Outline the Operational Risk events that JP Morgan Chase & Co has experienced over the last 5 years

Answers

Answer 1

Some operational risk events faced by JP Morgan and other firm are:

Internal fraudExternal fraudDamage to physical assetsBusiness disruptionSystems failures

What is an operational risk event?

This refers to an incident or experience that has caused or that has a potential to cause some material loss to the firm either directly or indirectly with other incidents.

Some example of an operational risk involves some employee errors, criminal activity like fraud, physical events etc.

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Related Questions

An amount of $5000 is deposited into a savings account at an annual interest rate of 5% compounded monthly. calculate the value of the investment after 10 years

Answers

A=50001+0.05/121211=8235.0 So, the investment balance after 10 years is $ 8,235.05 as per his deposit.

What is an investment?

Investments are financial commitments made to acquire assets in the hopes that their value would rise over time. Investment necessitates the loss of a current resource, such as time, money, or effort.

In the world of finance, investing is done in order to profit from the asset being put to use. The return may also include foreign exchange profits or losses as a result of shifting exchange rates.

A capital gain or loss realized from the sale of a piece of property or investment, unrealized capital gains, investment income like dividends, interest, or rental income, or a combination of capital gains and income can all be included in the return.

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i. Complete the following table.
% Change in Price % Change in Quantity Elasticity
Demand for Ben & Jerry's Ice Cream +10% - 12% a.
Demand for beer at San Francisco 49ers football games -20% b. -.5
Demand for Broadway theater tickets in New York c. -15% -1.0
Supply of chickens +10% d. +1.2
Supply of beef cattle -15% -10% e.
ii. Would you recommend that Ben & Jerry's move forward with a plan to raise prices if the company's only goal is to increase revenues?
iii. Would you recommend that beer stands cut prices to increase revenues at 49ers football games next year?

Answers

Elasticity measures the percent change in one economic variable in response to the percent change in another.

The required details for Elasticity in given paragraph

A. Elasticity = % change in quantity demanded / % change in price = -12%/10%

Elasticity = -1.2

B. -.5 = percentage change in demand / -20%

% change in demand = -.5 * -20%

demand Change = 10%

C. -1.0 = -15% / Price change in %

Price change in % = -15% / -1

Price change in % = 15%

D  1.2 = % change in amount / 10%

% change in amount = 1.

2*10%

% Quantity Change = 12%

E. Elasticity = % Quantity Change /% Price Change = -10 %/-15%

Elasticity = 0.67

If the price elasticity of demand for something is -2, a 10% increase in price will result in a 20 decrease in quantity demanded. Elasticity is an important concept in neoclassical economic theory and allows us to understand various economic concepts such as goods related to consumer choice theory. Understanding elasticity is also important when considering welfare distributions, particularly consumer surplus, producer surplus, or government surplus. Elasticities are present in many economic theories that The concept of elasticity appears in several leading indicators.

These include price elasticity of demand, price elasticity of supply, income elasticity of demand, factor substitution elasticity, cross-price elasticity of demand, and intertemporal elasticity of substitution.

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In the accompanying graph, illustrate the impact of an
increase in the contracted nominal wage.
How do nominal wage changes affect the economy's output
at the long-run equilibrium?
A. An increase in the nominal wages decreases output in
the long run.
B. Cannot be determined because the answer depends on
the position of the aggregate demand curve.
C. Nominal wages have no impact on output in the long
run.
D. An increase in the nominal wages increases output in
the long run.

Answers

D is the correct answer

Have an excellent day!

Interest is a payment
A: A payment you make to someone to whom you loaned money.
B: None of these are correct
C: A payment you receive from someone to whom you have loaned money.
D:You receive from someone who has loaned you money.

Answers

Giving up current consumption in order to engage in future consumption. You are setting money down today to spend later. You are prevented from making purchases of goods and services by depositing your money in the bank right away.

