PLEASE HELP!!! Compare U.S. government savings bonds to mutual funds and collectibles in terms of risk and potential return. Explain why these investments are categorized as they are.

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Answer 1

Answer:

.......

Explanation:

...................


Related Questions

Whitch economic indicators most strongly suggest that an economy is experiencing the contraction phase of a business cycle. Answer choises shown on image.

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Answer: D. Unemployment rates are rising while GDP is falling.

Explanation:

A rising Gross Domestic Product (GDP) and a low unemployment rate are signs that an economy is doing well because it shows that the economy is growing and people have jobs that can give them access to income to spend in the economy.

If Unemployment starts rising therefore and GDP is falling, the economy is not growing but is rather contracting. People increasingly do not have access to income to spend on goods and services and companies are not hiring people because they are unable to sell as much goods and services.

Answer: D

Explanation: 11.4.2 test

target debt-equity ratio of .40. Its cost of equity is 11.8 percent and its cost of debt is 6.5 percent. If the tax rate is 21 percent, what is the company’s WACC?

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Answer:

9.90%

Explanation:

Debt-equity=debt/equity=0.40( debt=0.40 while equity is  1 since 0.40/1=0.40)

weight of debt=0.40/(0.40+1)=28.57%

weight of equity=1/(0.40+1)=71.43%

cost of equity=11.80%

cost of debt=6.50%

tax rate=21%

WACC=(weight of equity*cost of equity)+(weight of debt*cost of debt)*(1-tax rate)

WACC=(71.43% *11.80%)+(28.57%*6.50%)*(1-21%)

WACC=9.90%

Country Club Center sells season memberships for $100 each. Prior to May 1, 2017, 60 season memberships were sold. The season runs for 4 months starting May 1, 2017. What is the amount of revenue that should be reported on the income statement for the month ended May 31, 2017

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Answer:

$1,500

Explanation:

Since the season lasts 4 months, the membership fees must be recognized over the whole 4 month period, that means that the club must recognize $100 / 4 = $25 per month per membership sold.

The company sold 60 season memberships, so it must recognize 60 x $25 = $1,500 in revenues.

Why do electricians usually learn through an apprenticeship?


It is necessary for job placement.

It is a regular part of getting an associate’s degree.

It allows them to obtain a license.

It is the only way to join the union.

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Answer:

A. It is necessary for job placement.

Given a 75% experience curve, if unit cost is $32 with cumulative production of 600,000, what will it be when cumulative production doubles to 1.2 million units?A. $24B. $28C. $32D. $64

Answers

Answer:

The unit cost will be:

A. $24.

Explanation:

a) Data and Calculations:

Experience curve = 75%

Unit cost = $32

Cumulative production units = 600,000

New cumulative production units = 1,200,000

The new unit cost will reduce to $24 ($32 * 75%).

b) The experience curve is the explanation for the fall in the unit cost of production resulting from the doubling of the cumulative production units.  Each time cumulative volume doubles, the value added costs (including administration, marketing, distribution, and manufacturing) fall by a constant percentage.  This is caused by the increased experience which the company has acquired as a result of the improved production activities.

Having in mind the pandemic, should a company reduce its leverage in order to add value to its shareholders? and why?

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Answer:

No, taking into account the pandemic, companies should not reduce their leverage, as this would make it very difficult for small and medium investors to invest in a context of lack of income and shortage of available circulating money.

Therefore, leverage implies the possibility for investors to access the necessary funds to be able to invest their money, without the need to dispose of their savings or the money they use for essential activities.

Ralph gives his daughter, Angela, stock (basis of $8,000; fair market value of $6,000). If Angela subsequently sells the stock for $10,000, what is her recognized gain or loss

Answers

Answer: $2000

Explanation:

From the question, we are informed that Ralph gives his daughter, Angela, stock (basis of $8,000; fair market value of $6,000) and that Angela subsequently sells the stock for $10,000.

The realized gain or loss will be calculated as:

Sale value of stock = $10,000

Basis of stock = $8000

Realized gain will then be:

= $10,000 - $8,000

= $2000

harry morgan plans to make 30 quarterly payments what is the value of the savings account after the 30 quarterly deposits

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Answer:

D) $8,276

Explanation:

The question is not complete, hence find below question:

Harry Morgan plans to make 30 quarterly deposits of $200 into a savings account. The first deposit will be made immediately. The savings account pays interest at an annual rate of 8%, compounded quarterly. How much will Harry have accumulated in the savings account at the end of the seven and a half-year period? (Use the appropriate table in the text.)

