Prepare an amortization schedule for a five-year loan of $67,000. The interest rate is 9 percent per year, and the loan calls for equal annual payments.

Answers

Answer 1

Answer:

Amortization schedule for a five-year loan

Year 1

Principle $11,195.19

Interest   $6,030.00

Balance  $55,804.81

Year 2

Principle $12,202.76

Interest   $5,022.43

Balance  $43,602.04

Year 3

Principle $13,301.01

Interest   $3,924.18

Balance  $30,301.03

Year 4

Principle $14,498.10

Interest   $2,727.09

Balance  $15,802.93

Year 5

Principle $15,802.93

Interest   $1,422.26

Balance  $0.00

Explanation:

First Calculate the equal annual payments, Pmt of the loan as follows :

Pv =  $67,000

n = 5

r = 9.00 %

p/yr = 1

Fv = $ 0

Pmt = ?

Using a financial calculator, the  equal annual payments, Pmt is - $17,255.19

Then Construct the amortization schedule :

This can be obtained from a financial calculator as SHIFT AMORT


Related Questions

Nick and Katelyn paid $1,600 and $2,100 in qualifying expenses for their two daughters, Nicole and Naomi, respectively, to attend the University of Nevada. Nicole is a sophomore and Naomi is a freshman. Nick and Katelyn's AGI is $202,000. What is their allowable American opportunity tax credit?

Answers

Answer: $0

Explanation:

From the question, we are informed that Nick and Katelyn paid $1,600 and $2,100 in qualifying expenses for their two daughters, Nicole and Naomi, respectively, to attend the University of Nevada and that Nicole is a sophomore and Naomi is a freshman.

We are further told that Nick and Katelyn's AGI is $202,000. Based on the above scenario, their allowable American opportunity tax credit will be $0. This is because when AGI is more than $180,000 for such taxpayers, the credit is being phased out.

In each of the following cases, calculate the accounting break even and the cash break even points. Ignore any tax effects in calculating the cash break-even.
Unit Variable
Case Unit Price Cost Fixed Costs Depreciation
1 $2,800 $2,295 $7,000,000 $1,250,000
2 51 43 65,000 160,000
3 12 4 1,800 700

Answers

Answer:

Case 1 Accounting break-even point = 13,861 units

Case 1 Cash break-even point = 11,286 units

Case 2 Accounting break-even point = 20,000 units

Case 2 Cash break-even point = 11,875 units

Case 3 Accounting break-even point = 225 units

Case 3 Cash break-even point = 138 units

Explanation:

Break even point refers to the point or sales unit where total cost is equal to total revenue. That is, both total revenue and total cost at the point are even and there neither profit nor loss.

Break even point can be computed for accounting break even and the cash break even points. The difference between the two is that accounting break even point include depreciation in the fixed cost while the cash break even point deduct non cash expenses from the fixed cost. The formula for the are as follows:

Accounting break even point = Fixed cost / (Unit price - Unit cost)

Cash break even point = (Fixed cost - Depreciation) / (Unit price - Unit cost)

Using the two formula for this question, we have:

Case 1 Accounting break even point = $7,000,000 / ($2,800 - $2,295) = $7,000,000 / $505 = 13,861 units

Case 1 Cash break even point = ($7,000,000 - $1,250,000) / ($2,800 - $2,295) = $5,750,000 / $505 = 11,286 units

Case 2 Accounting break even point = $160,000 / (51 - 43) = $160,000 / $8 = 20,000 units

Case 2 Cash break even point = ($160,000 - $65,000) / (51 - 43) = $95,000 / $8  = 11,875 units

Case 3 Accounting break even point = $1,800 / (12 - 4) = $1,800 / $8 = 225 units

Case 3 Cash break even point = ($1,800 - $700) / (12 - 4) = $1,100 / $8 = 138 units

​David, Chris and John formed a partnership on July​ 31, 2019. They decided to share profits​ equally, but inserted a clause in the partnership agreement where any losses would be allocated in the ratio of ​:​:​, respectively. For the year ended December​ 31, 2019, the firm earned a net income of . ​However, for the year ended December​ 31, 2020, the firm incurred a loss of . Assuming that John had an initial capital contribution of and made no​ withdrawals, what is the balance of​ John's Capital account as of December​ 31, 2020?​ (Assume that none of the partners made any further contributions to their capital accounts. Do not round any percentage calculations. Round all monetary calculations to the nearest​ dollar.)