What is meant by Interest?When a company borrows money from a lender (creditor), it must pay interest. Though there are many more options, interest payments are typically based on the remaining balance of a loan and made monthly. Typically, interest is calculated as a portion of the loan balance at an established interest rate. In a market economy, interest performs a number of essential tasks. The coordination between borrowers and savers is the most obvious example; although borrowers are required to pay interest in order to borrow more money in order to spend more in the present, savers are rewarded for delaying consumption until a later date.

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When formulating a linear programming problem on a spreadsheet, which of the following is true?
O Multiple Choice
O Parameters are called data cells.
O Decision variables are called changing cells.
O Right hand sides are part of the constraints.
O The objective function is called the objective cell.
O All of the answer choices are correct.

Answers

All of the answer choices are correct when formulating a linear programming problem on a spreadsheet.

What is the performance metric when creating a linear programming model on a spreadsheet?

A linear equation is 3xy = 9. The performance metric goes in the objective cell when creating a linear programming model on a spreadsheet.

The data cells in a spreadsheet that contains a linear programming problem will display its best answer. The degrees of activity for the decisions being taken are displayed in objective cells while creating a linear programming problem on a spreadsheet.

Therefore, all of the answers mentioned in the question are true.

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prepare a tabular analysis of the september transactions beginning with august 31 balances. (if a transaction causes a decrease in assets, liabilities or stockholders place a negative sign (or parentheses) in front of the amount entered for the particular asset liability or equity item that was reduced. see illustration 1-8 for example.)

Answers

A tabular analysis of the September transactions will show the beginning balances, total debits and credits, and the ending balances for each asset, liability, and equity item.

How to prepare prepare a tabular analysis

Step 1: Create a table with four columns. Label the columns as "Transaction Date," "Transaction Description," "Assets," and "Liabilities and Equity."

Step 2: Enter the August 31 balances in the "Assets" and "Liabilities and Equity" columns.

Step 3: Starting with the first transaction, enter the transaction date and description into the appropriate columns.Step

4: For the transaction, enter the associated increases and decreases into the "Assets" and "Liabilities and Equity" columns.

If a transaction reduces assets, liabilities, or stockholders' equity, enter a negative sign (or parentheses) in front of the amount entered for the specific asset, liability, or equity item that was reduced.

Step 5: Continue entering the transactions into the table and calculating the new balances for each transaction.

Step 6: Once all transactions have been entered and the new balances have been calculated, the tabular analysis of the September transactions beginning with August 31 balances will be complete.

The tabular analysis of the September transactions beginning with august 31 balances given below .

| Accounts  | August 31 Balance  | September Transactions  | September 30 Balance  |

|--|--|--|--|

| Cash | $1,000 | +$2,000 | $3,000 |

| Accounts Receivable | $4,000 | +$1,000 | $5,000 |

| Inventory | $2,000 | +$2,000 | $4,000 |

| Land | $10,000 | -$1,000 | $9,000 |

| Building | $15,000 |  | $15,000 |

| Equipment | $3,000 | -$1,000 | $2,000 |

| Accounts Payable | $2,000 | -$1,000 | $1,000 |

| Wages Payable | $500 | +$1,000 | $1,500 |

| Common Stock | $3,000 | +$1,000 | $4,000 |

| Retained Earnings | $2,000 | -$500 | $1,500 |

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Which of the following is not accurate as concerns the online retailers of unmanned aerial view drones and/or the buyers of unmanned aerial view drones? O The vast majority of drone shoppers consider the widely-available and much-publicized annual P/Q ratings compiled by the Global Alliance for Safe and Responsible Use of Commercial Drones to be a trusted measure of the performance and quality of competing brands of drones. O When two brands of drones have slightly different prices and P/Q ratings (and all other buyer considerations are, on balance, an even tradeoff between the two brands), then a bigger percentage of buyers in North America will purchase the brand with the higher P/Q rating while a bigger percentage of buyers in Latin America will purchase the cheaper-priced brand. O Market research confirms that the prior-year overall images/brand reputations of rival drone- makers have a moderately strong influence on the brand choices of drone buyers in the upcoming twelve months. O Because your company sells its UAV drone models at the company's own website in direct competition with other online retailers of UAV drones, these online retailers are inclined to stock and display your company's brand of drones only if they can purchase your drone models at an attractive percentage discount to the price being charged on your website. O A big percentage of shoppers for UAV drones used for commercial purposes do little Internet research and are unfamiliar with the P/Q ratings of rival brands, and the retail prices and information posted at company websites and the websites of other online retailers of drones.

