Samira had some unexpected costs recently and is struggling to make her
monthly payments on her federal student loans. Which of the following is
the BEST course of action for her to take?

Answers

Answer 1

The statement that is the BEST course of action for her to take is: A. Notify her student loan servicer immediately so she can discuss what options are available to her.

What is the BEST course of action for her to take?

Failing to make payments on your federal student loans can have serious consequences, including wage garnishment, tax refund offset, and damage to your credit score. By contacting her servicer, Samira can learn about options such as deferment, forbearance, or income-driven repayment plans that can help her manage her monthly payments.

Waiting for 270 days for the loans to default is not a recommended option, as this will result in significant negative consequences for Samira's credit and financial situation.

Declaring bankruptcy will not automatically forgive federal student loans and is generally not recommended as a solution for student loan debt.

Missing a payment for this month, but then making the next month's payment on time, may also have negative consequences for Samira's credit and financial situation and is not a recommended option.

Therefore the correct option is A.

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The complete question is:

Samira had some unexpected costs recently and is struggling to make her monthly payments on her federal student loans. Which of the following is the BEST course of action for her to take?

answer choices

Notify her student loan servicer immediately so she can discuss what options are available to her.

Wait for 270 days so that her loans default. That way, she doesn't have to make any payments.

Declare bankruptcy so that her loans are forgiven.

Miss a payment for this month, but then make sure she makes the next month's payment on time.


Related Questions

Finland formed an alliance with Germany and aided in the invasion of the USSR, While the Finland country never formally joined the axis powers. True/False?

Answers

Because of its resistance to the Soviet Union (to which Finland had been compelled to give territory in 1940), Finland joined the war in 1941 even though it had not legally ratified the Tripartite Pact.

The Tripartite Pact, which was signed by all three powers on September 27, 1940, one year after Germany's invasion of Poland and the start of World War II, and the full military and political alliance between Germany and Italy (the Pact of Steel, May 22, 1939), strengthened the ties among the Axis powers. A number of foreign nations joined the Axis during the war as a result of coercion or offers of land or security from the Axis powers. They included Croatia during the disintegration of Yugoslavia during World War II, Hungary, Romania, and Slovakia (after Czechoslovakia had split in 1939) in November 1940, Bulgaria, and Yugoslavia in March 1941, and (June 1941).

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An anthropological study closely observed how gender is taught in children's co-ed T-ball games. Identify whether or not these are anthropologists' findings on gender enculturation in children's T-ball.
a. Girls' mistakes were not corrected, while boys' were.
b. T-ball coaches favored boys over girls.
c. Not a Research Finding
d. Parents did not support the favoring of one gender over another.
Boys who were weaker were given more opportunities to play and improve than stronger boys.

Answers

Girls' mistakes were not corrected, while boys' were. T-ball coaches favored boys over girls.

Girls and boys are empowered by gender-equitable educational institutions, which also support the growth of crucial life skills like self-control, communication, negotiation, and critical thinking. They increase national prosperity by closing skill gaps that contribute to pay disparities. Systems of education that are gender-equitable can aid in the decline of harmful behaviours like child marriage and female genital mutilation as well as gender-based violence in schools. The benefits of a gender-neutral education also extend to boys. Norms around masculinity can encourage school dropout, child labour, gang violence, and recruitment into armed groups in many nations.

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attention involves concentrating on more than one task or activity at a time.

Answers

The given statement "Attention involves focusing on a single task or activity at a time,  rather than dividing one's attention between multiple tasks. " is not correct.  Because focused on one task will give better outcomes.

When we concentrate on a task, we direct our cognitive resources towards it, such as our sensory perception, working memory, and executive functions. This focused attention enables us to process information more effectively and achieve better outcomes.

In contrast, trying to do multiple tasks at once can lead to divided attention and cognitive overload, reducing our ability to process information accurately and efficiently. While some people may be better at multitasking than others, research suggests that focusing on one task at a time is generally more effective for achieving goals and maximizing productivity.

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_____The given question is incomplete, the complete question is given below:

Attention involves concentrating on more than one task or activity at a time, rather than dividing one's attention between multiple tasks. is this statement right. elaborate

What Korean tragedy happened on Spring Day?

Answers

The Sewol Ferry Tragedy happened on April 16, 2014, which is known as "Spring Day" in South Korea.

The tragedy involved a ferry carrying over 470 people that capsized and sank off the coast of Jindo, South Korea. More than 300 people, mostly high school students, died in the accident.

The disaster was caused by a combination of factors, including illegal modifications to the ferry, an inexperienced and unqualified crew, overloading of cargo, and a lack of safety measures.