Answers

Answer:

$37,833

Explanation:

Calculation for the balance of John's Capital account as of December 31, 2020.

Using this formula

Balance as of December 31, 2020= Initial contribution + Profit for December 31, 2019 - Loss for December 31, 2020

Let plug in the formula

Balance as of December 31, 2020= $39,000 + ( $46,000/3) - ( $55,000/10×3)

Balance as of December 31, 2020= $39,000 + $15,333 - $16,500

Balance as of December 31, 2020= $37,833

Therefore the balance of John's Capital account as of December 31, 2020 will be $37,833

On June 1, Noonan Inc. issues 4,000 shares of no-par common stock at a cash price of S6 per share. Journalize the issuance of the shares assuming the stock has a stated value of $1 per share. BE11-4 Lei Inc.'s $10 par value common stock is actively traded at a market price of $15 r share. Lei issues 5,000 shares to purchase land advertised for sale at $85,000. Journal- ize the issuance of the stock in acquiring the land.

Answers

Answer: Please see explanation column for answers.

Explanation:

a)Journal to record  issuance of the shares at a stated value of $1

Date             Account  and explanation            Debit          Credit

june 6       Cash                                               $24,000

          Common stock  at $1 stated value                            $4000

Paid in capital in excess of stated value                               $20,000

Calculation:

Cash = issued shares x price per share

4000 x $6 = $24,000

paid in capital  in excess pf par stated value =  $6- $1 x 4000 = $20,000

b)Journal to record  issuance of the stock in acquiring the land.

Date             Account  and explanation            Debit          Credit

             Land                                                   $85,000

          Common stock  at $10 (5000 x 10)                            $50,000

Paid in capital in excess of par value                                  $35,000

Calculation:

cash to purchase land = issued shares x price per share

85,000= 5000 x $

$ = 85,000 /5000 = $17

Paid in capital in excess of par value $17-10 x 5000 = $35,000

Based on the information given the appropriate journal entry to record  Noonan Inc. and Lei transactions are:

a. Noonan Inc Journal entry

Debit Cash $24,000

(4000 x $6)

Credit Common stock $4,000

(4,000×$1)

Credit Paid in capital in excess of stated value - common stock $20,000

[($6-$1)×4,000]

(To record issuance of shares)

b.  Lei Journal entry

Debit Land $75,000

($15×5,000)

Credit Common stock $50,000

($10×5,000)

Credit paid in capital in excess of par-common stock $25,000

[($15-$10)×5,000]

(To record issuance of stock)

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the hosiery departments net dsales are 30,000 and the total store net sales are 1,200,000. what is the hosiery departments % of total sales

Answers

Answer:

2.5%

Explanation:

(30,000 / 1,200,000) X 100 = 2.5%

Sparks Corporation has a cash balance of $9,300 on April 1. The company must maintain a minimum cash balance of $7,500. During April, expected cash receipts are $51,000. Cash disbursements during the month are expected to total $56,500. Ignoring interest payments, during April the company will need to borrow:________
a) $3,800
b) $5,500
c) $3,700
d) $7,500

Answers

Answer:

c) $3,700

Explanation:

Excess balance after minimum cash balance = $9,300 - $7,500 = $1,800

Excess cash disbursement=$56,500 - $51,000 = $5,500

In April the company will need to borrow =$5,500- $1,800 = $3,700

The A/P clerk of a company writes the checks for vendors, and the controller signs the checks. The A/P clerk has devised a plan to give herself a raise. She creates a new vendor for her friend's business and creates two purchase orders for random car detailing services for $75 and $70. She writes the checks to pay these new vendors knowing the controller will only pay close attention to checks over $100. She delivers the checks to her friend to deposit in his bank account, and then he writes her a personal check for the full amount of $145.

