Short-term interest rates are more volatile than long-term rates. Despite this, the rates of return of long-term bonds are more volatile than returns on short-term securities. How can these two empirical observations be reconciled?

Answers

Answer 1

Answer:

Short term interest rates are more volatile (or change more often) because the FED uses them to control inflation and the money supply. Generally, when the FED engages in either expansionary or contractionary monetary policies, they will use short term interest rates. Even if they change more often, their nominal rates are generally very low, and a small change does the job. So they change more often, but in a very small proportion.

On the other hand, long term securities yield much more volatile returns because they last much longer and any small change in interests rates will result in a larger proportional change of returns in the long run. The longer the bonds, the larger the effect of any change in the market rates.


Related Questions

At her current level of consumption, Jess gets half as much marginal utility from an additional bagel as from an additional muffin. If the price of muffin is $2 each, then Jess is maximizing her utility if the price of a bagel is:

Answers

Answer: $1

Explanation:

From the question, we are informed that at her current level of consumption, Jess gets half as much marginal utility from an additional bagel as from an additional muffin.

Since we have been informed that the price of muffin is $2 each, then Jess is maximizing her utility if the price of a bagel is:

= $2/2

= $1

It should be noted that utility simply means satisfaction that is gotten when one uses a particular product or service.

Which of the following statements regarding Government National Mortgage Association (GNMA) securities are true EXCEPT:________. A) investors own an undivided interest in a pool of mortgages B) GNMAs are considered to be the riskiest of the agency issues C) the minimum initial investment is $25,000 D) investors receive a monthly check representing both interest and a return of principal

Answers

Answer: B) GNMAs are considered to be the riskiest of the agency issues

Explanation:

The Government National Mortgage Association (GNMA) or Ginnie Mae as they are popularly known, are a Federal agency that guarantee the payment of interest and principal on securities by lenders that are approved by the Agency.

As a result, these securities are backed, like Treasury Bills, by the full faith and credit of the United States Government which means that they are the safest of Agency issues.

Kelley Company reports $960,000 of net income for 2015, and declares $120,000 of cash dividends on its preferred stock, for 2015. At the end of 2015, the company had 400,000 weighted-average shares of common stock. What amount of net income is available to common stockholders for 2015? What is the company's basic EPS for 2015?

Answers

Answer:

1. $840,000

2. 2.1

Explanation:

1. Net income available to shareholders

Net income. $960,000

Less : Preferred stock $120,000

Net income available. $840,000

to common stockholders

2. Basic earnings per share for 2015

Earnings per share = Net income available to common stockholders / weighted average shares of common stock

= $840,000 / $400,000

= 2.1

Which of the following statements is true? A) Assets with lower levels of market risk will sell for higher prices. B) Assets with lower levels of market risk will have higher expected rates of return. C) Assets with higher levels of market risk will sell for higher prices. D) Assets with higher levels of market risk will have lower expected rates of return.

Answers

Answer:

C) Assets with higher levels of market risk will sell for higher prices.

Explanation:

The Capital Asset Pricing Model (CAPM) is a term that explains the connection between systematic risk and expected return for assets, specifically on stocks.

Thus, investors expect to be repaid for risk and the time value of money they put in. This is depicted with the formula = ERi = Rf + Bi (ERm - Rf)

Where ERi = expected return of investment

Ri = Risk-free rate

Bi = Beta of the investment

ERm - Rf = market risk premium

Hence, it is assumed that, Assets with higher levels of market risk will sell for higher prices.

The organizational environment is a set of forces and conditions that operate within an organization's boundaries. true false

Answers

Answer:

False.

Explanation:

The organizational environment is a set of forces and conditions that operate outside an organization's boundaries and has the potential or capability of affecting its operations, resources and performance, either fully or in parts.

Some examples of an organizational environment are competitors or rivals, government policies, regulatory agencies, suppliers, customers etc.

Assume that Cane’s customers would buy a maximum of 96,000 units of Alpha and 76,000 units of Beta. Also assume that the raw material available for production is limited to 246,000 pounds. How many units of each product should Cane produce to maximize its profits?