Answers

A big percentage of shoppers for UAV drones used for commercial purposes do little Internet research and are unfamiliar with the P/Q ratings of rival brands, and the retail prices and information posted on company websites and the websites of other online retailers of drones.

What distinguishes UAVs from drones?

Although the terms "drone" and "UAV" are sometimes used interchangeably, there exists a clear distinction between the two: while UAVs lack autonomous flight capabilities, drones must.

Unmanned aerial vehicles (UAVs) are planes without a human pilot or other passengers. UAVs, often known as drones, can be totally or partially autonomous, although they are typically flown by a human pilot from such a distance.

Therefore, The public debate on the use of drones in warfare and surveillance has benefited from RAND research.

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How do computer programs help accounting professionals analyze risks? A. They allow accounting professionals to divide up information in different ways and look for patterns. B. They use advanced math to figure out business plans that have zero percent risk. C. Computer programs can usually detect when someone is not acting with integrity. D. Accounting professionals do not need computers to help them with risk analysis.

Answers

Specialized computer programs are able to help accounting professionals analyze risks because they allow accounting professionals to divide up information in different ways and look for patterns. The Option A is correct.

How do accounting professionals analyze risks with computer?

An accountant will look at factors like historical sales numbers, employee retention patterns, organizational spending and equipment life-cycles.  

Then, will use data analytics to assist businesses in discovering valuable insights within their financials, identifying process improvements that can increase efficiency, and managing risk more effectively.

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an initial benefit statement provides a reason why a prospect should listen to you. it will include all the following except group of answer choices save you money provide third party proof of your benefit statement allow you to spend more time on the golf course enable you to bring a new product to market in a shorter period od time increase expenses thus improving your bottom line

Answers

An Initial Benefit Statement provides a reason why a prospect should listen to you. It will include all the following except an increase expenses thus improving you bottom line

What is an initial benefit statement?

A benefit statement tells the reader of the benefits of a specific good, program, or service in a clear, concise manner. The first stage in writing a powerful initial benefit statement is to understand the job descriptions of the key decision-makers who may justify, approve, and purchase your goods and services.

Before contacting your prospect, it is crucial to comprehend their business concerns in order to write a strong initial benefit statement. After that, you can begin a sales interview that is focused on the wants and needs of the client. By using your contacts and using common sense, you may be able to obtain the information you require in order to create successful initial benefit statements.

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Which of the following CANNOT be found on a bank's balance sheet?
A. deposits
B. cash held by individuals
C. owner's equity
D. Creserves
E. loans

Answers

Money held by individuals is not found on a bank's balance sheet. All other elements can be found on a bank's balance sheet.

The required details for balance sheet in given paragraph

The term balance sheet refers to a cash flow statement that shows a company's assets, liabilities and equity at a specific point in time. Balance sheets are the basis for calculating investor returns and evaluating a company's capital structure. In short, a balance sheet is a cash flow statement that provides a summary of what the company owns and owes Amount used by is invested in the shareholders. Balance sheets can be used along with other important financial statements to perform fundamental analysis or calculate financial ratios. A balance sheet is a statement of assets, liabilities and equity of a company. The balance sheet is one of the three main financial statements used to value a company. Provides an overview of the company's finances (what it owns and what it owed) as of the issuance date of.

The balance sheet follows an equation that equates assets to total liabilities and equity. Fundamental analysts use balance sheets to calculate financial ratios.

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Which of the following is a determinant of the amount of money the commercial banking system can
create?
(A) The marginal propensity to consume
(B) The marginal propensity to save
(C) The total number of banks
(D) The size of the federal debt
(E) The reserve requirement

Answers

E) The reserve requirement is the correct option. The reserve requirement  is a determinant of the amount of money the commercial banking system can create.