The tragedy has been described as one of the worst maritime disasters in South Korea’s history and sparked a national debate on the lack of safety regulations and oversight in the country.

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the direct order of organizing information in a message is likely to produce the most effective result in

Answers

Messages that contain positive, neutral, or routine information are most suited for the direct order of information organization.

Does the writing process have four stages?

A cleaner, better final draft can be achieved by following certain phases in the writing process, even though no manual can tell you what circumstances will work best for you to write in.

What makes each of the five writing stages significant?

You'll be able to write more quickly and effectively. You can avoid stumbling and putting off tasks by breaking them down into manageable steps. Since you will be doing each process separately, you will be able to concentrate better, which will translate into a higher-quality final product.

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What defines method acting?

Answers

Method acting is a type of acting technique, developed by Lee Strasberg, that encourages actors to draw on their own personal experiences and emotions to develop the character they are playing.

This  fashion focuses on a deep understanding of the character and their  conduct. Actors using  system acting use senses and  recollections to make their performance more realistic and emotionally authentic. This  fashion relies heavily on  extemporization and encourages actors to stay in character during their performance.

It also requires actors to use physical and oral  ways to  foster their understanding of the character system amusement is a  important tool, allowing actors to  produce a more realistic and meaningful performance.

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Koby is writing an argumentative essay on the benefits of virtual school when it comes to grades, college acceptance, and overall well-being. He wants to prove his point with statistics and evidence. Which rhetorical appeal would most benefit his argument?

Ethos
Logos
Pathos
None, he should use his opinion.

Answers

He seeks to back up his claims with data and proof. Which rhetorical device—Logos—would strengthen his argument the most.

What is an essay with an argument?

In order to write an argumentative essay, students must conduct background research, compile, generate, and evaluate supporting evidence, and succinctly express their position. Argumentative essay assignments frequently need for extensive literature or previously published material research.

The first paragraph's thesis is succinct and compelling. Body paragraphs that provide examples and explanations to support the thesis statement. A paragraph giving polar opposite opinions on the subject, if applicable. a gratifying conclusion that gives the audience enough to think about.

In order to convince the reader to accept—or at the very least seriously consider—your point of view, the goal of an argumentative essay is to arrange and convey your well-reasoned conclusions.

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Answer:

Logos

Explanation:

What is the name of the principle in Gestalt psychology that describes that individuals tend to perceive the world around them as regular, orderly, symmetric, and simple? Principle of Berlin O Principle of Prägnanz O Principle of Schadenfreude Principle of Wörterbuch

Answers

Principle of  Pragnanz s the name of the principle in Gestalt psychology that describes that individuals tend to perceive the world around them as regular, orderly, symmetric, and simple therefore the correct option is B.

This principle states that  individualities tend to perceive the world around them as regular, orderly, symmetric, and simple. This means that people tend to perceive  rudiments in their  terrain as forming clear, regular patterns and shapes, rather than chaotic or disorganized bones .

For example when looking at a picture of a person, they may see a symmetrical face, rather than an asymmetrical bone . also, when  harkening to a piece of music, they may hear a air rather than just noise. This  miracle is believed to be due to the brain's tendency to organize and simplify information in order to make sense of the world.

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what do scarcity mean in economic?

Answers

Scarcity is a fundamental economic notion. It denotes that the demand for a good or service exceeds the availability of the good or service.

As a result, scarcity might limit the options available to consumers, who ultimately comprise the economy. Scarcity in economics refers to the opportunity cost of allocating restricted resources. Scarce products are those for which demand would outstrip supply if they were freely available.

Shared resources, such as clean air and a stable climate, are increasingly regarded as limited items having costs and values. Scarcity is classified into three types: demand-induced, supply-induced, and structural.

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What do you mean by aversive?

Answers

Aversive refers to a bodily or psychological reaction that expresses distaste for a stimulus. Usually, it's accompanied by avoiding or withdrawing from the offensive stimulus.

Aversive stimuli are unpleasant experiences that cause behaviors to change through either positive or negative reinforcement. The probability that the target behavior will occur again in the future is decreased by using an unpleasant just before or after the behavior. Aversive can range from being only mildly unpleasant or infuriating to being harmful physically, psychologically, or emotionally. The efficiency of the unpleasant event in altering (decreasing) behavior is what distinguishes something as being aversive, not its level of discomfort or its goal.

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Maurice has a job as a data entry clerk and spends eight hours a day typing. What type of injury does that activity put him at risk for?