Answers

Answer:

3,000 units of alpha

76,000 units of beta

Explanation:

the question is incomplete, so I looked for a similar question:

"Cane Company manufactures two products called Alpha and Beta that sell for $215 and $160, respectively. Each product uses only one type of raw material that costs $7 per pound. The company has the capacity to annually produce 125,000 units of each product. Its average cost per unit for each product at this level of activity are given below: Alpha Beta $ 21 Direct materials $42 Direct labor 35 28 Variable manufacturing overhead Traceable fixed manufacturing overhead Variable selling expenses 23 21 31 34 28 24 Common fixed expenses 31 26 $190 $154 Total cost per unit The company considers its traceable fixed manufacturing overhead to be avoidable, whereas its common fixed expenses are unavoidable and have been allocated to products based on sales dollars."

contribution margin per unit:

Alpha = $215 - $128 = $87

Beta = 160 - $94 = $66

pounds of raw materials per unit:

Alpha = $42 / $7 = 6

Beta = $21 / $7 = 3

since the production constraint is the number of pounds of raw materials available, the contribution margin per pound:

Alpha = $87 / 6 = $14.50

Beta = $66 / 3 = $22

so the company should try to produce the largest amount of betas as possible = 76,000 x 3 pounds = 228,000 pounds

remaining production of alphas = (246,000 - 228,000) / 6 = 3,000 units

A registered publicly traded issuer has 10,000,000 shares outstanding. If a wealthy investor buys 6,000,000 shares and intends to exercise control:

Answers

Answer:

the investor must file a 13D report with the SEC.

Explanation:

Any investor that holds more than 5% of the outstanding stocks of a publicly traded corporation must file a 13D report. The investor is classified as a beneficial owner by the Securities and Exchange Commission (SEC) since their influence and voting power in the corporation are very large. It must be filed within 10 days of the transaction that resulted in more than 5% in the corporation.

write a short position paper on what we should do to get all our employees to begave more safely at work

Answers

Explanation:

Safety at work is essential for an organization to operate safely. This concept can be translated as a set of actions that companies take to reduce any damage, such as accidents at work and occupational diseases, which put the integrity of the worker at risk.

Therefore, it is necessary that the organizational architecture is well thought out so that there is no risk to the worker while performing his job functions. For this, it is essential that the organization follows the safety regulations provided for in the current legislation, such as the presence of fire extinguishers, clear communication about areas and substances at risk, medical assistance, safety equipment for the worker, provide training on safety at work, constant monitoring of the company's security conditions and effectiveness.

Total quality management is a tool that actively helps to prevent risks inherent in the work environment, encouraging continuous improvement that will improve all organizational processes, to ensure total safety and integrity for the employee.

Which of the following could describe a point that lies on an input contract curve? a. An allocation of good X and good Y between two firms that makes the firms' isoquant curves tangent in an Edgeworth box b. An allocation of labor (L) and capital (K) between two firms that makes the firms' isocost curves tangent in an Edgeworth box c. An allocation of labor (L) and capital (K) between two firms that makes the firms' isoquant curves tangent in an Edgeworth box d. An allocation of good X and good Y between two firms that makes the firms' isocost curves tangent in an Edgeworth box

Answers

Answer:

An allocation of labor (L) and capital (K) between two firms that makes the firms' isoquant curves tangent in an Edgeworth box  ( C )

Explanation:

A contract curve is a curve on which the various final allocations of two goods or service between two people are represented and this could be mutually beneficial as well. hence the best description of a point that lies on an input contract curve is An allocation of labor (L) and capital (K) between two firms that makes the firms' isoquant curves tangent in an Edgeworth box

On May 10, Whispering Winds Corp. issues 2,450 shares of $15 par value common stock for cash at $18 per share. Journalize the issuance of the stock.

Answers

Answer: Please  find answers in the explanation column

Explanation:

Date                Account                       Debit              Credit

May 10         cash                              $44,100  

                  Common stock                                      $36, 750

paid in capital in excess of

------par value common stock                                       $7,350    

Calculation

Cash =  shares issued x cash per share = 2,450 x 18 =$44,100

Common stock= shares issued x par value common stock = 2,450 x $15=$36, 750

paid in capital in excess of -par value common stock= 2450 x (18-15 = 2450 x $3)= 7,350

A project with an initial investment of $438,500 will generate equal annual cash flows over its 9-year life. The project has a required return of 8 percent. What is the minimum annual cash flow required to accept the project

Answers

Answer:

$70 194.95

Explanation:

The computation of the minimal annual cash flow needed for accepting the project is shown below:

As we know that

Present value of annuity = Annuity × [1 - (1 + interest rate)^ - time period] ÷ rate

$438,500 = Annuity × [1 - (1.08)^ - 9] ÷ 0.08

$438,500 = Annuity × 6.246887911

So,

Annuity = $438,500 ÷ 6.246887911

= $70 194.95

During inflationary periods, assets such as TIPS, gold, and real estate are used as _____________ hedges. Money demand will decrease when interest rates, payment technology, inflation risk, and the liquidity of other assets ___________.