The reserve requirement is the percentage of deposits that commercial banks are required to hold in reserve, either as cash or on deposit with the central bank. This requirement limits the amount of money that banks can create through the process of fractional reserve banking, as a higher reserve requirement means that banks have less money available to lend and create new deposits. The other options listed (A, B, C, D) are not direct determinant of the amount of money the commercial banking system can create.

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Drag each tile to the correct box. Arrange the steps of a trial process in the correct order.

Answers

The correct matching of the tiles to their trial process is given below:

opening statementprosecutions casedefense casedirect examinationredirect examinationcross-examinationrecross examinationclosing argumentscharge to the juryWhat is an Opening Statement?

Opening comments are made by both the plaintiff or the prosecution first, followed by the defense. Both sides will lay out the fundamental details of what will be tested in these declarations.

2. Direct examination: The defense will also conduct this after the prosecutor has finished questioning a witness.

3. The defense will conduct a cross-examination, which will be followed by the prosecution.

4. Redirect examination: This procedure enables the party who called the witness to refocus the prior questioning of the witness by asking new inquiries of the individual. When the witness is called by the defense party, it often happens first for the prosecution and then the defense.

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What is the treatment of disability pension income? Select one: a. Not taxable b. Taxable as wages c. Taxable as a pension or annuity d. Taxable as wages until the employee reaches minimum retirement age and as a pension or annuity after the employee reaches minimum retirement age. e. None of these

Answers

Answer: the disability pension income is not taxable.

Explanation:
the disability pension income is not taxable because a resident individual who has certified as a person with disability by the medical authority can claim the tax benefits under the law.

1. Compare and contrast the merits and demerits of scientific, administrative and Bureaucratic management decision​

Answers

Answer:

Scientific Management:

Merits: Scientific management relies on the use of scientific data, research and analysis to increase efficiency and improve the quality of work. It also provides incentives for workers to work harder and more efficiently, resulting in improved productivity.

Demerits: It does not always take into account the feelings or opinions of workers and can be overly rigid and inflexible in its application. It can also lead to worker alienation and dissatisfaction, resulting in a decrease in morale.

Administrative Management:

Merits: Administrative management focuses on the use of established methods and procedures to maintain order and efficiency within an organization. It also provides structure and guidance for decision-making and helps ensure that tasks are completed correctly and on time.

Demerits: Administrative management can be overly bureaucratic, resulting in a lack of creativity or innovation. It can also lead to an increase in operational costs if the procedures are not properly managed or monitored.

Bureaucratic Management:

Merits: Bureaucratic management relies on rules, regulations and policies to guide decision-making and ensure that tasks are completed in an efficient and effective manner. It also provides structure and guidance for decision-making, which can help to reduce the risk of errors or mistakes.

Demerits: Bureaucratic management can be overly rigid and inflexible, which can lead to a lack of creativity or innovation. It can also lead to excessive bureaucracy and paperwork, resulting in an increase in operational costs.

Explanation:

Can global-level agreements about the environment ever work in practice?​

Answers

Answer:

Yes, global-level agreements about the environment can work in practice. These agreements are typically negotiated between countries and involve commitments for taking specific actions to reduce environmental damage or increase sustainability. Examples of global-level agreements include the Paris Agreement, which is a commitment from signatory countries to reduce greenhouse gas emissions, and the Kyoto Protocol, which set targets for reducing emissions of certain gases. These agreements are implemented through a variety of means, including carbon taxes, emissions trading schemes, and commitments to renewable energy sources. The success of these agreements depends on the commitment of participating countries to uphold their obligations and the willingness of other nations to join the agreement.