Answers

Answer:

The effect of the accounts payable (A/P) clerk will eventually be a fraud.

Explanation:

Note: This question is not complete. A complete question is therefore provided before answering the question as follows:

The A/P clerk of a company writes the checks for vendors, and the controller signs the checks. The A/P clerk has devised a plan to give herself a raise. She creates a new vendor for her friend's business and creates two purchase orders for random car detailing services for $75 and $70. She writes the checks to pay these new vendors knowing the controller will only pay close attention to checks over $100. She delivers the checks to her friend to deposit in his bank account, and then he writes her a personal check for the full amount of $145.

Eventually, what will be the effect of her actions?

The explanation to the answer is now given as follows:

Fraud can be described as an intentional wrongful or criminal deception that is designed in such a that it will give the perpetrator financial or personal gain that is not lawful.

In order to identify and prevent fraud, each company usually put in place what is known as fraud detection. Fraud detection refers to different activities that designed for the purpose of safeguarding the money, property and other valuables from being stolen or unlawfully taken through false pretenses.

When there is no frau detection in a company, it will be asy to carry out the kind of actions of the the A/P clerk in the question and it will always result in a fraud.

Therefore, the effect of the accounts payable (A/P) clerk will eventually be a fraud.

We are evaluating a project that costs $560,400, has a six-year life, and has no salvage value. Assume that depreciation is straight-line to zero over the life of the project. Sales are projected at 80,000 units per year. Price per unit is $38, variable cost per unit is $24, and fixed costs are $680,000 per year. The tax rate is 22 percent, and we require a return of 10 percent on this project. a-1. Calculate the accounting break-even point. (Do not round intermediate calculations and round your answer to the nearest whole number, e.g., 32.) a-2. What is the degree of operating leverage at the accounting break-even point

Answers

Answer:

a -1.  48,572 units

a -2  2.56

Explanation:

Break even point is the level of activity where a firm neither makes a profit or loss.

Break Even point (units) = Fixed Costs ÷ Contribution per unit

Where,

Contribution per unit = Sales per unit - Variable Cost per unit

                                   = $38 - $24

                                   = $14

Therefore,

Break Even point (units) = $680,000 ÷ $14

                                        = 48,572 units

Degree of operating leverage = Contribution ÷ Earnings Before Interest and Tax

                                                  = 80,000 units × $14 ÷ (80,000 units × $14 - $680,000)

                                                  = $1,120,000 ÷ $440,000

                                                  = 2.56

Aidan was just hired to work for a federal agency in the procurement department. Aidan shops for the best buys possible and finds a great deal. Aidan returns to the office and informs the supervisor about this discovery. Aidan’s boss tells him to be sure that the Buy American Act is satisfied. What does Aidan find when researching this law?

Answers

Answer:

he found out that unless the price is a certain percentage that is higher than the price of the equivalent foreign product, federal agencies must buy products with at least 50% of the components made in the U.S.A.

Explanation:

Lakewood Jet Skis has budgeted sales for June and July at and ​, respectively. Sales are ​% ​credit, of which ​% is collected in the month of the sale and ​% is collected in the following month. What is the accounts receivable balance on July​ 31?

Answers

Question

Lakewood Jet Skis has budgeted sales for June and July at $420,000 and $480,000, respectively. Sales are 75% credit, of which 40% is collected in the month of sale and 60% is collected in the following month. What is the accounts receivable balance on July 31?

Answer:

Total cash received in July= $453,000

Explanation:

Cash sales : 25% ×   July sales = 25% × 480,000= 120,000

40% month of sales

40%× 75%× July sales

40%× 75%× 480,000= 144,000

60% following month:

= 60%× 75%× June sales

= 60%× 75%× 420,000 = 189000

Total cash received in July =120,000  + 144,000  +  189,000  =453,000

Total cash received in July= $453,000

Note hat 75% of the total sales is on credit , therefore the balance (25%) would be  represent credit sales

How many dollars must you invest now at an APR of 4.6% with monthly compounding to have $8000 in six years? Round your answer to the nearest dollar.