A) $8,114

B) $24,469

C) $6,000

D) $8,276

Note that this is a case of annuity due whose future value formula is found below:

FV=quarterly payment*(1+r)^n-1/r*(1+r)

FV=future value of quarterly deposits which is unknown

quarterly deposit=$200

r=quarterly interest rate=8%/4=2%

n=number of quarterly deposits in 7.5years=7.5*4=30

FV=200*(1+2%)^30-1/2%*(1+2%)

FV=200*(1.811361584 -1)/2%*(1+2%)

FV=200*0.811361584/2%*1.02=$8,276

On 1/1/01, Sienna Sunset, LLC provided a loan to one of its partners, Dorothy. In six years, Dorothy will have to pay Sienna Sunset $500,000. If Dorothy invests money semiannually in a savings account that pays an annual interest rate of 7.00%, how much will she need to deposit in the account every six months?

Answers

Answer:

Semiannual deposit= $34,241.97

Explanation:

Giving the following information:

Future value (FV)= $500,000

Number of periods (n)= 6*2= 12

Interest rate= 0.07/2= 0.035

To calculate the annual deposit, we need to use the following formula:

FV= {A*[(1+i)^n-1]}/i

A= semiannual deposit

Isolating A:

A= (FV*i)/{[(1+i)^n]-1}

A= (500,000*0.035) / [(1.035^12) - 1]

A= $34,241.97

Pete needs to make some repairs to his home. He obtains a mortgage that secures the amount of the loan and any future funds that Pete gets from the lender. What kind of loan does Pete have

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Answer:

Open end mortgage

Explanation:

Open end mortgage is the type of mortgage allows the loan beneficiaries to borrow an additional money to the main loan taken.

In this case, Pete needs to make some repairs to his home so he obtained a mortgage that secures the amount of the loan and ‘ any future funds’ that Pete gets from the lender which is a characteristic of an open end mortgage.

The ABS company has a capital base of $270 million, an opportunity cost of capital (k) of 19%, a return on assets (ROA) of 9%, and a return on equity (ROE) of 29%. What is the economic value added (EVA) for ABS

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Answer:

0.9

Explanation:

A company reports the following: Cost of goods sold $5,058,900 Average inventory 328,500 Round your answers to one decimal place. a. Determine the inventory turnover. Assume a 365-day year. fill in the blank 1 15.4 b. Determine the number of days' sales in inventory. Assume a 365-day year.

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Answer and Explanation:

The computation is shown below:

a. Inventory turnover

= Cost of goods sold ÷ average inventory

= $5,058,900 ÷ 328,500

= 15.4 times

b. The number of days' sales in inventory is

= Total number of days in a year ÷ inventory turnover ratio

= 365 ÷ 15.4

= 23.70 days

We simply applied the above formula so that the correct value could come

And, the same is to be considered

To avoid subsidies, the government should cap the price for a natural monopoly at its:________ a) average total cost. b) fixed cost. c) marginal cost. d) average variable cost.

Answers

Answer:

a) average total cost

Explanation:

In the case when the subsidies are avoided and the government wants to cap the price for the natural monopoly so it should be at average total cost. Because the government have to compensate the loss in the case when the government force the monopolies to generate at that time when the marginal cost is equal to Price so at this case the government should keep the proces at an average total cost equal to price so no loss and no subsidy is there

Hence, the correct option is a.

Suppose that signaling theory is correct. Harris Inc. is planning a large expansion and needs to raise new capital. If management thinks the firm’s stock is overvalued and its prospects are poor while investors are unaware of these opinions, will management want to raise capital using debt or equity?a) Equity b) Debt

Answers

Answer:

a)equity

Explanation:

From the question, we are informed about that how Harris Inc. is planning a large expansion and needs to raise new capital. If management thinks the firm’s stock is overvalued and its prospects are poor while investors are unaware of these opinions, In this case the management will want to raise capital using equity. In finance, equity can be regarded as when there is debts or liabilities associated to the ownership of assets .It can be visualize as the stake of shareholder in the firm which can be seen on balance sheet of the company .Equity is measured for accounting purposes by subtracting liabilities from the value of an asset. Equity can be calculated as substraction of total liabilities from total assets of the company , it's usefulness bid found in some key financial ratios like ROE.

PLs, HELP URGENT! Will give brainiest for a proper answer!

Answers

Answer:

D. Has more money for research and development

Explanation:

Answer:

d

Explanation:

A company provides services to clients during the period that are neither paid for, nor billed to the clients. What must the company do?

a. Bill the client prior to year end in order to recognize the revenue
b. Record the revenues as a liability at the end of the year
c. Accrue revenue by making an adjusting entry at the end of the period
d. All of the above are true

Answers

Answer:

c. Accrue revenue by making an adjusting entry at the end of the period

Explanation:

As in the given situation since it is mentioned that the service is earned but not yet billed or collected so here the revenue is accrued so that the revenue could be recorded by recording the adjusting entry and there is an account receivable at the closing of the period.