Thomas’ family also runs a gourmet food store that sells two main products: Premium Caviar and Goose Foie Gras. They import the Premium Caviar from Russia, and purchase Goose Foie Gras from Upstate New York. The two products are sold in boxes. Thomas gathers the following information:


Premium Caviar Goose Foie Gras Totals
Units 4,000 12,000 16,000
Revenue $100,000 $180,000 $280,000
Variable costs 56,000 105,000 161,000
Fixed costs 20,000 40,000 60,000
Profit $ 24,000 $ 35,000 $ 59,000

Selling price per unit $25.00 $15.00
Contribution margin per unit $11.00 $6.25
Profit margin per unit $6.00 $2.92

When Thomas took accounting courses at college, he knows how to do cost-volume-profit analysis pretty well. However, he just remembers how to do the analysis for those companies with only one product. Therefore, he needs your help to calculate the following:

a. What is the business’ weighted-average contribution margin per unit? (show your computation)

b. Calculate the business’ break-even point in units assuming the current sales mix. (show your computation)


c. What will be the number of Premium Caviar and Goose Foie Gras boxes at the break-even level of sales? (show your computation)

d. What is the business’ weighted average contribution margin ratio? (show your computation)

e. What level of sales (in dollars) will be needed to earn a profit of $64,950 assuming the current sales mix? (show your computation)

f. What will be the sales (in dollars) of Premium Caviar and Goose Foie Gras boxes for the business’ total sales calculated in Part e? (show your computation)

Answers

Ratio of the weighted average contribution margin will be 0.50, or 50%.

How is the weighted-average contribution calculated?

To get the weighted-average contribution margin per unit, the sales mix must be known (the proportion of total sales for each product). Let's assume that the sales ratio for Premium Caviar & Goose Foie Gras is 50:50, which means that Premium Caviar makes up half of overall sales and Goose Foie Gras makes up the other half.

In order to compute the weighted-average contribution margin per unit, the contribution margin per unit for every product (Premium Caviar & Goose Foie Gras) must first be determined. Compute the contribution margin by deducting the variable cost per unit from of the selling price per unit.

Let's proceed with the supposition that:

Premium Caviar:

Selling price (per unit): $50

Variable cost (per unit): $25

Contribution margin (per unit): $50 - $25 = $25

Goose Foie Gras:

Selling price (per unit): $30

Variable cost (per unit): $15

Contribution margin (per unit): $30 - $15 = $15

To calculate the weighted-average contribution margin per unit, the contribution margin per unit for each product is multiplied by the proportion of sales for that product.

Weighted-average contribution margin (per unit) = (Premium Caviar's contribution margin per unit x percentage of premium caviar sales) + (Margin of contribution per serving of goose foie gras x the percentage of sales of goose foie gras)

= ($25 x 0.50) + ($15 x 0.50) = $20

The total fixed costs of the company must be known in order to determine the break-even point in units. Assume that the $100,000 total fixed expenses.

The following formula is used to compute the break-even point in units:

Break-even point (units) = Total fixed costs / Contribution margin (per unit)

= [tex]\frac{100,000}{2}[/tex] = 5000 units

To figure out how many boxes of Premium Caviar and Goose Foie Gras are required to achieve break-even sales, we must first establish the sales mix. The sales mix we assumed earlier (50:50) can be multiplied by the break-even point in units to produce the following result:

Premium Caviar boxes = (Break-even point (units) x Proportion of sales)

= (5000 x 0.50) = 2500 boxes

Goose Foie Gras boxes = (Break-even point (units) x Proportion of sales)

= (5000 x 0.50) = 2500 boxes

The weighted average contribution margin per unit must be divided by the weighted average selling price per unit in order to obtain the weighted average contribution margin ratio.

Weighted-average selling price per unit = (Cost per unit of sale for premium caviar x percentage of premium caviar sales) + (Price per unit of goose foie gras for sale x the percentage of sales of goose foie gras)

= ($50 x 0.50) + ($30 x 0.50) = $40

Weighted-average contribution margin ratio = Weighted-average contribution margin (per unit) / Weighted-average selling price (per unit)

= [tex]\frac{20}{40}[/tex] = 0.50 or 50%.