Answers

Answer:

$6,073.853

Explanation:

For computing the amount invested now we need to determine the present value by applying the present value formula i.e. to be shown in the attachment

Provided that

Future value = $8,000

Rate of interest = 4.6% ÷ 12 months  = 0.3833%

NPER = 6 years × 12 months = 72 months

PMT = $0

The formula is shown below:

= -PV(Rate;NPER;PMT;FV;type)

So, after applying the above formula, the present value is $6,073.853

Bob has been investing $4,500 in stock at the end of every year for the past 11 years. If the account is currently worth $84,300, what was his annual return on this investment

Answers

Answer:

Annual return  = 30.52%

Explanation:

The annual return is the average rate of return earning over the investment period assuming  interest rate is compounded annually.

This can be worked using the formula below:

Annual rate of return=(C/I)^1/n - 1  × 100

C= Current value

I-Initial cost

n- Number of years

Current Value = 84,300

Initial  amount invested= 4,500

n-11

Annual return = (84,300/4,500)^(1/11) - 1  × 100

                       = 0.3052 × 100  = 30.52%

Annual return  = 30.52%

An important basic characteristic of common stocks that makes them a suitable type of investment for the separate account of variable annuities is

Answers

Complete Question:

An important basic characteristic of common stocks that makes them a suitable type of investment for the separate account of variable annuities is:

Group of answer choices

A) the safety of the principal invested.

B) changes in common stock prices tend to be more closely related to changes in the cost of living than changes in bond prices.

C) the yield is always higher than mortgage yields.

D) the yield is always higher than bond yields.

Answer:

B) changes in common stock prices tend to be more closely related to changes in the cost of living than changes in bond prices.

Explanation:

An important basic characteristic of common stocks that makes them a suitable type of investment for the separate account of variable annuities is changes in common stock prices tend to be more closely related to changes in the cost of living than changes in bond prices.

Generally, common stocks are considered by financial experts or broker-dealers to be a suitable type of investment of variable annuities because the prices of common stocks in the market are not fixed and as such they are affected by economical changes such as inflation or recession.

Refer to the accompanying national income statistics (in billions of dollars). Personal income is Multiple Choice $317 billion. $376 billion. $372 billion. $483 billion.

Answers

Unclear question. I provided some information on national income statistics.

Explanation:

The national income statistics is an economic indicator that tells us the value of goods and services (as in this case in billion of dollars) produced by a country's economy.

Information about the national income statistics of a country is usually published by the World Bank; an internal financial institution.

Refer to Exhibit 9.3, which shows the cost and revenue curves for a non-discriminating monopolist. The total cost incurred by the monopolist for producing the profit-maximizing output is _____ Group of answer choices $16,500. $24,200. $16,200. $19,800. $30,800.

Answers

Answer: $19,800

Explanation:

The Monopolist will produce at a quantity where Marginal Revenue equals Marginal cost.

From the exhibit, that quantity is shown to be 1,100.

At that quantity, the average total cost incurred is $18.

Total Cost

= Average total cost * quantity

= 18 * 1,100

= $19,800

Slumber is considering eliminating the pillows product line. If this line is​ eliminated, Slumber will be able to eliminate of total fixed costs. How would this business decision impact operating​ income?

Answers

Complete Question:

The income statement for Slumber Company is divided by its two product​ lines, blankets and​ pillows, as​ follows:

Narrative                         Blanket               Pillow             Total

Revenue                        $620,000         $300,000     $920,000

Variable cost                ($455,000)        ($241,000)    ($696,000)

Contribution                   $165,000          $59,000       $224,000

Fixed cost                       ($74,000)         ($74,000)      ($148,000)

Operating Income           $91,000           ($15,000)       $76,000

Slumber is considering eliminating the pillows product line. If this line is​ eliminated, Slumber will be able to eliminate​ $74,000 of total fixed costs. How would this business decision impact operating​ income?

