____is destructive to firms as it transfers most of the value created in the industry to the customers. a) price-cutting.b) new product releases.c) promotional campaigns.d) product differentiation.
Answer:
a) price-cutting
Explanation:
Due to the cutting in prices of the product for the competitive rivalry it creates a destructive to a firm as it transforms most of the values that are developed to the industry to the customers
The other factors like the introduction of the new product, promotional campaigns, product differentiation does not have made any destructive
Therefore the correct option is B.
If the seller permits merchandise to be returned or an allowance to be made, it is customary for the seller to issue a(n):________.
Gabriele Enterprises has bonds on the market making annual payments, with 18 years to maturity, a par value of $1,000, and selling for $780. At this price, the bonds yield 6.9 percent. What must the coupon rate be on the bonds?
Answer:
The coupon rate on the bonds is 4.73%
Explanation:
To calculate the coupon rate of the bond, we will use the formula for the price of the bond. We assume that the interest rate provided is stated in annual terms. As the bond is an annual bond, the coupon payment, number of periods and annual YTM will be,
Let coupon rate be x.
Coupon Payment (C) = 1000 * x = 1000x
Total periods (n)= 18
r or YTM = 6.9%
The formula to calculate the price of the bonds today is attached.
We will input the values of the available variables.
780 = 1000x * [( 1 - (1+0.069)^-18) / 0.069] + 1000 / (1+0.069)^18
780 = 1000x * (10.13209373) + 300.8855326
780 - 300.8855326 = 1000x * 10.13209373
479.1144674 / 10.13209373 = 1000x
47.28681752 / 1000 = x
x = 0.04728681752 rounded off to 0.0473 or 4.73%
Rosie's has 1,300 shares outstanding at a market price per share of $10. Sandy's has 2,000 shares outstanding at a market price of $23 a share. Neither firm has any debt. Sandy's is acquiring Rosie's. The incremental value of the acquisition is $1,800. What is the value of Rosie's to Sandy's
Answer:
$14,800
Explanation:
Rosie's has 1,300 shares outstanding at a market price of $10
Sandy's had 2,000 shares outstanding at a market price of $23
The incremental value of the acquisition is $1,800
Therefore, the value of Rosie's to Sandy's can be calculated as follows
=( 1,300×$10)+$1,800
= $13,000+$1,800
=$14,800
Hence the value of Rosie's to Sandy's is $14,800
Internal control is strengthened when the quantity of merchandise ordered is omitted from the copy of the purchase order sent to the
Answer:
Receiving department.
Explanation:
Internal controls can be defined as the policies, set of rules, and procedures implemented or put in place by an organization to protect its assets, boost efficiency, enhance financial accountability, enforce adherence to company policies and prevent fraudulent behaviors among the employees.
The purpose of internal control is that companies use strong internal controls to guarantee that loss is eliminated as there's an accurate and reliable accounting system.
Hence, internal control is strengthened when the quantity of merchandise ordered is omitted from the copy of the purchase order sent to the receiving department, as such it cannot be manipulated or over-inflated.
In conclusion, when internal control is properly executed, it helps to increase operational efficiency, protect and safeguard assets, provides accurate financial information, prevents fraudulent or unlawful behaviors, timeliness of financial records and reporting.
Jake, a businessman, filed for bankruptcy and was declared insolvent by the courts. He owed $15,000 each to two creditors and $5,000 each to two others. The courts also decreed that he should sell his house worth $30,000, to pay his debts. Which of the following is legally permissible in this scenario?
a. Jake is entitled to sell his house and pay the creditors he owes the least amount of money to.
b. Jake is entitled to sell his house and pay whomsoever he chooses.
c. Jake is entitled to sell his house and pay the creditors he owes the maximum amount of money to.
d. Jake is entitled to sell his house and pay the creditors on a pro-rata basis.
Answer:
Option D is the best which state that Jake is entitled to sell his house and pay the creditors on a pro-rata basis
Explanation:
Based on the information given about Jake in which we were been told that Jake owed the amount of $15,000 each to two of his creditors and another amount of $5,000 each to two others creditors we can vividly say that Jake is entitled to sell his house which worth the amount of $30,000 and pay the creditors on a pro-rata basis by given the amount he owed to one of the creditors based on to their share of the total or whole amount .
Alfred Zeien, former chairman of Gillette, once noted that his company’s Parker Pen unit does not have to develop a special model for Malaysia and Singapore, because shoppers worldwide seek the same things when buying a gift that will serve the recipient as a status symbol. This insight relates to which level of Maslow’s hierarchy of needs?
a. Physiological b. Safety c. Social d. Esteem e. Self-respect
Answer:SORRY I NEED ANSWERS
Explanation:
Agent Simpson tells residents of a neighborhood minorities are moving into the neighborhood and property values are sure to plummet. Resale values will suffer, the neighborhood will deteriorate, and, if they don't sell their homes now, they will lose money. What form of illegal discrimination is Agent Simpson practicing
Answer: Blockbusting
Explanation:
Blockbusting could be defined as when an individual or someone that's into real estate tries to convince a particular set of people(mostly white) living in a neighborhood to sell their property describing to them that those property would soon depreciate in value and this promotes fear in the heart of occupants of those property. Most times the agents do this for their own gain rather than stating the obvious and it's illegal to do. Agent Simpson is practicing blockbusting kind of descrimination.