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David recently started revising his resume after his managers failed to give him a pay raise that he felt would rightly compensate him for his increasing workload. David, who had faced this kind of pay discrimination in the company earlier, finally decided to quit and has begun looking for another job. His resentment related to his pay reflects the lack of _____ in the company that he works for.
interactional fairness
informational fairness
retributive fairness
distributive fairness

Answers

Note that where David recently started revising his resume after his managers failed to give him a pay raise that he felt would rightly compensate him for his increasing workload. David, who had faced this kind of pay discrimination in the company earlier, finally decided to quit and has begun looking for another job. His resentment related to his pay reflects the lack of distributive fairness in the company that he works for. (Option D)

What is distributive fairness?

Distributive justice is concerned with the equitable distribution of resources.

When compared to just procedure, which is concerned with the administration of the law, distributive justice is concerned with outcomes. This topic has received a lot of attention in philosophy and the social sciences

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All of the following are correct statements about the cost-plus pricing approach except that it: A. is simple to compute. B. considers customer demand. C. includes only variable costs in the cost base. D. will only work when the company sells the quantity it budgeted.

Answers

The following statements about the price-plus approach are all correct, except: Includes only variable costs in the cost basis.

The required details for Cost-Plus pricing in given paragraph

Cost-plus pricing is a pricing strategy that determines the selling price of a product by adding a certain fixed percentage ("Markup") on the unit cost of the Product. Basically, markup percentage is a method to achieve a specific desired return. Another evaluation method is the value-based evaluation. Cost-plus pricing has often been used for government contracts (cost-plus contracts) and has been criticized for reducing or reducing the incentives for suppliers to control production directly, indirectly and independently being associated with selling a product or service. Companies employing this strategy should record their costs in detail to ensure they have a full understanding of the total costs. This information is important in creating accurate cost estimates for .

Cost-Plus pricing is particularly common for media and single-buyer products made to buyer's specifications, such as: B. Military purchases.

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In this example, which type of liability can be seen in the business’s balance sheet?
Jane runs a small manufacturing business. She obtained a short-term loan to finance her business a few months ago. She now needs to pay off this debt in less than a year. The loan amount will thus be seen as a _____ in her business’s balance sheet.

Answers

The loan amount will thus be seen as a short-term or current liability in her business’s balance sheet.

What is short-term liability?

Current liabilities, often known as short-term debt, refer to a company's debts that are due to be repaid within a year. In the section of a company's balance sheet devoted to total liabilities called "current liabilities," it is listed.

Long-term liabilities are due after one year or more, whereas short-term obligations are due immediately. Liabilities that are contingent on a specific occurrence and have not yet happened are known as contingent liabilities.

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The 80/20 rule is most closely related to which basis of segmentation?
A. geographic
B. psychographic
C. opportunistic
D. demographic
E. behavioral

Answers

The 80/20 rule is most closely related to behavioral basis of segmentation.

What is the 80/20 rule ?

According to the Pareto Principle, sometimes known as the 80/20 rule, for many phenomena, 80% of the outcome results from 20% of the work. The economic theorist Vilfredo Pareto, who observed that 20% of Italy's population owned nearly 80% of the country's land in 1895, gave the idea its name.

According to the Pareto principle, 20% of causes account for about 80% of the consequences for many outcomes. In other words, only a small proportion of causes result in disproportionate effects. Understanding this idea is crucial because it will enable you to decide which projects to prioritize in order to have the biggest impact.

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Type the correct answer in the box Spell all words correctly.
Identify the sales promotion technique based on the given scenario.
Tara's company has launched a new perfume. The company recently received some bad publicity. Tara is planning to rebuild a strong relationship
with her customers by investing in techniques that improve the company's reputation and earn public goodwill. Tara is looking to improve her
company's reputation through______________.

Answers

Loyalty Points to Customers. Explanation: An vital sales advertising method that matches nicely into this method is the sales advertising technique.

What is a client loyalty program?

By definition, a patron loyalty software is a advertising approach that recognizes and rewards customers who purchase or have interaction with a brand on a routine basis. A enterprise can also dole out factors or perks, and graduate clients to higher stages of loyalty the more they buy.

A ordinary instance of client loyalty is Starbucks. The enterprise has managed no longer solely to preserve its customers but additionally to make bigger its patron base thru exemplary loyalty programs.