A. increase of​ $15,000 in operating income

B. increase of​ $133,000 in operating income

C. increase of​ $74,000 in operating income

D. decrease of​ $59,000 in operating income

Answer:

A. increase of​ $15,000 in operating income

Explanation:

We can see that if the we continue both product line then the profit is $76k which is lower than the profit of $91k generated from continuing Blankets product line only. If we abandon the pillow production then the loss that pillow manufacturing is producing will be totally eliminated which is $15k. The reason is that fixed cost is specific fixed cost which means it can be eliminated if the company abandons the production of pillow product line. Hence the operating income will increase by $15,000 ($91k - $76k). Option A is correct here.

Beech Soda, Inc. uses a perpetual inventory system. The company's beginning inventory of a particular product and its purchases during the month of January were as follows:

Quantity Unit Cost Total Cost
Beginning inventory (Jan. 1) 17 8 136
Purchase (Jan. 11) 9 14 126
Purchase (Jan. 20) 20 16 320
Total 46 582

On January 14, Beech Soda, Inc. sold 22 units of this product. The other 24 units remained in inventory at January 31. Assuming that Beech Soda uses the LIFO cost flow assumption, the cost of goods sold to be recorded at January 14 is:__________

Answers

Answer:

the cost of goods sold to be recorded at January 14 is: $230 .

Explanation:

LIFO (Last in First out) method, assumes that the last goods purchased are the first ones to be issued to the final customer.

This means that valuation of inventory will begin using the value of the earliest goods purchased.

The Cost of goods sold is calculated as follows :

Cost of goods sold : 9 units × $14 = $126

                                  13 units × $8 = $104

                                  Total              = $230

Answer:

$230

Explanation:

                                             Quantity          Unit Cost           Total Cost

Beginning inventory (Jan. 1)      17                   $8                    $136        

Purchase (Jan. 11)                       9                   $14                    $126

Purchase (Jan. 20)                    20                  $16                   $320

Total                                           46                                           $582

sales:

January 14, 22 units sold

cost of goods sold under LIFO = (9 x $14) + (13 x $8) = $126 + $104 = $230

cost of goods sold under FIFO = (5 x $14) + (17 x $8) = $70 + $136 = $206

cost of goods sold under average cost = ($262 / 26) x 22 = $221.69

You want to buy a new sports car 3 years from now and you want to save $4,200 per year, beginning one year from today. You will deposit your savings in an account that pays 5% annual compounding interest rate. How much will you have at the end of three years

Answers

Answer:

FV= $12,810

Explanation:

Giving the following information:

Annual deposit= $4,200

n= 3

i= 5% annual compounding

To calculate the future value, we need to use the following formula:

FV= {A*[(1+i)^n-1]}/i

A= annual deposit

FV= {4,200*[(1.05^2) - 1]}/0.05

FV= 8,610 + 4,200

FV= $12,810

Shoppers on Amazon have differing needs that must be satisfied during the exchange, which often include the need for information, convenience, variety, and/or pre- or postsale services. These needs are collectively referred to as

Answers

Answer: buyer requirements

Explanation: Differing needs such as the need for information, convenience, variety, and/or pre- or postsale services that  must be satisfied during an exchange are collectively known as buyer requirements which aid both buyers and sellers in the ordering process as they allow the seller to ask for any information needed to complete an order while allowing the buyer to communicate his/her needs to ensure that every order specification is met.

Speaker City designs and manufactures highend home theater speakers. Speaker City uses a standard variable overhead rate of hours per unit at a cost of per hour. Data for the month of June shows that Speaker City produced units and recorded actual variable overhead costs of . What is the total variable overhead variance for the month of​ June?

Answers

Answer: $18,100 unfavorable

Explanation: It should be noted that the total variable overhead variance for the month of​ June is $18,100. Nonetheless, to our surprise it appears unfavourable despite the fact that Speaker City uses a standard variable overhead rate of hours per unit at a cost of per hour.

In the maturity stage, competitors compete on price and product features. They also attempt to differentiate their product to satisfy different segments of the market. An example of a product in the maturity stage is

Answers

Answer: Coca-cola

Explanation:

Coca-cola as a soft drink has dominated the world since the 20th century but faces competition against drinks from other companies such as Pepsi and RC Cola.

In other to keep up their competitive edge and sell to more customers, the embark on extensive marketing campaigns that are catchy and memorable.