Answers

Answer:

Inflation; decrease.

Explanation:

An inflation can be defined as the sustained or persistent rise in the prices of goods and services at a specific period of time. Also, an inflation hedge refers to the investment that are used to protect the eroding purchasing power of a currency (money) as a result of a persistent increase in price level due to inflation.

During inflationary periods, assets such as TIPS, gold, and real estate are used as inflation hedges.

Additionally, money demand will decrease when interest rates, payment technology, inflation risk, and the liquidity of other assets decrease. This simply means that, the desired holding of financial assets in the form of money (monetary value) is dependent on factors such as interest rates, inflation risk, payment technology etc.

During inflationary periods, assets such as TIPS, gold, and real estate are used as inflation hedges.

Money demand will decrease when interest rates, payment technology, inflation risk, and the liquidity of other assets increases.

Inflation is when there is a general rise in the value of money. When there is an inflation, more money would be needed to buy goods and services. As a result, the value of currency would decrease.

On the other hand, the value of commodity money increases. As a result, people would prefer to hold commodities during an inflationary period because their value is preserved. These makes commodities good inflation hedges.

When interest rate increases, there would be a decrease in the demand for money. Individuals would prefer to save their money as the interest earned on deposits would be higher.

To learn more, please check: https://brainly.com/question/2569122

A company in NY is buying goods from a Japanese company. The goods are sold FOB San Francisco port:__________
A. The freight from Japan to San Francisco is an asset, the freight from San Francisco to New York is an expense
B. Both the freight from Japan to San Francisco and from San Francisco to New York are assets
C. Both the freight from Japan to San Francisco and from San Francisco to New York are expenses

Answers

Answer:

D. The freight from Japan to San Francisco is an expense, the freight from San Francisco to New York is an Asset

Explanation:

In this specific scenario, the freight from Japan to San Francisco would be classified as an expense because they are purchasing the goods from the Japanese company in Japan and thus paying them for the transport. Since the goods are sold FOB this means that once they reach the San Francisco port they are no longer the seller's responsibility and not become the NY company's asset. Thus making the freight from San Francisco to New York an Asset

The HBR case you purchased is priced with one price for students (the lowest price), one price for professors, and one price for the general public. What is this an example of?

Answers

Answer:

Price discrimination

Explanation:

Price discrimination is defined as the situation where a supplier sells identical or similar products to different markets at different prices.

This strategy is successful because different target customers are willing to pay different prices for the same product.

In the given example the HBR is priced differently for students (the lowest price), professors, and for the general public.

These different target markets pay different notices for the same product

Which of the following will cause an increase in ROI? An increase in controllable fixed costs. An increase in average operating assets. An increase in sales. An increase in variable costs.

Answers

Answer:

3. An increase in sales.

Explanation:

This is true due to the effect it would have on the product in question which would lead to return on the investment. For example, a particular product sells 400pcs each month. In subsequent month, it started selling 900pcs each month. This increase in sales will lead to great return in the investment made by the company regarding to that particular product.

Why is the identification of favorable and unfavorable variances so important to a company? How can the identification of the variances help management control costs?

Answers

Because it’s to difficult do to manures

Privatization of the public sector jobs can...
A. actually reduce the percentage of union membership.
B. make the service provider directly responsible to the consumers.
C. make it more difficult to avoid or shorten a strike.
D. All the above are true.

Answers

Answer:

A. actually reduces the percentage of union membership.

Explanation:

Remember, the term privatizaton simply refers to a transfer of ownership of public sectors like an energy company owned by the government to private individuals.

We can say this because Public sector jobs are often seen as less profit-oriented, but as welfare focused jobs. Thus, in most economies when privatization occurs, management tends to reduce the percentage of union membership by employing certain tactics.

Dominic and Morgan are partners. Dominic has a capital balance of $360,000 and Morgan has a capital balance of $265,000. Morgan sells $125,000 of his ownership to Lance. Which of the following is true of the items in the balance​ sheet?
A. Assets will decrease by $125,000.
B. Assets will increase by $125,000.
C. The total equity decreases by $125,000.
D. The total equity remains unchanged.

Answers

Answer:

D. The total equity remains unchanged

Explanation:

Two partners are Dominic and Morgan. Their capital are $360,000 and $265,000. Total is $625,000. Now Morgan has decided to sell $125,000 of his ownership to Lance. So Lance will pay this money To Morgan. After admission capital of Morgan will be reduced to $140,000 and new partner Lance's capital is $125,000. Thus there will be no change in asset or total equity. However it has been assumed that new partner will not bring any goodwill.