What are the 6 ranges of customer loyalty?

They are: suspect, prospect, first-time customer, repeat customer, consumer and advocate.

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Which of the following audit procedures would not likely be performed for audits of investments?
a. Read board of directors' minutes for authorization of investment strategies.
b. Confirm investments with registrar.
c. Confirm investments with broker or trustee.
d. Compare valuation to published market prices.

Answers

''Read board of directors' minutes for authorization of investment strategies'' would not likely be performed for audits of investments.

What do you mean by investment?

Investment basically is the act of committing money or capital to an endeavor with the expectation of obtaining an additional income or profit. Investments typically involve the purchase of assets such as stocks, bonds, real estate, commodities, or other financial instruments.

Audits of investments are typically performed to provide an independent opinion on the accuracy and completeness of an organization's financial statements. Audits are not typically performed to examine how investment strategies are authorized and implemented.

Hence, option A is correct.

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Cooper recently accepted a job that comes with a slightly lower salary than he was hoping for. However, the position offers him valuable training and knowledge that will likely help him obtain a better position down the road. This can be referred to as a:


job benefit mix.


demotion.


creative strategy.


professional association.

Answers

This can be referred to as a job benefit mix, hence option A is the correct answer.

What is job benefit mix?

The range of benefits supplied by a company is referred to as the job benefits mix. Two positions may have similar defined salary, but their overall compensation may differ greatly based on the value of the benefits provided.

Many firms provide four basic categories of employee benefits: medical insurance, life insurance, disability insurance, and retirement plans.

Traditionally, most employee benefits fell into one of four categories: medical insurance, life insurance, retirement plans, and disability insurance.

Employee benefits are a type of compensation that is provided in addition to a salary or pay. Medical, disability, and life insurance are common non-wage benefits, as are retirement savings, paid time off, and sick leave.

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young enterpenuer living the dream questions

Answers

Answer:

were about to go under. They must continually acquire new skills—and continually ask themselves where they want to go and how they will get there.

Of the hundreds of thousands of business ventures that entrepreneurs launch every year, many never get off the ground. Others fizzle after spectacular rocket starts.

A six-year-old condiment company has attracted loyal customers but has achieved less than $500,000 in sales. The company’s gross margins can’t cover its overhead or provide adequate incomes for the founder and the family members who participate in the business. Additional growth will require a huge capital infusion, but investors and potential buyers aren’t keen on small, marginally profitable ventures, and the family has exhausted its resources.

Have you ever held a job under a different name? If so, please provide the name under which you worked.

Answers

Giving a job under a different name, the name was legal under which worked.

Legal lists are frequently low-risk, low-volatility investments that ensure the well-being of investors in institutions where the safety of the principal is a worry. From the perspectives of the financial institution and the client, they can be seen as reasonably safe investments because there is little risk involved on either side. As determined by the Lawyers to be reasonably necessary to (a) investigate Claims, (b) prosecute Claims, (c) negotiate a Settlement of Assertion, and (d) negotiate to secure and maintain funding for Claims on behalf of Group Members, "Legal Work" includes any advice and legal services provided to Group Mates or for the benefit of Group Members. This includes both Common Benefit Work and any Individual Legal Work.

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Ryan wants to work in a factory as a machine operator. What is a basic requirement for his job?

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If Ryan wants to work in a factory as a machine operator.  The  basic requirement for his job is: Ability to make decision, problem solving skills,  Ability to pay attention to details, Analytical skills.

Who is a machine operator?

Machine operator can be defined as the person who is in charge of a company machine as this person duty is to operate the machine by making sure that the machines are working effectively and smoothly .

A machine operation help to as well maintained the machine  by carryout installation on the machine among others.

Therefore a machine operation must possess a problem solving skills as well as problem solving skills.

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Explain how compound growth is relevant to Charles and ebony budget

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Answer:

Explanation:

Compound growth is relevant to Charles and Ebony's budget in the sense that it can help them plan for their future financial goals. Compound growth refers to the phenomenon where an investment or savings account earns interest on both the initial amount invested as well as the interest earned over time. This means that over time, the interest earned on the initial investment will grow, leading to a larger overall return.