Coca-cola has also been differentiated over the years by introducing various flavors that are meant to appeal to different segments in the market such as  Diet Coke, Coca-Cola Zero Sugar, Coca-Cola Cherry and Coca-Cola Vanilla.

g For Sunland Company, sales is $2600000, fixed expenses are $780000, and the contribution margin ratio is 36%. What are the total variable expenses?

Answers

Answer:

Total variable expenses = $1,664,000

Explanation:

The computation of the variable expenses is shown below:

As we know that

Contribution margin ratio = Contribution margin ÷ Sales

0.36 = Contribution margin ÷ $2,600,000

So, the contribution margin is

= $2,600,000 × 0.36

= $936,000

Now the contribution margin is

Contribution margin = Sales - variable cost

$936,000 = $2,600,000 - variable cost

So, the variable expense is

= $2,600,000 - $936,000

= $1,664,000

Yasmin Co. can further process Product B to produce Product C. Product B is currently selling for $33 per pound and costs $28 per pound to produce. Product C would sell for $58 per pound and would require an additional cost of $25 per pound to produce. What is the differential cost of producing Product C?

Answers

Answer:

Differential cost of producing Product C = $0

Explanation:

A company should process further a product if the additional revenue from the split-off point is greater than than the further processing cost.  

Also note that all cost incurred up to the split-off point (the cost of crushing) are irrelevant to the decision to process further .  

                                                                                                   $

Sales revenue after the split off point (Product C)                    58

Sales revenue at the split-off point  (Product B                         33

Additional sales revenue per unit                                              25

Further processing cost                                                              (25)

Differential cost of Product C                                                        0

Differential cost of producing Product C = $0

Note that the cost incurred up until the split off point was not included because it is Irrelevant to the decision to process further. It has already been incurred , hence it is a sunk cost

The statement, "I will read a book when I get bored so as to improve my mind," is a __________.

a. Maximuniversal law
b. Formulation
c. Categorical imperative

Answers

Answer:

a. Maximuniversal law

Explanation:

Maxim and universal law is propounded by Immanuel Kant. To him, Maxim is your reason for acting. The formula of universal law therefore says that you should only act for those reasons which have the following characteristic: you can act for that reason while at the same time willing that it be a universal law that everyone adopt that reason for acting.

Think back to the elements that result in the creation of SMART goals (Specific, Measurable, Achievable, Realistic, and Time-bound) and rewrite the goals below, making them smarter.
Origional Goal Statement
Revised Goal Statement
Our team will finish the product roll-out on schedule.____________
We intend to save the company $20,000 next month. ___________
Our new initiative will increase customer satisfaction.____________
Our team will hit its numbers.____________-

Answers

Answer:

SMART Goals

Rewriting Goal Statements:

Original Goal Statement:

Our team will finish the product roll-out on schedule.____________

Revised Goal Statement:

To finish the product roll-out on schedule, our team will finalize all activities on August 31, 2020.

Original Goal Statement:

We intend to save the company $20,000 next month. ___________

Revised Goal Statement:

To save the company $20,000 next month, we intend to reduce overall expenses.

Original Goal Statement:

Our new initiative will increase customer satisfaction._

Revised Goal Statement:

To increase customer satisfaction today, our new initiative must be customer-focused.

Original Goal Statement:

Our team will hit its numbers.____________

Revised Goal Statement:

To hit its numbers this month, our team must redouble its marketing efforts.

Explanation:

A SMART goal statement starts with an action word with an impact that is time-bound.  SMART means: Specific, Measurable, Achievable, Realistic, and Time-bound.  SMART goal statements can be used to improve desired outcomes when they are followed through.  A SMART goal statement is fundamental to success.  It is the basis for a team or an individual to plan their work and evaluate its success.

The given original goal statements can be revised as per the SMART goal guidelines would be as follows:

1). In order to complete the product roll-out on schedule, the team will ensure that all the orders are concluded by 20th January.

2). To save the cost of $20,000 next month, our aim will be to reduce miscellaneous expenses.

3). To implement our new initiative of consumer satisfaction, we will focus on consumer-oriented strategies.