Question 3 options:

repetitive motion injury


posture injury


ergonomic injury


industrial injury

Answers

Answer:

repetitive motion injury

Explanation:

repetitive strain injuries are caused by doingthe same motion or activity repetitively until it starts to hurt your body

Answer: A: Repetitive motion injury

Explanation: I took the test! (hope this helps):)

the sum of all frequencies in a frequency distribution should sum toa. The frequencies are not data.
b. many summaries of data start with a frequency distribution.

Answers

The main answer to the question is: The sum of all frequencies in a frequency distribution should sum to the total sample size. So option b is correct.

A frequency distribution is a summary of the data that shows the number of times each value or range of values occurs in a data set. The total frequency should equal the total number of observations in the data set.

If the total frequency is not equal to the total number of observations, there may be errors in the data or in the construction of the frequency distribution. It is important to check the total frequency to ensure that the data is being summarized accurately.

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As a senior in high school, Ludy worked as an assistant to the children's librarian in his town library. He enjoyed shelving the books in the library because he was able to work alone and focus on his task. Although the library was normally a quiet place, sometimes the children's section became quite noisy when groups of children visited. After working in an unfulfilling desk job for 30 years, Ludy recalls how much he enjoyed working at the library and decides to go back and work as a volunteer creating new programs for disadvantaged children.

Answers

Human behavior is how people act or react and is influenced by their surroundings, including their culture and help us make.

There are various theories about how people behave,

Previous experiences that facilitate good performance are what are known as crystallized intelligence. He was helped by Lucy's prior library-related experience.Altruism is the concern for the welfare of others on one's own. The charitable nature of Lucy's life was evident in his charity work with underprivileged kids.Extraversion is one of the Big Five personality traits, and Lucy had a gregarious disposition since she organized a program for kids.Speech production and comprehension are aided by the Broca's region. Lucy's ability to plan a developmental program demonstrates her strong oratory skills. It is a function of the brain.Lucy demonstrated self-efficacy when she switched from a paid career to a volunteer program in Library.The ability to recall and combine past experiences is known as episodic memory. Lucy decided to go back to the library since she recalled how much she loved working there.Realizing one's aspirations is self-actualization. Lucy went back to her local library to indulge her passion for reading.

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Complete Question:

As a senior in high school, Ludy worked as an assistant to the children's librarian in his town library. He enjoyed shelving the books in the library because he was able to work alone and focus on his task. Although the library was normally a quiet place, sometimes the children's section became quite noisy when groups of children visited. After working in an unfulfilling desk job for 30 years, Ludy recalls how much he enjoyed working at the library and decides to go back and work as a volunteer creating new programs for disadvantaged children.

Describe how each of the following concepts relates to Ludy's return to working at the library.

-Crystallized intelligence

-Altruism

-Big Five trait of extraversion

-Broca's area

-Self-efficacy

-Episodic memory

-Self-actualization

When an artist deliberately avoids emphasis, we say that the work is
a. radially balanced.
b. afocal.
c. postmodern.
d. multi-lateral.

Answers

When an artist deliberately resists emphasizing something, we say the work is focused.

What does art's deliberate practice entail?

Deliberate Practice is just another way of expressing that you spend a lot of time by yourself honing your skills in whatever it is you are passionate about, whether it be chess, oil painting, athletics, music, or anything else.

What exactly does it entail to intentionally practice?

Deliberate practice is described as exerting oneself with the intention of enhancing one's performance rather than for enjoyment, frequently without expecting immediate return. obtained from: performance psychology.

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Who funds the National Sleep Foundation?

Answers

The National Sleep Foundation is funded by various sources, including individual donors, corporations, and foundations.

Some of the major funders of the National Sleep Foundation include the American Academy of Sleep Medicine, the American Sleep Association, the National Heart, Lung, and Blood Institute, and the National Institutes of Health. These organizations provide financial support to the National Sleep Foundation in order to further its mission of promoting sleep health and improving the quality of life for people with sleep disorders.

Additionally, the National Sleep Foundation also receives funding from companies in the sleep industry, such as mattress manufacturers and sleep aid manufacturers. Overall, the National Sleep Foundation is supported by a diverse range of funders in the USA who are committed to improving sleep health and well-being.

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The mercantilist doctrine promoted government intervention in order to achieve

Answers

Mercantilism, an economic theory and method that was popular in Europe from the 16th to the 18th century that advocated governmental control over a country's economy in order to strengthen state authority.

What was mercantilism's primary goal?

The mercantilist objective was to increase a country's export surplus—the balance of trade, which was equated with the realm's future prosperity and power—and the means were cheap production inputs, or cheap raw materials (for which colonies proved useful), and cheap, and thus underpaid, domestic labour.

What is the mercantilism doctrine?