A contingent sale collapses because the buyer is unable to sell his own property. At this point, the parties should complete a:

Answers

Answer:

rescission agreement

Explanation:

A rescission agreement is a remedy in law that allows parties to cancel a contract.

Usually parties to a contract rescind if there is a misrepresentation, mistake, duress, or undue influence.

Mutual rescission is when there is an agreement between the two parties to cancel the contract before it's performance.

If a contingent sale fails because buyer is unable to meet his obligations bother parties can complete a rescission agreement.

Marigold Corp. has two divisions; Sporting Goods and Sports Gear. The sales mix is 65% for Sporting Goods and 35% for Sports Gear. Marigold incurs $5735000 in fixed costs. The contribution margin ratio for Sporting Goods is 30%, while for Sports Gear it is 50%. The break-even point in dollars is

Answers

Answer:

Break-even point (dollars)= $15,500,000

Explanation:

Giving the following information:

The sales mix is 65% for Sporting Goods and 35% for Sports Gear. Marigold incurs $5735000 in fixed costs.

The contribution margin ratio for Sporting Goods is 30%, while for Sports Gear it is 50%

To calculate the break-even point in dollars, we need to use the following formula:

Break-even point (dollars)= Total fixed costs / Weighted average contribution margin ratio

Break-even point (dollars)= 5,735,000 / (0.3*0.65 + 0.5*0.35)

Break-even point (dollars)= $15,500,000

Department R had 5,000 units in work in process that were 75% completed as to labor and overhead at the beginning of the period; 30,000 units of direct materials were added during the period; 32,000 units were completed during the period; and 3,000 units were 40% completed as to labor and overhead at the end of the period. All materials are added at the beginning of the process. The first-in, first-out method is used to cost inventories. The number of equivalent units of production for conversion costs for the period was:_____.
a. 29,450.
b. 31,950.
c. 32,450.
d. 26,000.

Answers

Answer:

a. 29,450

Explanation:

Equivalent units under FIFO method are calculated using the following formula:  Equivalent units for each cost component  = (100% − A) × B + C + D × E . Where a = percentage of completion at the end of last period , b = units in opening work in process , c = units started and completed in current period   (30,000 - 3,000 =27,000), d = percentage of completion of units in closing work in process , e = units in closing work in process

Equivalent units for each cost component

= (100% − 75%) × 5000 + 27000 + 40% × 3000

= 29,450

You sell a stock for $50.00 that was held for 10 years. You earned a return of 8%. What was the original cost of the stock?

Answers

Answer:

Original cost of the stock = $23.16

Explanation:

Original cost of the stock = Selling price of stock / ( 1 + r )^n

Original cost of the stock = $50 / (1+8%)^10

Original cost of the stock = $50 / (1.08)^10

Original cost of the stock = $23.16

You have deposited $16,167 in a special account that has a guaranteed rate of return. If you withdraw $3,000 at the end of each year for 7 years, you will completely exhaust the balance in the account. The guaranteed rate of return is closest to: (Ignore income taxes.) Click here to view Exhibit 12B-1 and Exhibit 12B-2, to determine the appropriate discount factor(s) using the tables provided.

Answers

Answer:

7%

Explanation:

in order to solve this we can use the present value of an annuity formula:

present value of an annuity = annuity payment x annuity factor

present value of an annuity = $16,167annuity payment = $3,000annuity factor = ? all we know is that it lasts 7 periods

annuity factor = $16,167 / $3,000 = 5.389

using a present value of an annuity table, we can look for the annuity factor that corresponds to 7 periods and is equal to 5.389. In this case, the interest rate is 7% (annuity factor, 7%, 7 periods = 5.389)

If the FOMC directs the Federal Reserve trading desk to loosen credit, which of the following will happen?
А) The trading desk will engage in repurchase agreements with banks and cash reserves will be injected into the banking system
B) The trading desk will engage in reverse repurchase agreements with banks and cash reserves will be injected into the banking system
C) The trading desk will engage in repurchase agreements with banks and cash reserves will be drained from the banking system
D) The trading desk will engage in reverse repurchase agreements with banks and cash reserves will be drained from the banking system

Answers

Answer: If the FOMC directs the Federal Reserve trading desk to loosen credit, the trading desk will engage in repo's with banks, injecting reserves into the banking system. This should lower the Fed Funds Rate between banks since there are more reserves available.