4). To hit the numbers this month, the team should be more focused on the timely delivery of the goods.

SMART goals are characterized as the goals that lay emphasis on the action to be carried forward along with a specification of the time. Such goals are very crucial to ensure that the intended target is achieved effectively and efficiently. The word "SMART" itself implies the goals that are certain, evaluable, realistic, and with a time limit. These goals promote adequate planning and achievement of success.

Learn more about "Goal" here:

brainly.com/question/12932356

If firms in a competitive market are making zero economic profits, the long-run market supply curve:______.

Answers

Answer:

the long-run market supply curve and the short-run market supply curve and the demand curve all intersect at the same point.

Explanation:

here are the options to this question

the long-run market supply curve and the short-run market supply curve and the demand curve all intersect at the same point.

is above the point where the short-run market supply curve and the demand curve intersect.

shifts upward. is below the point where the short-run market supply curve and the demand curve intersect.

shifts downward.

A perfect competition is characterized by many buyers and sellers of homogenous goods and services. Market prices are set by the forces of demand and supply. There are no barriers to entry or exit of firms into the industry.  

In the long run, firms earn zero economic profit.  If in the short run firms are earning economic profit, in the long run firms would enter into the industry. This would drive economic profit to zero.  

Also, if in the short run, firms are earning economic loss, in the long run, firms would exit the industry until economic profit falls to zero.  

When the market earns zero economic profits, the long-run market supply curve and the short-run market supply curve and the demand curve all intersect at the same point.

Why did Lauren's mother suggest she change her
password?
o It could be easily guessed.
O It contained personal information.
O It contained only one number.
It contained too many letters.

Answers

Answer:

o It could be easily guessed.

Explanation:

Staying safe while surfing the web or making accounts in the virtual world is an act that needs careful consideration and planning. There have been many instances of cyber thefts that steal people's details and even personal information and used for other dangerous acts.

Lauren's act of making "Computer1" as her password makes it so easy to predict or guess. Passwords are meant to secure one's details from such cyber attacks. And so, if Lauren used a simple and easy "lock" to secure her account, then there is a high chance that her account will be hacked and information stolen. So, Lauren's mother's suggestion of changing her password for all of her online accounts is because she feared that her current password is too easy to be guessed.

Answer:

it could be easily guessed

Explanation:

i took the assignment and got it right

Moorcroft Company’s budgeted sales and direct materials purchases are as follows:
Budgeted Sales Budgeted D.M. Purchases
April $299,000 $44,000
May 337,000 55,000
June 384,000 55,000
Moorcroft’s sales are 40% cash and 60% credit. Credit sales are collected 20% in the month of sale, 50% in the month following sale, and 26% in the second month following sale; 4% are uncollectible. Moorcroft’s purchases are 50% cash and 50% on account. Purchases on account are paid 40% in the month following the purchase and 60% in the second month following the purchase.
Prepare a schedule of expected collections from customers for June.
Moorcroft Company
Schedule of Expected Collections from Customers
Sales April May June
April $ $ $ $
May
June
Total Collections $ $ $
Prepare a schedule of expected payments for direct materials for June.
Moorcroft Company
Schedule of Expected Payment for Direct Materials
Purchases April May June
April $ $ $ $
May
June
Total Collections $ $ $
Moorcroft’s assistant controller suggested that Moorcroft hire a part time collector to encourage customers to pay more promptly and to reduce the amount of uncollectible accounts. Sales are still 40% cash and 60% credit but the assistant controller predicted that this would cause credit sales to be collected 30% in the month of the sale, 50% in the month following sale, and 18% in the second month following sale; 2% are uncollectible.
Prepare a schedule of expected collections from customers for June. How did these changes impact cash collections?
Moorcroft Company
Schedule of Expected Collections from Customers
Sales April May June
April $ $ $ $
May
June
Total Collections $ $ $
Would it be worth paying the collector $1,000 per month?
It would bewould not be worth paying the collector $1,000 per month to improve the cash collections of the company.
The assistant controller also suggested that the company switch their purchases to 40% cash and 60% on account to help stretch out their cash payments. There is no additional interest charge to do this and Moorcroft is still paying their bills on time. There is no change to the company’s payment pattern.
Prepare a schedule of expected payments for direct materials for June.
Moorcroft Company
Schedule of Expected Payment for Direct Materials
Purchases April May June
April $ $ $ $
May
June
Total Collections $ $ $
How did these changes impact the cash payments for June?
Cash payments increaseddecreased by $ .