Therefore according to the given options, the option c is correct and the same is to be considered

Consider a risky portfolio. The end-of-year cash flow derived from the portfolio will be either $150,000 or $290,000 with equal probabilities of 0.5. The alternative risk-free investment in T-bills pays 6% per year. A. If you require a risk premium of 7%, how much will you be willing to pay for the portfolio?B. Suppose the portfolio can be purchased for the amount you found in (a). What will the expected rate of return on the portfolio be? C. Now suppose you require a risk premium of 15%. What is the price you will be willing to pay now?

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Answer:

(A) The price you will be willing to pay for the portfolio is $194,690.

(B) The expected rate of return is 13%.

(C) The price you will be willing to pay for the portfolio is $181,818.

Explanation:

A. If you require a risk premium of 7%, how much will you be willing to pay for the portfolio?

The amount you be willing to pay for the portfolio can be calculated using the following formula:

The price you will be willing to pay for the portfolio = Expected cash flow / (1 + Required rate of return) ................... (1)

Where;

Expected cash flow = ($150,000 * 0.5) + ($290,000 * 0.5) = $220,000

Required rate of return = Risk free rate + Risk premium = 6% + 7% = 13%, or 0.13

Therefore, we have:

The price you will be willing to pay for the portfolio = $220,000 / (1 + 0.13) = $220,000 / 1.13 = $194,690

B. Suppose the portfolio can be purchased for the amount you found in (a). What will the expected rate of return on the portfolio be?

The expected rate of return (E(r)) can be calculated using the following formula:

Amount to be paid for the portfolio * [1 + E(r)] = Expected cash flow

Therefore, we have:

$194,690 * [1 + E(r)] = $220,000

$194,690 + ($194,690 * E(r)) = $220,000

$194,690 * E(r) = $220,000 - $194,690

$194,690 * E(r) = $25,310

E(r) = $25,310 / $194,690 = 0.13, or 13%

Therefore, the expected rate of return is 13%.

C. Now suppose you require a risk premium of 15%. What is the price you will be willing to pay now?

Required rate of return = Risk free rate + Risk premium = 6% + 15% = 21%, or 0.21

Using equation (1) in part A, we have:

The price you will be willing to pay for the portfolio = $220,000 / (1 + 0.21) = $220,000 / (1.21) = $181,818

A company offers a raffle whose grand prize is a $45,000 new car. Additional prizes are a $900 television and a $400 computer. Tickets cost $18 each. Ticket income over the cost of the prizes will be donated to charity. If 3,000 tickets are sold, what is the expected gain or loss (in dollars) of each ticket

Answers

Answer:

The expected loss in dollars of each ticket is -$3.5

Explanation:

The computation of the expected gain or loss in dollars of each ticket is shown below:

The probability of winning each of them would be

= 1 ÷ 3,000

Now the expected value is

= $45,000 × (1 ÷ 3000) + $900 × (1 ÷ 3000) + $600 × (1 ÷ 3000)

= 15 + 0.3 + 0.2

= 15.5

Now the cost of the ticket is $18

So, the loss would be

= $18 - 15.5

= -$3.5

Asset A has an expected return of 15% and a reward-to-variability ratio of 0.4. Asset B has an expected return of 20% and a reward-to-variability ratio of 0.3. A risk-averse investor would prefer a portfolio using the risk-free asset and ______.

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Answer: Asset A

Explanation:

The risk-averse investor will prefer the asset that has a lesser standard deviation because it indicates less risk.

Reward-to-variability ratio = Expected return/ standard deviation

Standard deviation = Expected return /  reward-to-variability ratio

Asset A deviation = 0.15/0.4 = 0. 375

Asset B deviation = 0.2/0.3 = 0.667

Risk Averse investor will pick Asset A with the lesser deviation.

It is important to think about your own views on leadership. What do you feel are the foundations of what makes a leader successful?

Answers

Explanation:

A successful leader is one who manages to coordinate and motivate his subordinates so that organizational goals and objectives are achieved.

There are certain characteristics that make a leader more successful than others, they are, they have conceptual skills to see the whole organization as an integrated system whose parts are essentially important to the success of an organization. So a good leader is one who will know how to recognize the importance of people in the organization and know that they have needs that they want to be met so that they can develop their potential.

 It is necessary, then, that the leader be the main example of conduct for his subordinates, that is, act ethically, know how to guide and motivate, provide feedback, be assertive, etc.