Explanation:  During prolonged periods of economic recession, interest rates can be expected to. Decrease.

Assess how the leadership team you designate will affect organizational performance in the short-term and the long-term.

Answers

Explanation:

A company's leadership team is an essential part of the company's strategic development and decision-making process.

Therefore, the leadership team will directly influence organizational performance in the short and long term, in the sense that this team will be responsible for the strategic planning that will contemplate the long term in the organization and help it to reach its goals and objectives.

The decision-making process, on the other hand, will impact the company in the short term and will be essential for the decisions made to be beneficial for the improvement of organizational processes and the achievement of competitive and financial advantages.

Green Toys is a regional manufacturer of baby toys produced from plastic derived from organic and nontoxic sources. Management budgeted onehalf hour of direct labor per toy at a standard rate of per hour. The most current production run produced toys and used labor hours at a total cost of . What is the direct labor rate variance for this production​ run?

Answers

Answer:

$11,400 unfavorable

Explanation:

some information was missing:

standard labor hours = 0.5 hours per toy

standard labor rate = $19

total production = 1,650 toys

total labor cost = $47,500

actual labor hours = 1,900

actual labor rate = $47,500 / 1,900 hours = $25

direct labor rate variance = (AR – SR) x AH = ($25 - $19) x 1,900 = $6 x 1,900 = $11,400 unfavorable (since actual labor costs were higher than standard labor costs)

Bailey Hill Co. uses the indirect method to determine its net cash flows from operating activities. During the course of the year, the company's Accounts Receivable increased by $28,000 and its Accounts Payable decreased by $14,000. If these are the only two adjustments required to convert net income to net cash provided by operating activities, the combined effect will be a(n):

Answers

Answer: d. subtraction of $42,000.

Explanation:

An increase in Current Assets such as Accounts Receivable is considered to be a cash outflow because it means that more assets were not converted to actual cash.

A decrease in Current Liabilities is a cash outflow as well as it means that the company used cash to pay off these liabilities thereby reducing the cash balance.

Combined Effect is therefore = -28,000 - 14,000

= -$42,000

Boss Enterprises currently sells its products for per unit. Management is contemplating a ​% increase in the selling price for the next year. Variable costs are currently ​% of sales revenue and are not expected to change next year. Fixed expenses are per year. What is the breakeven point in units at the current selling​ price?

Answers

Answer: 5,000 units

Explanation:

Break-even points in units is calculated by;

= Fixed Costs / Contribution Margin per unit

Contribution Margin

= Sales - Variable Costs

= $40 - ( 40 * 40%)

= 40 - 16

= $24 per unit

Breakeven point

= 120,000/24

= 5,000 units

___________________ occurs when meanings are misinterpreted due to intentional or unintentional problems during the sending or receiving of the message

Answers

Answer:

Message distortion.

Explanation:

This term is explained to be a change in signal or is said to occur when message sent by one communicator is misinterpreted by the said receiver. In some cases processes shows that in this study form, their functioning is affected by certain of variables ranging from the objects or events being perceived, the environment in which perception occurs, and the individual doing the perceiving.

In some cases, misinterpretation is seen to play roles that form distortion in messages; thereby hampering the communication process. Also some environmental factors posses constraints of lights, sounds, smell, objects, social, political, cultural, technological environments which govern the human behaviour and stimulate him into action affecting communication too.

Answer: Message Distortion

Explanation:

When a message is sent by one entity with a meaning in mind for it but that message is misinterpreted by the recipient who sees another meaning, message distortion has occurred.

This could have been caused by factors that were either intentional or unintentional during the sending or receiving of the message such as network problems causing messages to be jumbled up.

Message distortion effects can range from harmless to colossal such as a trader getting a distorted message asking them to make a trade that will result in massive losses and acting on it.

Given the following 2023 information for the Pinto Company: Increase in Wages Payable $ 400 Operating Expenses $5,000 Total Cash paid for expenses $4,100 12/31/23 Prepaid Insurance $1,200 Operating Expenses and cash paid for expenses consisted of amounts for insurance and wages only. The 1/1/23 balance of Prepaid Insurance was:

Answers

Answer: $1,800

Explanation:

Operating expenses comprise of only insurance and wages.

The total operating expenses were $5,000.

Out of that $5,000, $400 was for an increase in wages, $4,000 was paid off.

The rest is therefore for insurance.

= 5,000 - 400 - 4,000

= $600

If $600 is the insurance payment during the year then on 1/1/23, the balance was the current balance plus the payment;

= 1,200 + 600

= $1,800

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