Answers

Answer:

1) Month        Sales

April           $299,000

May            $337,000

June           $387,000

Schedule of expected collections

For the month of June, 202x

Cash sales during June = $387,000 x 40% = $154,800

Collection from June's credit sales = $232,200 x 20% = $46,440

Collection from May's credit sales = $202,200 x 50% = $101,100

Collection from April's credit sales = $179,400 x 26% = $46,644

Total cash collections during June = $348,984

Month        DM purchases

April           $44,000

May            $55,000

June           $55,000

Schedule of expected cash payments for direct materials purchases

For the month of June, 202x

Cash purchases during June = $55,000 x 50% = $27,500

Cash payments for May's purchases = $27,500 x 40% = $11,000

Cash payments for April's purchases = $22,000 x 60% = $13,200

Total cash payments during June = $51,700

2) Month        Sales

April           $299,000

May            $337,000

June           $387,000

Schedule of expected collections

For the month of June, 202x

Cash sales during June = $387,000 x 40% = $154,800

Collection from June's credit sales = $232,200 x 30% = $69,660

Collection from May's credit sales = $202,200 x 50% = $101,100

Collection from April's credit sales = $179,400 x 18% = $32,292

Total cash collections during June = $357,852

It would be worth to pay the collector since the 2% reduction in uncollectible accounts is worth much more than the $1,000 that he/she earns.

3) Month        DM purchases

April           $44,000

May            $55,000

June           $55,000

Schedule of expected cash payments for direct materials purchases

For the month of June, 202x

Cash purchases during June = $55,000 x 40% = $22,000

Cash payments for May's purchases = $33,000 x 40% = $13,200

Cash payments for April's purchases = $26,400 x 60% = $15,840

Total cash payments during June = $51,040

Cash payments will decrease a little in June.

Shelby Boat Wash's cost formula for its cleaning equipment and supplies is $2,940 per month plus $35 per boat. For the month of September, the company planned for activity of 73 boats, but the actual level of activity was 29 boats. The actual cleaning equipment and supplies for the month was $4,010. The activity variance for cleaning equipment and supplies in September would be closest to:

Answers

Answer:

$1,540

Explanation:

Calculation for the activity variance for cleaning equipment and supplies in September

First step is to calculate for theFlexible budget

Using this formula

Flexible budget =[Cleaning equipment and supplies +(Amount per boat ×Actual level of activity)

Let plug in the formula

Flexible budget =[$2,940 + ($35 × 29)]

Flexible budget =$2,940+$1,105

Flexible budget =$3,955

Second step is to calculate for the Planning budget using this is formula

Planning budget =[Cleaning equipment and supplies +(Amount per boat ×Planned activity ]

Let plug in the formula

Planning budget= [$2,940 + ($35 × 73)]

Planning budget=$2,940+$2,555

Planning budget=$5,495

Now let calculate for the activity variance

Using this formula

Activity variance=Flexible budget-Planning budget

Let plug in the formula

Activity variance=$3,955-$5,495

Activity variance=$1,540 Favorable

Therefore the Activity variance for cleaning equipment and supplies in September is closest to:$1,540 Favourable reason been that the flexible budget is lesser than the planning budget

A safety capacity is a reserve created for unanticipated events. When is a safety capacity used?
A. During the holidays
B. During preventive maintenance and the holidays.
C. Whenever demand surges, there are material shortages, and equipment failure
D. None of the above.

Answers

Answer:

C. Whenever demand surges, there are material shortages, and equipment failure

Explanation:

The safety capacity is developed for the events that are not predicted. It can be used for various things like - shortage of materials, break down of machinery and equipment, the power supply is not available at the current time.

Therefore in the given case,  option C is chosen as it fits the current situation

Hence, the other options are to be ignored

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