A company has a target debt-equity ratio of 0.57. The yield to maturity on its bonds is 11 percent. Its cost of equity is 17 percent. The corporate income tax rate is 32 percent. Calculate the WACC for this company.

Answers

Answer:

13.54%

Explanation:

Debt Equity Ratio (Debt/Equity)=0.57

Yield to Maturity (YTM) on bonds (Cost of Debt) (Kd) = 11%

Cost of Equity (Ke) = 17%

Income Tax Rate= 32%

Computation of WACC

Particulars   Proportion (1)     Cost (2)    Weighted Cost (1*2)

Equity                0.6369                 17                   10.8273

Bond (Debt)       0.3631                 7.48               2.7160

Total                        1                                            13.5433

Therefore, the WACC of Company= 13.54%

Working Note 1

Computing Proportion

Debt/Equity=0.57

Therefore Debt= 0.57 Equity

Lets assume Equity = 10

So Debt = 5.7

Hence, Proportion is as follows:  

Equity= 10/15.7 =0.6369

Debt= 5.7/15.7 = 0.3631

Working Note 2

After tax cost of Debt = 11 * (1 - 0.32)

After tax cost of Debt = 11 * 0.68

After tax cost of Debt = 7.48%

An engineering student wants to buy a 2005 Subaru WRX STi for $18,000. Instead of paying for the car in full immediately, the student would like to make monthly payments over two years. At a 12% annual interest rate what would be the amount of the monthly payment

Answers

Answer:

$847.33

Explanation:

we can use the present value of an annuity formula to calculate the monthly payment:

present value = monthly payment x PV annuity factor

monthly payment = present value / PV annuity factor

present value = $18,000PV annuity factor, 1%, 24 periods = 21.243

monthly payment = $18,000 / 21.243 = $847.33

What would be the interest earned on a $6,000 deposit during the second year of its life if no money is withdrawn from the bank during that time, and the deposit pays an annual interest rate of 2.5 percent, with annual compounding?

Answers

Answer:

The interest earned during the second year of the life of a deposit of $6,000 if no money is withdrawn from the bank during that time is $153.75.

Explanation:

Since it is an annual compounding without any money withdrawn, that mean interest will be paid on both the principal and the first year interest income. Therefore, we have:

First year interest earned = Principal * Annual interest rate = $6,000 * 2.5% = $150

Second year interest earned = (Principal + First year interest earned) * Annual interest rate = ($6,000 + $150) * 2.5% = $6,150 * 2.5% = $153.75

Therefore, the interest earned during the second year of the life of a deposit of $6,000 if no money is withdrawn from the bank during that time is $153.75.

TB MC Qu. 18-81 (Algo) C. Worthy Ships initially issued... C. Worthy Ships initially issued 490,000 shares of $1 par stock for $2,450,000 in 2021. In 2023, the company repurchased 49,000 shares for $490,000. In 2024, 24,500 of the repurchased shares were resold for $392,000. In its balance sheet dated December 31, 2024, C. Worthy's treasury stock account shows a balance of:_____.

Answers

Answer:

$245,000

Explanation:

Calculation for what Worthy's treasury stock

Account Balance will show

Based on the information given the year 2023 treasury stock repurchase that was made will be debited with the amount of $490,000 and Since we were told that half of the treasury stock was resold the amount of $245,000 (490,000*50%) will be credited to treasury stock while the amount of $147,000 ($392,000-$245,000) will be credited to Paid-in capital share repurchase

Treasury stock account balance=($490,000 - $245,000)

Treasury stock account balance=$245,000

Therefore C. Worthy's treasury stock account shows a balance of: $245,000

The MRP input storing information on the status of each item by time period (e.g., scheduled receipts, lead time, lot size) is the:___________.A) master production schedule.B) bill of materials.C) inventory records.D) assembly time chart.E) net requirements chart.

Answers

Answer:

C. inventory-records

Explanation:

Inventory Record System, can be regarded as system that helps to keep a track of physical quantities as well as the monetary valuation inventories that are still available and those that have been sold. With inventory records company can know the record of goods as it gets to warehouse or when it goes down or when sold. It should be noted that inventory record is the MRP input storing information on the status of each item by time period (e.g., scheduled receipts, lead time, lot size).