The premise of mercantilism was that the best way to boost a nation's wealth and power was to increase exports while reducing imports. the notion that prosperity was constant.

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chris believed he did well on his exam because he was lucky. which psychological concept applies to chris’s explanation?

Answers

In a case whereby chris believed he did well on his exam because he was lucky the psychological concept that applies to chris’s explanation is D. external locus of control.

What is external locus of control?

If you have an external locus of control, you probably think that whatever occurs to you is fate, luck, or the decision of others in positions of power. When life doesn't "go your way," you could be prone to giving up because you don't believe you have the capacity to make things different.

Students who have a "external locus of control" typically think that their accomplishments or failures are caused by outside forces they have no control over, such as luck, fate, circumstance, injustice, bias, or unjust, prejudiced, or incompetent teachers.

Therefore, option D is correct.

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missing options

A. positive psychology

B. humanistic psychology

C. internal locus of control

D. external locus of control

E. self-serving bias

_________.The broad, long-term accomplishments an organization wishes to attain.

Answers

Goals.The broad, long-term accomplishments an organization wishes to attain.

How does long-term planning work?

Long-term planning entails setting goals that are more difficult to achieve and involve more steps; they often take one or two years or longer to finish.

Goals The major objectives that a company wants to accomplish over the long term. A goal is an aim or objective that someone is attempting to obtain or accomplish.

Therefore, the Goal is also the end point of a race or something that a player is trying to put an object into as part of a game.

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______ governments have plenary power, or power that is not constrained.

Answers

Answer:

State_ governments have plenary power, or power that is not constrained.

Explanation:

Hope it helps:)

what is concentric zone model

Answers

A concentric zone model is a type of model in the area of urban planning.

Ernest Burgess' developed this concentric zone modeland regardless of its purpose or setting, it is considered a good "model" for urban planning.

The phrase "abstraction of reality" seems to have a common connotation, with the intention of either better comprehending a real system or being able to forecast how it would behave in connection to the cities.

Burgess suggested that the organisation of urban land use be done in concentric rings, each ring including a different land use, arranged around the central business district (CBD). Based on study done in Chicago between the 1980s and the early 20th century, this idea was created.

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A subsistence farmer in the Amazon River basin in Brazil practices slash-and-burn farming. Where is he most likely to locate his crops? (11B)A) Near a road for easy access to marketsB) Near a city for easy access to equipmentC) Near his home for easy access to his fieldsD) Near the forest for easy access to newly cleared land

Answers

A subsistence farmer in the Amazon River basin in Brazil practices slash-and-burn farming. He is most likely to locate his crops (option D) Near the forest for easy access to newly cleared land.

Farmers that practise slash and burn farming clear a plot of land by hacking or chopping down trees and bushes. The nutrients are subsequently released into the soil when these are burned. For a few years now, crops have been cultivated in this cleared land. Brazil had an unusual number of fires in 2019, which grew worse in August. More fires than ever before were reported in that month, according to the nation's National Institute for Space Research (INPE). Compared to the number of fires the nation saw over the same time period in 2018, there was a roughly 80% increase. Amazon hosted more than half of those fires.

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The color of a road sign is an indicator about what the sign stands for. What does a Blue sign indicate?

Answers

Depending on their placement and shape, blue road signs can advise drivers of a wide range of information. Information on road services and evacuation routes is displayed on blue traffic signs.

An illustration of a traffic sign with a blue background is one that lists amenities at an impending exit. Green denotes authorised traffic movements or directional guidance; fluorescent yellow/green denotes pedestrian crossings and school zones.

Orange is used for warning and guidance in roadway work zones; coral is used for incident. A regulatory sign is indicated by a white background. Yellow conveys a general warning message. A clearway is indicated by a red cross over a blue backdrop, which signifies you are not permitted to stop at all, not even to drop off or pick up people.

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pope francis this week visited kinshasa, the capital of which country that is home to one of the world’s largest catholic populations, where it is?

Answers

Pope Francis celebrated Mass in the Democratic Republic of the Congo on Wednesday morning, and local authorities estimate that there were more than 1 million attendees. The Mass in Kinshasa, the capital of the DRC.

Where is the pope's native land?

State of the Vatican City, officially Stato della Città del Vaticano in Italian, is an enclave in Rome that serves as the seat of the Roman Catholic Church. It is an ecclesiastical state and is located on the west side of the Tiber River.

Why is it known as the Holy See?

The Holy See is the Roman Catholic Church's executive branch, and the pope serves as its head. The term "see" refers to the episcopal chair occupied by a bishop and the territory under his jurisdiction. It is derived from the Latin word sedes, which means "seat."

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how can speakers ensure they are being audience-centered?