For Charles and Ebony, this means that if they invest or save a certain amount of money now and let it grow over time, they will have more money in the future than if they had simply saved the same amount of money without earning interest. This can be particularly useful for long-term financial goals such as retirement savings or purchasing a home. By understanding the power of compound growth, Charles and Ebony can make informed decisions about how much to save and invest now in order to reach their desired financial goals in the future.

For example, if Charles and Ebony set aside $100 every month and invest it in an account that earns an interest rate of 7% per year, after 20 years they would have $55,857. This is a significant amount of money that they can use to reach their financial goals, such as buying a house or saving for retirement.

In conclusion, compound growth is relevant to Charles and Ebony budget because it can help them plan for their future financial goals by understanding the power of compound growth. It's important for them to understand how much they should save and invest now in order to reach their desired financial goals in the future. Compound growth can help them grow their savings and investments over time and reach their financial goals faster.

Constructing professional memo please help!!!!!! Quickly!!!!!

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Memos are known for being succinct, direct, and simple to read. Despite being less official than letters, they nonetheless need to be written in a formal, concise manner.

A receipt or a cash memo?

It provides information on the goods, including rate, amount, and number. Typically, they are printed and serially numbered. It is made in two copies. Since it differs from a receipt, cash memos do not need to be stamped.

What does memo in banking mean?

In a bank memo, the routing information and bank account details associated with a company's business account are listed. It is normally written on bank letterhead and either a banker's signature or a teller's stamp is used.

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Assume the economy is in​ long-run equilibrium.
Now assume that there is a large increase in demand for U.S. exports.
As a result of increased demand for U.S.​ exports, the
A. ​long-run aggregate supply curve will shift left.
B. aggregate demand curve will shift right.
C. aggregate demand curve will shift left.
D. ​short-run aggregate supply curve will shift left

Answers

The demand for exports increases, therefore the total expenditure increases. AD moves to the right. Option D is correct. Option A, where new AD and old SARS interact, resulting in a new short-run equilibrium.

The required details for equilibrium in given paragraph

In the new equilibrium, the unemployment rate is relatively lower. In the new equilibrium, the unemployment rate is relatively lower. p> Since there is an inflation gap, the economy will return to equilibrium if aggregate supply shifts to the left in the short run. Option C In the new equilibrium, the price level is higher, but the GDP of remains unchanged. Equilibrium is a state in which supply and demand in the market are equalized and prices stabilize. In general, an oversupply of a good or service drives prices down, leading to an increase in demand, while an undersupply or shortage drives prices up, leading to a decrease in demand.

The balanced effect of supply and demand leads to a state of equilibrium.

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Noventis Corporation prepared the following estimates for the four quarters of the current year: Additional Information • First-quarter administrative costs include the $110,000 annual insurance premium. • Advertising costs paid in the second quarter relate to television advertisements that will be broadcast throughout the entire year.
• No special items affect income during the year.
• Noventis estimates an effective income tax rate for the year of 40 percent.
a. Assuming that actual results do not vary from the estimates provided, determine the amount of net income to be reported each quarter of the current year.
b. Assume that actual results do not vary from the estimates provided except for that in the third quarter, the estimated annual effective income tax rate is revised downward to 38 percent. Determine the amount of net income to be reported each quarter of the current year.

Answers

The net-income for the 4 quarters is 240,000, $309,000 , $384,000  and $436,800 respectively.

What is net income?

The amount earned by an individual or corporation after costs, allowances, and taxes is referred to as net income.

Net income in company is the amount that remains after all costs, such as salaries and wages, the cost of goods or raw materials, and taxes, have been paid. Net income is the amount that a person keeps after paying taxes, health insurance premiums, and retirement contributions. For financial health to be evident, net income should ideally exceed expenses.

Take the gross income, which is the whole amount of money received, and deduct costs like taxes and interest payments to get at net income.

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