Turnbull Co. has a target capital structure of 58% debt, 6% preferred stock, and 36% common equity. It has a before-tax cost of debt of 8.2%, and its cost of preferred stock is 9.3%. If Turnbull can raise all of its equity capital from retained earnings, its cost of common equity will be 12.4%. However, if it is necessary to raise new common equity, it will carry a cost of 14.2%, 0.83%, 0.86%, 0.64%, and 0.70%. Turnbull Co. is considering a project that requires an initial investment of $1,708,000. The firm will raise the $1,708,000 in capital by issuing $750,000 of debt at a before-tax cost of 8.7%, $78,000 of preferred stock at a cost of 9.9%, and $880,000 of equity at a cost of 13.2%. The firm faces a tax rate of 40%. what will be the WACC for this project?

Answers

Answer:

9.55%

Explanation:

WACC for the project=We*Ke+Wp*Kp+Wd*Kd*(1-tax rate)

We=weight of equity=equity value/total cost of the project=$880,000/$1,708,000=51.52%

Wp=weight of preferred stock=preferred stock value/total cost of the project=$78,000/$1,708,000=4.57%

Wd=weight of debt=value of debt/total cost of the project=$750,000/$1,708,000=43.91%

Ke=cost of equity=13.2%

Kp=cost of preferred stock=9.9%

Kd=cost of debt=8.7%

tax rate=40%

WACC for the project=(51.52% *13.2%)+(4.57% *9.9%)+(43.91% *8.7%)*(1-40%)=9.55%

Distinguish policies on external competitiveness from policies on internal alignment. Why is external competitiveness so important? What factors shape an organization's external competitiveness?

Answers

Answer:

The answer is given in detailed below along with headings separated for each part of the question

Explanation:

External Competitiveness and Internal Alignment

The comparisons with competitors with regard to the income received, some of which offer even high salaries in order to get the best individuals to work for them refer to as external competitiveness. While in the case of Internal alignment the comparison is done on the individuals job or skill level with each others and with the organisations objectives.

Importance of External Competitiveness

This is important depending on the goal of the organisations such that they provide attractive pay packages to retain their employees while ensuring that the labour cost is controlled so that it's products/services prices remain competitive in the market.

Factors shaping the organisations external competitiveness

The factors affecting the external competitiveness are as given below:

(1) Customs specific to both the organisations and its employees.

(2) Labour Market Competition

(3) The Competition in the market of product/service

These factors combined affect the level of pay an employee receives within an organisation.

Use the below information to determine cash flows from financing activities.

a. Net income was $474,000.
b. Issued common stock for $78,000 cash.
c. Paid cash dividend of $13,000.
d. Paid $105,000 cash to settle a note payable at its $105,000 maturity value.
e. Paid $118,000 cash to acquire its treasury stock.
f. Purchased equipment for $94,000 cash.

Answers

Answer:

-$158000

Explanation:

Net income belongs to cash flows from operating activities while the purchase of equipment would be shown as cash flow under investing activities.

Cash flow used by financing activities= Issued common stock-cash dividends-cash used in settling notes-cash paid for treasury stock

Cash flow used by financing activities=$78,000-$13000-$105000-$118,000

cash flow used by financing activities=-$158000 (negative sign indicates cash outflow rather than inflow)

The Goodie Barn has a 7% coupon bond outstanding that matures in 13.5 years. The bond pays interest semiannually. What is the market price per bond if the face value is $1,000 and the yield to maturity is 14.78%? Select one: a. $255.27 b. $674.66 c. $954.92 d. $550.40 e. $967.38

Answers

Answer:

Bond Price​= 550.4

Explanation:

Giving the following information:

Cupon= (0.07/2)*1,000= $35

Periods= 27 semesters

Face value= $1,000

YTM= 0.1478/2= 0.0739

To calculate the bond price, we need to use the following formula:

Bond Price​= cupon*{[1 - (1+i)^-n] / i} + [face value/(1+i)^n]

Bond Price​= 35*{[1 - (1.0739^-27)] / 0.0739} + [1,000/(1.0739^27)]

Bond Price​= 404.52 + 145.88

Bond Price​= 550.4

On January 1, 2020, Mirada, Inc. issued five year bonds with a face value of $100,000 and an annual stated rate of 8%. Interest payments are made annually on December 31st. The bonds were issued for $108,425, when the market rate of interest was 6%. What is Mirada's book value of bonds payable, after the first interest payment (i.e., the balance on December 31, 2020)

Answers

Answer:

Book Value of bond = $106,931

Explanation:

Given:

Face value of bond = $100,000

Issue price = $108,425

Computation:

Interest payment = $100,000 x 8%

Interest payment = $8,000

Interest expense = $108,425 x 6%

Interest expense = $6,505.50

Amortization of premium = $8,000 - $6,505.50

Amortization of premium = $1,494.50

Book Value of bond = $108,425 - $1,494.50

Book Value of bond = $106,931

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