Answers

In order for your speech to be understood by your audience, it must be delivered in public. Make sure the details.

How can speakers make sure their focus is on the audience?

Going at the location early is another way the speaker can guarantee that the speech is audience-centered. Inquire of audience members about themselves and their reasons for attending the speech as they look around and engage them in conversation.

What is communicating with the audience in mind?

In conclusion, an audience-centered speaker makes an effort to establish a strong connection with them by providing them with a memorable experience. This requires adept listening before, during, and after your speech. Ask the person hiring you to speak questions when you are hired to deliver a speech.

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which theorist contended that as a society gets bigger and becomes more complex, the society becomes more integrated?
A. Emile Durkheim
B. Max Weber
C. Karl Marx
D. W.E.B Du Bois

Answers

A. Emine Durkheim

Durkheim believed that social order and stability were essential for the well-being of society and that these could be achieved through the development of a shared set of values and norms.

The term "social order" refers to the relationships and behaviour patterns that are developed within a society to ensure stability and peaceful coexistence. It is the framework that enables people to connect with institutions and other people in a predictable and structured manner based on common standards and values. Laws, norms, traditions, and social institutions like the government, the church, the school system, and the family are just a few of the ways that social order is established and upheld in society. It is an essential part of any civilization that is capable of functioning since it reduces conflict and fosters cooperation and societal well-being. Without social order, society would be unpredictable, violent, and chaotic, making it difficult for people to follow their dreams and realise their potential.

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According to the eText, which mode of transport is a great option for large and bulky shipments that must move internationally at a low cost?a.Rail/Trainb.Road/Truckc.Ocean/Shipd.Air/Airplanee.Pipeline

Answers

The greatest option for huge, bulky shipments that need to travel worldwide at a reasonable price is by ocean/ship.

Due to fuel and labor expenses are substantially lower than those of air or rail shipment, international shipping by ocean freighter is typically the most affordable option. Due to its ability to transport far heavier and larger cargo than air or rail transportation, sea shipping is also the ideal option for huge and bulky shipments. Due to the fact that travel durations might be substantially longer than those for air or train, it's also a fantastic option for international items that don't require rapid delivery. These elements combine to make ocean/ship a fantastic option for international shipments that need to have high capacity and low cost.

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tells about of mice and men

Answers

Of Mice and Men is an exemplary novella by John Steinbeck. The story follows two transient laborers, George and Lennie, as they travel through California looking for work during the Economic crisis of the early 20s.

George is a little, clever man while Lennie is a huge, resilient man with a psychological inability. The two structure a far-fetched companionship and dream of one day claiming their very own little homestead. En route, they experience different individuals who are attempting to get by in a troublesome, frequently threatening, climate.

The story inspects subjects of forlornness, friendship, and the Pursuit of happiness. At last, the story closes in misfortune, with George compelled to pursue a hard decision to safeguard his companion from additional damage.

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who is the youngest person to sail solo around the world

Answers

Between 14 June 1968 and 22 April 1969, SIR ROBIN WAS THE FIRST PERSON TO SAIL SINGLE HANDED AND NON-STOP AROUND THE WORLD. It's been more than 50 years since Sir Robin Knox-Johnston.

How do lone sailors get any sleep?

At sea, though, things get slightly more challenging. The majority of sailors, whether single-handed or not, don't get much sleep. As an alternative, they divide a full (or partial) night's sleep into two or more blocks that are separated by working and eating.

Is it tough to learn to sail?

You could think sailing is difficult if you read how-to books and boating magazines, but this is untrue. An experienced instructor can teach you the fundamentals of sailing in just one afternoon. most novices launch themselves.

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learning occurs when a connection or an association is made between two events. is called?

Answers

Associative learning is the process of learning how two different stimuli are related to one another. The stimuli can be anything from real things and occurrences to more abstract ideas like time, place, context, or categories.

What kind of education entails mastering two associations?

Associative learning is a type of learning that occurs when our brains form connections between two unrelated things (such as objects, thoughts, sounds, ideas, and/or actions) as a result of training. When a connection is established between a specific behaviour and its result, it is said to have undergone operant conditioning.

The foundation of this relationship is the employment of positive and/or negative reinforcement to promote or discourage conduct. B.F. Pavlov, a behavioural scientist, originally identified and analysed operant conditioning. He had also discovered a fundamental association learning process he named classical conditioning. The term "classical conditioning" describes learning that takes place when an unconditioned stimulus (such as a tone) is linked to a stimulus (such as food) that inherently results in a behaviour.

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Why does revise mean?

Answers

Answer:

re-examine and make alterations to written or printed matter

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