A project with an initial cost of $28,300 is expected to generate cash flows of $6,900, $9,000, $9,250, $8,150, and $7,700 over each of the next five years, respectively. What is the project's payback period
Answer:
3.39 years
Explanation:
The computation of the project payback period is shown below:
Initial cost = $28,300
Generated cash flows Cumulative cash flows
1 $6,900 $6,900
2 $9,000 $6,900 + $9,000 = $15,900
3 $9,250 $15,900 + $9,250 = $25,150
4 $8,150
5 $7,700
Here the payback period is
= 3 years + ($28,300 - $25,150) ÷ $8,150
= 3 years + 0.386
= 3.39 years
hence, the payback period is 3.39 years
The term _____________ describes a situation where a ________________ causes a reduction in the buying power of income, even though actual income has not changed.
Answer:
income effect; higher price
Explanation:
Income effect is a change in demand for a good or service as a result of a change in a consumer's purchasing power resulting from a change in income or price.
If price increases, the purchasing power is reduced and as a result of the income effect, the demand for a good falls.
Income effect is one of the factors that explain a downward sloping demand curve. the other effect is the substitution effect
If the liquidity preference hypothesis is true, what shape should the term structure curve have in a period where interest rates are expected to be constant
Answer:
Upward sloping
Explanation:
Liquidity preference theory states that investors will demand higher interest rate or premiums on assets that have a longer term maturity that have higher risk.
The more liquid assets are the less the interest demanded. Cash is the most sought after asset.
Short term assets carry lower interest because investors have more liquidity on them.
If yield to maturity is plotted against maturity date and interest rate is constant, there will be an upward slope.
This is because when rates are stable uncertainty is lower. Investors are confident that risk is also constant
If the transfer has no effect on fixed cost, the transfer price from the selling division's standard must be equal to or greater than the (variable cost per unit + _______) ÷ number of units transferred.
Answer:
Opportunity Cost
Explanation:
The minimum transfer price is a price that is acceptable to the transferring or selling division and out of a range of acceptable prices, it is the one that will be the best for the company.
Minimum transfer price = Variable Costs per unit + Opportunity Cost per unit - Internal Savings per unit.
The global market is
...potential customers.
under 30 billion
under 200 billion
over 7 billion
over 300 million
Answer:
C). Over 7 billion
Explanation:
The Global market is characterized by its reach across the globe, encompassing geographical boundaries. Global marketing is described as a quite wide term in business as it aims to conceptualizing, conveying, and marketing a product or service worldwide which involves 'over 7 billion' potential customers. However the global market requires standardized and quality goods or services, it offers international recognition and a vast market for the product. Thus, option C is the correct answer.
Marianna has been returning from her lunch break 30 minutes late for the past 2 weeks. When her manager confronts her about it, she points out that everyone, including her manager, takes long lunches and makes up the half hour later in the day. The discipline of Marianna appears to violate which Just Cause test?
a. Upon investigation, was there substantial evidence or proof that the employee was guilty as charged?
b. Was the degree of discipline administered by the company in a particular case reasonably related to the seriousness of the employee's proven offense and the record of the employee's service with the company?
c. Did the company give the employee forewarning or foreknowledge of the possible or probable disciplinary consequences of the employee's conduct?
d. Has the company applied its rules, orders, and penalties evenhandedly and without discrimination to all employees?
Answer:
d. Has the company applied its rules, orders, and penalties evenhandedly and without discrimination to all employees?
Explanation:
The seven tests for Just Cause are the following:
Adequate warning Reasonableness Completeness of investigation Objectivity of investigation Proof of infraction Uniformity of the rules application (option D refers to this specific Just Cause test)Reasonableness of discipline.The Just Cause tests are used to determine if any disciplinary or termination action was fair, and not just because the employer or supervisor wants to.
katie, a salesperson for so1 computers, is faced with an objection from one of her prospects. the prospect says that the fraphics of the computers do not meet his requirements. katie listens to
Complete question reads;
Katie, a salesperson for Sol Computers, is faced with an objection from one of her prospects. The prospect says that the graphics of the computers do not meet his requirements. Katie listens to the objection and makes it known to her prospect that she has received the message. According to the LAARC method, which of the following should Katie do next?
(A) Continue listening
(B) Assess the objection
(C) Ask confirmatory questions
(D) Respond to the objection
(E) Change the subject of the conversation
Answer:
(B) Assess the objection
Explanation:
Remember, the LAARC method an acronym fully means;
Step 1: LISTEN,
Step 2: ACKNOWLEDGE,
Step 3: ASSESS,
Step 4: RESPOND,
Step 5: CONFIRM.
So, at this point according to the LAARC method, Katie should access the objection by getting a sense of why the prospect feels the computer does not meet requirements. Her ultimate goal is to try and ensure a sale of the computer.
In the context of stragetic planning the streagtic goals of an orgainzation represent concrete benchmarks that managers can use to measure perfromance in each key.a) trueb) false
Answer:
a. True
Explanation:
For accomplishing the company objective, the planning plays a major role without planning the goals of the company could not able to achieve.
Also to measure the performance for each key, the benchmarks is also plays a vital role as it defines the difference between the standard performance and the actual performance
Hence, the given statement is true